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Hello experts, I believe someone here would be able to help me with this question. I participate in my employer sponsored 401K plan and I contribute to both traditional and Roth 401K. I balanced the account few times in 2012 and as part of it exchanged some mutual funds for others that had lower exp...

Hi, I am planning to invest in Vanguard Total Stock Market ETF in a taxable account and the reason I want to do this is to be able to liquidate it and reclaim the money. My questions are: 1. Is VTI a good investment for a taxable account? 2. Are there other ETFs that I should be looking at besides V...

Hey, I have a checking and savings account with a national bank but I am terribly dis-satisfied with their fee for non proprietary ATM withdrawals. I am thinking about moving to a non brick and mortar online bank (like Ally) that also gives me higher rates for checking and savings account. 1. What a...

Hi, I am a 34 year old and have $450K term life insurance from my employer. My family too have life insurance as part of my benefits. I am contemplating buying extra term life insurance but somehow feel that it will be an overkill as I already have insurance from my employer. 1. Am I correct? 2. Wha...

I am a newbie investor and mostly do self-directed investments based on information gathered from public sources and conversations with friends and colleagues. I looked at the current asset allocation in my 401K and was surprised to see that I have 0% allocated to bonds. I have read at several forum...

Hi, I am a resident alien and a newbie in investing. I am planning to open a traditional IRA in order to take advantage of the tax deductions. However given the looming fiscal cliff and tax increases associated(although it does not affect a IRA account), I have the following questions for the invest...