bertie wooster wrote:tc101 wrote:What do I get with an iPhone 5 that I don't get with iPhone 4?
A better phone.
Do you hold cash/money market outside of your emergency fund
Like other financial institutions, Vanguard is regularly targeted—hundreds of thousands of times a day—by cyber criminals who want that data.
JoMoney wrote:Some people just can't embrace how simple it can be, and seem to want to try and push and pull their stocks hoping their efforts will somehow generate something extra.
W/ AA - consider all accounts as one, including spouse?
Is there a value effect? Personally, I think the answer is yes. But there are some very smart people who disagree, one of whom is named Bogle. You quickly learn that when you disagree with the Sage of Valley Forge, you usually wind up cleaning egg off your face.
Steve Dunn | 12-18-2005
In order of priority, I would list what is important in the following order of priority:
1. How much you earn (the value of your human capital).
2. An intelligent insurance program.
3. Your savings rate.
4. Your allocation to stocks versus bonds.
Leeraar wrote:Synthetic oil is for sustained high-temperature operation.
jimkinny wrote:All of this 5% bands stuff seems like we placing a lot of emphasis on numbers that are not very significant.
wbern wrote:Maybe you get a tiny bit of extra diversification, but it’s a trivial amount—plus you’re paying higher expenses and higher transactional costs to deal with foreign bonds.