Search found 24 matches

Return to advanced search

Re: Vanguard Minimum Investment?

I asked a Vanguard rep this before and they said market movement didn't matter. It was based on the principle in account.
by OneDay
Sat Aug 10, 2013 7:10 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Minimum Investment?
Replies: 13
Views: 1860

Re: Advice on Highlander/Odyssey purchase

I have an Ody EX-L. Went through the same choices as you. Love everything about the Ody and get about 19/29 for my mileage. As mentioned the sliding doors are crucial especially if there is a chance for another kid. Also love the room and can transport just about anything. If you have specific quest...
by OneDay
Thu May 23, 2013 10:51 pm
 
Forum: Personal Consumer Issues
Topic: Advice on Highlander/Odyssey purchase
Replies: 44
Views: 4262

Re: Bitcoins Purpose in a Portfolio

I just wonder if the guy that spent 10,000k coins in the early stages on two pizzas is upset now. A 1,000,000 dollar pizza better taste amazing.
by OneDay
Wed Apr 10, 2013 10:33 pm
 
Forum: Investing - Theory, News & General
Topic: Bitcoins Purpose in a Portfolio
Replies: 103
Views: 9568

Re: Undergraduate Education? [Pre-Med, How to finance]

Go the route of creating less debt for you and your son. Where you get your undergrad isn't as big as where you go to med school. Just make sure to keep the grades high. This should help save money for med school too.
by OneDay
Sun Mar 31, 2013 1:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Undergraduate Education? [Pre-Med, How to finance]
Replies: 13
Views: 3191

Re: How Much Cash do I Need to Retire?

If you kept a lump sum of cash under you bed you would need a lot more than the 5m estimate people are saying. It's not as simple as multiplying the 120k by 40 or so to get the lump sum. In 40 years, to have the spending power of 120k, you would need around 400k because of inflation. So you can see ...
by OneDay
Tue Mar 26, 2013 11:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: How Much Cash do I Need to Retire?
Replies: 38
Views: 4797

Re: Avoiding Primary Mortgage Insurance

I am surprised no one has asked how long you plan to live in the house. If it is a long time then I would be in favor of putting the equity in so you wouldn't have PMI. If you did have PMI and housing prices drop then that PMI would be on for a long time. If you we're only going to be in it for a s...
by OneDay
Sat Mar 23, 2013 9:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Avoiding Primary Mortgage Insurance
Replies: 18
Views: 1432

Re: How can I tell when a generally bad or good time to buy

1) Look at your budget and see if you have extra money to invest
2) If you don't have extra money = Bad time to buy
3) If you have extra money = Good time to buy



That would be a very simple way to look at it.
by OneDay
Fri Mar 22, 2013 2:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: How can I tell when a generally bad or good time to buy is?
Replies: 37
Views: 2826

Re: Saving for Education for kids. Need Suggestion

I live in AZ and do the Nevada 529. It is nice that it is housed by vanguard and counts towards your investment levels with them.
by OneDay
Thu Mar 21, 2013 10:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: Saving for Education for kids. Need Suggestion
Replies: 15
Views: 1191

Re: Avoiding Primary Mortgage Insurance

I am surprised no one has asked how long you plan to live in the house. If it is a long time then I would be in favor of putting the equity in so you wouldn't have PMI. If you did have PMI and housing prices drop then that PMI would be on for a long time. If you we're only going to be in it for a sh...
by OneDay
Thu Mar 21, 2013 10:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Avoiding Primary Mortgage Insurance
Replies: 18
Views: 1432

Re: Need to Push to Leave Broker/Become Own Financial Adviso

My 2 cents, The fact that you both have that gut feeling that something is wrong, means something is wrong. Don't ignore it. Ultimately, you have come to a place for answers and help and you will get that help based on the shared tenets of this community. You would probably get different answers if ...
by OneDay
Thu Mar 21, 2013 1:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need to Push to Leave Broker/Become Own Financial Advisor
Replies: 100
Views: 6463

Re: Portfolio Question

I appreciate your feedbacl!!
by OneDay
Fri Feb 08, 2013 7:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Question
Replies: 8
Views: 740

Re: Peeking at investments...how often?

I usually check first thing in the morning just to get an overall sense. A lot of time it's linked to current events and it helps me stay in check with news.
by OneDay
Thu Feb 07, 2013 9:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Peeking at investments...how often?
Replies: 59
Views: 3353

Re: Do we need a Will/Trust if all assets at Vanguard ?

Well if the worst was to happen today, where would you want your money to go? Does the state agree with you? Do you want it locked up in probate? Do the people or entities that you want to get your money know that they should be getting it or how to get it? Just a couple of questions to ask yourself...
by OneDay
Thu Feb 07, 2013 9:11 am
 
Forum: Personal Finance (Not Investing)
Topic: Do we need a Will/Trust if all assets at Vanguard ?
Replies: 25
Views: 2119

Re: Portfolio Question

Any advice out there? Pretty please :)
by OneDay
Thu Feb 07, 2013 9:07 am
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Question
Replies: 8
Views: 740

Re: Why shouldn't I supplement college savings from a Roth?

Roth fund could also double as a fund to pull a couple thousand out of if needed because there is no penalty for withdrawing contributions, correct? Ya, but I wouldn't. Also you wouldn't be able to touch earnings without a penalty, just what you put in. Ideally this is your retirement though, so mo...
by OneDay
Thu Feb 07, 2013 9:05 am
 
Forum: Investing - Help with Personal Investments
Topic: Why shouldn't I supplement college savings from a Roth?
Replies: 4
Views: 499

Re: $101,000 to 'play' with...what would you do?

I would echo getting a second tax guy to look at the situation. For me personally I would not want a 700 dollar payment hanging around for that long when I know I could pay it off and move on.
by OneDay
Wed Feb 06, 2013 9:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: $101,000 to 'play' with...what would you do?
Replies: 36
Views: 2777

Re: argument against indexing on morning star...

They use M* or other sources to find good funds well above average that consistently perform well The authors contention is that active investors can also achieve good results provided they are disciplined investors who do not chase performance Which really is chasing funds from the start, no? Seem...
by OneDay
Wed Feb 06, 2013 8:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: argument against indexing on morningstar...
Replies: 44
Views: 3370

Re: Portfolio Question

If you want to make it easy, you could both just pick a Target retirement fund which would reflect your 80/20 desire, and buy International in a taxable account with your RSU money. Might not be the most efficient, but it seems to fit your goals. Digging deeper, her 403b looks like a better interna...
by OneDay
Wed Feb 06, 2013 9:31 am
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Question
Replies: 8
Views: 740

Re: Portfolio Question

New Annual Contributions His 401K: 17500 (30% company match not included) Her 403b: 17500 (6% match on salary or roughly $2900. We are moving hers to max above the match) His/Hers Roth IRA : 5500 each Taxable: (See below) Please indicate total dollar amount: personal contribution + company match. O...
by OneDay
Wed Feb 06, 2013 8:33 am
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Question
Replies: 8
Views: 740

Re: Social Security - Why Delay ?

Part of the issue is behavioral as well. For 30 to 40 years good investors have made choices to prepare for the future. Once you hit 62 the choice becomes to invest for the futre (i.e. in case I live way to long) or take it now. Going against 30 years of behavior can be tough which is why I find it ...
by OneDay
Wed Feb 06, 2013 12:02 am
 
Forum: Investing - Help with Personal Investments
Topic: Social Security - Why Delay ?
Replies: 145
Views: 5706

Re: argument against indexing on morning star...

They use M* or other sources to find good funds well above average that consistently perform well The authors contention is that active investors can also achieve good results provided they are disciplined investors who do not chase performance Which really is chasing funds from the start, no? Seem...
by OneDay
Tue Feb 05, 2013 11:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: argument against indexing on morningstar...
Replies: 44
Views: 3370

Re: Help With Portfolio....

So you make around 150k. It shouldn't be to hard to build up your EF with your salary. If her salary alone covers all your expenses then you probably have an extra 6k per month from your salary. Spend the next couple months building that up and then tackle some of the debt.
by OneDay
Tue Feb 05, 2013 9:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help With Portfolio....
Replies: 14
Views: 635

Re: If I Put in a Buy Order for a Vanguard MF Last Night

Of course Murphy's law says that the missed day will always be an increase too, like today.
by OneDay
Tue Feb 05, 2013 9:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: If I Put in a Buy Order for a Vanguard MF Last Night
Replies: 14
Views: 1279

Portfolio Question

Hi all, Been lurking for a while and want to jump on in. After getting some ideas I bought both the Boglehead books and have read through those in the last week. Most the info can be found here on the boards but I find having it all concentrated in one area makes referencing easy. Plus I like the id...
by OneDay
Tue Feb 05, 2013 8:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Question
Replies: 8
Views: 740

Return to advanced search