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Re: Should I Fix 1999 Grand Marquis (182K Miles)

Time to put it out to pasture….
by OnFire
Wed Nov 26, 2014 12:24 am
 
Forum: Personal Consumer Issues
Topic: Should I Fix 1999 Grand Marquis (182K Miles)
Replies: 19
Views: 1286

Re: Getting another key made for my car

So the Porsche I bought (referenced in other threads) came with only one key. I called the dealerships and searched the Porsche forums. It is apparently utterly impossible to get a key made any place other than a Porsche dealership, and even then you must have a vehicle title, insurance, a pint of b...
by OnFire
Tue Nov 04, 2014 10:41 pm
 
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 6206

Re: $25K Budget for a Fun Car

Did you ever make a decision? What did you get?
by OnFire
Sat Nov 01, 2014 11:55 pm
 
Forum: Personal Consumer Issues
Topic: $25K Budget for a Fun Car
Replies: 64
Views: 6795

Re: Tips on winning a small claims court case in California.

"Truth is an absolute defense against libel…" From Wikipedia…. There are several ways a person must go about proving that libel has taken place. For example, in the United States, the person must prove that the statement was false, caused harm, and was made without adequate research into t...
by OnFire
Fri Oct 31, 2014 10:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tips on winning a small claims court case in California...
Replies: 24
Views: 2838

Tips on winning a small claims court case in California...

You can see the background of my decision on whether or not to buy the car here: http://www.bogleheads.org/forum/viewtopic.php?f=2&t=139198&p=2058305 and the discussion about when the engine blew up here: http://www.bogleheads.org/forum/viewtopic.php?f=11&t=139827 Basically, in May 2014,...
by OnFire
Tue Oct 28, 2014 11:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tips on winning a small claims court case in California...
Replies: 24
Views: 2838

Re: How to buy a used car

It's just my opinion, but I would highly recommend buying somewhat local, within a days drive. I found exactly the car I wanted in San Jose. I'm in Chicago. I used a mechanic highly recommended by the seller and highly rated by Yelp! The car upon arrival, had obviously been repainted, which wasn't i...
by OnFire
Wed Oct 15, 2014 9:10 am
 
Forum: Personal Finance (Not Investing)
Topic: How to buy a used car
Replies: 16
Views: 1674

Re: Best Used Recreational Bicycles for New Riders

Ask the LBS and see if they have any of last years models. Usually a a steep discount and you'd never be able to tell the difference anyway. I got an $800 one year old bike for $400 and still ride it regularly. I'd also do some asking/checking around for recommendations for a shop. Few people will s...
by OnFire
Thu Jul 24, 2014 12:40 am
 
Forum: Personal Consumer Issues
Topic: Best Used Recreational Bicycles for New Riders
Replies: 26
Views: 2426

Re: Best Used Recreational Bicycles for New Riders

ABSOLUTELY ABSOLUTELY ABSOLUTELY do NOT buy a Huffy, Murray, etc. bike. My father bought me one for college commuting and when standing and cranking on the pedals trying to get across a street quickly, the weld that held the cranks to the sprockets broke and I got flung off the bike and into traffic...
by OnFire
Wed Jul 23, 2014 2:26 am
 
Forum: Personal Consumer Issues
Topic: Best Used Recreational Bicycles for New Riders
Replies: 26
Views: 2426

Re: New vehicle...GMC Acadia, Chevy Traverse, or Buick Encla

I looked at the cars you looked at. I am not against buying Japanese, but I have a strong preference for American made vehicles. I recently bought a Honda Accord Hybrid because they make them in Ohio, while the Ford Fusion Hybrid is made in Mexico. I work as a union firefighter and that's kind of hi...
by OnFire
Thu Jul 17, 2014 12:28 am
 
Forum: Personal Consumer Issues
Topic: New vehicle...GMC Acadia, Chevy Traverse, or Buick Enclave?
Replies: 112
Views: 11315

Re: 20 Year vs 30 Year Term Life Insurance for a 35 year old

Check into professional trade groups or Union benefits if you have them. My wife is a dentist and our combined $1 million each 30 year term policies are something like $400 a year through an ADA affiliated insurance company. WAY less than any place we looked.
by OnFire
Fri Jul 04, 2014 10:38 am
 
Forum: Personal Finance (Not Investing)
Topic: 20 Year vs 30 Year Term Life Insurance for a 35 year old
Replies: 14
Views: 1306

Re: Continue subscribing to local newspaper?

I have an entirely different view on this than the all the previous posters. I live in what is widely regarded as the most corrupt city and state in the country. Something like 10% of all our city alderman go to prison. Jesse Jackson Jr is in prison. Two of the last three governors of Illinois are i...
by OnFire
Fri Jul 04, 2014 10:29 am
 
Forum: Personal Consumer Issues
Topic: Continue subscribing to local newspaper?
Replies: 86
Views: 6593

Re: How much car can I afford while paying cash? Details ins

I've got a 10 yr old M3 and I am able to do the maintenance on it myself, so it hasn't been too bad. If you take it to a shop, the car will eat you up with maintenance, so much so that you might as well buy a new one. I'm not fond of Toyota/Lexus in crash testing. Check http://www.iihs.org. I think...
by OnFire
Fri Jun 20, 2014 9:19 pm
 
Forum: Personal Consumer Issues
Topic: How much car can I afford while paying cash? Details inside.
Replies: 62
Views: 4270

Re: Talk me out of buying a Porsche Convertible. DISASTER!!!

Clearwater, With all due respect, I don't think you could be more wrong. I expect to accept more risk when buying a used car. But I've had three professional Porsche mechanics look at this filter and they all say the same thing. "I have NEVER seen an oil filter this bad. It looks like it hasn't...
by OnFire
Tue Jun 17, 2014 12:19 am
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche Convertible. DISASTER!!!
Replies: 45
Views: 7024

Re: Talk me out of buying a Porsche Convertible. DISASTER!!!

UPDATE!!! So I was trying to decide what to do with the car after the engine bearings failed in the car. Sell it in California? Ship it home and sell it? Put a new motor in it? Fix the old motor? I finally decided to ship it back, and after some soul searching and financial analysis, decided to have...
by OnFire
Sun Jun 15, 2014 1:22 am
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche Convertible. DISASTER!!!
Replies: 45
Views: 7024

Re: New car for improved safety

Absolutely. I work as a paramedic in a big Midwestern city. A few years ago, I had a couple of cops crash into a suspects car. The cops were driving a new Chevy Impala. Every single airbag in the thing had gone off. Side curtains, fronts, everything. They literally walked away. A few scratches each....
by OnFire
Mon Jun 02, 2014 1:29 am
 
Forum: Personal Consumer Issues
Topic: New car for improved safety
Replies: 33
Views: 2808

Re: How do you make your money?

I use high-quality paper and ink in an expensive scanner/printer. HA HA HA…. :D I think the Secret Service might have something to say about printing your own Benjamins…. I'm a municipal employee in sanitation. I keep the dirt off the streets. (Firefighter/paramedic). Wife is a dentist. I own one r...
by OnFire
Sat May 24, 2014 1:03 am
 
Forum: Personal Finance (Not Investing)
Topic: How do you make your money?
Replies: 97
Views: 14758

Talk me out of buying a Porsche Convertible. DISASTER!!!

So the original thread is here: http://www.bogleheads.org/forum/viewtopic.php?f=2&t=139198&p=2058305 Full Disclosure: The car was in a town called Los Gatos near San Jose. I live in Chicago. I had the car inspected, the IMS bearing, and the clutch done at a Porsche specialty shop just outsid...
by OnFire
Sat May 24, 2014 12:39 am
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche Convertible. DISASTER!!!
Replies: 45
Views: 7024

Re: Talk me out of buying a Porsche convertible. Turning 40

BTW - the biggest issue you face is that the Boxster is just a Porsche gateway drug. I sold it, and bought a 993 (not an S). The 993 "S" that you mention is seriously collectible ($70K - $90K+ car). After driving the Boxster S, you will realize how "bad" your 335 is by compariso...
by OnFire
Thu May 15, 2014 12:02 am
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche convertible. Turning 40 soon
Replies: 42
Views: 5357

Re: Talk me out of buying a Porsche convertible. Turning 40

Off tangent---Yes, Tyrion, I was complaining about my wife making more money. Last year, I, as the firefighter/paramedic, made 113K. She, as the dentist, with 150K in student loans, made 89K. So I have been harping on her to figure out a way to make more. She just got a job offer to make about 10K a...
by OnFire
Wed May 14, 2014 1:16 pm
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche convertible. Turning 40 soon
Replies: 42
Views: 5357

Re: Talk me out of buying a Porsche convertible. Turning 40

That was the mechanical problem, Clearwater. The car needed a clutch, and the IMS bearing is only the cost of the part (still $600 -from LN Engineering) when the clutch needs replacing, since the labor is already done when the clutch is out. So basically, I got a car with the IMS, clutch, rear main ...
by OnFire
Wed May 14, 2014 1:54 am
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche convertible. Turning 40 soon
Replies: 42
Views: 5357

Re: What's your dream car?

I just today snagged the car that I have been lusting over for the last ten years. A 2000 Porsche Boxster S. Triple black with the amber turn signal delete and the Turbo twist wheels. http://www.ebay.com/itm/2000-Porshe-Boxster-S-only-93-100-miles-10-000-OBO-/121333648545?ssPageName=STRK%3AMEBIDX%3A...
by OnFire
Wed May 14, 2014 1:47 am
 
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 185
Views: 11460

Talk me out of buying a Porsche convertible. Turning 40 soon

I am turning 40 next month…. I have been a car nut my whole life. I had a BMW 335i sedan when the family was getting started. Now I have two boys, ages 4 and 2 and I needed the bigger car. I got a 2012 GMC Acadia (used). Wife went sensible with a Accord Hybrid… 50 MPG city. Both have extended warran...
by OnFire
Wed May 14, 2014 1:17 am
 
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Porsche convertible. Turning 40 soon
Replies: 42
Views: 5357

Re: What's your dream car?

:happy Happy with the one I got:1997 Porsche 993 C4S. Good one, and one of the few here that might actually be a good "investment" ! AS stated in my post, one of my dream cars since I was 18, though I prefer the 993 C2S. To quote Wayne's World, "It will be mine. Oh yes. It will be mi...
by OnFire
Fri Mar 07, 2014 2:00 am
 
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 185
Views: 11460

Re: What was your dumbest financial decision?

Not insisting that my father make out a will after he had his second heart attack. My step-mother got the $600K house in the 'burbs, the $500K summer house, and told me that the family construction business was worth zero. The $1M in equipment and $500K in property was only going to cover the outsta...
by OnFire
Fri Mar 07, 2014 1:04 am
 
Forum: Personal Finance (Not Investing)
Topic: What was your dumbest financial decision?
Replies: 106
Views: 9653

Re: Took the Plunge, Bought an Accord Hybrid

The hybrid, non-plug-in.The plug-in model started at $40K, has only one trim line, and is available only in NY and California. It is eligible for a tax credit, but only about $3,000, which makes it quite a bit more expensive than the non-hybrid, which I got for $32K. I didn't think the additional pr...
by OnFire
Mon Feb 24, 2014 6:12 pm
 
Forum: Personal Consumer Issues
Topic: Took the Plunge, Bought an Accord Hybrid
Replies: 45
Views: 4584

Re: Took the Plunge, Bought an Accord Hybrid

I love the VW Passat diesel. I would have definitely stepped up from the Jetta to the Passat if the Jetta hadn't been so ridiculously unreliable. It got to the point where the service manager at the VW dealership knew me by name, and remarked, "Yeah, You guys have had a LOT of problems with tha...
by OnFire
Mon Feb 24, 2014 2:15 am
 
Forum: Personal Consumer Issues
Topic: Took the Plunge, Bought an Accord Hybrid
Replies: 45
Views: 4584

Took the Plunge, Bought an Accord Hybrid

I took the plunge. My wife's 2006 VW Jetta 2.0T needed ~$3,000 in work in the last three months. The airbag clock spring need to be replaced, the purge valve needed to be replaced, the driver door wiring harness needed to be replaced, the battery needed to be replaced, it needed a major tune-up, and...
by OnFire
Sat Feb 22, 2014 2:15 am
 
Forum: Personal Consumer Issues
Topic: Took the Plunge, Bought an Accord Hybrid
Replies: 45
Views: 4584

Re: The Estate lawyer cost us big

Cripes. I hope that I raise my son well enough that I trust him with my estate. I am so sorry for your stress added to sickness added to loss. My father left no will and my stepmother (who my father was on the verge of a divorce with) got the $600K primary residence, $500K vacation residence, and $1...
by OnFire
Sat Feb 22, 2014 1:12 am
 
Forum: Personal Finance (Not Investing)
Topic: The Estate lawyer cost us big
Replies: 109
Views: 9782

Re: Leased a Civic, Need Something Bigger

The above posters have good ideas if you are going to keep the car. Another option is to put in a trailer hitch (almost any car can add a trailer hitch, an then add in a rack that slides in to the hitch. I found one on Amazon pretty quick: http://www.amazon.com/Pro-Series-63153-Mounted-Carrier/dp/B0...
by OnFire
Tue Feb 18, 2014 12:41 pm
 
Forum: Personal Consumer Issues
Topic: Leased a Civic, Need Something Bigger
Replies: 14
Views: 1324

Re: $25K Budget for a Fun Car

I am a gear head of the first order, and I think, that you need to narrow the list down to cars that can corner and those that can't. I can appreciate the desire for a car that is exempt from smog regulations, being in California. If I were going to go the Camaro route, I'd want to go the restomod r...
by OnFire
Tue Feb 11, 2014 5:06 pm
 
Forum: Personal Consumer Issues
Topic: $25K Budget for a Fun Car
Replies: 64
Views: 6795

Re: Renting Our Starter Home - Pros and Cons

Have you made a decision?
by OnFire
Wed Feb 05, 2014 4:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Renting Our Starter Home - Pros and Cons
Replies: 31
Views: 2987

Re: Floor jacks

I had the same debate with myself and decided against the HF jack. I looked on eBay and found an aluminum Crafstman New In Box for sale with Buy It Now for I think $90. I'd rather buy a bit better quality and not take the chance with the cheapest tool I can find. Not worth it to me for a critical to...
by OnFire
Wed Feb 05, 2014 4:25 pm
 
Forum: Personal Consumer Issues
Topic: Floor jacks
Replies: 17
Views: 1975

Re: Roth IRA $11,000 Vanguard

FNK wrote:Target Retirement is the best choice until your portfolio grows to $50-100K.



+1
by OnFire
Tue Jan 28, 2014 11:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Roth IRA $11,000 Vanguard
Replies: 14
Views: 2299

Re: Multiple Offers on House: Best and Final Bid Needed Toni

Bid as much as you are comfortable. If you are planning to be in the house ten years, the $5K is $500 a year, or $10 a week. I almost let my house get away because it was a short sale and the bank was playing games. I bid more than the asking price, and of course they upped it again. But in retrospe...
by OnFire
Tue Jan 28, 2014 11:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Multiple Offers on House: Best and Final Bid Needed Tonight!
Replies: 38
Views: 3578

Re: What's your dream car?

I have two bucket list car experiences. A 911 on the Autobahn/Nurburgring. I am still unsure of the flavor I would like, but I have a special place in my heart for a 1998 air cooled 911 Carrera 2S in silver with a black interior. The prices have been climbing for a decade, and are getting more expen...
by OnFire
Wed Jan 22, 2014 2:21 am
 
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 185
Views: 11460

Re: Biggest regrets in your life in financial investment?

Unlike the OP, I'm glad I rented out my starter house and became a landlord. Instead of taking a $30K loss, I have someone else paying my mortgage each month. My biggest regret has been not putting it on the open market, then choosing when I would be moving out. Instead, I chose who rented out my ho...
by OnFire
Sun Jan 19, 2014 3:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Biggest regrets in your life in financial investment?
Replies: 101
Views: 8326

Re: Did you have a Lousy Job as a teen / young adult?

My father started an asphalt paving company. Being the bosses kid, I started helping my Dad by holding the transit rod while he surveyed parking lots for drainage. When I turned 15 I worked in an ice cream store, then a bagel shop. When I turned 16 and could drive to work, I got to work for my Dad s...
by OnFire
Sun Jan 19, 2014 2:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did you have a Lousy Job as a teen / young adult?
Replies: 127
Views: 5588

Re: Leaving an employer on bad terms? Deal breaker for new h

I called the employer today but they said she elected to keep her work profile closed and it's against company policy to disclose any information other than employment dates and titles. We have friends who worked with her, and think highly of her. I work at a Fortune 500 firm as a Manager, and I re...
by OnFire
Tue Jan 14, 2014 4:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Leaving an employer on bad terms? Deal breaker for new hire?
Replies: 32
Views: 2592

Re: Renting Our Starter Home - Pros and Cons

I rented out our starter home. It was much like yours. 900 sq. ft., 3 bedrooms, 1 bathroom. I put a sh!tton of work into it. New roof, driveway, bathroom, kitchen, patio, all the bedrooms, and a complete garage rehab, Probably $60K+. BUT, I only paid $70K for it in a neighborhood where the average h...
by OnFire
Tue Jan 14, 2014 2:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Renting Our Starter Home - Pros and Cons
Replies: 31
Views: 2987

Re: High Earners - What's Your Profession?

Firefighter/paramedic in a large municipal department in the midwest. Ten years into my career at age 39. Almost no debt to get the job. Just passed 100K three years ago. Made 113K in 2013. DW is a DDS. Made over 100K a couple of years, but couldn't handle the work load with two small kids. Now she'...
by OnFire
Mon Jan 13, 2014 1:51 am
 
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 357
Views: 28872

Re: How much should a good dentist make yearly?

I am not unhappy with the number of hours my wife works. Nor the effort she puts in. She works hard. I just think that the reward that she gets for the amount of her work is skewed. When we got together, she had a rented high-rise condo, a new car, $15K in credit card bills, and $150K in student loa...
by OnFire
Sat Jan 11, 2014 1:18 am
 
Forum: Personal Consumer Issues
Topic: How much should a good dentist make yearly?
Replies: 78
Views: 16110

Re: Any Car Enthusiasts?

[img]/Users/admin/Pictures/iPhoto Library/Masters/2011/10/30/20111030-204751/DSC_0473.JPG [/img] Car nut over here. I am an absolute adrenaline junkie and LOVED going to the track for Driver's Education days. Former member of both the Porsche Club of America (PCA) and the BMW Car Club of America. (B...
by OnFire
Fri Jan 10, 2014 4:11 pm
 
Forum: Personal Consumer Issues
Topic: Any Car Enthusiasts?
Replies: 47
Views: 3254

Re: How much should a good dentist make yearly?

Your right GenXer. That post was made through my own Extreme Type A personality. I was in medical school and dropped out because I didn't have a passion for it. My wife is a ridiculous genius (IQ of 150+) and could have gone into anything, but she wanted the more 9-5 M-F schedule a career in dentist...
by OnFire
Wed Jan 08, 2014 12:49 am
 
Forum: Personal Consumer Issues
Topic: How much should a good dentist make yearly?
Replies: 78
Views: 16110

Re: Poll: $ monthly contribution to 529/college savings

I have two boys, and 3 1/2 and 2. I started out by putting all their birthday, Christmas, etc. money into their accounts. If someone gave us a Babies "R" Us gift card for %25, and we bought diapers with it, I still put $25 into the 529. In my own warped mind, the gift was "theirs"...
by OnFire
Wed Jan 08, 2014 12:38 am
 
Forum: Personal Finance (Not Investing)
Topic: Poll: $ monthly contribution to 529/college savings
Replies: 60
Views: 6522

Re: How much should a good dentist make yearly?

I hadn't looked at this thread in quite a while. Things have changed a bit, but not much. My salary has gone up slightly. I made $109K in 2012, and $113K in 2013. My wife quit her Saturday job after we had our second son in 2011, but opened her office on Saturday mornings. She made something like $8...
by OnFire
Mon Jan 06, 2014 9:42 pm
 
Forum: Personal Consumer Issues
Topic: How much should a good dentist make yearly?
Replies: 78
Views: 16110

Re: REGISTRATION FOR THE 2014 BOGLEHEAD CONTEST

2032.5 A good year to all.
by OnFire
Thu Jan 02, 2014 1:21 am
 
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2014 BOGLEHEAD CONTEST
Replies: 536
Views: 14296

Re: Hitting 40, prioritizing my investments….

Sorry if i seemed unclear. I am halfway to my pension with 9 years on the job. Pension is 50% of my final salary. right now my salary is $90K. I brought home 113K with training incentives and overtime. So if I retire at the minimum age, which is 50, I will have a pension worth $45K a year for the re...
by OnFire
Mon Dec 30, 2013 1:50 am
 
Forum: Investing - Help with Personal Investments
Topic: Hitting 40, prioritizing my investments….
Replies: 12
Views: 1622

Hitting 40, prioritizing my investments….

I am about to hit 40, my wife is 34 and am trying to figure out where to prioritize my investments dollars. My wife is a dentist who owns her own practice. Here is a rough patchwork of where I am putting my investment dollars: My Roth IRA $5.500 Balance $45K Her Roth IRA $5,500 Balance $50K My 457B ...
by OnFire
Sun Dec 29, 2013 1:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: Hitting 40, prioritizing my investments….
Replies: 12
Views: 1622

Re: Tactical Flashlight for long walks at night vs. pepper s

http://www.amazon.com/Kimber-Pepperblaster-Red-One-Size/dp/B003L75SSI/ref=sr_1_1?ie=UTF8&qid=1386230239&sr=8-1&keywords=kimber+pepper+blaster I LOVE this thing. Carry it around constantly. Got one for my wife and my nieces. Lightweight, uses an explosive charge to propel the pepper gel. ...
by OnFire
Thu Dec 05, 2013 3:04 am
 
Forum: Personal Consumer Issues
Topic: Tactical Flashlight for long walks at night vs. pepper spray
Replies: 85
Views: 5324
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