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Re: Refusing to pay doctor bill, consequences

Just another example of why the US healthcare system is so dysfunctional.
by Pacific
Sat May 18, 2013 5:11 pm
 
Forum: Personal Consumer Issues
Topic: Refusing to pay doctor bill, consequences
Replies: 65
Views: 3368

Re: $550M Powerball Jackpot - take cash or annuity?

For what may happen when you say that the ticket was owned by an entity, see the Tax Court opinion in Tonda Lyn Dickerson, T.C. Memo 2012-60 (2012): http://www.ustaxcourt.gov/InOpHistoric/DickersonMemo.TCM.WPD.pdf . I cannot believe that I found an opinion by a tax court so thoroughly entertaining ...
by Pacific
Fri May 17, 2013 5:10 pm
 
Forum: Investing - Theory, News & General
Topic: $600M Powerball Jackpot - take cash or annuity?
Replies: 86
Views: 4512

Re: College costs, anyone else spit coffee on their monitor?

I just put two kids through college... University of Kansas... about $15k a year including room and board... $60k total for each of their degrees... And that's with sorority fees... Could be done for less. There should be a simple college admission test. "Are you willing to pay $200k for your ...
by Pacific
Thu May 16, 2013 3:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: College costs, anyone else spit coffee on their monitor?
Replies: 86
Views: 4428

Re: Google Invests $125 Million in Lending Club

I think Lady Geek needs to create a new forum for Lending Club aficionados. :happy
by Pacific
Mon May 13, 2013 7:54 pm
 
Forum: Investing - Theory, News & General
Topic: Google Invests $125 Million in Lending Club
Replies: 68
Views: 5258

Re: SF BayArea - Buy Home or not

Wow. 991 sq. ft. on 7.6 acres!!! And, on a "Quite complex"!!

I assume they meant a quiet complex. If so, sounds like one of those Nigerian scams. :)
by Pacific
Mon May 13, 2013 7:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: SF BayArea - Buy Home or not
Replies: 45
Views: 2024

Re: Buffet says no to bonds - recommends equities and cash

It's "Groucho Marx" Here is the alleged conversation: "Groucho, how do you invest your money? I buy government bonds. You'll never make any money doing that! If I have enough of them, I will." Here is another of his hilarious scenes (as Wolf J. Flywheel): Wolf J. Flywheel (Grouch...
by Pacific
Wed May 08, 2013 1:23 am
 
Forum: Investing - Theory, News & General
Topic: Buffet says no to bonds - recommends equities and cash
Replies: 85
Views: 6160

Re: Valuethinker - thank you for Winston Churchill

Frugal Al wrote:There's indeed a lot to admire and be thankful for in Sir Winston Churchill, and in VT for that matter. Still, I had no idea VT was Churchill's father. :D


+1
by Pacific
Sat May 04, 2013 2:10 am
 
Forum: Personal Consumer Issues
Topic: Valuethinker - thank you for Winston Churchill
Replies: 25
Views: 1458

Re: [Why do posts have "[physician]" in thread title]

I think someone needs to tag a few posters with [chronic complainer] :happy
by Pacific
Thu May 02, 2013 9:08 pm
 
Forum: Forum Issues and Administration
Topic: [Why do posts have "[physician]" in thread title]
Replies: 44
Views: 2852

Re: What home gym equipment do you have?

I just bought a pair of 2 lb Indian clubs from Revolution Clubs. And they have truly revolutionized my upper-body fitness routine. Check out this old-fashioned piece of equipment on YouTube. Great for strength, endurance, flexibility all at once. If you are not in shape the one-pounders might be be...
by Pacific
Tue Apr 30, 2013 12:41 am
 
Forum: Personal Consumer Issues
Topic: What home gym equipment do you have?
Replies: 63
Views: 3378

Re: European stocks on sale

P/E of Total Int is 16.6
P/E of Total Stock Market is 18.0

A sale, perhaps, but not a Black Friday sale.
by Pacific
Wed Apr 24, 2013 3:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: European stocks on sale
Replies: 15
Views: 898

Re: Social Security Question

ObliviousInvestor is obviously a nom de plume for sscritic! :happy
by Pacific
Tue Apr 23, 2013 3:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security Question
Replies: 14
Views: 965

Re: Help with tax fraud

Here is the full story: Someone claimed him as a dependent. The family thinks it may have been his estranged mother or his mother's brother-in-law who did it. The estranged mother lives in Texas and the taxpayer, who turned 18 in March, 2012, lives in Hawaii. The taxpayer did not live with his estra...
by Pacific
Thu Apr 18, 2013 2:13 am
 
Forum: Personal Finance (Not Investing)
Topic: Help with tax fraud
Replies: 15
Views: 1285

Help with tax fraud

Pardon the subject line, but a friend of mine e-filed his taxes and the IRS rejected it because he was claiming exemptions for people who have already been claimed by someone else on a different tax return -- he was apparently claimed as a dependent by someone else. He was not a dependent of someone...
by Pacific
Wed Apr 17, 2013 12:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Help with tax fraud
Replies: 15
Views: 1285

Re: Vanguard Prime Money Market Fund

Hello, We are putting money into the Vanguard Prime Money Market Fund first, then are going to move it into various balanced funds after it is all there. I noticed the .16% expense ratio -- is that taken out of our principal funds? I had thought that Money Market funds like this kept the principal ...
by Pacific
Wed Apr 17, 2013 5:24 am
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Prime Money Market Fund
Replies: 8
Views: 1325

Re: Need help with interest calculation

Thank you to everyone.

Where do I find the Excel FV formula?
by Pacific
Mon Apr 15, 2013 9:46 pm
 
Forum: Investing - Theory, News & General
Topic: Need help with interest calculation
Replies: 9
Views: 664

Re: Going to London

1. Meet Valuethinker and take him to dinner
2. Meet Princess Kate and take her to dinner
3. Take both Valuethinker and Princess Kate to dinner
4. repeat
5. repeat
by Pacific
Mon Apr 15, 2013 5:53 pm
 
Forum: Personal Consumer Issues
Topic: Going to London
Replies: 25
Views: 1343

Need help with interest calculation

I am going to loan a relative some cash. I will use round figures here. I am trying to figure out the interest due when the principal is paid back (all payments will be going to reduce the principal balance and the interest won't be paid until the principal has been paid back). I searched online for...
by Pacific
Sun Apr 14, 2013 2:18 am
 
Forum: Investing - Theory, News & General
Topic: Need help with interest calculation
Replies: 9
Views: 664

Re: Oahu

Just be prepared to suffer through the world's most expensive traffic jam/
by Pacific
Tue Apr 09, 2013 1:40 pm
 
Forum: Personal Consumer Issues
Topic: [Visiting] Oahu
Replies: 32
Views: 2240

Re: What the forum is missing...

OK. Let's vote. Who thinks that reading this thread and posting in it has been a valuable use of your time? Should anyone else waste their time reading it? How would you rank this thread among the over 100 threads now on the front page? I vote no and 63. There are worse threads, but not that many. ...
by Pacific
Wed Mar 13, 2013 4:01 pm
 
Forum: Forum Issues and Administration
Topic: What the forum is missing... [ability to upvote posts]
Replies: 58
Views: 3372

Re: DOW 36,000 Again!!!

Will this be before or after North Korea's "pre-emptive nuclear strike"?
by Pacific
Thu Mar 07, 2013 8:53 pm
 
Forum: Investing - Theory, News & General
Topic: DOW 36,000 Again!!!
Replies: 28
Views: 3283

Re: Fascinating 60 Minutes piece on Chinese Real Estate mark

HPPH, thank you for your contribution to this thread.
by Pacific
Wed Mar 06, 2013 3:48 am
 
Forum: Investing - Theory, News & General
Topic: Fascinating 60 Minutes piece on Chinese Real Estate market
Replies: 64
Views: 4983

Re: Retirement experience in a foreign country?

We plan to move to Taiwan upon retirement and live out the rest of our lives there. I know Taiwan is not a place people think of for retirement but it's my wife's home country so obtaining residency for me is easy and the national healthcare system is very good. "the national healthcare system...
by Pacific
Sun Mar 03, 2013 2:32 am
 
Forum: Personal Consumer Issues
Topic: Retirement experience in a foreign country?
Replies: 32
Views: 2938

Re: The Munchkin Man Diet

I hope this isn't 3 foot-long (or almost foot-long) Subway sandwiches per day.
by Pacific
Sat Mar 02, 2013 6:19 am
 
Forum: Local Chapters and Bogleheads Community
Topic: The Munchkin Man Diet
Replies: 120
Views: 9529

Re: Medical Bills [Time Magazine Article]

I'm still reading the article, but am floored that a "non-profit" can, in actuality, make an annual profit in excess of $500M..... On the backs of those least able to afford it - the uninsured. Well, then join me on the floor for a permanent home when you learn that the billion-dollar NFL...
by Pacific
Mon Feb 25, 2013 3:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medical Bills [Time Magazine Article]
Replies: 21
Views: 1822

Re: Medical Bills [Time Magazine Article]

Stunning article.
by Pacific
Mon Feb 25, 2013 4:28 am
 
Forum: Personal Finance (Not Investing)
Topic: Medical Bills [Time Magazine Article]
Replies: 21
Views: 1822

Re: New Laser Printer

I bought the 2270DW on sale at newegg for 90.00 in july and it has worked at well..has a lower per sheet cost than the Samsungs.. Compact Laser Printer with Wireless Networking and Duplex Overall Rating:( 4.5 out of 5 ) Prints up to 27ppm Built-in wireless 802.11b/g and Ethernet network interfaces ...
by Pacific
Thu Feb 21, 2013 12:45 am
 
Forum: Personal Consumer Issues
Topic: New Laser Printer
Replies: 16
Views: 1160

Re: Another 529 Plan Question

Thank you all.
by Pacific
Tue Feb 05, 2013 9:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Another 529 Plan Question
Replies: 7
Views: 613

Another 529 Plan Question

I have several 529 plans for my various grandchildren. My inlaws want to contribute something this year for their 3 grandchildren (which are also my grandchildren). Can they contribute directly to the 529 plans that I set up, or should they just give me the contributions and have me contribute, or s...
by Pacific
Tue Feb 05, 2013 12:57 am
 
Forum: Investing - Help with Personal Investments
Topic: Another 529 Plan Question
Replies: 7
Views: 613

Re: Do I need a passport for Mexico

Hello Jerilynn, You keep using "dental tx" in your posts. Sorry, but what is tx? Sorry. Tx=treatment Sx=surgery Dx=diagnosis Px=panorex CBCT=Cone Beam CT scanner SOM/scope=Surgical Operating Microscope Thanks for the explanation Jerilynn. I was emailing someone who kept talking about Sx. ...
by Pacific
Wed Jan 30, 2013 4:12 am
 
Forum: Personal Consumer Issues
Topic: Do I need a passport for Mexico
Replies: 38
Views: 2529

Re: Do I need a passport for Mexico

Just a passport and a bulletproof vest.
by Pacific
Wed Jan 30, 2013 12:52 am
 
Forum: Personal Consumer Issues
Topic: Do I need a passport for Mexico
Replies: 38
Views: 2529

Re: TurboTax Question Foreign Tax credit

AQ wrote:I just wish the tax code was simpler...


AMEN
+1000000000
by Pacific
Wed Jan 30, 2013 12:47 am
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax Question Foreign Tax credit
Replies: 22
Views: 1916

Re: 529 plan question - room & board

Expenses for room and board must be incurred by students who are enrolled at least half-time. The expense for room and board qualifies only to the extent that it is not more than the greater of the following two amounts. a. The allowance for room and board, as determined by the eligible educational...
by Pacific
Sun Jan 27, 2013 5:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: 529 plan question - room & board
Replies: 4
Views: 503

529 plan question - room & board

I understand that room and board is a qualified expense living on campus. However, if the student is going to a community college which does no have on-campus housing, is the student allowed to claim rent and food costs as a qualified expense?

Thanks.
by Pacific
Sun Jan 27, 2013 3:52 am
 
Forum: Personal Finance (Not Investing)
Topic: 529 plan question - room & board
Replies: 4
Views: 503

Re: US Dept Homeland Security urges Disable Java

Yeah well.... Safer to uninstall all your browsers and disconnect from the web...... Hardly a practical suggestion as Java is so heavily used. Java script is used for many web pages, so disabling that would be draconian, but Java on the client (personal computer) is not. Javascript and Java are two...
by Pacific
Sun Jan 13, 2013 2:14 am
 
Forum: Personal Consumer Issues
Topic: US Dept Homeland Security urges Disable Java
Replies: 124
Views: 8140

Re: CCleaner Question

A very good question. I have wondered the same thing as I, too, do not use IE, yet get those files.
by Pacific
Mon Jan 07, 2013 2:24 am
 
Forum: Personal Consumer Issues
Topic: CCleaner Question
Replies: 5
Views: 781

Re: Who's LTC insurance premium has NOT (yet) gone up.

Northwestern Mutual
5 years and no increase
by Pacific
Fri Dec 21, 2012 11:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Who's LTC insurance premium has NOT (yet) gone up.
Replies: 9
Views: 680

Re: Early retirement overseas?

I don't have any actual figures, but I have noticed over the last 25 years that the US$ seems to have lost much of its value in asia -- specifically, in Australia, New Zealand, Indonesia, Malaysia, and the Philippines. I just know that my money went a long way in the past, and not so long at present...
by Pacific
Sat Dec 15, 2012 5:06 am
 
Forum: Personal Consumer Issues
Topic: Early retirement overseas?
Replies: 116
Views: 8217

Re: Why does Kohl's need my Social Security number?

gkaplan wrote:I stand chastised.


Though almost anonymously. :happy
by Pacific
Fri Dec 14, 2012 7:02 pm
 
Forum: Personal Consumer Issues
Topic: Why does Kohl's need my Social Security number?
Replies: 26
Views: 3292

High-Frequency Trading and High Returns

A very interesting article at http://baselinescenario.com/2012/11/29/high-frequency-trading-and-high-returns/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+BaselineScenario+%28The+Baseline+Scenario%29 The rise of high-frequency trading (HFT) in the U.S. and around the world has...
by Pacific
Fri Nov 30, 2012 12:35 am
 
Forum: Investing - Theory, News & General
Topic: High-Frequency Trading and High Returns
Replies: 3
Views: 445

Re: Best tablet for toddlers?

SHL wrote:Having said that, the best "tablet" for toddlers is the LeapPad2 Explorer Learning Tablet from Leap Frog.


+1
by Pacific
Tue Nov 27, 2012 1:16 am
 
Forum: Personal Consumer Issues
Topic: Best tablet for toddlers?
Replies: 27
Views: 2873

Re: Speeding ticket out of state

Somewhat surprised to see so many bogleheads unwilling to accept responsibility for their actions.
by Pacific
Wed Nov 21, 2012 12:45 am
 
Forum: Personal Consumer Issues
Topic: Speeding ticket out of state
Replies: 59
Views: 4407

Re: What would you do if USPS close down completely?

But a lot of Internet commerce does involve eventually shipping a physical object, often the cheapest option turns out to be USPS, and often if it is shipped by USPS or Fedex, the item costs more than it does in a store. So the end of the USPS would probably have a noticeable negative impact on Int...
by Pacific
Thu Nov 15, 2012 7:59 pm
 
Forum: Personal Consumer Issues
Topic: What would you do if USPS close down completely?
Replies: 34
Views: 1263

Re: Bogleheads T-Shirt Possible Design(s)

Kathleen Ryan wrote:Image

Back View: Boglehead T-shirt edit. Katie helped me. Actually she did it all! 8-)


Like
by Pacific
Wed Nov 14, 2012 4:55 pm
 
Forum: Personal Consumer Issues
Topic: Bogleheads T-Shirt Possible Design(s)
Replies: 101
Views: 5421

Re: Market Manipulation

I like the first coment: This madness needs to stop. Put a 10 second delay on all order cancellations. Placing and cancelling orders in milliseconds serves no purpose other than to bump a stock price. Allowing this type of trading is a prime example of why small investors are have no confidence in s...
by Pacific
Tue Oct 09, 2012 12:54 am
 
Forum: Investing - Theory, News & General
Topic: Market Manipulation
Replies: 12
Views: 1505

Re: What to do? Neighbor tree leaning over property line

Whatever you do, make sure your neighbor is not John Gotti's widow.
by Pacific
Wed Oct 03, 2012 7:07 pm
 
Forum: Personal Consumer Issues
Topic: What to do? Neighbor tree leaning over property line
Replies: 62
Views: 4078
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