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Re: Best albums of 2015

My favorite so far: Kendrick Lamar's, To Pimp a Buttterfly . Here's my favorite track, King Kunta : (EXPLICIT LYRICS!!!!) https://www.youtube.com/watch?v=bSEtYNOgWKY I prefer music a little less profane. Then I am guessing Kendrick Lamar should not be on your playlist, although he actually doesn't ...
by Petrocelli
Fri Mar 27, 2015 7:59 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Can I afford a $1M house?

Buy it. I spent $625,000 on a two bedroom house in 1989. We put 25% down. My wife and i were making $100,000. People thought I was nuts. The house is now worth between $2,000,000 and $3,000,000. So? Does that beat s&p500? (it doesn't) Well, let's do the math. I bought a house in 1987 for $250,0...
by Petrocelli
Fri Mar 27, 2015 7:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 56
Views: 4284

Re: Can I afford a $1M house?

(FYI, I did make shareholder and now have the biggest office in the firm. (You can see pictures of it here: http://vanguardmomentuminvestor.weebly.com/vanguard-momentum-investing/category/all . I just redecorated it and am very proud of it!) Ikea modern, I love it. Did you assemble it yourself? Tha...
by Petrocelli
Fri Mar 27, 2015 4:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 56
Views: 4284

Re: My evil plan backfired

Thanks everyone, appreciate all of the insight. Sadly, we will not be able to buy a house with this lol - this amount doesn't even make up 1% of our portfolio, so it's really a drop in the bucket. Just me being cautious. One percent?!!!??? On behalf of husbands everywhere, please let your husband h...
by Petrocelli
Fri Mar 27, 2015 1:00 pm
 
Forum: Investing - Theory, News & General
Topic: My evil plan backfired
Replies: 52
Views: 5819

Re: What Book Are You Currently Reading? Part VI

I just finished Redeployment , which is a series of 10 short stories about American soldiers and bureaucrats in Iraq. Highly recommended. I am reading The Martian . I am about 15% into it. The jury is still out. So far, it's good, not great Once again, I HIGHLY recommend All the Light We Cannot See ...
by Petrocelli
Fri Mar 27, 2015 12:58 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 564
Views: 77764

Re: Can I afford a $1M house?

That is not correct. She did not receive any money from her trust until about 5 years ago. And, also for the record, my inheritance will be larger than hers. Therefore, she has the sugar daddy, not the other way around. Regardless of who is supplying the sugar to whom, you've more than confirmed th...
by Petrocelli
Fri Mar 27, 2015 11:48 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 56
Views: 4284

Re: Can I afford a $1M house?

Buy it. I spent $625,000 on a two bedroom house in 1989. We put 25% down. My wife and i were making $100,000. People thought I was nuts. The house is now worth between $2,000,000 and $3,000,000. Not the same situation because according to your previous posts, your wife is a trust fund baby. You hav...
by Petrocelli
Fri Mar 27, 2015 9:43 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 56
Views: 4284

Re: Can I afford a $1M house?

When we bought our second house in 1989, we moved from a $250,000 house to a $625,000 house. At the time, we were making (combined) about $2,000 a week). Our mortgage was about 50% of our net income. And $625,000 was a crazy amount to pay for a 2 bedroom, 1.5 bath 1,600 square foot house in 1989, bu...
by Petrocelli
Fri Mar 27, 2015 9:02 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 56
Views: 4284

Re: Can I afford a $1M house?

Grt2bOutdoors wrote:
Petrocelli wrote:Buy it.


Yes - Buy it, Petrocelli is going to co-sign the mortgage. :wink:


I would, but I'm pretty long in real estate right now.
by Petrocelli
Fri Mar 27, 2015 8:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 56
Views: 4284

Re: Best albums of 2015

I don't listen to entire albums coming out in 2015, but I like some artists that I've only heard very recently, such as Tame Impala, Fly Golden Eagle, Royal Blood, Griswolds, King Tuff, Cheatahs, Real Estate, and Courtney Barnett. I listened to Courtney Barnett's new album yesterday, "Sometime...
by Petrocelli
Fri Mar 27, 2015 8:48 am
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Can I afford a $1M house?

Buy it.

I spent $625,000 on a two bedroom house in 1989. We put 25% down. My wife and i were making $100,000. People thought I was nuts.

The house is now worth between $2,000,000 and $3,000,000.
by Petrocelli
Fri Mar 27, 2015 7:48 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 56
Views: 4284

Re: Best albums of 2015

Anything rock from the late 60s to mid 70s, the golden era for music. My parents thought the 40s and 50s was the the golden era for music. I think that most people seem to think that the best music was when they were teenagers and young adults. They stop listening to new music when they have kids. ...
by Petrocelli
Thu Mar 26, 2015 10:54 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Best albums of 2015

Taylor Swift, Nicki Minaj and Ne-yo. Tay's album dropped in 2014, so not relevant. they are better than some of the "classic rock" to my ears, with all of that distorted guitar stuff and drum banging. Hip hop stars' lyrics are just amazing these days. Nevertheless, the word "album&qu...
by Petrocelli
Thu Mar 26, 2015 10:51 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: My evil plan backfired

My first investment was a $10,000 investment at $1 a share that went to well over $30 a share. I took the money from that investment and bought a house, and then another house. 25 years later, I have over $2,000,000 in equity in that house, and it started with a $10,000 investment. Based on that, my...
by Petrocelli
Thu Mar 26, 2015 9:24 pm
 
Forum: Investing - Theory, News & General
Topic: My evil plan backfired
Replies: 52
Views: 5819

Re: Best albums of 2015

Petrocelli wrote:Spotify just released a remastered Physical Graffiti. I have never been a fan of Zeppelin but will give it a listen. (in the 70s, I was more of a Clash, Elvis Costello, Sex Pistols listener...)


I just finished listening to Physical Graffiti. I am still not a fan.
by Petrocelli
Thu Mar 26, 2015 9:16 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Kendrick Lamar: Rapper with Boglehead Principles?

Also, Wikipedia reports he was a straight A student in high school. That may be why he understands how to manage his money.
by Petrocelli
Thu Mar 26, 2015 11:18 am
 
Forum: Personal Consumer Issues
Topic: Kendrick Lamar: Rapper with Boglehead Principles?
Replies: 14
Views: 1488

Re: Best albums of 2015

Try as I might, I can't get away from all of my old music. Would still go out of my way to see Neil Young in just about any of his formats, or Led Zeppelin for that matter if it ever came to pass, and love the Stones although they never play what I want to hear at those curcus-like live shows. Some...
by Petrocelli
Thu Mar 26, 2015 11:14 am
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Kendrick Lamar: Rapper with Boglehead Principles?

On a related note, I was listening Lamar's new album on the way in. The first cut is "Wesley's Theory." Many of the lyrics are about living simply in the face of fame. Check out these lyrics:

[OT lyrics removed by admin LadyGeek]
by Petrocelli
Thu Mar 26, 2015 11:01 am
 
Forum: Personal Consumer Issues
Topic: Kendrick Lamar: Rapper with Boglehead Principles?
Replies: 14
Views: 1488

Kendrick Lamar: Rapper with Boglehead Principles?

For those of you who have no idea about anything related to music since the Beatles broke up, right now Kendrick Lamar has the number one album in the country. He made several million dollars last week from Spotify streams alone. Therefore, he decided to buy a house. When I read about his new house,...
by Petrocelli
Thu Mar 26, 2015 8:35 am
 
Forum: Personal Consumer Issues
Topic: Kendrick Lamar: Rapper with Boglehead Principles?
Replies: 14
Views: 1488

Re: Best albums of 2015

And try as I can, I just cannot get my head around rap. :sharebeer Keep in mind that "rap" is a very broad spectrum of music. It would be like your parents saying, "I just can't get my head around rock." That would include the Beatles, the Cowsills, the Stones, The Carpenters, H...
by Petrocelli
Wed Mar 25, 2015 8:50 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Best albums of 2015

My favorite so far: Kendrick Lamar's, To Pimp a Buttterfly . Here's my favorite track, King Kunta : (EXPLICIT LYRICS!!!!) https://www.youtube.com/watch?v=bSEtYNOgWKY I pulled this up just now on Spotify, and if you're serious, then I am just Old (63)... I love hard rock (Jimmi Hendrix etc.) but thi...
by Petrocelli
Wed Mar 25, 2015 6:45 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Best albums of 2015

On an unrelated note, here's my Playlist of my 100 favorite tracks from 2014.

https://play.spotify.com/user/12559911/playlist/5S0MOwh2mIHuRL9FyZmPaD
by Petrocelli
Wed Mar 25, 2015 3:42 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Best albums of 2015

My favorite so far: Kendrick Lamar's, To Pimp a Buttterfly . Here's my favorite track, King Kunta : (EXPLICIT LYRICS!!!!) https://www.youtube.com/watch?v=bSEtYNOgWKY I confess to having really liked Taylor Swift's '1989'. Which was both the most popular album of 2014 and aimed at a demographic 1/3r...
by Petrocelli
Wed Mar 25, 2015 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Best albums of 2015

I have listened to several dozen releases and "Carrie & Lowell" by Sufjan Stevens is the best of the year by a considerable margin. It is a simply brilliant meditation on perseverance in the face of abandonment and loss. I think it is his finest achievement. I am a big fan of Sufjan S...
by Petrocelli
Wed Mar 25, 2015 3:36 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Any situations car leasing makes sense?

I'm also suspicious of all the lease numbers. The leases I've seen have some down payment. $200 per month for 36 months with $2,400 down is not $7 per day in my books. Probably similar for Mercedes, but I've not shopped for one. For the record, I put no money down, other than registration and first...
by Petrocelli
Wed Mar 25, 2015 1:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 4945

Re: Any situations car leasing makes sense?

The bottom line is this: I rent a Mercedes that is always less than 3 years old for $20 a day. I think that's a pretty good deal. But not as good as the $7/day on a Nissan Leaf lease, and that's with $0 fuel cost too since I charge from my properly-sized solar array and have no electricity bill for...
by Petrocelli
Wed Mar 25, 2015 8:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 4945

Re: CNBC - "401(k) plans have fallen short"

Luckily, my company does not have any of these problems because the person in charge of the Plan is a really smart guy who moved the Plan to Vanguard about 12 years ago.
by Petrocelli
Tue Mar 24, 2015 11:18 pm
 
Forum: Investing - Theory, News & General
Topic: CNBC - "401(k) plans have fallen short"
Replies: 4
Views: 822

Re: Any situations car leasing makes sense?

I have been amazed looking at m my 9 year old car vs my wife's leased vehicle. My car's annual cost has been cheaper over its life but not by all that much. And, don't forget, your wife has been driving a new vehicle. Before I started leasing, I had a Lexus that I drove for about 125,000 miles. Mai...
by Petrocelli
Tue Mar 24, 2015 11:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 4945

Re: Vanguard HealthCare Fund

I have been advocating buying VGHCX for as long as this forum has been around and, before that, in the old Diehards forum.

The general consensus of most posters here is that you shouldn't hold it because it's a sector bet.

Go figure.
by Petrocelli
Tue Mar 24, 2015 11:10 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard HealthCare Fund
Replies: 53
Views: 4025

Re: Any situations car leasing makes sense?

I have to use my own vehicle for work and the mileage shoots up quickly. Leasing mileage limits preclude me from ever going that route. Me too. I drive about 17,000 to 19,000 a year. However, I am compensated by my employer for mileage. (Hopefully, you are too.) I put that money in a (locked) drawe...
by Petrocelli
Tue Mar 24, 2015 2:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 4945

Re: Best albums of 2015

Found another good one today, Father John Misty's I Love You Honeybear. You can read about the album here:

http://en.wikipedia.org/wiki/I_Love_You,_Honeybear
by Petrocelli
Mon Mar 23, 2015 9:59 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Any situations car leasing makes sense?

fund wrote: One thing that I didn't see mentioned or at least noted more than fleetingly (unless I missed it), is the fact that sometimes there are things in life that go beyond just strict dollars and cents. .


Indeed.

And let's not forget the value of that "new car smell" every 2-3 years.
by Petrocelli
Mon Mar 23, 2015 5:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 4945

Re: Any situations car leasing makes sense?

If you are self employed or use your lease for non-commuting business related activities a portion (or all) of the costs can be deducted as a business expense. Actually, I don't write off my car. However, I get 57.5 cents a mile, which is more than my mileage overage on my car (which is 25 cents a ...
by Petrocelli
Mon Mar 23, 2015 5:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 4945

Re: Any situations car leasing makes sense?

I have leased 4 Mercedes in a row. I like to lease because I drive a lot of miles. I also like to drive a new car. I lease my cars for 45,000 miles. When a car gets to 44,000 miles, I take the car back and get a new one. I put no money down other than the initial lease payment, and some random $400 ...
by Petrocelli
Mon Mar 23, 2015 2:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 4945

Re: Best albums of 2015

Never heard of Kendrick Lamar. Spent a half hour reading his lyrics, interesting - unlike almost everything. I had heard of him before this album, and listened to his first album a little. His second album has received outstanding reviewed, and hold the record for being the most streamed album in o...
by Petrocelli
Sun Mar 22, 2015 10:45 am
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Best albums of 2015

There are only three kinds of music in the world: AC/DC, Led Zeppelin, and ZZ Top! Just thought I'd throw that out there :D Spotify just released a remastered Physical Graffiti. I have never been a fan of Zeppelin but will give it a listen. (in the 70s, I was more of a Clash, Elvis Costello, Sex Pi...
by Petrocelli
Sun Mar 22, 2015 10:39 am
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Splitting a Food Tab on a Combined Birthday Lunch

I think this question was on my SAT in 1976.
by Petrocelli
Sat Mar 21, 2015 10:09 pm
 
Forum: Personal Consumer Issues
Topic: Splitting a Food Tab on a Combined Birthday Lunch
Replies: 54
Views: 3628

Re: Whats a good Pistol to buy?

I don't know a lot about this, but doesn't it depend on who you want to shoot As in. .. race, gender, nationality, shoe size, species, fur thickness? Sorry, I have no idea what you are trying to get at. I guess what I'm getting at is the person you intend to shoot someone one who is breaking into y...
by Petrocelli
Sat Mar 21, 2015 10:03 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 109
Views: 7651

Re: Best albums of 2015

aquifer wrote:There are only three kinds of music in the world: AC/DC, Led Zeppelin, and ZZ Top! Just thought I'd throw that out there :D


I don't generally listen to music not recorded in the past 5 years.
by Petrocelli
Sat Mar 21, 2015 8:17 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Hearse as daily driver?

In college, I went on a road trip to Smith College in a hearse with a guy who's dad owned a mortuary. There were about 8 of us packed in there. The best part was yelling, "Death pays no toll!" at every tollbooth. So if you get a hearse, you got that going for you, which is nice. As an asid...
by Petrocelli
Sat Mar 21, 2015 7:47 pm
 
Forum: Personal Consumer Issues
Topic: Hearse as daily driver?
Replies: 58
Views: 3595

Re: What Movie Have You Recently Watched?

KCjoe wrote:Nebraska

watched it with my wife last night on Netfix. At the beginning I did not think I would really like it, but ended up enjoying it. A little off beat, even a touch depressing at the start. I would watch again.


Agree. It's a gem. One of my favorites that year.
by Petrocelli
Sat Mar 21, 2015 6:41 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 655
Views: 85603

Re: Whats a good Pistol to buy?

I don't know a lot about this, but doesn't it depend on who you want to shoot?

FULL DISCLOSURE: My firm litigates against the NRA alot.
by Petrocelli
Sat Mar 21, 2015 6:24 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 109
Views: 7651

Re: The one area I disagree with Jack

Based on my more than a decade around here, these threads always indicate the end of a bull market.
by Petrocelli
Sat Mar 21, 2015 6:22 pm
 
Forum: Investing - Theory, News & General
Topic: The one area I disagree with Jack
Replies: 93
Views: 7264

Best albums of 2015

My favorite so far: Kendrick Lamar's, To Pimp a Buttterfly. Here's my favorite track, King Kunta: (EXPLICIT LYRICS!!!!)

https://www.youtube.com/watch?v=bSEtYNOgWKY
by Petrocelli
Sat Mar 21, 2015 6:16 pm
 
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 48
Views: 3036

Re: Need a new sub-forum for guns?

Can we also have a separate forum for watches?
by Petrocelli
Sat Mar 21, 2015 2:48 pm
 
Forum: Forum Issues and Administration
Topic: Need a new sub-forum for guns?
Replies: 17
Views: 1554

Re: Documentaries to recommend?

I watched TheJinx on HBO about millionaire (alleged) murderer Robert Durst. It may be the best documentary I have ever seen. HIGHLY recommended.
by Petrocelli
Sat Mar 21, 2015 1:10 pm
 
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 128
Views: 15430

Re: What Movie Have You Recently Watched?

He is supposed to be Turkish. Some say his father was German. Nobody believed he was real. Nobody ever saw him or knew anybody that ever worked directly for him, but to hear Kobayashi tell it, anybody could have worked for Soze. You never knew. That was his power. The person after whom Keyser Soze ...
by Petrocelli
Fri Mar 20, 2015 10:26 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 655
Views: 85603

Re: What Book Are You Currently Reading? Part VI

I just finished All the Light We Cannot See, which is the best fiction book I have read in years. It was some awards and was a #1 NYT bestseller. I highly recommend it.

http://www.anthonydoerr.com/books/all-the-light-we-cannot-see/
by Petrocelli
Fri Mar 20, 2015 12:04 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 564
Views: 77764

Re: What Movie Have You Recently Watched?

I saw Boyhood last night. I gave it 3 out of 5 stars. I can't understand the Best Picture nomination.
by Petrocelli
Tue Mar 17, 2015 8:48 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 655
Views: 85603

Re: What Movie Have You Recently Watched?

I just rewatched "The Usual Suspects." The movie was written by Chris McQuarrie (who won the Oscar for it). Highly recommended if you haven't seen it. Interesting trivia fact: Chris was working in my copy room when he wrote the movie, and many of the characters in the movie are named afte...
by Petrocelli
Tue Mar 17, 2015 7:57 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 655
Views: 85603
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