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Trading for a used car - arghhhhh

Bigger family is creating a need for a larger family vehicle. I am not to proud to get a minivan (probably the most economical choice) but the wife really wants a mid-size suv How do you know you are getting a reasonable price - both for the trade and the one you are buying !?!?!?!?!?!? Edmunds KBB ...
by RetiringSomeday
Sat May 18, 2013 6:48 pm
 
Forum: Personal Consumer Issues
Topic: Trading for a used car - arghhhhh
Replies: 16
Views: 1526

Re: truck owners

Sounds like I use my truck similar to how you use yours. I considered the gas vs diesel and ultimately went w gas. What tipped the scales for me was the increased cost of servicing a diesel. Although I would like a diesel in some ways I think gas is the way to go unless you haul regularly for work o...
by RetiringSomeday
Mon Aug 06, 2012 1:01 am
 
Forum: Personal Consumer Issues
Topic: truck owners [gas or diesel?]
Replies: 31
Views: 2362

AFLAC - yes or no

AFLAC rep came through for her yearly deal at work today. Says I should consider a "cancer policy" as my rates will go up next year. Also should consider a "critical care" policy for things like heart attacks (which is certainly in my family history). Generally I stay away from t...
by RetiringSomeday
Tue Nov 08, 2011 6:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: AFLAC - yes or no
Replies: 11
Views: 980

Don't do it

I recently got myself away from Ameriprise and shudder to consider going back............... and I wasn't even getting as bad of a deal as they are proposing to you. I would try to leave things alone if you can and educate yourself for a few weeks or months and then decide what is best. Life/Disabil...
by RetiringSomeday
Thu Jul 21, 2011 11:42 am
 
Forum: Investing - Help with Personal Investments
Topic: Newbie seeking 2nd opinion on Ameriprise Advisor’s advice
Replies: 57
Views: 8471

I find that I am morbidly curious about the "strategies" that these folks think are market beating. Anyone have any idea? I was thinking the same thing. They seem 100% convinced they are adding value. I recently switched all my $ to the "boglehead way" and my advisor for the big...
by RetiringSomeday
Sun Jun 26, 2011 10:23 pm
 
Forum: Investing - Theory, News & General
Topic: Cold calling a Boglehead
Replies: 93
Views: 7883

retiredjg wrote:What does your partner want to do?


Not much as near as I can tell.

I have purposefully kept this as my decision only for now. He has asked a few questions and I have told him my stance but have not tried to convert anyone else. Long term this may well change........
by RetiringSomeday
Thu Jun 16, 2011 11:33 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need reassurance - Moving to VG from Ameriprise
Replies: 17
Views: 1940

Thanks!

Thanks for all the responses Originally posted by Ted Valentine: I think the way he's acting says a lot. I think your instinct to move it is right. I would not want to do business with someone that responds that way As the day progresses this is exactly how I am feeling Originally posted by halpain1...
by RetiringSomeday
Thu Jun 16, 2011 11:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need reassurance - Moving to VG from Ameriprise
Replies: 17
Views: 1940

Need reassurance - Moving to VG from Ameriprise

Apologies for the length Earlier this spring I was at the library and since I had never really studied up on investing I figured I should. I read Frank Armstrongs "The intelligent investor" and subsequently "The four pillars of investing" "A bogleheads guide to investing&quo...
by RetiringSomeday
Thu Jun 16, 2011 2:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need reassurance - Moving to VG from Ameriprise
Replies: 17
Views: 1940

I am a newbie too and recently moved everything I had at ej to vanguard and it was quite easy. Much easier than what I am trying to move out of ameriprise that's for sure.

I don't think you will ever regret it.

Good luck. :lol:
by RetiringSomeday
Thu Jun 09, 2011 1:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Moving EDJ IRA to Vanguard, or something similiar
Replies: 12
Views: 1471

I am a total newbie myself. Congrats on finding this site, I'm glad I did! Basically I would say take a deep breath, don't get in a massive hurry to make big changes, and start reading - the books recommended and the posts on here. I love reading the posts on here and everyone (including the authors...
by RetiringSomeday
Sat May 21, 2011 3:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Advice for a real novice (long)
Replies: 22
Views: 3025

Follow up ?

So I submitted paperwork to Vanguard and of course Ameriprise needs their form filled out prior to transferring over to Vanguard. The gentleman I talked to at Ameriprise was actually quite nice but was of course trying to convince me not to move my $ out of Ameriprise. He did not say that the perfor...
by RetiringSomeday
Thu May 19, 2011 4:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: Ameriprise
Replies: 8
Views: 2143

Follow up

So if I am choosing between transferring the money over to a "frozen" simple IRA with Vanguard or a traditional IRA with Vanguard what are the pitfalls I need to consider with each. I have had the simple for more than 2 years so that should not be a concern. Vanguard hasn't offered the sim...
by RetiringSomeday
Wed May 18, 2011 9:51 am
 
Forum: Investing - Help with Personal Investments
Topic: Simple IRA Rollover
Replies: 4
Views: 786

Simple IRA Rollover

We have an simple IRA plan at my business through Ameriprise. I own the business with a partner so the decisions are not mine alone as far as switching from Ameriprise with the entire plan for him and I and all the employees. It may take some convincing. I plan to investigate this and present it to ...
by RetiringSomeday
Tue May 17, 2011 5:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Simple IRA Rollover
Replies: 4
Views: 786

I only do extract brewing so far. Get most of my stuff from Midwest brewing.

It is fun to see and taste the final product.
by RetiringSomeday
Fri May 13, 2011 3:38 pm
 
Forum: Personal Consumer Issues
Topic: Anyone Brew their Own Beer?
Replies: 15
Views: 1416

Hopefully this isn't a remedial question but here goes... If I transfer all of this over to Vanguard now (just call Vanguard and ask them to get the ball rolling correct?) I am under the impression that the only surrender fee I would have is $30. I am unsure if this is because I have had it for a li...
by RetiringSomeday
Tue May 03, 2011 11:49 am
 
Forum: Investing - Help with Personal Investments
Topic: Ameriprise
Replies: 8
Views: 2143

Ameriprise

I will post my entire situation later but am trying to gather some basic information as a neophyte boglehead. Currently my SimpleIRA through work is through Ameriprise. Now work is a business that I own with a partner and we have about 15 employees (about half of which take advantage of the IRA). I ...
by RetiringSomeday
Tue May 03, 2011 8:18 am
 
Forum: Investing - Help with Personal Investments
Topic: Ameriprise
Replies: 8
Views: 2143

re

Guns, ammo (lots) and seeds = very valuable if things go downhill.
by RetiringSomeday
Thu Apr 14, 2011 5:02 am
 
Forum: Investing - Theory, News & General
Topic: The Paranoid Portfolio
Replies: 50
Views: 6219

Where to put 2010 Roth

I am a new Boglehead and still trying to get my feet underneath me after realizing how ignorant I have been to be blindly trusting my "financial advisors" Anyway - after a few year hiatus - I am again able to fully contribute to a Roth IRA for 2010 (but need to do it this week) My AA is a ...
by RetiringSomeday
Mon Apr 11, 2011 7:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where to put 2010 Roth
Replies: 2
Views: 470

Cash it

No way they come back on you and if they did you would have a very reasonable defense. You shouldn't have to work that hard to find/correct their mistakes.
by RetiringSomeday
Sat Mar 26, 2011 9:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax refund-ethical question
Replies: 22
Views: 2080

If this is true then I'm best off just doing the 529 - no free lunch right? It did sound like a good deal - lower personal tax by lowering business income AND fund kids college tax free principal and growth. Way to good to be true. This is a guess, but the contribution made would likely not be deduc...
by RetiringSomeday
Sat Mar 26, 2011 3:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: Coverdell ESA question
Replies: 9
Views: 1489

Coverdell ESA question

Basically my head is spinning as I have (unfortunately) only recently been exposed to responsible investing. My current financial people have helped me out with some investing that has been good for them though :? I have lots of questions but the first will center around a Coverdell for my 2 kids. U...
by RetiringSomeday
Sat Mar 26, 2011 12:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Coverdell ESA question
Replies: 9
Views: 1489

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