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Re: Dealership wants to buyback my car

Go with your first thought.
by Oddlot
Mon Aug 11, 2014 12:50 pm
 
Forum: Personal Consumer Issues
Topic: Dealership wants to buyback my car
Replies: 32
Views: 3432

Re: Telephone Calls! Help! [Telemarketing phone calls]

Why, in this age of caller ID, would anyone ever answer a phone call unless it is someone they know? For anonymous callers, if it is important, the caller will leave a message. You can respond as you choose. Nomorobo is a good first defense against the scammers and spammers. If you're system works w...
by Oddlot
Fri Aug 08, 2014 9:02 pm
 
Forum: Personal Consumer Issues
Topic: Telephone Calls! Help! [Stopping telemarketing calls]
Replies: 105
Views: 7138

Re: What Book Are You Currently Reading? Part V

The American Home Front, 1941-1942, Alistair Cooke

Cooke spent several months traveling the US by car just after Pearl Harbor, writing about the impact of the war's build-up on society and commerce at the local level. Unpublished until 2006. Interesting, educational, and nostalgic.
by Oddlot
Wed Jul 31, 2013 2:59 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3340
Views: 1145411

Re: Will fire my broker, liquidate and move $ to Vanguard

Vanguard has a free "concierge" service that will guide you through the process. Call their help number and ask to work with one. Mine has been most helpful. Most funds will transfer with no problem, since the Vanguard brokerage handles many non-Vanguard funds. Other funds may have to be s...
by Oddlot
Tue May 28, 2013 7:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: Will fire my broker, liquidate and move $ to Vanguard
Replies: 31
Views: 3046

Re: Advice on getting Advice

Here's all you need to know: 1. Max out tax advantaged accounts. 2. Invest for the long term in index funds. 3. Allocate across asset classes appropriate for your age and risk tolerance. 4. Don't overspend on houses and cars. 5. Place tax-inefficient investments in tax advantaged accounts. 6. Invest...
by Oddlot
Fri May 03, 2013 11:29 am
 
Forum: Investing - Help with Personal Investments
Topic: Advice on getting Advice
Replies: 17
Views: 1285

Re: Yet another Ameriprise customer... [Wrap acc't, performa

I'm curious why Ameriprise is so successful in getting clients. More reps for face-to-face contacts? I signed up with them strictly based on Tommy Lee Jones' charisma (just kidding). Actually, I inherited them. Years ago I opened an account w/Olde discount brokers, which was bought out by HR Block,...
by Oddlot
Sun Mar 31, 2013 12:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Yet another Ameriprise customer... [Wrap acc't, performance]
Replies: 27
Views: 3300

Re: Any New York Times crossword solvers here?

I also do the Sunday NYT a week late in another paper. When the theme is tied to a holiday or event the puzzle tends to lose a bit of luster after the fact. The Wall Street Journal has a good xword on Fridays (free on line). The Chicago Tribune/LA Times xwords seem to be getting more challenging on ...
by Oddlot
Mon Mar 18, 2013 7:43 pm
 
Forum: Personal Consumer Issues
Topic: Any New York Times crossword solvers here?
Replies: 20
Views: 1280

Re: Co-worker's wallet was stolen

My wallet stays in my back pocket ..... Wizard: I have two wallets - one w/the basic cards/IDs and the second has all the other stuff (including most cash). I carry the first one in a front pocket - tougher to pick and better for the back while sitting. The "fat" wallet stays at home. To ...
by Oddlot
Tue Mar 05, 2013 1:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Co-worker's wallet was stolen
Replies: 27
Views: 2619

Re: Mutual Fund data provided by Morningstar

Note that the "Growth of $10,000 data" is after recurring expenses, but it ignores loads. You need to multiply the entire curve by 0.9425 to get an equitable comparison. Kenyan, Thank you for the observation. My American funds' returns were based on my actual results including loads, not ...
by Oddlot
Thu Feb 28, 2013 6:23 pm
 
Forum: Investing - Help with Personal Investments
Topic: Mutual Fund data provided by Morningstar
Replies: 14
Views: 1042

Re: Mutual Fund data provided by Morningstar

I posted a comment about American Funds and Edward Jones in another thread, but it fits better in this thread:

http://www.bogleheads.org/forum/viewtopic.php?f=1&t=111892#p1627266
by Oddlot
Thu Feb 28, 2013 3:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Mutual Fund data provided by Morningstar
Replies: 14
Views: 1042

Re: Windfall - pay off mortage, or invest in bonds?

Good luck relying on those sharks. At worst, you're going to get your face ripped off. This statement left me wondering how badly I just got my face ripped off. I recently rolled over (to Vanguard) an Edward Jones (EJ) IRA account consisting of five well known American funds that held an aggressive...
by Oddlot
Thu Feb 28, 2013 12:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: Windfall - pay off mortage, or invest in bonds?
Replies: 46
Views: 4570

Re: Any Experience Selling a Car on [Craigslist]?

I agree w/others that you should set up a new email account (w/out your name in the address) for the transaction. Several have mentioned the spam that you will receive. I live in a major metro and I recall the scammers/spammers outnumbered the legitimate inquirers by maybe 20 to 30 : 1. Not a deal b...
by Oddlot
Wed Feb 27, 2013 3:43 pm
 
Forum: Personal Consumer Issues
Topic: Any Experience Selling a Car on [Craigslist]?
Replies: 49
Views: 2926

Reselling Scraped Data

Work that I do for a client is facilitated by scraping selected data from a dozen or so websites and aggregating it in a database. I do not sell the data or database directly to the client, but use it as a reference in working with my client’s data. The data is mundane product information that the w...
by Oddlot
Thu Feb 21, 2013 7:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Reselling Scraped Data
Replies: 0
Views: 209

Re: Smoke Alarms

I would strongly suggest you research, or ask the professionals, what the local building & electrical codes are in your specific area. KJ: Good suggestion. I checked and my village "requires a smoke detector on each level of a residence and one in each bedroom. CO detectors are required wi...
by Oddlot
Fri Jan 25, 2013 1:37 pm
 
Forum: Personal Consumer Issues
Topic: Smoke Alarms
Replies: 16
Views: 2113

Re: Repetitive Stress Injury...Need Financial/Career Advice

Over the course of those months, I began developing pain in my right arm (mouse arm) that continued getting worse. I then switched to my left arm when the pain become intolerable in my right arm. Unfortunately, the same thing happened in my left arm. I used to "mouse" with my right hand u...
by Oddlot
Thu Jan 24, 2013 3:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Repetitive Stress Injury...Need Financial/Career Advice
Replies: 8
Views: 908

Smoke Alarms

It's time to replace a hardwired smoke alarm in the upstairs hallway. While this unit meets the state code, I plan to also add a unit on the first floor as well as one in the basement. Apparently there are only two smoke alarm manufacturers (Kidde and First Alarm /BKR), yet there are many models and...
by Oddlot
Wed Jan 23, 2013 1:24 pm
 
Forum: Personal Consumer Issues
Topic: Smoke Alarms
Replies: 16
Views: 2113

Re: Your most intense movie scene

Macmungo wrote:The earliest movies seen affected me the most intensely. I can still remember the jolts of:
1)Heidi's separation from her grandfather in the 1937 movie of that name.
2)The death of Bambi's mother in "Bambi" (1942).


and maybe a third- when Old Yeller is put down.
by Oddlot
Fri Jan 18, 2013 6:19 pm
 
Forum: Personal Consumer Issues
Topic: Your most intense movie scene
Replies: 155
Views: 9349

Re: Your most intense movie scene

I agree with the russian roulette scene from the Deerhunter. Incredible. I also second the scenes from Jaws, Wait Until Dark, Deliverance, and Psycho. I would add the scene in Psycho where she heads down to the fruit cellar to meet "mother". How about the sinking scene from the much-malign...
by Oddlot
Wed Jan 16, 2013 7:48 pm
 
Forum: Personal Consumer Issues
Topic: Your most intense movie scene
Replies: 155
Views: 9349

Re: How many athletic bogleheads?

Not athletic, but I used to go to the gym 3-4 times a week for cardio and weights. I decided it was taking too much time and money, although I did enjoy it, enhanced by listening to music on the ipod. Instead I starting walking 1.5 hours a day , taking different routes around my town and the regiona...
by Oddlot
Wed Jan 16, 2013 3:03 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: How many athletic bogleheads?
Replies: 111
Views: 10227

Re: Recommended Adventure PC Video Games?

Thanks to all for the great suggestions. I will check these out!

Oddlot
by Oddlot
Sat Jan 05, 2013 10:20 am
 
Forum: Personal Consumer Issues
Topic: Recommended Adventure PC Video Games?
Replies: 37
Views: 2974

Recommended Adventure PC Video Games?

Years ago I enjoyed the early Myst games (through Exile), but haven't played any PC games for quite awhile. Got the itch to try a few again. I prefer games with realistic detailed artwork and challenging, logic-based puzzles woven into an intriguing story line (Adventure genre). I don't care for &qu...
by Oddlot
Fri Jan 04, 2013 3:37 pm
 
Forum: Personal Consumer Issues
Topic: Recommended Adventure PC Video Games?
Replies: 37
Views: 2974

Re: Computer can't find internet

I had a wireless connection problem after the router was replaced. Windows was saying everything was fine, including the driver.

I downloaded and installed the latest driver from the card manufacturer's website. Then it worked fine.
by Oddlot
Thu Nov 08, 2012 7:47 pm
 
Forum: Personal Consumer Issues
Topic: Computer can't find internet
Replies: 37
Views: 2120

Re: Replacing Driveway

I had our concrete driveway replaced about 5 yrs ago. There was a discoloration problem that became apparent after curing, so make sure you discuss this with your contractor ahead of time. It's obviously best to avoid the problem in the first place, but it can be mitigated with treatments, which the...
by Oddlot
Fri Oct 05, 2012 5:12 pm
 
Forum: Personal Consumer Issues
Topic: Replacing Driveway
Replies: 16
Views: 2212

Re: road trip to buffalo worth it?

A trip to the Buffalo area obviously is not comparable to going on a cruise or to Disneyworld, other than (arguably) staying on the Canadian side of the Falls. I think you have to like doing some of the more subtle things. Examples are the Frank Lloyd Wright-designed Graycliff and Martin Houses, Eri...
by Oddlot
Tue Sep 25, 2012 3:18 pm
 
Forum: Personal Consumer Issues
Topic: road trip to buffalo worth it?
Replies: 60
Views: 3037

Re: TV commercial volume reduction device

I also use a DVR for most programs, but I also like Uverse's multi-view feature (maybe not exactly what they call it) for monitoring cable news channels. It allows you to see the picture & sound for one channel, and picture only for three other channels (more by scrolling), on the screen at one ...
by Oddlot
Tue Aug 28, 2012 3:03 pm
 
Forum: Personal Consumer Issues
Topic: TV commercial volume reduction device
Replies: 20
Views: 2118

Re: Visiting Louisville KY area

    - Louisville Slugger plant tour (downtown L'ville).
    - Churchill Downs, even if not racing.
    - Second the Bourbon Trail tour.
    - Kentucky Horse Park, near Lexington for personal tour of horse farms in Lexington area.
    - Toyota assembly plant, Georgetown.
by Oddlot
Mon Jul 30, 2012 11:16 am
 
Forum: Personal Consumer Issues
Topic: Visiting Louisville KY area
Replies: 5
Views: 536

Re: Dealing with my parents

With all due respect, I would suggest counseling-- for you, in order to better deal with the resentment you have towards your parents. Not that I condone their actions, but you have offered your suggestions and they have rejected them. Unless there is some competency issues, I think it is beyond you...
by Oddlot
Sat Jul 28, 2012 3:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Dealing with my parents
Replies: 44
Views: 3430

Re: What Book Are You Currently Reading? Part V

Waiting on a Train , James McCommons The author spent a year in 2008 riding the Amtrak system and meeting with many knowledgeable people to discuss Amtrak's condition and future. It sounds like it would be incredibly dry, but the author's writing skills and keen observations about the people, sight...
by Oddlot
Thu Jul 26, 2012 12:27 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3340
Views: 1145411

Re: Spreadsheets That Are Very Stable?

Since it sounds like these are "ad hoc" files (different for each project), a database may be overkill. I routinely work with an Excel 2010 file that has just under 200K rows; advanced filters and the types of functions you mention run almost instantaneously. I don't know what its practica...
by Oddlot
Tue Jul 10, 2012 4:16 pm
 
Forum: Personal Consumer Issues
Topic: Spreadsheets That Are Very Stable?
Replies: 38
Views: 2183

Re: Replacement for Quicken

I made several attempts over the years at using Quicken for tracking finances and spending; it just seemed way too complicated (not to use necessarily, but due to feature overload), and I gave up after not being able to get the checking account to balance. Instead I used Excel, and in a few hours I ...
by Oddlot
Mon Jul 09, 2012 2:59 pm
 
Forum: Personal Consumer Issues
Topic: Replacement for Quicken
Replies: 28
Views: 2455

Re: 2012 Honda civic, loss of steering wheel, always rolls b

You might find something relevant in the owner's manual about the steering wheel.
I presume you have called your parents(?). They may belong to an auto club or can offer other ideas.
by Oddlot
Mon Jul 02, 2012 6:26 pm
 
Forum: Personal Consumer Issues
Topic: 2012 Honda civic, loss of steering wheel, always rolls back
Replies: 29
Views: 2859

Re: Taking a Family Camping Trip, Need Gear, What is "Necess

The only suggestion I have is a motel reservation. :D
by Oddlot
Wed Jun 27, 2012 5:23 pm
 
Forum: Personal Consumer Issues
Topic: UPDATED: Took a Camping Trip, Needed Gear, What I Got
Replies: 53
Views: 3683

Re: Classic Car for Teen Driver(?)

3. Do you feel comfortable with your son hauling other kids around in this car? 4. Would you feel comfortable with your son riding around in some other 16 year old kid's 40 year old 300 horsepower car? Maybe with a bunch of other kids? Further, maybe your son is mature, but does he have any "E...
by Oddlot
Wed Jun 27, 2012 12:10 pm
 
Forum: Personal Consumer Issues
Topic: Classic Car for Teen Driver(?)
Replies: 87
Views: 7615

Re: Skunk Removal

may pop wrote:Id give a lot of thought to paying for getting rid of them. Ron


Leaning this way. Just don't have the time to mess with it. Thanks to all for the interesting suggestions.
by Oddlot
Tue Jun 26, 2012 4:25 pm
 
Forum: Personal Consumer Issues
Topic: Skunk Removal
Replies: 29
Views: 4141

Re: Skunk Removal

I appreciate everyone's ideas. I do not plan to acquire any firearms for this purpose, however. As noted by others, it is also illegal to transport wild animals in our area and with skunks, as others have mentioned, rabies is a possibility. Bright lights and noises-- interesting. Giving that some th...
by Oddlot
Tue Jun 26, 2012 10:22 am
 
Forum: Personal Consumer Issues
Topic: Skunk Removal
Replies: 29
Views: 4141

Skunk Removal

Has anyone had any success with a DIY method to remove a skunk (now unfortunately a family) from the premises? I've tried ammonia soaked rags and recovering the access points w/dirt, to no avail. Many commercial concoctions are available (pepper, fox urine), but the on-line reviews are not encouragi...
by Oddlot
Mon Jun 25, 2012 6:38 pm
 
Forum: Personal Consumer Issues
Topic: Skunk Removal
Replies: 29
Views: 4141

Re: Cost of Sports Events

deanbrew wrote:The hockey game cost me $700 bucks, including 4 tickets, parking, food and gasoline.


Ouchhhh! I hope your team won! :wink:
by Oddlot
Thu Jun 21, 2012 3:08 pm
 
Forum: Personal Consumer Issues
Topic: Cost of Sports Events
Replies: 54
Views: 2774

Re: Cost of Sports Events

I agree that the ticket prices of virtually every entertainment option have skyrocketed in the last several decades, and certainly performers' compensation and the newer fancier venues have had something to do with it. However, a difference with the major sports is that you can almost always watch t...
by Oddlot
Thu Jun 21, 2012 11:05 am
 
Forum: Personal Consumer Issues
Topic: Cost of Sports Events
Replies: 54
Views: 2774

Cost of Sports Events

Is it because I'm too old, or do you agree that the cost of attending just about any major sports event (pro or college) is completely over the top? My reaction is to never go. I cannot bear to part with what it costs to have seats that don't cause nosebleeds, park within the same time zone as the e...
by Oddlot
Wed Jun 20, 2012 7:09 pm
 
Forum: Personal Consumer Issues
Topic: Cost of Sports Events
Replies: 54
Views: 2774

Re: Walkable or bike-friendly cities for retirement

I live in such a city. Population 30,000. I am not 'old' and not retired, but many people who have worked here have retired here. It has a large healthcare / medical research organization which is the main employer. My modes of transport to work are- car (6 mo of winter), bicycle, motorcycle and my...
by Oddlot
Mon May 28, 2012 2:08 pm
 
Forum: Personal Consumer Issues
Topic: Walkable or bike-friendly cities for retirement
Replies: 74
Views: 5211

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