Bogleheads.org

Here's all you need to know: 1. Max out tax advantaged accounts. 2. Invest for the long term in index funds. 3. Allocate across asset classes appropriate for your age and risk tolerance. 4. Don't overspend on houses and cars. 5. Place tax-inefficient investments in tax advantaged accounts. 6. Invest...

I'm curious why Ameriprise is so successful in getting clients. More reps for face-to-face contacts? I signed up with them strictly based on Tommy Lee Jones' charisma (just kidding). Actually, I inherited them. Years ago I opened an account w/Olde discount brokers, which was bought out by HR Block,...

I also do the Sunday NYT a week late in another paper. When the theme is tied to a holiday or event the puzzle tends to lose a bit of luster after the fact. The Wall Street Journal has a good xword on Fridays (free on line). The Chicago Tribune/LA Times xwords seem to be getting more challenging on ...

My wallet stays in my back pocket ..... Wizard: I have two wallets - one w/the basic cards/IDs and the second has all the other stuff (including most cash). I carry the first one in a front pocket - tougher to pick and better for the back while sitting. The "fat" wallet stays at home. To ...

Note that the "Growth of $10,000 data" is after recurring expenses, but it ignores loads. You need to multiply the entire curve by 0.9425 to get an equitable comparison. Kenyan, Thank you for the observation. My American funds' returns were based on my actual results including loads, not ...

I posted a comment about American Funds and Edward Jones in another thread, but it fits better in this thread:

http://www.bogleheads.org/forum/viewtopic.php?f=1&t=111892#p1627266

Good luck relying on those sharks. At worst, you're going to get your face ripped off. This statement left me wondering how badly I just got my face ripped off. I recently rolled over (to Vanguard) an Edward Jones (EJ) IRA account consisting of five well known American funds that held an aggressive...

I agree w/others that you should set up a new email account (w/out your name in the address) for the transaction. Several have mentioned the spam that you will receive. I live in a major metro and I recall the scammers/spammers outnumbered the legitimate inquirers by maybe 20 to 30 : 1. Not a deal b...

Work that I do for a client is facilitated by scraping selected data from a dozen or so websites and aggregating it in a database. I do not sell the data or database directly to the client, but use it as a reference in working with my client’s data. The data is mundane product information that the w...

I would strongly suggest you research, or ask the professionals, what the local building & electrical codes are in your specific area. KJ: Good suggestion. I checked and my village "requires a smoke detector on each level of a residence and one in each bedroom. CO detectors are required wi...

Over the course of those months, I began developing pain in my right arm (mouse arm) that continued getting worse. I then switched to my left arm when the pain become intolerable in my right arm. Unfortunately, the same thing happened in my left arm. I used to "mouse" with my right hand u...

It's time to replace a hardwired smoke alarm in the upstairs hallway. While this unit meets the state code, I plan to also add a unit on the first floor as well as one in the basement. Apparently there are only two smoke alarm manufacturers (Kidde and First Alarm /BKR), yet there are many models and...

Macmungo wrote:The earliest movies seen affected me the most intensely. I can still remember the jolts of:
1)Heidi's separation from her grandfather in the 1937 movie of that name.
2)The death of Bambi's mother in "Bambi" (1942).

and maybe a third- when Old Yeller is put down.

I agree with the russian roulette scene from the Deerhunter. Incredible. I also second the scenes from Jaws, Wait Until Dark, Deliverance, and Psycho. I would add the scene in Psycho where she heads down to the fruit cellar to meet "mother". How about the sinking scene from the much-malign...

Not athletic, but I used to go to the gym 3-4 times a week for cardio and weights. I decided it was taking too much time and money, although I did enjoy it, enhanced by listening to music on the ipod. Instead I starting walking 1.5 hours a day , taking different routes around my town and the regiona...

Thanks to all for the great suggestions. I will check these out!

Oddlot

Years ago I enjoyed the early Myst games (through Exile), but haven't played any PC games for quite awhile. Got the itch to try a few again. I prefer games with realistic detailed artwork and challenging, logic-based puzzles woven into an intriguing story line (Adventure genre). I don't care for &qu...

I had a wireless connection problem after the router was replaced. Windows was saying everything was fine, including the driver.

I downloaded and installed the latest driver from the card manufacturer's website. Then it worked fine.

I had our concrete driveway replaced about 5 yrs ago. There was a discoloration problem that became apparent after curing, so make sure you discuss this with your contractor ahead of time. It's obviously best to avoid the problem in the first place, but it can be mitigated with treatments, which the...

A trip to the Buffalo area obviously is not comparable to going on a cruise or to Disneyworld, other than (arguably) staying on the Canadian side of the Falls. I think you have to like doing some of the more subtle things. Examples are the Frank Lloyd Wright-designed Graycliff and Martin Houses, Eri...

I also use a DVR for most programs, but I also like Uverse's multi-view feature (maybe not exactly what they call it) for monitoring cable news channels. It allows you to see the picture & sound for one channel, and picture only for three other channels (more by scrolling), on the screen at one ...

With all due respect, I would suggest counseling-- for you, in order to better deal with the resentment you have towards your parents. Not that I condone their actions, but you have offered your suggestions and they have rejected them. Unless there is some competency issues, I think it is beyond you...

Waiting on a Train , James McCommons The author spent a year in 2008 riding the Amtrak system and meeting with many knowledgeable people to discuss Amtrak's condition and future. It sounds like it would be incredibly dry, but the author's writing skills and keen observations about the people, sight...

Since it sounds like these are "ad hoc" files (different for each project), a database may be overkill. I routinely work with an Excel 2010 file that has just under 200K rows; advanced filters and the types of functions you mention run almost instantaneously. I don't know what its practica...

I made several attempts over the years at using Quicken for tracking finances and spending; it just seemed way too complicated (not to use necessarily, but due to feature overload), and I gave up after not being able to get the checking account to balance. Instead I used Excel, and in a few hours I ...

You might find something relevant in the owner's manual about the steering wheel.
I presume you have called your parents(?). They may belong to an auto club or can offer other ideas.

The only suggestion I have is a motel reservation.

3. Do you feel comfortable with your son hauling other kids around in this car? 4. Would you feel comfortable with your son riding around in some other 16 year old kid's 40 year old 300 horsepower car? Maybe with a bunch of other kids? Further, maybe your son is mature, but does he have any "E...

may pop wrote:Id give a lot of thought to paying for getting rid of them. Ron

Leaning this way. Just don't have the time to mess with it. Thanks to all for the interesting suggestions.

I appreciate everyone's ideas. I do not plan to acquire any firearms for this purpose, however. As noted by others, it is also illegal to transport wild animals in our area and with skunks, as others have mentioned, rabies is a possibility. Bright lights and noises-- interesting. Giving that some th...

Has anyone had any success with a DIY method to remove a skunk (now unfortunately a family) from the premises? I've tried ammonia soaked rags and recovering the access points w/dirt, to no avail. Many commercial concoctions are available (pepper, fox urine), but the on-line reviews are not encouragi...

deanbrew wrote:The hockey game cost me $700 bucks, including 4 tickets, parking, food and gasoline.

Ouchhhh! I hope your team won!

I agree that the ticket prices of virtually every entertainment option have skyrocketed in the last several decades, and certainly performers' compensation and the newer fancier venues have had something to do with it. However, a difference with the major sports is that you can almost always watch t...

Is it because I'm too old, or do you agree that the cost of attending just about any major sports event (pro or college) is completely over the top? My reaction is to never go. I cannot bear to part with what it costs to have seats that don't cause nosebleeds, park within the same time zone as the e...

I live in such a city. Population 30,000. I am not 'old' and not retired, but many people who have worked here have retired here. It has a large healthcare / medical research organization which is the main employer. My modes of transport to work are- car (6 mo of winter), bicycle, motorcycle and my...

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Re: Advice on getting Advice

Re: Yet another Ameriprise customer... [Wrap acc't, performa

Re: Any New York Times crossword solvers here?

Re: Co-worker's wallet was stolen

Re: Mutual Fund data provided by Morningstar

Re: Mutual Fund data provided by Morningstar

Re: Windfall - pay off mortage, or invest in bonds?

Re: Any Experience Selling a Car on [Craigslist]?

Reselling Scraped Data

Re: Smoke Alarms

Re: Repetitive Stress Injury...Need Financial/Career Advice

Smoke Alarms

Re: Your most intense movie scene

Re: Your most intense movie scene

Re: How many athletic bogleheads?

Re: Recommended Adventure PC Video Games?

Recommended Adventure PC Video Games?

Re: Computer can't find internet

Re: Replacing Driveway

Re: road trip to buffalo worth it?

Re: TV commercial volume reduction device

Re: Visiting Louisville KY area

Re: Dealing with my parents

Re: What Book Are You Currently Reading? Part V

Re: Spreadsheets That Are Very Stable?

Re: Replacement for Quicken

Re: 2012 Honda civic, loss of steering wheel, always rolls b

Re: Taking a Family Camping Trip, Need Gear, What is "Necess

Re: Classic Car for Teen Driver(?)

Re: Skunk Removal

Re: Skunk Removal

Skunk Removal

Re: Cost of Sports Events

Re: Cost of Sports Events

Cost of Sports Events

Re: Walkable or bike-friendly cities for retirement