Bogleheads.org

OP, if this seems like an echo chamber, there's good reason. This doesn't happen often.

If you like Tide you might want to try Gain, P&G's competitve brand. Same research people and I think you'll find it cleans 95% as well as Tide, at 75% the cost.

Results on the Short Term Index improved, because sentiment improved, we could say the same for stocks. My point is, in a flight to quality situation CD's and Treasuries(indivdual or fund) are bedrock. A better comparison would have been a short or mid-term Treasury fund to a CD, but they would not ...

It's quite a bit different Eric.

In 2008 the Vanguard Short Term Index the NAV had at one point dropped 4.5% and the yield dropped from 3.89% in January to 2.67% in December. CD's I buy, just don't do that!

Comparing bank CD's to Short Term Bond Index is misleading. CD's are full faith instruments and the Short Term Bond Index has 30% in corporate and foreign holdings.

VT and BND, no need for more unless you need to tax loss harvest. Then add VTI and VXUS to the mix, these four will do it and cover harvesting contingencies.

BL wrote: Agitation and temperature change can felt (full) your wool into something much smaller. Plan B: Learn How to Felt Wool into an array of useful items and fun gifts. (pin cushions, pot holders) http://www.motherearthnews.com/do-it-yourself/how-to-felt-wool-ze0z10zhir.aspx#ixzz2PJUk6RwQ

Fancy lighting is not needed any bulb source over 5500K will work fine. Phillips makes a T-8 in 6500k 48 in shop light bulbs for under $10. A fixture that houses two bulbs runs under $25, a way to control heat is nice (pad/timer). This setup will bring 24 plants from seed to 8-10in bushy transplants...

Maybe the mercury counteracts the lead, that's probably it!

Isn't it how they prepare canned tuna?

The filled cans are then vacuum-sealed and cooked (retorted) for a precise amount of time.

http://www.starkist.com/faq/how-canned-tuna-made

We're commercial sellers and turn a couple hundred thousand gallons of biodiesel a year, not a big seller for us, but it has it's fans. This site is the product we use and should answer a lot, if you have specific questions I'd be happy to try and answer them. http://www.gobluesun.com/

Somebody needs to tell them about this on the 'What's your usual retirement day like ?' thread.

High five Jay, very nice. A good testimony to the system here.

Iona Little Fund

Long:
CELG, Celgene Corp.
ARNA, Arena Pharmaceuticals

Short:
INTC, Intel Corp.
CMG, Chipotle Mexican Grill

Thank you Norbert for taking the time to run the contest again in 2013.

Rules refresher: • Pick a fancy name for your hedge fund. Show some creativity. A panel of esteemed judges will choose the best. • Before 9 am EST on 3 Jan 2012, pick two stocks to go long and two to short. You must choose four different positions. Equal dollar amounts are placed on each position. •...

^ Cool Hand Luke is a good one. The Blu-Ray version came out great, the colors are vibrant and contrast is exceptional. I picked it up for $5 at Walmart a couple of months ago. added: If you liked 'Cool Hand Luke', you will also enjoy 'Hud' with Paul Newman, and 'Lonely are the Brave' with Kirk Doug...

Wagnerjb wrote:The issue at hand is how reasonable people would apply the existing laws (and court rulings) to mutual funds. Why it has never been tested is it would be unreasonable to ask an ordinary investor to evaluate and compare the holdings of a mutual fund to determine if it's like another f...

^ My thoughts also. I say show me a single person who got nailed for exchanging TSM and SP 500, better yet show me a single person who ever got nailed washing SP500's from two different fund companies. Some good reading on this subject from this thread, pay special attention to poster LH2004. http:/...

I didn't say a cozy suburban enclave, but not everyone needs a generator and I get that.

I love ski camping.

lol, wait a second , it comes a point no matter how hard you wish it, that it doesn't resemble camping. There is often a sinister element that exists in an urban setting during a catastrophe, I think I'd rather have the lights on!

A good CPA can answer almost anything on an S Corp involving taxes and closure. I don't see the need for a lawyer at this point unless there is a dispute with the insurance company. The policy will spell things out, often in commercial policies they don't make a cash payout for equipment, it's repla...

$100 is in the mail, and thank you all for the wonderful community we have. Long live the Bogleheads!

Yeah I think you're right, they made it a 5304, so they have to offer you the abilty to choose. It's a payroll thing more than an HR thing, you have compassion and worry a bit about making waves, so help them. I mean you can pull all the info together , fill out the forms, and how much to direct. Ma...

I think you are going to run into a building code problem, it's the same reason most cities say you have to hard pipe to within 3 ft of the appliance and can't run flex tubing across the room. My biggest concern would be an accident and loss of property or life, not only would you be devastated emot...

Security Service Federal Credit Union. I have a Visa and Money Market, MM is .45% on 25k. The CD rates are good, the online banking site is Flintstonian, and my branch is an easy half-mile walk away.

My checking and a Mastercard are with a FDIC regional bank, and I too have free checking.

^ Same deal on Smith Lake in Alabama, Cullman and Walker counties were tornado alley and power could be out for days at a time. It would go black and within minutes you would hear a hum carrying across the water from all points, there was no way those good ole boys were going to let them freezers go...

^ Good story, thank you. I think it was a fine investment, 10k to be a hero in your family and neighbors eyes, you can't put a price on that partner!

It's all about the freezer, once you have heat covered. If heat is not an issue running an hour every four or less can be adequate. Run the generator only long enough to keep the food frozen and make ice for the food in chest coolers. While the unit is running charge those phones and laptops. Genera...

If Rick Ferri likes them there has to be something to it. I'd only keep the fund in tax advantaged space and would strongly consider lowering my stock allocation percentage by half measure, to compensate for the risk change. Nothing comes without cost.

Not your answer , but in the Total World Market sense, it's heavy to bonds as of 2010. World Capital Markets – Size of Global Stock and Bond Markets The table shows global bonds to be $157 Trillion out of the total $212 Trillion of capital stock (bonds and stocks) with stocks at $54 Trillion. That p...

I like the idea of having the fuel source on the property, whether it's propane or diesel. The natural gas option would seem to susceptible to interruptions just when you need it most.

Thank you and glad you're ok.

The board was a little bare, this looked like a good thread. Best wishes to everyone with a rebuilding project.

I've missed you all.

You think that takes brass, how about this. I go to use my Wells Fargo Visa and it's declined, I call and they say sorry we were unable to notify you quicker, but "there is a strong possibility your personal info has been compromised and the credit card was closed" and "We're not at l...

^ Based upon my vast experience with the paranormal, I believe there is a leprechaun spirit trapped between the entry and storm doors of that house.

I've been a member for years and they are always in the hunt with their rates, money market accounts over 25k are now paying .45%. They are not big on bells and whistles, the online banking software is one step above DOS, but as long as the rates are good it's hard to complain too much.

Hang visquene or put the old door back in or what?

Just tell them what you want. Visqueen might be ok if you're out in the county somewhere, but in the city or burbs I'd think as a matter of course for a front entry they would cover it with plywood, and if not I'd stress it.

.....you are simultaneously working in 3 dimensions.

Hanging larger doors is an art. I'd consider myself very handy, but this is a job I gladly pay to get done.

The bias here is truth. Everything gets poked and pinched, even the notables and fixtures get tested. So, yes.

A couple of recent threads here and here turned a lot of ground on this topic and should provide enough input to make a decision. I commented in both and can't think of any more I'd add.

Very happy, I like being skipper. Combine that with a need to fix and tinker, I'm a natural born homeowner.

I like him, the man is a mover. The ultimate pitchman, he is perceived as the product itself, like P.T. Barnum was the circus. He's entertaining and most assuredly, a very smart dude.

For those who are interested...... Index Universe article about Schwab cuts with some RF commentary RM Good little piece there, it got to the meat of it and had some nice quotes. Vanguard spokesman Dave Hoffman: "If it is a loss leader for them, we just wouldn’t be pulled into that,” and “We w...

Code: Select all

   74%  Schwab International Equity ETF™ SCHF
    3%  Schwab International Small-Cap Equity ETF™ SCHC
   23%  Schwab Emerging Markets Equity ETF™ SCHE
  ----
  100%

34...26...26
05...04...03
01...01...00

and this is fine too.

VXUS
28...26...25
07...05...05
02...01...01
...............and has 23% emerging


3/5 SCHF, 1/5 SCHC, 1/5 SCHE
28...22...22
08...07...06
03...02...02
...............and has 20% emerging


Looks pretty close to me.

SCHF = VEA......3/5
SCHC = VSS......1/5
SCHE = VWO.....1/5

The end result of this would be close enough, I'd imagine.

Put down a deposit on the sax equal to it's value and I bet they will drop the SSN number requirement. For them it's about having recourse to attack your credit if you skip with or damage the sax. What's a decent alto sax run these days, $1500-$1800

Karamatsu wrote: I'm trying to understand what sort of "moral" advantage people are ascribing to Vanguard... why, by virtue of some aspect of their organization, we should trust them more than a company whose books we can (partially) see. To be honest, for me it's the everday low prices a...