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by TedSwippet
Wed May 27, 2015 6:00 am
Forum: Personal Finance (Not Investing)
Topic: Parents getting US green card - Tax planning
Replies: 7
Views: 667

Re: Parents getting US green card - Tax planning

KPMG's U.S. taxation of foreign citizens would be a good introduction to the issues. KPMG updates it each year. Chapter 5 touches on several US tax traps presented by a move to the US, including: US capital gains tax on appreciation that occurred before becoming US resident; US capital gains tax on ...
by TedSwippet
Sun May 24, 2015 6:04 am
Forum: Investing - Help with Personal Investments
Topic: Currency risk for a Swede
Replies: 6
Views: 411

Re: Currency risk for a Swede

...According to your link, the tax enters into effect if I die, correct? Right. do pay "foreign source tax" on the dividends, but the amount I pay is deducted from my Swedish taxes, so it shouldn't matter for total tax purposes. ... I'm not sure I understand the bit about "US-domicil...
by TedSwippet
Sat May 23, 2015 12:51 pm
Forum: Investing - Help with Personal Investments
Topic: Desired asset allocation for temporary US person?
Replies: 12
Views: 723

Re: Desired asset allocation for temporary US person?

One thing that's not clear to me though, is why *estate* tax is being mentioned as particularly relevant here? AFAIU, this refers to taxation of a *deceased* person. Is that not correct? ... I can't see how it's that relevant ... Yes, that's correct. It doesn't apply to you right now, but it may ap...
by TedSwippet
Sat May 23, 2015 11:29 am
Forum: Investing - Help with Personal Investments
Topic: Currency risk for a Swede
Replies: 6
Views: 411

Re: Currency risk for a Swede

... it's pretty much all Vanguard, and it's all traded in dollars ... Meaning that you directly hold Vanguard US-domciled ETFs such as VT, VOO, VWO and so on? If yes, be aware of the US estate tax , which kicks in at $60k of holdings for residents of countries that do not have an estate tax treaty ...
by TedSwippet
Tue May 19, 2015 3:08 am
Forum: Personal Finance (Not Investing)
Topic: Become Portugal tax resident ... pay no tax on US pension income for 10 years?
Replies: 11
Views: 1309

Re: Become Portugal tax resident ... pay no tax on US pension income for 10 years?

...and I've just remembered this, which may hole the plan below the waterline for a green card holder too. At least if they intend to remain a green card holder. Taking tax treaty benefits while a green card holder classifies you as a non-resident for that year, and this endangers the green card. If...
by TedSwippet
Mon May 18, 2015 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Become Portugal tax resident ... pay no tax on US pension income for 10 years?
Replies: 11
Views: 1309

Re: Become Portugal tax resident ... pay no tax on US pension income for 10 years?

Same boat as you. In this case is there a distinction between US citizen and US tax resident? By 'US tax resident' you mean green card holder? Possibly. The US/Portugal and US/UK treaties differ on this in an interesting way. For the UK -- the one with which I'm most familiar -- the savings clause ...
by TedSwippet
Mon May 18, 2015 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Become Portugal tax resident ... pay no tax on US pension income for 10 years?
Replies: 11
Views: 1309

Re: Become Portugal tax resident ... pay no tax on US pension income for 10 years?

... 1. Subject to the provisions of Article 21 (Government Service): (a) pensions and other similar remuneration derived and beneficially owned by a resident of a Contracting State in consideration of past employment shall be taxable only in that State; and ... http://www.irs.gov/pub/irs-trty/portu...
by TedSwippet
Sat May 16, 2015 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Impossible for US expats to open US bank accounts?
Replies: 11
Views: 1492

Re: Impossible for US expats to open US bank accounts?

I'm not sure why form 8839 fatca compliance is so onerous for individuals if turbotax can handle it. There are two parts to FATCA, and this is only one of them. The individual reporting is a pain, but mostly just a duplication of stuff already reported on FINCEN 114 (formerly FBAR). Several subtle ...
by TedSwippet
Sat May 16, 2015 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Impossible for US expats to open US bank accounts?
Replies: 11
Views: 1492

Re: Impossible for US expats to open US bank accounts?

There's some factual problems with the article. ... Therefore I'm trying to figure out why someone who renounced their citizenship would have to report to the IRS unless they owned US assets? I don't see this stated in the article; did I miss something? There have been many misleading and/or slante...
by TedSwippet
Thu May 14, 2015 11:50 am
Forum: Investing - Help with Personal Investments
Topic: Give your two cents on my Vanguard selections [UK, Australia, HK]
Replies: 20
Views: 1163

Re: Give your two cents on my Vanguard selections [UK, Australia, HK]

Let's say a NRA has a US brokerage account with $1 million in non-US-domiciled ETFs. He plans to sell his non-US-domiciled ETFs, then move the $1 million cash to a US bank account, and then wire the $1 million cash overseas to his home country. ... In other words, in a matter of days, his exposure ...
by TedSwippet
Thu May 14, 2015 8:53 am
Forum: Investing - Help with Personal Investments
Topic: Give your two cents on my Vanguard selections [UK, Australia, HK]
Replies: 20
Views: 1163

Re: Give your two cents on my Vanguard selections [UK, Australia, HK]

Keep it simple. Use the domiciled Australian Vanguard Vanguard® MSCI Index International Shares ETF (VGS). This solves the problem of any US domiciled ETFs... Probably not good advice for a UK resident investor , as Vanguard Australia ETFs are highly unlikely to be HMRC reporting funds , leaving th...
by TedSwippet
Tue May 12, 2015 1:12 pm
Forum: Investing - Help with Personal Investments
Topic: Give your two cents on my Vanguard selections [UK, Australia, HK]
Replies: 20
Views: 1163

Re: Give your two cents on my Vanguard selections [UK, Australia, HK]

I would stick to my original suggestion: A non-US person / non-US citizen (NRA / non-resident alien) should stick to NON-US based accounts, and only invest in NON-US-domiciled funds & ETFs. http://www.bogleheads.org/forum/viewtopic.php?p=2487313#p2487313 I feel that's the safest path, rather th...
by TedSwippet
Tue May 12, 2015 10:58 am
Forum: Investing - Help with Personal Investments
Topic: Give your two cents on my Vanguard selections [UK, Australia, HK]
Replies: 20
Views: 1163

Re: Give your two cents on my Vanguard selections [UK, Australia, HK]

... If a non-US citizen / non-US person invests in US-domiciled funds & ETFs ... , then if they die, the US government will impose a brutal 40% estate tax on amounts over $60,000. That is indeed brutal! I had no idea. It definitely limits my choices. The US estate tax really is a man-eater, but...
by TedSwippet
Sun May 10, 2015 12:14 pm
Forum: Investing - Help with Personal Investments
Topic: foreign passive investment companies
Replies: 20
Views: 1523

Re: foreign passive investment companies

What grabiner says above. A US citizen receiving non-US source dividends may be able to claim a foreign tax credit against US tax, based on whatever non-US taxes the fund paid internally before paying you its dividend (form 1116, not for the faint hearted). They still have to pay US tax on the divid...
by TedSwippet
Sun May 10, 2015 11:34 am
Forum: Investing - Help with Personal Investments
Topic: foreign passive investment companies
Replies: 20
Views: 1523

Re: foreign passive investment companies

... US registered funds that invest internationally, such as VXUS - Vanguard Total International ... are capital gains considered foreign or US sourced? Both dividends and any capital gain from this are US sourced, because the fund is 'US domiciled'. The location of assets held within the fund is i...
by TedSwippet
Sat May 09, 2015 5:25 am
Forum: Investing - Theory, News & General
Topic: Wiki Review: NRA taxes & Ireland funds articles
Replies: 25
Views: 2220

Re: Wiki Review: NRA taxes & Ireland funds articles

...In my searching and filtering by Irish domicile, I have not found any ex-US all world fund ... I suspect few exist. With the possible exception of Japan, global ex-whatever funds are best for investors living in 'whatever' country to balance domestic against foreign. So ex-UK funds are marketed ...
by TedSwippet
Fri Apr 24, 2015 2:23 am
Forum: Investing - Help with Personal Investments
Topic: 33 year old NRA (treaty) investor needs help
Replies: 6
Views: 764

Re: 33 year old NRA (treaty) investor needs help

What do you mean by practicality issues? The fact that physically I will be at an age that may be challenging or the cost of doing so. I am not sure how much foreign tax I can write off -- I need to check with a financial adviser who is savvy on US/Irish tax. The thing is even if things are OK now ...
by TedSwippet
Thu Apr 23, 2015 4:06 pm
Forum: Investing - Help with Personal Investments
Topic: 33 year old NRA (treaty) investor needs help
Replies: 6
Views: 764

Re: 33 year old NRA (treaty) investor needs help

...Regarding treaty investing, you might find the Netherland's Wiki page useful. You did not mention which country you live in, but tax treaties, AFAIK, also increase the 60k estate tax cap. I believe Australia's treaty was up to $5m or so. Just to be clear, there are 'normal' tax treaties , coveri...
by TedSwippet
Sun Apr 19, 2015 4:03 am
Forum: Investing - Help with Personal Investments
Topic: Which brokers trade dollar listed ETFs on London Stock Exch
Replies: 44
Views: 2724

Re: Which brokers trade dollar listed ETFs on London Stock

Or are you saying that upon death, the position (still non-US domiciled) passes into the control of the beneficiary, who is then free to transfer the US-situs cash or non-US situs stock to his/her account? That one, in my experience -- based on a sample set of one. At death of an account holder a U...
by TedSwippet
Sat Apr 18, 2015 5:15 pm
Forum: Investing - Help with Personal Investments
Topic: Which brokers trade dollar listed ETFs on London Stock Exch
Replies: 44
Views: 2724

Re: Which brokers trade dollar listed ETFs on London Stock

This paper , among others, lists the major lowlights of US estate taxes for NRAs. Extract of the US situs assets section: U.S. Situs Assets for Estate Tax Purposes: The following is a partial list: ... Shares of stock of U.S. corporations, ... Mutual funds (including money market funds) organized i...
by TedSwippet
Fri Apr 17, 2015 3:30 am
Forum: Investing - Help with Personal Investments
Topic: Which brokers trade dollar listed ETFs on London Stock Exch
Replies: 44
Views: 2724

Re: Which brokers trade dollar listed ETFs on London Stock

Thanks, but if I open an account in Interactive, which is an USA company, won't I be liable for 35% estate tax on my assets over $60,000 upon my death? It's... complicated. Are you a non-US person (that is, neither a US citizen nor green card holder? Do you live in a country without an estate tax t...
by TedSwippet
Fri Apr 17, 2015 2:05 am
Forum: Investing - Help with Personal Investments
Topic: How to invest with Euros?
Replies: 5
Views: 433

Re: How to invest with Euros?

mspadorchard wrote:One of my sons has been working in Europe and is now coming back to the USA to start a Phd program. ... Perhaps a Vanguard European Mutual fund ...

http://thunfinancial.com/why-americans-should-never-ever-own-shares-in-a-non-us-incorporated-mutual-fund/
by TedSwippet
Fri Apr 17, 2015 1:40 am
Forum: Investing - Help with Personal Investments
Topic: Estate tax question for Non US citizen
Replies: 4
Views: 432

Re: Estate tax question for Non US citizen

Any ideas or even tickers for an equivalent Vanguard UK or Ishares "VEU" or "VXUS" equivalent. I'm tryimg to get exposure to developed market and emerging market stock without exposure to any US stock. It sounds like you don't have your view of the US estate tax quite straight y...
by TedSwippet
Thu Apr 16, 2015 5:09 pm
Forum: Investing - Help with Personal Investments
Topic: Estate tax question for Non US citizen
Replies: 4
Views: 432

Re: Estate tax question for Non US citizen

Welcome to the forum. There are two wiki articles that should help: http://www.bogleheads.org/wiki/Nonresident_alien_taxation http://www.bogleheads.org/wiki/Nonresident_alien_with_no_US_tax_treaty_%26_Irish_ETFs In a nutshell, avoid US-domiciled ETFs entirely. Concentrate instead on EU-domiciled one...
by TedSwippet
Mon Apr 13, 2015 10:09 am
Forum: Investing - Help with Personal Investments
Topic: EU/Int'l - Saxo Bank alternatives without custody fees
Replies: 45
Views: 2944

Re: EU/Int'l - Saxo Bank alternatives without custody fees

...Surely also, as time progresses the US will recogise that making things easier for NRAs to invest in the US is beneficial? Honestly, I don't think it will. Over the nearly 20 years I've been watching this, US tax law for NRAs has consistently worsened. I can't see any prospect of an immediate re...
by TedSwippet
Mon Apr 13, 2015 6:12 am
Forum: Investing - Help with Personal Investments
Topic: EU/Int'l - Saxo Bank alternatives without custody fees
Replies: 45
Views: 2944

Re: EU/Int'l - Saxo Bank alternatives without custody fees

neobavesten wrote:...For us who want to trade on LSE
London (SETS, AIM) Per order and per block from 0 to £ 50.000 £ 29,95 (+ 0,50% "stamp duty" for each buy order)

Worth noting that 0.5% stamp duty generally applied to UK shares does not apply to ETF purchases.
by TedSwippet
Sun Apr 12, 2015 3:37 am
Forum: Investing - Theory, News & General
Topic: How to be a Boglehead in Germany
Replies: 18
Views: 4173

Re: How to be a Boglehead in Germany

...It's domiciled in Ireland. And in this case I am pretty worried because of the Irish Double Taxation agreement. Should I? No. Ireland-domiciled ETFs are exempt from Irish dividend withholding. Also, I noticed an error way upthread: ...but most importantly 2/ the US tax authorities will claim an ...
by TedSwippet
Sat Apr 11, 2015 3:48 am
Forum: Investing - Help with Personal Investments
Topic: Taxes: Investing into the US as a US citizen vs. foreigner
Replies: 1
Views: 423

Re: Taxes: Investing into the US as a US citizen vs. foreign

As a non-citizen in a non-treaty country you can get your US withholding down to from 30% to 15% by using a fund domiciled in Ireland (VUSD.L), but that's about as good as you can achieve. If your wife holds a US fund (NY:VOO), she gets dividends gross but must include them on her annual US return a...
by TedSwippet
Fri Apr 10, 2015 3:07 am
Forum: Investing - Help with Personal Investments
Topic: Need help for Indian markets
Replies: 28
Views: 2783

Re: Need help for Indian markets

So i guess it only makes sense to take a citizenship if you are going to spend the rest of your life in the US and not re-locate abroad (cause then you might have to open a bank a/c in a foreign country). Doesn't this limit the opportunities a US citizen can take in an increasingly globalized world...
by TedSwippet
Fri Apr 10, 2015 2:13 am
Forum: Investing - Help with Personal Investments
Topic: [Resident Alien] Taking Money out of Retirement Savings
Replies: 17
Views: 1153

Re: [Resident Alien] Taking Money out of Retirement Savings

Currency risk. Local spending. Home country bias. If you withdraw it all in one tax year, you'll save a ton of tax filing and headaches. Simplicity. Why would leaving the money in a U.S. retirement account create a ton of tax filing and headaches? The tax that is levied in the OP's situation (appar...
by TedSwippet
Wed Apr 08, 2015 3:22 pm
Forum: Investing - Help with Personal Investments
Topic: Need help for Indian markets
Replies: 28
Views: 2783

Re: Need help for Indian markets

Do not take your Greencard with the naive assumption that you can complete the residency requirements, get your citizenship and then go back to your country of origin (with your US investments). You will have to pay exit tax if you do that. Not exactly. If you only get as far in the process as a gr...
by TedSwippet
Wed Apr 08, 2015 10:31 am
Forum: Investing - Help with Personal Investments
Topic: [Resident Alien] Taking Money out of Retirement Savings
Replies: 17
Views: 1153

Re: [Resident Alien] Taking Money out of Retirement Savings

My home country does not have a tax treaty with US. And definitely nothing specific on retirement accounts. Then 30% flat US withholding tax on withdrawals. You'll need to check carefully how your home country will tax 'offshore' retirement savings. Some are benign, some ambivalent, and some are dr...
by TedSwippet
Wed Apr 08, 2015 10:09 am
Forum: Investing - Help with Personal Investments
Topic: [Resident Alien] Taking Money out of Retirement Savings
Replies: 17
Views: 1153

Re: [Resident Alien] Taking Money out of Retirement Savings

What is going to be best depends entirely on where you live when you make these withdrawals. Does your home country have a tax treaty with the US? If yes, what does it say about retirement accounts? Something? Nothing? The way retirement savings are handled (or mis-handled, or simply ignored) by tre...
by TedSwippet
Wed Apr 08, 2015 6:41 am
Forum: Investing - Help with Personal Investments
Topic: UK Pension question - using Vaguard LifeStrategy funds
Replies: 5
Views: 464

Re: UK Pension question - using Vaguard LifeStrategy funds

One other thought. Age in bonds is considered a bit passé. Minus 10 or even minus 20 seems to be more the fashion these days.
by TedSwippet
Wed Apr 08, 2015 6:12 am
Forum: Investing - Help with Personal Investments
Topic: UK Pension question - using Vaguard LifeStrategy funds
Replies: 5
Views: 464

Re: UK Pension question - using Vaguard LifeStrategy funds

... are you aware of anything similar available in the UK that does roughly the same thing? Vanguard were the cheapest I could find, but not sure if I'm missing anthing obvious. Not really. Blackrock seems to claim to offer some lifestyle-ish funds, but if they exist they don't appear to be availab...
by TedSwippet
Wed Apr 08, 2015 5:13 am
Forum: Investing - Help with Personal Investments
Topic: UK Pension question - using Vaguard LifeStrategy funds
Replies: 5
Views: 464

Re: UK Pension question - using Vaguard LifeStrategy funds

I wouldn't say starting at 36 is too late. I would however suggest that you consider putting in as much as you can up to the £40k annual limit as possible now, before the government changes the rules yet again . Shrinking the annual allowance is one of their favourite hobbies at the moment, and once...
by TedSwippet
Wed Apr 08, 2015 2:46 am
Forum: Investing - Help with Personal Investments
Topic: Need help for Indian markets
Replies: 28
Views: 2783

Re: Need help for Indian markets

... I would have loved to stay on in the US but my parents' old age means that I have to return to India after 5 years. So some of these laws seem unfair wrt a person's personal situation. Apart from the country not being India this was exactly my position in 2008. I made a conscious decision to le...
by TedSwippet
Mon Apr 06, 2015 3:41 am
Forum: Investing - Help with Personal Investments
Topic: Need help for Indian markets
Replies: 28
Views: 2783

Re: Need help for Indian markets

...We currently have a green card and will be going back to India after we get our citizenship after 5 years. ... So will Indian ETFs be the only option for me once I am back in India? Or can I invest in MFs too? Holding any non-US funds or ETFs invariably leads to a spectacularly poor US tax outco...
by TedSwippet
Thu Apr 02, 2015 2:56 pm
Forum: Investing - Theory, News & General
Topic: Wiki Review: NRA taxes & Ireland funds articles
Replies: 25
Views: 2220

Re: Wiki Review: NRA taxes & Ireland funds articles

Very nice job. Thanks for putting this together. On this point: L1TW for VUSA can be also calculated using it's Annual Report [15]. For 2014, Foreign Withholding Tax (7,721,652) divided by Dividend Income (52,371,805) = 14.74%. If anyone knows why it's not 15.0% on the dot, please message me (amerk8...
by TedSwippet
Tue Mar 31, 2015 3:17 am
Forum: Investing - Help with Personal Investments
Topic: EU International Investor - Portfolio Review and Suggestions
Replies: 19
Views: 1159

Re: EU International Investor - Portfolio Review and Suggest

Be sure to check your home country's tax treatment of VWRD and IUAG. Both are UCITS funds, which leads you to think they will be trouble-free, but some EU countries have protectionist laws which undermine UCITS. If your home country does have unfavourable laws for these funds, you will need to be pr...
by TedSwippet
Sun Mar 29, 2015 7:44 am
Forum: Investing - Help with Personal Investments
Topic: Is it worth investing in U.S. bond etf for USA-NRA?
Replies: 4
Views: 446

Re: Is it worth investing in U.S. bond etf for USA-NRA?

... aren't USA-NRAs taxed at 30% for interest on CDs? Normally no, so what galeno said. From this page : U.S. Source Interest Income that is not connected with a U.S. trade or business is excluded from income if it is from: Deposits (including certificates of deposit) with persons in the banking bu...
by TedSwippet
Sun Mar 29, 2015 4:03 am
Forum: Investing - Help with Personal Investments
Topic: EU/Int'l - Saxo Bank alternatives without custody fees
Replies: 45
Views: 2944

Re: EU/Int'l - Saxo Bank alternatives without custody fees

My suspicion is that somewhere between the court orders and transferring the assets to an Estate account the 45%-55% cut happens. Not that seamless. I have lived this process, so I can describe how things go. When a US broker learns of the death of an account holder, they may 'freeze' the account u...
by TedSwippet
Fri Mar 27, 2015 5:28 am
Forum: Investing - Theory, News & General
Topic: NRA [Nonresident Alien] investing for the average Joe
Replies: 13
Views: 1796

Re: NRA [Nonresident Alien] investing for the average Joe

One other thought, on governments changing the rules on investors. In recent years US tax laws have become increasingly antagonistic towards foreign investors. FATCA provides a good example. FIRPTA another (although that only applies to real estate, so not something an ETF holder need worry about). ...
by TedSwippet
Fri Mar 27, 2015 3:07 am
Forum: Investing - Theory, News & General
Topic: NRA [Nonresident Alien] investing for the average Joe
Replies: 13
Views: 1796

Re: NRA [Nonresident Alien] investing for the average Joe

Good thoughts upthread. As one of those guilty of what you charge, I'll just add a few of my own on a couple of things nobody has mentioned so far. This is a US centric site, so of course focuses on what is best for the US investor, but NRAs have different considerations. They (we!) also have, in so...
by TedSwippet
Tue Mar 24, 2015 7:17 am
Forum: Investing - Help with Personal Investments
Topic: Risks buying intl denominated in non-home currency?
Replies: 5
Views: 537

Re: Risks buying intl denominated in non-home currency?

...The extreme alternatives are: A) Roll over to an IRA and leave the money in the US until I'm 59.5 and at that point start withdrawing and paying US taxes. B) Take everything out at move time and pay US taxes and the 10 % penalty up front. For some reason, I always intuitively weighed the home bi...
by TedSwippet
Tue Mar 24, 2015 3:53 am
Forum: Investing - Help with Personal Investments
Topic: Irish-domiciled ETFs with low expense ratio?
Replies: 9
Views: 717

Re: Irish-domiciled ETFs with low expense ratio?

No recommendations on alternative Ireland domiciled ETFs either way, but a couple of observations that might help your process... Firstly, you can achieve your 70% US and 30% international by mixing VUSD and VWRD to account for the overlapping US component of VWRD. VWRD is 50% US, so holding 60% VWR...
by TedSwippet
Mon Mar 23, 2015 6:53 am
Forum: Investing - Help with Personal Investments
Topic: EU/Int'l - Saxo Bank alternatives without custody fees
Replies: 45
Views: 2944

Re: EU/Int'l - Saxo Bank alternatives without custody fees

... I am Australian but am a "non-resident" for tax purposes"and only have to pay tax on my investments in Australia (where I have some managed funds at present). I am situated outside of Australia in the UAE so no tax is payable on earnings, investments etc I currently earn outside ...
by TedSwippet
Sun Mar 22, 2015 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: EU/Int'l - Saxo Bank alternatives without custody fees
Replies: 45
Views: 2944

Re: EU/Int'l - Saxo Bank alternatives without custody fees

...(although my home tax country is Australia and I am a non-resident for tax purposes at the moment) ... I am awaiting the outcome of the tax questions you pose in a few other threads as well about the Ireland based investments in ETFs. As long as you avoid USA domiciled ETFs and use Ireland-UK do...
by TedSwippet
Thu Mar 19, 2015 1:47 pm
Forum: Investing - Help with Personal Investments
Topic: EU/Int'l - Saxo Bank alternatives without custody fees
Replies: 45
Views: 2944

Re: EU/Int'l - Saxo Bank alternatives without custody fees

... Heck, even China and Russia keep pretty much everything they have in US Really? Because even as I write this, China is busily setting up its own Asian Infrastructure Investment Bank as a direct challenge to US and World Bank dominance. And despite sour grapes on the part of the US , many (in fu...
by TedSwippet
Thu Mar 19, 2015 8:57 am
Forum: Investing - Help with Personal Investments
Topic: EU/Int'l - Saxo Bank alternatives without custody fees
Replies: 45
Views: 2944

Re: EU/Int'l - Saxo Bank alternatives without custody fees

...Is it simpler to invest through EU broker and Ireland ETFs via LSE, or am I over thinking it? There's a grey area between sensible caution and paranoia, and while you may have gone far, far into sensible caution I don't see paranoia here. There are, as you rightly state, a lot of US tax law deta...

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