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Re: Which vanguard life strategy fund?Growth always outperfo

All of the LifeStrategy funds hold the same stuff. The difference between them is the stock ratio. They go from 80% stock/20% bonds to 60/40 to 40/60 and finally to 20% stock/80% bonds. Over the long run, the higher stock percentage funds should make more money. There are times when bonds outperfor...
by Toons
Sun Dec 21, 2014 8:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Which vanguard life strategy fund?Growth always outperform?
Replies: 5
Views: 524

Re: Who should pay for this meal?

As has already been mentioned,just be upfront with them and go separate tabs. :happy
by Toons
Sun Dec 21, 2014 6:21 pm
 
Forum: Personal Consumer Issues
Topic: Who should pay for this meal?
Replies: 48
Views: 2900

Re: Reinvest Dividends (safely)

wassabi wrote:
Toons wrote:
Dividend Reinvesting,,,smart move :thumbsup

Value line has a nice synopsis of dividend reinvesting,,it has worked for me :happy

http://www.valueline.com/Stocks/Comment ... VJb006AEAA



Excellent article -- thanks for posting it. :thumbsup



My pleasure :happy
by Toons
Sun Dec 21, 2014 4:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: Reinvest Dividends (safely)
Replies: 22
Views: 2011

Re: What makes you happy in life?

chaz wrote:My family and my retirement.


:thumbsup
by Toons
Sun Dec 21, 2014 1:43 pm
 
Forum: Personal Consumer Issues
Topic: What makes you happy in life?
Replies: 29
Views: 1901

Re: Stop contributing to 401k to pay off CC

Hurry Up pay off the credit card :happy
by Toons
Sun Dec 21, 2014 12:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: Stop contributing to 401k to pay off CC
Replies: 21
Views: 1150

Re: Reinvest Dividends (safely)

I went ahead and changed my account to reinvest dividends automatically. I do not intend to TLH anytime in the near future, so I'm not going to worry about it right now. I am still using SpecID as the cost basis to make it easier should I decide to sell a few shares. Thanks everyone for the good di...
by Toons
Sun Dec 21, 2014 11:31 am
 
Forum: Investing - Help with Personal Investments
Topic: Reinvest Dividends (safely)
Replies: 22
Views: 2011

Re: What makes you happy in life?

Helping others :happy
by Toons
Sun Dec 21, 2014 10:27 am
 
Forum: Personal Consumer Issues
Topic: What makes you happy in life?
Replies: 29
Views: 1901

Re: Reinvest Dividends (safely)

I went ahead and changed my account to reinvest dividends automatically. I do not intend to TLH anytime in the near future, so I'm not going to worry about it right now. I am still using SpecID as the cost basis to make it easier should I decide to sell a few shares. Thanks everyone for the good di...
by Toons
Sat Dec 20, 2014 9:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Reinvest Dividends (safely)
Replies: 22
Views: 2011

Re: Car purchase: Buy or Finance

Without a doubt,Pay cash,we always do :happy
by Toons
Sat Dec 20, 2014 8:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Car purchase: Buy or Finance
Replies: 23
Views: 2072

Re: Active or Not, I Love Wellington

Well it is another great year for Wellington (up 8.98% YTD ER 0.18% Admiral). To me this fund continues to demonstrate active management with low fees can work. Seriously is there any legit reason to avoid this fund with its very long history of success? Dividends and capital gains distributions if...
by Toons
Sat Dec 20, 2014 8:00 pm
 
Forum: Investing - Theory, News & General
Topic: Active or Not, I Love Wellington
Replies: 82
Views: 8510

Re: Reinvest Dividends (safely)

No issue whatsoever with taxes and reinvesting dividends in taxable accounts.Vanguard tracks the basis and I do to ,with Quicken,the numbers have matched exactly when making a securities sale. :happy
by Toons
Sat Dec 20, 2014 7:55 pm
 
Forum: Investing - Help with Personal Investments
Topic: Reinvest Dividends (safely)
Replies: 22
Views: 2011

Re: What "actively" manged funds do you own?

Vanguard PrimeCap Core,Janus Balanced,Putnam Health Sciences,Invesco Charter,Vanguard Star,Wellesley Income,Putnam Investors,Vanguard Short Term Investment Grade,,,Intermediate Term Tax Free.A handful more,,,in the process of consolidating :happy
by Toons
Sat Dec 20, 2014 7:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: What "actively" managed funds do you own?
Replies: 75
Views: 3369

Re: Tracking growth of investment

Quicken has been doing the job for me for 22 years :happy
by Toons
Fri Dec 19, 2014 2:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tracking growth of investment
Replies: 8
Views: 626

Re: Buying Vanguard Energy Index

Good Idea,buy the Energy Fund and hold it for 20 years :happy
by Toons
Fri Dec 19, 2014 10:15 am
 
Forum: Investing - Help with Personal Investments
Topic: Buying Vanguard Energy Index
Replies: 22
Views: 2654

Re: Smartphone Cases

by Toons
Fri Dec 19, 2014 10:14 am
 
Forum: Personal Consumer Issues
Topic: Smartphone Cases
Replies: 21
Views: 1685

Re: Vinyl (as in old records)

I had great success selling my vinyl collection on Ebay a few years back.
by Toons
Thu Dec 18, 2014 11:25 pm
 
Forum: Personal Consumer Issues
Topic: Vinyl (as in old records)
Replies: 10
Views: 930

Re: Comcast Performance 25 Mbps vs Blast 105 MBps

" I assume 25 Mbps should be more than enough for my purposes."

You hit the nail on the head,excellent choice :happy
by Toons
Thu Dec 18, 2014 5:11 pm
 
Forum: Personal Consumer Issues
Topic: Comcast Performance 25 Mbps vs Blast 105 MBps
Replies: 17
Views: 1984

Re: Home Mortgage payoff

Thanks everyone for your feedback. I have other deductions (childcare, charity, real estate taxes etc), so I'm doing itemized tax filing every year. Im from FL so no state taxes. We are also maxing out 401k and also opened 529 accounts for my kids. Also have sufficient emergency fund that will last...
by Toons
Thu Dec 18, 2014 5:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Mortgage payoff
Replies: 22
Views: 2459

Re: Purchased 1st house - cash - good feelings

Thats the way to do it! :thumbsup
by Toons
Thu Dec 18, 2014 3:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Purchased 1st house - cash - good feelings
Replies: 8
Views: 1300

Re: Home Mortgage payoff

As I heard Dave Ramsey say one time "write me a check for for the mortgage interest you pay each year and I will pay your tax savings" :happy
by Toons
Thu Dec 18, 2014 2:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Mortgage payoff
Replies: 22
Views: 2459

Re: U.S. stocks in freefall

chaz wrote:No freefall today. :D


Trampoline Bounce :happy
by Toons
Thu Dec 18, 2014 1:59 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1064
Views: 189746

Re: Yahoo mail

Glad I checked Yahoo mail,,,hadn't looked at it several months,,,over 2k emails :shock: ,working fine
by Toons
Thu Dec 18, 2014 1:58 pm
 
Forum: Personal Consumer Issues
Topic: Yahoo mail [problems]
Replies: 29
Views: 2034

Re: Home Mortgage payoff

"this is only debt i have, so i will be debt free"


The bold print in the above sentence says it All.
Pay it off ASAP,been there done that :happy
by Toons
Thu Dec 18, 2014 1:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Mortgage payoff
Replies: 22
Views: 2459

Re: First Time Investing Help

Eliminate Debt. :happy
by Toons
Thu Dec 18, 2014 11:52 am
 
Forum: Investing - Help with Personal Investments
Topic: First Time Investing Help
Replies: 6
Views: 730

Re: Looking to move inheritance from high-fee advisor

What else should I be considering and thinking about here? Thanks for any advice. Be sure to know the tax impact of selling any of the investments before you sell them. Sometimes it is better to stay with a less than ideal investment, even if you move them to a better place, just because of the tax...
by Toons
Wed Dec 17, 2014 8:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Looking to move inheritance from high-fee advisor
Replies: 30
Views: 2724

Re: Why a Boglehead doesn't invest in individual companies?

In my humble opinion there is nothing wrong with owning individual securities as a portion of your portfolio.
I have been more than satisfied with my ownership of shares in Coca-Cola,McDonalds,Wal-Mart ,Dominion Resources,Praxair ,and the ever increasing dividends that accompany the ownership. :happy
by Toons
Wed Dec 17, 2014 8:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: Why a Boglehead doesn't invest in individual companies?
Replies: 57
Views: 5232

Re: Comcast Performance 25 Mbps vs Blast 105 MBps

I'm thinking of switching to Comcast as my internet provider. They offer a Performance package (25Mbps) for $40/mo for 12 mos. promotion and a Blast package for $55/mo for 12 mos promotion. Would I notice a difference? Is it worth the extra $15/mo for the faster service? Thanks. I am a heavy intern...
by Toons
Wed Dec 17, 2014 8:03 pm
 
Forum: Personal Consumer Issues
Topic: Comcast Performance 25 Mbps vs Blast 105 MBps
Replies: 17
Views: 1984

Re: Buying "timing" question

"I have always heard that you should fund Roth's as early as possible"
You heard correct,put the tax FREE compounding machine to work for you as soon as possible... :happy
by Toons
Wed Dec 17, 2014 7:49 pm
 
Forum: Investing - Help with Personal Investments
Topic: Buying "timing" question
Replies: 13
Views: 1285

Re: What desktop should I buy.

I was searching for a new desktop 6 months ago,decided on a chromebox,,,,its fantastic,meets my needs.

http://www.amazon.com/ASUS-CHROMEBOX-M0 ... =chromebox :happy
by Toons
Wed Dec 17, 2014 7:45 pm
 
Forum: Personal Consumer Issues
Topic: What desktop should I buy.
Replies: 36
Views: 2577

Re: What do you splurge on?

I splurged on 2 more of these for my other hats. :happy

http://www.amazon.com/gp/product/B001QC ... UTF8&psc=1
by Toons
Wed Dec 17, 2014 7:41 pm
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 237
Views: 21339

Re: Looking to move inheritance from high-fee advisor

1M with a large financial firm (1.25%) fee= 12,500 ,,,run for the exits,that 12,500 is nothing but lost opportunity in mutual fund or etf shares working(compounding)for you.Give yourself a Xmas present:
Contact Vanguard :sharebeer
by Toons
Wed Dec 17, 2014 7:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: Looking to move inheritance from high-fee advisor
Replies: 30
Views: 2724

Re: On average, how often do you check your investment balan

About once a month,,dramatic swings either up or down don't phase me any more,,its all part of the investing roller coaster,,,its to be expected. :happy
by Toons
Wed Dec 17, 2014 7:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: On average, how often do you check your investment balances?
Replies: 53
Views: 3305

Re: WHY is retirement enjoyable / something to look forward

"WHY is retirement enjoyable / something to look forward to?"

Hmmm,,,Im gonna mull that over once I get in the RV rolling South towards the "Sunshine State" :sharebeer
by Toons
Tue Dec 16, 2014 9:39 pm
 
Forum: Personal Consumer Issues
Topic: WHY is retirement enjoyable / something to look forward to?
Replies: 145
Views: 8931

Re: [POLL] What Fixed Income Assets Do You Use?

Cash,Total Bond,Short Term Bonds,Intermediate Tax Exempt :happy
by Toons
Tue Dec 16, 2014 7:03 pm
 
Forum: Investing - Theory, News & General
Topic: [POLL] What Fixed Income Assets Do You Use?
Replies: 37
Views: 1725

Re: Any pilots here?

Very interesting reading all these flying insights,, :happy
by Toons
Tue Dec 16, 2014 6:42 pm
 
Forum: Personal Consumer Issues
Topic: Any pilots here?
Replies: 42
Views: 3075

Re: We cut the (Cable/Satellite TV) Cord!

Comcast Performance Internet(30-40mb download speeds)59.00.
by Toons
Mon Dec 15, 2014 7:21 pm
 
Forum: Personal Consumer Issues
Topic: We cut the (Cable/Satellite TV) Cord!
Replies: 45
Views: 4353

Re: Another new laptop advice.

As others have mentioned ,I use Quicken with my desktop,beyond that I use chromebook for everything. :happy 4 GB DDR3L SDRAM-excellent computer http://www.amazon.com/Samsung-Chromebook-11-6-Inch-Jet-Black/dp/B00J49ZH6K/ref=sr_1_19?s=electronics&ie=UTF8&qid=1418688327&sr=1-19&keywords...
by Toons
Mon Dec 15, 2014 7:07 pm
 
Forum: Personal Consumer Issues
Topic: Another new laptop advice.
Replies: 10
Views: 1249

Re: We cut the (Cable/Satellite TV) Cord!

3 Tvs,3 AmazonBasics Ultra-Thin Indoor HDTV Antenna - 35 Mile Range.(Used ,minor imperfections ,cost 17.96) Done with cable:happy

http://www.amazon.com/gp/offer-listing/ ... ition=used
by Toons
Mon Dec 15, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: We cut the (Cable/Satellite TV) Cord!
Replies: 45
Views: 4353

Re: Energy sector

Remember the Energy performance for 10 years 2000-10,,,,up up and away. It is called gravity,reversion to the mean. It happened in the Healthcare sector,early 1993-1999 up up and away. Flat for years,,,until...2008 then the sector gets bid up,Reversion to the Mean. Oh the excitement of Sector fund i...
by Toons
Mon Dec 15, 2014 2:03 pm
 
Forum: Investing - Theory, News & General
Topic: Energy sector
Replies: 55
Views: 4193

Re: How much is reasonable to spend on vacation?

From your post I can't get my mind off the "small car note",,,,,,anyway ,New York, 4 days,food,lodging ,Broadway,, spend a couple thousand have fun :sharebeer
by Toons
Mon Dec 15, 2014 1:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much is reasonable to spend on vacation?
Replies: 30
Views: 2866

Re: Are all computer printers now wireless?

I understand now. :happy
In our household we connect with other wireless devices,phone,tablet,streaming,so we never turn off the modem or router.
by Toons
Mon Dec 15, 2014 1:44 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 2038

Re: Are all computer printers now wireless?

Oh,,I see what you were asking now,,,,,No you do not have to go through the "set-up" again after you turn on the modem and router,once the wireless printer is initially set-up to the network,for lack of a better word it "remembers"the network. :happy Just curious ,if you don't mi...
by Toons
Mon Dec 15, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 2038

Re: White Coat Investor in Forbes

patriciamgr2 wrote:Well deserved recognition for the doctor's great website! I'm also grateful for his helpful posts here on the Forum. Congratulations to EmergDoc & family.



+3 :happy
by Toons
Mon Dec 15, 2014 1:11 pm
 
Forum: Investing - Theory, News & General
Topic: White Coat Investor in Forbes
Replies: 37
Views: 6165

Re: Are all computer printers now wireless?

This question is going to appear to be so dumb that I am embarrassed. But here goes. I assume that setting up a wireless printer involves utilizing the existing wireless router, right? I am somebody who turns off my modem and router and computer every night. Is that OK or does the ability of the ro...
by Toons
Mon Dec 15, 2014 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 2038

Re: Dealer Regular Sched. Maintenance Question

HogsAndApples wrote:Snip/snap - done. I cancelled the appointment I had made with the dealer, went with an independent and with a much less expensive cost.

Thank you all for your suggestions and help. I've learned a lot.



:thumbsup
by Toons
Mon Dec 15, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 788

Re: Went "all in" Nov 17-21 in VTTHX (2035) - worried...

2035 ?
Years away,,,,relax ,find something else to do besides market watch. :happy
by Toons
Mon Dec 15, 2014 12:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Went "all in" Nov 17-21 in VTTHX (2035) - worried...
Replies: 26
Views: 3358

Re: Are all computer printers now wireless?

Although I have a Canon MP495 wireless printer ,I have found that for quite a while I am printing to "PDF"and saving to Google drive. If I need a copy I can always access it on phone,email it if someone needs a copy.I am trying to recall when I last printed a piece of paper,,,,it has been ...
by Toons
Mon Dec 15, 2014 12:32 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 2038

Re: Dealer Regular Sched. Maintenance Question

So I called the dealer to request a quote for the owner's manual service. The service man said that we would lose the free oil change if we went with the owner's manual. Further he said, he imagined it would be the same cost. When I pointed out that the oil changes are not required for 7500 miles o...
by Toons
Mon Dec 15, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 788

Re: Dealer Regular Sched. Maintenance Question

My experience with a Honda Fit I purchased in 2012.Dealer recommended oil changes at 5k and transmission service every 15k.Honda owner's manual recommends changing oil once a year or when Maintenance Minder tells you to do it(that happens aroud 9-10k),and transmission service every 30k. Confused I c...
by Toons
Mon Dec 15, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 788
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