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Re: need a new home page [browser default page]

May like CNN.Com. Seems to meet your requirements.
by OAG
Wed Oct 15, 2014 3:33 pm
 
Forum: Personal Consumer Issues
Topic: need a new home page [browser default page]
Replies: 25
Views: 1912

Re: Quicken 2015 for Windows - Any reviews?

Do we know this for a fact? I have always used it on two PCs--one at home, one at my weekend home. I use Google Drive to keep a single synced file. If they prevent me from using it on two machines I will have to give some serious thought to this. I'm on Q-2013, so I have another year before the 3-y...
by OAG
Wed Oct 15, 2014 6:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 for Windows - Any reviews?
Replies: 44
Views: 4334

Re: You may be getting charged rent for a router/modem you o

I am with TW - Purchased my own Modem/Wi-Fi Router hooked it up. Took old TW Modem/Wi-Fi Router to them got a receipt and immediately (as in next bill) received the reduction (even a partial reduction for the month of return as of the day I turned in the old TW device to them). No complaints.
by OAG
Tue Oct 14, 2014 4:16 pm
 
Forum: Personal Consumer Issues
Topic: You may be getting charged rent for a router/modem you own
Replies: 34
Views: 3558

Re: Quicken 2015 for Windows - Any reviews?

Been using 15 version since Sunday. Works fine and see very little changes. To date no problems and speed is just fine. One thing with this version (that was not mandatory with other versions) is that you MUST have or create a Quicken/Intuit ACCOUNT. This appears to be necessary on Intuits part to p...
by OAG
Tue Oct 14, 2014 4:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 for Windows - Any reviews?
Replies: 44
Views: 4334

Re: Missouri state income tax on traditional IRA

Check to see if your state (MO) gives a "credit". In Ohio IRA (Traditional) withdrawals (not previously taxed) are treated as TAXABLE Income but the give up to a credit that covers about $8K of withdrawals - beyond that it is all State Taxable Income.
by OAG
Mon Oct 06, 2014 1:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Missouri state income tax on traditional IRA
Replies: 6
Views: 611

Re: Sump Pump Running Every 8 Minutes?

Do you have any Anti-Backflow connections that may have gone bad? Water is pumped out by Sump Pump but immediately returns to the pit when the pump shuts down. I have two on my system but the second one is for the battery back up pump which is separate from the main sump pump. Depending on the lengt...
by OAG
Mon Oct 06, 2014 12:54 pm
 
Forum: Personal Consumer Issues
Topic: Sump Pump Running Every 8 Minutes?
Replies: 18
Views: 1355

Re: New hardwood floor

In most hardwood flooring there are pieces that match the finish but are designed for raising or lowering the main floor (within reason) so that doorways can matchup to existing door frames. There are also pieces so that you can make the stairs match the rest of the main floors (bullnoses). Depends ...
by OAG
Mon Oct 06, 2014 6:06 am
 
Forum: Personal Consumer Issues
Topic: New hardwood floor
Replies: 13
Views: 1520

Re: Windows 10 Preview Installed?

4 Days out now and still running just fine on my primary and only Computer Notebook! Just wanted to say that in case anyone thought "did not come back, must have crashed".
by OAG
Sat Oct 04, 2014 9:28 am
 
Forum: Personal Consumer Issues
Topic: Windows 10 Preview Installed?
Replies: 20
Views: 1618

Windows 10 Preview Installed?

Has anyone else installed the Windows 10 Preview that was made available by Microsoft yesterday? I did and it seems to be working just fine. The actual install of the OS took a long time but once installed all seems fine. It was a bit of a leap of faith on my part since I am down to a single Noteboo...
by OAG
Thu Oct 02, 2014 5:54 am
 
Forum: Personal Consumer Issues
Topic: Windows 10 Preview Installed?
Replies: 20
Views: 1618

Re: Refrigerator problem

Our GE Profile 10 year old started acting erratic: Water Dispenser would not dispense, Ice maker would not work, temp in freezer and food compartments started acting up (like yours). Then it finally just quit running at all; no lights at all). Did the cleaning process etc., to no avail. Went on lin...
by OAG
Sun Sep 21, 2014 8:13 am
 
Forum: Personal Consumer Issues
Topic: Refrigerator problem
Replies: 20
Views: 1728

Re: Refrigerator problem

Our GE Profile 10 year old started acting erratic: Water Dispenser would not dispense, Ice maker would not work, temp in freezer and food compartments started acting up (like yours). Then it finally just quit running at all; no lights at all). Did the cleaning process etc., to no avail. Went on line...
by OAG
Sat Sep 20, 2014 2:57 pm
 
Forum: Personal Consumer Issues
Topic: Refrigerator problem
Replies: 20
Views: 1728

Re: House broken into--please help

Was anything insured? Did not notice that. Beyond the previous suggestions maybe it is time to move if renting. The police report is important for several of the other factors (Passport, Credit Cards, etc.,) and to prove the date and time of loss of other cards that may be used soon.
by OAG
Fri Sep 19, 2014 12:16 pm
 
Forum: Personal Consumer Issues
Topic: House broken into--please help
Replies: 16
Views: 2391

Re: Trouble changing SS direct deposit

I have done it on line several times. Couple of points: Do not close the OLD account until you see the deposit hit the NEW account. Be very sure you have the correct ABA number and new account number EXACTLY correct when setting up. You will receive a letter shortly (maybe 10-14 days) after doing it...
by OAG
Thu Sep 18, 2014 7:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Trouble changing SS direct deposit
Replies: 6
Views: 614

Re: Safe Withdrawl Rate

Should work just fine IMO. Market growth, inflation, cannot be accurately even estimated. However I would assume with SS (and based on what you have already said it sounds like it would not be a minor amount) coming in about 9 years it should be no problem maintaining a $150K per year withdrawal (in...
by OAG
Tue Sep 16, 2014 2:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Safe Withdrawl Rate
Replies: 25
Views: 2440

Re: Safe Withdrawl Rate

Pension/COLA? SS Plans? Cash Value of Insurance Plans (Cash in/Hold?). Expenses? Medical? Not much information!
by OAG
Tue Sep 16, 2014 6:09 am
 
Forum: Personal Finance (Not Investing)
Topic: Safe Withdrawl Rate
Replies: 25
Views: 2440

Re: Help finding URL for PDF

Win 8.1 doesn't seem to have a clipboard. Paul In Windows 8.1 when you "right click" you can just "copy the shortcut" then "paste" it wherever you want it. Like on the Desktop or "right here" like I just did. That is the "Clipboard" in Windows 8.1 i...
by OAG
Mon Sep 15, 2014 10:30 am
 
Forum: Personal Consumer Issues
Topic: Help finding URL for PDF
Replies: 5
Views: 317

Re: Hearing aids - for those that use them

+1 on the VA route if you can manage it. I have been wearing VA issued hearing aids for about 20 years. I was rated for hearing loss at retirement but waited a long time before coming to grips with the fact that I was losing my hearing at a greater rate when coupled with the common aging loss of hea...
by OAG
Mon Sep 15, 2014 10:18 am
 
Forum: Personal Consumer Issues
Topic: Hearing aids - for those that use them
Replies: 29
Views: 1835

Re: What Happens To Mortgage When Borrower Dies?

I used to hear that if one person on a joint checking account died, the account would be frozen when the bank found out about the death. So I used to remind DH that the first thing to do after I die (if he wants to continue eating) is to remove as much money as he could from joint accounts and open...
by OAG
Mon Sep 15, 2014 6:19 am
 
Forum: Personal Finance (Not Investing)
Topic: What Happens To Mortgage When Borrower Dies?
Replies: 12
Views: 1960

Re: Retiree Poll: Do you own your primary residence?

I do own mine - along with the Country Tax Assessor/Collector.
by OAG
Sun Sep 14, 2014 11:23 am
 
Forum: Personal Consumer Issues
Topic: Retiree Poll: Do you own your primary residence?
Replies: 18
Views: 1635

Re: Hidden car key a thing of the past?

I do not understand. We have two "transponder keys" but inside of each is a smaller regular key that can be used to open doors and start the car. These can be removed and used like the "old" keys and even have a hole for putting on a key chain. So in essence we have 4 keys. This...
by OAG
Fri Sep 05, 2014 9:43 am
 
Forum: Personal Consumer Issues
Topic: Hidden car key a thing of the past?
Replies: 26
Views: 2626

Re: through tRe: NFCU 1 year certificate (CD) 5% APY $5k max

For those interested. NFCU has perpetually been offering an Easy Start 12 month @ 3%. Of course the limit is only $3k per member but if you are going the process of joining and/or transferring funds, you can grab a little extra at a decent rate. I have been maintaining four of these CDs the last th...
by OAG
Fri Sep 05, 2014 8:51 am
 
Forum: Personal Finance (Not Investing)
Topic: NFCU 1 year certificate (CD) 5% APY $5k max balance
Replies: 28
Views: 3413

Re: Hidden car key a thing of the past?

I do not understand. We have two "transponder keys" but inside of each is a smaller regular key that can be used to open doors and start the car. These can be removed and used like the "old" keys and even have a hole for putting on a key chain. So in essence we have 4 keys. This ...
by OAG
Thu Sep 04, 2014 2:33 pm
 
Forum: Personal Consumer Issues
Topic: Hidden car key a thing of the past?
Replies: 26
Views: 2626

Re: LibreOffice Password Proection

Use Windows 8.1 Pro and Encrypt the entire HD with Windows Bit locker - Just a suggestion to consider. Once done it is transparent requires less work IMO.
by OAG
Tue Sep 02, 2014 11:52 am
 
Forum: Personal Consumer Issues
Topic: LibreOffice Password Proection
Replies: 7
Views: 460

Re: Keeping mold out of bath/shower

Use a Squeegee after each shower and leave the shower doors open and do not use a shower curtain. Be sure your exhaust fan(s) are working in the bathroom and run them for about 30 minutes after showering (timers work nicely if it is hard to remember to return to shut them off). We have never had mol...
by OAG
Fri Aug 29, 2014 6:49 pm
 
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 32
Views: 3185

Re: USAA Credit Card Offer

PFCU is running a special on several CC now. Charge $1,500 in 90 days (3 months) and receive $100.00.
by OAG
Fri Aug 29, 2014 11:42 am
 
Forum: Personal Consumer Issues
Topic: USAA Credit Card Offer
Replies: 12
Views: 1135

Re: Looking to buy a new car but hesistant.

Buy it but wait until you WANT to pay CASH (and I don't care if it is even a 0% loan - Debt is Debt). Just my $.02.
by OAG
Mon Aug 25, 2014 3:28 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a new car but hesistant.
Replies: 17
Views: 1671

Re: Windows 7 PC?

With Windows 9 (or whatever it is going to be called) due out in April of 2015 and a early "prerelease" version of it due on in about 45 days why not wait a bit to see how that goes? Personally FWIW I am 73 years old and have been using Prerelease Windows 8, 8, 8.1, 8.1 Update (1) and 8.1 ...
by OAG
Tue Aug 19, 2014 12:22 pm
 
Forum: Personal Consumer Issues
Topic: Windows 7 PC?
Replies: 49
Views: 2717

Re: Dell computer warranty upgrades

In the past they worked out well for me. On a Desktop they replaced a Motherboard and SCSI Hard disk. More recently an external power supply was replaced on a more recent Notebook. Before that on another Notebook they replaced a Motherboard twice along with a Keyboard and track pad. All of these rep...
by OAG
Tue Aug 19, 2014 12:11 pm
 
Forum: Personal Consumer Issues
Topic: Dell computer warranty upgrades
Replies: 5
Views: 362

Re: POLL: Age for Collecting Social Security Benefits

Choose 68 but actually started at 62 the first time. Repaid and restarted again at 67.5.
DW started at 62 and took Spousal at my age 62 but it too was repaid and restarted at my age 67.5. DW does not have account on BH Site.
by OAG
Tue Aug 19, 2014 11:49 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: Age for Collecting Social Security Benefits
Replies: 103
Views: 7830

Sale of House [Taxes on sale of inherited house]

Friend of mine just sold a house that was owned by his parent (with him on the deed as co-owner). House was fully paid for. Parent died earlier this year. He just sold house. House sold at substantial loss after about 10 years. Will receive 1099-S for proceeds at closing. How is this handled on HIS ...
by OAG
Wed Aug 13, 2014 2:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Sale of House [Taxes on sale of inherited house]
Replies: 5
Views: 583

Re: Window Wells Filling / Contractor Question

Not sure if this is a possible solution or not but they do make clear plastic covers for window wells. Properly sized and fitted ones should reduce and/or virtually eliminate water intrusion. Been there and done that!
by OAG
Tue Aug 05, 2014 7:27 am
 
Forum: Personal Consumer Issues
Topic: Window Wells Filling / Contractor Question
Replies: 12
Views: 911

Re: Funding a Down Payment

2.5 X Income (in your case) is $150K - doubt there much available in your area for that amount. (2.5 X Income used to be a reasonable yardstick to use) I believe it still is!
by OAG
Sun Aug 03, 2014 8:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Funding a Down Payment
Replies: 11
Views: 1560

Re: Home Appraisal

Appraisal came in 25K above Zillow estimate and we now have a LTV of 77%. Jumbo, 30-year fixed @ 4.25%, 0 points, $2,054 in closing costs (appraisal, title, fees and taxes). So 15 minutes was just fine for your purposes. Congratulations and no hit on the EF (well except for the closing costs maybe).
by OAG
Thu Jul 31, 2014 4:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Appraisal
Replies: 20
Views: 1510

Re: Quick question on Credit Card Interest

Best is to make this a moot point by paying off your CC balance(s) in full each month. I have two income transactions to my checking account each month and I often pay the outstanding balance on my two CCs right after "getting paid"; I don't wait for a monthly CC bill to be generated... I...
by OAG
Thu Jul 31, 2014 4:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quick question on Credit Card Interest
Replies: 10
Views: 955

Re: Home Appraisal

What were the results? Favorable or not for you? I suppose you can always dispute the results however I assume that is an uphill endeavor for you.
by OAG
Wed Jul 30, 2014 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Appraisal
Replies: 20
Views: 1510

Re: How old are you?

74.60
by OAG
Wed Jul 30, 2014 4:58 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: How old are you?
Replies: 82
Views: 8209

Re: Lawyer Up? Advice Needed

I probably missed it but has the "needle" been properly analyzed for residue? If negative or benign may not be 100% conclusive but could ease OP's mind a bit.
by OAG
Thu Jul 24, 2014 5:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Obtaining Legal Counsel?
Replies: 51
Views: 3541

Re: Will not using my dishwasher cause problems?

When I purchased my home 10 years ago, I tried to use the dishwasher and it didn't work. I have not tried again in 10 years. I don't need it anyway. If/when I sell the house, I'll just tell them they need a new dishwasher. Not necessarily see my post for what worked for us. SSCRITIC = No she only r...
by OAG
Thu Jul 24, 2014 11:44 am
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 51
Views: 3321

Re: Will not using my dishwasher cause problems?

We do not use ours either. However, each month on the first of the month DW puts one cup (50% water & 50% white vinegar) in it and runs a single rinse cycle. We started doing this AFTER we did not run it for about 4 years and at that point it would not run. After letting the water/vinegar mix se...
by OAG
Thu Jul 24, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 51
Views: 3321

Re: Poll - Do you use Quicken?

I used MS Money for many years. Finally when the end came I switched to Quicken. HATED IT. I found Money infinitely better for investment tracking/returns. Not as visually interesting as Quicken but much greater functionality (IMHO). I now use the free sunset edition of Money, which works on Win7 (...
by OAG
Mon Jul 21, 2014 2:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll - Do you use Quicken?
Replies: 85
Views: 5425

Re: Poll - Do you use Quicken?

Quicken 2014 Windows 8.1 Update 1 on Surface Pro 2 here.
by OAG
Mon Jul 21, 2014 2:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll - Do you use Quicken?
Replies: 85
Views: 5425

Re: Former Employer Over Payment

OP I know this is "water under the bridge" but why did you not return what you said you felt you should to GE early on? Then you would still be able to argue about the rest on a much better footing IMO. I do not think this will end well for you now (again just my opinion). Although many wo...
by OAG
Mon Jul 21, 2014 2:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: Former Employer Over Payment
Replies: 37
Views: 2423

Re: My house just flooded

Folks=Think Trailer! They do have to be re-leveled when the ground under the concrete blocks move (heavy water flow will do that) . Hard to fix that unless the trailer is moved to higher and more stable ground. Wonder if current location is in a flood plain (not for current problem, which as already...
by OAG
Fri Jul 11, 2014 8:37 am
 
Forum: Personal Finance (Not Investing)
Topic: My house just flooded
Replies: 13
Views: 2082

Re: Subaru Military VIP Program

Check out PFCU as they were offering 0% financing using their buying service.
by OAG
Tue Jul 08, 2014 8:27 am
 
Forum: Personal Consumer Issues
Topic: Subaru Military VIP Program
Replies: 7
Views: 1413

Re: Replace Motor or Buy New Washing Machine?

brand new washer of similar specs is $ 475.95 all in. C4NT: I went to my 2014 Consumer Reports Buying Guide to try and help you. Most washers have a list price of $1,000 or more. The lowest price among 35 listed was Samsung WA400PJHD[WR]k; a "Best Buy" at $ 700.00 . Best wishes. Taylor Th...
by OAG
Mon Jul 07, 2014 9:39 am
 
Forum: Personal Consumer Issues
Topic: Replace Motor or Buy New Washing Machine?
Replies: 24
Views: 1576

Re: Homeowner responsibility for water service line

Hang in there. You may also get one from the Gas Company (if you have natural gas service). This one is to cover the repair of your gas line INSIDE your home. The Electric Companies have another one for you to take care of the line going to your electric meter. So now the Water companies are getting...
by OAG
Sun Jul 06, 2014 3:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Homeowner responsibility for water service line
Replies: 45
Views: 2209

Re: What to do with old Macbook Pro?

I just donated a Computer, removed HD bought a box and now that HD is a very adequate external BU drive (boxes can be purchased with both EIDE and USB 3 cables for about $30). This was a INTEL computer but reasonable same can be done with MAC hardware. Newer Macs are INTEL computers too. I assume y...
by OAG
Sun Jul 06, 2014 9:10 am
 
Forum: Personal Consumer Issues
Topic: What to do with old Macbook Pro?
Replies: 24
Views: 2184

Re: What to do with old Macbook Pro?

Duplicate Post.
by OAG
Sat Jul 05, 2014 4:47 pm
 
Forum: Personal Consumer Issues
Topic: What to do with old Macbook Pro?
Replies: 24
Views: 2184

Re: What to do with old Macbook Pro?

I just donated a Computer, removed HD bought a box and now that HD is a very adequate external BU drive (boxes can be purchased with both EIDE and USB cables for about $30). This was a INTEL computer but reasonable same can be done with MAC hardware.
by OAG
Sat Jul 05, 2014 4:47 pm
 
Forum: Personal Consumer Issues
Topic: What to do with old Macbook Pro?
Replies: 24
Views: 2184
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