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Re: Bah Humbug [managing Christmas spending]

How can you keep the spirit of giving.... The spirit of giving or the spirit of "gimme"? A few years ago a local paper published "letters to Santa" that they had solicited from local kids. I believe this was as a service to the kids (and parents), but it was letter after letter ...
by Teetlebaum
Sun Dec 07, 2014 10:24 pm
 
Forum: Personal Consumer Issues
Topic: Bah Humbug [managing Christmas spending]
Replies: 52
Views: 4620

Re: Do you use a phone book?

Ask Jack Bauer (or Vic Mackey).
by Teetlebaum
Sun Nov 23, 2014 9:03 pm
 
Forum: Personal Consumer Issues
Topic: Do you use a phone book?
Replies: 51
Views: 2138

Re: POLL: Do you personally own a cell phone?

I chose "flip phone". I actually have two tracphones. https://www.tracfone.com/static/common/images/phones/TFSAT105GP/small.gif For one, I periodically buy 3 months of time (60 minutes @ 90 service days), but use it so rarely I currently have 1200 minutes. (The other was for a visiting for...
by Teetlebaum
Sun Nov 23, 2014 8:57 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Do you personally own a cell phone?
Replies: 52
Views: 2940

Re: TOD/POD and estate planning

In California, it's apparently possible to do POD/TOD for virtually everything except for real estate. I ran across mentions of the Enhanced Life Estate Deed aka Lady Bird Deed, which seems to be pretty much the same thing as a TOD. Most of them point back to http://theonlinelawyer.blogspot.com/200...
by Teetlebaum
Wed Nov 19, 2014 8:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: TOD/POD and estate planning
Replies: 17
Views: 1786

Re: Donating Your Body to Medical School, etc.

dm200 wrote:A common caution is that alternate plans should be made in case the donation is not accepted

Well, we are made of meat.
by Teetlebaum
Fri Nov 07, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: Donating Your Body to Medical School, etc.
Replies: 44
Views: 4790

Re: Car Maintenance

If you have "das auto" I think you are getting ripped off. The manual for my car does recommend changing the spark plugs for my model at 40k mi., so I suppose the clerk was just going by the book, since it was was the 4th year. But he clearly knew I hadn't driven that much, and ought to k...
by Teetlebaum
Fri Nov 07, 2014 8:49 pm
 
Forum: Personal Consumer Issues
Topic: Car Maintenance
Replies: 32
Views: 4145

Re: Car Maintenance

I brought my new VW to the dealer for the first three "free" annual maintenances. Then recently I brought it in for the fourth annual maintenance, which I had to pay for. Although the clerk saw my car is fairly low mileage (21k), he pointed me to the recommended maintenance ($500), but che...
by Teetlebaum
Fri Nov 07, 2014 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Car Maintenance
Replies: 32
Views: 4145

Re: Donating Your Body to Medical School, etc.

I'm also a fan of "Stiff: The Curious Lives of Human Cadavers". Was it in her book that I read that medical students are required to treat the cadavers with respect? (If that's an issue with you.) While I had heard that anatomy was now learned via computer, it turns out I was misinformed: ...
by Teetlebaum
Sun Nov 02, 2014 9:38 pm
 
Forum: Personal Consumer Issues
Topic: Donating Your Body to Medical School, etc.
Replies: 44
Views: 4790

Re: Just wondering how you personally calculate net worth

When I went to the doctor's office recently, they measured my height while I was wearing shoes and weighed me while I was fully clothed . Not only was I heavier than I expected, I was also shorter. Unless I misunderstand, you have unusual shoes. :happy Shorter than I expected. I seem to be shrinkin...
by Teetlebaum
Mon Oct 27, 2014 1:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Just wondering how you personally calculate net worth
Replies: 56
Views: 3966

Re: Just wondering how you personally calculate net worth

An equally valid question is, how do you calculate your height? I include my feet, and my head, when measuring my height. When I went to the doctor's office recently, they measured my height while I was wearing shoes and weighed me while I was fully clothed . Not only was I heavier than I expected,...
by Teetlebaum
Mon Oct 27, 2014 9:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Just wondering how you personally calculate net worth
Replies: 56
Views: 3966

Re: Tell me about Paris

We are considering a trip for a couple of days to Paris* in the November/December timeframe.) "A couple of days?" and in winter? I suppose it's OK if it's your only chance to go, but I'd stay at least a week if you want to get in to the museums or other sites and spend more than a couple ...
by Teetlebaum
Mon Oct 06, 2014 10:49 pm
 
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 65
Views: 3931

Re: Self Cleaning Water Heater

I have had to replace the sacrificial anode a couple of times over last 8 yrs when flow rate dropped noticeably. After having our (non self-cleaning) water heater a couple of years and occasionally draining a few gallons (the instructions don't tell me to actually flush it) I suddenly noticed the o...
by Teetlebaum
Mon Oct 06, 2014 7:04 pm
 
Forum: Personal Consumer Issues
Topic: Self Cleaning Water Heater
Replies: 15
Views: 1111

Re: Cast Iron Skillet Cooking

A tip for the recipes that call for buttermilk: I often substitute a yogurt and milk mixture (or water in a pinch) for buttermilk. We almost never have buttermilk on hand, but usually have yogurt (plain) in the fridge. I use about 1/3 yogurt by volume, and whisk or whip in a blender until smooth. M...
by Teetlebaum
Fri Oct 03, 2014 11:30 am
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 108
Views: 11242

Re: Cast Iron Skillet Cooking

It's best not to wash cast iron with soap and water. That's what I hear, but I prefer not having the odor of fish, lamb chops, bacon,* etc. permeate other dishes, so I often use soap. So after I wash with soap, do I have to season it all over again? *Yes, I'm one of the few people who doesn't think...
by Teetlebaum
Sat Sep 27, 2014 10:36 am
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 108
Views: 11242

Re: In a Serious Situation Need Financial Advice

There's so much I don't know about your situation, but you're absolutely right to keep pushing him and not let him take advantage of you and the children. Ultimately you may have to consider leaving him.
by Teetlebaum
Sat Sep 27, 2014 10:15 am
 
Forum: Personal Finance (Not Investing)
Topic: In a Serious Situation Need Financial Advice
Replies: 45
Views: 7602

One man's meat is another man's poison

If I didn't enjoy it, it must not have been a "really good book." :twisted: Absolutely. Why care so much what others say, whether it's a coterie of academics, Oprah, or just some dumb guy? I rely on someone else's recommendation only to choose a particular book. If it turns out I don't li...
by Teetlebaum
Tue Sep 16, 2014 10:54 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12186

Re: Proper Way To Wear Suspenders

DEFINITION of 'Belt And Suspenders' from investopedia.com : A term used to mean conservatism and safety in lending practices. Belt and suspenders has been used to describe cautious bankers who demand loan policies be very strictly adhered to. More generally - as the use of both a belt and suspenders...
by Teetlebaum
Mon Sep 15, 2014 11:34 pm
 
Forum: Personal Consumer Issues
Topic: Proper Way To Wear Suspenders
Replies: 29
Views: 2110

Re: Good Modern Science Fiction

Heinlein certainly wrestled with censorship of his works (many of us would argue to their benefit-- old man Heinlein on sex was not, generally, an uplifting read). Some of Stross' novels also have some sex, especially it would seem Saturn's Children: Stross's robopervy tribute to the late late Hein...
by Teetlebaum
Fri Sep 12, 2014 12:11 pm
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 138
Views: 7117

Re: Good Modern Science Fiction

chickadee wrote:Also, along the same lines of Terry Pratchett is a series I like by Jasper Fforde, the Thursday Next books. "Comic fantasy/alternate history."

That series isn't bad, but I really liked his Shades of Grey.
by Teetlebaum
Fri Sep 12, 2014 11:43 am
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 138
Views: 7117

Re: Good Modern Science Fiction

I found Lem unreadable but I second Terry Prachett, who is hilarious! Well, some of Lem's books aren't science fiction at all. was the Tarkovsky version the one where the protagonist arrives on board the spaceship wearing a leather jacket and carrying a garment bag? It's been too many years since I...
by Teetlebaum
Thu Sep 11, 2014 7:13 pm
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 138
Views: 7117

Re: Good Modern Science Fiction

I second the vote for Charles Stross. He has a blog and some of his stuff is available for free, online . I also liked Arkady and Boris Strugatsky's Roadside Picnic (1971) and Tarkovsky's film version "Stalker"* By far my favorite author is Stanisław Lem, although some of his stuff is just...
by Teetlebaum
Thu Sep 11, 2014 10:45 am
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 138
Views: 7117

Re: Ideas for thanking a doctor

Receiving any gift from a patient creates a conflict of interest. I can see how envelopes stuffed with cash could create a problem . But if even a basketful of treats can corrupt people, can't a nice card cause the same harm (or worse, if they gloat over it for the rest of their lives)? Not to ment...
by Teetlebaum
Mon Sep 08, 2014 11:55 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 5612

Re: Ideas for thanking a doctor

tarheal93 wrote:There is an ethics problem for doctors with accepting gifts from patients.

Please help me understand the ethics problem so I can warn my friend with the oranges (they weren't the first gift she gave; others were also happily accepted by another physician).
by Teetlebaum
Sun Sep 07, 2014 1:06 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 5612

Re: Telephone Calls! Help! [Stopping telemarketing calls]

I never answer the phone anymore unless I'm waiting for a call and it may be from a doctor or other number I don't recognize.

Then today, I saw the caller I.D. was.... me. :shock:

No, I didn't answer. (such a bore to talk to!)
by Teetlebaum
Wed Sep 03, 2014 8:09 pm
 
Forum: Personal Consumer Issues
Topic: Telephone Calls! Help! [Stopping telemarketing calls]
Replies: 107
Views: 8907

Re: How do you keep your electricity bill low?

I've heard about a bunch of CA rebates/discounts to install energy efficient products, but I'm not sure how many of them are actually worth it. I also heard that some customers make agreements with the utilities to reduce their power usage at peak times. Or you could just turn off your air condition...
by Teetlebaum
Wed Sep 03, 2014 7:49 pm
 
Forum: Personal Consumer Issues
Topic: How do you keep your electricity bill low?
Replies: 123
Views: 9694

Re: No room on your Windows hard drive? Cleanup Update files

On Windows 8.1, I found that there wasn't that much to remove. Maybe because I regularly use Glary Uilities 5?

Also, defragging is automated on Windows 8/8.1, so it's not really necessary to do it manually.
by Teetlebaum
Wed Sep 03, 2014 7:29 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 60
Views: 5133

Re: Ideas for thanking a doctor

I know someone with an orange tree in her back yard who gave her doctor a bag of oranges, which the doctor seemed to love.

But what if all I have is snow? How about a snow man?
by Teetlebaum
Wed Sep 03, 2014 1:03 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 5612

Re: Daily Telegraph: World War One Archive

It seems that the Dodgers were called the Superbas at one time. I don't know if this was just a nickname, or the official name. Does anyone know about the Superbas? http://www.nsnn.com/The%20Brooklyn%20Dodgers.htm The Brooklyn team was called by a variety of nicknames before the name “Dodgers” fina...
by Teetlebaum
Mon Aug 25, 2014 9:27 am
 
Forum: Personal Consumer Issues
Topic: Daily Telegraph: World War One Archive
Replies: 116
Views: 10851

Re: Daily Telegraph: World War One Archive

Daily Telegraph, Monday August 3 1914 :?: Has anybody found coverage in any other newspapers like the New York Times? It would be interesting to see how the war is being covered in the U.S. I went to http://www.newspapers.com, but they require that you enter credit card for 7-day free trial. It cos...
by Teetlebaum
Wed Aug 20, 2014 12:23 pm
 
Forum: Personal Consumer Issues
Topic: Daily Telegraph: World War One Archive
Replies: 116
Views: 10851

Re: The (un)freshness of Starbucks bakery products

It's not just Starbucks or chain restaurants in general that don't serve food prepared on site. Even upscale joints use frozen or otherwise pre-processed inputs, if we are to believe this old article: How Sysco came to monopolize most of what you eat. I wouldn't blame rapacious big business so much ...
by Teetlebaum
Wed Aug 20, 2014 11:23 am
 
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 4850

Re: Best Used Recreational Bicycles for New Riders

As long as you don't know very much something only a step above junk is just fine. I heartily agree. That's the trouble with asking bogleheads for advice about what to buy. You get conflicting information from connoisseurs who only accept the top of the line, then midmarket people who go for popula...
by Teetlebaum
Fri Aug 01, 2014 11:36 am
 
Forum: Personal Consumer Issues
Topic: Best Used Recreational Bicycles for New Riders
Replies: 26
Views: 2480

Re: Will not using my dishwasher cause problems?

Okay, okay, I'll try occasionally running it. But under protest, because ⋅ I don't really mind washing the dishes ⋅ I'm skeptical about claims that it's more efficient than washing by hand the way I do (small number of dishes, small amounts of lukewarm water) ⋅ Once I t...
by Teetlebaum
Thu Jul 31, 2014 9:15 pm
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 51
Views: 3582

Re: 36 percent decline in net worth

As the report explains, this "inequality" is because most American's net worth is tied up in housing. So if people would stop investing in the stock market, there would be less inequality. I don't get the logic. If owning homes is what creates inequality, you should rent and invest in the...
by Teetlebaum
Mon Jul 28, 2014 12:02 am
 
Forum: Investing - Theory, News & General
Topic: 36 percent decline in net worth
Replies: 38
Views: 6278

36 percent decline in net worth

http://1.bp.blogspot.com/-AlgC_KmdrTY/U9Uv1xv36KI/AAAAAAAAA9k/5lfxFbbXml0/s1600/Clipboard0.jpg From Wealth Levels, Wealth Inequality, and the Great Recession . As the report explains, this "inequality" is because most American's net worth is tied up in housing. So if people would stop inv...
by Teetlebaum
Sun Jul 27, 2014 1:50 pm
 
Forum: Investing - Theory, News & General
Topic: 36 percent decline in net worth
Replies: 38
Views: 6278

Re: POLL: Walmart vs Amazon

Walmart is usually my first choice before other stores. (And It's not as bad as some claim.) I only use Amazon for stuff I can't find locally.
by Teetlebaum
Sat Jul 12, 2014 7:16 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Walmart vs Amazon
Replies: 137
Views: 8950

What gives with these low returns?

Should I apply for a job managing Harvard (or any of the others?)

Image
(from Harvard Seeks Fund Chief for the Long Haul)
by Teetlebaum
Fri Jul 04, 2014 1:47 pm
 
Forum: Investing - Theory, News & General
Topic: What gives with these low returns?
Replies: 17
Views: 1604

Re: In retirement you expect your standard of living to?

While still working I saved about 1/3 of my income. I retired early because of wife's health issues, but even reduced pension is more than the 2/3 of my income I was spending while working. So the standard of living has actually risen a little, and I've still barely touched my savings. Still pretty ...
by Teetlebaum
Fri Jul 04, 2014 9:16 am
 
Forum: Personal Finance (Not Investing)
Topic: In retirement you expect your standard of living to?
Replies: 55
Views: 4785

Re: Can I afford a house in this price range? ($500k)

I wonder how people get themselves in such a situation? Most common way is job loss. But for a job loss to lead to foreclosure, one's mortgage payments have to be totally dependent on one's income. Even though both times I bought a house it was with a mortgage, I have had enough savings to have pai...
by Teetlebaum
Wed Jul 02, 2014 7:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a house in this price range? ($500k)
Replies: 31
Views: 4672

Re: Retired Bogleheads want to relocate to California

I know a guy who bought a 3 beds, 2 baths house in Chino Hills for $350,000 three years ago. According to him the market has now peaked and now he's listing it for 25% more. He claims he can get a house three times the size for the same price in Eastvale. (Either one is about an hour from Huntington...
by Teetlebaum
Wed Jul 02, 2014 12:27 pm
 
Forum: Personal Consumer Issues
Topic: Retired Bogleheads want to relocate to California
Replies: 114
Views: 8401

Re: Can I afford a house in this price range? ($500k)

I just found out a house down the street is being foreclosed.

I wonder how people get themselves in such a situation?
by Teetlebaum
Wed Jul 02, 2014 9:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a house in this price range? ($500k)
Replies: 31
Views: 4672

Re: bidet for a boglehead

For anyone on the edge of their seat...

I'm now the happy user of a Brondell FreshSpa Easy Bidet Toilet Seat Attachment from Home depot. A bit kludgy but easy for me to install and does the job.
by Teetlebaum
Sun Jun 22, 2014 7:53 pm
 
Forum: Personal Consumer Issues
Topic: bidet for a boglehead
Replies: 19
Views: 2229

Re: Verizon FIOS bundle-->internet only. Streaming speed?

I currently subscribe to the "double play" with Verizon TV and internet services, and have for several years. I had an OTA antenna installed on the roof. Since I'm no handyman, my hope was to find someone else who knew what he was doing, but apparently all the many antennas I see in the n...
by Teetlebaum
Sun Jun 08, 2014 10:59 pm
 
Forum: Personal Consumer Issues
Topic: Verizon FIOS bundle-->internet only. Streaming speed?
Replies: 7
Views: 807

Re: bidet for a boglehead

4nursebee wrote:This topic really stinks.
I wish the mods would just wipe it away.

Honi soit qui mal y pense.
by Teetlebaum
Sun Jun 01, 2014 2:37 pm
 
Forum: Personal Consumer Issues
Topic: bidet for a boglehead
Replies: 19
Views: 2229

bidet for a boglehead

This is personal all right! After experiencing the Toto bidet toilet seat in Asian hotels a couple of times, I'm sold on the principle, but not the Toto itself, because it's so expensive and I don't need all the bells and whistles (like a heated seat or heated water or a dryer). An American manufact...
by Teetlebaum
Fri May 30, 2014 11:43 pm
 
Forum: Personal Consumer Issues
Topic: bidet for a boglehead
Replies: 19
Views: 2229

Re: Pull-ups and Push-ups

Although it does not include pull-ups, here is a short workout that doesn't call for much equipment: The Scientific 7-Minute Workout ( high-intensity circuit training using body weight as resistance ) http://2.bp.blogspot.com/-zEBGZdvr6UQ/Uw5-106RqcI/AAAAAAAAA7U/TI9aZLouDUM/s1600/workout.jpg Those ...
by Teetlebaum
Wed May 14, 2014 5:33 pm
 
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 350
Views: 48087

Re: What it’s like be 100 years old

Only 34 percent of Baby Boomers finished high school??? A brief look around the internet showed figures like " About 88.8 percent of boomers completed high school ", or Did not complete high school - 12.5 percent , or 85 percent of persons age 35 to 64 had at least finished high school . A...
by Teetlebaum
Wed May 07, 2014 7:05 pm
 
Forum: Personal Consumer Issues
Topic: What it’s like be 100 years old
Replies: 50
Views: 6167

Re: TV show recommendations?

by Teetlebaum
Mon Apr 28, 2014 5:48 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 304
Views: 144003

Re: Reading room chair - what to pay and where to purchase?

I just got a Benchmaster "Emmie" that comes with an ottoman. It reclines and you can turn it.
Image
Even though it's "bonded" leather, it's still $400, but it's comfortable.
by Teetlebaum
Fri Apr 25, 2014 9:38 pm
 
Forum: Personal Consumer Issues
Topic: Reading room chair - what to pay and where to purchase?
Replies: 34
Views: 9632

Re: POLL: what's the deal with Tuna Fish?

Olive oil. I believe the tuna cans are usually imported from Italy or the middle east. I've had pretty good French canned tuna also. I've given up on American brands. I eat it mixed with a little minced onions and celery on a fresh baguette.
by Teetlebaum
Sun Apr 20, 2014 11:47 pm
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 48
Views: 5417

Re: Retired: When to move?

When? Shortly after my wife's serious illness was diagnosed. Moneywise, it meant my retiring a few years before my pension was maxed, but fortunately it's still enough. We had decided on the area we moved to even though we expected taxes to be higher than our original locality, but they're not as ba...
by Teetlebaum
Mon Apr 07, 2014 8:26 pm
 
Forum: Personal Consumer Issues
Topic: Retired: When to move?
Replies: 43
Views: 5814
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