W/ AA - consider all accounts as one, including spouse?
Is there a value effect? Personally, I think the answer is yes. But there are some very smart people who disagree, one of whom is named Bogle. You quickly learn that when you disagree with the Sage of Valley Forge, you usually wind up cleaning egg off your face.
Steve Dunn | 12-18-2005
In order of priority, I would list what is important in the following order of priority:
1. How much you earn (the value of your human capital).
2. An intelligent insurance program.
3. Your savings rate.
4. Your allocation to stocks versus bonds.
Leeraar wrote:Synthetic oil is for sustained high-temperature operation.
jimkinny wrote:All of this 5% bands stuff seems like we placing a lot of emphasis on numbers that are not very significant.
wbern wrote:Maybe you get a tiny bit of extra diversification, but it’s a trivial amount—plus you’re paying higher expenses and higher transactional costs to deal with foreign bonds.
Kosmo wrote:Bfwolf wrote:All the other major sports work with clocks everybody can see--why not soccer?
Your red, white, and blue are showing.
hoppy08520 wrote:This is legit. There's a page in the Bogleheads wiki on this
Should risk be stated in dollars terms instead of AA %?
bungalow10 wrote:We have Kindle Fires and Smart TVs and our kids watch Prime videos. We have all our credit card stuff under security key so they can't buy anything. It's a concern Amazon has solved for.
donaldfair71 wrote:My wife and I upgraded to the T-Mobile $30 plan through Wal Mart. Got sweet "newish" phones (Galaxy S3)
"Spend a third"One day in 1984 my wife, Claudia, told me, 'The government gets a third and we can spend a third, but we need to save a third'. That's the smartest advice anyone ever gave me. We're rich now.
- Lee Trevino, golfer