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Re: Books that have actually changed your life, in a way.

This may sound facetious but perhaps the "books" with the biggest influence on me were comic books! When I was very young I was having great difficulty with reading and therefore hated it -- until I found comic books. These were primarily the Walt Disney Duck comics: Donald Duck, Uncle Sc...
by Nicolas
Tue May 14, 2013 9:11 pm
 
Forum: Personal Consumer Issues
Topic: Books that have actually changed your life, in a way.
Replies: 149
Views: 9611

Re: How Much Did You Spend on Your Engagement Ring??

0$. I did buy her a wedding ring though. It was $50.
by Nicolas
Thu May 09, 2013 6:48 pm
 
Forum: Personal Consumer Issues
Topic: How Much Did You Spend on Your Engagement Ring??
Replies: 289
Views: 19058

Re: VDIGX

maj wrote:vdigx and the etf vig receive high marks from Morningstar for a managed fund (etf) focusing on highest quality dividend paying stocks. Note: "highest quality, not "highest yielding."

peace


VIG is not the ETF equivalent of VDIGX. According to Vanguard, VIG is equiv. to VDAIX.
by Nicolas
Wed May 08, 2013 9:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: VDIGX (Vanguard Dividend Growth)
Replies: 16
Views: 1638

Re: Any Arbitron raters here?

We did it for three months or so. We earned about $215. As someone else said, you get used to it after awhile. I'd still be doing it but my wife didn't like it so I had to give it up. They won't allow you to continue solo. If you're single, they don't want you? I'm not sure about that. We were adde...
by Nicolas
Thu Feb 14, 2013 9:37 am
 
Forum: Personal Consumer Issues
Topic: Any Arbitron raters here?
Replies: 12
Views: 819

Re: That Frugal Thing You Do

What type of roaster do you have? I've considered doing this for a long time but what little research I've done into roasters has seemed overwhelming and the decent roasters uber-pricey. For the first nine years I used hot air popcorn poppers that I bought at Goodwill stores for $2.99 each. When on...
by Nicolas
Wed Feb 13, 2013 11:29 pm
 
Forum: Personal Consumer Issues
Topic: That Frugal Thing You Do
Replies: 500
Views: 95545

Re: What the best value in anti-virus software

I use Avast, it is free, and it is ranked higher than Microsoft Security Essentials on any list I've seen. But MSE is good, too. I'd take either one over McAfee, that's for sure. We have also been using Avast, for free, for the last couple of years. I used to buy Norton, then realized it was just m...
by Nicolas
Wed Feb 13, 2013 9:45 pm
 
Forum: Personal Consumer Issues
Topic: What the best value in anti-virus software
Replies: 63
Views: 4814

Re: Any Arbitron raters here?

We did it for three months or so. We earned about $215. As someone else said, you get used to it after awhile. I'd still be doing it but my wife didn't like it so I had to give it up. They won't allow you to continue solo.
by Nicolas
Wed Feb 13, 2013 9:14 pm
 
Forum: Personal Consumer Issues
Topic: Any Arbitron raters here?
Replies: 12
Views: 819

Re: Home voip options

I've been very happy w/ VOIPO. They usually have a 2 year special and are backed by a very popular web hosting company HostGator. It's $149 for 2 years + $36 for taxes = $185 for 2 years. There is no monthly tax charge as you pay it all up front. Basically it's just like Vonage for MUCH cheaper. No...
by Nicolas
Tue Jan 22, 2013 7:37 pm
 
Forum: Personal Consumer Issues
Topic: Home voip options
Replies: 34
Views: 2370

Re: That Frugal Thing You Do

What type of roaster do you have? I've considered doing this for a long time but what little research I've done into roasters has seemed overwhelming and the decent roasters uber-pricey. For the first nine years I used hot air popcorn poppers that I bought at Goodwill stores for $2.99 each. When on...
by Nicolas
Tue Jan 22, 2013 11:10 am
 
Forum: Personal Consumer Issues
Topic: That Frugal Thing You Do
Replies: 500
Views: 95545

Re: That Frugal Thing You Do

I roast my own coffee beans that I buy green for between $2.50 to $4.00 a lb., depending on variety. The quality is as good or better than gourmet whole bean coffee that you might buy at Starbucks or elsewhere for $15/lb. and up. I never drink coffee that's over a week old (since roasting). I genera...
by Nicolas
Tue Jan 22, 2013 12:42 am
 
Forum: Personal Consumer Issues
Topic: That Frugal Thing You Do
Replies: 500
Views: 95545

Re: Your most intense movie scene

City Lights (directed by and starring Charlie Chaplin). The scene where the flower girl recognizes for the first time that the little tramp was her benefactor. Never forget that.
by Nicolas
Tue Jan 15, 2013 9:18 pm
 
Forum: Personal Consumer Issues
Topic: Your most intense movie scene
Replies: 155
Views: 8677

Re: Your Favorite [Travel Destination] on Earth: Where and

Iceland - We visited there last year. It is, in a word, otherworldly. We will go again.
by Nicolas
Sat Sep 01, 2012 10:21 pm
 
Forum: Personal Consumer Issues
Topic: Your Favorite [Travel Destination] on Earth: Where and Why?
Replies: 94
Views: 8314

Re: Europe Trip Recommendations

Last year we went to Iceland via Icelandair, and had a memorable time. We stayed in an Air B&B place in Reykjavik, and did the Golden Circle with a rental car, then on to England, Scotland & Wales with another Icelandair flight, and afterward to Paris via the Chunnel. We had a great time. Fr...
by Nicolas
Fri Aug 24, 2012 6:45 pm
 
Forum: Personal Consumer Issues
Topic: Europe Trip Recommendations
Replies: 23
Views: 2870

Re: VIOO vs. IJR

Are there such traders, do you think, that are willing and able to provide this liquidity - and are they on the lookout for such opportunities? Are such traders considered to be market-makers? . Knight Capital... They make tons on arbitrage opportunities like this. They also screwed up a few weeks ...
by Nicolas
Fri Aug 24, 2012 4:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: VIOO vs. IJR
Replies: 13
Views: 810

Re: VIOO vs. IJR

Thanks for the explanation of SEC yield. I'll probably keep this ETF. It's Interesting that not a single share has changed hands so far today, as of this writing at nearly 1pm EDT! Unlike most low-volume ETFs, VIOO doesn't need to trade in order to maintain a price. VIOO and IJR are identical excep...
by Nicolas
Fri Aug 24, 2012 11:39 am
 
Forum: Investing - Help with Personal Investments
Topic: VIOO vs. IJR
Replies: 13
Views: 810

Re: VIOO vs. IJR

Grabiner, Thanks for the explanation of SEC yield. I'll probably keep this ETF. It's Interesting that not a single share has changed hands so far today, as of this writing at nearly 1pm EDT! Doesn't matter... As of 1:55 VIOO Bid/Ask: 67.50x100/67.53x100 IJR Bid/Ask 74.80x1400/74.82x800 Keep your or...
by Nicolas
Thu Aug 23, 2012 4:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: VIOO vs. IJR
Replies: 13
Views: 810

Re: VIOO vs. IJR

Grabiner,

Thanks for the explanation of SEC yield. I'll probably keep this ETF. It's Interesting that not a single share has changed hands so far today, as of this writing at nearly 1pm EDT!
by Nicolas
Thu Aug 23, 2012 12:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: VIOO vs. IJR
Replies: 13
Views: 810

Re: VIOO vs. IJR

Exactly where are you seeing those dividend figures? I don't know what it is, but it just can't be what you think it is. It has to be some technical issue. I don't know details of how individual ETFs decide when and how to distribute dividends, or what dates they measure between to calculate "...
by Nicolas
Wed Aug 22, 2012 9:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: VIOO vs. IJR
Replies: 13
Views: 810

VIOO vs. IJR

I just bought VIOO yesterday, a bit too hastily, it seems. I was attracted by its lower expenses vs. a very similar ETF: IJR from iShares. But I hadn't considered the higher dividend offered by IJR, which pays 1.2% annually vs. VIOO's 0.70%. (Also VIOO is much more illiquid, another consideration I ...
by Nicolas
Wed Aug 22, 2012 9:10 am
 
Forum: Investing - Help with Personal Investments
Topic: VIOO vs. IJR
Replies: 13
Views: 810

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