Tactical AA is fine, if you want to shift your stock percentage between 40% and 60% of your portfolio, depending on conditions.
But no, I don't think it's widely practiced here and there are certainly no guarantees of outperformance going forward...
rkhusky wrote:Also, does/did anyone factor in that by delaying SS one could convert more tax-deferred savings to a Roth at lower rates?
contender wrote:@The Wizard,
is consumer cellular more expensive than Aio?
JonnyDVM wrote:...Kids guaranteed free entry to any college of their choice...
livesoft wrote:...I particularly like it when a beagle sits down calmly next to my suitcase.
livesoft wrote:That's a great mix of funds. It's got everything you need except small-cap foreign which is missing from most 401(k) and 403(b) plans anyways.