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Re: regret and depression...how to deal with it

I lost a million when I was in my 50s!, during the 2000 crash and I don't regret a bit. It was a learning experience and wrote a book about it and just finished another because of the 403(b) experience, by making mistakes all along And doing some things right too. Only a few bogleheads came out of ...
by Nicolas
Sun Apr 12, 2015 9:02 am
 
Forum: Personal Finance (Not Investing)
Topic: how to deal with it [regret over past investing choices]
Replies: 74
Views: 5760

Re: Favorite Boglehead Avatar?

For some reason, TwoByFour's avatar makes me chuckle about 50% of the time and creeps me out the other 50% of the time. But it's always eye-catching and I think it's probably what I look like hunched over at my desk all day, so I vote for that one: http://www.bogleheads.org/forum/download/file.php?...
by Nicolas
Sun Apr 12, 2015 12:02 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Favorite Boglehead Avatar?
Replies: 87
Views: 4778

Re: Cutting the cable cord - how did you do it?

Some time ago my wife and I cut the cord and bought an antenna and a Tivo with a lifetime subscription (life of the Tivo). So far the Tivo hasn't failed us, and it's been five years. (And if it ever does fail it will likely be the hard drive and I know of a place that sells replacement preloaded har...
by Nicolas
Sat Apr 11, 2015 12:24 pm
 
Forum: Personal Consumer Issues
Topic: Cutting the cable cord - how did you do it?
Replies: 110
Views: 9652

Re: GE stock up 11% on Friday.

GE stock soared 11% Friday to close at the highest level since Sept. 8, 2008. http://www.marketwatch.com/story/ges-stock-snaps-out-of-its-15-year-slump-2015-04-10 I bought General Electric in 2008 and made the mistake of purchasing it within an IRA and thereby lost the advantage of TLH. Currently G...
by Nicolas
Sat Apr 11, 2015 12:02 pm
 
Forum: Investing - Theory, News & General
Topic: GE stock up 11% on Friday.
Replies: 19
Views: 2147

Re: Optum Bank HSA using Admiral shares on Vanguard funds

Huzzah! I'm already invested with Optum Bank for my HSA -- 100% in NAESX. My employer picks up my fees. But after retirement I'll be responsible for the fees.
by Nicolas
Fri Apr 10, 2015 8:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Optum Bank HSA using Admiral shares on Vanguard funds
Replies: 14
Views: 1495

Re: Vanguard sets record funds inflow, has $3.1 trillion ass

Three trillion can be visualized as follows: If you were to begin hopping on one foot at a rate of 1200 hz at midnight on April 15, 1547 (AD), it would take until the 4th of July, 1626, until you completed the full tally of 3,000,000,000,000 hops. Does that help?
by Nicolas
Mon Jan 05, 2015 9:50 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard sets record funds inflow, has $3.1 trillion assets
Replies: 39
Views: 2944

Re: Vanguard sets record funds inflow, has $3.1 trillion ass

Can someone help me wrap my brain around what 3 trillion looks like :happy Certainly, glad to do it. The weight of 3 trillion atoms of gold is 3 x 10^12 x 197 x 1/(6.02 x 10^23) = 0.00000000098 grams = 0.000000000032 Troy ounces, worth $0.000000037. Wow, that's so little ! I wouldn't have imagined ...
by Nicolas
Mon Jan 05, 2015 8:00 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard sets record funds inflow, has $3.1 trillion assets
Replies: 39
Views: 2944

Re: Documentaries to recommend?

I'm currently watching Rickover: The Birth Of Nuclear Power which I recorded to my DVR a week or so ago from PBS. Admiral Rickover was an amazing guy and an inspiration. I never knew anything about him prior to this.
http://www.manifoldproductions.com/Admi ... rfilm.html
by Nicolas
Wed Dec 31, 2014 8:52 pm
 
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 128
Views: 15809

Re: What price are you planning to pay for your next car?

Whatever a used Subaru Outback costs in 2020.
by Nicolas
Fri Dec 26, 2014 8:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: What price are you planning to pay for your next car?
Replies: 91
Views: 7256

Re: What do you splurge on?

* Legos (constructing buildings is a good stress reliever for me). Funny you should mention Lego. I have been considering reactivating my childhood passion, adding Lego to my splurge list. I just spent hours at my parents' house reconstructing my 70s-era kits, with the help of online sites, for the...
by Nicolas
Sun Dec 21, 2014 10:48 pm
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 237
Views: 25682

Re: Where is the Munchkin Man?

The Munchkin Man seems to have disappeared again.

The Munchkin Man last logged on exactly 1-1/3 years ago.

I hope all is well with the Munchkin Man!
by Nicolas
Sun Dec 21, 2014 12:36 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Where is the Munchkin Man?
Replies: 19
Views: 5456

Re: Gas Prices ($1.99) in North Texas

Still too expensive. Wake me when it gets to 25 cents. That's what it was when I started driving.
by Nicolas
Sat Dec 20, 2014 11:24 am
 
Forum: Personal Consumer Issues
Topic: Gas Prices ($1.99) in North Texas
Replies: 45
Views: 3159

Re: Amazon.com price roller coster

I use C3 alerts too. I find it a great way to save money. I set a C3 alert to somewhere near its historical low price then I wait for the alert to trip. By the time it trips I don't want it anymore so I never buy.... Saves me a ton of money.
by Nicolas
Fri Dec 12, 2014 6:37 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com price roller coster
Replies: 34
Views: 5570

Re: What Book Are You Currently Reading? Part VI

The Holy Bible I read four chapter a day that is reading the whole Bible with many days to spare each year. Of course when I finish I just start over in Genesis. I do this each year. Since I started three years ago I have lost interest in reading other books. I also read the Bible daily. I've been ...
by Nicolas
Wed Dec 10, 2014 8:13 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 648
Views: 91704

Re: paid-off mortgage yesterday!

Debt-free since 2003, still working.
by Nicolas
Wed Dec 10, 2014 6:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: paid-off mortgage yesterday!
Replies: 24
Views: 2800

Re: Ad hoc travel to Antarctica

Before going read The Worst Journey in the World by Apsley Cherry-Garrard, a member of Captain Scott's support team, & South: The Endurance Expedition by Ernest Shackleton. It should enhance the experience.
by Nicolas
Mon Dec 08, 2014 7:54 pm
 
Forum: Personal Consumer Issues
Topic: Ad hoc travel to Antarctica
Replies: 51
Views: 2904

Re: What Movie Have You Recently Watched?

Requiem for a Heavyweight (1962), Anthony Quinn, Jackie Gleason, Mickey Rooney, Julie Harris, Muhammad Ali (!). Tale of a broken-down boxer at the end of his career, and the whole sordid business of boxing.
Masterful performances, recommended.
by Nicolas
Fri Dec 05, 2014 11:04 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 773
Views: 103925

Re: Took the Plunge into the Boglehead Allocation

The last 25, 50, 75, and 100 year periods have had 10.02%, 9.81%, 10.84%, and 10.02% S&P 500 annual returns after reinvested dividends, respectively.

How are the 75 and 100 year periods calculated, as the S&P 500 has only existed since 1957?
by Nicolas
Tue Dec 02, 2014 7:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Took the Plunge into the Boglehead Allocation
Replies: 38
Views: 2948

Re: Documentaries to recommend?

The Last One by Neal Hutcheson, Sucker Punch Pictures. About moonshiner Popcorn Sutton's last run of "likker". http://www.suckerpunchpictures.com/last ... utton.html
by Nicolas
Sun Nov 30, 2014 11:39 pm
 
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 128
Views: 15809

Re: Documentaries to recommend?

Grizzly Man -- by Werner Herzog. Scary film about Timothy Treadwell and his misguided attempts to live with grizzly bears. Herzog makes some of the most off-beat and interesting films I've seen.

Fat Sick & Nearly Dead -- by Joe Cross. One man's victory over obesity.
by Nicolas
Sat Nov 29, 2014 1:41 pm
 
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 128
Views: 15809

Re: TV buying recommendations

I would buy a plasma now before they're all gone, the last manufacturer is ceasing production. Image quality is superior to LCD and the newer plasma sets use less energy than when they were introduced. There is better contrast, brighter colors, deeper blacks, no motion blur, and the picture quality ...
by Nicolas
Sat Nov 29, 2014 12:35 pm
 
Forum: Personal Consumer Issues
Topic: TV buying recommendations
Replies: 44
Views: 3389

Re: "Shot by Robbers, Dies Clutching His Rolex Watch"

Something to consider: Businessman, Shot by Robbers, Dies Clutching His Rolex Watch Man pleads guilty to killing man over fake Rolex Rolex Robbers Guilty of Murdering Millionaire Man U.S. tourist dies in Naples after Rolex assault Best wishes. Taylor If you buy a Rolex, also buy a gun. I was robbed...
by Nicolas
Thu Nov 27, 2014 12:37 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 167
Views: 17624

Re: 23 year old... Can I afford a Rolex?

I haven't used a watch in 10 years. I was in Las Vegas recently and left my cell phone in my car. I noticed a guy with a big fancy watch so I asked him for the time. Instead of looking at his watch, he dug for his cell phone to get the time. He joked about how he doesn't use his watches to tell tim...
by Nicolas
Sat Nov 22, 2014 9:27 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 167
Views: 17624

Re: What Movie Have You Recently Watched?

Night Train to Munich, English, 1940, with Rex Harrison & Margaret Lockwood, directed by Carol Reed. Cloak and dagger plot set in Germany and England during the time of the invasion of Poland. Recommended.
by Nicolas
Fri Nov 21, 2014 11:29 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 773
Views: 103925

Re: What Movie Have You Recently Watched?

Pinnochio, (2002). Directed by and starring Roberto Benigni, Italian. Live action. Imaginative, charming, and funny. In some parts, touching. See it in the original Italian audio version, not the English-dubbed. Recommended.
by Nicolas
Tue Nov 18, 2014 11:49 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 773
Views: 103925

Re: What Movie Have You Recently Watched?

We Were Strangers (1949), with Jennifer Jones & John Garfield, directed by John Huston. Cuban revolution in 1933. Funny to see Jennifer Jones blazing away with an AK-47.
by Nicolas
Wed Nov 12, 2014 10:56 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 773
Views: 103925

Re: "You're invited to...." (nonsense talk and dinner)

I've seen mention of VG treating Flagship Clients to a free dinner in various cities.I've not received any invitation here. I would settle for a free Subway coupon :happy I haven't received any invitation either. But all I really want is a Vanguard coffee cup. :happy Actually,I saw a facebook post ...
by Nicolas
Fri Nov 07, 2014 10:07 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 108
Views: 12433

Re: What Movie Have You Recently Watched?

The Third Man, with Jos. Cotten, Alida Valli, and Orson Welles, directed by Carol Reed, 1949. A must-see classic!

The Man Who Would Be King, with Michael & Shakira Caine and Sean Connery, directed by John Huston, 1975.
by Nicolas
Sun Nov 02, 2014 5:56 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 773
Views: 103925

Re: Fleetwood Mac tour

I quit going to rock concerts altogether as I gradually realized I wasn't having fun anymore and after the show was over I quickly forgot the experience and was out the money. I only go to the symphony now. A co-worker friend of mine went to see Eric Clapton in front row seats a few years ago. I ask...
by Nicolas
Tue Oct 07, 2014 7:43 pm
 
Forum: Personal Consumer Issues
Topic: Fleetwood Mac tour
Replies: 14
Views: 1503

Re: Tell me about Paris

I wouldn't avoid the metro in Paris, it's a fun experience, though dirtier than the underground in London, and no escalators. Don't miss Père Lachaise cemetery, I love it there and visit every time I'm in town. Your kids might not like it though. Also Les Invalides was fun, Napoleon's tomb is there....
by Nicolas
Tue Oct 07, 2014 6:41 pm
 
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 65
Views: 4282

Re: Hamilton watches, worth the money?

Watches don't loose seconds, they lose them.
by Nicolas
Mon Oct 06, 2014 6:44 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Critically Acclaimed Movies you did not like

Birth of a Nation.
Titanic (except for the actual sinking, I liked that part)
by Nicolas
Mon Oct 06, 2014 6:28 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 19747

Re: Billing for annual physicals

I've had problems in the past with routine physicals being billed as office visits rather than preventative (which is covered by my plan). Typically when I call and complain most or all of the bill is re-coded and run through again and the charges are eventually reversed. It has become a bit of a g...
by Nicolas
Sun Oct 05, 2014 10:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Re: Billing for annual physicals
Replies: 73
Views: 5645

Re: Billing for annual physicals

My wife had her annual free physical recently and during the exam the physician took the initiative to ask her some questions about pre-existing conditions that they were both already aware of and about which they then discussed briefly , that's all. The same as was always done in past years during ...
by Nicolas
Sat Oct 04, 2014 1:20 am
 
Forum: Personal Finance (Not Investing)
Topic: Re: Billing for annual physicals
Replies: 73
Views: 5645

Re: The Roosevelts, PBS special

mickeyd wrote:TR was awarded the Medal of Honor, Noble Peace Prize and elected President of USA. Don't believe that has been done by anyone else.

I'm Dee lighted to be viewing it.


Bully! My wife and I watched every episode and never once did either of us fall asleep -- loved it.
by Nicolas
Thu Sep 18, 2014 11:24 pm
 
Forum: Personal Consumer Issues
Topic: The Roosevelts, PBS special
Replies: 104
Views: 9167

Re: Hamilton watches, worth the money?

With my Hamilton Field Khaki Mechanical H69419363 (manual-wind) I get +2 seconds a day which I consider as having won the lottery. I only need to adjust it once per month. But since I wear it in monthly rotation with my other watches I never really adjust it at all. When its month is up it goes int...
by Nicolas
Mon Sep 15, 2014 7:42 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Hamilton watches, worth the money?

Invicta is generally fairly terrible. Well Invicta goes out the drain, I don't particularly like the look. I will be honest I do like how that Hamilton watch looks, now I looked at some recommendations from here and unless I go higher in my spending limit there are not many things that look decent....
by Nicolas
Mon Sep 15, 2014 7:21 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Hamilton watches, worth the money?

Hamilton is in the category of "nothing-watches". It's too expensive for a time keeper and it's not enough brand to be arm jewelry/fashion statement. I'd look for a used Rolex or Omega. That's fine if you've got the coin. I don't, not even for used. For me a new Hamilton is a just-reachab...
by Nicolas
Mon Sep 15, 2014 6:42 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Hamilton watches, worth the money?

The movement (i.e., the innards of the watch) is made by ETA, a Swatch division that supplies movements to countless brands for a couple hundred dollars. I would not buy a Hamilton because I would not buy a watch from a company that does not make its own movements. But Swatch also owns Hamilton. Th...
by Nicolas
Mon Sep 15, 2014 8:43 am
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Hamilton watches, worth the money?

I own a Hamilton Field Khaki Mechanical H69419363 (manual-wind) and I love it. Looked it up. That is a nice looking watch! --- Some of you guys need to learn how to quote, or more to the point, how to not quote an image every time you reply. Thanks, I like it, and it's not that expensive. Mine was ...
by Nicolas
Sun Sep 14, 2014 9:56 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Hamilton watches, worth the money?

I own a Hamilton Field Khaki Mechanical H69419363 (manual-wind) and I love it. It's commonly discounted for about $270 but mine was free from my employer as a service award. I chose it from among about a hundred different possible gifts because I love watches. It's incredibly accurate for a mechani...
by Nicolas
Sun Sep 14, 2014 8:59 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Hamilton watches, worth the money?

Beauty is in the eye of the beholder. All I will say us that one if my clients was a major jewelry retailer and the were selling watches at corporate HQ for $20, retail ranging $250 and up. I remember a marketing exec whisper to me in a conspiratorial tone "we are still making a good profit on...
by Nicolas
Sun Sep 14, 2014 8:54 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Hamilton watches, worth the money?

I own a Hamilton Field Khaki Mechanical H69419363 (manual-wind) and I love it. It's commonly discounted for about $270 but mine was free from my employer as a service award. I chose it from among about a hundred different possible gifts because I love watches. It's incredibly accurate for a mechani...
by Nicolas
Sun Sep 14, 2014 7:52 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: Hamilton watches, worth the money?

I own a Hamilton Field Khaki Mechanical H69419363 (manual-wind) and I love it. It's commonly discounted for about $270 but mine was free from my employer as a service award. I chose it from among about a hundred different possible gifts because I love watches. It's incredibly accurate for a mechanic...
by Nicolas
Sun Sep 14, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16704

Re: A 'really good book' you did NOT enjoy

David Copperfield. I can't read Charles Dickens. I really enjoy the stories if they're turned into plays/movies, but somehow his writing style doesn't mesh with my attention span. I forget what I read by the time I get to the end of one of his lengthy sentences. http://www.tandfonline.com/doi/abs/1...
by Nicolas
Sat Sep 06, 2014 5:45 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12884

Re: A 'really good book' you did NOT enjoy

The Sun Also Rises , Hemingway Me too. It's dreck. I endured about the first five chapters, then gave up. But I have enjoyed some of his other works. How DARE you two! Though I would admit it takes a few chapters to get used to the writing style. Along those same high school English lit class lines...
by Nicolas
Sat Sep 06, 2014 4:03 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12884

Re: A 'really good book' you did NOT enjoy

gkaplan wrote:I probably dislike anything I had to read in high school. That would include the following:

The Raven (Poe)

Lord Jim (Conrad)

Moby Dick (Melville)


I never read Lord Jim, but I can't agree with you on The Raven or Moby Dick, both of which I like.
by Nicolas
Sat Sep 06, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12884

Re: A 'really good book' you did NOT enjoy

Tycoon wrote:The Sun Also Rises, Hemingway


Me too. It's dreck. I endured about the first five chapters, then gave up. But I have enjoyed some of his other works.
by Nicolas
Sat Sep 06, 2014 11:11 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12884

Re: What Movie Have You Recently Watched?

.....
by Nicolas
Wed Sep 03, 2014 8:16 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 773
Views: 103925

Re: What Movie Have You [Recently] Watched?

For ALL Mankind: Special Edition, 1989. it's about the Apollo missions. Recommended.
by Nicolas
Wed Sep 03, 2014 7:53 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 773
Views: 103925
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