Search found 874 matches

by TheGreyingDuke
Tue Aug 25, 2015 4:55 pm
Forum: Personal Consumer Issues
Topic: Replacing Cracked iPhone Screen
Replies: 4
Views: 803

Re: Replacing Cracked iPhone Screen

Last time I had a cracked screen, went down to "my guy" on Zhongshan Lu in Guangzhou. 20 minutes and 50 RMB ($8) later, I was good to go. :happy
by TheGreyingDuke
Fri Aug 21, 2015 3:36 pm
Forum: Personal Consumer Issues
Topic: Smartphone woes
Replies: 12
Views: 1857

Re: Smartphone woes

I purchased a Verizon Prepaid Moto E 4G LTE at Wal-Mart last week. I plan to eventually put it on TracFone's Verizon BYOP plan to use as a back-up phone. I am not sure if you can do this. At least with PagePlus (another Verizon using MVNO) you are prohibited from activating a prepaid Verizon phone
by TheGreyingDuke
Thu Aug 20, 2015 6:31 am
Forum: Personal Consumer Issues
Topic: help choose home heat fuel/furnace
Replies: 14
Views: 923

Re: help choose home heat fuel/furnace

I would look at pellet stoves/furnace. On year 5 with by pellet stove, still runs like a top. Are the pellet prices quite volatile? Here in the UK, with new biomass consumers coming in all the time, wood can get quite expensive. Been consistent in my area for going on 5 years, around $250 a ton. On...
by TheGreyingDuke
Tue Aug 18, 2015 8:33 am
Forum: Investing - Help with Personal Investments
Topic: Total Stock Market investor vs SMP 500 admiral + Mid cap admiral
Replies: 9
Views: 999

Re: Total Stock Market investor vs SMP 500 admiral + Mid cap admiral

Angelus359 wrote:I'd go pure s&p 500 and not worry about it


That makes lots of sense, it may be that simplicity wins out, depends on your willingness to keep tabs on things. In the end, there is likely to be little difference if we are talking about a 20-30 year interval
by TheGreyingDuke
Tue Aug 18, 2015 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Part B Supplement - Down to Few Options
Replies: 30
Views: 2049

Re: Medicare Part B Supplement - Down to Few Options

The advice to view this in a similar manner to your other insurance (house, auto) has always resonated with me. It has always intrigued me how we often use a different lens when looking at health insurance, trying to calculate what we will get for what we pay; with house insurance we don't regret pa...
by TheGreyingDuke
Sun Aug 16, 2015 6:34 pm
Forum: Personal Consumer Issues
Topic: Cell Phone Reception
Replies: 34
Views: 2385

Re: Cell Phone Reception

My experience is Verizon has the best coverage when in remote areas. Verizon is also high cost but if you use a Verizon MVNO such as PagePlus Cellular, you can use Verizon's network for as little as $10 per 4 months. That $10 price is for a so called dumb phone but there are smart phone plans that ...
by TheGreyingDuke
Sat Aug 15, 2015 9:20 pm
Forum: Personal Consumer Issues
Topic: Buying PA car: How to register in CA, etc.?
Replies: 12
Views: 813

Re: Buying PA car: How to register in CA, etc.?

Check the label. I think as of the 2009 model year, all new cars were 50 state compliant. Many diesel vehicles were not compliant with CA emission regulations in the past. This change occurred for the 2016 models; and there was only a brief interval when there were 49 state cars. Many states, large...
by TheGreyingDuke
Fri Aug 14, 2015 7:51 am
Forum: Personal Consumer Issues
Topic: Has car buying improved in South Florida improved since 2002?
Replies: 24
Views: 2098

Re: Has car buying improved in South Florida improved since 2002?

Sleazy and uninformed auto sales staff is, unfortunately, not limited to the Sunshine State. Earlier this week I went shopping with my sister, looking for a Mazda CX5; we made it clear that we were just sitting and testing, no buying. Asked to see the front wheel drive model that was listed as being...
by TheGreyingDuke
Thu Aug 13, 2015 8:40 pm
Forum: Personal Consumer Issues
Topic: 2008 Honda Accord with only 10K miles. Any major service needed?
Replies: 47
Views: 3364

Re: 2008 Honda Accord with only 10K miles. Any major service needed?

I inherited my mother's 1999 Accord in early 2010(it was a V6.) It had about 40k miles; in addition to replacing the tires and changing the automatic transmission fluid, I changed the timing belt. The recommendation is something like 90k miles OR 10 years. You are not there yet, but consider doing t...
by TheGreyingDuke
Thu Aug 13, 2015 8:33 pm
Forum: Investing - Theory, News & General
Topic: GE Capital Bank now Goldman Sachs Bank?
Replies: 5
Views: 837

Re: GE Capital Bank now Goldman Sachs Bank?

From the article: "The amount includes about $8 billion in online deposit accounts and $8 billion in brokered certificates of deposit." Does anybody know what happens to the $250k of FDIC protection in this case? What if I currently have $250k in Goldman Sachs brokered CDs and also have $...
by TheGreyingDuke
Fri Aug 07, 2015 8:38 am
Forum: Personal Consumer Issues
Topic: New PC - Buy Office or use free alternatives
Replies: 49
Views: 4175

Re: New PC - Buy Office or use free alternatives

KlangFool wrote:
northernisland,

Could you please explain to me how you do that??

Thanks.

KlangFool


If you always want the file dialogs to show another format by default, choose Tools - Options - Load/Save - General and select that format as Default file format.
by TheGreyingDuke
Thu Aug 06, 2015 12:33 pm
Forum: Personal Consumer Issues
Topic: Kia reliability/warranty coverage
Replies: 7
Views: 1213

Re: Kia reliability/warranty coverage

Know nothing about Kias but here is the scoop on warranty for emissions components. Indeed, some of them only get 24/24k as a requirements, other components go to 80k.

http://www.epa.gov/obd/pubs/420f09048.pdf
by TheGreyingDuke
Thu Aug 06, 2015 12:20 pm
Forum: Personal Consumer Issues
Topic: iPad - usefulness?
Replies: 53
Views: 3976

Re: iPad - usefulness?

Not an iPad user, but have had the original Nexus 7 since it came out. I use it almost exclusively for reading the Economist (downloads on Friday, I frequently do not get the print edition until Tuesday!) and the New Yorker. Otherwise it is either too big (I use my Moto G) or too small (Thinkpad or ...
by TheGreyingDuke
Wed Aug 05, 2015 7:38 pm
Forum: Personal Consumer Issues
Topic: Installing Solar Panels in Queens, NYC?
Replies: 7
Views: 657

Re: Installing Solar Panels in Queens, NYC?

I would suggest soliciting a couple of bids. Some installers may try to charge you for this; you shouldnt't pay because fairly accurate estimates can be made using google earth. Good Luck I wouldn't give much credence to an estimate based on Google earth, there are too many localized issues to cons...
by TheGreyingDuke
Mon Aug 03, 2015 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Car price negotiation--already discounted?
Replies: 13
Views: 1458

Re: Car price negotiation--already discounted?

I have a friend who bought this very model two weeks ago, he did no hard bargaining and got it for $200 less (in Vermont.)
by TheGreyingDuke
Mon Aug 03, 2015 2:41 pm
Forum: Personal Consumer Issues
Topic: Where to hike late October-mid November??
Replies: 33
Views: 1913

Re: Where to hike late October-mid November??

So many choices, so little time :happy Focusing on Big Bend and region, trying to see how far we can go in 23 days. Preference is to get to one place for at least a few days, we do not like the routine of packing up every morning and heading to another anonymous motel for the night. If I could reaso...
by TheGreyingDuke
Sun Aug 02, 2015 8:17 pm
Forum: Personal Consumer Issues
Topic: Garden 'engineering' question
Replies: 21
Views: 1861

Re: Garden 'engineering' question

I am an avid gardener, have about 7000 sq ft in vegetables (raised beds) and have never been able to understand the appeal of using lumber to make raised beds. I have 4' wide beds in my garden, they have about another 6" on each side that are sloped, and I keep them there year after year. What ...
by TheGreyingDuke
Sun Aug 02, 2015 7:08 pm
Forum: Personal Consumer Issues
Topic: Where to hike late October-mid November??
Replies: 33
Views: 1913

Re: Where to hike late October-mid November??

Lots of good information here, wish I knew how to quote multiple postings so that I could be sure to respond to each suggestion. Good to know about Terlingua, there a many options there, as livesoft says, the appear "serviceable" Moab/Zion and other Utah spots might be too cold, looking at...
by TheGreyingDuke
Sun Aug 02, 2015 2:43 pm
Forum: Personal Consumer Issues
Topic: Where to hike late October-mid November??
Replies: 33
Views: 1913

Re: Where to hike late October-mid November??

I would suggest Big Bend in March when the flowers are blooming rather than in Oct-Jan. I have been all over Big Bend both backcountry wilderness/desert mountain/snow camping, staying in the Lodge, staying in Terlingua, in Marfa, and all over. What was the problem with accommodations? Are you sayin...
by TheGreyingDuke
Sun Aug 02, 2015 1:01 pm
Forum: Personal Consumer Issues
Topic: Where to hike late October-mid November??
Replies: 33
Views: 1913

Re: Where to hike late October-mid November??

letsgobobby wrote:Grand Canyon below the rim is perfect. Guadalupe and big bend in Texas.


Indeed, Big Bend was our original plan, problem there with accommodations nearby, Terilingua? Looked to rent a camper, closest is El Paso at fairly high rate.
by TheGreyingDuke
Sun Aug 02, 2015 11:48 am
Forum: Personal Consumer Issues
Topic: is 7200 rpm hard drive that much faster than 5400 rpm?
Replies: 50
Views: 2869

Re: is 7200 rpm hard drive that much faster than 5400 rpm?

For $700 you can get a Latitude with 15.6 screen (not high quality) and 256 SSD at the outlet.

Go to $900 and you get a FHD screen. The inventory there changes frequently but you can snag a good deal if you are patient.
by TheGreyingDuke
Sun Aug 02, 2015 11:42 am
Forum: Personal Consumer Issues
Topic: Where to hike late October-mid November??
Replies: 33
Views: 1913

Where to hike late October-mid November??

We can leave on the 21st of October, need to be back for Thanksgiving (November 26.) Open to anything, anywhere and requirements include: - Small chance of rain - Reasonable temps (55-75 F) - Minimize time in car getting to trail head - Focused on day hikes, back to (modest) lodging for the evening ...
by TheGreyingDuke
Sun Aug 02, 2015 9:24 am
Forum: Personal Finance (Not Investing)
Topic: real estate in NYC
Replies: 38
Views: 3152

Re: real estate in NYC

"should I buy or rent in NYC?" Move to NJ

"should I buy a Dell or a Lenovo Windows 10 computer?" Buy a Mac

"I am torn between an Accord and a Mazda6" Buy a Camry

:happy :happy
by TheGreyingDuke
Sun Aug 02, 2015 9:02 am
Forum: Personal Consumer Issues
Topic: is 7200 rpm hard drive that much faster than 5400 rpm?
Replies: 50
Views: 2869

Re: is 7200 rpm hard drive that much faster than 5400 rpm?

I would suggest you consider the latitude line, rather than the Insprion. Not sure how they line up today, but in the not too distant past the build quality of the Latitude was far superior.
by TheGreyingDuke
Tue Jul 28, 2015 1:07 pm
Forum: Personal Consumer Issues
Topic: Fuel injector cleaning
Replies: 23
Views: 1325

Re: Fuel injector cleaning

Techron won't hurt, may help

Otherwise try to use Tier 1 gas http://www.toptiergas.com/ and you will be set.
by TheGreyingDuke
Tue Jul 28, 2015 1:04 pm
Forum: Personal Consumer Issues
Topic: wife got in wreck with Honda CRV - no collison coverage
Replies: 113
Views: 6995

Re: wife got in wreck with Honda CRV - no collison coverage

I would be better off if I had collision on it, but will likely sell it to salvage. I will look for a used (2004-2008)Honda Civic , Accord, or Acura TSX for her. Thank you everybody for the responses. I really appreciate the wisdom here. I will talk with her about a defensive driving class as well....
by TheGreyingDuke
Fri Jul 24, 2015 7:06 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard and CDs
Replies: 6
Views: 985

Re: Vanguard and CDs

Another difference: If you buy a CD on the secondary market and pay a premium, FDIC insurance covers only the face amount of the CD, not any premium you may have paid. But is also true that if you pay a premium the difference between what you paid and par (100) is deductible on your income tax as a...
by TheGreyingDuke
Wed Jul 22, 2015 8:22 am
Forum: Personal Consumer Issues
Topic: Recommend a magazine with good writing like the New Yorker
Replies: 53
Views: 3596

Re: Recommend a magazine with good writing like the New Yorker

Indeed, I have been published in the WSJ but getting a letter in the Economist has, so far, eluded me. I think the best bet is some pithy, humorous comment, they see to put one such letter in each issue. My big complaint about the Economist is that, while it previously came in the mail on Saturday, ...
by TheGreyingDuke
Fri Jul 17, 2015 8:35 am
Forum: Personal Consumer Issues
Topic: 40,000 mile service for a 2009 Honda Fit
Replies: 20
Views: 1483

Re: 40,000 mile service for a 2009 Honda Fit

Transmission drain and fill should run about $100-$150. A "flush" may be more but probably isn't necessary if you change it every 40k. . Flushing an automatic transmission is a recipe for disaster, it pushes debris into places it would not otherwise get to; another scam that has been fois...
by TheGreyingDuke
Thu Jul 16, 2015 7:57 am
Forum: Personal Consumer Issues
Topic: '13 Kia Sorento vs '15 Toyota Highlander
Replies: 19
Views: 1424

Re: '13 Kia Sorento vs '15 Toyota Highlander

There are plenty of people who are happy with a Kia. Personally, I see no other reason in the world to own one other than saving a few thousand dollars on the initial price. Many of these cars seem "fine" for the first 50 to 100k miles. But take a look around. Even on this thread which ha...
by TheGreyingDuke
Wed Jul 15, 2015 10:28 am
Forum: Personal Consumer Issues
Topic: Car Tire Question
Replies: 13
Views: 993

Re: Car Tire Question

Mixing tires, especially on one axle, is not encouraged. If I had to do it (dire financial concerns, eg) I would put the mismatched pair on the rear of a front wheel drive vehicle. How could you NOT mix, on the same axle, a single "different brand" tire? I am not sure what you are asking,...
by TheGreyingDuke
Wed Jul 15, 2015 10:25 am
Forum: Personal Consumer Issues
Topic: Are the more expensive bikes worth paying for?
Replies: 78
Views: 4485

Re: Are the more expensive bikes worth paying for?

Thanks all for the feedback. I will have to visit a bike shop and check the bikes out. I am definitely leaning toward the Trek. The one concern that I have is that there is a higher risk of this bike being stolen. Are there bike stands you can attach to a car that can securely attach a bike to? I h...
by TheGreyingDuke
Wed Jul 15, 2015 10:19 am
Forum: Personal Consumer Issues
Topic: Car Tire Question
Replies: 13
Views: 993

Re: Car Tire Question

Mixing tires, especially on one axle, is not encouraged. If I had to do it (dire financial concerns, eg) I would put the mismatched pair on the rear of a front wheel drive vehicle.
by TheGreyingDuke
Wed Jul 15, 2015 10:06 am
Forum: Personal Consumer Issues
Topic: Are the more expensive bikes worth paying for?
Replies: 78
Views: 4485

Re: Are the more expensive bikes worth paying for?

I'm a recreational rider, not too serious but I like the exercise. I'd like to ride more often but can only ride on the weekend when the weather permits. It's usually 2-3 times per month. I'd like to ride more often but that isn't really feasible with my current schedule. OK, this reinforces the id...
by TheGreyingDuke
Wed Jul 15, 2015 10:04 am
Forum: Personal Consumer Issues
Topic: Are the more expensive bikes worth paying for?
Replies: 78
Views: 4485

Re: Are the more expensive bikes worth paying for?

JDot gives great information, I currently have four bikes in the stable, of varying vintages and configuration. The Trek's look fine, you might consider the 7.2 for a few hundred less. Most of the bike frames in this price range (under $1000 or so) are made in one of two or three factories in China ...
by TheGreyingDuke
Tue Jul 14, 2015 6:37 am
Forum: Personal Consumer Issues
Topic: Cost of Routine Dental Cleanings
Replies: 50
Views: 4329

Re: Cost of Routine Dental Cleanings

Simply state up front - "I want a cleaning, and nothing else. No x-rays, no cancer screening, no other billable procedure." If they refuse (and some will) find another dentist. I have declined the routine bitewing xrays, nothing has even been detected with them for me or my family over th...
by TheGreyingDuke
Sun Jul 12, 2015 8:41 am
Forum: Investing - Theory, News & General
Topic: Mullainathan: Why Investing Is So Complicated
Replies: 30
Views: 2507

Mullainathan: Why Investing Is So Complicated

[Post merged into thread below. --admin LadyGeek] http://www.nytimes.com/2015/07/12/upshot/investing-in-the-dark-the-biggest-cost-of-fear-is-paralysis.html?hp&action=click&pgtype=Homepage&module=second-column-region&region=top-news&WT.nav=top-news&_r=0&abt=0002&abg=0...
by TheGreyingDuke
Sat Jul 11, 2015 12:08 pm
Forum: Personal Consumer Issues
Topic: One car or two in semi-retirement?
Replies: 49
Views: 3786

Re: One car or two in semi-retirement?

Both in "retirement" here (volunteer activities keep my wife on the go a lot.) We downsized to one car five years before retirement, I was working about 5 miles away and commuted by bicycle year round. Now we continue with one car, although we can easily afford a second. We live 3 miles ou...
by TheGreyingDuke
Thu Jul 09, 2015 12:34 pm
Forum: Personal Consumer Issues
Topic: New car vs. "pre-owned certified" (both somewhat frequently)
Replies: 28
Views: 1740

Re: New car vs. "pre-owned certified" (both somewhat frequently)

I heard that some Volvos were going to be made in China soon. Already are? Any truth to that? Many brands are made in China, I assumed when ownership of Volvo went to a Chinese firm, that they would open production in their homeland. Efforts to export Chinese-made cars to the US have failed, mostly...
by TheGreyingDuke
Thu Jul 09, 2015 8:53 am
Forum: Personal Consumer Issues
Topic: Vanguard's Security image going away?
Replies: 81
Views: 8584

Re: Vanguard's Security image going away?

I have no cell phone. So if I use another computer or don't log in for a while Vg forgets my computer and then am I SOOL. The message we received from Vanguard made no mention of "secret questions" which is how we "reset" the known computer now. Hmm, not sure, but after entering...
by TheGreyingDuke
Sat Jul 04, 2015 7:22 pm
Forum: Personal Consumer Issues
Topic: Jetta Sportwagen Question
Replies: 42
Views: 4100

Re: Jetta Sportwagen Question

I only wish that VW would return to offering a Passat station wagon in the United States. The ones offered in Europe are absolutely gorgeous in my opinion. I had both a 2001.5 6-cyl Passat and a 2008 2.0 Turbo Passat wagons. The 2008 is still running fine with no issues for my daughter. The Jetta S...
by TheGreyingDuke
Fri Jul 03, 2015 5:45 am
Forum: Personal Finance (Not Investing)
Topic: financial adviser told me not to invest too much in 401k
Replies: 92
Views: 10184

Re: financial adviser told me not to invest too much in 401k

Before 59 1/2 withdrawals are available, without penalty, in several instances, including a so-called 72 (t) where you take equal withdrawals over time:

http://www.bankrate.com/finance/retirement/penalty-free-401-k-ira-withdrawals-2.aspx
by TheGreyingDuke
Thu Jul 02, 2015 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Solar panel investment - financially worth it?
Replies: 39
Views: 4889

Re: Solar panel investment - financially worth it?

The OP does not provide enough info. This is an investment question, not a solar question. Figure out your ROI, which you have not. Then you decide if it is worth it. The poster that posts about 180 a month as break even in the US also fails to understand the great variability in USenergy costs. He...
by TheGreyingDuke
Wed Jul 01, 2015 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: How to predict state taxes to help decide where to live
Replies: 20
Views: 1975

Re: How to predict state taxes to help decide where to live

I don't have much to add to the sound advice proffered, taxes are about the last thing we are considering for our retirement. More important are where are the children, recreational activities (biking, hiking), decent restaurants, access to needed grocery items, cultural activities. Figuring out the...
by TheGreyingDuke
Tue Jun 30, 2015 9:36 am
Forum: Personal Consumer Issues
Topic: Amazon getting too smart?
Replies: 35
Views: 4904

Re: Amazon getting too smart?

VPN is the partial solution, that and incognito mode on your browser. I use tunnelbear decent Really? For Amazon? They still know who you are once you pay. If you really want incognito you probably have to take a pocket of cash to your local Barnes and Noble. I was addressing the different prices t...
by TheGreyingDuke
Mon Jun 29, 2015 5:45 pm
Forum: Personal Consumer Issues
Topic: Amazon getting too smart?
Replies: 35
Views: 4904

Re: Amazon getting too smart?

VPN is the partial solution, that and incognito mode on your browser. I use tunnelbear decent
by TheGreyingDuke
Mon Jun 29, 2015 5:41 pm
Forum: Investing - Help with Personal Investments
Topic: How do you Lazy portfolio funders deal with dips in the market?
Replies: 61
Views: 7029

Re: How do you Lazy portfolio funders deal with dips in the market?

I took a 40 mile bike ride and puttered around the garden.

Seven years in retirement and counting.
by TheGreyingDuke
Thu Jun 25, 2015 7:04 am
Forum: Investing - Help with Personal Investments
Topic: Transferring a Stock to Vanguard - Cost Basis accuracy
Replies: 16
Views: 1903

Re: Transferring a Stock to Vanguard - Cost Basis accuracy

I haven't made transfers from Compuserve, but since these are covered shares Compuserve must have the cost basis info, as others have said.

When I have transferred covered shares to VG from other entities, VG always recorded that cost basis.

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