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Re: Inland American REIT - Should we sell?

Greetings.... I've been away from Bogleheads.org for several weeks. I just realized this evening that I had not provided an update on our Inland American REIT. I am happy to report that on 5/6/14 we were paid a redemption of $6.50 per share, totaling $45,500. The cash will be moved to Vanguard. Yes,...
by Shilo777
Sun May 18, 2014 2:41 am
 
Forum: Investing - Theory, News & General
Topic: Inland American REIT - Should we sell?
Replies: 19
Views: 2367

Inland American REIT - Should we sell?

Greetings.... For the past year my husband and I have been in the process of getting ourselves untangled from the grips of Ameriprise and moving our retirement funds to Vanguard. We have been very grateful for the advice of you Bogleheads on this forum. We have another decision to make and thought w...
by Shilo777
Tue Mar 25, 2014 11:52 pm
 
Forum: Investing - Theory, News & General
Topic: Inland American REIT - Should we sell?
Replies: 19
Views: 2367

Re: How would you invest this cash?

Thanks very much to those of you who responded. After I posted, I realized I should have provided a little more info for you to understand our situation. We retired 5 years ago at 55. No pension, no SS now, no debt, just living off investments. 33% of our portfolio is still "stuck" at Amer...
by Shilo777
Sat Jan 11, 2014 2:44 am
 
Forum: Investing - Theory, News & General
Topic: How would you invest this cash?
Replies: 15
Views: 1412

How would you invest this cash?

Hello, Currently at Vanguard our asset allocation is 50/50. In addition, we have enough cash to cover about 18 months worth of living expenses. Recently we were able to get out of an investment at our old brokerage firm. We have $105,000 cash sitting in an IRA account trying to decide what to do wit...
by Shilo777
Fri Jan 10, 2014 2:21 pm
 
Forum: Investing - Theory, News & General
Topic: How would you invest this cash?
Replies: 15
Views: 1412

Re: Tax Consequences of selling an IRA REIT?

Thanks so much guys! I appreciate your response. It's been a stressful process getting untangled from our old brokerage and moving to Vanguard. One less account to worry about now. :D
by Shilo777
Thu Nov 28, 2013 1:40 am
 
Forum: Investing - Theory, News & General
Topic: Tax Consequences of selling an IRA REIT?
Replies: 5
Views: 384

Tax Consequences of selling an IRA REIT?

Three weeks ago, my husband submitted a redemption request for a non-traded IRA REIT he holds at our old brokerage firm. After paying a hefty surrender fee, he will still net a $25,000 gain from what he initially paid 5 years ago. When the redemption is made, the cash will be deposited back into his...
by Shilo777
Thu Nov 28, 2013 1:23 am
 
Forum: Investing - Theory, News & General
Topic: Tax Consequences of selling an IRA REIT?
Replies: 5
Views: 384

Re: Non-Traded REITS….Should we take the hit?

Thank you all for taking the time to respond to my post. We value your input very much. It's good to be reminded of different perspectives. We are going to mull it over just a little longer and then make a final decision. I think we are leaning towards getting the cash from CPA17 Global and reinvest...
by Shilo777
Tue Nov 05, 2013 1:32 am
 
Forum: Investing - Theory, News & General
Topic: Non-Traded REITS….Should we take the hit?
Replies: 17
Views: 1710

Re: Non-Traded REITS….Should we take the hit?

Thanks for your responses. I do appreciate the ability to bounce this decision off you guys. Obviously, we have not made the best investment decisions in the past! Our CPA17 Global REIT has a current market value of $113,132. This is a gain of $33,132 from our initial $80,000 purchase 5 years ago. D...
by Shilo777
Thu Oct 31, 2013 10:44 pm
 
Forum: Investing - Theory, News & General
Topic: Non-Traded REITS….Should we take the hit?
Replies: 17
Views: 1710

Re: Non-Traded REITS….Should we take the hit?

Thanks everyone for your replies. Your input is most appreciated. Jdilla1107……That emotion you describe is exactly what we are trying not to guide our decision. Thank you for the confirmation. Valuethinker……The money in these accounts is not something we need at this time. I think splitting the diff...
by Shilo777
Thu Oct 31, 2013 8:03 pm
 
Forum: Investing - Theory, News & General
Topic: Non-Traded REITS….Should we take the hit?
Replies: 17
Views: 1710

Non-Traded REITS….Should we take the hit?

Hello, Six months ago my husband and I started the process of moving our funds from Ameriprise to Vanguard. At present we have moved 67% of our portfolio. Unfortunately, the other 33% is still at our old brokerage, split between 5 non-traded REITS and one variable annuity. Yes. I know. What were we ...
by Shilo777
Wed Oct 30, 2013 8:32 pm
 
Forum: Investing - Theory, News & General
Topic: Non-Traded REITS….Should we take the hit?
Replies: 17
Views: 1710

Questions about Vanguard Advisor & Large Index Fund Purchase

Greetings….. First I apologize for the length of this post. Two months ago I posted on this forum about my husband and me moving our accounts from Ameriprise to Vanguard. Currently about 52% of our portfolio has been moved. REITs, an annuity and a CD had to be left behind for now. Our goal during th...
by Shilo777
Sun May 19, 2013 1:46 am
 
Forum: Investing - Theory, News & General
Topic: Questions about Vanguard Advisor & Large Index Fund Purchase
Replies: 2
Views: 393

Re: Asset Allocation @ age 60

Thank you so much for your responses. I just reread chapter 8 in The Bogleheads' Guide to Investing about asset allocation. Finally, it's all starting to sink in! I've come a long way in the last few months.....but can't wait to learn more. I actually understood what you all posted! :happy I can't b...
by Shilo777
Thu Apr 04, 2013 12:03 am
 
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation @ age 60
Replies: 8
Views: 1543

Asset Allocation @ age 60

Prep work has been completed and we are almost ready to move funds over to Vanguard. Due to a lock in time of some of our investments at Ameriprise we are only able to move about $826,000 at this time. $140,000 is cash, $686,000 in IRAs. Later we will discuss the pros and cons of taking penalty hits...
by Shilo777
Wed Apr 03, 2013 4:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation @ age 60
Replies: 8
Views: 1543

Re: Yet another Ameriprise customer...

Hello ExMex…. My husband and I are the most recent “bad” examples of what can happen in an Ameriprise portfolio. We are in the process of gathering information about our accounts and getting ready to make the jump to Vanguard. Both of your questions are issues we have just recently discussed with ou...
by Shilo777
Fri Mar 29, 2013 7:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: Yet another Ameriprise customer... [Wrap acc't, performance]
Replies: 27
Views: 3375

Re: Ending Advisor Relationship & Getting Cost Basis

Thanks again for all of your comments and suggestions. We are feeling much better about our decision. Within the next week we should be making the formal announcement to our advisor. The last few days, we've been gathering info about the non-traded REITS we have. Yikes! What a mess....and some of th...
by Shilo777
Thu Mar 28, 2013 2:56 am
 
Forum: Investing - Help with Personal Investments
Topic: Ending Advisor Relationship & Getting Cost Basis
Replies: 19
Views: 1614

Re: Ending Advisor Relationship & Getting Cost Basis

Thanks so much for your replies. Looks like we will start working on a spreadsheet and preparing a nice email to our advisor. :wink:

Thanks!
by Shilo777
Tue Mar 19, 2013 10:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Ending Advisor Relationship & Getting Cost Basis
Replies: 19
Views: 1614

Ending Advisor Relationship & Getting Cost Basis

Hello all.... After lurking, learning, posting and discussing the very messy details of our Ameriprise portfolio, my husband and I have decided to move everything over to Vanguard. Before we actually start the process we have two concerns. I am hoping for some advice from you experts. 1. Because of ...
by Shilo777
Mon Mar 18, 2013 11:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: Ending Advisor Relationship & Getting Cost Basis
Replies: 19
Views: 1614

Re: Leaving Ameriprise..Wondering about Vanguard Asset Mgmnt

Thank you all for your suggestions. Today we will begin to explore the possibility of finding a fee only advisor to help us sort out this mess. :oops:
by Shilo777
Tue Mar 12, 2013 10:18 am
 
Forum: Investing - Help with Personal Investments
Topic: Leaving Ameriprise..Wondering about Vanguard Asset Mgmnt Svc
Replies: 19
Views: 1668

Re: Leaving Ameriprise..Wondering about Vanguard Asset Mgmnt

More info…… My husband and I are retired. We would qualify for Flag Ship service. We have an existing portfolio holding nine separate accounts. Our funds include one variable annuity, a CD, 25 mutual funds, IRAs, an inherited IRA and 5 non-traded REITS (don’t know what to do with them!). Our Ameripr...
by Shilo777
Mon Mar 11, 2013 10:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: Leaving Ameriprise..Wondering about Vanguard Asset Mgmnt Svc
Replies: 19
Views: 1668

Leaving Ameriprise..Wondering about Vanguard Asset Mgmnt Svc

After eight years of blissful ignorance, my husband and I are finally taking steps towards learning how to manage our own investments. (Or at least be able to make an informed decision.) This forum has played a huge part in waking us up to the many fees and expenses we have been paying all these yea...
by Shilo777
Mon Mar 11, 2013 8:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Leaving Ameriprise..Wondering about Vanguard Asset Mgmnt Svc
Replies: 19
Views: 1668

Re: Need Advice.....Better Late Than Never

nydad..... Thank you for all the information and guidance. I appreciate the time it took for you to write it all down. You have confirmed that nagging feeling I started to get when I first started reading Bogleheads.org. Yikes! What a mess! My husband is now totally onboard with us making a change. ...
by Shilo777
Thu Mar 07, 2013 1:31 am
 
Forum: Investing - Help with Personal Investments
Topic: Need Advice.....Better Late Than Never
Replies: 31
Views: 3302

Re: Need Advice.....Better Late Than Never

nydad...... Thanks for your input! Yes, I have been reading about the REITS we hold and I have been very concerned. I know that our Inland America REIT cannot be redeemed or sold at this time and pay no dividends. Every few weeks we receive a letter from outside companies offering to purchase our sh...
by Shilo777
Wed Mar 06, 2013 3:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need Advice.....Better Late Than Never
Replies: 31
Views: 3302

Re: Need Advice.....Better Late Than Never

Thanks to all who have commented on our situation! I am reading as fast as I can! It has been a long time since I have had to study this hard and absorb so much. :confused My husband and I feel very blessed that we were able to retire so early. We don't mind paying anyone for good advice. Everyone i...
by Shilo777
Wed Mar 06, 2013 3:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need Advice.....Better Late Than Never
Replies: 31
Views: 3302

Re: Need Advise.....Better Late Than Never

Thank you for the encouraging responses to my post. After the meeting we had with our advisor last week, I asked for the ticker symbol of additional funds they thought should be purchased for us. When I received their suggestions, I went to the Vanguard web site and located comparable Vanguard funds...
by Shilo777
Tue Mar 05, 2013 12:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need Advice.....Better Late Than Never
Replies: 31
Views: 3302

Need Advice.....Better Late Than Never

Hello everyone. This is my first post after lurking for several months. My husband and I each retired in 2008 at the age of 55 after long careers with our companies. Several years prior to retiring we hired a financial planner recommended to us by a friend. This adviser guided us over the years as r...
by Shilo777
Tue Mar 05, 2013 4:26 am
 
Forum: Investing - Help with Personal Investments
Topic: Need Advice.....Better Late Than Never
Replies: 31
Views: 3302

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