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Thanks! Let me try to clarify: 5-6 months expenses in cash/cd 4 months in Vanguard Short-Term Bond Index Fund Admiral Shares -> I was intending this as the top end of an emergency fund. is that a terrible idea? (I'm not a fan of having financial assets like CDs held in numerous different locations) ...

I was hoping the forum could provide some collective wisdom for savings and asset allocations. I'm 27 and just out of graduate school, make 80k+ (before bonuses and some student loans). Salary growth in the field is pretty fast, and it is typical to make six figures in about 4-5 years from now. I sa...