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Re: Navy Federal GO Prepaid Card: travel abroad

Thanks. I think I'll give it a try. Another idea I have is to try cash back at supermarkets.

baneDC wrote:Are you interested in using GO Prepaid because you're concerned of fraud/card compromise while traveling

Yes!
by Tabulator
Sat Nov 15, 2014 10:00 am
 
Forum: Personal Finance (Not Investing)
Topic: Navy Federal GO Prepaid Card: travel abroad
Replies: 5
Views: 698

Navy Federal GO Prepaid Card: travel abroad

I am wondering if the Navy Federal GO Prepaid Card is a good way to access foreign currencies in cash while traveling abroad. How far will this card get me when I walk into Banque de Montréal or Banco Santander-Chile , for instance, and ask for a cash advance in the local currency? Or what about ATM...
by Tabulator
Fri Nov 14, 2014 3:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Navy Federal GO Prepaid Card: travel abroad
Replies: 5
Views: 698

Re: New Tony Robbins Book on Financial Freedom

parsi1 wrote:People can't write books while in prison :|


Is that actually true? I didn't know that.
by Tabulator
Sun Nov 02, 2014 8:26 pm
 
Forum: Investing - Theory, News & General
Topic: New Tony Robbins Book on Financial Freedom
Replies: 55
Views: 9607

Re: "Shellshock" vulnerability for Linux based systems

I didn't see it in that video. Did you watch the whole video? It's long. Too bad it isn't searchable (for the term "air gap"). At that point I would say that it's game over and it just doesn't matter, go back to paper & pencil, smoke signals, carrier pigeon... Some people can afford t...
by Tabulator
Mon Sep 29, 2014 8:40 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 3253

Re: "Shellshock" vulnerability for Linux based systems

Appelbaum discussed a situation in which the attacker does not have physical access. If Jacob Appelbaum is correct, then even disabling network connectivity is insufficient to protect one's computer. It has always been true that a person who has physical access to your hardware can own your data. I ...
by Tabulator
Mon Sep 29, 2014 4:02 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 3253

Re: "Shellshock" vulnerability for Linux based systems

If Jacob Appelbaum is correct, then even disabling network connectivity is insufficient to protect one's computer.
by Tabulator
Mon Sep 29, 2014 2:13 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 3253

Re: "Shellshock" vulnerability for Linux based systems

You could always follow what I've learned at work. Never plug anything important into the internet. Air gaps protect against all kinds of vulnerabilities. The problem is how do you avoid doing anything important on the internet? I guess it can be done, but it ain't easy or convenient. Word processi...
by Tabulator
Sun Sep 28, 2014 8:53 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 3253

Re: Starting a railroad career

So far I am finding this discussion moderately encouraging. Since I don't really know anyone on the railroads, you all are the best I have at this point. Military service is no longer possible for me, and I view freight as a substitute for that kind of adventure. Being away from home (wherever that ...
by Tabulator
Sun Sep 28, 2014 8:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: Starting a railroad career
Replies: 11
Views: 1673

Starting a railroad career

Does anyone here have recent work experience in rail freight in the United States? I would like to look for a job on (or near) the rails. I searched for a thread on this specific subject and did not find one. The two biggest companies alone employ over 80,000 people. I do not yet know what kind of a...
by Tabulator
Sun Sep 28, 2014 2:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Starting a railroad career
Replies: 11
Views: 1673

Re: Protecting one's bank account from PayPal

PayPal may or may not be okay but the fact is that most PayPal accounts are protected by merely a single password. Worrying about one banking password is bad enough. By linking one's main bank account to PayPal, one will then have two to worry about. That's one too many in my opinion.
by Tabulator
Fri Sep 19, 2014 10:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 29
Views: 3264

Re: Amazon.com as a selling service

It was a computer.

Wondering if I should continue selling on Amazon or just accept the fact of being ripped off as a seller.
by Tabulator
Fri Sep 19, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com as a selling service
Replies: 17
Views: 1847

Re: Amazon.com as a selling service

I just sold an item on Amazon and got 6.49 in shipping credit. The shipping actually cost more than 17.00. (That is almost triple.) How do I make sure this never happens again in the future?
by Tabulator
Fri Sep 19, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com as a selling service
Replies: 17
Views: 1847

Re: Another Smartphone/Verizon Question

jb9 wrote:I am not sure I want a smartphone.

Better off without one. Me too.
by Tabulator
Wed Aug 27, 2014 8:04 pm
 
Forum: Personal Consumer Issues
Topic: Another Smartphone/Verizon Question
Replies: 21
Views: 1748

Protecting one's bank account from PayPal

How do you protect your money from PayPal? I am concerned that any web interface that allows withdrawals from a bank account for the purpose of sending payments is a security risk. I have found that having a PayPal account is not optional, and that not having the account linked to a real bank accoun...
by Tabulator
Wed Aug 27, 2014 7:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 29
Views: 3264

Re: Schwab - now endorsing Index Funds

They have already created some of the best broad market-tracking index funds, haven't they?
by Tabulator
Tue Aug 26, 2014 2:39 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab - now endorsing Index Funds
Replies: 24
Views: 2208

Dell computer warranty upgrades

Is it worthwhile to pay for an upgraded Dell warranty on a Dell computer? What would be a fair price for that extra coverage? Most business-class desktop computers I have seen advertised online by Dell, both refurbished and brand new at full price, come with a three-year warranty. A five-year warran...
by Tabulator
Mon Aug 18, 2014 10:24 pm
 
Forum: Personal Consumer Issues
Topic: Dell computer warranty upgrades
Replies: 5
Views: 372

Event access via American Express

Has anyone actually used American Express to get a good deal at an event? I recently got a Premier Rewards Gold card from American Express just to see what it's all about. The annual fee is waived for the first year and I can cancel it anytime. I was especially interested in the exclusive access, ea...
by Tabulator
Sat Jul 26, 2014 8:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Event access via American Express
Replies: 3
Views: 510

Re: Continue subscribing to local newspaper?

Here's my favorite quote from Taleb this week.

If in 2024 you still remember an event from 2014, odds are you didn't get the information from the news reports.
by Tabulator
Mon Jul 14, 2014 8:15 pm
 
Forum: Personal Consumer Issues
Topic: Continue subscribing to local newspaper?
Replies: 86
Views: 6587

Re: Why does anyone use American Express?

Is it normal for American Express to not mail a paper statement if there was no activity that month?
by Tabulator
Mon Jul 14, 2014 8:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Why does anyone use American Express?
Replies: 146
Views: 35495

iShares Core Builder too heavy in foreign equity?

The iShares Core Builder is a nifty little tool and great for showing basic concepts to novice investors. I would like to get some Boglehead opinions on the apparent emphasis on international stocks. The most aggressive portfolio is evenly split between US and foreign equity. # 0.42: STOCKS: U.S. EQ...
by Tabulator
Sat Jan 25, 2014 9:52 pm
 
Forum: Investing - Theory, News & General
Topic: iShares Core Builder too heavy in foreign equity?
Replies: 0
Views: 194

Re: Buy a new Windows 8 disc to clear Dell's bloat

Anyone tried LibreOffice under Windows 8? That's the next thing I have to figure out.
by Tabulator
Fri Aug 09, 2013 11:50 am
 
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3417

Re: Buy a new Windows 8 disc to clear Dell's bloat

I ordered an Inspiron from Newegg, and Windows 8 from Amazon. Grand total including tax and shipping: $455. Seems like a pretty good deal to me -- and hopefully not too much hassle. Thanks for all the input, everyone.
by Tabulator
Fri Aug 09, 2013 11:22 am
 
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3417

Re: Buy a new Windows 8 disc to clear Dell's bloat

I have no shortage of appreciation for the many good *nix choices. Windows just happens to be more appropriate for me in this case.
by Tabulator
Fri Aug 09, 2013 12:38 am
 
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3417

Re: Buy a new Windows 8 disc to clear Dell's bloat

Thanks for alerting me to the fact that the bloat may more than merely annoying. It sounds downright creepy. The most hopefully helpful information I have seen so far is at Ars Technica . As stated in that article, Microsoft is rumored to offer a disc for around $30. I am still leaning toward buying...
by Tabulator
Thu Aug 08, 2013 7:03 pm
 
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3417

Buy a new Windows 8 disc to clear Dell's bloat

I am thinking of buying a new Dell desktop with Windows 8. Is it possible to get a clean Windows 8 installation on that new computer by purchasing an additional Windows disc from a store such as Walmart? I am thinking of this as an easier and more effective (though also more expensive) method than m...
by Tabulator
Thu Aug 08, 2013 1:39 am
 
Forum: Personal Consumer Issues
Topic: Buy a new Windows 8 disc to clear Dell's bloat
Replies: 33
Views: 3417

Re: Refurbished Mac Mini

How noisy are the fans in new Mac mini computers? I had a Mac mini from the pre-Intel days and I recall it being a little on the loud side.
by Tabulator
Sat Aug 03, 2013 1:22 pm
 
Forum: Personal Consumer Issues
Topic: Refurbished Mac Mini
Replies: 29
Views: 2946

Re: Investment Vices

How sinful is it to allow Bill Gross to control a fraction of one's bond allocation?
by Tabulator
Sat Aug 03, 2013 1:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investment Vices
Replies: 32
Views: 2067

Re: Got a PC: Clean crapware & other questions?

Does anyone know how much crapware is on Lenovo computers?
by Tabulator
Sat Aug 03, 2013 1:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Got a PC: Clean crapware & other questions?
Replies: 31
Views: 3641

Re: How much do you really pay for your smartphone?

Does anyone use a pager instead of a phone?
by Tabulator
Sun Jul 28, 2013 1:01 am
 
Forum: Personal Consumer Issues
Topic: How much do you really pay for your smartphone?
Replies: 70
Views: 8161

Re: Southwest Rapid Rewards + Chase Southwest card?

How much do you have to spend to get the free companion ticket?
by Tabulator
Wed Jul 17, 2013 7:23 pm
 
Forum: Personal Consumer Issues
Topic: Southwest Rapid Rewards + Chase Southwest card?
Replies: 12
Views: 1619

Re: Southwest Rapid Rewards + Chase Southwest card?

mikep wrote:The value of the points earned are equivalent to 1.67% of purchases except on SW/partner purchases where it doubles to 3.33%.

Interesting. So ignoring the sign-up bonus, this card is little better than a regular cash back card for most purchases.
by Tabulator
Wed Jul 17, 2013 2:46 pm
 
Forum: Personal Consumer Issues
Topic: Southwest Rapid Rewards + Chase Southwest card?
Replies: 12
Views: 1619

Credit union disclaimer

Today I found the following text on the web site of a credit union I use regularly (and happen to like a lot). Has anyone ever seen anything like this? (I removed the name of the credit union from the original text.) In the event of electronic monetary theft which is not my fault, I would like to be...
by Tabulator
Sun Jul 14, 2013 10:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Credit union disclaimer
Replies: 2
Views: 403

Re: Any car dealers out there? [Sell car now or wait?]

So back to the question of how we can all save money on the road... The internal combustion engine is where it's at, and will be for quite a while (as long as oil prices don't multiply and one doesn't drive too much). Am I correct in this conclusion? Despite some engineering disadvantages (eg, needi...
by Tabulator
Sun Jul 14, 2013 6:55 pm
 
Forum: Personal Consumer Issues
Topic: Any car dealers out there? [Sell car now or wait?]
Replies: 32
Views: 2570

Re: Any car dealers out there?

hoops777 wrote:Is there something wrong with buying an electric vehicle and charging it thru solar panels or were you being glib

I guess I need to clarify: Are we talking about panels on the roof of a car or on the roof of a fixed structure?
by Tabulator
Sun Jul 14, 2013 2:37 pm
 
Forum: Personal Consumer Issues
Topic: Any car dealers out there? [Sell car now or wait?]
Replies: 32
Views: 2570

Re: Any car dealers out there?

My brother told me that the solar panel industry was close to vastly increasing the quality and output of solar panels in the next couple of years.I believe electric cars really would make the cost of the solar panels more practical. Wait a minute -- are you really imagining driving a photovoltaic-...
by Tabulator
Sun Jul 14, 2013 2:14 pm
 
Forum: Personal Consumer Issues
Topic: Any car dealers out there? [Sell car now or wait?]
Replies: 32
Views: 2570

Re: iShares fixed maturity corporate bond ETF's - ER 0.10

Why is iShares going with credit ratings of A-f? Are they trying to boost the yield with f-rated bonds?

Kevin M wrote:Non-brokered CDs still look better to me.

Because of lower risk?
by Tabulator
Tue Jul 09, 2013 3:55 pm
 
Forum: Investing - Theory, News & General
Topic: iShares fixed maturity corporate bond ETF's - ER 0.10
Replies: 15
Views: 1016

Re: iShares fixed maturity corporate bond ETF's - ER 0.10

MnD wrote:note they are ex-financials. Not sure what to think about that

Isn't that a good thing? Why take a risk with bank debt when there are so many other great corporate sectors to choose from?
by Tabulator
Tue Jul 09, 2013 3:52 pm
 
Forum: Investing - Theory, News & General
Topic: iShares fixed maturity corporate bond ETF's - ER 0.10
Replies: 15
Views: 1016

Re: Barclaycard problem

How good is the web interface for Barclaycard credit card accounts in the US? I am interested in their Arrival travel rewards card -- but I really like the ability to add tags or categories to posted transactions. This is possible with American Express. Does Barclaycard allow this?
by Tabulator
Tue Jul 09, 2013 3:47 pm
 
Forum: Personal Consumer Issues
Topic: Barclaycard problem
Replies: 9
Views: 1046

Re: The Three Fund Portfolio

Has anyone created an ex-financials variant of a three-fund or lazy portfolio? I would like to figure out how to own all the capital markets just like in a typical Bogleheads portfolio, but while avoiding banks and other financial companies.
by Tabulator
Mon Jul 08, 2013 6:45 pm
 
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 946
Views: 388456

Re: Tesla Motors Stock

WHL wrote:Interesting timing, considering it's currently something like 5 times higher than its 52 week low

Indeed, if you want to play the market you can do much better than Tesla. Look for cheap, not overpriced, stocks.
by Tabulator
Mon Jul 08, 2013 6:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tesla Motors Stock
Replies: 164
Views: 13627

Re: DuckDuckGo or Tor Browsers

Raymond wrote:I also use Witopia as a VPN provider

I'm interested in a VPN too but am rather overwhelmed by the number of choices.
by Tabulator
Tue Jul 02, 2013 9:17 pm
 
Forum: Personal Consumer Issues
Topic: DuckDuckGo or Tor Browsers
Replies: 28
Views: 3648

Re: DuckDuckGo or Tor Browsers

bigmantenor wrote:Linux for the most part is far more secure than Windows or Mac OS

Is this true for a default Ubuntu installation, or does that "security" require advanced configuring?
by Tabulator
Tue Jul 02, 2013 12:12 pm
 
Forum: Personal Consumer Issues
Topic: DuckDuckGo or Tor Browsers
Replies: 28
Views: 3648

Re: "Stocks on sale", "reversion to the mean", etc.

Maybe it just means next time there's a 2008-style crash, you will have a chance to fly high if you can afford to spare some extra cash for a while.
by Tabulator
Mon Jul 01, 2013 1:52 pm
 
Forum: Investing - Theory, News & General
Topic: "Stocks on sale", "reversion to the mean", etc.
Replies: 22
Views: 2240

Re: DuckDuckGo or Tor Browsers

I expect these disturbing Orwellian developments we are afflicted with will be a huge boost to Linux and open source. Does that mean we're pretty much relying on sugar daddies like Mark Shuttleworth now? I'm not sure how long that party can go on. Here's hoping to forever, or at least a few decades...
by Tabulator
Mon Jul 01, 2013 1:45 pm
 
Forum: Personal Consumer Issues
Topic: DuckDuckGo or Tor Browsers
Replies: 28
Views: 3648

Re: DuckDuckGo or Tor Browsers

I have to say, the whole subject of computer privacy and security is a royal pain. Nowadays I pretty much assume whenever I type my bank password that it will be intercepted by a criminal.
by Tabulator
Sun Jun 30, 2013 5:07 pm
 
Forum: Personal Consumer Issues
Topic: DuckDuckGo or Tor Browsers
Replies: 28
Views: 3648

Re: DuckDuckGo or Tor Browsers

Carl53 wrote:DuckDuckGo or Tor browsers

I am only aware of a DuckDuckGo web site, not any DuckDuckGo software one can download. What am I missing? I use NoScript on Firefox all the time.
by Tabulator
Sun Jun 30, 2013 4:57 pm
 
Forum: Personal Consumer Issues
Topic: DuckDuckGo or Tor Browsers
Replies: 28
Views: 3648

Re: Costco Natural Peanut Butter is Back!

n-6 fatty acid
Draw your own conclusions.
by Tabulator
Sun Jun 16, 2013 9:53 pm
 
Forum: Personal Consumer Issues
Topic: Costco Natural Peanut Butter is Back!
Replies: 26
Views: 7805

Re: Keep money taxable in case the laws change

patrick wrote:At least 3 problems here

Those are good observations.
by Tabulator
Sun Jun 16, 2013 5:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Keep money taxable in case the laws change
Replies: 9
Views: 1261

Re: Keep money taxable in case the laws change

CABob wrote:this conversation is about possible, future law changes

Haven't most of us on this forum read enough Black Swan-related material to realize that possible, future changes are the most important kind of changes to consider?
by Tabulator
Sun Jun 16, 2013 5:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: Keep money taxable in case the laws change
Replies: 9
Views: 1261

Keep money taxable in case the laws change

On the subject of whether an IRA or Roth IRA is a good idea, this blog speculates that the laws could get worse in the future, so it's not a good idea for the government to control your savings. If changes to tax schemes occur over the next 5, 10 or even 20 years you want to be able to instantly mov...
by Tabulator
Sun Jun 16, 2013 5:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Keep money taxable in case the laws change
Replies: 9
Views: 1261
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