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My employer match goes towards whatever funds I've chosen from the 401K plan. It's starting to look like that will be the SSgA funds.

Geez, all the SSgA funds available to me have expense ratios of 0.7 to 0.9. I think ADP is tacking on a healthy charge for themselves in this plan. There's really nothing I can do except take solace in the fact that I get 4% employer match. Maybe that will make up for the exorbitant fees.

The only index funds my 401K offers are SSgA which are not publicly traded. There are plenty of managed funds that are publicly traded (have ticker symbols) but these SSgA funds are a little obscure. My main question is are they safe and should I invest in them? I could instead choose a managed targ...