Bogleheads.org

Quality Food (At Home)

Self Insure,don't buy the insurance

"what life event triggered the need."

Growth of assets

I invested for decades so as to have some "gold" in my golden years so that I might maintain a comfortable yet moderate lifestyle.To also hopefully leave some monies to family so that it might help them do the same
Keep It Simple

I would pay off the mortgage

"I wondered if I needed to pay someone such a large fee to manage our money" Unequivocally No. Study the WhiteCoatinvestor web site that was posted by EmergDoc,a wealth of information and knowledge that should help save you thousands over your investing life by NOT paying an advisor to man...

Excellent Thanks

RBD=RGD(Really Good Day)for long term investors,it is nice when hamburger goes on sale :happy Better yet, I really like it when the filet mignon goes on sale for 1/2 off. Which usually happens right after it spoils. I really dislike the analogy between stock declines and sales - it just isn't accur...

I sum it up in 3 words: "Run Don't Walk"

I would probably create a filter in gmail and have messages deleted automatically (which I do on occasion)

https://support.google.com/mail/answer/6579?hl=en

RBD=RGD(Really Good Day)for long term investors,it is nice when hamburger goes on sale

lump sum

G-Money wrote:Whew! I was going into withdrawal!

+1

No

"Question - would you recommend taking the $350 per month and adding to the mortgage principal payment" Yes,once you get in the habit of making the extra payment it becomes routine,and before you know it you will be increasing the 350 per month amount as you see your loan balance decreasin...

Sign the lease,figure it out on your own,you will be better off,emotionally and financially(eventually).

I will not pay this bill until I get a last final warning...I will invest the money. At the last minute I will likely pay this bill, or if still annoyed, perhaps not. I suspect it will take over a year to make to collections anyhow. And this will generate the kind of revenue that will compensate yo...

"He does a fair about of buying and selling, that is, selling actively managed funds to buy "better" actively managed funds" Buying and Selling front loaded mutual funds.Ouch in a big way. :shock: It wasn't clear from the OP that front loaded funds are involved. The fees could b...

"He does a fair about of buying and selling, that is, selling actively managed funds to buy "better" actively managed funds"

Buying and Selling front loaded mutual funds.Ouch in a big way.

With so much talk regarding rising interest rates,future bond returns,etc. The link to the Vanguard webcast "Todays Bond Market"(below) I found to be very informative and enlightening. It is about an hour long but I think many of you will find it enjoyable to listen to. :happy http://www.m...

Thanks to everyone who replied! I now understand what you are all saying, its technically not compounded interest. Is there a way to invest my gains to buy more shares? Not really sure how this works.. Again thanks for all of the replies I didn't expect so many. When selecting how you want your div...

FYI: Example of reinvesting dividends and compounding growth below

http://beginnersinvest.about.com/od/blu ... idends.htm

Use Pandora service here on all computers,mobile devices,36.00 per year

FYI

viewtopic.php?t=78777

I wonder how the investor comes to ignore all the bad news with the economy, gold prices and reasons for it, politicians arguing on tv, and now hearings on the Benghazi incident all bringing up emotions in the investor`s psyche to force the investor to make a move and ruin a well thought out financ...

When it comes to equity investing try to keep things in perspective,like 10 year and beyond time frames.
Day to day is nothing short of meaningless

" I told him I would probably dollar cost average it into index funds."
Stick to your plan

You couldn't pay me to live in most of the tax friendly states for retirees. I think I just heard a sigh of relief coming over the mountain from Tennessee... Which reminds me ,since leaving New York State and retiring in Tennessee a couple of years ago,what a pleasant drive we take occasionally On ...

Scan and save all documents in related folders/sub folders,backup to external hard drive.
keep It Simple

I stopped watching soon after Kangas left

I am assuming the link below is Larson Financial

http://larsonfinancial.com

OverTheHill wrote:Just goes to show what a person gets when following the advice of the fine professionals in the financial services industry. Cash out and move on.

+1

FYI on Andrew Tobias,books,info

http://andrewtobias.com/column/books/

Every now and then I buy shares of a balanced fund that I own

I save a PDF to flash drive and backup to Google Drive using 2-step verification

You couldn't pay me to live in most of the tax friendly states for retirees. I think I just heard a sigh of relief coming over the mountain from Tennessee... Which reminds me ,since leaving New York State and retiring to Tennessee a couple of years ago,what a pleasant drive we take occasionally On ...

Use a portion of the money to prepay mortgage :happy Ran some rough numbers to give you an idea... Specifically, I'd suggest comparing your current mortgage P+I payment with what a 15-year mortgage payment would look like if you were to apply most/all of your taxable cash to the principal on your h...

Fantastic Book.First read in the early eighties.It helped lay the foundation for me regarding,saving ,investing etc

Property taxes in Tennesse 1/4 of what they were n New York State.Tax on gasoline about 30 cents a gallon less

Use a portion of the money to prepay mortgage

Yawn

BigFoot48 wrote:I'm staying with Total Bond as the 5.3-year expected average duration works just fine for my 20 year remaining investing timetable.

+1

We retired in Tennessee from New York. No state income tax on pensions,distributions etc.
Sales tax a little higher,dividends,interest(bank interest excluded)over 2500.00 taxed at 6% for filing jointly ,details in link below

http://www.retirementliving.com/taxes-n ... #TENNESSEE

I quit bidding and waiting ,I use "buy it now"

The Phoenix newspaper (Arizona Republic) where I live is trying to institute a pay access system for digital readers if you look at more than 19 articles per month. They are demanding a full automatic deduction be setup and monthly payments of $9.99 for on line only access. The paper is the only lo...

Regarding 1.75% expense ratio and the corrosive effect it can have on the compounded return on YOUR money,plug some expense ratio numbers in the link below and it won't take long for you to realize how much money is being siphoned off to the fund company slowly but surely over time :happy http://www...

As with others healthcare is the largest expense,but other than that expenses are much less.
Taxes,Utilities,Food,Clothing,Auto expenses
Being debt free really helps also

Yawn

Pay off the car

Man's Search For Meaning - Victor Frankl