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Re: Server Admins - how to check for OpenSSL?

If you have secure shell access, then run the package manager (which varies depending on the underlying software) and grep for openssl. On a debian-based system, e.g.
Code: Select all
dpkg --list | fgrep openssl

On a Redhat-based system ...
Code: Select all
rpm -qa | fgrep openssl
by Norbert Schlenker
Thu Apr 10, 2014 7:36 pm
 
Forum: Personal Consumer Issues
Topic: Server Admins - how to check for OpenSSL?
Replies: 5
Views: 339

Re: Replacement for Windows XP Computer

I may be right but you're not wrong, Harold. Chances are my $150 solution will break sooner than your $1000 solution. If mine lasts five years and yours ten, then it's $70/year difference and you get to avoid the aggravation at the five year mark. That's a plausible trade off. Think of all the times...
by Norbert Schlenker
Sat Mar 29, 2014 5:51 pm
 
Forum: Personal Consumer Issues
Topic: Replacement for Windows XP Computer
Replies: 72
Views: 4180

Re: Replacement for Windows XP Computer

Harold, I see a lot of people egging you on to buy top shelf gear, but I've yet to see a good reason for most of it. My guess is that you're going to spend something around $1,000. While $1,000 won't break the average Boglehead, make sure this is what you want to spend it on. You can buy a five year...
by Norbert Schlenker
Sat Mar 29, 2014 3:42 pm
 
Forum: Personal Consumer Issues
Topic: Replacement for Windows XP Computer
Replies: 72
Views: 4180

Re: Thinking About a New Laptop

Well, it's a rare person that needs an i5 for the jobs you seem to want to do, but if that's what you want, that's what you want. But why pay $1340 when you can pay $803?
by Norbert Schlenker
Thu Mar 27, 2014 7:51 pm
 
Forum: Personal Consumer Issues
Topic: Thinking About a New Laptop
Replies: 45
Views: 2368

Re: Were These Investment Advisors Lying or Incompetent?

I didn't know the tickers. I wouldn't know a fund ticker if it fell on me. What I did, and what you or anyone can do, is go to morningstar.com, start typing the fund name in the quote box, and up pops a menu of choices. Once you get far enough into the name, the choices are restricted to the various...
by Norbert Schlenker
Thu Mar 27, 2014 5:55 pm
 
Forum: Investing - Help with Personal Investments
Topic: Were These Investment Advisors Lying or Incompetent?
Replies: 90
Views: 5898

Re: Were These Investment Advisors Lying or Incompetent?

Here is one of the portfolios they proposed to us. Have at it! 18% DIA (SPDR Dow Jones Industrial Avg) 12% BIV (Vanguard Intermediate-Term Bond) 14% Columbia Thermostat C (CTFDX) 14% First Eagle Global C (FESGX) 14% BlackRock Global Allocation Inv C (MCLOX) 14% Ivy Asset Strategy C (WASCX) 14% Main...
by Norbert Schlenker
Thu Mar 27, 2014 3:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Were These Investment Advisors Lying or Incompetent?
Replies: 90
Views: 5898

Re: Anyone been to Budapest?

First of all, don't do the tourist thing and stay in your hotel or take organized tours. Walk around and see the sights yourself. Be random. You'll never know what you'll find. You'll be sleeping in Pest, which is to my mind more interesting than Buda on the west side of the Danube. (Buda was shelle...
by Norbert Schlenker
Thu Mar 27, 2014 12:15 pm
 
Forum: Personal Consumer Issues
Topic: Anyone been to Budapest?
Replies: 28
Views: 2043

Re: Canadian inheritance but living in the USA

If Nesbitt is willing to make a direct transfer in kind to a US broker via DTC, without charging large fees, then that's the way for you to go. Their suggestion of Harris is just a suggestion, understandable because it's an affiliated organization. But the truth is that, if they can transfer to Harr...
by Norbert Schlenker
Thu Mar 13, 2014 12:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: Canadian inheritance but living in the USA
Replies: 13
Views: 883

Re: Canadian inheritance but living in the USA

Once I request the funds from the executor he will consult NB and have them cash out the total. Stop! If the estate is invested in shares, liquidating is likely to costs hundreds of dollars in commissions per position, because Nesbitt is a full service broker. You want to open an account at a Canad...
by Norbert Schlenker
Wed Mar 12, 2014 10:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: Canadian inheritance but living in the USA
Replies: 13
Views: 883

Re: Which options to exercise?

berg, check to see if your options have a reload feature . Those aren't universal but they aren't rare either. If the feature is there (and ignoring tax implications), you should exercise whenever an option is in the money. You put money in your pocket immediately, as long as you immediately sell th...
by Norbert Schlenker
Wed Feb 26, 2014 12:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: Which options to exercise?
Replies: 18
Views: 1161

Re: Dual citizen earning income in Canada, living in US HELP

I've thought again about why the accountant has recommended the RRSP contribution, and I'm going to revise my answer because I can guess at the explanation that would be given if asked. The accountant is likely suggesting forgoing the use of a foreign tax credit in favour of the foreign earned incom...
by Norbert Schlenker
Fri Jan 31, 2014 12:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: Dual citizen earning income in Canada, living in US HELP
Replies: 9
Views: 584

Re: Dual citizen earning income in Canada, living in US HELP

My husband now works in Canada and I work in the US, our primary residence is the US... don't reside in Canada ... don't have a Canadian address So your husband commutes to work in Canada, I take it. If that's not so, please clarify. We need a significant tax efficient investment in Canada to offse...
by Norbert Schlenker
Fri Jan 31, 2014 4:47 am
 
Forum: Investing - Help with Personal Investments
Topic: Dual citizen earning income in Canada, living in US HELP
Replies: 9
Views: 584

Re: Bogleheads 2014 Hedge fund contest

protagonist, sorry for missing out your (rather elliptical) entry. I'm on the road but should be able to add you in later today.
by Norbert Schlenker
Thu Jan 23, 2014 11:49 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2014 Hedge fund contest
Replies: 132
Views: 8766

[Canada] FWF relaunch/rebrand

A heads-up that the Canadian sister site FWF was relaunched yesterday evening. Once common, webrings (the W in FWF) have become as quaint and outmoded as buggy whips, so it was time to retire the term. FWF now stands for Financial Wisdom Forum . We will continue to be the ad-free conflict-free site ...
by Norbert Schlenker
Mon Jan 20, 2014 1:17 pm
 
Forum: Forum Issues and Administration
Topic: [Canada] FWF relaunch/rebrand
Replies: 0
Views: 260

Re: Canadian RRSP

This drip-by-drip approach to getting the data isn't useful in analyzing the situation, nor is a comprehensive public data dump wise from a privacy point of view. In the end, your wife will have to make this decision on her own. Canada wants, at a minimum, 15% of her RRSP. That's the trade for the t...
by Norbert Schlenker
Fri Jan 17, 2014 3:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Canadian RRSP
Replies: 16
Views: 765

Re: Bogleheads 2014 Hedge fund contest

The wording is admittedly ambiguous. My intention was to give all participants options (note the plural) to dispose of any of their four positions at any time. Since everyone has four positions, everyone has four options. Exercising one option doesn't commit or bar you from exercising the others lat...
by Norbert Schlenker
Fri Jan 17, 2014 2:51 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2014 Hedge fund contest
Replies: 132
Views: 8766

Re: Canadian RRSP

Is that the size of the RRSP or her income? (Or both???)
by Norbert Schlenker
Fri Jan 17, 2014 1:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Canadian RRSP
Replies: 16
Views: 765

Re: Bogleheads 2014 Hedge fund contest

Done @ 26.83. I see three other participants are also short, so we'll see how that works out for all of you.
by Norbert Schlenker
Fri Jan 17, 2014 1:24 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2014 Hedge fund contest
Replies: 132
Views: 8766

Re: Canadian RRSP

She has been in the US for about ten years but has not formally declared non resident of CAD. It's unnecessary to file an NR73 and in some cases filing can create a problem. The tax treaty will take care of you. I'll need to check if she has diligently filed those other forms you mention. It's the ...
by Norbert Schlenker
Thu Jan 16, 2014 1:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Canadian RRSP
Replies: 16
Views: 765

Re: Bogleheads 2014 Hedge fund contest

It could be worse. Take pity on poor paper200, where the unanticipated success of a drug trial (in what is almost certainly a one drug pipeline entity) eight days into the year has probably condemned the portfolio to last place for the entire year. And if the trial had bust, s/he'd be in first immed...
by Norbert Schlenker
Fri Jan 10, 2014 2:03 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2014 Hedge fund contest
Replies: 132
Views: 8766

Re: Bogleheads 2014 Hedge fund contest

System is up and running. The standings will be updated automatically every day around 6:30 pm Eastern; the page will be at http://libra-investments.com/hf/bh.html. dmcmahon wins the fund name contest with "Quantitative Teasing" so gets a bonus of 1% on all the positions in that fund. The ...
by Norbert Schlenker
Thu Jan 09, 2014 5:15 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2014 Hedge fund contest
Replies: 132
Views: 8766

Re: Bogleheads 2014 Hedge fund contest

Can do but I am away and will have to catch up.

Same rules regarding universe and timing, aside from year.
by Norbert Schlenker
Fri Dec 27, 2013 2:54 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2014 Hedge fund contest
Replies: 132
Views: 8766

Re: Canadians living in the US - Critique our portfolio?

We will likely return to Canada within 3-5 years, the day we enter Canada to reestablish residence, all of our cost basis will be "stepped" up to the value on that day. Selling one day later would result in taxes owing on only the difference for that 1 day. Nothing owed to the IRS since w...
by Norbert Schlenker
Sun Nov 10, 2013 8:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: Canadians living in the US - Critique our portfolio?
Replies: 8
Views: 517

Re: Bogleheads 2013 Hedgefund Contest

There was quite a special failure of the quote script on the benchmark portfolio this evening. I could fix the results page but I think I'll leave it as is to make everyone feel fabulous for 24 hours.
by Norbert Schlenker
Wed Oct 30, 2013 9:39 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 151
Views: 13449

Re: The new safe withdrawal rate

Nope, because shorter TIPS have negative yields. You need a way to fund the early years. I don't accept the premise that, even if my portfolio is all TIPS, I must fund the early years with short dated TIPS. Unless one believes that (a) the current equity premium is negative or (b) current sequence ...
by Norbert Schlenker
Sun Oct 06, 2013 7:13 pm
 
Forum: Investing - Theory, News & General
Topic: The new safe withdrawal rate
Replies: 285
Views: 17625

Re: The new safe withdrawal rate

IMHO 3% is too low. With long TIPS rates at 1.4%, the 30 year SWR of an all TIPS portfolio is north of 4%. Unless one believes that (a) the current equity premium is negative or (b) current sequence risk of equity returns is very high, it makes no sense to say that 30 year SWR on a risky portfolio i...
by Norbert Schlenker
Sun Oct 06, 2013 1:43 pm
 
Forum: Investing - Theory, News & General
Topic: The new safe withdrawal rate
Replies: 285
Views: 17625

Host failure at FWF [Financial Webring Forum]

With the kind indulgence of this forum's administration, I would like to post a note that the sister forum in Canada has been down much of the day because of a massive failure at Bluehost, our hosting company. Some details are available here . We have no estimated time to recover, emails through the...
by Norbert Schlenker
Fri Aug 02, 2013 3:52 pm
 
Forum: Forum Issues and Administration
Topic: Host failure at FWF [Financial Webring Forum]
Replies: 4
Views: 614

Re: Mac Air 13 vs Lenovo X1 Carbon

If you're going to a Macbook, I suggest very strongly that you consider a Pro with a Retina display rather than the Air. They don't even cost a lot more than the Air if you're willing to take a refurb - e.g. http://store.apple.com/us/product/FD212LL/A/refurbished-macbook-pro-25ghz-dual-core-intel-co...
by Norbert Schlenker
Sun Jul 07, 2013 2:06 pm
 
Forum: Personal Consumer Issues
Topic: Mac Air 13 vs Lenovo X1 Carbon
Replies: 13
Views: 1452

Re: Bogleheads 2013 Hedgefund Contest

Fixed. Since this has happened twice in three days, in both cases caused by the quote source refusing connections around 6 pm Eastern, the script's execution schedule has been postponed for 20 minutes (so the update should be available around 18:20 each business day). With luck, that solves the prob...
by Norbert Schlenker
Wed Jul 03, 2013 8:46 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 151
Views: 13449

A question re medicare coverage [Dual U.S. / Canada Citizen]

I had an interesting question the other day from an acquaintance - let's call him Mr. X - and I can't be sure of the answer, so I'm asking the knowledgeable among you. Mr. X is 58. He left the United States in his late 20's and has lived and worked in Canada ever since. Mr. X is a dual citizen and f...
by Norbert Schlenker
Sun Mar 24, 2013 12:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: A question re medicare coverage [Dual U.S. / Canada Citizen]
Replies: 2
Views: 300

Re: iMac or PC (windows)

I'm currently using XP, so I'm going to have to change within the year due to Microsoft ending security updates. I hear and see this a fair bit, but I don't understand it. I simply don't believe that the average computer user, or even a double digit percentage of computer users over the age of 25, ...
by Norbert Schlenker
Mon Mar 04, 2013 12:29 am
 
Forum: Personal Consumer Issues
Topic: iMac or PC (windows)
Replies: 46
Views: 2018

Re: For Windows 8, is a touchscreen laptop preferable?

Assume my wife is not going to fight the Metro/"Modern" UI. I think you should question this assumption. It's not just Metro either, because tablet interfaces share the following characteristic, and it drives me wild because it doesn't match the way I use a computer. And I don't think it'...
by Norbert Schlenker
Sun Mar 03, 2013 11:34 pm
 
Forum: Personal Consumer Issues
Topic: For Windows 8, is a touchscreen laptop preferable?
Replies: 39
Views: 2002

Re: iMac or PC (windows)

I'm going to neet to get a new computer in the not to distant future. Question #1: Is the machine failing? I want to use my remaining AmEx Reward Points, and I have almost 300K points. Question #2: Are the points expiring? Anyway, I've been thinking about the iMac. Question #3: How is this related ...
by Norbert Schlenker
Sat Mar 02, 2013 9:32 pm
 
Forum: Personal Consumer Issues
Topic: iMac or PC (windows)
Replies: 46
Views: 2018

Re: U.S. to Canadian Dollar Exchange for Investments

Whether investing in or overweighting Canada is wise is one question, as Valuethinker brings up. The vehicle of choice is another question. Using EWC (0.53% ER) if VCE (0.09% ER) can be had without too much trouble seems a little unbogleheadish. Not that opening an account with Questrade in Canada w...
by Norbert Schlenker
Tue Feb 26, 2013 12:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: U.S. to Canadian Dollar Exchange for Investments
Replies: 2
Views: 234

Re: Necessary Tools for the New Homeowner?

Altogether too much stuff. Buy only as needed. Nevertheless, I am going to add four items which I use quite often: Drywall ladder - 2 steps, 3 if you count the top, about 30" high Chalk line Comprehensive set of Allen keys Multimeter Plus this critical item which cannot be purchased: A method o...
by Norbert Schlenker
Thu Jan 03, 2013 3:33 pm
 
Forum: Personal Consumer Issues
Topic: Necessary Tools for the New Homeowner?
Replies: 71
Views: 1734

Re: Bogleheads 2013 Hedgefund Contest

The annual results are (and will stay) online for 2009 , 2010 , 2011 , and 2012 . I suspect that's not your intention in asking though. You probably want those tables updated with closing prices as of today. I can do that pretty easily but there will be some significant holes because of the cumulati...
by Norbert Schlenker
Wed Jan 02, 2013 3:34 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 151
Views: 13449

Re: Bogleheads 2013 Hedgefund Contest

kenyan, I didn't mean to post anything that sounded like an accusation of impropriety and I apologize if you took it that way. It just wouldn't be fair to the other participants in my opinion. 49 entries plus the (inappropriate but dead easy) benchmark this year. That's up 50% from last year, so the...
by Norbert Schlenker
Wed Jan 02, 2013 12:23 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 151
Views: 13449

Re: Bogleheads 2013 Hedgefund Contest

I'm taking all portfolios up through Fred's NIWID Fund. kenyan's fund was posted 40 minutes after the market opened, and with APAGF up 20% from the Dec 31 close as I write, IMHO it's an unacceptable leg up on the field.
by Norbert Schlenker
Wed Jan 02, 2013 11:54 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 151
Views: 13449

Re: Bogleheads 2013 Hedgefund Contest

The posted portfolios have been recorded. I've done an initial run of the software, the result of which is here . Please verify your own portfolio and post a message if you see a problem. There is one problem portfolio, grok87 's. As far as I can tell SDRL is not in the Russell 3000. New entries may...
by Norbert Schlenker
Wed Jan 02, 2013 2:48 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 151
Views: 13449

Re: Bogleheads 2012 hedge fund contest

I found three more errors - one of which changed a fund's standing quite materially upwards - while my wife bemoaned the Maize and Blue's last second loss, but I believe everything is now confirmed (including that the Wolverines suck --- again). Final results are at http://libra-investments.com/hf/b...
by Norbert Schlenker
Tue Jan 01, 2013 7:38 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2012 hedge fund contest
Replies: 81
Views: 9198

Re: Bogleheads 2012 hedge fund contest

Unconfirmed final results for 2012 are at http://libra-investments.com/hf/bh-2012-final.html I've already found and corrected one error (a November takeover not properly accounted for) but there may be more. However, I have other commitments this evening, as it's New Years Eve, so my plan is to vet ...
by Norbert Schlenker
Mon Dec 31, 2012 9:17 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2012 hedge fund contest
Replies: 81
Views: 9198

Re: Boglehead Hedgefund Contest 2013?

Thank you to LadyGeek for sending me a PM informing me Of the expressed interest. I am on the road with nothing more than an iPod and occasional wifi connections through New Years Day so this is not easy to organize. However I am happy to set the software running again once I get home for all portfo...
by Norbert Schlenker
Fri Dec 28, 2012 11:32 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 151
Views: 13449

Re: Anybody here go all-Linux for personal computing?

Linux (xubuntu 12.04) more than 99.9% of the time, but not 100%. The exceptions are, in descending order, ... 1. a Windows XP virtual machine (under virtualbox) to run (a) Excel/Word to handle a club mailing list (twice a month) (b) tax filing software when I volunteer to help low income and elderly...
by Norbert Schlenker
Thu Dec 06, 2012 5:23 pm
 
Forum: Personal Consumer Issues
Topic: Anybody here go all-Linux for personal computing?
Replies: 83
Views: 4561

Re: Apple Computers & Laptops

No, they only have to be perceived as better. Justification has nothing to do with it. I think their results show that a lot of people perceive their products as worth the price. I mean, isn't that what a market is? An Apple product is worth exactly what someone will pay for it. This is a bit of a ...
by Norbert Schlenker
Sat Sep 29, 2012 1:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Apple Computers & Laptops
Replies: 55
Views: 3575

Re: Apple Experts: Macbook Air vs Pro to run Parallels/Quick

I'm curious to know why bertilak's proposal upthread - that the OP buy a Windows laptop for the sole purpose of running Quicken - has been ignored. I'm assuming some unexplained subtext for RooseveltG, either a desire to have the newest device or to minimize device quantities. If it's the first, I m...
by Norbert Schlenker
Wed Sep 26, 2012 1:57 pm
 
Forum: Personal Consumer Issues
Topic: Apple Experts: Macbook Air vs Pro to run Parallels/Quicken?
Replies: 34
Views: 1998

Re: Transfer money from Canada to USA

I understand this trick might work if all you wanted was to convert CAD to USD inside your brokerage, but how do you then get the money from your Canadian brokerate to a US bank? Will Canadian brokerages wire funds to US banks, and what is the fee? I can't speak for all brokerages but here's my sit...
by Norbert Schlenker
Wed Jul 18, 2012 3:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Transfer money from Canada to USA
Replies: 11
Views: 1204

Re: Home purchase advice for a couple nearing Retirement

No advice on the house issue. If the inheritance is sitting in a checking account earning nothing, then turning it into a down payment leaves you about even (assuming the old house will actually sell for what you think). There's a bigger issue here though and that's a 62 year old couple with an inco...
by Norbert Schlenker
Sun May 20, 2012 11:23 am
 
Forum: Personal Finance (Not Investing)
Topic: Home purchase advice for a couple nearing Retirement
Replies: 21
Views: 1292

Re: Penn State Honors College Vs. Cornell

This will depend on the OP's personal assessment of her son but this list might give one pause. Especially in light of Jerilynn's final remark. ;)
by Norbert Schlenker
Tue Apr 17, 2012 1:37 am
 
Forum: Personal Finance (Not Investing)
Topic: Penn State Honors College Vs. Cornell ... Thank you! Post #1
Replies: 113
Views: 7101

Re: Refinance or keep current loan - DIFF THAN TYPICAL

First post says: "I have over one year of funds set aside for emergency. I recently sold a classic car for 18k, and will be received 10+k after tax in a yearly bonus.... I make 80K a year." Pay off the HELOC. Bring 2400 for closing, 400 for appraisal, 20K to pay down the mortgage. That get...
by Norbert Schlenker
Thu Apr 05, 2012 10:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Refinance or keep current loan - DIFF THAN TYPICAL
Replies: 14
Views: 730
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