All good advice thus far. I have 3 accounts, IRA (from a 401k rollover), SEP-IRA established last week (from my corporation that I own), and the taxable account. My first steps are to get the international stock and total bond funds (I'm aiming for 10% bonds) purchased and balanced. Then I will worr...
I have only one fund in Vanguard, just VTSAX. I would like to diversify into other mutual funds, low expense ratio, no load, in Vanguard. The three-fund portfolios say international stock and total bond funds are good complements to total stock market index funds. However, since interest rates can o...