Search found 143 matches

Return to advanced search

Re: "I've had it" at work - how often

I'm in engineering and construction and I can say my work today is as exciting and satisfying as it was when I began my career 38 years ago. I've had four employers. I stayed with the first three ten plus years each and am in my third year with the current employer. I think if you choose a field tha...
by TravelforFun
Sat Oct 18, 2014 10:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12364

Re: Is it possible to have a favorite movie

Most favorite: Godfather II. There are several close seconds.
by TravelforFun
Fri Oct 17, 2014 10:45 am
 
Forum: Personal Consumer Issues
Topic: Is it possible to have a favorite movie
Replies: 82
Views: 3126

Re: When people put all their eggs in the wrong basket

greg24 wrote:Unfortunately, greed has a large part in such an undertaking.

Agree! Stupidity didn't cause those people to put all their money in one stock. Greed did. The same greed that lures older folks to investment lunches and dinners.
by TravelforFun
Wed Oct 08, 2014 11:28 am
 
Forum: Investing - Theory, News & General
Topic: When people put all their eggs in the wrong basket
Replies: 227
Views: 23031

Re: Tell me about Paris

1- how safe is the city at late night for a family with kids trying to get to their hotel (using public transportation)? Are there specific areas that should be avoided? For our budget, we are looking at Clignancourt (just north west of Gare du l'Est and near Sacre Coeur) and Gallieni (Paris East -...
by TravelforFun
Tue Oct 07, 2014 12:13 am
 
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 65
Views: 3585

Re: Wife Expecting, Down to One Income Source

Any stories out there of moving to one income source and making it work! TB I wouldn't worry too much about it. I went through this three times and each time we became a one-income family for about two years. We survived by cutting back on unnecessary expenses and me picking up a part-time job here...
by TravelforFun
Tue Oct 07, 2014 12:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Wife Expecting, Down to One Income Source
Replies: 116
Views: 8200

Re: Quantum of the Seas

investingdad wrote:We're planning a family cruise on Anthem of the Seas in 2015. Been awhile since we sailed, should be interesting. Let us know how the trip goes.

I will let you know since the Anthem is identical to the Quantum.
by TravelforFun
Thu Sep 18, 2014 12:28 am
 
Forum: Personal Finance (Not Investing)
Topic: Quantum of the Seas
Replies: 2
Views: 814

Re: Which debt to tackle first?

I'd use Ramsey's baby steps and knock out smaller loans first regardless of interest rates to gain momentum. Cut back on spending and apply the extra money towards debts until you're debt-free except for the mortgage.
by TravelforFun
Wed Sep 17, 2014 11:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Which debt to tackle first?
Replies: 21
Views: 1236

Re: How much to self insure LTC and longevity? hypothetical

I would add LTC insurance premium (say $300 per month for the couple) to your monthly expense. Now you need to withdraw $3,800 ($6,300 - $2,500) per month from your investment to live on. I would multiply $3,800 x 12 months x 33.3 or $1.5 million. That would be the size of my investment. I would wit...
by TravelforFun
Tue Sep 16, 2014 1:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much to self insure LTC and longevity? hypothetical
Replies: 13
Views: 724

Re: Key to happintess in retirement.

I'm five years from retirement. I got all the keys covered except for No. 4. Still trying to figure out what I'll do with the extra 10-12 hours every day.
by TravelforFun
Tue Sep 16, 2014 10:28 am
 
Forum: Personal Finance (Not Investing)
Topic: Key to happiness in retirement
Replies: 36
Views: 3755

Re: Trip to Greece

Our trip bolg is here: http://bocung.com/going_to_greece.html I was thoroughly enchanted by your blog and will use it in the future. Not to be critical but the heading in Day 1 and Day 2, you have the year as 2004. Just thought you might like to know. Peterjens, thanks. I will fix it. Swampy, Greec...
by TravelforFun
Tue Sep 16, 2014 8:19 am
 
Forum: Personal Consumer Issues
Topic: Trip to Greece
Replies: 10
Views: 728

Trip to Greece

My wife and I and some friends went to Greece last month and had a great time. We spent 8 days visiting Athens, Mykonos, Patmos, Crete and Santorini and I would highly recommend a Greece vacation. Thanks for the bogleheads who gave us advice. Our trip bolg is here: http://bocung.com/going_to_greece....
by TravelforFun
Tue Sep 16, 2014 12:03 am
 
Forum: Personal Consumer Issues
Topic: Trip to Greece
Replies: 10
Views: 728

Re: V6 or V8 engine for new Chrysler 300

Bogleheads should stick with Honda or Toyota! I got two.
by TravelforFun
Fri Sep 12, 2014 12:21 am
 
Forum: Personal Consumer Issues
Topic: V6 or V8 engine for new Chrysler 300
Replies: 25
Views: 1736

Re: Cruise Around the World

minhnusa wrote:How do u manage ur bills while away from home?


This is so easy nowadays. I pay all my bills including utility bills and check my investments online. Round-the-world ships better have good WiFi.
by TravelforFun
Tue Sep 09, 2014 11:54 pm
 
Forum: Personal Consumer Issues
Topic: Cruise Around the World
Replies: 14
Views: 1447

Re: AAPL

I'm holding on to my AAPL stock. I will get the iPhone 6 Plus on September 19th and if I like it, I will continue to keep AAPL.
by TravelforFun
Tue Sep 09, 2014 11:49 pm
 
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 178
Views: 38202

Re: How much life insurance do I need?

1. How much life insurance should we each have?. 25 to 30 times your take home income. If your gross salary is $50K and your take home pay is $30K a year, get a $750K to $900K policy. When you die, your wife would invest the money and and safely withdraw 3-4% per year to replace your take home inco...
by TravelforFun
Wed Sep 03, 2014 1:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much life insurance do I need?
Replies: 22
Views: 1716

Re: Savers vs. Spenders: Default Mode

Money's purpose (or telos, in the philosophical sense) is to be spent. I want to "enjoy" every dollar that I spend, because I use it to provide for my needs and to give me the pleasure of the things that I want. If I don't enjoy spending my money, then the money hasn't served its purpose....
by TravelforFun
Wed Aug 27, 2014 1:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Savers vs. Spenders: Default Mode
Replies: 34
Views: 2301

Re: What is your most memorable 1 week vacation?

TravelforFun wrote:Just got back from an eight-day trip to Mykonos and Santorini. I highly recommend it.

Highly Recommeded! http://bocung.com/going_to_greece.html
by TravelforFun
Mon Aug 25, 2014 12:07 am
 
Forum: Personal Consumer Issues
Topic: What is your most memorable 1 week vacation?
Replies: 91
Views: 8148

Re: Retirement Fund Withdrawal and Term Life Insurance

To the OP--did you take action on that insurance plan? We are also considering this TIAA-CREF insurance policy as an alternative to CDs... We are probably doing 2MM in second to die policy as just short term holding vehicle for next 2-3 years depending on what happens with the Fed's rate. Have had ...
by TravelforFun
Sun Aug 24, 2014 9:13 am
 
Forum: Personal Finance (Not Investing)
Topic: Retirement Fund Withdrawal and Term Life Insurance
Replies: 11
Views: 1277

Re: Pay cash for flight on sale, or use FF mileage quandry

I use Barclay card and redeem points to pay for travel expenses. I earn at least 1 point for each dollar charged to my card. You can redeem points for cash back but you would get more value if you redeemed points to pay air fares or hotel bills. My points are easily worth 2 cents per point. No need ...
by TravelforFun
Sat Aug 23, 2014 2:01 pm
 
Forum: Personal Consumer Issues
Topic: Pay cash for flight on sale, or use FF mileage quandry
Replies: 30
Views: 2250

Re: What is your most memorable 1 week vacation?

Just got back from an eight-day trip to Mykonos and Santorini. I highly recommend it.
by TravelforFun
Thu Aug 07, 2014 2:18 pm
 
Forum: Personal Consumer Issues
Topic: What is your most memorable 1 week vacation?
Replies: 91
Views: 8148

Re: Who on here owned American Airlines Stock

I got everything back and more. Now, I'm shocked the other way.
by TravelforFun
Sat Jul 19, 2014 1:29 am
 
Forum: Investing - Help with Personal Investments
Topic: Who on here owned American Airlines Stock
Replies: 21
Views: 1984

Re: A Romney Problem

DonCamillo wrote:It is Romney's heirs that are going to get clobbered.


True! If he passed, his wife would be okay but when she passed, their kids would get clobbered!
by TravelforFun
Fri Jul 18, 2014 9:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: A Romney Problem
Replies: 16
Views: 2054

A Romney Problem

What other Bogleheads have done to soften the tax hit if you had most of your money in 401K and IRA accounts and had to take RMD? I will have to deal with RMD in a few years. I read somewhere that Mitt Romney has a similar problem.
by TravelforFun
Fri Jul 18, 2014 7:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: A Romney Problem
Replies: 16
Views: 2054

Re: investing and debt

I'd invest just enough to get the company match and throw everything at debts that have interest rates of 4% or higher because there is no risk-free investment that would give you that kind of return. Then I'd focus on the mortgage and pay it down as quickly as possible until I can eliminate the PMI...
by TravelforFun
Sat Jul 05, 2014 12:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: investing and debt
Replies: 22
Views: 1446

Re: Please Help Me Plan A Trip To Italy

I've been to Rome, Venice, Lake Como, Bellagio and the Amalfi Coast. I strongly recommend Amalfi Coast.
http://bocung.com/amalfi_coast_2011.html
by TravelforFun
Fri Jul 04, 2014 1:08 am
 
Forum: Personal Consumer Issues
Topic: Please Help Me Plan A Trip To Italy
Replies: 31
Views: 2314

Re: Continue subscribing to local newspaper?

Have not read hard copy newspapers, had land line phones, gone to a bank, and written checks for years. I'm not missing the good old days.
by TravelforFun
Fri Jul 04, 2014 1:05 am
 
Forum: Personal Consumer Issues
Topic: Continue subscribing to local newspaper?
Replies: 86
Views: 6546

Re: Who do you talk with about your financial goals?

Once a year, wife and I update our Asset List and send it to our three adult children. The list includes names of financial institutions where we have accounts, account numbers, and the amounts in the accounts. We don't have any debts hence, there is no Liability List. Kids seem to appreciate being ...
by TravelforFun
Tue Jul 01, 2014 1:57 am
 
Forum: Personal Finance (Not Investing)
Topic: Who do you talk with about your financial goals?
Replies: 158
Views: 9494

Re: How much to retire

25-33x expenses less (annual amount of social security, pensions if any, 0.5x annual amount of dividends) For hypothetical example: Annual expenses with tax equals $60K Annual Social Security equals ($22k) Annual pension equals a big fat 0. Annual dividends equals (0.5x10k) ($5k) Target retirement ...
by TravelforFun
Sat Jun 28, 2014 2:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much to retire
Replies: 21
Views: 2968

Re: Want to Save Money? Be Polite!

astrohip wrote:
“And, in the end
The love you take
is equal to the love you make.”



My favorite Beatles' quote too.
by TravelforFun
Sat Jun 28, 2014 2:43 pm
 
Forum: Personal Consumer Issues
Topic: Want to Save Money? Be Polite!
Replies: 41
Views: 6872

Quantum of the Seas

Any bogleheads who may be cruising on the brand new Royal Caribbean ship, the Quantum of the Seas, on 4/12/2015? I just booked it for me, my wife, and some of our friends and sure would like to meet up with you.
by TravelforFun
Fri Jun 27, 2014 1:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Quantum of the Seas
Replies: 2
Views: 814

Re: Want to Save Money? Be Polite!

A sign at a restaurant in Nice, France reads: Coffee Prices on the Terrace "One coffee" .....................................7 Euros "One coffee, please"............................4.25 Euros "Good morning! One coffee please" ....... 1.40 Euros http://www.theguardian.c...
by TravelforFun
Thu Jun 26, 2014 10:39 pm
 
Forum: Personal Consumer Issues
Topic: Want to Save Money? Be Polite!
Replies: 41
Views: 6872

Re: How do you afford to travel?

To travel and to enjoy traveling, you have to have: money, time, good health, and a desire to see and learn new things. For oversea traveling, start small first by going to Canada or Mexico to see how you like to be on long flights, going through custom, and hanging with people who don't speak the s...
by TravelforFun
Thu Jun 26, 2014 11:27 am
 
Forum: Personal Consumer Issues
Topic: How do you afford to travel?
Replies: 68
Views: 6579

Re: Paperless Statements (bank checking acct)

No more hard copies for me. Bank, financial, insurance statements are all electronic now.
by TravelforFun
Thu Jun 26, 2014 1:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Paperless Statements (bank checking acct)
Replies: 64
Views: 3248

Re: Want to Save Money? Be Polite!

JupiterJones wrote:
TomatoTomahto wrote:You obviously don't live in NJ. We're not trusted to pump our own gas.


Oregon's the same way.


No I don't live in NJ or OR. Here in Texas, full-service gas stations no longer exist.
by TravelforFun
Thu Jun 26, 2014 1:01 am
 
Forum: Personal Consumer Issues
Topic: Want to Save Money? Be Polite!
Replies: 41
Views: 6872

Re: Want to Save Money? Be Polite!

TomatoTomahto wrote:My family accuses me of having the human equivalent of a puppy's wagging tail. It is nearly always appreciated by the various clerks, waiters, cashiers, gasoline pumpers, etc.


Gasoline pumpers? What's that? LOL
by TravelforFun
Wed Jun 25, 2014 9:34 am
 
Forum: Personal Consumer Issues
Topic: Want to Save Money? Be Polite!
Replies: 41
Views: 6872

Want to Save Money? Be Polite!

A sign at a restaurant in Nice, France reads: Coffee Prices on the Terrace "One coffee" .....................................7 Euros "One coffee, please"............................4.25 Euros "Good morning! One coffee please" ....... 1.40 Euros http://www.theguardian.co...
by TravelforFun
Wed Jun 25, 2014 12:35 am
 
Forum: Personal Consumer Issues
Topic: Want to Save Money? Be Polite!
Replies: 41
Views: 6872

Re: % of expenses in retirement

Ditto. Isn't it strange to think of having more money in retirement, when you're not working, than you did when you were working. We will spend every dime of our social security benefits (to be taken when I'm 70) plus 3% of our investment which will be equal to 200% of our pre retirement expenses.7...
by TravelforFun
Mon Jun 23, 2014 3:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: % of expenses in retirement
Replies: 47
Views: 3306

Re: Poll: Dave Ramsey - Harmful or helpful?

twindad57 wrote:Overall helpful. I used his techniques when I was drowning in debt to get out of it.


I hope your diet wasn't just beans and rice and you didn't have to deliver pizzas.
by TravelforFun
Sun Jun 22, 2014 10:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: Dave Ramsey - Harmful or helpful?
Replies: 65
Views: 5355

Re: Anyone regret paying off mortgage early?

No regrets. I'm very proud to have a paid-for home. It gives me a quiet satisfaction everyday when I come home from work.
by TravelforFun
Sun Jun 22, 2014 4:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 185
Views: 25751

Re: Dave Ramsey - Harmful or helpful?

Ramsey is the reason I became debt-free. Paid off my mortgage last year and will never take out another loan again. Investing wise, I follow bogleheads and put most of my equity in no-load index mutual funds.
by TravelforFun
Sun Jun 22, 2014 12:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: Dave Ramsey - Harmful or helpful?
Replies: 65
Views: 5355

Re: % of expenses in retirement

We will spend every dime of our social security benefits (to be taken when I'm 70) plus 3% of our investment which will be equal to 200% of our pre retirement expenses.7 years to harvesting time and I look forward to it.
by TravelforFun
Sun Jun 22, 2014 12:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: % of expenses in retirement
Replies: 47
Views: 3306

Re: Is the first million really the hardest?

First million took 30 years, 2nd million 7 years.
by TravelforFun
Thu Jun 12, 2014 1:03 am
 
Forum: Investing - Help with Personal Investments
Topic: Is the first million really the hardest?
Replies: 64
Views: 7903

Re: Roll Call for the Retirement Class of 2014!

The average retirement age of those who posted their ages is 59.52. Folks sure are retiring earlier and earlier.
by TravelforFun
Tue Jun 10, 2014 12:07 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21497

Re: Is schwab good?

Schwab is great! They have similar products as Fidelity but better customer service. I love that they invite me to their hospitality suite at the Byron Nelson Golf Tournament here in Dallas every year.
by TravelforFun
Tue Jun 03, 2014 12:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Is schwab good?
Replies: 13
Views: 1116

Re: Do Bogleheads Offer to Pay Cash for Services?

I won't do business with individuals or firms who require payments in cash or would give me a big discount if I paid in cash. They are tax evaders who are getting a free ride from all of us.
by TravelforFun
Sat May 31, 2014 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Do Bogleheads Offer to Pay Cash for Services?
Replies: 26
Views: 1981

Re: Who are the BogleHeads.org heavyweights?

I value sscritic's opinion the most because I'm approaching retirement age. :thumbsup
by TravelforFun
Fri May 30, 2014 2:44 pm
 
Forum: Forum Issues and Administration
Topic: Who are the Bogleheads.org heavyweights?
Replies: 127
Views: 9661

Re: Trip to Greece

Thank you all.
by TravelforFun
Fri May 23, 2014 12:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Trip to Greece
Replies: 8
Views: 734

Trip to Greece

Bogleheads, I will be vacationing in Greece and Turkey in July. I'll be in Athens, Mykonos, Santorini and Kusadasi. I know where to go, stay, and eat; and what to see but would appreciate any tips from those who had traveled to those places recently about some of things I need to watch out for like:...
by TravelforFun
Thu May 22, 2014 11:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Trip to Greece
Replies: 8
Views: 734

Re: Roll Call for the Retirement Class of 2014!

Thank you VictoriaF for adding the ages to your list although one person's age was conveniently left out :happy
by TravelforFun
Wed May 21, 2014 12:56 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21497

Re: Least expensive day of the week to book flights?

If you live in or near Dallas, Southwest just announced fare sales on its new non-stop routes. I just bought 9 round trip tickets to Orange County, CA for $99 one way each. Sales end this Friday.
by TravelforFun
Wed May 21, 2014 12:37 pm
 
Forum: Personal Consumer Issues
Topic: Least expensive day of the week to book flights?
Replies: 8
Views: 1102
Next

Return to advanced search