Rodc wrote:7.25% not counting contributions (or more correctly, XIRR type return, not annualized, YTD)
60/40 more or less
dbr wrote:I don't know anything specific, but it would seem to me that investing most of what one has in a single stable value fund is risk one would not want to take. If it is 100% of 20% of a portfolio that is one thing, but for someone 75% bonds and all in one SV fund, I am not so sure.
Taylor Larimore wrote:Mastermike:
Your mother could be an excellent candidate for The Three Fund Portfolio.
30% Total Stock Market Index Fund
10% Total International Index Fund
60% Total Bond Market Index Fund
The Three Fund Portfolio
1.5% in advisory fees and excess expenses means you are giving away 40% of your retirement income stream.
jebmke wrote:We do everything through a VG DAF. Online donation of securities, online grants to charities. No fuss, no muss.