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Re: What's the biggest of amount of cash you have ever found

100,000 yen in a hotel safe in Maui. trying o turn it in to the hotel was a challenge.
by Ted Kan
Sun Aug 19, 2012 7:36 pm
 
Forum: Personal Consumer Issues
Topic: What's the biggest of amount of cash you have ever found?
Replies: 65
Views: 5823

Re: hunt for higher interest rates WSJ

Thanks for posting the link to this article.
by Ted Kan
Sat Jul 21, 2012 9:03 am
 
Forum: Personal Finance (Not Investing)
Topic: hunt for higher interest rates WSJ
Replies: 6
Views: 682

Re: Penn State Honors College Vs. Cornell

Both are great schools but PSU Honors College seems like the better choice. Cornell is not nearly as well regarded as the more elite Ivys like Harvard or Yale. I served as dean of admissions at a northeast medical school for several years and applicants from Penn State with comparable academic stand...
by Ted Kan
Wed Apr 18, 2012 9:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Penn State Honors College Vs. Cornell ... Thank you! Post #1
Replies: 113
Views: 7912

Re: Med school at 29 year old, is this a viable plan?

If your only desire is to do "something different'. I predict disaster. You will not get past the Selection Committee with that one. . That's not true. Most doctors could give a flying fig about helping people. They are in it for themselves only. OP is in good company. At least he has other op...
by Ted Kan
Tue Apr 17, 2012 7:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Med school at 29 year old, is this a viable plan?
Replies: 89
Views: 5618

Re: Help Getting Started (Medical Student)

The ROTH seems like a great idea to me. I'd suggest a broad stock index fund such as Total Stock Market which she'll be dollar cost averaging into over the coming years so even with a market downturn you'll do very well in the long run. OTher more knowledagable prticipants here may make some better ...
by Ted Kan
Wed Mar 28, 2012 11:09 am
 
Forum: Investing - Help with Personal Investments
Topic: Help Getting Started (Medical Student)
Replies: 16
Views: 811

Re: Penfed 1.99% 5-year HEL

According to their web site these are interest only loans if less than $400,000, correct? Would that be a good option, assuming you had the ability to pay it off in five years?
by Ted Kan
Sun Mar 25, 2012 11:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Penfed 1.99% 5-year HEL
Replies: 27
Views: 1753

Re: Back to Med School - Financially Worth It?

Like you I was in my mid 20s, but married with two small children, when I decided to go to medical school. And like you I was making a very good income, in my case as a sales/marketing director. I needed to get the necessary undergrad courses, take the MCAT's, etc. and that took almost two years dur...
by Ted Kan
Wed Feb 29, 2012 4:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Back to Med School - Financially Worth It?
Replies: 56
Views: 6034

Re: At what age did you start feeling old?

My mother just turned 100. She said she didn't feel old until in her 90s when we moved her from her home to live with us. She's now in asisted living.
by Ted Kan
Fri Feb 17, 2012 4:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: At what age did you start feeling old?
Replies: 110
Views: 7362

Re: "The One Fund I Use to Invest for Retirement"

Thanks Taylor.
I'm considering simplyfying my retirement AA and a Target Retirement fund is one that I may use. Of course being retired I'd go with one with a larger bond allocation. Also considering Van. Wellsley and your three fund portfolio.
by Ted Kan
Fri Feb 17, 2012 1:37 pm
 
Forum: Investing - Theory, News & General
Topic: "The One Fund I Use to Invest for Retirement"
Replies: 69
Views: 7757

Re: What would keep an MD from having privileges?

Just curious...what would keep a physician from having privileges at all local hospitals in the city of their practice. Do they choose to allow the hospitalists to care for their patients? Do they make more money staying in the office seeing patients? Or, is it deeper than that? I personally would ...
by Ted Kan
Fri Feb 17, 2012 12:22 am
 
Forum: Personal Finance (Not Investing)
Topic: What would keep an MD from having privileges?
Replies: 13
Views: 1527

Re: Has anyone gone back to school?

My situation was somehat different but I'll relate my experience of going back to school as an older student and make a few suggestions which may or may not be helpful. After our second child was born I decided to go to medical school. I was Director of Matketing and Sales for a scientific instrumen...
by Ted Kan
Fri Feb 17, 2012 12:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Has anyone gone back to school?
Replies: 22
Views: 1780

Re: Help with negotiating medical bills

Go for it if you want, but I think you'll find the insurer's contract price is considerable lower than the doctor's original charge. So you will have to first bargain him down to the contract price before the real haggling even begins. One billed $195 and the insurance wants me to pay $170.89, or a...
by Ted Kan
Tue Feb 07, 2012 6:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Help with negotiating medical bills
Replies: 64
Views: 2389

Re: Vanguard Short-Term Bond Index Fund Investor Shares vs.

Index Fan wrote:
ruralavalon wrote:Vanguard Short-Term Bond Index Fund Admiral Shares (VBIRX).

Nice return, high credit quality, flexibility in rebalancing vs CDs, we use as a cash substitute inead of money market fund.



Same here.

Me too.
by Ted Kan
Sat Jan 28, 2012 5:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Short-Term Bond Index Fund Investor Shares vs. CD
Replies: 26
Views: 3008

Re: Where is your emergency fund (poll)

Old iBonds @ 3.6% plus inflation. Hope to never have to use them for a true emergency but it sure is great to have that much in something so safe doing so well.
by Ted Kan
Sat Jan 28, 2012 1:52 am
 
Forum: Investing - Help with Personal Investments
Topic: Where is your emergency fund (poll)
Replies: 42
Views: 3679

Re: Advice for graduating medical school couple

Thanks everyone for advice. Update : Loan total is $429,000.00 (interest over 4 years was 23k and I added some missing loans). We are definitely going to look into loan repayment positions. There is just no way around it for us. Although our loan amount is large you would be surprised by how many m...
by Ted Kan
Fri Jan 27, 2012 12:55 am
 
Forum: Investing - Help with Personal Investments
Topic: Advice for graduating medical school couple
Replies: 53
Views: 4106

Re: Finding a Primary Care Physician

Thanks all. While I didn't ask any friends where they go (the two close friends of ours recommended why my wife goes and dislikes it very much) - I did use a link posted by DA (thanks!) and also looked for a practice with several doctors. I called one place and could not even get through to speak w...
by Ted Kan
Thu Jan 19, 2012 5:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: Finding a Primary Care Physician
Replies: 41
Views: 2711

Re: docs (physicians): questions about your CME

During my 30 year career in academic medicine I was on faculty of three different university health care systems. Each had a different policy for CME reimbursement. One covered cost of books, one didn't and one gave a fixed amount that could be spent for any valid CME expense. If the other aspects o...
by Ted Kan
Wed Jan 18, 2012 11:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: docs (physicians): questions about your CME
Replies: 18
Views: 2888

Re: Advice for graduating medical school couple

I am new to the forum but wanted to post a short reply. I'm a retired physician, went to a state med school at age 28 with two small children, graduated in 1971 and went into family practice. Not a high paying speciality by any means plus I spent my career in academic medicine. My advise to you woul...
by Ted Kan
Tue Jan 17, 2012 11:00 pm
 
Forum: Investing - Help with Personal Investments
Topic: Advice for graduating medical school couple
Replies: 53
Views: 4106

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