Search found 411 matches

by TT
Fri Jul 24, 2015 11:02 am
Forum: Personal Consumer Issues
Topic: dehumidifer repair
Replies: 8
Views: 485

Re: dehumidifer repair

1st- Samsung - excellent but noisy lasted about 15 years 2nd- Whirpool -junk from day one very noisy, not consistent in dehumidification -5 years 3rd - Frigidare- excellent- spring of this year- very quiet, runs for short intervals , dehumidifies consistently at 48-50% humidity 1100 square feet in b...
by TT
Fri Apr 10, 2015 6:43 am
Forum: Personal Consumer Issues
Topic: Propane Heating and Septic Tanks
Replies: 36
Views: 2297

Re: Propane Heating and Septic Tanks

I agree with TheGreyingDuke regarding septic systems. For energy cost comparisons here is calculator that will give you an accurate cost comparison regarding different fuels. It also incorporates the average efficiency of appliances. Just enable for editing, enter costs of different fuels in your ar...
by TT
Wed Apr 08, 2015 7:29 pm
Forum: Personal Consumer Issues
Topic: Baseboard Hot Water Heating System Vibration
Replies: 9
Views: 719

Re: Baseboard Hot Water Heating System Vibration

Perhaps trapped air generating some steam in the line or sediment in the boiler again causing steam in the system.
Maybe flushing water lines may cure issue.
by TT
Sun Mar 29, 2015 7:50 pm
Forum: Personal Consumer Issues
Topic: Hate where we live, do we make major changes?
Replies: 132
Views: 14023

Re: Hate where we live, do we make major changes?

I like it Cold, Peaceful and Quiet in Northern New England U.S. Crime Index State Rank Higher crime index value means more crime. Rank Crime Index ▼ State / Population 1. 3,774 District of Columbia / 601,723 2. 2,297 South Carolina / 4,625,364 3. 2,259 New Mexico / 2,059,179 4. 2,233 Tennessee / 6,...
by TT
Sat Mar 21, 2015 7:06 am
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 10524

Re: Whats a good Pistol to buy?

I have owned handguns for many years both revolvers and semi auto pistols. I personally prefer Smith and Wesson large frame (N) revolvers for personal home protection. .45 ACP with full moon clips and .45 Long Colt -both have plenty of energy without excessive recoil. Ammo selection is just as impor...
by TT
Mon Mar 16, 2015 6:32 am
Forum: Personal Consumer Issues
Topic: Bookshelf/ Tabletop Audio
Replies: 5
Views: 634

Re: Bookshelf/ Tabletop Audio

ieee488 wrote:Are you expecting the system to come with a dock or do you already have a dock?

I do not have a dock but the ipod does have bluetooth or we can use a cable to connect -the player just has to be small and sound good
by TT
Mon Mar 16, 2015 6:11 am
Forum: Personal Consumer Issues
Topic: Bookshelf/ Tabletop Audio
Replies: 5
Views: 634

Re: Bookshelf/ Tabletop Audio

Giving you a bump. I'd strongly recommend going for portability and bluetooth. Skip the CD if possible and burn your discs. I would also skip the "dock" as the primary connection concept with ipod and go with something bluetooth ready, which is awesome. Bluetooth devices should also have ...
by TT
Sun Mar 15, 2015 5:59 pm
Forum: Personal Consumer Issues
Topic: Bookshelf/ Tabletop Audio
Replies: 5
Views: 634

Bookshelf/ Tabletop Audio

I am looking for a small audio system with CD/ FM Radio/ iPod dock for our kitchen. I do want something that has a decent radio as I need my NPR/VPR.
Any recommendations would be appreciated.
Thanks
by TT
Sun Mar 15, 2015 5:45 pm
Forum: Personal Consumer Issues
Topic: Capital One seemed happy to lose me as a customer?
Replies: 24
Views: 4418

Re: Capital One seemed happy to lose me as a customer?

I closed a Chase CC account after 12 years with them as the terms of the rewards were being changed and my experience was similar to yours. I never carry a balance or incur any fees so they were very OK with closing my account.
by TT
Fri Mar 06, 2015 6:23 am
Forum: Personal Consumer Issues
Topic: 2015 Honda CR-V vibration problems
Replies: 40
Views: 8609

Re: 2015 Honda CR-V vibration problems

ABC7 news http://api.viglink.com/api/click?format=go&jsonp=vglnk_14253206930817&key=e0f4d5b76756fc288c9c1e5986e97af4&libId=i6s74q6x01000b4v000DA6w2lmsez&loc=http%3A%2F%2Fwww.crvownersclub.com%2Fforums%2F14-problems-issues%2F63138-2015-honda-cr-v-vibration-idle-69.html&v=1&ou...
by TT
Thu Mar 05, 2015 9:48 pm
Forum: Personal Consumer Issues
Topic: 2015 Honda CR-V vibration problems
Replies: 40
Views: 8609

Re: 2015 Honda CR-V vibration problems

ABC7 news http://api.viglink.com/api/click?format=go&jsonp=vglnk_14253206930817&key=e0f4d5b76756fc288c9c1e5986e97af4&libId=i6s74q6x01000b4v000DA6w2lmsez&loc=http%3A%2F%2Fwww.crvownersclub.com%2Fforums%2F14-problems-issues%2F63138-2015-honda-cr-v-vibration-idle-69.html&v=1&ou...
by TT
Thu Jan 29, 2015 5:53 am
Forum: Personal Consumer Issues
Topic: cvt transmissions
Replies: 45
Views: 3264

Re: cvt transmissions

Hospital Volunteer Subaru Outback with CVT -
178,000 miles no repairs just one fluid change to date.
by TT
Sun Jan 25, 2015 2:45 pm
Forum: Personal Consumer Issues
Topic: 400ft Driveway - How do I plow the snow?
Replies: 67
Views: 6250

Re: 400ft Driveway - How do I plow the snow?

I have lived in Northern NE with a 450' driveway for 30+ years. My driveway is relatively flat with only a minimum grade. I have used a Compact 4WD Diesel Tractor that weighs about 3,300 lbs with a 6 foot plow blade and a two stage 50 " snow blower that works off the 3 point hitch. In my exper...
by TT
Sun Jan 25, 2015 2:37 pm
Forum: Personal Consumer Issues
Topic: 400ft Driveway - How do I plow the snow?
Replies: 67
Views: 6250

Re: 400ft Driveway - How do I plow the snow?

I have lived in Northern NE with a 450' driveway for 30+ years. My driveway is relatively flat with only a minimum grade. I have used a Compact 4WD Diesel Tractor that weighs about 3,300 lbs with a 6 foot plow blade and a two stage 50 " snow blower that works off the 3 point hitch. In my exper...
by TT
Sun Jan 25, 2015 1:44 pm
Forum: Personal Consumer Issues
Topic: 400ft Driveway - How do I plow the snow?
Replies: 67
Views: 6250

Re: 400ft Driveway - How do I plow the snow?

I have lived in Northern NE with a 450' driveway for 30+ years. My driveway is relatively flat with only a minimum grade. I have used a Compact 4WD Diesel Tractor that weighs about 3,300 lbs with a 6 foot plow blade and a two stage 50 " snow blower that works off the 3 point hitch. In my experi...
by TT
Sun Jan 25, 2015 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Hardwood flooring - lumber liquidators
Replies: 17
Views: 5601

Re: Hardwood flooring - lumber liquidators

I thought I'd revive this 5-year old thread. Does anyone have recent experience with Lumber Liquidators, specifically the Bellawood product? I am looking to re-do the flooring in my bedrooms with this. It's a little less expensive than HD or Lowes, but more importantly for me, they have one specifi...
by TT
Sun Jan 25, 2015 9:33 am
Forum: Investing - Help with Personal Investments
Topic: Where do you think the stock market heading this year?
Replies: 20
Views: 1689

Re: Where do you think the stock market heading this year?

After a exhaustive comprehensive analysis tracking key metrics with various analytic tools I have conclusively determined-

I have no idea :oops:
by TT
Thu Jan 22, 2015 7:54 am
Forum: Investing - Theory, News & General
Topic: Hedge fund loses 99.8% of all funds, $100m down to $200k.
Replies: 59
Views: 7443

Re: Hedge fund loses 99.8% of all funds, $100m down to $200k

It would be interesting to read his resume and how he will quantify his skills and achievements or perhaps it is time for a career change - knife throwers assistant ?
by TT
Sun Jan 18, 2015 9:10 am
Forum: Investing - Help with Personal Investments
Topic: What is a good rule of thumb on savings vs salary?
Replies: 20
Views: 3535

Re: What is a good rule of thumb on savings vs salary?

I wanted to ask this question based on the doctors should I pack it in thread. He's now making $5xx,xxx and has $2.7mm with two homes and no debt. A few replies seemed to feel that this wasn't too much based on his income. He then further explained his situation. I thought it was pretty good based ...
by TT
Sun Jan 18, 2015 7:43 am
Forum: Personal Consumer Issues
Topic: Honda Civic vs Fit Safety Question
Replies: 55
Views: 4037

Re: Honda Civic vs Fit Safety Question

https://www.youtube.com/watch?v=XPFdQqOLkuA Good and interesting test, but what we have here is a 2008 Accord (not Civic) vs. a 2008 Fit (not redesigned 2015). So the relevance is not strong. The 2015 Honda Fit redesign resulted in small overlap crash test result to go from poor to acceptable. I wo...
by TT
Sat Jan 17, 2015 7:59 am
Forum: Investing - Help with Personal Investments
Topic: Wellington Fund as primary retirement investment
Replies: 29
Views: 5944

Re: Wellington Fund as primary retirement investment

I've been considering Wellington as the fund into which to move my wife's tIRA, to reduce volatility (she's been in Fidelity Contrafund for almost 20 years) and increase diversification across asset classes (we're currently very light on bonds in our collective portfolio). She'll be faced with RMDs...
by TT
Fri Jan 16, 2015 7:38 am
Forum: Personal Consumer Issues
Topic: Pottery Barn sofa - what fabric?
Replies: 7
Views: 4099

Re: Pottery Barn sofa - what fabric?

This may be helpful: Linen: Linen is best suited for formal living rooms or adult areas because it soils and wrinkles easily. And, it won't withstand heavy wear. However, linen does resist pilling and fading. Soiled linen upholstery must be professionally cleaned to avoid shrinkage. Leather: This to...
by TT
Wed Jan 14, 2015 8:55 am
Forum: Personal Consumer Issues
Topic: Sellers Won't Fix Leaking Roof; Fear of Additional Damage
Replies: 58
Views: 6729

Re: Sellers Won't Fix Leaking Roof; Fear of Additional Damag

Walk away from this house and do not look back. If there is black mold that has penetrated the roof plywood and perhaps the rafters 15K will not come close to repair the damage. A work acquaintance spent 50K+ to repair all the damage from black mold in roof of his house. Also, if the current owner n...
by TT
Thu Jan 01, 2015 7:28 am
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 249
Views: 27379

Re: What do you drive, and why?

2004 Subaru Outback with 176,000 miles
Bought it used 2 years ago for $3,500 with 157,00 miles -excellent condition
Spent about $750 for brakes and 2 new front drive axles when I got it.
Insurance is less than $400 per year
It gets me where I want to go regardless of the weather-
by TT
Fri Dec 26, 2014 8:39 am
Forum: Investing - Help with Personal Investments
Topic: New Year
Replies: 3
Views: 417

Re: 1st of the New Year

livesoft wrote:Do what you did last year. Do you remember the first trading day of 2014 when stocks dropped more than 3%?


That's exactly what I want to avoid
by TT
Fri Dec 26, 2014 8:03 am
Forum: Investing - Help with Personal Investments
Topic: New Year
Replies: 3
Views: 417

New Year

Any thoughts on what you do in the New Year regardless of what the market is doing? These quotes from W Buffet are my thoughts for the New Year: Think long-term Forever is a good holding period The more you trade, the more you under perform There are no bonus points for complicated investments. and ...
by TT
Fri Dec 26, 2014 7:50 am
Forum: Personal Consumer Issues
Topic: Why did gas mileage recently drop on my older CRV?
Replies: 50
Views: 3917

Re: Why did gas mileage recently drop on my older CRV?

TradingPlaces wrote:Not an expert, but possible reasons are:

- faulty oxygen sensor,
- different operating conditions, e.g., was it way colder than usual?


+1 on the faulty O2 sensor
by TT
Fri Dec 26, 2014 7:46 am
Forum: Personal Consumer Issues
Topic: How to choose Fabric Sofas?
Replies: 23
Views: 2212

Re: How to choose Fabric Sofas?

My recommendation would be fabric with the highest content of nylon and or olefin - durable and not too expensive I would avoid fabric with a high content of polyester and acrylic This guide may help to compare fabrics: Linen : Linen is best suited for formal living rooms or adult areas because it s...
by TT
Fri Dec 19, 2014 9:53 am
Forum: Investing - Help with Personal Investments
Topic: Ally 5-year CD from 1.6% to 2%?
Replies: 8
Views: 2392

Re: Ally 5-year CD from 1.6% to 2%?

You may want to check rates with your local credit unions.
Where I live CU offer better rates than large web banks by .25 % for 5 year CD's.
by TT
Tue Nov 25, 2014 5:49 am
Forum: Investing - Help with Personal Investments
Topic: Social Security 62 vs 66
Replies: 58
Views: 6542

Re: Social Security 62 vs 66

Hypothetical scenario - What am I missing ? I was thinking about how just about everyone states that collecting social security is advantageous if you wait and collect a larger monthly amount but I have a thought... Assumption: If you wait till age 66 you obviously do not need the income so this as...
by TT
Fri Nov 21, 2014 11:30 am
Forum: Investing - Help with Personal Investments
Topic: Social Security 62 vs 66
Replies: 58
Views: 6542

Re: Social Security 62 vs 66

[quote="mhc"]Did you account for Jill getting $6800/yr more than Jack from ages 67-77?

The 6,800 more Jill receives for those years is in the calculations
by TT
Fri Nov 21, 2014 10:48 am
Forum: Investing - Help with Personal Investments
Topic: Social Security 62 vs 66
Replies: 58
Views: 6542

Social Security 62 vs 66

Hypothetical scenario - What am I missing ? I was thinking about how just about everyone states that collecting social security is advantageous if you wait and collect a larger monthly amount but I have a thought... Assumption: If you wait till age 66 you obviously do not need the income so this ass...
by TT
Mon Nov 03, 2014 7:28 pm
Forum: Personal Consumer Issues
Topic: Ashley Furniture
Replies: 42
Views: 4885

Re: Ashley Furniture

Has anyone here bought furniture from Ashley Furniture Store? We went there recently and liked the stuff, even though it seemed a bit more expensive that other stores. I don't mind spending the extra money if product is of good quality. Any reviews you guys can give? Thanks. http://www.consumeraffa...
by TT
Fri Oct 31, 2014 7:51 pm
Forum: Personal Consumer Issues
Topic: Vinyl Siding over wood
Replies: 18
Views: 2416

Re: Vinyl Siding over wood

Vinyl siding is not as durable nor as resistant to water penetration as most people think and the paper wrap vapor barriers deteriorate significantly faster than the manufacturers advertise. If you currently have vinyl siding that is over 20 years old I can assure you the wrap vapor barrier behind i...
by TT
Thu Oct 23, 2014 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Will canceling my Discover card lower my FICO score?
Replies: 9
Views: 1160

Re: Will canceling my Discover card lower my FICO score?

I cancelled a 13 year old credit card as the terms of the rewards were changed and were not competitive with other offers currently available. My credit score went down 4 points and a couple of months after owning the new card it went up 8 points.
by TT
Sun Oct 12, 2014 3:12 pm
Forum: Personal Consumer Issues
Topic: Clothes Dryer drying very slowly
Replies: 24
Views: 2241

Re: Clothes Dryer drying very slowly

I had a similar problem with dry time. First are the towels coming out of the washer rung well from a high spin cycle? Sometimes a large load of towels gets off balance in the washer and they are not spun dry well resulting in extended dry times. After you follow the other recommendations i.e. vent ...
by TT
Sun Oct 12, 2014 7:29 am
Forum: Investing - Help with Personal Investments
Topic: Are Savings Bonds Considered Cash?
Replies: 16
Views: 1198

Re: Are Savings Bonds Considered Cash?

15 year old EE are currently earning less than 1.5%
You may want to check here:
http://www.treasurydirect.gov/BC/SBCPrice
by TT
Sun Oct 12, 2014 7:15 am
Forum: Investing - Help with Personal Investments
Topic: Are Savings Bonds Considered Cash?
Replies: 16
Views: 1198

Re: Are Savings Bonds Considered Cash?

Are you saying they are 30 years old? You may want to check the dates and see if they are still earning interest: SERIES ISSUE DATE NUMBER OF YEARS BONDS EARN INTEREST E May 1941- November 1965 40 years E December 1965 - June 1980 30 years EE All issues 30 years H June 1952- January 1957 29 years, 8...
by TT
Sun Oct 05, 2014 6:29 am
Forum: Investing - Theory, News & General
Topic: Penfed CDs up rates
Replies: 11
Views: 3252

Re: Penfed CDs up rates

This site has accurate and up to date rate offerings:

https://www.depositaccounts.com/cd/5-year-cd-rates.html
by TT
Sun Oct 05, 2014 6:16 am
Forum: Investing - Theory, News & General
Topic: Bonds Beware
Replies: 34
Views: 5536

Bonds Beware

Any thoughts on this article ?

http://www.usatoday.com/story/money/mar ... /16613571/

Thanks
by TT
Sat Aug 30, 2014 6:45 am
Forum: Personal Consumer Issues
Topic: Subaru Blues
Replies: 87
Views: 9372

Re: Subaru Blues

Interesting thread for me. I currently have a 2005 Volvo XC-70 (AWD) wagon. Bought it when I lived in Vermont because I wanted the AWD for the snow and good rooftop carrying capacity for our kayaks. It's been a decent car but Volvos have gotten a bit too pricey for me. Only have 125K miles on it so...
by TT
Fri Aug 22, 2014 7:11 am
Forum: Personal Consumer Issues
Topic: Subaru Blues
Replies: 87
Views: 9372

Re: Subaru Blues

Here is my experience with Subaru- 2000 Subaru Outback 196,000 miles 4 cylinder - head gaskets replaced under warranty @ 90,000 otherwise normal maintenance 2004 Subaru Outback 172,000 miles 6 cylinder - normal maintenance currently my daily driver 2010 Subaru Outback 84,000 miles 4 cylinder - norma...
by TT
Sun Aug 17, 2014 8:12 pm
Forum: Personal Consumer Issues
Topic: Carrara Marble - Large Orange Stain
Replies: 13
Views: 1567

Re: Carrara Marble - Large Orange Stain

I would guess considering the location it is a rust stain and given that marble is soft and porous it probably is permanently embedded in the stone.
by TT
Sun Aug 03, 2014 6:47 am
Forum: Personal Consumer Issues
Topic: Drought Management
Replies: 60
Views: 3500

Re: Drought Management

this paleoclimatologist report was aired on NPR:

http://newscenter.berkeley.edu/2014/01/ ... ater-woes/
by TT
Sun May 25, 2014 5:45 am
Forum: Personal Consumer Issues
Topic: Septic System Replacement
Replies: 24
Views: 1681

Re: Septic System Replacement

In our area you do not have to pump the tank regularly. In fact if used correctly and cleanly a septic system might never need pumping in its lifespan or not more than once in ten plus years. By cleanly I mean no bleach, minimal chemical household cleaners, no trash, and no grease or oil down the d...
by TT
Wed Apr 23, 2014 6:40 am
Forum: Personal Finance (Not Investing)
Topic: What's your number?
Replies: 147
Views: 32379

Re: What's your number?

I don't mean to sound....but "what is your number" for someone else seems a useless number for sharing. If you live in SF and I live in Fl basic costs to survive are not comparable. That doesn't even consider one's standard of living, expectations, etc, etc, etc. Anyway good luck with you...
by TT
Fri Apr 04, 2014 7:10 am
Forum: Personal Finance (Not Investing)
Topic: Any Vermont Bogleheads? (Taxes)
Replies: 9
Views: 842

Re: Any Vermont Bogleheads? (Taxes)

I'm Lifelong Vermonter and will attempt to answer your questions. 1. Yes, VT income taxes are calculated based on your federal taxable income line 43 on 1040. There are add backs of any bonus depreciation, or State taxes deducted above $5,000 on Sch A, and some capital gains. http://www.state.vt.us...

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