Bogleheads.org

Without question pay the correct amount. I can recall on a few occasions,leaving Wal-Mart,getting to the car with the shopping cart and bags,then finding something small in the bottom of the cart that was not given to the cashier so she could charge me for it. I immediately carried the item back ins...

Do you have a membership? Do you find it worth the money? What methods do you use to stream the movies to your TV screen when you aren't watching them on a computer? Thanks, BFG Without a doubt,7.99 streaming per month.I can always find something to watch . Use their services on my computers,Itouch...

Zero

No

"Question - would you recommend taking the $350 per month and adding to the mortgage principal payment" Yes,once you get in the habit of making the extra payment it becomes routine,and before you know it you will be increasing the 350 per month amount as you see your loan balance decreasin...

Sign the lease,figure it out on your own,you will be better off,emotionally and financially(eventually).

I will not pay this bill until I get a last final warning...I will invest the money. At the last minute I will likely pay this bill, or if still annoyed, perhaps not. I suspect it will take over a year to make to collections anyhow. And this will generate the kind of revenue that will compensate yo...

"He does a fair about of buying and selling, that is, selling actively managed funds to buy "better" actively managed funds" Buying and Selling front loaded mutual funds.Ouch in a big way. :shock: It wasn't clear from the OP that front loaded funds are involved. The fees could b...

"He does a fair about of buying and selling, that is, selling actively managed funds to buy "better" actively managed funds"

Buying and Selling front loaded mutual funds.Ouch in a big way.

With so much talk regarding rising interest rates,future bond returns,etc. The link to the Vanguard webcast "Todays Bond Market"(below) I found to be very informative and enlightening. It is about an hour long but I think many of you will find it enjoyable to listen to. :happy http://www.m...

Thanks to everyone who replied! I now understand what you are all saying, its technically not compounded interest. Is there a way to invest my gains to buy more shares? Not really sure how this works.. Again thanks for all of the replies I didn't expect so many. When selecting how you want your div...

FYI: Example of reinvesting dividends and compounding growth below

http://beginnersinvest.about.com/od/blu ... idends.htm

Use Pandora service here on all computers,mobile devices,36.00 per year

FYI

viewtopic.php?t=78777

I wonder how the investor comes to ignore all the bad news with the economy, gold prices and reasons for it, politicians arguing on tv, and now hearings on the Benghazi incident all bringing up emotions in the investor`s psyche to force the investor to make a move and ruin a well thought out financ...

When it comes to equity investing try to keep things in perspective,like 10 year and beyond time frames.
Day to day is nothing short of meaningless

" I told him I would probably dollar cost average it into index funds."
Stick to your plan

You couldn't pay me to live in most of the tax friendly states for retirees. I think I just heard a sigh of relief coming over the mountain from Tennessee... Which reminds me ,since leaving New York State and retiring in Tennessee a couple of years ago,what a pleasant drive we take occasionally On ...

Scan and save all documents in related folders/sub folders,backup to external hard drive.
keep It Simple

I stopped watching soon after Kangas left

I am assuming the link below is Larson Financial

http://larsonfinancial.com

OverTheHill wrote:Just goes to show what a person gets when following the advice of the fine professionals in the financial services industry. Cash out and move on.

+1

FYI on Andrew Tobias,books,info

http://andrewtobias.com/column/books/

Every now and then I buy shares of a balanced fund that I own

I save a PDF to flash drive and backup to Google Drive using 2-step verification

You couldn't pay me to live in most of the tax friendly states for retirees. I think I just heard a sigh of relief coming over the mountain from Tennessee... Which reminds me ,since leaving New York State and retiring to Tennessee a couple of years ago,what a pleasant drive we take occasionally On ...

Use a portion of the money to prepay mortgage :happy Ran some rough numbers to give you an idea... Specifically, I'd suggest comparing your current mortgage P+I payment with what a 15-year mortgage payment would look like if you were to apply most/all of your taxable cash to the principal on your h...

Fantastic Book.First read in the early eighties.It helped lay the foundation for me regarding,saving ,investing etc

Property taxes in Tennesse 1/4 of what they were n New York State.Tax on gasoline about 30 cents a gallon less

Use a portion of the money to prepay mortgage

Yawn

BigFoot48 wrote:I'm staying with Total Bond as the 5.3-year expected average duration works just fine for my 20 year remaining investing timetable.

+1

We retired in Tennessee from New York. No state income tax on pensions,distributions etc.
Sales tax a little higher,dividends,interest(bank interest excluded)over 2500.00 taxed at 6% for filing jointly ,details in link below

http://www.retirementliving.com/taxes-n ... #TENNESSEE

I quit bidding and waiting ,I use "buy it now"

The Phoenix newspaper (Arizona Republic) where I live is trying to institute a pay access system for digital readers if you look at more than 19 articles per month. They are demanding a full automatic deduction be setup and monthly payments of $9.99 for on line only access. The paper is the only lo...

Regarding 1.75% expense ratio and the corrosive effect it can have on the compounded return on YOUR money,plug some expense ratio numbers in the link below and it won't take long for you to realize how much money is being siphoned off to the fund company slowly but surely over time :happy http://www...

As with others healthcare is the largest expense,but other than that expenses are much less.
Taxes,Utilities,Food,Clothing,Auto expenses
Being debt free really helps also

Yawn

Pay off the car

Man's Search For Meaning - Victor Frankl

Before my wife and I retired I would fully fund our Roth IRA accounts the first business day of the New Year,regardless of where the market was,bull or bear.Once again it is "Time" not "Timing" in the market.
Invest and be done with it,it won't matter years from now.

Were there any? Most investors suffered in the last stock market crash. After the downturn, Bogleheads who stayed the course did quite well. We could have another panic. Or maybe not. My question for the Bogleheads: Did the crash change your investment strategy in any way whatsoever? None whatsoeve...

No ,buy low buy high,just keep investing .

Got $200k to invest. I told myself I'd put it all in Wednesday (tomorrow). But the market has gone up dramatically over the past few days, and now I'm spooked. Should I still do it? Try this train of thought,When considering "investing" tell yourself you will leave the money alone for a m...

This previous thread regarding washers and dryers might be useful

viewtopic.php?f=2&t=109555

Run don't walk away form this 1.4% fee.Learn how to invest with Vanguard in a few low cost index funds and pay yourself the 1.4% in fees.

I've purchased several refrigerators and stoves in my adult life and have never purchased extended warranties or maintenance agreements.No regrets,never needed them. I wouldn't purchase the plan.

FYI
http://www.debunkingskeptics.com/Reasons_Sears_MA.htm

The vast majority of my retirement savings ($1,200,000) is sitting in cash. I have been afraid to invest for the last couple years (and I was always a pretty aggressive investor) thinking that the market was going to take a dive. Well, of course the market has gone up and up and now I am REALLY thi...

Priority Number One, get rid of some debt

For a 4 year old laptop I would probably go Ebay.Amazon has one for 35.00. Ebay has quite a couple listings for 15-20 :happy http://www.amazon.com/Compatible-HP-Pavilion-dv6-1360us-Battery/dp/B0050DSXTC/ref=sr_1_1?ie=UTF8&qid=1367804644&sr=8-1&keywords=hp+dv6-1360us+battery http://www.eb...