Search found 2585 matches

Return to advanced search

Re: Was ready to pull plug on Janus..until

@theplayer11, I was ready to label you a troll, and then your last post made me realize that I shouldn't jump to conclusions. Welcome to the forum. Re the results of having been all in in 2008, the recovery has been spectacular for many of us. I think it's fair to say that everyone who didn't panic ...
by TomatoTomahto
Wed Jul 30, 2014 9:00 am
 
Forum: Investing - Help with Personal Investments
Topic: Was ready to pull plug on Janus..until
Replies: 66
Views: 3560

Re: Principal Residence = Poor Investment?

Ged wrote:It's like asking if your mutual fund is a good boat.


I don't know if this line is original to you, but I think it's priceless. I am going to use it often. Thank you :sharebeer
by TomatoTomahto
Wed Jul 30, 2014 7:47 am
 
Forum: Personal Finance (Not Investing)
Topic: Principal Residence = Poor Investment?
Replies: 58
Views: 2919

Re: How would retiring at 45 change investment strategy?

.. I have no reservations on drawing down on the principal of my investments as the end nears. I am one taxpayer that hopes you get the timing right :twisted: On a more charitable note, I don't know your age, but I hope that sometime between now and when you turn 45, you find employment that is sat...
by TomatoTomahto
Wed Jul 30, 2014 7:39 am
 
Forum: Investing - Help with Personal Investments
Topic: How would retiring at 45 change investment strategy?
Replies: 12
Views: 1378

Re: Florida Retirement Communities advice/thoughts

Another reason I will probably not live in Florida is that I love lakes and boats, but I'm not a big fan of alligators :) I bet you're not crazy about Burmese pythons, either. At the rate they're breeding, they may eventually evict even the alligators! :shock: http://www.cnn.com/2014/02/06/us/flori...
by TomatoTomahto
Wed Jul 30, 2014 7:25 am
 
Forum: Personal Consumer Issues
Topic: Florida Retirement Communities advice/thoughts
Replies: 24
Views: 2620

Re: Anyone Switched to Vanguard Account Upgrade?

I mean, I don't see what the Account Upgrade does for me if it worked. What it would do for us is make our accounts problematic. My wife's employer's Compliance Department allows her to have an account at Vanguard because it can contain only Vanguard mutual funds. Her brokerage account had to be mo...
by TomatoTomahto
Tue Jul 29, 2014 6:03 pm
 
Forum: Investing - Theory, News & General
Topic: Anyone Switched to Vanguard Account Upgrade?
Replies: 20
Views: 2441

Re: Cell phone control devices for teen drivers?

I've enjoyed the back-and-forth of opinions on this topic. My daughter is only seven now but it makes me wonder how technology will have solved some issues like this by the time she's driving but will have created brand new ones that will keep me up at night. My kids' cars (Volvos) already have tec...
by TomatoTomahto
Tue Jul 29, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Cell phone control devices for teen drivers?
Replies: 36
Views: 1497

Re: Cell phone control devices for teen drivers?

I don't have kids (at least, not to my knowledge), so take this for whatever it is worth, but given how you have described your daughter, why are you letting her drive at all? No offense, but given the second half of the sentence, I could have guessed the first part. Parents take their kid's' tempe...
by TomatoTomahto
Tue Jul 29, 2014 6:44 am
 
Forum: Personal Consumer Issues
Topic: Cell phone control devices for teen drivers?
Replies: 36
Views: 1497

Re: Kitchen Remodel... Or Not?

House technology has advanced a lot in 25 years, not to mention 130. It would cost a huge amount to retrofit today's safety and energy efficiency into an old house vs. building it into a new one. And you should see how much it costs to try to match 100 yo craftsmanship when renovating an older hous...
by TomatoTomahto
Mon Jul 28, 2014 9:06 am
 
Forum: Personal Consumer Issues
Topic: Kitchen Remodel... Or Not?
Replies: 53
Views: 2693

Re: Kitchen Remodel... Or Not?

A neighbor two doors away sold her house a decade ago and asked the realtor who had purchased it, since she didn't recall meeting the buyer. The realtor told her that the buyer hadn't come into the house because he intended to tear it down. The owner, who had divorced someone whose name you would pr...
by TomatoTomahto
Mon Jul 28, 2014 8:59 am
 
Forum: Personal Consumer Issues
Topic: Kitchen Remodel... Or Not?
Replies: 53
Views: 2693

Re: Kitchen Remodel... Or Not?

We ENJOY this every single day. We never regretted a thing about it. We also never expect to "get it back on resale". This! We have an East Coast 100 yo home also. We renovated/added on a few times. We love the house and it gives us pleasure. In this mostly tasteless environment, the even...
by TomatoTomahto
Mon Jul 28, 2014 8:32 am
 
Forum: Personal Consumer Issues
Topic: Kitchen Remodel... Or Not?
Replies: 53
Views: 2693

Re: Apple TV

Could you please elaborate on how Roku 3 is superior to Apple TV? Is the interface easier to use? Are there better programs offered (I guess this would be called "channels"?)? Something else? This is slightly off topic, but it might be of interest to others reading this thread. I use 2 Ro...
by TomatoTomahto
Mon Jul 28, 2014 8:01 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3516

Re: Apple TV

Thanks for the suggestion, maybe I'll look into an Apple router at some point. I'm just a bit reluctant to disentangle all the stuff at the top of the closet -- as all the connections and stuff seem to be working well enough now. Someone I hired did the whole router, etc setup, so I'm not even sure...
by TomatoTomahto
Sat Jul 26, 2014 1:57 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3516

Re: Here's another "where should I retire" thread

Leeraar wrote:We are gravitating towards the Carolinas and the Virginias. South enough for good barbecue...


Oh man, how did you know that was a soft spot for me? As much as I like lobster in Maine, good barbecue is something worth moving for.
by TomatoTomahto
Sat Jul 26, 2014 1:37 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

[edited for brevity] Noticing that you currently hail from Jersey , Bergen County I bet :happy , not a bad guess, but you lose the bet -- Essex County The Rhode Island shore is a personal favorite from Watch hill up to Charlestown and then there's Cape Cod , lot of possibilities there but again a w...
by TomatoTomahto
Fri Jul 25, 2014 12:08 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

Oh ok, within a 100 miles from Yale, I would probably pick Newport, RI or one of the smaller quintessential New England towns right around there. My guess is that your wife is a bit type A though and would get bored being retired in a small town (I probably would myself). I'm not sure what field sh...
by TomatoTomahto
Thu Jul 24, 2014 10:52 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

@sunnyday, I wasn't very clear in what I wrote. I was describing discussions from last year, when he was wondering about CalTech and Stanford. He spent some time at Yale, fell in love with it, was lucky enough to be accepted, and will attend in the Fall. I was kidding that it would preclude CA, but ...
by TomatoTomahto
Thu Jul 24, 2014 9:55 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

I would recommend determining a budget for your future home before looking further. Even though you have done very well, it is more "average" than what you might think when it comes to waterfront real estate. Especially with all of the overseas wealthy buyers using cash to buy high-end ho...
by TomatoTomahto
Thu Jul 24, 2014 5:43 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

Curious why CA has been notably absent from this entire thread. Sure it is pricey here, taxes, homes, etc, but the weather is amazing year round and there are many major airports. Santa Barbara, Montecito, Napa/Sonoma, Paso Robles, any number of suburbs in LA area, San Diego... with your nest egg y...
by TomatoTomahto
Thu Jul 24, 2014 5:30 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

@sscritic, going completely OT here, but my wife rode horses as a teen, and took it up again briefly as an adult, but never played polo. At a company team-building event, they played polo, and my wife said that you could not imagine how well-trained the polo ponies were. They knew where you should b...
by TomatoTomahto
Thu Jul 24, 2014 5:18 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

ubermax wrote:Op, reviewed your resume & I think nothing short of Beverly Hills would be appropriate .


Now don't get huffy because I'm reluctant to move to your home state :D

Fwiw, my wife spent some of her youth in California. Liked Santa Barbara, but not LA.
by TomatoTomahto
Thu Jul 24, 2014 4:32 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

sscritic, you're messing with me, right? Just a little. :) I haven't lived that many places, but I have found something to like wherever I have been. When I lived in Minnesota, for example, I didn't focus on the two seasons: freezing and mosquito breeding, I concentrated on .. now what was it I lik...
by TomatoTomahto
Thu Jul 24, 2014 11:20 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

snip ... UGH!!! We just had our first baby earlier this year and my retired father thinks it is fair for us to go visit him equally for every time he visits us. Traveling via commercial air for a couple with a baby with all baby gear in tow with dual careers VS two retirees who can come and go as t...
by TomatoTomahto
Thu Jul 24, 2014 11:17 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

sscritic, you're messing with me, right? First you asked about what I don't like: I missed the part about what you don't like about where you live now. Is moving a requirement? How do the suggested cities rank in terms of what you don't like, rather than what you do? When I replied, you said: You wo...
by TomatoTomahto
Thu Jul 24, 2014 11:08 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: favorite bogleheads posts?

VictoriaF wrote:LadyGeek's "This thread is locked." Multiple references.

Victoria


Not only a LOL, but an actual belly laugh :D

Thanks.
by TomatoTomahto
Thu Jul 24, 2014 9:31 am
 
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 50
Views: 4001

Re: Here's another "where should I retire" thread

Just by looking at the map, Charlottesville, VA, seems preferable to Charlotte, NC. Charlottesville is a university town, closer to the mountains, and closer to a major city. Victoria My wife's brother and SIL live there, and my wife has run the Charlottesville marathon twice. It is a location unde...
by TomatoTomahto
Thu Jul 24, 2014 9:20 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

As a first pass, with only a few reasons for what I don't like. More generally, I think the forum members have given thoughtful suggestions that address my preferences in a way that, for all of its questions, the software didn't. I think a lot of the software generated cities would not pass the Turi...
by TomatoTomahto
Thu Jul 24, 2014 9:08 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

I missed the part about what you don't like about where you live now. Is moving a requirement? How do the suggested cities rank in terms of what you don't like, rather than what you do? I don't dislike where I live, and my wife has a very strong attachment to the house. But, taxes are high (propert...
by TomatoTomahto
Thu Jul 24, 2014 8:50 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

What does Purple Red and Blue refer too? You might have to ask the OP. We're not politically active, but we'd probably be more comfortable in blue surroundings than red. Good gosh, sscritic, don't get me in trouble :oops: . I thought about it before I wrote it, and figured that it was sufficiently ...
by TomatoTomahto
Thu Jul 24, 2014 8:32 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

ks289 wrote:Essentially instead of living where the undergraduates/grad students live, you live where many of the professors live.


I like the sound of that. Close enough to drive to a hockey game, far enough away to have a bit of land.
by TomatoTomahto
Thu Jul 24, 2014 8:29 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

I was just visiting a friend on Peaks island near Portland, Maine. I could envision having waterfront property anywhere in that area. We went to a dinner party (lobster bake) at a grand home in Cape Elizabeth which would be a dream retirement house to me. I also thought of Lake Tahoe on the no tax ...
by TomatoTomahto
Thu Jul 24, 2014 8:25 am
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

Have you factored in the possibility of grandkids in the future? I know someday, per my wife, it will factor into where we move :D I would factor it in if I knew where my kids were going to wind up. Right now it appears they'll mostly stay on the east coast, but who knows? Wanting extra bedrooms an...
by TomatoTomahto
Wed Jul 23, 2014 9:49 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

@alaskar, thanks for those, I'll run them past my sister.
by TomatoTomahto
Wed Jul 23, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

@tibbitts, talk to livesoft; he wants me in 4 or 5 houses! I would not be surprised if we lived in one place and took extended vacations in various places with climates different from what we are getting sick of at home. The logistics of more than one house are not something I want to deal with; my ...
by TomatoTomahto
Wed Jul 23, 2014 9:26 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

@johnep and ChrisC, I will add the Charlotte area to my list. 2 months of hot and humid is tolerable for us, and most likely we would use some of that time to travel. We wound up rescuing a pit mix puppy recently (long story, but fwiw, I was anti pit until very recently) and she has more difficulty ...
by TomatoTomahto
Wed Jul 23, 2014 9:21 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

Here's what FindYourSpot came up with: Charleston, West Virginia Frederick, Maryland Baltimore, Maryland Gaithersburg, Maryland Washington, District of Columbia Eugene, Oregon Corvallis, Oregon Danbury, Connecticut Fayetteville, Arkansas Cape Cod, Massachusetts Salem, Oregon Sheboygan, Wisconsin Pro...
by TomatoTomahto
Wed Jul 23, 2014 7:21 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

@Irishbear99, I thought I could tolerate the rain, but then I watched The Killing . Highly recommended show available on Netflix, but just about every scene takes place in heavy rain, which might just be for dramatic effect. I like rain (the sound of it on the roof in the evening is wonderful), but ...
by TomatoTomahto
Wed Jul 23, 2014 7:05 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

@VictoriaF, I lived in and around DC for ~15 years (DuPont Circle, Kalorama Triangle, Adams Morgan) and also Rockville, Arlington, etc. I've lived and worked in and near NYC for almost 30 years. I'm done with cities -- they can be great, but I'm done with them as a place to live or work. Vive le Int...
by TomatoTomahto
Wed Jul 23, 2014 6:53 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

spartanap wrote:http://www.findyourspot.com is a pretty comprehensive website that might help give you some ideas.

I answered all of their questions, but could not pass the CAPTCHA test at the end. They asked a lot of sensible questions; I was looking forward to the answer.
by TomatoTomahto
Wed Jul 23, 2014 6:16 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

@midareff, I like the mountains and riding a bike, but I much prefer riding on relatively flat ground :D My parents spent the second half of their retirement in Florida. It seemed crowded to me. But, I take your point, rather than a particular location, consider what we want to do and then think of ...
by TomatoTomahto
Wed Jul 23, 2014 5:56 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Here's another "where should I retire" thread

Clearly, you have to live in at least 3 places. I suggest Montreal, a country estate in the UK, a nice expensive part of San Diego and a condo in Hawaii. You might as well get shore property in Maine as well. If you can get all of that on our assets, we might have to hire you as our real estate mav...
by TomatoTomahto
Wed Jul 23, 2014 5:32 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Here's another "where should I retire" thread

I might be premature in posting this, but the chance exists that my wife might decide to retire. I have not worked for a paycheck for many years. Realistically, I don't think that we'd move until our youngest heads off to college, two years from now. We are in the lucky position that retiring almost...
by TomatoTomahto
Wed Jul 23, 2014 5:00 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6122

Re: Is there any downside to investing in bond futures?

This has been interesting to read, but I'd be lying if I said that I understood most of it (magician, you got me the closest to understanding). So why am I posting anything? Because I wanted to say that there is probably an apropos saying that applies to OP, some blending of "if you have to ask...
by TomatoTomahto
Wed Jul 23, 2014 9:29 am
 
Forum: Investing - Theory, News & General
Topic: Is there any downside to investing in bond futures?
Replies: 73
Views: 1811

Re: Poll - Do you use Quicken?

The admiral shares conversion was a hassle (I'd forgotten about it since it happened years ago). Unfortunately I bought TSM and had dividends reinvested. I knew I needed to get the number of shares right for each lot in order to maintain cost basis properly. I ended up building a conversion spreads...
by TomatoTomahto
Tue Jul 22, 2014 11:23 am
 
Forum: Personal Finance (Not Investing)
Topic: Poll - Do you use Quicken?
Replies: 66
Views: 3291

Re: Poll - Do you use Quicken?

I think tracking income and expenses early in life is important, as it's easy to lose sight of where the money goes. I don't bother with a budget while we have income coming in, but I found it useful to be able to load average annual expenses, by category, into Excel. Then, on a category by categor...
by TomatoTomahto
Tue Jul 22, 2014 8:07 am
 
Forum: Personal Finance (Not Investing)
Topic: Poll - Do you use Quicken?
Replies: 66
Views: 3291

Re: What about the 2015 Volvo XC60?

We own a 2013, and just ordered a 2015.5. We needed AWD, which is not yet available with the smaller engines. The cosmetics are somewhat changed, there some small improvements (radar rather than camera-based blind spot warning, more capability to avoid hitting bicyclists in addition to pedestrians, ...
by TomatoTomahto
Mon Jul 21, 2014 7:25 pm
 
Forum: Personal Consumer Issues
Topic: What about the 2015 Volvo XC60?
Replies: 6
Views: 771

Re: Poll - Do you use Quicken?

I'm surprised that Excel is so widely used. I've written elaborate applications in Excel and VB for Apps, but why would I jump through hoops to do what Quicken does out of the box? I have never used Quicken but can it aggregate various investments into allocation types and perform a rebalancing ana...
by TomatoTomahto
Mon Jul 21, 2014 6:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll - Do you use Quicken?
Replies: 66
Views: 3291

Re: Poll - Do you use Quicken?

I use Quicken on Windows for tracking cost basis, investments, credit cards, bank accounts, etc I'm surprised that Excel is so widely used. I've written elaborate applications in Excel and VB for Apps, but why would I jump through hoops to do what Quicken does out of the box? I guess if you've got o...
by TomatoTomahto
Mon Jul 21, 2014 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll - Do you use Quicken?
Replies: 66
Views: 3291

Re: Advice please - Mom getting railroaded by SSA

I had much more luck getting help on the phone with SSA than I did with the local office. Perhaps she might try that.
by TomatoTomahto
Mon Jul 21, 2014 7:59 am
 
Forum: Personal Finance (Not Investing)
Topic: Advice please - Mom getting railroaded by SSA
Replies: 8
Views: 1495

Re: Social Security Taxes?

Hey the way I view it,I'm thankful I am earning the income that puts me in a position to have 85% of my Social Security earnings taxed. :sharebeer +1 +2 Many many years ago, my father and I had a discussion about how that year, he had paid more in taxes than he had made the year before. Three cheer...
by TomatoTomahto
Sun Jul 20, 2014 2:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security Taxes?
Replies: 26
Views: 2277

Re: Buy a condo for college?

Don't conflate your kids' college experience and your investing. High among what my son looks forward to for the next four years is the dorm experience. Classes are only so many hours, and hanging out talking into the wee hours is part of college. And, there is NO way he'd be cooking as well as the ...
by TomatoTomahto
Sun Jul 20, 2014 8:28 am
 
Forum: Personal Finance (Not Investing)
Topic: Buy a condo for college?
Replies: 29
Views: 2481
Next

Return to advanced search