Bogleheads.org

I will retire at the end of this year, at age 58 (almost 59). DH (same age) is having panic attacks about his retirement, so he'll probably keep working a few more years. Totally ready, bored with my legal career although I know all, am at top of game, I've had enough. Ready to be a housewife, take ...

Venison and elk. :P Once you've tasted these, you just can't go back to the pap that is feedlot beef and grocery-store eggs. And yes, they cost 2 -3 times (or more) than grocery-store items. mmmm....venison...but, for the good stuff you really need to make friends with a hunter. Also, 2-3 times mor...

Grass-fed beef and free range chicken and eggs. Venison and elk. Once you've tasted these, you just can't go back to the pap that is feedlot beef and grocery-store eggs. And yes, they cost 2 -3 times (or more) than grocery-store items.

Try Pain Quotidien, Pret a Manger, or Au Bon Pain for bakery/breakfast/lunch.

Thanks, everyone. Think I will look for cash sign-up bonuses instead as I'm not going to spend all that much on this card. In the meantime I still have Discover and a ThankYou Rewards card from Citi to play with.

- I purchased an indexed annuity a decade ago and it was one of my worst financial mistakes. We had the same experience as Paul. We put major money in EIAs four years ago. We made very small gains in the EIAs, and could have made tens of thousands more just in index funds. We will be stuck with the...

Fidelity Investment Rewards: no annual fee, deposits unlimited 2% of every retail purchase directly in "eligible" Fidelity account ("eligible" is defined as "non-retirement, Individual Retirement Accounts, and Fidelity-managed 529 Plan accounts that accept ACH deposits"...

I live in DC, and visited the Spy Museum last year (on someone else's dime). Very enjoyable even if you are not into spying. They've done a great job of pulling together exhibits from all eras of history with great displays and information. They also have a very entertaining entry system (I won't sp...

Go to the library. Spend a little time reading it. Go home. Price: your tax dollars at work.

Don't travel to foreign countries. LIVE in foreign countries. Find a job or take a transfer to another part of the world. If you are English speaking (it appears you are) go to a country where English is not the primary language. Move every 2 years to a different country. You won't get a chance to ...

I suggest that the original poster reads "The End of oil" before deciding on the RV lifestyle as a 40-year plan for retirement.

Thanks everyone, for your kind thoughts and responses. I obviously didn't provide sufficient information but you've given us a lot to consider before I pull the plug on that Biglaw job.

We plan to spend about $300K on a house. Current yearly living expenses are about $100K - $120K, so a pretty good quality of life :) Hi Rusa, We live in Denver suburb in a home worth around $325K and have living expenses of around $90K after college costs for kids, taxes and retirement savings so i...

Bill Bernstein, a well respected advisor, has said "Two percent is bullet-proof, 3% is probably safe, 4% is pushing it." I'm not sure anything is bullet-proof. I would argue that spending the dividends + interest on your portfolio is bullet proof. Currently that's 2.4% for a 40/60 portfol...

We plan to spend about $300K on a house. Current yearly living expenses are about $100K - $120K, so a pretty good quality of life

Two 58 year olds with $3.5 million in assets, no debt at all, currently renting but plan to buy living space in the next two years with money from recent sale of house. Current asset allocation is 40 stocks/60 bonds and lots of cash from recent house sale. Wife is (more than) ready to retire from Bi...

Watch out for "open" floor plans. They sure look great, don't they? But there is no privacy, and they are LOUD...I can't get away from the noise of the radio/TV that my DH loves to have on 24/7 at high volume. Bathrooms should have medicine cabinets for those "everyday" items. Fo...

I've read a number of titles mentioned here already so I won't bring those up but I have a few to add. The "Richest Man in Babylon" - think of investing and saving taught in bible-style parables. Very approachable for a beginner and you almost forget you are learning lessons reading it. I...

1. Pet the cats.
2. Hot tub, accessorized with wine.
3. Chocolate. Lots of chocolate.

Fudge
Almond Toffee
Restaurant gift certificates

Here's an example: In a newspaper article today, a high school student was being extolled for taking "college courses" such as trigonometry at a local college. I learned trigonometry in the 11th grade (or maybe the 10th grade, it's been a while). When did they stop teaching trig in high sc...

I'm a lawyer. I apologize on behalf of my profession that this particular attorney is not being responsive. I suggest that you mail a letter to the attorney clearly indicating that you are terminating the representation immediately and explaining the reason(s). You might ask the post office for proo...

Wheat is bad for you. So don't eat bread. Problem solved.

Rusa was my favorite cat (now deceased) and the avatar is a picture of her. So I can think about her everyday when I'm on-line.

I'm a trademark attorney, and file trademark applications for new marks for new products in the pipeline. I have filed practically no new trademark applications for the past two months for any of my clients, who are in a wide range of industries. Not a good sign for a "recovering" economy....

Is this fabric furniture? Have a good cleaning company wash the furniture and then place it in an "ozonated" room for several weeks. This will help a lot (but can be expensive).

At your age, I also wanted "toys" (big house, oriental rugs, sports car, a horse). I did get all of these (and could afford them). But, now that I'm "somewhat" older, I find that I have no desire for these toys, and would love to get rid of the ones I still have (too much work to...

Attorney specializing in intellectual property

Actually I recommend just buying or borrowing the book and reading how Larry puts it. The section is short enough it might not be a copyright violation to just type the whole thing in right here. Does anyone have the definitive guideline on that? As a copyright attorney, I strongly suggest that you...

I was quite happy not to see any discussion on the recent small drop. Isn't that the point?

USAA raised the deductible on our homeowner's insurance from $1000 to $7500 last summer. Needless to say, I was not pleased. We never made a claim, but it appears we are in a hail district.

We quit using toaster ovens after two different toaster ovens we owned caught fire. Sorry, don't remember the brand--some very ordinary, mainstream brand. Maybe GE. I don't think we were particularly careless or untidy in the way we used them, and I don't think there were any instructions we failed...

34. 7 years after marriage, starting out with $0 savings. Moved three times before settling down somewhere long enough to even think about buying a house (and then we moved again one year later).

Lobster bisque with lots of lobster chunks.

Second choice: bouillabaise with a nice cold Pinot Grigio

Have you already sold your current house? Seems to me that would be the difficult part. What if you can't sell your current house, for any price? Then you would be paying two mortgages. Otherwise, if your budget allows you to afford the new house, and you can still save sufficient funds for retirem...

Have you already sold your current house? Seems to me that would be the difficult part. What if you can't sell your current house, for any price? Then you would be paying two mortgages. Otherwise, if your budget allows you to afford the new house, and you can still save sufficient funds for retireme...

Can we have another poll about whether to use a comma before the "and" in a list? I've seen some real knockdown fights over that one!








edited to correct spelling

Mignon Fogarty, "Grammar Girl", points out that in the past, typewriting used two spaces— in deference to its monospaced font limitations —but "Now that most writing is done on computers it is no longer necessary to type two spaces after a period at the end of a sentence."[50] S...

Hi Rusa: Can anyone point me to this investment that provides "8%" returns? Sure. According to Professor Jeremy Siegel in "Stocks for the Long Run," the U.S. stock market had a long-term compound annual return of 8.4% from 1802 through 1997. When the professor wrote his book, st...

I'm thinking of going back to my freelance medical editing work....low stress (except for deadlines, but the deadlines are easily met), can take on as much or as little work as you want, when you want. Work is usually pretty available on a consistent basis once you prove you know what you are doing...

$16/month cell
$15/month land line (wondering if I really need this)
$25/month DSL
$? Hubby's cell (reimbursed by his work)

Don't watch TV.

Read this nice little book last night. Constant references to 8% expected returns on investments. I have never been so fortunate as to receive an 8% return on any investment except a CD I bought once back in the early 80s (and the bank failed and it took months to get the money back out). Can anyone...

I'm thinking of going back to my freelance medical editing work....low stress (except for deadlines, but the deadlines are easily met), can take on as much or as little work as you want, when you want. Work is usually pretty available on a consistent basis once you prove you know what you are doing....

Sure it teaches investing - it teaches investing in the way that it is currently done....not the best way. It teaches a tiny slice of investing, that is, only buying stocks. At least it gives the kids the idea that money can be invested, rather than spent or saved in a (low return) bank account.

Do you know that there is an entire underground city in Toronto as well? That was one of the more interesting things I saw there (and I saw it very quickly, as I was running through it to catch a ride to the airport and avoid a heavy cloudburst). If you like Indian food, you can't go wrong at any of...

Last summer I read (just for fun) a book called The Big Investment Lie. I wasn't planning on changing my entire investment philosophy at the time!

Simply looking at the sky, day or night, and breathing the fresh fresh air.

Personally what I've seen in my limited experience is that woman *are* actually better investors than men. This is actually because they are less inclined to take speculative risk, to participate in those zero sum games like commodities, currency, or to employ leverage etc (with possibly an excepti...

Women, for whatever reason, tend to be math averse. Financial planning requires a basic understanding of mathematics, probability etc. These are areas women, generally, are not comfortable with. That's why there are so few women on this board. :roll: Oh, come on. As a "woman" I don't care...

Just in case kitty does go potty in the carrier, line the carrier with pee pads (also called chucks; available at pet stores or grocery stores), designed to soak up and hold liquids. Bring baby wipes to clean up accidents and the cat. Nothing worse that several hours in a plane with a really stinky ...