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Re: Vinyl (as in old records)

I had great success selling my vinyl collection on Ebay a few years back.
by Toons
Thu Dec 18, 2014 11:25 pm
 
Forum: Personal Consumer Issues
Topic: Vinyl (as in old records)
Replies: 7
Views: 263

Re: Comcast Performance 25 Mbps vs Blast 105 MBps

" I assume 25 Mbps should be more than enough for my purposes."

You hit the nail on the head,excellent choice :happy
by Toons
Thu Dec 18, 2014 5:11 pm
 
Forum: Personal Consumer Issues
Topic: Comcast Performance 25 Mbps vs Blast 105 MBps
Replies: 17
Views: 1586

Re: Home Mortgage payoff

Thanks everyone for your feedback. I have other deductions (childcare, charity, real estate taxes etc), so I'm doing itemized tax filing every year. Im from FL so no state taxes. We are also maxing out 401k and also opened 529 accounts for my kids. Also have sufficient emergency fund that will last...
by Toons
Thu Dec 18, 2014 5:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Mortgage payoff
Replies: 18
Views: 1195

Re: Purchased 1st house - cash - good feelings

Thats the way to do it! :thumbsup
by Toons
Thu Dec 18, 2014 3:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Purchased 1st house - cash - good feelings
Replies: 7
Views: 738

Re: Home Mortgage payoff

As I heard Dave Ramsey say one time "write me a check for for the mortgage interest you pay each year and I will pay your tax savings" :happy
by Toons
Thu Dec 18, 2014 2:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Mortgage payoff
Replies: 18
Views: 1195

Re: U.S. stocks in freefall

chaz wrote:No freefall today. :D


Trampoline Bounce :happy
by Toons
Thu Dec 18, 2014 1:59 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1054
Views: 184634

Re: Yahoo mail

Glad I checked Yahoo mail,,,hadn't looked at it several months,,,over 2k emails :shock: ,working fine
by Toons
Thu Dec 18, 2014 1:58 pm
 
Forum: Personal Consumer Issues
Topic: Yahoo mail
Replies: 20
Views: 1075

Re: Home Mortgage payoff

"this is only debt i have, so i will be debt free"


The bold print in the above sentence says it All.
Pay it off ASAP,been there done that :happy
by Toons
Thu Dec 18, 2014 1:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Mortgage payoff
Replies: 18
Views: 1195

Re: First Time Investing Help

Eliminate Debt. :happy
by Toons
Thu Dec 18, 2014 11:52 am
 
Forum: Investing - Help with Personal Investments
Topic: First Time Investing Help
Replies: 6
Views: 570

Re: Looking to move inheritance from high-fee advisor

What else should I be considering and thinking about here? Thanks for any advice. Be sure to know the tax impact of selling any of the investments before you sell them. Sometimes it is better to stay with a less than ideal investment, even if you move them to a better place, just because of the tax...
by Toons
Wed Dec 17, 2014 8:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Looking to move inheritance from high-fee advisor
Replies: 18
Views: 1316

Re: Why a Boglehead doesn't invest in individual companies?

In my humble opinion there is nothing wrong with owning individual securities as a portion of your portfolio.
I have been more than satisfied with my ownership of shares in Coca-Cola,McDonalds,Wal-Mart ,Dominion Resources,Praxair ,and the ever increasing dividends that accompany the ownership. :happy
by Toons
Wed Dec 17, 2014 8:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: Why a Boglehead doesn't invest in individual companies?
Replies: 47
Views: 3291

Re: Comcast Performance 25 Mbps vs Blast 105 MBps

I'm thinking of switching to Comcast as my internet provider. They offer a Performance package (25Mbps) for $40/mo for 12 mos. promotion and a Blast package for $55/mo for 12 mos promotion. Would I notice a difference? Is it worth the extra $15/mo for the faster service? Thanks. I am a heavy intern...
by Toons
Wed Dec 17, 2014 8:03 pm
 
Forum: Personal Consumer Issues
Topic: Comcast Performance 25 Mbps vs Blast 105 MBps
Replies: 17
Views: 1586

Re: Buying "timing" question

"I have always heard that you should fund Roth's as early as possible"
You heard correct,put the tax FREE compounding machine to work for you as soon as possible... :happy
by Toons
Wed Dec 17, 2014 7:49 pm
 
Forum: Investing - Help with Personal Investments
Topic: Buying "timing" question
Replies: 13
Views: 1247

Re: What desktop should I buy.

I was searching for a new desktop 6 months ago,decided on a chromebox,,,,its fantastic,meets my needs.

http://www.amazon.com/ASUS-CHROMEBOX-M0 ... =chromebox :happy
by Toons
Wed Dec 17, 2014 7:45 pm
 
Forum: Personal Consumer Issues
Topic: What desktop should I buy.
Replies: 36
Views: 2224

Re: What do you splurge on?

I splurged on 2 more of these for my other hats. :happy

http://www.amazon.com/gp/product/B001QC ... UTF8&psc=1
by Toons
Wed Dec 17, 2014 7:41 pm
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 231
Views: 19376

Re: Looking to move inheritance from high-fee advisor

1M with a large financial firm (1.25%) fee= 12,500 ,,,run for the exits,that 12,500 is nothing but lost opportunity in mutual fund or etf shares working(compounding)for you.Give yourself a Xmas present:
Contact Vanguard :sharebeer
by Toons
Wed Dec 17, 2014 7:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: Looking to move inheritance from high-fee advisor
Replies: 18
Views: 1316

Re: On average, how often do you check your investment balan

About once a month,,dramatic swings either up or down don't phase me any more,,its all part of the investing roller coaster,,,its to be expected. :happy
by Toons
Wed Dec 17, 2014 7:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: On average, how often do you check your investment balances?
Replies: 43
Views: 2415

Re: WHY is retirement enjoyable / something to look forward

"WHY is retirement enjoyable / something to look forward to?"

Hmmm,,,Im gonna mull that over once I get in the RV rolling South towards the "Sunshine State" :sharebeer
by Toons
Tue Dec 16, 2014 9:39 pm
 
Forum: Personal Consumer Issues
Topic: WHY is retirement enjoyable / something to look forward to?
Replies: 136
Views: 6958

Re: [POLL] What Fixed Income Assets Do You Use?

Cash,Total Bond,Short Term Bonds,Intermediate Tax Exempt :happy
by Toons
Tue Dec 16, 2014 7:03 pm
 
Forum: Investing - Theory, News & General
Topic: [POLL] What Fixed Income Assets Do You Use?
Replies: 37
Views: 1699

Re: Any pilots here?

Very interesting reading all these flying insights,, :happy
by Toons
Tue Dec 16, 2014 6:42 pm
 
Forum: Personal Consumer Issues
Topic: Any pilots here?
Replies: 42
Views: 2750

Re: We cut the (Cable/Satellite TV) Cord!

Comcast Performance Internet(30-40mb download speeds)59.00.
by Toons
Mon Dec 15, 2014 7:21 pm
 
Forum: Personal Consumer Issues
Topic: We cut the (Cable/Satellite TV) Cord!
Replies: 45
Views: 4073

Re: Another new laptop advice.

As others have mentioned ,I use Quicken with my desktop,beyond that I use chromebook for everything. :happy 4 GB DDR3L SDRAM-excellent computer http://www.amazon.com/Samsung-Chromebook-11-6-Inch-Jet-Black/dp/B00J49ZH6K/ref=sr_1_19?s=electronics&ie=UTF8&qid=1418688327&sr=1-19&keywords...
by Toons
Mon Dec 15, 2014 7:07 pm
 
Forum: Personal Consumer Issues
Topic: Another new laptop advice.
Replies: 10
Views: 1231

Re: We cut the (Cable/Satellite TV) Cord!

3 Tvs,3 AmazonBasics Ultra-Thin Indoor HDTV Antenna - 35 Mile Range.(Used ,minor imperfections ,cost 17.96) Done with cable:happy

http://www.amazon.com/gp/offer-listing/ ... ition=used
by Toons
Mon Dec 15, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: We cut the (Cable/Satellite TV) Cord!
Replies: 45
Views: 4073

Re: Energy sector

Remember the Energy performance for 10 years 2000-10,,,,up up and away. It is called gravity,reversion to the mean. It happened in the Healthcare sector,early 1993-1999 up up and away. Flat for years,,,until...2008 then the sector gets bid up,Reversion to the Mean. Oh the excitement of Sector fund i...
by Toons
Mon Dec 15, 2014 2:03 pm
 
Forum: Investing - Theory, News & General
Topic: Energy sector
Replies: 55
Views: 4163

Re: How much is reasonable to spend on vacation?

From your post I can't get my mind off the "small car note",,,,,,anyway ,New York, 4 days,food,lodging ,Broadway,, spend a couple thousand have fun :sharebeer
by Toons
Mon Dec 15, 2014 1:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much is reasonable to spend on vacation?
Replies: 30
Views: 2832

Re: Are all computer printers now wireless?

I understand now. :happy
In our household we connect with other wireless devices,phone,tablet,streaming,so we never turn off the modem or router.
by Toons
Mon Dec 15, 2014 1:44 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 2027

Re: Are all computer printers now wireless?

Oh,,I see what you were asking now,,,,,No you do not have to go through the "set-up" again after you turn on the modem and router,once the wireless printer is initially set-up to the network,for lack of a better word it "remembers"the network. :happy Just curious ,if you don't mi...
by Toons
Mon Dec 15, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 2027

Re: White Coat Investor in Forbes

patriciamgr2 wrote:Well deserved recognition for the doctor's great website! I'm also grateful for his helpful posts here on the Forum. Congratulations to EmergDoc & family.



+3 :happy
by Toons
Mon Dec 15, 2014 1:11 pm
 
Forum: Investing - Theory, News & General
Topic: White Coat Investor in Forbes
Replies: 33
Views: 4798

Re: Are all computer printers now wireless?

This question is going to appear to be so dumb that I am embarrassed. But here goes. I assume that setting up a wireless printer involves utilizing the existing wireless router, right? I am somebody who turns off my modem and router and computer every night. Is that OK or does the ability of the ro...
by Toons
Mon Dec 15, 2014 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 2027

Re: Dealer Regular Sched. Maintenance Question

HogsAndApples wrote:Snip/snap - done. I cancelled the appointment I had made with the dealer, went with an independent and with a much less expensive cost.

Thank you all for your suggestions and help. I've learned a lot.



:thumbsup
by Toons
Mon Dec 15, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 785

Re: Went "all in" Nov 17-21 in VTTHX (2035) - worried...

2035 ?
Years away,,,,relax ,find something else to do besides market watch. :happy
by Toons
Mon Dec 15, 2014 12:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Went "all in" Nov 17-21 in VTTHX (2035) - worried...
Replies: 25
Views: 2897

Re: Are all computer printers now wireless?

Although I have a Canon MP495 wireless printer ,I have found that for quite a while I am printing to "PDF"and saving to Google drive. If I need a copy I can always access it on phone,email it if someone needs a copy.I am trying to recall when I last printed a piece of paper,,,,it has been ...
by Toons
Mon Dec 15, 2014 12:32 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 2027

Re: Dealer Regular Sched. Maintenance Question

So I called the dealer to request a quote for the owner's manual service. The service man said that we would lose the free oil change if we went with the owner's manual. Further he said, he imagined it would be the same cost. When I pointed out that the oil changes are not required for 7500 miles o...
by Toons
Mon Dec 15, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 785

Re: Dealer Regular Sched. Maintenance Question

My experience with a Honda Fit I purchased in 2012.Dealer recommended oil changes at 5k and transmission service every 15k.Honda owner's manual recommends changing oil once a year or when Maintenance Minder tells you to do it(that happens aroud 9-10k),and transmission service every 30k. Confused I c...
by Toons
Mon Dec 15, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 785

Re: At what age did you find dream job?

Never did find the dream job while I was working. :happy
by Toons
Sat Dec 13, 2014 11:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: At what age did you find dream job?
Replies: 32
Views: 2647

Re: Suggested tax book for beginner?

I found entering questions at the Turbo Tax website was extraordinarily helpful when I first started doing taxes.
You can do the same at TaxAct and HR Block.Another great site is Fairmark Tax Guide For Investors.:happy


https://ttlc.intuit.com/

http://fairmark.com/forum/index.php
by Toons
Sat Dec 13, 2014 11:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Suggested tax book for beginner?
Replies: 17
Views: 1635

Re: Gift to Yourself

I just bought myself one of these hat clip lights,,,,fantastic little gadget :happy

http://www.amazon.com/gp/product/B001QC ... UTF8&psc=1
by Toons
Sat Dec 13, 2014 11:20 pm
 
Forum: Personal Consumer Issues
Topic: Gift to Yourself
Replies: 34
Views: 3909

Re: friend has $70K; wants income from it

letsgobobby wrote:$70k will throw off about $250 per month in sustainable income.

Don't spend it all in one place.


250 on 70k,,what investment are we talking about,, :happy
by Toons
Sat Dec 13, 2014 11:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: friend has $70K; wants income from it
Replies: 11
Views: 2121

Re: Investing more when the market is down.

Look at this way,if the U.S. market goes down at ALL whether its 10 points or 1000 points it has always since recorded history gone higher,,,then it goes down again,,then it goes back up again.It was doing this when I first started investing and the Dow was @866. :happy
by Toons
Sat Dec 13, 2014 10:35 pm
 
Forum: Investing - Theory, News & General
Topic: Investing more when the market is down.
Replies: 22
Views: 2272

Re: I need a fund for the bond portion of my investments

Vanguard Total Bond Fund or Vanguard Intermediate Tax Exempt :happy
by Toons
Sat Dec 13, 2014 9:00 am
 
Forum: Investing - Help with Personal Investments
Topic: I need a fund for the bond portion of my investments
Replies: 27
Views: 3054

Re: Where to put cash now? Prefer CD's.

I put "cash" in Vanguard Intermediate Tax Exempt.Yes a little more risk ,but I am willing to accept that risk. On the more conservative side,an online savings account,or cds https://personal.vanguard.com/us/funds/snapshot?FundId=0042&FundIntExt=INT http://www.bankrate.com/cd.aspx http:...
by Toons
Sat Dec 13, 2014 8:58 am
 
Forum: Investing - Help with Personal Investments
Topic: Where to put cash now? Prefer CD's.
Replies: 17
Views: 3295

Re: iPad Purchase - Online vs Store

Onlilne,save the gas and time. :happy
by Toons
Sat Dec 13, 2014 8:52 am
 
Forum: Personal Consumer Issues
Topic: iPad Purchase - Online vs Store
Replies: 24
Views: 1614

Re: You folks think [a market crash] is coming?

My crystal ball indicates there will be a 2500-3000 point correction in the Dow the upcoming year(another "opportunity") :happy
by Toons
Sat Dec 13, 2014 8:50 am
 
Forum: Investing - Theory, News & General
Topic: You folks think [a market crash] is coming?
Replies: 64
Views: 5664

Re: U.S. stocks in freefall

oragne lovre wrote:A "freefall" around the period when funds pay dividend is not a bad thing. For those who re-invest their dividend, their money may get them a bit more equity.


+1,Indeed as funds will be paying out year end capital gains this month this may be the case(more shares) :happy
by Toons
Sat Dec 13, 2014 8:44 am
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1054
Views: 184634

Re: Do you get collision insurance for your car?

Yes collision on car and RV(new vehicles),,,just used the rv collision ,,deer hit. :shock:
by Toons
Fri Dec 12, 2014 3:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you get collision insurance for your car?
Replies: 43
Views: 3515

Re: Car Loan vs Cash Flow

Pay it off as quick as you can :happy
by Toons
Fri Dec 12, 2014 12:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Car Loan vs Cash Flow
Replies: 22
Views: 1464

Re: Is monthly rebalancing too frequent?

garlandwhizzer wrote:Simple answer to monthly rebalancing. Yes, it is too frequent.

Garland Whizzer


+1 Definately :happy
by Toons
Fri Dec 12, 2014 12:56 pm
 
Forum: Investing - Theory, News & General
Topic: Is monthly rebalancing too frequent?
Replies: 26
Views: 1501

Re: Considering more conservative allocation

Is there any point in staying with 75% equity? pacodelostigres: Your "basic 3-fund" portfolio has helped you win the game of retirement funding. At this point it is more important to keep what you've got instead of taking unnecessary risk trying to get more. During the Great Depression wh...
by Toons
Fri Dec 12, 2014 12:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Considering more conservative allocation
Replies: 21
Views: 1040
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