Search found 432 matches

by Tigermoose
Mon Aug 31, 2015 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: Dividends for funds in a 401k custom fund
Replies: 2
Views: 95

Dividends for funds in a 401k custom fund

My wife's 401k through Fidelity and her old corporation consists of custom funds that are not considered mutual funds. I cannot find out what happens to the dividends that these funds should pay out. Does anyone know what is going on here? Should I be concerned that extra fees are being charged by m...
by Tigermoose
Wed Aug 26, 2015 10:49 am
Forum: Investing - Theory, News & General
Topic: Individual Stocks Does it Ever Make Sense?
Replies: 81
Views: 7362

Re: Individual Stocks Does it Ever Make Sense?

You can gift stock at its Fair market Value to a charitable organization and not have to pay for any capital appreciation on that stock.
by Tigermoose
Tue Aug 25, 2015 8:19 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2014
Views: 385407

Re: U.S. stocks in freefall

Futures are up 1.5%+. Let's hope it stays that way tomorrow. Sure, there could be a bounce today, given that China has done something to try and stem the tide... and it could go right back down tomorrow or the next. Go look at the Dow action in the fall of 2008. We had some big down days, but we al...
by Tigermoose
Mon Aug 24, 2015 2:27 pm
Forum: Investing - Help with Personal Investments
Topic: Reallocating while the market is moving quickly
Replies: 9
Views: 1124

Re: Reallocating while the market is moving quickly

How about you just wait until that fund has a positive trading day, then do your rebalancing? Its not a guarantee that the knife won't keep falling...
by Tigermoose
Fri Aug 21, 2015 9:30 am
Forum: Investing - Theory, News & General
Topic: Pascal's Wager and prudent investment decisions
Replies: 29
Views: 3349

Re: Pascal's Wager and prudent investment decisions

Interesting article, but Pascal's Wager might not be the best story to refer to when trying to build a logical case for something. I say that because Pascal's Wager has numerous well-known logical flaws. For a quick refresher check out this wiki: http://rationalwiki.org/wiki/Pascal's_wager#Criticis...
by Tigermoose
Fri Aug 21, 2015 8:39 am
Forum: Investing - Theory, News & General
Topic: Potential Energy Downside?
Replies: 13
Views: 937

Re: Potential Energy Downside?

The fact that everyone is doom and gloom about it is a good contrarian indicator. Or it could mean it will continue to decline :?

If you know about some bad news, you can rest assured that if it is True is it already baked into the current market price.
by Tigermoose
Fri Aug 21, 2015 8:27 am
Forum: Investing - Theory, News & General
Topic: Potential Energy Downside?
Replies: 13
Views: 937

Re: Potential Energy Downside?

Of course there is a downside. That's why it is risky. That's why it has the potential for a significant return on capital - or a significant loss.
by Tigermoose
Thu Aug 20, 2015 8:56 am
Forum: Investing - Theory, News & General
Topic: Greenspan: we've got a bond bubble, Houston
Replies: 71
Views: 6214

Re: Greenspan: we've got a bond bubble, Houston

So I watched the Bloomberg interview with Greenspan. He talks about time preference as being the foundation of where interest rates should be. Time preference is the human value of time. Interest rates should be a determination of the future value of money based on how much we value time. "GREE...
by Tigermoose
Wed Aug 19, 2015 2:51 pm
Forum: Investing - Theory, News & General
Topic: Greenspan: we've got a bond bubble, Houston
Replies: 71
Views: 6214

Re: Greenspan: we've got a bond bubble, Houston

I think we have all assumed that investors are rational and thus the rate rise would be managed and not dramatic. But what happens if an irrational run for the exits occurs in the bond market? How fast could rates rise if we have a panic sell? Again, this would not be rational, but an irrational rea...
by Tigermoose
Wed Aug 12, 2015 11:00 am
Forum: Investing - Theory, News & General
Topic: a look at impact of financialization of commodities
Replies: 20
Views: 1884

Re: a look at impact of financialization of commodities

Thanks Larry! CCFs have taken a beating, but that's why you rebalance in order to buy low and sell high. What do you think about a diversified real asset fund like PDRDX? Does this type of fund serve a similar purpose as a pure CCF? This is in my company's 401k, and therefore attractive to me as a w...
by Tigermoose
Thu Jun 25, 2015 8:26 am
Forum: Investing - Theory, News & General
Topic: Shiller P/E 10 hits 25
Replies: 331
Views: 27180

Re: Shiller P/E 10 hits 25

S&P PE ratio is 20.7 --- not too bad.

http://www.multpl.com/
by Tigermoose
Wed Jun 17, 2015 9:37 am
Forum: Investing - Help with Personal Investments
Topic: Laddered Corporate Bond Interest Rate Scenario Tool
Replies: 2
Views: 247

Re: Laddered Corporate Bond Interest Rate Scenario Tool

This tool helps me be less fearful of bonds in the current environment. I'm a more visual oriented person, so this helps me a great deal.
by Tigermoose
Wed Jun 17, 2015 8:51 am
Forum: Investing - Help with Personal Investments
Topic: Laddered Corporate Bond Interest Rate Scenario Tool
Replies: 2
Views: 247

Laddered Corporate Bond Interest Rate Scenario Tool

Very useful and cool tool to show how corporate bonds will far over the next several years in a rising interest rate environment.

http://funds.eatonvance.com/laddered-corporate-bond-interest-rate-scenario-tool.php
by Tigermoose
Fri Jun 12, 2015 11:50 am
Forum: Investing - Theory, News & General
Topic: Stemikger "Volatility is far from synonymous with risk."
Replies: 152
Views: 10675

Re: Stemikger "Volatility is far from synonymous with risk."

Built into Buffet's essay on Risk is an assumption that the future long term returns on stocks will be similar to the past long term returns on stocks. This is not a given, and by doing this he begs the question.
by Tigermoose
Tue Jun 02, 2015 12:41 pm
Forum: Investing - Theory, News & General
Topic: Warning Signs [Economic health indicators]
Replies: 262
Views: 34380

Re: Warning Signs

What about patterns where the FRED recession probability hits 3 but then either flatlines or goes down? What is the likelihood of that occurring vs. the dramatic increases that you show?
by Tigermoose
Mon May 04, 2015 11:21 am
Forum: Investing - Theory, News & General
Topic: Gross: stockbug alert, future investment returns will be miniscule
Replies: 67
Views: 5944

Re: Gross: stockbug alert, future investment returns will be miniscule

What does this mean? " not another Lehman crash, but a crush of perpetual bull market enthusiasm"
by Tigermoose
Thu Apr 30, 2015 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Private Schools - Tuition
Replies: 90
Views: 6146

Re: Private Schools - Tuition

I don't know how the parents do it, unless the children can learn most of it from books or online. I have a BA and have some work towards a PhD. I could not have taught my kids many of their subjects at the level that they studied them. I might have re-learned a lot had I been teaching them at home...
by Tigermoose
Thu Apr 30, 2015 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Private Schools - Tuition
Replies: 90
Views: 6146

Re: Private Schools - Tuition

I should have said: But they discount the invisible, the invisible osmosis that occurs with your child from his peer group and his teachers, which the (private) school environment has in spades over the home school environment. (And there are probably other invisible benefits of private school.) I ...
by Tigermoose
Thu Apr 30, 2015 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Private Schools - Tuition
Replies: 90
Views: 6146

Re: Private Schools - Tuition

This would also apply to home schooling: it is true that a home schooled child will get much better attention and tailoring of the curriculum to her needs, but then why are not all the most successful people home schooled? Homeschooling is growing rapidly in popularity as people realize it can be t...
by Tigermoose
Thu Apr 30, 2015 9:44 am
Forum: Personal Finance (Not Investing)
Topic: Private Schools - Tuition
Replies: 90
Views: 6146

Re: Private Schools - Tuition

Have you ever considered home education?
by Tigermoose
Tue Apr 21, 2015 9:30 am
Forum: Investing - Help with Personal Investments
Topic: Cash as an asset class?
Replies: 35
Views: 3435

Re: Cash as an asset class?

Would it be OK to count pensions as part of one's cash asset type?
by Tigermoose
Fri Nov 14, 2014 10:26 am
Forum: Investing - Theory, News & General
Topic: Global Growth and Expected Returns — Why So Low?
Replies: 35
Views: 3942

Re: Global Growth and Expected Returns — Why So Low?

The Millennials in the USA are coming to the rescue...just be patient. https://www.cia.gov/library/publications/the-world-factbook/graphics/population/US_popgraph%202014.bmp Check out the size of the 20-29 population cohort. Its as big or bigger than the baby boomers! They also have the most college...
by Tigermoose
Tue Nov 11, 2014 4:31 pm
Forum: Personal Consumer Issues
Topic: Amazon Echo (Alexa)
Replies: 52
Views: 8886

Re: Amazon Echo (Alexa)

I'm on the waiting list as well. This just seems like a great use of existing technology. My kids will love this.
by Tigermoose
Fri Nov 07, 2014 2:49 pm
Forum: Investing - Theory, News & General
Topic: The Sky is Falling
Replies: 36
Views: 6616

Re: The Sky is Falling

I better get into the triple leveraged cash position.
by Tigermoose
Sun Nov 02, 2014 8:05 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Precious Metals and Mining Fund
Replies: 47
Views: 4292

Re: Vanguard Precious Metals and Mining Fund

I hold some VGPMX and will be adding some more because I want to have some unexpected inflation hedge, along with other inflation hedges in my portfolio. It will not be a whole lot (2% of my portfolio), but inflation is enemy number one.
by Tigermoose
Fri Oct 31, 2014 10:17 am
Forum: Investing - Theory, News & General
Topic: Possibility of financial markets breakdown / transformation?
Replies: 16
Views: 1991

Re: Possibility of financial markets breakdown / transformat

I'm paying down my mortgage to avoid the risk of losing my house if I lose my job and there is a financial collapse/depression of some sort. There are other reasons for paying down my mortgage, but this is one consideration.
by Tigermoose
Fri Oct 31, 2014 9:19 am
Forum: Investing - Theory, News & General
Topic: RBD for Gold Miners
Replies: 12
Views: 1785

Re: RBD for Gold Miners

This is why you earn a risk premium for Staying the Course.
by Tigermoose
Fri Oct 31, 2014 9:13 am
Forum: Investing - Help with Personal Investments
Topic: VGPMX: anyone contrarian enough to buy it?
Replies: 79
Views: 11883

Re: VGPMX: anyone contrarian enough to buy it?

If you want to buy portfolio insurance, this might be the time to do it as prices have declined. The best time to buy asset classes is when they are being relentlessly trashed. If you are interested in commodities as portfolio insurance, it also is time to start looking into these. Contrary thinkin...
by Tigermoose
Wed Oct 29, 2014 10:44 am
Forum: Investing - Theory, News & General
Topic: A Challenge for Bogleheads - the market has changed
Replies: 53
Views: 7457

Re: A Challenge for Bogleheads - the market has changed

The key thing to understand is that Bogleheads make money off of the earnings provided by U. S. and international companies. We are NOT engaged in the greater fool speculation that your article writer thinks is the key to making money in the stock market.
by Tigermoose
Wed Oct 29, 2014 10:19 am
Forum: Investing - Theory, News & General
Topic: A Challenge for Bogleheads - the market has changed
Replies: 53
Views: 7457

Re: A Challenge for Bogleheads - the market has changed

Investing in stocks means that you are invested in businesses that are making profits. As long as companies earn money and then distribute those earnings through dividends and stock buybacks, then you can count on making money off of stocks. By continually rebalancing and purchasing stocks at regula...
by Tigermoose
Wed Oct 29, 2014 10:05 am
Forum: Investing - Theory, News & General
Topic: How should we invest if interest rates never go up?
Replies: 17
Views: 1987

Re: How should we invest if interest rates never go up?

couple things, first ignore rate forecasts --100% of economists were wrong about rates this year and most have been wrong for many years. Stay disciplined and take advantage of term premiums, especially when curve is steep--that is when term risk has been best rewarded And as noted, have to lower e...
by Tigermoose
Tue Oct 28, 2014 3:58 pm
Forum: Investing - Help with Personal Investments
Topic: Any contrarians for commodity futures?
Replies: 6
Views: 573

Re: Any contrarians for commodity futures?

I use DBC to add some unexpected inflation protection, especially as relates to supply side shocks. Eventually I hope to add some more intermediate bonds that will hopefully negatively correlate with this commodities futures fund. I'm waiting for QE to end and the Fed funds rate to "normalize&q...
by Tigermoose
Mon Oct 27, 2014 10:20 am
Forum: Investing - Help with Personal Investments
Topic: Take the plunge on long term treasuries vs. market timing?
Replies: 7
Views: 1403

Re: Take the plunge on long term treasuries vs. market timin

The following scenario would not be favorable for LTT. Inflation outpaces growth without any major crashes or recessions. As investors' fears of deflation are replaced by fears of inflation, you will lose a significant amount of value from your LTT. The negative correlation of LTT with equities goes...
by Tigermoose
Sun Oct 26, 2014 5:16 pm
Forum: Investing - Help with Personal Investments
Topic: VGPMX: anyone contrarian enough to buy it?
Replies: 79
Views: 11883

Re: VGPMX: anyone contrarian enough to buy it?

Vanguard Precious Metals and Mining Fund (VGPMX) is extremely volatile, one year the best performing fund at Vanguard, a few years later the worst. Hardly a "dog". We used this fund for 7 1/2 years, did make money on it with a good return above the S&P 500, but recently sold out becau...
by Tigermoose
Fri Oct 24, 2014 10:24 am
Forum: Investing - Theory, News & General
Topic: Prediction: Rise of Concentrated Funds
Replies: 20
Views: 1990

Re: Prediction: Rise of Concentrated Funds

I'll stick with the $&P 500.
by Tigermoose
Thu Oct 23, 2014 9:08 am
Forum: Investing - Theory, News & General
Topic: How to buy oil in the stock market?
Replies: 32
Views: 2805

Re: How to buy oil in the stock market?

You can buy futures in DBC. For oil in stocks, you would purchase an energy fund of some sort.
by Tigermoose
Thu Oct 23, 2014 8:50 am
Forum: Investing - Theory, News & General
Topic: Bogle and dry powder
Replies: 29
Views: 5444

Re: Bogle and dry powder

I just figured he meant that you would need something to sell to purchase stocks when they have crashed. But you say below that he does not advocate rebalancing, so who knows. For me, dry powder means something I can sell after a market crash/correction that will enable me to get my AA back to where...
by Tigermoose
Wed Oct 22, 2014 4:08 pm
Forum: Investing - Theory, News & General
Topic: Why I won't have bond funds
Replies: 54
Views: 8590

Re: Why I won't have bond funds

I've been reading Siegel's Stocks for the Long Run the last couple of days... Siegel makes the case that there is a current high demand for bonds currently because people fear deflation (crashes) more than the fear inflation. US Government treasuries have a "safe haven" status that is maki...
by Tigermoose
Wed Oct 22, 2014 3:38 pm
Forum: Investing - Theory, News & General
Topic: Leon Cooperman giving the same advice as Warren
Replies: 47
Views: 4422

Re: Leon Cooperman giving the same advice as Warren

I buy a lot of the S&P 500 index because it is available in my 401ks. The TSM is not. I'm sure this is the case for a lot of investors.
by Tigermoose
Tue Oct 21, 2014 11:20 am
Forum: Investing - Theory, News & General
Topic: Why I won't have bond funds
Replies: 54
Views: 8590

Re: Why I won't have bond funds

And I don't share her pessimism about the junk bonds. Junk bonds are actually less vulnerable to interest rate risk than safer, lower-yield bonds. What makes them risky is not the interest rate risk, but the credit risk. . The author was talking about liquidity risk, I believe, as a rather big prob...
by Tigermoose
Mon Oct 20, 2014 1:43 pm
Forum: Investing - Help with Personal Investments
Topic: Alternative Investments!
Replies: 6
Views: 846

Re: Alternative Investments!

I would recommend reading Larry Swedroe's The Only Guide to Alternative Investments You'll Ever Need: The Good, the Flawed, the Bad, and the Ugly http://www.amazon.com/Only-Guide-Alternative-Investments-Youll/dp/1576603105/ref=sr_1_1?ie=UTF8&qid=1413830567&sr=8-1&keywords=Larry+Swedroe+a...
by Tigermoose
Mon Oct 20, 2014 9:17 am
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 13854

Re: "I've had it" at work - how often

Never. However, other people in the same role on the same team felt that way and left the company. I think a lot of it has to do with the individual's temperament. Also, I do not do a lot of gossiping and complaining with my peers; it just drags you down.
by Tigermoose
Thu Oct 16, 2014 2:00 pm
Forum: Investing - Help with Personal Investments
Topic: Re-entering market - all at once, or over time?
Replies: 13
Views: 1099

Re: Re-entering market - all at once, or over time?

There's always something going wrong in the world, and with today's media, you can be sure that you will hear about it constantly.

I think investing in 4 different installments would be just fine if that helps alleviate your concerns of going in all at once.
by Tigermoose
Thu Oct 16, 2014 9:05 am
Forum: Investing - Help with Personal Investments
Topic: investing in bear market
Replies: 29
Views: 2421

Re: investing in bear market

The point of this thread isn't to debate a bear market. Anyone can call a market by any name they choose. I hope its not one! My question was more on the relative risks/rewards of how to allocate new investments vs yearly rebalancing. If you are investing with taxable accounts, you would definitely...
by Tigermoose
Thu Oct 16, 2014 8:58 am
Forum: Investing - Theory, News & General
Topic: Dealing with Volatility
Replies: 14
Views: 1250

Re: Dealing with Volatility

Sir John Templeton: "The four most expensive words in the English language are "this time it’s different.""
by Tigermoose
Wed Oct 15, 2014 11:28 am
Forum: Investing - Help with Personal Investments
Topic: Hold My Hand - I Am Rebalancing
Replies: 20
Views: 1419

Re: Hold My Hand - I Am Rebalancing

Imdeng wrote:My rebalance will execute today - so it is a bit of fortunate timing that bond yields are tumbling today and stocks are down as well. At least I chose a good day to rebalance :D


Maybe. Or stocks could drop another 10% over the next several weeks. :oops:
by Tigermoose
Wed Oct 15, 2014 11:22 am
Forum: Investing - Theory, News & General
Topic: Masters in business interview I did with Barry Ritholtz
Replies: 13
Views: 1399

Re: Masters in business interview I did with Barry Ritholtz

I enjoyed this as well. I listened in on the Bloomberg radio app which included the extra podcast interview.

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