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Re: Restaurant tipping

Can we believe self-reported data? Here's something from Diner Beware : One researcher who studies tipping found that if servers had blond hair [10] or crouched next to customers [11] while taking orders, they got bigger tips. Finally, when female servers drew a smiley face on bills, tips increased ...
by Teetlebaum
Mon Mar 23, 2015 12:06 pm
 
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 166
Views: 9039

For Red-Blooded American Hipsters

Since wood doesn't last, and vinyl looks cheesy, I suggest some nice Western U.S. Vernacular Architecture.
by Teetlebaum
Sat Mar 21, 2015 3:42 pm
 
Forum: Personal Consumer Issues
Topic: Vinyl or wood fence
Replies: 36
Views: 1957

Re: Is losing 0.02% to increased fees an enhancement?

Those who wish are allowed to keep managing their own portfolios in the handful of other funds on offer, but investors in the Vanguard Institutional Index Fund and the Vanguard Total Bond Market Index Fund will see their share classes changed from Institutional to Institutional Plus. That means the...
by Teetlebaum
Thu Mar 12, 2015 11:19 pm
 
Forum: Investing - Theory, News & General
Topic: Is losing 0.02% to increased fees an enhancement?
Replies: 4
Views: 636

Is losing 0.02% to increased fees an enhancement?

Those who have Deferred Compensation accounts with the state of Illinois have recently been informed that the "Illinois State Board of Investment (ISBI) is making several investment enhancements to the [State of Illinois Deferred Compensation Plan] in the coming months." I'm not sure wheth...
by Teetlebaum
Thu Mar 12, 2015 9:59 pm
 
Forum: Investing - Theory, News & General
Topic: Is losing 0.02% to increased fees an enhancement?
Replies: 4
Views: 636

Re: Foreign film night recommendations.

nimo956 wrote:Tarkovsky:
Andrei Rublev
Stalker
(every film of his is really a masterpiece though)


Tarkovsky Films Now Free Online
by Teetlebaum
Thu Feb 26, 2015 1:43 pm
 
Forum: Personal Consumer Issues
Topic: Foreign film night recommendations.
Replies: 124
Views: 6184

Re: Genealogy

A subscription to Ancestry costs $30 a month (more or less depending on how long you commit) for the U.S. edition. The world-wide edition is more. Access to Ancestry is free at most public libraries in the U.S. and all Family History Centers. That free access lets you view all the information in th...
by Teetlebaum
Sat Feb 21, 2015 11:03 pm
 
Forum: Personal Consumer Issues
Topic: Genealogy
Replies: 50
Views: 3211

Re: To Fence ... Or Not?

The estimate was for a black chain-link fence... I've got an old-style chain-link fence on one side of my property. Although there's no nearby neighbor on that side, and it's nice that I can see through it, I'm otherwise not that fond of it. Still, I can always pretend I care about historic preserv...
by Teetlebaum
Sat Feb 21, 2015 10:30 pm
 
Forum: Personal Consumer Issues
Topic: To Fence ... Or Not?
Replies: 93
Views: 8399

Re: Best albums from 2014?

The Tony Bennett CD with LGG is a really great listen if you like standards. I gave it a try after a recommendation but I found most of it unlistenable owing to the too-great difference in quality between Bennett and Gaga. I like some of Lady Gaga's stuff, but I also listen/download a lot of earlie...
by Teetlebaum
Wed Feb 18, 2015 1:37 pm
 
Forum: Personal Consumer Issues
Topic: Best albums from 2014?
Replies: 63
Views: 5649

small-caps only 3% in retirement portfolio?

A certain state's board of investment has sent a form letter to those invested in deferred compensation (457) plans, informing us of their concern over the outsized allocation of assets to the small-cap growth option, informing us that heavy allocation to small-cap stocks exposes investors to signif...
by Teetlebaum
Tue Feb 10, 2015 1:19 am
 
Forum: Investing - Theory, News & General
Topic: small-caps only 3% in retirement portfolio?
Replies: 5
Views: 982

Re: POLL: How Will You Complete Your 2014 Taxes?

One thing I discovered with TaxAct this year is that it was able to import my information from last year's return filed with TurboTax by reading the pdf copy of my return stored on my computer. Pretty handy. I gave TaxAct a try but it would not import my taxes from last year (&%#@$%*#$*@!!!), a...
by Teetlebaum
Sun Feb 01, 2015 7:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: How Will You Complete Your 2014 Taxes?
Replies: 69
Views: 4894

Re: POLL: Do you personally own a cell phone?

For one, I periodically buy 3 months of time (60 minutes @ 90 service days), but use it so rarely I currently have 1200 minutes. If you buy the minutes through the tracfone web site then sometime during the checkout they offer a chance to buy a years service (but no minutes) for $50. Combining this...
by Teetlebaum
Sat Jan 31, 2015 11:32 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Do you personally own a cell phone?
Replies: 92
Views: 6274

Re: $7 gas - what would you do?

gkaplan wrote:
Teetlebaum wrote:I'll wait till we get there to decide.


You do realize that you reopened a thread whose most recent post was six and half years prior, do you not?

Yes.
by Teetlebaum
Wed Jan 21, 2015 3:43 pm
 
Forum: Personal Consumer Issues
Topic: $7 gas - what would you do?
Replies: 125
Views: 18907

Re: $7 gas - what would you do?

I'll wait till we get there to decide.
by Teetlebaum
Tue Jan 20, 2015 10:31 pm
 
Forum: Personal Consumer Issues
Topic: $7 gas - what would you do?
Replies: 125
Views: 18907

Re: Emergency Road Service..........

parigi723 wrote:Do you have an Emergency Road Service?

Nope. I don't drive a lot, but enough that I might need it. I've decided to rely on a combination of my Garmin to check for the numbers of nearby wreckers and call them on my dumb tracfone. I'll save the annual fee.
by Teetlebaum
Sat Jan 10, 2015 3:58 pm
 
Forum: Personal Consumer Issues
Topic: Emergency Road Service..........
Replies: 36
Views: 2928

Re: Bilingual households

I think it's a great idea to try and I agree that the younger people are, the easier it is to learn a language. However, it seems to be difficult in practice. My parents were Americans who taught French and originally envisaged speaking French at home, or alternating between French & English, bu...
by Teetlebaum
Sat Jan 10, 2015 1:23 pm
 
Forum: Personal Consumer Issues
Topic: Bilingual households
Replies: 39
Views: 5180

Re: What Movie Have You Recently Watched?

Out of the Past. 1947 classic noir with Robert Mitchum, Krik Douglas and Jane Greer- considered by many one of the best noirs ever. Great 40s dialogue and cigarette smoking styles throughout.... I was at the edge of my seat until the ending, which was a bit of a "Then they all got run over by ...
by Teetlebaum
Sat Jan 10, 2015 12:45 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 649
Views: 84761

Re: What Movie Have You Recently Watched?

Flying Down to Rio Sumptuous and beautifully photographed, with high production values and several clever process scenes giving an unusually good impression of Rio de Janeiro, but the dancing on airplane wings is a bit contrived, and in the end the film is redeemed only by the fresh pairing of Ging...
by Teetlebaum
Fri Dec 26, 2014 10:26 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 649
Views: 84761

Re: Who should pay for this meal?

anonforthis wrote:I talked to my husband again and he told me not to bring it up ever again. So I think it's final that's we are going to pay for it.

My condolences.
by Teetlebaum
Fri Dec 26, 2014 9:12 pm
 
Forum: Personal Consumer Issues
Topic: Who should pay for this meal?
Replies: 79
Views: 8087

Re: Bah Humbug [managing Christmas spending]

How can you keep the spirit of giving.... The spirit of giving or the spirit of "gimme"? A few years ago a local paper published "letters to Santa" that they had solicited from local kids. I believe this was as a service to the kids (and parents), but it was letter after letter ...
by Teetlebaum
Sun Dec 07, 2014 10:24 pm
 
Forum: Personal Consumer Issues
Topic: Bah Humbug [managing Christmas spending]
Replies: 52
Views: 4749

Re: Do you use a phone book?

Ask Jack Bauer (or Vic Mackey).
by Teetlebaum
Sun Nov 23, 2014 9:03 pm
 
Forum: Personal Consumer Issues
Topic: Do you use a phone book?
Replies: 51
Views: 2257

Re: POLL: Do you personally own a cell phone?

I chose "flip phone". I actually have two tracphones. https://www.tracfone.com/static/common/images/phones/TFSAT105GP/small.gif For one, I periodically buy 3 months of time (60 minutes @ 90 service days), but use it so rarely I currently have 1200 minutes. (The other was for a visiting for...
by Teetlebaum
Sun Nov 23, 2014 8:57 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Do you personally own a cell phone?
Replies: 92
Views: 6274

Re: TOD/POD and estate planning

In California, it's apparently possible to do POD/TOD for virtually everything except for real estate. I ran across mentions of the Enhanced Life Estate Deed aka Lady Bird Deed, which seems to be pretty much the same thing as a TOD. Most of them point back to http://theonlinelawyer.blogspot.com/200...
by Teetlebaum
Wed Nov 19, 2014 8:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: TOD/POD and estate planning
Replies: 17
Views: 1869

Re: Donating Your Body to Medical School, etc.

dm200 wrote:A common caution is that alternate plans should be made in case the donation is not accepted

Well, we are made of meat.
by Teetlebaum
Fri Nov 07, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: Donating Your Body to Medical School, etc.
Replies: 44
Views: 5069

Re: Car Maintenance

If you have "das auto" I think you are getting ripped off. The manual for my car does recommend changing the spark plugs for my model at 40k mi., so I suppose the clerk was just going by the book, since it was was the 4th year. But he clearly knew I hadn't driven that much, and ought to k...
by Teetlebaum
Fri Nov 07, 2014 8:49 pm
 
Forum: Personal Consumer Issues
Topic: Car Maintenance
Replies: 32
Views: 4420

Re: Car Maintenance

I brought my new VW to the dealer for the first three "free" annual maintenances. Then recently I brought it in for the fourth annual maintenance, which I had to pay for. Although the clerk saw my car is fairly low mileage (21k), he pointed me to the recommended maintenance ($500), but che...
by Teetlebaum
Fri Nov 07, 2014 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Car Maintenance
Replies: 32
Views: 4420

Re: Donating Your Body to Medical School, etc.

I'm also a fan of "Stiff: The Curious Lives of Human Cadavers". Was it in her book that I read that medical students are required to treat the cadavers with respect? (If that's an issue with you.) While I had heard that anatomy was now learned via computer, it turns out I was misinformed: ...
by Teetlebaum
Sun Nov 02, 2014 9:38 pm
 
Forum: Personal Consumer Issues
Topic: Donating Your Body to Medical School, etc.
Replies: 44
Views: 5069

Re: Just wondering how you personally calculate net worth

When I went to the doctor's office recently, they measured my height while I was wearing shoes and weighed me while I was fully clothed . Not only was I heavier than I expected, I was also shorter. Unless I misunderstand, you have unusual shoes. :happy Shorter than I expected. I seem to be shrinkin...
by Teetlebaum
Mon Oct 27, 2014 1:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Just wondering how you personally calculate net worth
Replies: 56
Views: 4244

Re: Just wondering how you personally calculate net worth

An equally valid question is, how do you calculate your height? I include my feet, and my head, when measuring my height. When I went to the doctor's office recently, they measured my height while I was wearing shoes and weighed me while I was fully clothed . Not only was I heavier than I expected,...
by Teetlebaum
Mon Oct 27, 2014 9:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Just wondering how you personally calculate net worth
Replies: 56
Views: 4244

Re: Tell me about Paris

We are considering a trip for a couple of days to Paris* in the November/December timeframe.) "A couple of days?" and in winter? I suppose it's OK if it's your only chance to go, but I'd stay at least a week if you want to get in to the museums or other sites and spend more than a couple ...
by Teetlebaum
Mon Oct 06, 2014 10:49 pm
 
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 65
Views: 4181

Re: Self Cleaning Water Heater

I have had to replace the sacrificial anode a couple of times over last 8 yrs when flow rate dropped noticeably. After having our (non self-cleaning) water heater a couple of years and occasionally draining a few gallons (the instructions don't tell me to actually flush it) I suddenly noticed the o...
by Teetlebaum
Mon Oct 06, 2014 7:04 pm
 
Forum: Personal Consumer Issues
Topic: Self Cleaning Water Heater
Replies: 15
Views: 1161

Re: Cast Iron Skillet Cooking

A tip for the recipes that call for buttermilk: I often substitute a yogurt and milk mixture (or water in a pinch) for buttermilk. We almost never have buttermilk on hand, but usually have yogurt (plain) in the fridge. I use about 1/3 yogurt by volume, and whisk or whip in a blender until smooth. M...
by Teetlebaum
Fri Oct 03, 2014 11:30 am
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 109
Views: 13614

Re: Cast Iron Skillet Cooking

It's best not to wash cast iron with soap and water. That's what I hear, but I prefer not having the odor of fish, lamb chops, bacon,* etc. permeate other dishes, so I often use soap. So after I wash with soap, do I have to season it all over again? *Yes, I'm one of the few people who doesn't think...
by Teetlebaum
Sat Sep 27, 2014 10:36 am
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 109
Views: 13614

Re: In a Serious Situation Need Financial Advice

There's so much I don't know about your situation, but you're absolutely right to keep pushing him and not let him take advantage of you and the children. Ultimately you may have to consider leaving him.
by Teetlebaum
Sat Sep 27, 2014 10:15 am
 
Forum: Personal Finance (Not Investing)
Topic: In a Serious Situation Need Financial Advice
Replies: 45
Views: 7708

One man's meat is another man's poison

If I didn't enjoy it, it must not have been a "really good book." :twisted: Absolutely. Why care so much what others say, whether it's a coterie of academics, Oprah, or just some dumb guy? I rely on someone else's recommendation only to choose a particular book. If it turns out I don't li...
by Teetlebaum
Tue Sep 16, 2014 10:54 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12653

Re: Proper Way To Wear Suspenders

DEFINITION of 'Belt And Suspenders' from investopedia.com : A term used to mean conservatism and safety in lending practices. Belt and suspenders has been used to describe cautious bankers who demand loan policies be very strictly adhered to. More generally - as the use of both a belt and suspenders...
by Teetlebaum
Mon Sep 15, 2014 11:34 pm
 
Forum: Personal Consumer Issues
Topic: Proper Way To Wear Suspenders
Replies: 29
Views: 2220

Re: Good Modern Science Fiction

Heinlein certainly wrestled with censorship of his works (many of us would argue to their benefit-- old man Heinlein on sex was not, generally, an uplifting read). Some of Stross' novels also have some sex, especially it would seem Saturn's Children: Stross's robopervy tribute to the late late Hein...
by Teetlebaum
Fri Sep 12, 2014 12:11 pm
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 155
Views: 9024

Re: Good Modern Science Fiction

chickadee wrote:Also, along the same lines of Terry Pratchett is a series I like by Jasper Fforde, the Thursday Next books. "Comic fantasy/alternate history."

That series isn't bad, but I really liked his Shades of Grey.
by Teetlebaum
Fri Sep 12, 2014 11:43 am
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 155
Views: 9024

Re: Good Modern Science Fiction

I found Lem unreadable but I second Terry Prachett, who is hilarious! Well, some of Lem's books aren't science fiction at all. was the Tarkovsky version the one where the protagonist arrives on board the spaceship wearing a leather jacket and carrying a garment bag? It's been too many years since I...
by Teetlebaum
Thu Sep 11, 2014 7:13 pm
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 155
Views: 9024

Re: Good Modern Science Fiction

I second the vote for Charles Stross. He has a blog and some of his stuff is available for free, online . I also liked Arkady and Boris Strugatsky's Roadside Picnic (1971) and Tarkovsky's film version "Stalker"* By far my favorite author is Stanisław Lem, although some of his stuff is just...
by Teetlebaum
Thu Sep 11, 2014 10:45 am
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 155
Views: 9024

Re: Ideas for thanking a doctor

Receiving any gift from a patient creates a conflict of interest. I can see how envelopes stuffed with cash could create a problem . But if even a basketful of treats can corrupt people, can't a nice card cause the same harm (or worse, if they gloat over it for the rest of their lives)? Not to ment...
by Teetlebaum
Mon Sep 08, 2014 11:55 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 5959

Re: Ideas for thanking a doctor

tarheal93 wrote:There is an ethics problem for doctors with accepting gifts from patients.

Please help me understand the ethics problem so I can warn my friend with the oranges (they weren't the first gift she gave; others were also happily accepted by another physician).
by Teetlebaum
Sun Sep 07, 2014 1:06 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 5959

Re: Telephone Calls! Help! [Stopping telemarketing calls]

I never answer the phone anymore unless I'm waiting for a call and it may be from a doctor or other number I don't recognize.

Then today, I saw the caller I.D. was.... me. :shock:

No, I didn't answer. (such a bore to talk to!)
by Teetlebaum
Wed Sep 03, 2014 8:09 pm
 
Forum: Personal Consumer Issues
Topic: Telephone Calls! Help! [Stopping telemarketing calls]
Replies: 107
Views: 9628

Re: How do you keep your electricity bill low?

I've heard about a bunch of CA rebates/discounts to install energy efficient products, but I'm not sure how many of them are actually worth it. I also heard that some customers make agreements with the utilities to reduce their power usage at peak times. Or you could just turn off your air condition...
by Teetlebaum
Wed Sep 03, 2014 7:49 pm
 
Forum: Personal Consumer Issues
Topic: How do you keep your electricity bill low?
Replies: 123
Views: 10107

Re: No room on your Windows hard drive? Cleanup Update files

On Windows 8.1, I found that there wasn't that much to remove. Maybe because I regularly use Glary Uilities 5?

Also, defragging is automated on Windows 8/8.1, so it's not really necessary to do it manually.
by Teetlebaum
Wed Sep 03, 2014 7:29 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 60
Views: 5314

Re: Ideas for thanking a doctor

I know someone with an orange tree in her back yard who gave her doctor a bag of oranges, which the doctor seemed to love.

But what if all I have is snow? How about a snow man?
by Teetlebaum
Wed Sep 03, 2014 1:03 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 5959

Re: Daily Telegraph: World War One Archive

It seems that the Dodgers were called the Superbas at one time. I don't know if this was just a nickname, or the official name. Does anyone know about the Superbas? http://www.nsnn.com/The%20Brooklyn%20Dodgers.htm The Brooklyn team was called by a variety of nicknames before the name “Dodgers” fina...
by Teetlebaum
Mon Aug 25, 2014 9:27 am
 
Forum: Personal Consumer Issues
Topic: Daily Telegraph: World War One Archive
Replies: 116
Views: 11271

Re: Daily Telegraph: World War One Archive

Daily Telegraph, Monday August 3 1914 :?: Has anybody found coverage in any other newspapers like the New York Times? It would be interesting to see how the war is being covered in the U.S. I went to http://www.newspapers.com, but they require that you enter credit card for 7-day free trial. It cos...
by Teetlebaum
Wed Aug 20, 2014 12:23 pm
 
Forum: Personal Consumer Issues
Topic: Daily Telegraph: World War One Archive
Replies: 116
Views: 11271

Re: The (un)freshness of Starbucks bakery products

It's not just Starbucks or chain restaurants in general that don't serve food prepared on site. Even upscale joints use frozen or otherwise pre-processed inputs, if we are to believe this old article: How Sysco came to monopolize most of what you eat. I wouldn't blame rapacious big business so much ...
by Teetlebaum
Wed Aug 20, 2014 11:23 am
 
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 5000

Re: Best Used Recreational Bicycles for New Riders

As long as you don't know very much something only a step above junk is just fine. I heartily agree. That's the trouble with asking bogleheads for advice about what to buy. You get conflicting information from connoisseurs who only accept the top of the line, then midmarket people who go for popula...
by Teetlebaum
Fri Aug 01, 2014 11:36 am
 
Forum: Personal Consumer Issues
Topic: Best Used Recreational Bicycles for New Riders
Replies: 26
Views: 2564

Re: Will not using my dishwasher cause problems?

Okay, okay, I'll try occasionally running it. But under protest, because ⋅ I don't really mind washing the dishes ⋅ I'm skeptical about claims that it's more efficient than washing by hand the way I do (small number of dishes, small amounts of lukewarm water) ⋅ Once I t...
by Teetlebaum
Thu Jul 31, 2014 9:15 pm
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 51
Views: 3977
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