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One man's meat is another man's poison

If I didn't enjoy it, it must not have been a "really good book." :twisted: Absolutely. Why care so much what others say, whether it's a coterie of academics, Oprah, or just some dumb guy? I rely on someone else's recommendation only to choose a particular book. If it turns out I don't li...
by Teetlebaum
Tue Sep 16, 2014 11:54 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 226
Views: 10622

Re: Proper Way To Wear Suspenders

DEFINITION of 'Belt And Suspenders' from investopedia.com : A term used to mean conservatism and safety in lending practices. Belt and suspenders has been used to describe cautious bankers who demand loan policies be very strictly adhered to. More generally - as the use of both a belt and suspenders...
by Teetlebaum
Tue Sep 16, 2014 12:34 am
 
Forum: Personal Consumer Issues
Topic: Proper Way To Wear Suspenders
Replies: 29
Views: 1823

Re: Good Modern Science Fiction

Heinlein certainly wrestled with censorship of his works (many of us would argue to their benefit-- old man Heinlein on sex was not, generally, an uplifting read). Some of Stross' novels also have some sex, especially it would seem Saturn's Children: Stross's robopervy tribute to the late late Hein...
by Teetlebaum
Fri Sep 12, 2014 1:11 pm
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 129
Views: 5177

Re: Good Modern Science Fiction

chickadee wrote:Also, along the same lines of Terry Pratchett is a series I like by Jasper Fforde, the Thursday Next books. "Comic fantasy/alternate history."

That series isn't bad, but I really liked his Shades of Grey.
by Teetlebaum
Fri Sep 12, 2014 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 129
Views: 5177

Re: Good Modern Science Fiction

I found Lem unreadable but I second Terry Prachett, who is hilarious! Well, some of Lem's books aren't science fiction at all. was the Tarkovsky version the one where the protagonist arrives on board the spaceship wearing a leather jacket and carrying a garment bag? It's been too many years since I...
by Teetlebaum
Thu Sep 11, 2014 8:13 pm
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 129
Views: 5177

Re: Good Modern Science Fiction

I second the vote for Charles Stross. He has a blog and some of his stuff is available for free, online . I also liked Arkady and Boris Strugatsky's Roadside Picnic (1971) and Tarkovsky's film version "Stalker"* By far my favorite author is Stanisław Lem, although some of his stuff is just...
by Teetlebaum
Thu Sep 11, 2014 11:45 am
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 129
Views: 5177

Re: Ideas for thanking a doctor

Receiving any gift from a patient creates a conflict of interest. I can see how envelopes stuffed with cash could create a problem . But if even a basketful of treats can corrupt people, can't a nice card cause the same harm (or worse, if they gloat over it for the rest of their lives)? Not to ment...
by Teetlebaum
Mon Sep 08, 2014 12:55 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 74
Views: 4622

Re: Ideas for thanking a doctor

tarheal93 wrote:There is an ethics problem for doctors with accepting gifts from patients.

Please help me understand the ethics problem so I can warn my friend with the oranges (they weren't the first gift she gave; others were also happily accepted by another physician).
by Teetlebaum
Sun Sep 07, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 74
Views: 4622

Re: Telephone Calls! Help! [Stopping telemarketing calls]

I never answer the phone anymore unless I'm waiting for a call and it may be from a doctor or other number I don't recognize.

Then today, I saw the caller I.D. was.... me. :shock:

No, I didn't answer. (such a bore to talk to!)
by Teetlebaum
Wed Sep 03, 2014 9:09 pm
 
Forum: Personal Consumer Issues
Topic: Telephone Calls! Help! [Stopping telemarketing calls]
Replies: 105
Views: 7160

Re: How do you keep your electricity bill low?

I've heard about a bunch of CA rebates/discounts to install energy efficient products, but I'm not sure how many of them are actually worth it. I also heard that some customers make agreements with the utilities to reduce their power usage at peak times. Or you could just turn off your air condition...
by Teetlebaum
Wed Sep 03, 2014 8:49 pm
 
Forum: Personal Consumer Issues
Topic: How do you keep your electricity bill low?
Replies: 123
Views: 9127

Re: No room on your Windows hard drive? Cleanup Update files

On Windows 8.1, I found that there wasn't that much to remove. Maybe because I regularly use Glary Uilities 5?

Also, defragging is automated on Windows 8/8.1, so it's not really necessary to do it manually.
by Teetlebaum
Wed Sep 03, 2014 8:29 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 49
Views: 3632

Re: Ideas for thanking a doctor

I know someone with an orange tree in her back yard who gave her doctor a bag of oranges, which the doctor seemed to love.

But what if all I have is snow? How about a snow man?
by Teetlebaum
Wed Sep 03, 2014 2:03 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 74
Views: 4622

Re: Daily Telegraph: World War One Archive

It seems that the Dodgers were called the Superbas at one time. I don't know if this was just a nickname, or the official name. Does anyone know about the Superbas? http://www.nsnn.com/The%20Brooklyn%20Dodgers.htm The Brooklyn team was called by a variety of nicknames before the name “Dodgers” fina...
by Teetlebaum
Mon Aug 25, 2014 10:27 am
 
Forum: Personal Consumer Issues
Topic: Daily Telegraph: World War One Archive
Replies: 115
Views: 8894

Re: Daily Telegraph: World War One Archive

Daily Telegraph, Monday August 3 1914 :?: Has anybody found coverage in any other newspapers like the New York Times? It would be interesting to see how the war is being covered in the U.S. I went to http://www.newspapers.com, but they require that you enter credit card for 7-day free trial. It cos...
by Teetlebaum
Wed Aug 20, 2014 1:23 pm
 
Forum: Personal Consumer Issues
Topic: Daily Telegraph: World War One Archive
Replies: 115
Views: 8894

Re: The (un)freshness of Starbucks bakery products

It's not just Starbucks or chain restaurants in general that don't serve food prepared on site. Even upscale joints use frozen or otherwise pre-processed inputs, if we are to believe this old article: How Sysco came to monopolize most of what you eat. I wouldn't blame rapacious big business so much ...
by Teetlebaum
Wed Aug 20, 2014 12:23 pm
 
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 4539

Re: Best Used Recreational Bicycles for New Riders

As long as you don't know very much something only a step above junk is just fine. I heartily agree. That's the trouble with asking bogleheads for advice about what to buy. You get conflicting information from connoisseurs who only accept the top of the line, then midmarket people who go for popula...
by Teetlebaum
Fri Aug 01, 2014 12:36 pm
 
Forum: Personal Consumer Issues
Topic: Best Used Recreational Bicycles for New Riders
Replies: 26
Views: 2316

Re: Will not using my dishwasher cause problems?

Okay, okay, I'll try occasionally running it. But under protest, because ⋅ I don't really mind washing the dishes ⋅ I'm skeptical about claims that it's more efficient than washing by hand the way I do (small number of dishes, small amounts of lukewarm water) ⋅ Once I t...
by Teetlebaum
Thu Jul 31, 2014 10:15 pm
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 51
Views: 3118

Re: 36 percent decline in net worth

As the report explains, this "inequality" is because most American's net worth is tied up in housing. So if people would stop investing in the stock market, there would be less inequality. I don't get the logic. If owning homes is what creates inequality, you should rent and invest in the...
by Teetlebaum
Mon Jul 28, 2014 1:02 am
 
Forum: Investing - Theory, News & General
Topic: 36 percent decline in net worth
Replies: 38
Views: 6092

36 percent decline in net worth

http://1.bp.blogspot.com/-AlgC_KmdrTY/U9Uv1xv36KI/AAAAAAAAA9k/5lfxFbbXml0/s1600/Clipboard0.jpg From Wealth Levels, Wealth Inequality, and the Great Recession . As the report explains, this "inequality" is because most American's net worth is tied up in housing. So if people would stop inv...
by Teetlebaum
Sun Jul 27, 2014 2:50 pm
 
Forum: Investing - Theory, News & General
Topic: 36 percent decline in net worth
Replies: 38
Views: 6092

Re: POLL: Walmart vs Amazon

Walmart is usually my first choice before other stores. (And It's not as bad as some claim.) I only use Amazon for stuff I can't find locally.
by Teetlebaum
Sat Jul 12, 2014 8:16 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Walmart vs Amazon
Replies: 137
Views: 8642

What gives with these low returns?

Should I apply for a job managing Harvard (or any of the others?)

Image
(from Harvard Seeks Fund Chief for the Long Haul)
by Teetlebaum
Fri Jul 04, 2014 2:47 pm
 
Forum: Investing - Theory, News & General
Topic: What gives with these low returns?
Replies: 17
Views: 1589

Re: In retirement you expect your standard of living to?

While still working I saved about 1/3 of my income. I retired early because of wife's health issues, but even reduced pension is more than the 2/3 of my income I was spending while working. So the standard of living has actually risen a little, and I've still barely touched my savings. Still pretty ...
by Teetlebaum
Fri Jul 04, 2014 10:16 am
 
Forum: Personal Finance (Not Investing)
Topic: In retirement you expect your standard of living to?
Replies: 55
Views: 4627

Re: Can I afford a house in this price range? ($500k)

I wonder how people get themselves in such a situation? Most common way is job loss. But for a job loss to lead to foreclosure, one's mortgage payments have to be totally dependent on one's income. Even though both times I bought a house it was with a mortgage, I have had enough savings to have pai...
by Teetlebaum
Wed Jul 02, 2014 8:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a house in this price range? ($500k)
Replies: 31
Views: 4496

Re: Retired Bogleheads want to relocate to California

I know a guy who bought a 3 beds, 2 baths house in Chino Hills for $350,000 three years ago. According to him the market has now peaked and now he's listing it for 25% more. He claims he can get a house three times the size for the same price in Eastvale. (Either one is about an hour from Huntington...
by Teetlebaum
Wed Jul 02, 2014 1:27 pm
 
Forum: Personal Consumer Issues
Topic: Retired Bogleheads want to relocate to California
Replies: 109
Views: 7036

Re: Can I afford a house in this price range? ($500k)

I just found out a house down the street is being foreclosed.

I wonder how people get themselves in such a situation?
by Teetlebaum
Wed Jul 02, 2014 10:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a house in this price range? ($500k)
Replies: 31
Views: 4496

Re: bidet for a boglehead

For anyone on the edge of their seat...

I'm now the happy user of a Brondell FreshSpa Easy Bidet Toilet Seat Attachment from Home depot. A bit kludgy but easy for me to install and does the job.
by Teetlebaum
Sun Jun 22, 2014 8:53 pm
 
Forum: Personal Consumer Issues
Topic: bidet for a boglehead
Replies: 19
Views: 2203

Re: Verizon FIOS bundle-->internet only. Streaming speed?

I currently subscribe to the "double play" with Verizon TV and internet services, and have for several years. I had an OTA antenna installed on the roof. Since I'm no handyman, my hope was to find someone else who knew what he was doing, but apparently all the many antennas I see in the n...
by Teetlebaum
Sun Jun 08, 2014 11:59 pm
 
Forum: Personal Consumer Issues
Topic: Verizon FIOS bundle-->internet only. Streaming speed?
Replies: 7
Views: 758

Re: bidet for a boglehead

4nursebee wrote:This topic really stinks.
I wish the mods would just wipe it away.

Honi soit qui mal y pense.
by Teetlebaum
Sun Jun 01, 2014 3:37 pm
 
Forum: Personal Consumer Issues
Topic: bidet for a boglehead
Replies: 19
Views: 2203

bidet for a boglehead

This is personal all right! After experiencing the Toto bidet toilet seat in Asian hotels a couple of times, I'm sold on the principle, but not the Toto itself, because it's so expensive and I don't need all the bells and whistles (like a heated seat or heated water or a dryer). An American manufact...
by Teetlebaum
Sat May 31, 2014 12:43 am
 
Forum: Personal Consumer Issues
Topic: bidet for a boglehead
Replies: 19
Views: 2203

Re: Pull-ups and Push-ups

Although it does not include pull-ups, here is a short workout that doesn't call for much equipment: The Scientific 7-Minute Workout ( high-intensity circuit training using body weight as resistance ) http://2.bp.blogspot.com/-zEBGZdvr6UQ/Uw5-106RqcI/AAAAAAAAA7U/TI9aZLouDUM/s1600/workout.jpg Those ...
by Teetlebaum
Wed May 14, 2014 6:33 pm
 
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 329
Views: 41013

Re: What it’s like be 100 years old

Only 34 percent of Baby Boomers finished high school??? A brief look around the internet showed figures like " About 88.8 percent of boomers completed high school ", or Did not complete high school - 12.5 percent , or 85 percent of persons age 35 to 64 had at least finished high school . A...
by Teetlebaum
Wed May 07, 2014 8:05 pm
 
Forum: Personal Consumer Issues
Topic: What it’s like be 100 years old
Replies: 50
Views: 6090

Re: TV show recommendations?

by Teetlebaum
Mon Apr 28, 2014 6:48 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 304
Views: 127646

Re: Reading room chair - what to pay and where to purchase?

I just got a Benchmaster "Emmie" that comes with an ottoman. It reclines and you can turn it.
Image
Even though it's "bonded" leather, it's still $400, but it's comfortable.
by Teetlebaum
Fri Apr 25, 2014 10:38 pm
 
Forum: Personal Consumer Issues
Topic: Reading room chair - what to pay and where to purchase?
Replies: 34
Views: 9256

Re: POLL: what's the deal with Tuna Fish?

Olive oil. I believe the tuna cans are usually imported from Italy or the middle east. I've had pretty good French canned tuna also. I've given up on American brands. I eat it mixed with a little minced onions and celery on a fresh baguette.
by Teetlebaum
Mon Apr 21, 2014 12:47 am
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 48
Views: 4596

Re: Retired: When to move?

When? Shortly after my wife's serious illness was diagnosed. Moneywise, it meant my retiring a few years before my pension was maxed, but fortunately it's still enough. We had decided on the area we moved to even though we expected taxes to be higher than our original locality, but they're not as ba...
by Teetlebaum
Mon Apr 07, 2014 9:26 pm
 
Forum: Personal Consumer Issues
Topic: Retired: When to move?
Replies: 43
Views: 5372

Re: electronic signatures: are they safe and easy?

When I sold my house, many required signatures were handled using something called dotloop. No problems and it was convenient.
by Teetlebaum
Mon Apr 07, 2014 12:48 am
 
Forum: Personal Consumer Issues
Topic: electronic signatures: are they safe and easy?
Replies: 7
Views: 499

Re: Renal Property Math - Make Sense?

It's legal to sell one's kidney...in Iran.
by Teetlebaum
Fri Mar 28, 2014 10:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Renal Property Math - Make Sense?
Replies: 21
Views: 2138

Re: those with basements

Previously my basement (in the midwest) was not insulated and was cool but humid in the summer. Then it started leaking badly during heavy rainfalls. Repairs were expensive.
by Teetlebaum
Fri Mar 28, 2014 7:54 pm
 
Forum: Personal Consumer Issues
Topic: those with basements
Replies: 17
Views: 2206

Re: State Farm or Allstate

Get 4 or 5 quotes including one from an independent insurance agent (find ones in your community at the URL below). http://www.iiaba.net/agentlocator/findagent.aspx Limiting it to State Farm or Allstate is like shopping for a mid-sized sedan but limiting it to Ford and Chevy. +1 A few months ago wh...
by Teetlebaum
Sat Mar 22, 2014 8:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: State Farm or Allstate
Replies: 26
Views: 2140

Re: Savers remorse ?

I sure am glad I didn't buy...that Heathkit build-it-yourself home computer in 1984.... I didn't expect to run across anything in this discussion to remind me of buyer's remorse, but this reminds me of the Heathkit stereo I bought in high school and was unable to properly assemble. :oops: And that ...
by Teetlebaum
Sat Mar 22, 2014 8:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Savers remorse ?
Replies: 91
Views: 12252

Re: What premium items are least worth it?

first class on an international flight I've tried breaking up a long trip by making a one night stopover in a hotel chosen via Priceline. I'm not sure that would work for your trip, though. Obviously fancy hotels are one premium item not worth it to me. But I agree with the other commenters who say...
by Teetlebaum
Mon Mar 17, 2014 10:45 am
 
Forum: Personal Finance (Not Investing)
Topic: What premium items are least worth it?
Replies: 105
Views: 6835

Re: What is your 2013 Federal Effective Tax Rate?

From turbidtax:
Effective Federal Tax Rate 5.16%
Effective State Tax Rate 1.08%
From http://www.bankrate.com/calculators/tax ... lator.aspx
15% marginal tax rate

Comparisons are odious.
by Teetlebaum
Sun Mar 16, 2014 11:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: What is your 2013 Federal Effective Tax Rate?
Replies: 72
Views: 5079

Re: best tips for passwords?

Here are the passwords that I use:
123456
password
12345678
qwerty
abc123
123456789
111111
1234567
iloveyou
adobe123
123123
admin
1234567890
letmein
photoshop
1234
monkey
shadow
sunshine
12345
password1
princess
azerty
trustno1

You're welcome to share.
:twisted:
by Teetlebaum
Thu Mar 06, 2014 11:06 pm
 
Forum: Personal Consumer Issues
Topic: best tips for passwords?
Replies: 141
Views: 10813

Re: Will this affect your Tipping?

I buy my ice cream at the supermarket and brew my own cappuccino (or is it latte? Anyway I like it better than $tarbuck$ coffee). But what would I do? Well after first being confused by the Ipad, and then by the tip, I might actually pay the tip once. But I certainly wouldn't go back. BTW, speaking ...
by Teetlebaum
Thu Mar 06, 2014 10:23 pm
 
Forum: Personal Consumer Issues
Topic: Will this affect your Tipping? [Suggested Tip Amounts]
Replies: 123
Views: 9013

Re: Wrist Watches

In my opinion, every man should have 1-4 good olympic barbells that last a lifetime, because I am into power and olympic lifting. Man, do I not get the watch thing.... In my opinion, everyone should wear a watch and study a foreign language. Duolingo would seem to agree, according to today's lesson...
by Teetlebaum
Sat Mar 01, 2014 8:37 pm
 
Forum: Personal Consumer Issues
Topic: Wrist Watches
Replies: 81
Views: 7193

Re: Any indoor seed starters?

I'm just a little excited. The poppy seeds ( Papaver orientale , not somniferum ) that I've planted have started to sprout. Silly me, I had to fill all sixty spots in that tray. Last fall I also got eight or nine Pride of Barbados ( Caesalpinia pulcherrima ) seeds from someone who has several plants...
by Teetlebaum
Fri Feb 28, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Any indoor seed starters?
Replies: 30
Views: 1729

Re: Indoor Plants - Recommendations?

rojoreno wrote:spider plants--thrive on neglect and with a little care thrive even more so

+1
by Teetlebaum
Thu Feb 27, 2014 10:57 pm
 
Forum: Personal Consumer Issues
Topic: Indoor Plants - Recommendations?
Replies: 21
Views: 1971

Re: Wrist Watches

amoeba wrote:If you are looking at sub $150 mechanical watches, stick to Seiko. You can find Seiko 5s for under $100....

I'm very pleased with the Seiko 5 I recently got via Amazon for $65, selling elsewhere for over $100.
by Teetlebaum
Thu Feb 27, 2014 10:53 pm
 
Forum: Personal Consumer Issues
Topic: Wrist Watches
Replies: 81
Views: 7193
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