Search found 6287 matches

by Toons
Tue Jul 07, 2015 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: Help friend decide whether to trade up
Replies: 8
Views: 527

Re: Help friend decide whether to trade up

Grown kids?
Empty Nesters?
Sounds like they need to stay where they are,why do they need more space? :happy
by Toons
Tue Jul 07, 2015 6:56 pm
Forum: Personal Consumer Issues
Topic: creepy LinkedIn
Replies: 9
Views: 1581

Re: creepy LinkedIn

Ignore it. :happy
by Toons
Tue Jul 07, 2015 5:18 pm
Forum: Investing - Help with Personal Investments
Topic: Lifestrategy in taxable account
Replies: 6
Views: 468

Re: Lifestrategy in taxable account

"If your income is low enough to avoid taxes it doesn't matter"
+1 :happy

I use Lifestrategy Conservative Growth In a taxable account.
I like the fund and I pay "some" taxes. :happy
by Toons
Tue Jul 07, 2015 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 Problems
Replies: 9
Views: 537

Re: Quicken 2015 Problems

Quicken Deluxe 2015 here,25 years of data no issues,,,,as of yet :happy
by Toons
Tue Jul 07, 2015 4:18 pm
Forum: Investing - Theory, News & General
Topic: Everything is rolling over except U.S. stocks
Replies: 14
Views: 1467

Re: Everything is rolling over except U.S. stocks

"Is it time to worry?"

About What? :happy
by Toons
Tue Jul 07, 2015 1:57 pm
Forum: Personal Consumer Issues
Topic: Affordable sheets, 100% guarantee?
Replies: 16
Views: 1009

Re: Affordable sheets, 100% guarantee?

FYI :happy "LIFETIME GUARANTEE -Mellanni is a different kind of company that prides itself in providing the absolute best customer service in the industry. If for any reason you decide that this bed sheet set is not for you, send 1 simple email and receive a 100% money-back refund, absolutely n...
by Toons
Tue Jul 07, 2015 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: If you wouldn't buy it, then you should sell it
Replies: 29
Views: 2666

Re: If you wouldn't buy it, then you should sell it

I'd buy a 2016 Crv ,,when they arrive on the scene,,,whatcha living for,you can't take it with you :sharebeer Actually, I got to thinking about it after my post. Would I spend $4K to buy my 02 CRV if I didn't already own it? Well, maybe not because I'd be buying a 13 year old vehicle and even thoug...
by Toons
Tue Jul 07, 2015 1:43 pm
Forum: Investing - Help with Personal Investments
Topic: Best way to invest in OIL
Replies: 30
Views: 1362

Re: Best way to invest in OIL

By the way, "I am not trying to time the market" and "but the price seems right to invest" are inherently contradictory statements. You are, in fact, trying to time the market. The reason I said that I am not trying to time the market because I am not really looking for a bottom...
by Toons
Tue Jul 07, 2015 12:04 pm
Forum: Personal Consumer Issues
Topic: Seeking internet and phone plans for snow birds
Replies: 5
Views: 370

Re: Seeking internet and phone plans for snow birds

I'd get rid of the landlines.
Get 2 smartphones from Walmart ,use straight talk plan.
Do they really need satellite? :happy
by Toons
Tue Jul 07, 2015 12:00 pm
Forum: Investing - Theory, News & General
Topic: Age in Bonds Revisited: Vanguard Target Fund uses 90% Equities until Age 40?!?
Replies: 15
Views: 1016

Re: Age in Bonds Revisited: Vanguard Target Fund uses 90% Equities until Age 40?!?

Early 30's,90/10 is appropriate :happy
It was appropriate for me at age 55 :happy
by Toons
Tue Jul 07, 2015 11:59 am
Forum: Investing - Help with Personal Investments
Topic: Best way to invest in OIL
Replies: 30
Views: 1362

Re: Best way to invest in OIL

Vanguard Energy ETF (VDE) :happy
by Toons
Tue Jul 07, 2015 11:57 am
Forum: Personal Finance (Not Investing)
Topic: How nuch concern is it to you when stocks
Replies: 44
Views: 2184

Re: How nuch concern is it to you when stocks

For those of you who were dollar cost averaging from 2007-2009 how does the value of those shares look now? :happy
by Toons
Tue Jul 07, 2015 11:49 am
Forum: Personal Finance (Not Investing)
Topic: How nuch concern is it to you when stocks
Replies: 44
Views: 2184

Re: How nuch concern is it to you when stocks

Down 30K???
Fear Nothing
Buy More :happy
by Toons
Tue Jul 07, 2015 8:47 am
Forum: Personal Consumer Issues
Topic: Convince me not to buy Porsche
Replies: 143
Views: 9961

Re: Convince me not to buy Porsche

I would buy the Porsche :happy
by Toons
Tue Jul 07, 2015 8:44 am
Forum: Personal Finance (Not Investing)
Topic: If you wouldn't buy it, then you should sell it
Replies: 29
Views: 2666

Re: If you wouldn't buy it, then you should sell it

I'd buy a 2016 Crv ,,when they arrive on the scene,,,whatcha living for,you can't take it with you :sharebeer
by Toons
Tue Jul 07, 2015 8:24 am
Forum: Personal Finance (Not Investing)
Topic: How nuch concern is it to you when stocks
Replies: 44
Views: 2184

Re: How nuch concern is it to you when stocks

What does Worrying about something you can't control accomplish? Volatility is an inherent factor in the investing equation. You need to accept it if you are to invest in equities. Retrain your way of thinking.You have it backwards, Declining share prices are an Opportunity to acquire more shares wi...
by Toons
Mon Jul 06, 2015 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Representative Payee
Replies: 12
Views: 669

Re: Social Security Representative Payee

You do have to set up a Representative Payee account at a credit union or bank to receive the funds and the person for whom you are the representative Payee cannot, in any way, access those funds. This kind of stinks, one more account to deal with, the last thing I really want, I understand it but ...
by Toons
Mon Jul 06, 2015 5:20 pm
Forum: Forum Issues and Administration
Topic: [Forum running slow]
Replies: 43
Views: 1927

Re: Slow down?

packet wrote:
Toons wrote:Inquiring minds want to know,,,,,the "packets" of data are traveling in the slow lane :happy

Hey! Don't blame me!
:)

But... alas... same thing here (slowness off and on the last couple/three days).

:beerCheers,
packet

PS,
"The truth is in the packet"


:sharebeer
by Toons
Mon Jul 06, 2015 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Representative Payee
Replies: 12
Views: 669

Re: Social Security Representative Payee

You do have to set up a Representative Payee account at a credit union or bank to receive the funds and the person for whom you are the representative Payee cannot, in any way, access those funds. This kind of stinks, one more account to deal with, the last thing I really want, I understand it but ...
by Toons
Mon Jul 06, 2015 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Social Security Representative Payee
Replies: 12
Views: 669

Re: Social Security Representative Payee

Without going into all the exact details,I became the SS Representative for my Mother the last years of her life as she moved to an Assisted living facility.I,as you,was the POA for her and the next step was becoming the SS representative. Yes it does call for a face to face meeting with someone at ...
by Toons
Mon Jul 06, 2015 9:16 am
Forum: Forum Issues and Administration
Topic: [Forum running slow]
Replies: 43
Views: 1927

Re: Slow down?

Inquiring minds want to know,,,,,the "packets" of data are traveling in the slow lane :happy
by Toons
Mon Jul 06, 2015 9:12 am
Forum: Personal Consumer Issues
Topic: Camera Experts Wanted
Replies: 36
Views: 2003

Re: Camera Experts Wanted

Having been a fan of the Sony Exmor Sensor for quite a while ,I have more than a few cameras and the Sony DSC-HX1 that I purchased about 5 years ago (that I have taken thousands of pictures with)is still one of my favorite cameras,picture quality still amazes me.I think you have zeroed in on a fine ...
by Toons
Sun Jul 05, 2015 9:44 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 937
Views: 150075

Re: What Movie Have You Recently Watched?

Attack Of The Puppet People :happy
https://youtu.be/aQsRE2tVQNM
by Toons
Sun Jul 05, 2015 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: 22 years old want to do rental properties
Replies: 31
Views: 2588

Re: 22 years old want to do rental properties

Invest in equities,not hammers and nails :happy
by Toons
Sun Jul 05, 2015 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: New home purchase - How much do I put down?
Replies: 9
Views: 1447

Re: New home purchase - How much do I put down?

30% or More if possible :happy
by Toons
Sun Jul 05, 2015 6:08 pm
Forum: Personal Consumer Issues
Topic: Best Cell Plan?
Replies: 41
Views: 4493

Re: Best Cell Plan?

Satisfied customer using Samsung Galaxy S5 with Straight Talk,Verizon carrier,4G,45 month unlimited(throttle after 3 gig but never approach it.) :happy
by Toons
Sun Jul 05, 2015 9:46 am
Forum: Personal Consumer Issues
Topic: Camera Experts Wanted
Replies: 36
Views: 2003

Re: Camera Experts Wanted

My 2 cents worth :happy "The Samsung Galaxy Camera 2 is a case study in what kind of image quality people need for a camera. It's designed to offer the best of both worlds and, for some people, it will. For the social media addict the GC2 lets you use a big zoom lens in your favorite Android ap...
by Toons
Sun Jul 05, 2015 9:38 am
Forum: Investing - Theory, News & General
Topic: Wintergreen's David Winters on WealthTrack
Replies: 12
Views: 1329

Re: Wintergreen's David Winters on WealthTrack

This fund,,,hmmm :shock: 10,000 minimum 1.89 expense ratio http://quotes.morningstar.com/chart/fund/chart.action?t=XNAS:WGRNX&region=usa&culture=en-US&cur= Compute an expense ratio of 1.89% vs. .05 (TSM) on your account balance over say 25 or 30 years and look at the compounded differen...
by Toons
Sun Jul 05, 2015 9:37 am
Forum: Investing - Help with Personal Investments
Topic: Investing lump sum
Replies: 25
Views: 1793

Re: Investing lump sum

What do you think?

I think Greece is a meaningless issue,
Lump sum your 1 million as your asset allocation indicates.
You are 63.
It is about Time not Timing :happy
by Toons
Sun Jul 05, 2015 9:23 am
Forum: Personal Consumer Issues
Topic: Internet storage and backup for Mac. Dropbox, iCloud, others?
Replies: 45
Views: 2135

Re: Internet storage and backup for Mac. Dropbox, iCloud, others?

Google Drive and Amazon cloud here,plenty of storage. :happy
by Toons
Sat Jul 04, 2015 3:18 pm
Forum: Personal Consumer Issues
Topic: Eating Out
Replies: 51
Views: 4976

Re: Eating Out

1. Am I wrong to say "screw it" if i want to dine out with my fiancé and friends I'm going to? 2. I can afford them, it's not a financials isue. It's more of a moral issue/wasteful spending concern matter. 1.No 2.It appears your "brain" is telling you there is a moral issue with ...
by Toons
Sat Jul 04, 2015 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: Borrowing money from my 401k
Replies: 26
Views: 1885

Re: Borrowing money from my 401k

You are asking me "What Would I Do?" I would examine my monthly expenses. Set up a Strict budget. Stick to the budget. Save ,save.save . Apply all I could to the outstanding debt. Until it was paid off. I would not borrow from the 401k plan. Been there ,done that. Never borrowed from 401k....
by Toons
Sat Jul 04, 2015 3:01 pm
Forum: Investing - Theory, News & General
Topic: Aren't we obsessing way too much about our portfolios?
Replies: 68
Views: 4693

Re: Aren't we obsessing way too much about our portfolios?

Louis Winthorpe III wrote:Life Strategy and Target Retirement funds are your friend.



+1 :happy
by Toons
Sat Jul 04, 2015 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you become debt free and what opportunities did it create?
Replies: 70
Views: 6295

Re: What age did you become debt free and what opportunities did it create?

Being debt free allows one to do with their time what they wish. :happy Perhaps, but it's really total cash flow that matters. I had a modest HELOC balance (re-fied mortgage) going into retirement two years ago. I could mostly pay it off now, but then I wouldn't have my new vehicle fund anymore. :(...
by Toons
Sat Jul 04, 2015 2:51 pm
Forum: Investing - Theory, News & General
Topic: Aren't we obsessing way too much about our portfolios?
Replies: 68
Views: 4693

Re: Aren't we obsessing way too much about our portfolios?

The portfolio has gradually become less and less important the last 7-10 years or so. I have no desire to try and "outperform" the market.It is what it is.The market will do what it wants.I will accept what it offers. I am 70/30 stock bond,(reduced to that from 90/10 for 25 years.) If I ha...
by Toons
Fri Jul 03, 2015 9:25 pm
Forum: Personal Consumer Issues
Topic: Three devices = redundancy
Replies: 36
Views: 4963

Re: Three devices = redundancy

I Use em all: :happy
1.Android Smartphone
2,Chromebook
3.Windows laptop
4.Android tablet
5.Itouch
by Toons
Fri Jul 03, 2015 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you become debt free and what opportunities did it create?
Replies: 70
Views: 6295

Re: What age did you become debt free and what opportunities did it create?

Being debt free allows one to do with their time what they wish. :happy
by Toons
Fri Jul 03, 2015 6:26 pm
Forum: Investing - Help with Personal Investments
Topic: Girlfriend's Money Manager--Should She Switch to Vanguard?
Replies: 37
Views: 4152

Re: Girlfriend's Money Manager--Should She Switch to Vanguard?

" But once the economy gets a correction, he said active funds won't take such a great hit as passive funds. "

What in the world does that mean :shock:
by Toons
Fri Jul 03, 2015 6:24 pm
Forum: Personal Consumer Issues
Topic: Buying a new desktop computer
Replies: 42
Views: 3526

Re: Buying a new desktop computer

What's the best way to buy a new, basic desktop computer. I don't have exotic needs....web surfing, document prep, paying bills. I've had success in the past of buying a Dell online. Of course, am looking for a good deal. :happy Thanks Here you go,,,,should do just fine for your needs...149.00 :hap...
by Toons
Wed Jul 01, 2015 6:39 pm
Forum: Investing - Help with Personal Investments
Topic: international rbd [Really Bad Day]
Replies: 18
Views: 1533

Re: international rbd

RBD?When did this happen :happy
by Toons
Wed Jul 01, 2015 6:38 pm
Forum: Personal Consumer Issues
Topic: Will you pay to not have ads?
Replies: 35
Views: 3232

Re: Will you pay to not have ads?

Not going to pay for free tv.
I can find all I want on Youtube,old tv epsiodes. :happy

Go to advanced search