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Re: Roll Call for the Retirement Class of 2014!

I retired on schedule. My last day at work was July 3. On July 5 my wife and I went to Aruba for two weeks. Later in July we went to visit my brother and his family in Alabama. We visited the University of Alabama, very pretty school, where my niece is a student and my brother's nephew plays on the ...
by Old Guy
Sat Sep 27, 2014 6:30 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21410

Re: Does anyone know of a college FASFA expert?

Go to the financial aid or the parents forums of college confidential.
by Old Guy
Fri Sep 19, 2014 1:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Does anyone know of a college FASFA expert?
Replies: 13
Views: 999

Re: Kindle

http://www.ereaderiq.com

They have a daily listing of free Kindle books by subject matter.
by Old Guy
Fri Sep 12, 2014 10:00 am
 
Forum: Personal Finance (Not Investing)
Topic: Kindle
Replies: 15
Views: 1371

Re: Costco:is it worth it for just two people?

Love Costco. I have been a member since 1991 and the Price Club days. When I moved from Northern Virginia to Madison Wi there were only two things I missed--my wife (who joined me three years later) and Costco, which showed up in near by Middleton. On the other hand I can't forgive them for switchin...
by Old Guy
Sat Aug 30, 2014 9:15 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 12342

Re: Do you take all of your allowed paid vacation time?

When I left the federal government I had 300 hours of annual leave, which made for a nice payout. When I left the my university position in July I had nearly a month of annual leave saved up, which again made for a nice payout. I always was available on vacation, even when out of the country and che...
by Old Guy
Thu Aug 28, 2014 8:43 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5948

Re: Moving after retirement.

We are moving to Hilton Head as soon as we can sell our condo. Why? It's too damn cold in Wisconsin; almost all of our families are on the east coast: spouse and I grew up in states on the ocean (NJ and MA) and we we want to spend the rest of the time allotted to us near the beach.
by Old Guy
Sun Aug 17, 2014 12:09 pm
 
Forum: Personal Consumer Issues
Topic: Moving after retirement.
Replies: 43
Views: 4507

Re: When did you downsize?

Otoh we are planning to get a larger place in retirement. We are selling our 1600 plus square foot 2+2 and den condo and moving to a southeastern coast beach community. Too damn cold in the Midwest. We want 3 bedrooms plus office or four bedrooms. My wife needs a room to herself where the doors can ...
by Old Guy
Sat Aug 16, 2014 7:32 pm
 
Forum: Personal Consumer Issues
Topic: When did you downsize?
Replies: 35
Views: 3354

Re: Where do you buy clothes?

Brooks Brothers during sales but the purchases will be limited since I just retired. Ralph Lauren polos from their outlet stores and the Boston Store when on sale. Tommy Bahama from their outlet stores and Boston Store. Sweaters from J. Crew and Land's End but only on sale or from outlet stores.
by Old Guy
Thu Aug 14, 2014 6:45 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 9501

Re: vacation points program

We have owned Marriott timeshares since 2001. We have no regrets. It forced us to take vacations. We are in Aruba right now for two weeks using a week we own and a week we traded. Time sharing requires you to pay attention and learn the system. I have made it my hobby. Spend time at tug2.net. I am n...
by Old Guy
Tue Jul 15, 2014 7:56 am
 
Forum: Personal Finance (Not Investing)
Topic: vacation points program
Replies: 18
Views: 1620

Re: Easy careers to last me to retirement?

Security guard; custodian; food service worker; college bookstore.
by Old Guy
Mon Jul 07, 2014 5:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 14356

Re: When you retire you plan to?

I retired last week. Now in Aruba for two weeks. We plan to move to Hilton Head SC where I will volunteer; work out; ride my bike; and sit on the beach.
by Old Guy
Mon Jul 07, 2014 11:32 am
 
Forum: Personal Finance (Not Investing)
Topic: When you retire you plan to?
Replies: 44
Views: 3580

Re: Please help us decide where to live

Madison WI except that it can be cold, very cold. Otherwise one of the great small cities in the country. Two and half hours from Chicago; home to one of the great public universities in the country; and politically liberal. We have lived here for 10 years, but with retirement from both our retireme...
by Old Guy
Fri Jun 27, 2014 8:53 am
 
Forum: Personal Consumer Issues
Topic: Please help us decide where to live
Replies: 169
Views: 8433

Re: Reducing Expenses for Future Family

Babies do not need brand new clothes or band new furniture. The grow out of both very quickly. Shop for both at second hand stores. Let the grandparents buy the new clothes. If you have siblings or cousins whose children are older see what clothing and accoutrements they will contribute.
by Old Guy
Wed Jun 25, 2014 8:12 am
 
Forum: Personal Finance (Not Investing)
Topic: Reducing Expenses for Future Family
Replies: 77
Views: 3343

Re: Retired Bogleheads want to relocate to California

Our son lives in LA and we were considering retiring from from Wisconsin to LA or San Diego. Too much traffic. We also like Palm Desert/Palm Springs but it is too hot. We really are east coast people having been raised in MA and NJ and living in DC/NoVA for 30 years before our Midwestern sojourn. Ot...
by Old Guy
Mon Jun 23, 2014 8:48 am
 
Forum: Personal Consumer Issues
Topic: Retired Bogleheads want to relocate to California
Replies: 109
Views: 7121

Re: Poll on Retiree's Health Insurance Plan

I will retire in a few weeks with Medicare A and B. The latter will be paid for by the number of my sick leave days I earned by the time of my retirement. which will be equal to 4.9 years I only worked for the university for about 10 years. I will continue in the same HMO, as long as we reside in ou...
by Old Guy
Wed Jun 11, 2014 10:20 am
 
Forum: Personal Finance (Not Investing)
Topic: Poll on Retiree's Health Insurance Plan
Replies: 21
Views: 1414

Re: Poll: Luxury and Happiness

When my wife retired in April of this year I bought her a Dale Chihuly Marigold Persian flower-like piece. Chihuly has a connection to UW-Madison where we live and I work (at least until July 3). He was in the first group of graduate students in the glass making program, which was the first of its t...
by Old Guy
Fri Jun 06, 2014 8:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Poll: Luxury and Happiness
Replies: 141
Views: 8817

Re: Government Employment (Employee)Question

Also note that HQ grades in DC are often higher than those in the field. If you move it may require you to take a downgrade to get a field office position. Doing the reverse though, moving to DC from the field, will open more opportunities for you.
by Old Guy
Wed Jun 04, 2014 10:24 am
 
Forum: Personal Finance (Not Investing)
Topic: Government Employment (Employee)Question
Replies: 7
Views: 771

Re: Poll: Luxury and Happiness

When we were younger we bought nice houses but they were less then we could have afforded. All were sold in rising markets at very nice profits. When it came time to buy an SUV, we bought an Isuzu rather than an Explorer. We bought timeshares (which we have used well and wisely [two weeks in Aruba c...
by Old Guy
Wed Jun 04, 2014 10:02 am
 
Forum: Personal Finance (Not Investing)
Topic: Poll: Luxury and Happiness
Replies: 141
Views: 8817

Re: Where to buy polo shirts?

I prefer Lacoste and Ralph Lauren shirts. I like the fit and the wear. They can be obtained in outlet malls and, for the Ralph Laurens, on sale at department stores as well as Marshalls and the like. The local Boston Store, part of the Carson Pirie Scott & Co chain, often has sales of the left o...
by Old Guy
Tue Jun 03, 2014 2:16 pm
 
Forum: Personal Consumer Issues
Topic: Where to buy polo shirts?
Replies: 63
Views: 10890

Re: Roll Call for the Retirement Class of 2014!

Rick:

Into what? MM (cash)? Bonds?
by Old Guy
Fri May 30, 2014 11:48 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21410

Re: Roll Call for the Retirement Class of 2014!

Wow. I knew I was an old fart but apparently I am the oldest old fart so far among the class of 2014. At 61, with the opportunity to go to work for a major university, something I always wanted to do, I was just not ready to call it quits. These last 10 years have been the most rewarding of my work ...
by Old Guy
Fri May 23, 2014 10:27 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21410

Re: Roll Call for the Retirement Class of 2014!

71--I've had a great last 10 years working for a B1G university after retiring from a 30 year career in the Federal government. It's time to get on with the rest of my life, which will begin July 4.
by Old Guy
Tue May 20, 2014 4:21 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21410

Re: Roll Call for the Retirement Class of 2014!

July 4, 2014. We got the offer back on our Chicago place and the buyer is going to pay more than we expected. Very pleased. Sold in only six days.
by Old Guy
Mon May 19, 2014 7:17 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21410

Re: Roll Call for the Retirement Class of 2014!

Five more weeks and I couldn't be busier. The announcement for my replacement hasn't been published yet. We have an offer on our Chicago condo, which we are still negotiating. Even if we accept the initial offer, and we subtract sales costs and the remaining mortgage, we will come out ahead. Once we...
by Old Guy
Mon May 19, 2014 2:46 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21410

Re: 2600 days of every dollar tracked

Too much alcohol. It will increase your health costs down the road.
by Old Guy
Mon May 19, 2014 8:21 am
 
Forum: Investing - Help with Personal Investments
Topic: 2600 days of every dollar tracked
Replies: 68
Views: 6188

Re: UCLA vs USC Decision [Which college to attend]

1. UCLA IS NOT a significantly better school than USC for undergraduates. In the US News ranking for 2013 both were tied at 23. 2. Ratings differ for individual programs. Check those. 3. USC is not in a terrible part of town. It is in the West Adams/Exhibition Park/University Park area. It is right ...
by Old Guy
Fri May 16, 2014 1:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: UCLA vs USC Decision [Which college to attend]
Replies: 62
Views: 3885

Re: Are Single Premium Annuities a good deal?

What about the TSP annuities? Do any of you have them?
by Old Guy
Wed May 14, 2014 11:44 am
 
Forum: Investing - Theory, News & General
Topic: Are Single Premium Annuities a good deal?
Replies: 91
Views: 4385

Re: Share your networth progression

11.3.2008 $381,466.78 5.13.2014 $1,093,151.50 This is on top of pensions that will be worth roughly $190,000 per year. We will each be triple dippers. Wife and I were a combined GS 29-18 with 58 years in the federal government at the time we retired so we had substantial income and now pensions (we ...
by Old Guy
Wed May 14, 2014 9:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Share your networth progression
Replies: 97
Views: 14466

Re: RETIRING May 31! Any advice .....?

Another member of the class of 2014. I'll be retiring from my retirement job at a university on July 5. Two days later we will be going to Aruba for two weeks. My wife retired from her retirement job with the state two weeks ago. We need to sell our condos in Chicago and Madison and then we will goi...
by Old Guy
Sun May 11, 2014 8:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: RETIRING May 31! Any advice .....?
Replies: 87
Views: 8857

Re: Annuities - Is Anyone Satisfied?

How do folks feel about TSP annuities?
by Old Guy
Fri May 02, 2014 10:04 am
 
Forum: Investing - Help with Personal Investments
Topic: Annuities - Is Anyone Satisfied?
Replies: 37
Views: 2496

Re: Medicare and FEHB

Thank you.

Its is confusing. OTOH I am glad to have the options whatever they are.
by Old Guy
Tue Apr 22, 2014 8:22 am
 
Forum: Personal Finance (Not Investing)
Topic: Medicare and FEHB
Replies: 16
Views: 1265

Re: Medicare and FEHB

Don't you have to be "sick" to use "sick leave"? Perhaps you could elaborate. In Wisconsin when public employees retire, I work for the University, unused sick leave can be used to pay for continuation of medical coverage. Since we do not intend to spend one more winter in Wisco...
by Old Guy
Mon Apr 21, 2014 12:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medicare and FEHB
Replies: 16
Views: 1265

Re: Medicare and FEHB

I kept my same FEHB health plan (GEHA) and pay the same premium as always. I enrolled in Medicare Part A and Part B. Medicare became my primary payer, so the medical provider bills Medicare, which pays its portion and automatically sends the bill to GEHA, which pays the remainder. Paying two premiu...
by Old Guy
Mon Apr 21, 2014 11:31 am
 
Forum: Personal Finance (Not Investing)
Topic: Medicare and FEHB
Replies: 16
Views: 1265

Re: POLL: what's the deal with Tuna Fish?

Agree on the Kirkland brand. That's all we use.
by Old Guy
Sun Apr 20, 2014 3:08 pm
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 48
Views: 4655

Re: Baby Boomers: Top 10 Movies

On the Beach
by Old Guy
Sun Apr 20, 2014 2:38 pm
 
Forum: Personal Consumer Issues
Topic: Baby Boomers: Top 10 Movies
Replies: 49
Views: 4135

Medicare and FEHB

My wife and I are both retired from the federal government and now work for a state government. We are coming up on retirement from our retirement jobs with the state and we are very confused about health care. What did you do about continuing your federal healthcare and/or Medicare part B? do you d...
by Old Guy
Sat Apr 19, 2014 4:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medicare and FEHB
Replies: 16
Views: 1265

Re: Did not have fun this year doing my taxes- TT

I owed over $2,000 this year so I wasn't happy tho it had nothing to do with TT.
by Old Guy
Wed Apr 16, 2014 9:40 am
 
Forum: Personal Finance (Not Investing)
Topic: Did not have fun this year doing my taxes- TT
Replies: 42
Views: 4710

Re: 22 Y/O Cadet Advise

Put money in TSP. It's one of best investments you can make. It exists only to serve its clients and not to make money for itself. I am retired Civil Service as is my wife and we made contributions to Thrift for years beginning when we could only invest in the G Fund. Glad we did.
by Old Guy
Tue Apr 15, 2014 3:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: 22 Y/O Cadet Advise
Replies: 8
Views: 569

Re: Hand held illuminated magnifying glass

My wife has age related macular degeneration. She uses this and is pleased with it: https://wcblind.org/index.php/component ... l?Itemid=0
by Old Guy
Mon Apr 14, 2014 8:39 am
 
Forum: Personal Consumer Issues
Topic: Hand held illuminated magnifying glass
Replies: 13
Views: 994

Re: Why Americans are Retiring Overseas

TJT: Each winter we spend a couple of months living with our sons in Los Angeles and Madison, WI. LA I can understand but Madison? Madison? In the winter? I get having the son, but we had more than 40 days below zero this last winter. I do not want to spend another winter here as much as I like Madi...
by Old Guy
Thu Apr 10, 2014 11:37 am
 
Forum: Personal Consumer Issues
Topic: Why Americans are Retiring Overseas
Replies: 109
Views: 12568

Re: BH Vacations

My wife and own four Marriott timeshare weeks (I can hear the sneers now. LOL). We bought our first two weeks in 2001.Two weeks in Hilton Head (very off season); one week in Las Vegas; and one summer week in Aruba. Every other year we go to Aruba for two weeks using the week we own and a week we tra...
by Old Guy
Mon Mar 31, 2014 1:10 pm
 
Forum: Personal Consumer Issues
Topic: BH Vacations
Replies: 50
Views: 3667

Re: Do you work part time in retirement?

I'll retire in July from my retirement job at 71. I'm pretty sure since my wife and I will both be triple-dippers with large IRAs we will not have to work. We plan to move South. I have found a large food pantry operation in the place we intend to move to. I want to work as a helper on one of the tr...
by Old Guy
Mon Mar 31, 2014 8:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you work part time in retirement?
Replies: 59
Views: 4402

Re: Your thoughts on vacation home or second home

We bought a condo on the 18th floor of a building in Chicago on 2009. We have a direct view of the Trump Tower and during the summer we can see some of the fireworks over the Navy Pier. It is a two and half-three hour drive from our place in Wisconsin. I knew that we would lose money on it, but I di...
by Old Guy
Tue Mar 18, 2014 2:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your thoughts on vacation home or second home
Replies: 61
Views: 4299

Re: What "annual" retirement income are you hoping to achiev

Wife and I are public service retirees and soon to be retirees and deserve ever penny of it for the crap we had to put up with working for the government. We were lucky and careful but not stupidly frugal. With pensions, social security, and investments we expect to get over $200,000 per year and sp...
by Old Guy
Mon Mar 17, 2014 11:14 am
 
Forum: Personal Finance (Not Investing)
Topic: What "annual" retirement income are you hoping to achieve?
Replies: 70
Views: 4502

Re: Do you love your job? What do you do?

I am the university's discrimination complaint investigator. Have been for 10 years. I handle all internal complaints of discrimination by and against employees in a huge research/doctoral granting Midwestern institution. I often do not sleep at night worrying about my cases. Being smart and behavin...
by Old Guy
Mon Mar 17, 2014 8:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 11214

Re: Was frugality a mistake? The downsides of saving too mu

"It's funny that so much of the frugality regrets are centered around women, because at least when I lived in San Francisco and Chapel Hill, the most beautiful women were almost invariably having their flings with physically fit, poorly groomed, musically talented, and nigh-impoverished young m...
by Old Guy
Sat Mar 15, 2014 7:12 pm
 
Forum: Personal Consumer Issues
Topic: Was frugality a mistake? The downsides of saving too much.
Replies: 115
Views: 10234

Re: Poll: When did you retire? Would you do it all over agai

I decided two days ago to retire in July. Told everyone so I will not chicken out. I tried to leave last year and they gave me more money so I stayed. Not going to happen this year. My wife is ready to leave her retirement job so I'll definitely be retiring on the Sunday after a two week vacation in...
by Old Guy
Wed Mar 12, 2014 11:59 am
 
Forum: Investing - Theory, News & General
Topic: Poll: When did you retire? Would you do it all over again ?
Replies: 103
Views: 11801

Re: Costco vs BJs vs Sams Club

Yep. Those are my only problems although the prices on champagne has gone up lately. I suspect that it caused by the supplier. I have been shopping at Costco since it was Price Club. Loved their NoVA store when we lived in Fairfax County. When I moved to Madison, two things finally made me feel at h...
by Old Guy
Mon Mar 10, 2014 4:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Costco vs BJs vs Sams Club
Replies: 53
Views: 8837

Re: Costco vs BJs vs Sams Club

Costco has been disappointing me. First, they move from Coke to Pepsi at their snack bar, and now the tops of their salads at the snack bar do not fit. At first they were taping them on, now they just ignore it, and good luck keeping your salad in the container.
by Old Guy
Mon Mar 10, 2014 3:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Costco vs BJs vs Sams Club
Replies: 53
Views: 8837

Re: Poll: When did you retire? Would you do it all over agai

There appear to be a large number of retirement threads going around. As I commented in another thread, I was ready to leave the government at 61, but not ready to retire permanently. Our only child was in college 1000s of miles away from NoVA and wasn't coming home over the summers. I had always wa...
by Old Guy
Mon Mar 10, 2014 1:19 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: When did you retire? Would you do it all over again ?
Replies: 103
Views: 11801
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