Search found 4678 matches

Return to advanced search

Re: WHY is retirement enjoyable / something to look forward

"WHY is retirement enjoyable / something to look forward to?"

Hmmm,,,Im gonna mull that over once I get in the RV rolling South towards the "Sunshine State" :sharebeer
by Toons
Tue Dec 16, 2014 9:39 pm
 
Forum: Personal Consumer Issues
Topic: WHY is retirement enjoyable / something to look forward to?
Replies: 131
Views: 5550

Re: [POLL] What Fixed Income Assets Do You Use?

Cash,Total Bond,Short Term Bonds,Intermediate Tax Exempt :happy
by Toons
Tue Dec 16, 2014 7:03 pm
 
Forum: Investing - Theory, News & General
Topic: [POLL] What Fixed Income Assets Do You Use?
Replies: 37
Views: 1626

Re: Any pilots here?

Very interesting reading all these flying insights,, :happy
by Toons
Tue Dec 16, 2014 6:42 pm
 
Forum: Personal Consumer Issues
Topic: Any pilots here?
Replies: 26
Views: 1635

Re: We cut the (Cable/Satellite TV) Cord!

Comcast Performance Internet(30-40mb download speeds)59.00.
by Toons
Mon Dec 15, 2014 7:21 pm
 
Forum: Personal Consumer Issues
Topic: We cut the (Cable/Satellite TV) Cord!
Replies: 37
Views: 2979

Re: Another new laptop advice.

As others have mentioned ,I use Quicken with my desktop,beyond that I use chromebook for everything. :happy 4 GB DDR3L SDRAM-excellent computer http://www.amazon.com/Samsung-Chromebook-11-6-Inch-Jet-Black/dp/B00J49ZH6K/ref=sr_1_19?s=electronics&ie=UTF8&qid=1418688327&sr=1-19&keywords...
by Toons
Mon Dec 15, 2014 7:07 pm
 
Forum: Personal Consumer Issues
Topic: Another new laptop advice.
Replies: 10
Views: 1114

Re: We cut the (Cable/Satellite TV) Cord!

3 Tvs,3 AmazonBasics Ultra-Thin Indoor HDTV Antenna - 35 Mile Range.(Used ,minor imperfections ,cost 17.96) Done with cable:happy

http://www.amazon.com/gp/offer-listing/ ... ition=used
by Toons
Mon Dec 15, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: We cut the (Cable/Satellite TV) Cord!
Replies: 37
Views: 2979

Re: Energy sector

Remember the Energy performance for 10 years 2000-10,,,,up up and away. It is called gravity,reversion to the mean. It happened in the Healthcare sector,early 1993-1999 up up and away. Flat for years,,,until...2008 then the sector gets bid up,Reversion to the Mean. Oh the excitement of Sector fund i...
by Toons
Mon Dec 15, 2014 2:03 pm
 
Forum: Investing - Theory, News & General
Topic: Energy sector
Replies: 55
Views: 4018

Re: How much is reasonable to spend on vacation?

From your post I can't get my mind off the "small car note",,,,,,anyway ,New York, 4 days,food,lodging ,Broadway,, spend a couple thousand have fun :sharebeer
by Toons
Mon Dec 15, 2014 1:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much is reasonable to spend on vacation?
Replies: 30
Views: 2815

Re: Are all computer printers now wireless?

I understand now. :happy
In our household we connect with other wireless devices,phone,tablet,streaming,so we never turn off the modem or router.
by Toons
Mon Dec 15, 2014 1:44 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 1970

Re: Are all computer printers now wireless?

Oh,,I see what you were asking now,,,,,No you do not have to go through the "set-up" again after you turn on the modem and router,once the wireless printer is initially set-up to the network,for lack of a better word it "remembers"the network. :happy Just curious ,if you don't mi...
by Toons
Mon Dec 15, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 1970

Re: White Coat Investor in Forbes

patriciamgr2 wrote:Well deserved recognition for the doctor's great website! I'm also grateful for his helpful posts here on the Forum. Congratulations to EmergDoc & family.



+3 :happy
by Toons
Mon Dec 15, 2014 1:11 pm
 
Forum: Investing - Theory, News & General
Topic: White Coat Investor in Forbes
Replies: 18
Views: 3113

Re: Are all computer printers now wireless?

This question is going to appear to be so dumb that I am embarrassed. But here goes. I assume that setting up a wireless printer involves utilizing the existing wireless router, right? I am somebody who turns off my modem and router and computer every night. Is that OK or does the ability of the ro...
by Toons
Mon Dec 15, 2014 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 1970

Re: Dealer Regular Sched. Maintenance Question

HogsAndApples wrote:Snip/snap - done. I cancelled the appointment I had made with the dealer, went with an independent and with a much less expensive cost.

Thank you all for your suggestions and help. I've learned a lot.



:thumbsup
by Toons
Mon Dec 15, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 782

Re: Went "all in" Nov 17-21 in VTTHX (2035) - worried...

2035 ?
Years away,,,,relax ,find something else to do besides market watch. :happy
by Toons
Mon Dec 15, 2014 12:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Went "all in" Nov 17-21 in VTTHX (2035) - worried...
Replies: 25
Views: 2687

Re: Are all computer printers now wireless?

Although I have a Canon MP495 wireless printer ,I have found that for quite a while I am printing to "PDF"and saving to Google drive. If I need a copy I can always access it on phone,email it if someone needs a copy.I am trying to recall when I last printed a piece of paper,,,,it has been ...
by Toons
Mon Dec 15, 2014 12:32 pm
 
Forum: Personal Consumer Issues
Topic: Are all computer printers now wireless?
Replies: 33
Views: 1970

Re: Dealer Regular Sched. Maintenance Question

So I called the dealer to request a quote for the owner's manual service. The service man said that we would lose the free oil change if we went with the owner's manual. Further he said, he imagined it would be the same cost. When I pointed out that the oil changes are not required for 7500 miles o...
by Toons
Mon Dec 15, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 782

Re: Dealer Regular Sched. Maintenance Question

My experience with a Honda Fit I purchased in 2012.Dealer recommended oil changes at 5k and transmission service every 15k.Honda owner's manual recommends changing oil once a year or when Maintenance Minder tells you to do it(that happens aroud 9-10k),and transmission service every 30k. Confused I c...
by Toons
Mon Dec 15, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: Dealer Regular Sched. Maintenance Question
Replies: 15
Views: 782

Re: At what age did you find dream job?

Never did find the dream job while I was working. :happy
by Toons
Sat Dec 13, 2014 11:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: At what age did you find dream job?
Replies: 25
Views: 1895

Re: Suggested tax book for beginner?

I found entering questions at the Turbo Tax website was extraordinarily helpful when I first started doing taxes.
You can do the same at TaxAct and HR Block.Another great site is Fairmark Tax Guide For Investors.:happy


https://ttlc.intuit.com/

http://fairmark.com/forum/index.php
by Toons
Sat Dec 13, 2014 11:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Suggested tax book for beginner?
Replies: 17
Views: 1550

Re: Gift to Yourself

I just bought myself one of these hat clip lights,,,,fantastic little gadget :happy

http://www.amazon.com/gp/product/B001QC ... UTF8&psc=1
by Toons
Sat Dec 13, 2014 11:20 pm
 
Forum: Personal Consumer Issues
Topic: Gift to Yourself
Replies: 34
Views: 3670

Re: friend has $70K; wants income from it

letsgobobby wrote:$70k will throw off about $250 per month in sustainable income.

Don't spend it all in one place.


250 on 70k,,what investment are we talking about,, :happy
by Toons
Sat Dec 13, 2014 11:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: friend has $70K; wants income from it
Replies: 11
Views: 2111

Re: Investing more when the market is down.

Look at this way,if the U.S. market goes down at ALL whether its 10 points or 1000 points it has always since recorded history gone higher,,,then it goes down again,,then it goes back up again.It was doing this when I first started investing and the Dow was @866. :happy
by Toons
Sat Dec 13, 2014 10:35 pm
 
Forum: Investing - Theory, News & General
Topic: Investing more when the market is down.
Replies: 22
Views: 2264

Re: I need a fund for the bond portion of my investments

Vanguard Total Bond Fund or Vanguard Intermediate Tax Exempt :happy
by Toons
Sat Dec 13, 2014 9:00 am
 
Forum: Investing - Help with Personal Investments
Topic: I need a fund for the bond portion of my investments
Replies: 27
Views: 3049

Re: Where to put cash now? Prefer CD's.

I put "cash" in Vanguard Intermediate Tax Exempt.Yes a little more risk ,but I am willing to accept that risk. On the more conservative side,an online savings account,or cds https://personal.vanguard.com/us/funds/snapshot?FundId=0042&FundIntExt=INT http://www.bankrate.com/cd.aspx http:...
by Toons
Sat Dec 13, 2014 8:58 am
 
Forum: Investing - Help with Personal Investments
Topic: Where to put cash now? Prefer CD's.
Replies: 13
Views: 2685

Re: iPad Purchase - Online vs Store

Onlilne,save the gas and time. :happy
by Toons
Sat Dec 13, 2014 8:52 am
 
Forum: Personal Consumer Issues
Topic: iPad Purchase - Online vs Store
Replies: 24
Views: 1611

Re: You folks think [a market crash] is coming?

My crystal ball indicates there will be a 2500-3000 point correction in the Dow the upcoming year(another "opportunity") :happy
by Toons
Sat Dec 13, 2014 8:50 am
 
Forum: Investing - Theory, News & General
Topic: You folks think [a market crash] is coming?
Replies: 64
Views: 5653

Re: U.S. stocks in freefall

oragne lovre wrote:A "freefall" around the period when funds pay dividend is not a bad thing. For those who re-invest their dividend, their money may get them a bit more equity.


+1,Indeed as funds will be paying out year end capital gains this month this may be the case(more shares) :happy
by Toons
Sat Dec 13, 2014 8:44 am
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1036
Views: 181257

Re: Do you get collision insurance for your car?

Yes collision on car and RV(new vehicles),,,just used the rv collision ,,deer hit. :shock:
by Toons
Fri Dec 12, 2014 3:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you get collision insurance for your car?
Replies: 43
Views: 3511

Re: Car Loan vs Cash Flow

Pay it off as quick as you can :happy
by Toons
Fri Dec 12, 2014 12:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Car Loan vs Cash Flow
Replies: 22
Views: 1463

Re: Is monthly rebalancing too frequent?

garlandwhizzer wrote:Simple answer to monthly rebalancing. Yes, it is too frequent.

Garland Whizzer


+1 Definately :happy
by Toons
Fri Dec 12, 2014 12:56 pm
 
Forum: Investing - Theory, News & General
Topic: Is monthly rebalancing too frequent?
Replies: 26
Views: 1501

Re: Considering more conservative allocation

Is there any point in staying with 75% equity? pacodelostigres: Your "basic 3-fund" portfolio has helped you win the game of retirement funding. At this point it is more important to keep what you've got instead of taking unnecessary risk trying to get more. During the Great Depression wh...
by Toons
Fri Dec 12, 2014 12:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Considering more conservative allocation
Replies: 21
Views: 1038

Re: Travelers Roadside Assistance

Thanks, Toon, again for your input: Whats the worst thing that can happen if uou drop AAA and sign on to Travelers Roadside Assistance plan? If you aren't pleased you can always rejoin AAA. :happy I will save myself $120 and just go with Travelers. BTW = thank you everyone for your insights. They w...
by Toons
Thu Dec 11, 2014 9:01 pm
 
Forum: Personal Consumer Issues
Topic: Travelers Roadside Assistance
Replies: 24
Views: 1923

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

Toons, does this print option on Tax Act allow you to view and print multiple drafts of any forms for an indefinite period time until you are satisfied that it is all working accurately together, maybe even taking several weeks, working in spurts, before finally filing? Yes,Once paid for you can vi...
by Toons
Wed Dec 10, 2014 10:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 140
Views: 16568

Re: Do it yourself tax solutions? Should I just try turbotax

I'll be returning to TaxACT this year. I also do my parent's taxes. One major change is that my Dad passed away this year, so I'll be filing my Mom's taxes as MFJ with a deceased spouse ( Death of a Taxpayer ). TaxACT handles this no problem. As for the state filing (PA), I couldn't find explicit g...
by Toons
Wed Dec 10, 2014 10:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do it yourself tax solutions? Should I just try turbotax?
Replies: 53
Views: 3988

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

"If TaxAct is your software choice, it does not appear that you will be able to see Form 8949 until the end when you try to print it, so you aren't able to correlate how your answers to the interview questions are populating Form 8949 and transferring to Schedule D." I use the TaxAct onlin...
by Toons
Wed Dec 10, 2014 10:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 140
Views: 16568

Re: Do it yourself tax solutions? Should I just try turbotax

TaxAct :happy http://www.taxact.com/ +1 I have two friends that are CPAs and they also use TaxAct. (Of course, they also figure it out manually to verify the results match :happy ) Are they using TaxAct for their clients or themselves :happy Personally. Different flavor of CPA ... they are auditors...
by Toons
Wed Dec 10, 2014 9:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do it yourself tax solutions? Should I just try turbotax?
Replies: 53
Views: 3988

Re: Tax Exempt Bond Fund - Question

long term capital gains taxes...depending on your income tax bracket you might pay zero :happy

check the tax table

http://taxes.about.com/od/Federal-Incom ... r-2014.htm
by Toons
Wed Dec 10, 2014 9:05 pm
 
Forum: Investing - Theory, News & General
Topic: Tax Exempt Bond Fund - Question
Replies: 8
Views: 1064

Re: An interesting way I just thought about debt

"I am starting to think that any extra cash I get, I should shove directly into my low interest rate debt

Without a doubt,work on them one at a time and one at a time Pay them off,all of them,debt free you hit the nail on the head.
(Debt free here,wouldn't have it any other way)
by Toons
Wed Dec 10, 2014 7:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: An interesting way I just thought about debt
Replies: 18
Views: 2639

Re: Investing 100K for the next 3-5 years? Where?

If you don't have cash need for that 100K, why not use it to max to IRA (5.5K) and max out 401k (17.5K for 2014 and 18K for 2015)? I think taxable investing should come after tax advantaged options are maxed out. The deadline for 2014 IRA contributions is April 15, 2015 (tax filing deadline). +1 Ex...
by Toons
Wed Dec 10, 2014 7:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investing 100K for the next 3-5 years? Where?
Replies: 11
Views: 1363

Re: Do it yourself tax solutions? Should I just try turbotax

incowtown wrote:
Toons wrote:TaxAct :happy

http://www.taxact.com/


+1

I have two friends that are CPAs and they also use TaxAct. (Of course, they also figure it out manually to verify the results match :happy )



Are they using TaxAct for their clients or themselves :happy
by Toons
Wed Dec 10, 2014 6:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do it yourself tax solutions? Should I just try turbotax?
Replies: 53
Views: 3988

Re: Capital Gains Tax Question

We are talking a few weeks in this scenario.If you are going to liquidate the fund anyway ,keep it simple and take the capital gain payout in cash. :happy
by Toons
Wed Dec 10, 2014 4:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Capital Gains Tax Question
Replies: 5
Views: 540

Re: Pay down mortgage or do nothing?

My math could be wrong :happy ,around 250k left in interest over the life of the loan.
by Toons
Wed Dec 10, 2014 3:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pay down mortgage or do nothing?
Replies: 27
Views: 2379

Re: Why don't YOU follow Buffett's advice?

I am unable to grasp the concept of what 60 Billion looks like or means,or for that fact ,1 billion :happy
by Toons
Wed Dec 10, 2014 3:19 pm
 
Forum: Investing - Theory, News & General
Topic: Why don't YOU follow Buffett's advice?
Replies: 114
Views: 7622

Re: U.S. stocks in freefall

Lest we forget:
March 2009 :happy
Dow 6,547.05
S&P 676.53
Nasdaq 1,268.64
by Toons
Wed Dec 10, 2014 3:15 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1036
Views: 181257

Re: Pay down mortgage or do nothing?

I guess what got me thinking about paying off my mortgage many years ago was running an amortization table in Quicken and amazed at how much interest I was paying and how long it took for the amount of interest being paid to be less than the principal. Soon after I focused on paying down and paying...
by Toons
Wed Dec 10, 2014 3:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pay down mortgage or do nothing?
Replies: 27
Views: 2379

Re: Poll: Dividend income to match annual salary?

I'm having trouble even imagining how someone could accomplish this without some kind of windfall , like the sale of a business or an inheiritance that gives you an enormous jumpstart on monies invested, coupled with a job that isn't necessarily high-earning (ie, sell your business and go off to wo...
by Toons
Wed Dec 10, 2014 3:00 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Dividend income to match annual salary?
Replies: 39
Views: 3568

Re: If you don't need the Soc Sec, when to start taking it?

Continue to delay SS until age 70. The advantage of delaying is that SS has a cost of living adjustment. Victoria's assessment is correct and well stated. Consider conversions of some of your traditional IRA to a Roth up to the top of your tax bracket each year prior to taking SS. You must pay the ...
by Toons
Wed Dec 10, 2014 2:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you don't need the Soc Sec, when to start taking it?
Replies: 39
Views: 4227
Next

Return to advanced search