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Re: Boston Marathon - Hotel Plan?

I ran it in 2003. Make sure you go to the after-race party, it was great fun!
by TimeRunner
Wed Apr 15, 2015 7:55 pm
 
Forum: Personal Consumer Issues
Topic: Boston Marathon - Hotel Plan?
Replies: 25
Views: 1960

Re: [Is it worth getting an] AARP [membership]?

Coincidently, my 52 YO DW just got her first AARP mailing today, with the masked return address. She was not happy about it. Welcome to the club....
by TimeRunner
Fri Feb 13, 2015 9:32 pm
 
Forum: Personal Consumer Issues
Topic: [Is it worth getting an] AARP [membership]?
Replies: 58
Views: 4288

Re: Anybody use Google Hangouts on cellphone to make WiFi ca

Speaking softly, it would be handy to be able to call back to the US from a foreign Hotel lobby or other available Wi-Fi. That works?
by TimeRunner
Wed Jan 14, 2015 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Anybody use Google Hangouts on cellphone to make WiFi calls?
Replies: 18
Views: 2153

Re: A mortgage prepayment puzzler

I like this free for personal use Excel sheet: http://www.vertex42.com/Calculators/hom ... lator.html

Put your additional payments in the yellow column and you'll see the effects.

Note: Sheet didn't work in Google Docs, I needed MS Excel.
by TimeRunner
Thu Jan 08, 2015 11:08 am
 
Forum: Investing - Theory, News & General
Topic: A mortgage prepayment puzzler
Replies: 15
Views: 1660

Re: Any pilots here?

Not to jump the shark, but PARAGLIDING is pretty damn fun, and you can check your kit as luggage and fly the Alps or S America or wherever...X-C, Aerobatics, or just flying with the locals. Total cost for gear and initial instruction is under $10K. :beer Since the thread seems to be tapering off......
by TimeRunner
Fri Dec 26, 2014 7:23 pm
 
Forum: Personal Consumer Issues
Topic: Any pilots here? [advice for prospective pilot]
Replies: 60
Views: 6178

Re: Any pilots here?

Not to jump the shark, but PARAGLIDING is pretty damn fun, and you can check your kit as luggage and fly the Alps or S America or wherever...X-C, Aerobatics, or just flying with the locals. Total cost for gear and initial instruction is under $10K. :beer
by TimeRunner
Thu Dec 25, 2014 9:40 pm
 
Forum: Personal Consumer Issues
Topic: Any pilots here? [advice for prospective pilot]
Replies: 60
Views: 6178

Re: Vertex42 Excel Stock Quote Template stop working

Check out Google spreadsheets (aka Google Sheets), particularly Googlefinance() function. No MS Office required, access from anywhere, anytime, anyplace. Schweet.

https://support.google.com/docs/answer/3093281?hl=en
by TimeRunner
Mon Dec 22, 2014 10:22 pm
 
Forum: Investing - Theory, News & General
Topic: Vertex42 Excel Stock Quote Template stop working
Replies: 39
Views: 5051

Re: Bogota and the Coast of Columbia travel

I'm hoping to go in March for a Paragliding skills clinic.

Think about if you were advising someone if it was safe to visit the USA. Would you send them to Compton? Chicago? Jackson Hole? Key West? All very different threat levels.... Hard to sum up a Country in one sentence.
by TimeRunner
Mon Dec 22, 2014 8:51 pm
 
Forum: Personal Consumer Issues
Topic: Bogota and the Coast of Columbia travel
Replies: 41
Views: 5772

Re: Vanguard offers login security code

Quick Question: Has anyone used this feature with Quicken desktop yet? I am planning to sign-up, but not if my Quicken access will be blocked. Thanks. VG's response to my query was: "The security code enhancement will not have any effect on the ability to continue downloading your transaction ...
by TimeRunner
Mon Dec 15, 2014 5:56 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 124
Views: 19335

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

Oh yeah. I forgot to mention something similar. I've had no problems with any of the platforms. But it irritates me that TT doesn't have a Mac version of their Business edition. I have a partition with windows on it so I use that but I don't like it.[/quote] The Mac version is "Turbotax Persona...
by TimeRunner
Fri Dec 12, 2014 11:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 31530

Re: Vanguard Turbo Tax prices anounced

I bought Turbotax Home & Business Fed + CA State + eFile + Bonus Refund Offer + Quicken 2015 for Mac off Amazon for $118.53 including $8.78 CA state tax. I'm hoping that Quicken 2015 for Mac will allow us to not run a Window VM with Windows Quicken on our Mac laptops anymore. Why be in agony ove...
by TimeRunner
Mon Dec 08, 2014 9:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Turbo Tax prices anounced
Replies: 92
Views: 15685

Re: Borrowing from TSP for lot purchase

Sometimes emotion rules logic, and no matter how the math shakes out, the heart stands in the way. :wink:
by TimeRunner
Wed Nov 19, 2014 10:43 am
 
Forum: Personal Finance (Not Investing)
Topic: Borrowing from TSP for lot purchase
Replies: 34
Views: 3098

Re: Harry's razors

+1 for Dorco, high quality blades, substantial handles, made in South Korea. See: http://dorcousa.com/ Six blades works pretty well, but it's not a vacuum cleaner, so slow down and drive it where it needs to go. :D Here's a kit with the six blade razor and some extra cartridges: http://www.dorcousa....
by TimeRunner
Sat Nov 15, 2014 9:58 pm
 
Forum: Personal Consumer Issues
Topic: Harry's razors
Replies: 53
Views: 6707

Re: My DISH tv bill just keeps going up and up

Use the TV money to get a really nice athletic club membership with some attention from a personal trainer to get you fit and give you life and energy for other pursuits. :beer
by TimeRunner
Sat Nov 08, 2014 10:58 pm
 
Forum: Personal Consumer Issues
Topic: My DISH tv bill just keeps going up and up
Replies: 50
Views: 5238

Re: 2015 Fed HDHP Plans

I've had the GEHA HDHP along with an HSABank HSA (and transfers to TDAmeritrade where I hold VG ETFs). I've been happy with it. I will also look around but it's likely I'll stay with GEHA. Once I retire and later am enrolled in Medicare (2019), I may switch to the traditional BCBS or some other plan...
by TimeRunner
Tue Nov 04, 2014 10:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: 2015 Fed HDHP Plans
Replies: 8
Views: 2066

Re: MS Windows 7 Dead [in 2020]?

I love forward to retiring from MegaGov on 12/30/2016. That week I will ship my BigGov-admin'd locked-down GPO'd anti-virused DHS-monitored laptop back to the BigOffice for final disposition, and will say goodbye to Windows forever. 8-)
by TimeRunner
Sat Nov 01, 2014 9:09 pm
 
Forum: Personal Consumer Issues
Topic: MS Windows 7 Dead [in 2020]?
Replies: 26
Views: 2377

Re: OpenOffice GetQuote extension is gone. Alternatives?

Sidney wrote:Google Docs has similar functionality, I think.


It does. Look under Type=Financial in this support document: https://support.google.com/docs/table/25273?hl=en

@Googlefinance function.
by TimeRunner
Fri Oct 31, 2014 4:05 pm
 
Forum: Personal Consumer Issues
Topic: OpenOffice GetQuote extension is gone. Alternatives?
Replies: 11
Views: 1626

Re: Done with Honda, not sure what next car should be?

If you ride a motorcycle, you are your own air bag. :wink: As a result, you have a heightened awareness of traffic around you, and you learn to position yourself to be out of harm's way as much as possible. You get very good at quickly reading and judging other driver's abilities and consciousness. ...
by TimeRunner
Sun Oct 26, 2014 7:40 pm
 
Forum: Personal Consumer Issues
Topic: Done with Honda, not sure what next car should be?
Replies: 77
Views: 8219

Re: LASTPASS Password Program

Lastpass is great. It's amazing what you can learn when, instead of bloviating, you read the manual: https://helpdesk.lastpass.com/getting-started/introduction/why-is-lastpass-safe/ Are we to believe that none of the systems that were breached took these measures? BTW - what is the company's own we...
by TimeRunner
Fri Oct 24, 2014 6:28 pm
 
Forum: Personal Consumer Issues
Topic: LASTPASS Password Program
Replies: 46
Views: 5764

Re: LASTPASS Password Program

Lastpass is great.

It's amazing what you can learn when, instead of bloviating, you read the manual: https://helpdesk.lastpass.com/getting-s ... pass-safe/
by TimeRunner
Fri Oct 24, 2014 5:02 pm
 
Forum: Personal Consumer Issues
Topic: LASTPASS Password Program
Replies: 46
Views: 5764

Re: TSP Contribution

I am a believer who does tithe. Because of that I cannot max out my retirement accounts. Currently I'm maxing out one ROTH IRA and putting 20% of my salary into my TSP account. With the limit raised this year I would like to consider stopping the ROTH contribution and adding the money to the TSP ac...
by TimeRunner
Thu Oct 23, 2014 9:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: TSP Contribution
Replies: 7
Views: 862

Re: Local college invests 56% of assets in "alternatives"

I knew the CFO of a Botanic Garden (non-profit), and she and the Director were taken to some very nice lunches over which the $20M+ endowment quarterly reports were reviewed. So yes, that does happen.
by TimeRunner
Mon Oct 20, 2014 8:12 pm
 
Forum: Investing - Theory, News & General
Topic: Local college invests 56% of assets in "alternatives"
Replies: 29
Views: 2888

Re: Upgraded to OS X 10.10 Yosemite

Why is it better? To quote Wikipedia, "Beta testing: Apple has initiated a new public beta program for OS X, a practice not seen with its operating systems since 2000's US$29.95 Mac OS X Public Beta which had preceded the release of Mac OS X v10.0. Yosemite is part of the OS X Beta Seed Progra...
by TimeRunner
Mon Oct 20, 2014 8:09 pm
 
Forum: Personal Consumer Issues
Topic: Upgraded to OS X 10.10 Yosemite
Replies: 38
Views: 4911

Re: Is it possible to have a favorite movie

Ferris Bueller !

Always makes me want to Twist And Shout: http://youtu.be/RaIjYvIayj0
by TimeRunner
Sun Oct 19, 2014 9:49 pm
 
Forum: Personal Consumer Issues
Topic: Is it possible to have a favorite movie
Replies: 82
Views: 3500

Re: Best town I've never heard of [for relocating]

OK, here's one for ya, "Wasco, CA". http://en.wikipedia.org/wiki/Wasco,_California Lots of roses, so you can sniff the flowers in the hopes of overcoming the fumes from all the oil extraction and processing. You'll be able to see if the air quality is good - just look out your window. Gas...
by TimeRunner
Sun Oct 19, 2014 9:40 am
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 10897

Re: Upgraded to OS X 10.10 Yosemite

Upgraded a mid-2009 MBP to Yosemite. Absolutely no issues noted. Kudos to Apple for making sure Yosemite runs on these near end-of-life machines.
by TimeRunner
Sat Oct 18, 2014 10:56 am
 
Forum: Personal Consumer Issues
Topic: Upgraded to OS X 10.10 Yosemite
Replies: 38
Views: 4911

Re: Best town I've never heard of [for relocating]

OK, here's one for ya, "Wasco, CA". http://en.wikipedia.org/wiki/Wasco,_California Lots of roses, so you can sniff the flowers in the hopes of overcoming the fumes from all the oil extraction and processing. You'll be able to see if the air quality is good - just look out your window. Gaso...
by TimeRunner
Fri Oct 17, 2014 9:58 pm
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 10897

Re: Best town I've never heard of [for relocating]

It's the high cost areas that always attract me. I like the root causes of the high cost...like beautiful beaches, fine schools, skiing out your door, historic old town districts, estate living, outdoor recreation.... Dang, there seems to be a relationship between high cost and all that other good s...
by TimeRunner
Sun Oct 12, 2014 9:59 am
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 10897

Re: Recommend a NAS HD

We're mostly an Apple products household. My current NAS is an older Netgear. I would not buy another one from them. I'm leaning towards using a Mac Mini with two disks in lieu of a NAS, because that makes it super-simple to have that machine run iTunes and share the library, rather than have each c...
by TimeRunner
Sat Oct 11, 2014 9:44 am
 
Forum: Personal Consumer Issues
Topic: Recommend a NAS HD
Replies: 17
Views: 888

Re: What have you done to cut costs this year?

1. Appealed Property Tax, saved over $1K. 2. Dropped DishNetwork for Roku and Apple TV (each has some strengths). 3. Use bicycle for grocery shopping (5 blocks away), and all in-town errands (Dr, Lab, Pharmacy, Library, City Pool, Beach, Restaurants, Microbrewery, and Bike Shop of course). Buy gas f...
by TimeRunner
Thu Oct 09, 2014 8:17 pm
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 134
Views: 13106

Re: I picked up a penny today...

I stop to pick up coins (and paper money of course) because it's another excuse to work the abs, LOL.
by TimeRunner
Tue Sep 30, 2014 6:58 pm
 
Forum: Personal Consumer Issues
Topic: I picked up a penny today...
Replies: 20
Views: 2135

Re: Password Manager [Last Pass]--stolen

Glad you are back and all is well. Kick back and relax! :beer
by TimeRunner
Tue Sep 30, 2014 6:55 pm
 
Forum: Personal Consumer Issues
Topic: Password Manager [Last Pass]--stolen
Replies: 15
Views: 2749

Re: Password Manager [Last Pass]--stolen

TO prevent the wipe: https://discussions.apple.com/thread/4076422?start=15&tstart=0 "I did almost nothing to prevent iCloud from wiping my device, after having programmed it to do so. After turning on the iPhone, I just used AirPlane mode, removed the phone from my devices in iCloud, made ...
by TimeRunner
Mon Sep 29, 2014 6:54 pm
 
Forum: Personal Consumer Issues
Topic: Password Manager [Last Pass]--stolen
Replies: 15
Views: 2749

Re: Supporting the Operating Costs of the Forum

Establish a DAF, fund it with some shares of an investment for which you want to avoid paying cap gains tax, and use it to donate to the John C Bogle Center for Financial Literacy. See: http://www.bogleheads.org/wiki/The_Bogleheads%C2%AE#The_John_C._Bogle_Center_for_Financial_Literacy The Center cou...
by TimeRunner
Sat Sep 27, 2014 11:31 am
 
Forum: Forum Issues and Administration
Topic: Supporting the Operating Costs of the Forum
Replies: 35
Views: 4667

Re: Online privacy and smartphones

Follow the Principle of Least Privilege: http://en.wikipedia.org/wiki/Principle_ ... _privilege

Don't give apps any more access than they need, and if they still want more than that, live with it or delete it. (I'm in the deletion camp.)
by TimeRunner
Thu Sep 25, 2014 4:09 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1588

Re: Vanguard Recommending Quicken Changes

I've also tried various suggestions of others listed in this thread up to this point. Extremely frustrating. Another option is to purchase Quicken 2015, assuming would be staying with Quicken anyways. That may be the fastest solution, and you can download 2015 right from Amazon after payment. Quick...
by TimeRunner
Tue Sep 23, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 62
Views: 7146

Re: When to throw out childhood toys? Encourage me please.

I had a set of real wood blocks that reminded me of my early childhood architect days. A younger friend of mine became a foster Mom and quickly adopted two small kids. I gave the set to her with a short story of how much they meant to me and how I hoped her kids would find joy in that same play (and...
by TimeRunner
Sun Sep 21, 2014 9:16 am
 
Forum: Personal Consumer Issues
Topic: When to throw out childhood toys? Encourage me please.
Replies: 34
Views: 2524

Re: House broken into--please help

For those reading here, encrypt your hard disk. Macs...use a password and make sure encryption is on. Windows...use a password and use Bitlocker or, for older machines that don't support it, Truecrypt or something else that will do the job. Google search is your friend if this doesn't make sense to ...
by TimeRunner
Fri Sep 19, 2014 9:31 pm
 
Forum: Personal Consumer Issues
Topic: House broken into--please help
Replies: 16
Views: 2436

Re: LASTPASS Password Program

LastPass is great, and even better on iOS8 now. On your PC, you can click on the LastPass icon in your browser, and select Tools, Security Check. LP will evaluate your password vault and show you weak and duplicate passwords, along with a score. It's a good way to double-check your portfolio of user...
by TimeRunner
Thu Sep 18, 2014 11:02 am
 
Forum: Personal Consumer Issues
Topic: LASTPASS Password Program
Replies: 46
Views: 5764

Re: Meetings over the lunch hour, taboo?

I had a teleconf meeting last week, and one of the attendees was breathing very heavily the few times he talked. Finally he mentioned that and said that he (breath) was (breath) on a treadmill (breath), working out! :twisted:
by TimeRunner
Wed Sep 17, 2014 4:30 pm
 
Forum: Personal Consumer Issues
Topic: Meetings over the lunch hour, taboo?
Replies: 46
Views: 4234

Re: Macbook Air; how much RAM?

Not to pile on here, but this thread brings up a really big issue I'm having. I bought a MacBook Air six months ago, and already its 4 GB brings up the wheel of death every time I try to use a Microsoft Word doc with Chrome and another doc open. It was my first Apple, and it's really disappointing ...
by TimeRunner
Tue Sep 16, 2014 9:24 pm
 
Forum: Personal Consumer Issues
Topic: Macbook Air; how much RAM?
Replies: 59
Views: 3718

Re: What should be Shredded

Get a monster shredder. You'll spend less time sorting if you just shred everything. Time is money.
by TimeRunner
Fri Sep 12, 2014 11:21 am
 
Forum: Personal Consumer Issues
Topic: What should be Shredded
Replies: 18
Views: 1530

Re: Vanguard Recommending Quicken Changes

It didn't work for me first thing this morning (West Coast TZ), but when I tried at noon, it worked even better than expected. The one account I had disconnected from updates, erased the zz-Vanguard, specified as Vanguard, and then attempted to update was properly linked. All the other VG accounts, ...
by TimeRunner
Thu Sep 11, 2014 4:21 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 62
Views: 7146

Re: The Bogleheads Blog has Moved

The Core Four (Core 4) blog posting was excellent and led me to the Wiki page about it.
by TimeRunner
Tue Sep 09, 2014 6:12 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: The Bogleheads Blog has Moved
Replies: 7
Views: 1658

Re: 50-50 Wellesley-Wellington or Total Bond-Total Stock

Those are the two VG Lake Wobegone funds, where the performance is always above average, and the managers always pick the right assets, buy them at the low, and sell them at the high, and do so while living on popcorn and water. If you are Wobegoning , go for it, but passive usually beats active in ...
by TimeRunner
Sun Sep 07, 2014 8:20 am
 
Forum: Investing - Theory, News & General
Topic: 50-50 Wellesley-Wellington or Total Bond-Total Stock
Replies: 68
Views: 5713

Re: america the beautiful national parks and lands pass

I encountered the "show your receipt as you leave" approach at several locations this last year while I was on the road. In fact, it was interesting how many different procedures I experienced. And they all seemed to work for that specific location. Just to add, one size need not fit all....
by TimeRunner
Fri Sep 05, 2014 10:59 am
 
Forum: Personal Consumer Issues
Topic: america the beautiful national parks and lands pass
Replies: 66
Views: 6294
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