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Re: Where to invest end of year bonus

Pay off the car,the rest in Vanguard Balanced Index Admiral Shares VBIAX :happy

https://personal.vanguard.com/us/funds/ ... IntExt=INT
by Toons
Tue Nov 25, 2014 10:04 pm
 
Forum: Investing - Theory, News & General
Topic: Where to invest end of year bonus
Replies: 16
Views: 1200

Re: How did you handle the 2008 bear market ?

Handled it fine,I was thankful I was able to participate in the buying opportunity that is offered maybe once or twice in a lifetime,,,,I steadily purchased equities while prices were depressed :happy
by Toons
Tue Nov 25, 2014 7:21 pm
 
Forum: Investing - Theory, News & General
Topic: How did you handle the 2008 bear market ?
Replies: 50
Views: 2176

Re: Buying a Computer. Need recommendations.

"Essentially surfing the web and Email." I purchased the 2012 Samsung Chromebook and have enjoyed it so much I decided to upgrade to the newer Chromebook version with 4 gig of SDRAM along with other enhancements.It costs a little more but it is phenomenal in its performance,,,,,take a look...
by Toons
Tue Nov 25, 2014 7:17 pm
 
Forum: Personal Consumer Issues
Topic: Buying a Computer. Need recommendations.
Replies: 34
Views: 1959

Re: Bluetooth headset recommendation ?

In my opinion you can't go wrong with any of the Plantronics products in the Amazon link below.I have used the M50 for a couple of years now with excellent results. :happy

http://www.amazon.com/s/ref=nb_sb_noss_ ... th+headset
by Toons
Tue Nov 25, 2014 7:51 am
 
Forum: Personal Consumer Issues
Topic: Bluetooth headset recommendation ?
Replies: 3
Views: 323

Re: Back-up Drive - Local or Cloud? Which?

I used to back up to both external hard drive and Google Drive,,,,with the passage of time I pretty much just back my files to Google Drive.I now back up Quicken file to Google drive,that way it is easy to restore the file to a couple of other computers I own that have Quicken installed.Nice to have...
by Toons
Mon Nov 24, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Back-up Drive - Local or Cloud? Which?
Replies: 27
Views: 1544

Re: CapitalOne360 won't give me an ATM-only card?

Happy with the Cap-One 360 debit card here,,not a deal breaker :happy
by Toons
Mon Nov 24, 2014 4:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: CapitalOne360 won't give me an ATM-only card?
Replies: 20
Views: 1466

Re: Do you use a phone book?

Have not used a paper phone book for 8 years :happy
by Toons
Sun Nov 23, 2014 5:38 pm
 
Forum: Personal Consumer Issues
Topic: Do you use a phone book?
Replies: 51
Views: 2084

Re: Send text messages from PC to Cell Phone

bogleblitz wrote:
Sunny Sarkar wrote:
jebmke wrote:Google Voice

+1



+2

https://www.google.com/voice


+3 :happy
by Toons
Sat Nov 22, 2014 8:31 pm
 
Forum: Personal Consumer Issues
Topic: Send text messages from PC to Cell Phone
Replies: 15
Views: 1453

Re: 23 year old... Can I afford a Rolex?

Buy it :happy
by Toons
Sat Nov 22, 2014 6:56 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 158
Views: 9790

Re: Storing/Organizing Memory Sticks

I would copy all the data on the memory sticks to my Google Drive folders and label them.,,,,just sayin :happy https://support.google.com/drive/answer/2424384?hl=en I wouldn't solely rely on google, as this guy found out when his wife's email was deleted by a hacker- http://www.theatlantic.com/maga...
by Toons
Sat Nov 22, 2014 6:09 pm
 
Forum: Personal Consumer Issues
Topic: Storing/Organizing Memory Sticks
Replies: 25
Views: 1527

Re: Learning to Type

Here a couple of free sites I use to keep my typing skill sharp :happy

http://www.typingweb.com/

http://www.powertyping.com/
by Toons
Sat Nov 22, 2014 6:04 pm
 
Forum: Personal Consumer Issues
Topic: Learning to Type
Replies: 14
Views: 1731

Re: Dog food - how cheap is too cheap?

We have been feeding our 12 year old terrier,,,Ol Roy (3lb bag) from Walmart since the beginning of time.
The little guy is in excellent health,,,,,guilt feelings,????Hardly :happy
by Toons
Sat Nov 22, 2014 4:06 pm
 
Forum: Personal Consumer Issues
Topic: Dog food - how cheap is too cheap?
Replies: 62
Views: 3642

Re: Storing/Organizing Memory Sticks

I would copy all the data on the memory sticks to my Google Drive folders and label them.,,,,just sayin :happy

https://support.google.com/drive/answer/2424384?hl=en
by Toons
Sat Nov 22, 2014 3:57 pm
 
Forum: Personal Consumer Issues
Topic: Storing/Organizing Memory Sticks
Replies: 25
Views: 1527

Re: POLL: Do you personally own a cell phone?

Picked this up yesterday @Walmart,,been a Straight Talk customer for quite a while,nice upgrade good price point Unlimited 42.50 per month,,,went into my account online 2.50 per month discount being offered for a limited time. http://www.walmart.com/ip/Straight-Talk-LG-L41C-Prepaid-Android-Smartphon...
by Toons
Sat Nov 22, 2014 3:45 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Do you personally own a cell phone?
Replies: 52
Views: 2748

Re: POLL: Do you personally own a cell phone?

Who doesn't? :happy
by Toons
Sat Nov 22, 2014 2:36 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Do you personally own a cell phone?
Replies: 52
Views: 2748

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

I put TurboTax behind me years ago:
Received this via email confirmation a few months ago.

"TaxACT Online 2014 Deluxe, your Federal return is $9.99 and the
State return fee is $6.00." :happy
by Toons
Sat Nov 22, 2014 1:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 87
Views: 9178

Re: Tell me about FitBit - is it worth having?

Fitbit works fine,,,,we just ordered this device in link below.Read up on the device and the why the pricing info is set the way it is. :happy (not affiliated) http://www.pivotalliving.com/#!pivotal-tracker-1/c1sre http://www.broadwayworld.com/bwwgeeks/article/Three-Reasons-You-Should-Buy-This-Fitne...
by Toons
Sat Nov 22, 2014 1:31 pm
 
Forum: Personal Consumer Issues
Topic: Fitbit, Vivofit, or other?
Replies: 55
Views: 2018

Re: Social Security 62 vs 66

Didn't over think it took SS at age 62,,,24 months ago,,not one regret,best decision I could have made. :sharebeer
by Toons
Sat Nov 22, 2014 1:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Social Security 62 vs 66
Replies: 58
Views: 4960

Re: best bank for online billpay

Cap One 360 works for me,no paper,no checks :happy
Interest Bearing

https://home.capitalone360.com/online-checking-account
by Toons
Sat Nov 22, 2014 1:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: best bank for online billpay
Replies: 21
Views: 1304

Re: What percent "Boglehead" are you?

75% :happy
by Toons
Sat Nov 22, 2014 11:35 am
 
Forum: Investing - Theory, News & General
Topic: What percent "Boglehead" are you?
Replies: 119
Views: 6015

Re: Vanguard launches new offering ... [Vanguard merchandise

28 bucks for an umbrella,,,,35 for golf balls?hmmmm,,,,I'll pass :happy
by Toons
Tue Nov 18, 2014 8:56 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 11180

Re: Who is mailing Holiday Cards this year?

No cards :happy
by Toons
Fri Nov 14, 2014 2:03 pm
 
Forum: Personal Consumer Issues
Topic: Who is mailing Holiday Cards this year?
Replies: 52
Views: 3229

Re: Vanguard Capital Gains

Correct. I don't know why I think like that, but I just prefer to not sell what I have. Whatever helps me sleep at night :happy +1 Kudos to you.Do what is right for you .Take the distribution in cash,don't sell any shares. That is what I am doing with several equity funds I own,taking the gains in ...
by Toons
Wed Nov 12, 2014 10:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Capital Gains
Replies: 34
Views: 2578

Re: Amazon Echo (Alexa)

I will buy one :happy
by Toons
Tue Nov 11, 2014 8:23 pm
 
Forum: Personal Consumer Issues
Topic: Amazon Echo (Alexa)
Replies: 35
Views: 3913

Re: Question about reinvesting dividends

We have all ways reinvested dividends from funds held in tax-protected accounts. We want everything automatic that can be. Before retirement also reinvested dividends in the joint taxable account, also to keep things automatic. We stopped automatic reinvestment about a year before retirement to avo...
by Toons
Tue Nov 11, 2014 8:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Question about reinvesting dividends
Replies: 7
Views: 635

Re: If your networth is over $3 million, how did you do it?

Live beneath your means for decades,Take advantage of any 401k,IRA and max every year.Never incur debt other than house payment(15 year mortgage),work to pay it off.Invest early and as often as possible in equity funds so that the compounding machine can go to work for you. :happy
by Toons
Tue Nov 11, 2014 7:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 250
Views: 24619

Re: Vanguard Capital Gains

Time frame of fund ownership has no bearing on whether you will receive year end capital gains distributions. :happy
by Toons
Tue Nov 11, 2014 7:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Capital Gains
Replies: 34
Views: 2578

Re: What if your investable assets rise significantly?

At this stage of life spend some,share with family :happy
by Toons
Tue Nov 11, 2014 2:44 pm
 
Forum: Personal Consumer Issues
Topic: What if your investable assets rise significantly?
Replies: 19
Views: 2098

Re: Local bank without any checking account fees?

Capital One 360 checking,,,NO fees,someone gives you a check,,snap a picture of it with your phone and deposit,,whoosh,

https://home.capitalone360.com/online-checking-account

http://helpcenter.capitalone360.com/ing ... MOBILEBAS2
by Toons
Mon Nov 10, 2014 9:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Local bank without any checking account fees?
Replies: 31
Views: 2328

Re: Sunday morning musing - dividend stocks

I did something entirely un-boglehead like in September 2013. At that time I sold my business and had some extra cash. Most of it I invested according to our allocation but I kept a fairly large amount to "blow" as a reward for 2+ decades of long hours, lots of stress, and all that goes w...
by Toons
Sun Nov 09, 2014 2:01 pm
 
Forum: Investing - Theory, News & General
Topic: Sunday morning musing - dividend stocks
Replies: 11
Views: 1214

Re: Anyone use finance s/ware Quicken/MoneyDance etc ?

Thank You Everyone. I'll be doing some more research although my wife just gave me her old copy of Quicken Home and Business 2008. I'm checking it out - although it doesn't seem to work too well. I'm on Windows by the way. I downloaded 2014 Deluxe from Amazon last year,caught it on special around 3...
by Toons
Sat Nov 08, 2014 1:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone use finance s/ware Quicken/MoneyDance etc ?
Replies: 23
Views: 1141

Re: Should we refinance?

Re-Fi Only when you can go 15 years :happy
by Toons
Sat Nov 08, 2014 1:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should we refinance?
Replies: 30
Views: 1738

Re: Aggressive Mortgage Paydown

I wanted to update everyone on the past year or so since I've posted. I got a bit more aggressive on the paydown than I initially planned, and was able to reduce my mortgage deb from $310k in Oct-13 to $180k in Jul-14. At that point, I decided to refi into a 5/5 with Penfed at 2.75%. I'm still aggr...
by Toons
Sat Nov 08, 2014 1:18 pm
 
Forum: Personal Consumer Issues
Topic: Aggressive Mortgage Paydown
Replies: 47
Views: 6094

Re: Thinking about buying an individual stock NSC

Thomas No matter how many shares of any equity asset class you buy whether it is a mutual fund or a stock,reinvesting the dividends in additional shares is a key component of wealth creation over time(compounding).When the share price drops you get more shares for your money when reinvesting. I can'...
by Toons
Sat Nov 08, 2014 12:57 pm
 
Forum: Investing - Theory, News & General
Topic: Thinking about buying an individual stock NSC
Replies: 55
Views: 3804

Re: Thinking about buying an individual stock NSC

Buy it ,reinvest the dividends,hold it for at least 20 years,preferably longer(for life).And don't waste time looking at stock quotes,,,,a total waste of time and energy. :happy
by Toons
Sat Nov 08, 2014 10:30 am
 
Forum: Investing - Theory, News & General
Topic: Thinking about buying an individual stock NSC
Replies: 55
Views: 3804

Re: When do you buy a new home computer?

The last 2 computers I have bought "for the home" have been a Samsung Chromebook and an Asus Chromebox :happy
by Toons
Fri Nov 07, 2014 7:58 pm
 
Forum: Personal Consumer Issues
Topic: When do you buy a new home computer?
Replies: 52
Views: 4192

Re: What would you do about Comcast over billing?

I also have Comcast. I went to our My Account page to try to look at my own data usage, but I can't find it anywhere. To find the data usage, go to My Account > My Services tab > click Xfinity Internet > scoll down (https://customer.comcast.com/MyServices/Internet) In terms of your good Samaritan i...
by Toons
Fri Nov 07, 2014 7:53 pm
 
Forum: Personal Consumer Issues
Topic: What would you do about Comcast over billing?
Replies: 15
Views: 1056

Re: letting profits run or sell...

I would hold for many more years :happy
by Toons
Thu Nov 06, 2014 7:28 pm
 
Forum: Investing - Theory, News & General
Topic: letting profits run or sell...
Replies: 34
Views: 2625

Re: Anyone use finance s/ware Quicken/MoneyDance etc ?

Satisfied Quicken user here for many years,,nothing is perfect,but I have no complaints. :happy
by Toons
Wed Nov 05, 2014 9:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone use finance s/ware Quicken/MoneyDance etc ?
Replies: 23
Views: 1141

Re: made it through volatile October , hope to stay the cour

I , as a new boglehead, made it through October without doing anything, and trying to 'ignore the noise' , stay the course, and believe "I don't know , I don't care". I am hoping I can stay strong through any drops, crash, and try to stay true to my 10 year Investment Owner's contract. Oc...
by Toons
Wed Nov 05, 2014 7:41 pm
 
Forum: Investing - Theory, News & General
Topic: made it through volatile October , hope to stay the course
Replies: 18
Views: 1161

Re: Should one auto-reinvest dividends in taxable?

cfs wrote:Keep it simple. Auto re-invest on all the accounts and call it a day.


+5 :sharebeer
by Toons
Tue Nov 04, 2014 7:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should one auto-reinvest dividends in taxable?
Replies: 19
Views: 2040

Re: Bond funds as a savings vehicle?

I use Intermediate Term Tax Free and Total Bond for savings vehicles. :happy
by Toons
Tue Nov 04, 2014 7:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Bond funds as a savings vehicle?
Replies: 19
Views: 1728
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