Bogleheads.org

"A possible remedy, he continues, could be for people to get in shape and raise their aerobic fitness before starting the drug, but that’s an issue to discuss with your doctor. “There’s still a great deal we don’t understand” about how statins and exercise mix, he says." And these cats ar...

Levett wrote:I'm not a physician, but I've got a mind that works and the study sounds strange.

Longer studies cost more money.

Muscle pain and damage has always been listed as a potential side effect.

Fun Fact: 25% of total body cholesterol is in the brain.

I find the online transition interesting. It appears to me that many institutions view this as untapped potential revenue. That perception reminds me the empty buildings back in the day after the last classes let out in late afternoon. Now all those buildings are full well into the evening (more cla...

I personally think college costs are the next thing to crash. This has bubble written all over it. The ROI is just not there in a lot of cases... There is an entire generation... strapped with tremendous debt, little means to repay, and the debt cannot be discharged in BK. Granted they should have ...

nm 123

For me, it's beer. I don't skimp on beer. If I find something I really like, I buy it and don't think about the cost. +1 I rarely bring anything home and happily pay the premium to drink out. I value freshness and in the Philadelphia area most of what I'd be interested in buying sells out quickly a...

I give what I can manage.

Right now it's less than 10%. Hopefully someday it will be more than 10%.

I'd say it's worth it, and I just use it as a digital ledger. - upgrade only with new machine - never connect online I enter everything manually, like Saving$ . It's an exercise that I believe gives me a better handle on things, and doesn't take enough time to be especially inconvenient. I think Qui...

I don't have any equipment for legs - I pretty much stick with one leg squats and running up steep hills a few times a week. Dumbbell squat Stiff leg dumbbell deadlift For the squat I rest the dumbbells on my shoulders and try to get parallel to activate posterior chain, and the stiff leg deadlift ...

michaelcross wrote:I did Baja Fresh for lunch yesterday. Rice and bean plate with a side of corn tortillas. 290 cents. If I had my car instead of my motorcycle, I would have brought the rest home for dinner.

Am I to understand that you have two personal vehicles?

mptfan wrote:

SPG8 wrote:Another ridiculous thread.

If you think it's ridiculous, then don't respond.

I already responded. Said I went twice a year.

Called out all you chickens to list your particular discretionary extravagances.

Crickets...

Chicken(bogle)hawks

leonard wrote:

SPG8 wrote:You never see Larry Swerdlow chime in.

I don't ever recall him posting on this site.

What's your biggest discretionary expense?

Occasionally, seemingly frivolous discussions create selective rapport and unite people into special-interest subgroups. Is there anybody in my group? (usually there aren't too many) I've never had a meal/bike/car/suit/house/hobby/vacation/painting/watch etc over $X, and I never will. How the hell ...

I am glad to see the results of this poll. About 50% of the responders do have $100+ meals at least a couple times a year. The Bogleheads' reputation as unimaginative cheapskates is exaggerated. The whole notion is way overblown. You could have someone who would never dream of spending more than $5...

Trev H wrote:and done much better than any fancy chef could do.

And the fancy chef could've strolled into your workplace and outperformed you, too?

This is painfully slow.

Lets forget the $100 dinner and just cut to the chase.

Everybody list their most expensive discretionary expenditure, and then we can all take turns dumping on them.

Another ridiculous thread. And yet, you wrote 3 paragraphs (more than anyone else) responding to it. Ridiculous is right in my wheelhouse. I'm happy to let you all tackle the serious stuff, and I've greatly benefitted, but you guys are rank amateurs at ridiculousness. How many time can you have the...

Oh boy...

You can use my answer from the $100 dinner thread (just substitute travel for dinner).

Another ridiculous thread. I know, instead of simply answering the question, lets each insert or own valuation...my turn. In Philadelphia, as in most major cities, you can eat food prepared by some of the best chefs in the world; Vetri, Garces, Solomonov. We do this maybe twice a year. With a modest...

Honestly, unless you're a bike racer or serious triathlete, your conception of what's bikeworthy is completely different than a competitive or serious racer/rider. While you can get away with a minimum $700 road bike with drop-bars for the stuff I've described above, you will be highly unlikely to ...

There are times when the Munchkin Man is tempted to lose 10 more pounds in order to help the Munchkin Man fit into a pair of pants with a waist size of 34 inches with greater comfort and consistency. However, the Munchkin Man's doctor has already told the Munchkin Man that the Munchkin Man has achi...

Spouse currently has a nice bicycle for half that amount. Depends on one variable - body weight. If spouse looks like a cyclist (after 20 years it seems this would be likely), then it's a true affliction, and he/she desperately needs this bike. If they put on riding clothes and look like a fluoresc...

Also I don't know at what point inflation becomes "hyper", but we had some pretty serious inflation just a few decades ago. Thanks Sam. Let's say here... https://thewisdomofgold.com/wp-content/uploads/2009/02/inflation-1923.jpg ...and come up with down side scenarios well short of that. I...

What's the real worst case scenario? In my opinion, it is default. All the talk of duration and convexity assumes the bond coupons and the final face value of the bond are actually going to be paid . Erm.... I guess in my mind, a broad default that has a big impact on something like the Total Bond ...

Thanks (I edited my post).

Did my homework. First time I've actually bothered to run through the math, so thanks for the quiz. I get the point, but am still stuck on this... All scenarios lose money if adjusted for a 3.1% inflation rate ;) For the long term investor, it begs the question: If rates start to to move higher from...

Flip, flop. Flip, flop. Flip, flop. I'm not sure Gross remembers that he changes course from week to week. But he certainly can say that he always had the right answer, at least at some point in time. Not sure if that is fair. As far as I can tell, he appears to be reacting to a pretty big move by ...

Shopping for fresh food, preparing it, cooking it, eating it, cleaning up afterwards... Takes a lot of time if you're not used to it. Best advice I've heard is to clean up as much as possible as you go along. Very deflating to do all the work, sit down and eat, and then contemplate a trashed kitchen...

Since I have nothing of value to contribute financially, I'll jump in here. I think this fits; 1. Can save money if you reduce need to access healthcare 2. Never know what might change; - UPenn Health System no longer hires smokers - Samoa Air now charges by weight So... Mark's Daily Apple There's n...

Munir wrote:I continue to be amzed at Mike's uncanny ability to get to heart of the matter, and summarize in clear terms whatever subject he tackles.

Thanks for the link, agree that it seems very accessible and well done overall. Looks like another good resource.

BBL wrote:This didn't take long....

Bitcoin hacked:

http://finance.yahoo.com/news/bitcoin-h ... 48677.html

I might lose all my real money, see no reason to lose fake money, too.

I'm just trying to figure out how all these "travel the world" advisors expect you to pay for such a trip, or living abroad for 2 years, without liquidating all your hard-earned assets. Uh, get a job that either allows you to travel overseas and or relocates you overseas. +1 More value in...

I know nothing about most of the exchanges out there. In the past, many exchanges have gotten hacked (or claimed they were hacked) or simply vanished into the night, so understand the risks. USD in an exchange can be gone in an instant. BTC in an exchange can be gone in an instant. Be sure to withd...

Tips are supposed to make you feel good about a "job well done" and not be a burden. I'll disagree. Maybe at some point in history tips filled the role you describe, but now they seem like plain old compensation. If I had a problem with a particular service, I like to think I'd try to get...

-----

5. Health care was much more affordable. What do you mean by affordable? If you mean it cost less, yes. If you mean you got effective care for your dollar, no. What I mean is that it's almost impossible to flake out nowadays (incidentally, I'll bet a dollar that Epicurus sent the laundry out just l...

1. Only mention of family is by narrator, and a quick look at wiki tells me that Eppy wasn't married and had no kids, in other words, his life was a non-starter for most. 2. There's always a story behind the story. Epp took his friends out to the country. Even back then, the land wasn't free. What I...

But that was what I was getting at when I pointed out the serious lifters/coaches that all have chronic injuries/pain. Serious lifters/coaches are interested in moving serious weight, and they'll probably acknowledge that they're susceptible to both chronic and catastrophic injury. Olympic lifters ...

NHRATA01 wrote:In most cases strengthening the muscle helps the overall joint strength itself.

+1

CFM300 wrote:Years ago, especially on farms, these sorts of activities were called "chores", and every kid did them.

Nice.

Had a conversation where someone mentioned the fittest they ever were was after a season of tossing hay bales.

What do you think? I think powerlifting as a hobby is not comparable to lifting weights as part of a healthy fitness program. I think resistance training and high-intensity intervals are necessary to improve biomarkers like HDL and testosterone. I think injury should be avoided at all costs. I don'...

It's not so much travel as it is foreign experience. Obviously many aren't ever going to have the opportunity or inclination, but if it appeals to you and can carve out the time, it's worthwhile. It's a tricky business. You can work overseas and live in an expat community, commute to an expat job, a...

Tips are supposed to make you feel good about a "job well done" and not be a burden. I'll disagree. Maybe at some point in history tips filled the role you describe, but now they seem like plain old compensation. If I had a problem with a particular service, I like to think I'd try to get...

Any other ideas? I like "weeding out", although it's clearly not that efficient, because I'm still typing. There was a report that kids development is impeded by the "safe" playground. They're not learning to gauge physical risk properly because they're not getting injured. They...

Everything is relative. Those adventurous retired travelers probably would've been more adventurous (reckless?) in their own twenties. It's just life. I agree that everything is relative. I disagree though that adventurous retired travelers necessarily means they were adventurous twenty something t...

Travel changes with the decades, and the thirties is already a little long in the tooth. There's plenty of stuff you would've done/put up with without thinking twice in your early twenties that are unacceptable now, which is good and bad. This depends on the person more than their age. I know elder...

neurosphere wrote:If one doesn't like the rates (and a 20% is customary so include that in the rate), don't purchase the service.

+1

If you can't afford the tip, you can't afford the service.

If your career is set, then I'd echo the main theme and say if possible, obtain Extended-Risky(relatively)-Foreign-Experience. Front-line travel is a skill set, so if you're able to take an extended vacation, you can get your feet wet with a soft pass through somewhere easy like Europe/Thailand/Indi...

SSSS wrote:

SPG8 wrote:Principally, with more non-voting shares, are some measure of checks and balances on corporate governance either lost or compromised?

Index funds do still vote their shares.

Thanks. I'm going to Time Out now.

https://investor.vanguard.com/about/how-our-funds-voted