Bogleheads.org

The apartment complex we live in had a couple of break ins recently. Want to install something simple so I can monitor at work. Any recommendation for someone who is not that familiar with IT installation? I was checking amazon.com and found Foscam. Anyone familiar with this? Many Thanks I just ins...

It is my impression that the purpose of flushing is to remove any sediment that might build up in the bottom of the tank. It is only necessary to drain a gallon or two into a bucket. I don't see any reason to drain the entire tank. You are flushing the contents every time you fill the bathtub, run t...

Whenever I get one of these calls, I just put my phone in front of the TV and have them "talk" to each other. It doesn't take too long for them to figure it out and hang up. I'm sure it has no effect on them, but I get a chuckle out of it. :-) 1210 I usually hang up immediately, but once ...

HK- That telescoping basin wrench you talk about I have rented from Home Depot in the past. Working that tool is like holding chop sticks from the far end. Surfer-thanks for the reply. No soldering, just the fitting. It's the long reach that's frustratingly difficult with the tub right-side-up. Yea...

Do I have it right? Yes, I think that is correct. Better still, I think she is eligible for 6 months of retroactive spouse benefits. In other words, don't wait. The withdrawal itself can take months from what I have read. Be careful, there is a potential bureaucratic catch-22. If you file for spous...

This discussion has been useful to me in revealing a misunderstanding I had about claiming spousal benefits after FRA, and may be helpful in a current family situation. I would appreciate confirmation that the following interpretation is correct. A relative had been married for more than ten years, ...

Bad news folks. Seems it was a mistake and Fidelity/Turbotax disabled it. My account was showing a charge of $49.99 just now whereas yesterday it showed $0. The good news is I chatted with Turbotax support online and they gave me a single-use code to still get premier for free. If you still want it...

I have been using the online version of Turbotax for several years for both federal and state. This year's pricing structure favors buying the box version through Amazon. I hesitate because I value the TT feature that automatically imports previous year's data, such as carryover of long term capital...

However, was wondering just theoretically - assuming good home insulation in cool weather climates, is there any energy advantage for running fluorescents vs incandescents, or any other energy-efficient appliance vs non-energy efficient appliance for that matter, if you are also using central air t...

Yes, as long as she is eligible for the spousal benefits as an ex-wife. It's no different from what a married person could do. § 404.331. Who is entitled to wife's or husband's benefits as a divorced spouse. [keep reading] http://www.socialsecurity.gov/OP_Home/cfr20/404/404-0331.htm Thank you. A fo...

Five months ago, at the age of 66, a relative started collecting SS on her own account. She is divorced and still working. Can she still suspend her own benefits, collect her spousal benefits, and then at 70 return to her own account, increased by 8% for each year of deferral?

Flashman is the series for true bogleheads. Fraser gave Flashman a lifespan from 1822 to 1915 and a birth-date of 5 May. Flashman's first and middle names were created for the character as Flashman's first name is not given in Hughes's novel. Fraser uses them to make an ironic allusion to Henry Pag...

CS Forrester also wrote 'The Gun' and 'Death to the French' 2 linked novels set in the Peninsular War in Spain (ie Napoleon).\\ 'Death to the French' is usually found in the US as 'Rifleman Dodd', and is likely the model for Bernard Cornwell's Sharpe. In fact, Cornwell cleverly included private Dod...

Recently a poster asked the question "what would happen if all investors became passive index investors?" Several thoughtful responses pointed out the negative effects. Recently, Fidelity put out an article entitled, The Millennium Bridge effect https://www.fidelity.com/viewpoints/market-...

1. The Harbor Islands have been turned into a National Park. I used to land a sailboat at the dock on Gallops and we would take a picnic and roam around the island - it was a pretty good view. Getting back off the island was sometimes a challenge without an engine. Which islands are accessible now?...

Looking forward to seeing the redeveloped waterfront. When the artery was elevated, it was always an experience making the dash from one part of the city over to Lewis Wharf to go sailing. If you still have an interest in sailing, the redeveloped waterfront has many opportunities for getting out on...

[quote="SimonJester"]Ive seen the folk on This Old House fix rotting columns like that with an epoxy compound. The epoxy can be painted white after it cures and will not continue to rot like other wood products. You can buy wood repair epoxies at the various hardware stores. Bondo, an epox...

Thanks to all for your responses. I would be appreciative if someone who does have access to the Morningstar forum could submit my original post on my behalf. When I've done transfers in the past, I go to my new company (Vanguard) and let them "pull" the $$$ from the IRA in the other insti...

I would suggest you ask your question at the morningstar T/C forum. Some of them read here, but not all. http://socialize.morningstar.com/NewSocialize/forums/100000044.aspx Thank you for the suggestion, but registration for the Morningstar forum is proving to be as daunting as dealing with T/C. Why...

I have recently made the transition from someone who pays into TIAA-CREF to someone who wishes to withdraw retirement funds, and it has not been a happy experience. With every transaction, TC drags its feet, insisting upon snail-mailing forms, rather than email or downloading. They delay for days or...

Can you transfer photos and videos to a dvd and how do you do it. I am not sure if you mean a data dvd or a video dvd. If the latter, there is a video output cable for the iPad. http://store.apple.com/us/product/MD098ZM/A You can connect this to a dvd recorder and copy any thing that appears on the...

This is my first year filing estimated taxes. I almost overlooked the second quarter payment of June 15, having assumed that the second quarter would be due on July 15. I am mystified as to why the IRS defines the quarters of the year as being 3 months, 2 months, 3 months, and 4 months. Any one know...

Hello Bogleheads, I am about to retire and have been interviewing financial advisors and researching the web for retirement advise, which is how I discovered you. I am not very confident about investing on my own and I am concerned about how much it will cost me in expenses if I go with a professio...

I didn't notice whether anyone has suggested what should be the first step: unscrew the end of the faucet. Most bathroom faucets have an aerator/filter attachment, including a small screen. Over time, this screen will fill up with various deposits and gunk that could explain the situation with both ...

The primary reason that I chose the 3G option for the iPad 2 was for the GPS locating ability (the WiFi only does not have GPS). GPS is extremely valuable when doing any sort of travelling, making many apps much more useful. The 3G data option I have used for a month at a time on only two or three ...

The primary reason that I chose the 3G option for the iPad 2 was for the GPS locating ability (the WiFi only does not have GPS). GPS is extremely valuable when doing any sort of travelling, making many apps much more useful. The 3G data option I have used for a month at a time on only two or three o...

My Fidelity advisor is identified as a VP, Senior Account Executive, CFP. I meet with him about once a year to review my portfolio and tell him my plan. He doesn't pressure me, only offers to assist if I were interested in other types of investments. I haven't really figured out how to use him. When...

I have been to the SS website, but still can not decipher all the rules for spousal benefit. Assume the following situation. Spouse A is 66 (Full Retirement Age) this year, and has a Primary Insurance Amount of $800/month. Spouse B will reach FRA in two years, and expects to have a PIA of $2200/mont...

How does one treat a pension in one's overall asset allocation. What if we were to look at the question from another direction? Suppose I have a moderately conservative asset allocation of 40% equities/60% fixed income for a $2 million portfolio. $800K is in stock index funds, $600K in bond funds, ...

I plead guilty. A year and a half ago, someone pointed me towards William Bernstein's books on asset allocation, which led me on first to Jack Bogle and then the Boglehead books and forum. I feel an obligation to return the favor. Since I have many friends approaching retirement, this type of topic ...

I'm guessing that this is possible. I'm trying to supplement my current Roku + Basic Cable package. I don't own a tablet, like to get one...Do I just need one with an HDMI port? My TV has 3 or so, HDMI inputs. Thanks The Apple iPad 2 will do just that. There is an accessory cable (about $40 or $50)...

Can one have too much of one’s portfolio in tax-advantaged accounts? I am recently retired, in my early 60’s, and am moving towards an asset allocation of 33% equities, 67% bonds and cash. My portfolio is 20% taxable accounts, 72% tax-deferred (403b and IRA), and 8% Roth. There is not enough room in...

I'm guessing the credit card company won't pay the loss-of-use fee. You might have secondary car rental insurance through your credit card, though, if you charged the rental to them. So once Geico is done, go to them. To show the loss of use fee, car rental companies have a usage log. They will arg...

When is interest credited to I Bonds? I purchased my first I Bonds in November through Treasury Direct, and was expecting to see interest added at the end of November and December. My TD account still shows only the original $5000 investment.

Timoneer