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Re: POLL: what's the deal with Tuna Fish?

Agree on the Kirkland brand. That's all we use.
by Old Guy
Sun Apr 20, 2014 3:08 pm
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 42
Views: 2031

Re: Baby Boomers: Top 10 Movies

On the Beach
by Old Guy
Sun Apr 20, 2014 2:38 pm
 
Forum: Personal Consumer Issues
Topic: Baby Boomers: Top 10 Movies
Replies: 44
Views: 2686

Medicare and FEHB

My wife and I are both retired from the federal government and now work for a state government. We are coming up on retirement from our retirement jobs with the state and we are very confused about health care. What did you do about continuing your federal healthcare and/or Medicare part B? do you d...
by Old Guy
Sat Apr 19, 2014 4:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medicare and FEHB
Replies: 9
Views: 477

Re: Did not have fun this year doing my taxes- TT

I owed over $2,000 this year so I wasn't happy tho it had nothing to do with TT.
by Old Guy
Wed Apr 16, 2014 9:40 am
 
Forum: Personal Finance (Not Investing)
Topic: Did not have fun this year doing my taxes- TT
Replies: 42
Views: 3986

Re: 22 Y/O Cadet Advise

Put money in TSP. It's one of best investments you can make. It exists only to serve its clients and not to make money for itself. I am retired Civil Service as is my wife and we made contributions to Thrift for years beginning when we could only invest in the G Fund. Glad we did.
by Old Guy
Tue Apr 15, 2014 3:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: 22 Y/O Cadet Advise
Replies: 8
Views: 526

Re: Hand held illuminated magnifying glass

My wife has age related macular degeneration. She uses this and is pleased with it: https://wcblind.org/index.php/component ... l?Itemid=0
by Old Guy
Mon Apr 14, 2014 8:39 am
 
Forum: Personal Consumer Issues
Topic: Hand held illuminated magnifying glass
Replies: 13
Views: 768

Re: Why Americans are Retiring Overseas

TJT: Each winter we spend a couple of months living with our sons in Los Angeles and Madison, WI. LA I can understand but Madison? Madison? In the winter? I get having the son, but we had more than 40 days below zero this last winter. I do not want to spend another winter here as much as I like Madi...
by Old Guy
Thu Apr 10, 2014 11:37 am
 
Forum: Personal Consumer Issues
Topic: Why Americans are Retiring Overseas
Replies: 109
Views: 8887

Re: BH Vacations

My wife and own four Marriott timeshare weeks (I can hear the sneers now. LOL). We bought our first two weeks in 2001.Two weeks in Hilton Head (very off season); one week in Las Vegas; and one summer week in Aruba. Every other year we go to Aruba for two weeks using the week we own and a week we tra...
by Old Guy
Mon Mar 31, 2014 1:10 pm
 
Forum: Personal Consumer Issues
Topic: BH Vacations
Replies: 50
Views: 3206

Re: Do you work part time in retirement?

I'll retire in July from my retirement job at 71. I'm pretty sure since my wife and I will both be triple-dippers with large IRAs we will not have to work. We plan to move South. I have found a large food pantry operation in the place we intend to move to. I want to work as a helper on one of the tr...
by Old Guy
Mon Mar 31, 2014 8:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you work part time in retirement?
Replies: 59
Views: 3904

Re: Your thoughts on vacation home or second home

We bought a condo on the 18th floor of a building in Chicago on 2009. We have a direct view of the Trump Tower and during the summer we can see some of the fireworks over the Navy Pier. It is a two and half-three hour drive from our place in Wisconsin. I knew that we would lose money on it, but I di...
by Old Guy
Tue Mar 18, 2014 2:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your thoughts on vacation home or second home
Replies: 61
Views: 3609

Re: What "annual" retirement income are you hoping to achiev

Wife and I are public service retirees and soon to be retirees and deserve ever penny of it for the crap we had to put up with working for the government. We were lucky and careful but not stupidly frugal. With pensions, social security, and investments we expect to get over $200,000 per year and sp...
by Old Guy
Mon Mar 17, 2014 11:14 am
 
Forum: Personal Finance (Not Investing)
Topic: What "annual" retirement income are you hoping to achieve?
Replies: 70
Views: 4160

Re: Do you love your job? What do you do?

I am the university's discrimination complaint investigator. Have been for 10 years. I handle all internal complaints of discrimination by and against employees in a huge research/doctoral granting Midwestern institution. I often do not sleep at night worrying about my cases. Being smart and behavin...
by Old Guy
Mon Mar 17, 2014 8:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 10096

Re: Was frugality a mistake? The downsides of saving too mu

"It's funny that so much of the frugality regrets are centered around women, because at least when I lived in San Francisco and Chapel Hill, the most beautiful women were almost invariably having their flings with physically fit, poorly groomed, musically talented, and nigh-impoverished young m...
by Old Guy
Sat Mar 15, 2014 7:12 pm
 
Forum: Personal Consumer Issues
Topic: Was frugality a mistake? The downsides of saving too much.
Replies: 115
Views: 8789

Re: Poll: When did you retire? Would you do it all over agai

I decided two days ago to retire in July. Told everyone so I will not chicken out. I tried to leave last year and they gave me more money so I stayed. Not going to happen this year. My wife is ready to leave her retirement job so I'll definitely be retiring on the Sunday after a two week vacation in...
by Old Guy
Wed Mar 12, 2014 11:59 am
 
Forum: Investing - Theory, News & General
Topic: Poll: When did you retire? Would you do it all over again ?
Replies: 103
Views: 10694

Re: Costco vs BJs vs Sams Club

Yep. Those are my only problems although the prices on champagne has gone up lately. I suspect that it caused by the supplier. I have been shopping at Costco since it was Price Club. Loved their NoVA store when we lived in Fairfax County. When I moved to Madison, two things finally made me feel at h...
by Old Guy
Mon Mar 10, 2014 4:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Costco vs BJs vs Sams Club
Replies: 53
Views: 4010

Re: Costco vs BJs vs Sams Club

Costco has been disappointing me. First, they move from Coke to Pepsi at their snack bar, and now the tops of their salads at the snack bar do not fit. At first they were taping them on, now they just ignore it, and good luck keeping your salad in the container.
by Old Guy
Mon Mar 10, 2014 3:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Costco vs BJs vs Sams Club
Replies: 53
Views: 4010

Re: Poll: When did you retire? Would you do it all over agai

There appear to be a large number of retirement threads going around. As I commented in another thread, I was ready to leave the government at 61, but not ready to retire permanently. Our only child was in college 1000s of miles away from NoVA and wasn't coming home over the summers. I had always wa...
by Old Guy
Mon Mar 10, 2014 1:19 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: When did you retire? Would you do it all over again ?
Replies: 103
Views: 10694

Re: Retirees: About your retirement

By the time I had 30 years in the Feds it was really time to go. I was angry. I am now approaching the end of my work in my retirement job. I am an administrator at a major research university. The people are nice, and I have lots and lots of responsibilities and authority. Much different as to the ...
by Old Guy
Fri Mar 07, 2014 3:49 pm
 
Forum: Investing - Theory, News & General
Topic: Retirees: About your retirement
Replies: 55
Views: 5496

Re: Buying condo outright

Just wondering if you have thought about taking the annuity from the Thrift?
by Old Guy
Thu Mar 06, 2014 1:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying condo outright
Replies: 27
Views: 1686

Re: washing machine - front loader or HE top loader?

We have a front loader. I dry out the door seal, where water pools, after we use it and keep the door open for a while.
by Old Guy
Mon Mar 03, 2014 1:34 pm
 
Forum: Personal Consumer Issues
Topic: washing machine - front loader or HE top loader?
Replies: 52
Views: 2780

Re: Please help with my SUV purchase

I have a 2011 Ford Explorer, which I like very much. Cons--back window doesn't open and is small and I cannot see over the hood. Some folks have had major trouble with the electronics. I haven't.
by Old Guy
Mon Mar 03, 2014 1:31 pm
 
Forum: Personal Consumer Issues
Topic: Please help with my SUV purchase
Replies: 40
Views: 2398

Re: Do children become less expensive as they grow up?

Four years at the University of Southern California is somewhat more expensive than daycare.
by Old Guy
Tue Feb 25, 2014 9:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do children become less expensive as they grow up?
Replies: 93
Views: 6505

Re: "Chip" credit card for foreign travel

Last summer I used a Chase Marriott Black Card in Edinburgh and London. It is a chip and signature. No problems. However, when getting train tickets I went to the staffed booth.
by Old Guy
Tue Feb 18, 2014 12:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: "Chip" credit card for foreign travel
Replies: 70
Views: 8836

Re: ASPCA vs Humane Society

We have owned three retired greyhounds. Our money to support animals goes to the local Greyhound Pets of America. http://www.gpawisconsin.org/.
by Old Guy
Tue Feb 18, 2014 10:38 am
 
Forum: Personal Consumer Issues
Topic: ASPCA vs Humane Society
Replies: 27
Views: 1660

Re: Tax Implications of Blindness

Thank you. The doctor has scheduled us for a visit to the local Council of the Blind. Hopefully they will provide us with advice on accommodations. Right now my wife can still drive although there are difficulties in other areas . The doctor predicted she would lose central vision in her "good&...
by Old Guy
Sat Feb 15, 2014 3:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tax Implications of Blindness
Replies: 3
Views: 325

Tax Implications of Blindness

Unfortunately this is an issue we are facing for my wife who is over 65; age related macular degeneration. We itemize our deductions. Does anyone have experience with this and can walk us through the process?
by Old Guy
Sat Feb 15, 2014 1:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tax Implications of Blindness
Replies: 3
Views: 325

Re: Son moving to LA - neighborhood/town recommendations?

My son has lived in Silver Lake and Culver City and now lives in the Los Feliz neighborhood of LA. Lots of young people .
by Old Guy
Tue Feb 11, 2014 11:49 pm
 
Forum: Personal Consumer Issues
Topic: Son moving to LA - neighborhood/town recommendations?
Replies: 43
Views: 3061

Re: I'm feeling old today

We were one of the first on out block to have a TV in 1949. Everyone used to come over to watch the Milton Berle show sponsored by Texaco. I was supposed to be in bed but I used to sneak out, as if my parents didn't know I was there, and hide behind a chair to watch the show. I also remember listeni...
by Old Guy
Tue Feb 11, 2014 1:16 pm
 
Forum: Personal Consumer Issues
Topic: I'm feeling old today
Replies: 97
Views: 6637

Re: Amazon Prime Price Increase

The quality of the movies is very bad. Very, very few recent releases.
by Old Guy
Wed Feb 05, 2014 1:38 pm
 
Forum: Personal Consumer Issues
Topic: Amazon Prime Increase
Replies: 185
Views: 7639

Re: What is your targeted annual retirement income in today'

Full retirement from our retirement jobs for both of us by October. As a couple we anticipate about $200,000+ based on two federal government pensions (we were a combined GS 29-18 with a total of 58 years in); two state government pensions; two social security payments (unlike me my wife will not be...
by Old Guy
Wed Feb 05, 2014 9:44 am
 
Forum: Investing - Theory, News & General
Topic: What is your targeted annual retirement income in today's $
Replies: 50
Views: 6251

Re: High Earners - What's Your Profession?

When I retired from the Federal government after 30 years in 2004 to take a position with a university doing similar work I was making about $105,000. I was an civil rights investigator. I started at $11,167. The position with the university was a big cut in pay but with pension and the salary it ev...
by Old Guy
Tue Jan 14, 2014 9:35 am
 
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 334
Views: 22765

Re: Dating, Gender, & Wealth Differences...

My late mother was appalled by the idea that I didn't mind if my wife made more money than me. She was also appalled that my wife kept her last name. I encouraged my wife to go for promotions that resulted in her making more money than me since it was more money for US. Look at it that way.
by Old Guy
Mon Jan 06, 2014 4:39 pm
 
Forum: Personal Consumer Issues
Topic: Dating, Gender, & Wealth Differences...
Replies: 102
Views: 5848

Re: How much a baby costs?

Don't buy anything in white. Buy larger sizes than needed they will grow into it by the end of the day.
by Old Guy
Mon Jan 06, 2014 2:41 pm
 
Forum: Personal Consumer Issues
Topic: How much a baby costs?
Replies: 86
Views: 4024

Re: At what age did your portfolio hit $1M?

2013 at the age of 70. That does not include the value of our two condos.
by Old Guy
Wed Jan 01, 2014 8:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: At what age did your portfolio hit $1M?
Replies: 33
Views: 5039

Re: Adopting a rescue greyhound

We have had three retired racers. The current one is very timid around other dogs but loving with people. They do not require a lot of exercise. In good weather I run him once a day. He's good for about 15-20 seconds. If you get a very young one, say about two, it will generally mean they were not a...
by Old Guy
Wed Jan 01, 2014 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Adopting a rescue greyhound
Replies: 17
Views: 997

Re: Tired [of Corporate Life]

Forget the online college. It's not the same thing. No only is not fair for you to make her do that but college is a seminal experience for most teenagers in this country. It should not be denied to her
by Old Guy
Tue Dec 31, 2013 10:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Tired [of Corporate Life]
Replies: 57
Views: 6488

Re: iPad Air info please

I bought the 64gig wireless. I dl tv shows for my wife to view when we are on an airplane. Otherwise I would have to talk to her.
by Old Guy
Fri Dec 27, 2013 10:20 am
 
Forum: Personal Consumer Issues
Topic: iPad Air info please
Replies: 35
Views: 1956

Re: Something I don't understand about music

If you want to hear two of the best covers ever listen to the late Eva Cassidy, Songbird, http://www.youtube.com/watch?v=AFFo1pu4q7Q, and Fields of Gold, http://www.youtube.com/watch?v=jDuye_qB-2o.
by Old Guy
Thu Dec 26, 2013 9:49 am
 
Forum: Personal Consumer Issues
Topic: Something I don't understand about music
Replies: 108
Views: 6218

Re: How many folks have a dog?

Now on our third greyhound. Wonderful, easy to live with dogs. OTOH, the 9:00 in the evening walk in wintertime in Wisconsin is not my favorite thing.
by Old Guy
Thu Dec 26, 2013 9:35 am
 
Forum: Personal Consumer Issues
Topic: How many folks have a dog?
Replies: 112
Views: 6446

Re: Discoveries with my new Paperwhite

Here is where I get cheap/free kindle books: http://www.ereaderiq.com/
by Old Guy
Fri Dec 20, 2013 2:55 pm
 
Forum: Personal Consumer Issues
Topic: Discoveries with my new Paperwhite
Replies: 21
Views: 1806

Re: Should I move to California from Midwest?

We are planning to move to the LA area from South Central Wisconsin in about a year for one reason--our only child lives there. I don't really care for California, I am an east coast person and lived there until our Midwestern sojourn 10 years ago. California will be more expensive, but money really...
by Old Guy
Fri Dec 20, 2013 9:29 am
 
Forum: Personal Finance (Not Investing)
Topic: Should I move to California from Midwest?
Replies: 153
Views: 7638

Re: Quitting work

I am going into my tenth year of my retirement job after 30 years in the Federal Government. It's getting to be time to leave. I'll be 71 at the end of the December. There has been some intellectual slippage. People here are very nice and have been good to me so I intend to return the favor by givin...
by Old Guy
Tue Dec 17, 2013 9:37 am
 
Forum: Personal Finance (Not Investing)
Topic: Quitting work
Replies: 63
Views: 6562

Re: What do early retirees actually do in Florida?

My late parents retired to Florida, Broward County. They had an active and enjoyable 20 years. They kibitzed with the others around the pool; went to shows and movies; traveled; walked; volunteered; went to yard sales; and ate out a lot. However, Florida is not for me; too many old people there. Thi...
by Old Guy
Mon Dec 09, 2013 9:55 am
 
Forum: Personal Consumer Issues
Topic: What do early retirees actually do in Florida?
Replies: 238
Views: 13182

Re: Brooks Brothers outlet vs retail

Buy my no-iron BB shirts on-line or at their N. Michigan Ave store in Chicago, but only when they are on sale. I've tried Land's End shirts but they are not cut as full as those from BB.
by Old Guy
Tue Dec 03, 2013 11:38 am
 
Forum: Personal Consumer Issues
Topic: Brooks Brothers outlet vs retail
Replies: 36
Views: 3637

Re: Claiming Unclaimed/Withheld Money from the State

I once got back $5.00 from the State of Virginia.
by Old Guy
Thu Nov 14, 2013 12:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Claiming Unclaimed/Withheld Money from the State
Replies: 11
Views: 634

Re: Moving to Dallas, TX

We have an in-town in the River North section of Chicago. Parts of the city have major problems with flooding. Can't say about Dallas, but Chicago is a great walking around city.
by Old Guy
Wed Nov 13, 2013 1:08 pm
 
Forum: Personal Consumer Issues
Topic: Moving to Dallas, TX
Replies: 76
Views: 5362

Re: Gee, I coulda had an I-Bond instead!

I bought $27,000 worth of I bonds back in 2001 with an investment that matured. I used my Marriott credit card and got 27,000 Marriott points. I was going to use them to pay part of my son's college expenses. Turned out I didn't need them for that purpose so I just saved them. The bonds are now wort...
by Old Guy
Wed Nov 13, 2013 9:16 am
 
Forum: Investing - Theory, News & General
Topic: Gee, I coulda had an I-Bond instead!
Replies: 53
Views: 4510

Re: RMD Question

Never mind. I found the answer on the IRS website. Regardless of whether I am working in 2014, I'll need to take an RMD by April from that deferred compensation program because it will be the year after I turn 70.5.
by Old Guy
Tue Oct 29, 2013 3:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: RMD Question
Replies: 3
Views: 341

RMD Question

I am currently contributing to a deferred compensation program through my employer. I am 70. If I retire say in June of 2014 will I have to take an RMD for the whole year; a portion of the year; or not until 2015?

Thanks.
by Old Guy
Tue Oct 29, 2013 2:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: RMD Question
Replies: 3
Views: 341

Re: Bucket list - what's done, what's meh and what's left to

Tiny bucket list:

1. Do 100 push-ups. I've hit 80, but generally seem to be stuck around 65-75 per workout session.
2. See a volcano.
3. Retire.
by Old Guy
Tue Oct 22, 2013 8:24 am
 
Forum: Personal Consumer Issues
Topic: Bucket list - what's done, what's meh and what's left to do?
Replies: 46
Views: 3878
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