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Re: 23 year old... Can I afford a Rolex?

I haven't used a watch in 10 years. I was in Las Vegas recently and left my cell phone in my car. I noticed a guy with a big fancy watch so I asked him for the time. Instead of looking at his watch, he dug for his cell phone to get the time. He joked about how he doesn't use his watches to tell tim...
by Nicolas
Sat Nov 22, 2014 9:27 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 126
Views: 6127

Re: What Movie Have You Recently Watched?

Night Train to Munich, English, 1940, with Rex Harrison & Margaret Lockwood, directed by Carol Reed. Cloak and dagger plot set in Germany and England during the time of the invasion of Poland. Recommended.
by Nicolas
Fri Nov 21, 2014 11:29 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17325

Re: What Movie Have You Recently Watched?

Pinnochio, (2002). Directed by and starring Roberto Benigni, Italian. Live action. Imaginative, charming, and funny. In some parts, touching. See it in the original Italian audio version, not the English-dubbed. Recommended.
by Nicolas
Tue Nov 18, 2014 11:49 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17325

Re: What Movie Have You Recently Watched?

We Were Strangers (1949), with Jennifer Jones & John Garfield, directed by John Huston. Cuban revolution in 1933. Funny to see Jennifer Jones blazing away with an AK-47.
by Nicolas
Wed Nov 12, 2014 10:56 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17325

Re: "You're invited to...." (nonsense talk and dinner)

I've seen mention of VG treating Flagship Clients to a free dinner in various cities.I've not received any invitation here. I would settle for a free Subway coupon :happy I haven't received any invitation either. But all I really want is a Vanguard coffee cup. :happy Actually,I saw a facebook post ...
by Nicolas
Fri Nov 07, 2014 10:07 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 105
Views: 9314

Re: What Movie Have You Recently Watched?

The Third Man, with Jos. Cotten, Alida Valli, and Orson Welles, directed by Carol Reed, 1949. A must-see classic!

The Man Who Would Be King, with Michael & Shakira Caine and Sean Connery, directed by John Huston, 1975.
by Nicolas
Sun Nov 02, 2014 5:56 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17325

Re: Fleetwood Mac tour

I quit going to rock concerts altogether as I gradually realized I wasn't having fun anymore and after the show was over I quickly forgot the experience and was out the money. I only go to the symphony now. A co-worker friend of mine went to see Eric Clapton in front row seats a few years ago. I ask...
by Nicolas
Tue Oct 07, 2014 7:43 pm
 
Forum: Personal Consumer Issues
Topic: Fleetwood Mac tour
Replies: 14
Views: 1438

Re: Tell me about Paris

I wouldn't avoid the metro in Paris, it's a fun experience, though dirtier than the underground in London, and no escalators. Don't miss Père Lachaise cemetery, I love it there and visit every time I'm in town. Your kids might not like it though. Also Les Invalides was fun, Napoleon's tomb is there....
by Nicolas
Tue Oct 07, 2014 6:41 pm
 
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 65
Views: 3737

Re: Hamilton watches, worth the money?

Watches don't loose seconds, they lose them.
by Nicolas
Mon Oct 06, 2014 6:44 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Critically Acclaimed Movies you did not like

Birth of a Nation.
Titanic (except for the actual sinking, I liked that part)
by Nicolas
Mon Oct 06, 2014 6:28 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 9104

Re: Billing for annual physicals

I've had problems in the past with routine physicals being billed as office visits rather than preventative (which is covered by my plan). Typically when I call and complain most or all of the bill is re-coded and run through again and the charges are eventually reversed. It has become a bit of a g...
by Nicolas
Sun Oct 05, 2014 10:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Re: Billing for annual physicals
Replies: 73
Views: 5280

Re: Billing for annual physicals

My wife had her annual free physical recently and during the exam the physician took the initiative to ask her some questions about pre-existing conditions that they were both already aware of and about which they then discussed briefly , that's all. The same as was always done in past years during ...
by Nicolas
Sat Oct 04, 2014 1:20 am
 
Forum: Personal Finance (Not Investing)
Topic: Re: Billing for annual physicals
Replies: 73
Views: 5280

Re: The Roosevelts, PBS special

mickeyd wrote:TR was awarded the Medal of Honor, Noble Peace Prize and elected President of USA. Don't believe that has been done by anyone else.

I'm Dee lighted to be viewing it.


Bully! My wife and I watched every episode and never once did either of us fall asleep -- loved it.
by Nicolas
Thu Sep 18, 2014 11:24 pm
 
Forum: Personal Consumer Issues
Topic: The Roosevelts, PBS special
Replies: 104
Views: 8679

Re: Hamilton watches, worth the money?

With my Hamilton Field Khaki Mechanical H69419363 (manual-wind) I get +2 seconds a day which I consider as having won the lottery. I only need to adjust it once per month. But since I wear it in monthly rotation with my other watches I never really adjust it at all. When its month is up it goes int...
by Nicolas
Mon Sep 15, 2014 7:42 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Hamilton watches, worth the money?

Invicta is generally fairly terrible. Well Invicta goes out the drain, I don't particularly like the look. I will be honest I do like how that Hamilton watch looks, now I looked at some recommendations from here and unless I go higher in my spending limit there are not many things that look decent....
by Nicolas
Mon Sep 15, 2014 7:21 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Hamilton watches, worth the money?

Hamilton is in the category of "nothing-watches". It's too expensive for a time keeper and it's not enough brand to be arm jewelry/fashion statement. I'd look for a used Rolex or Omega. That's fine if you've got the coin. I don't, not even for used. For me a new Hamilton is a just-reachab...
by Nicolas
Mon Sep 15, 2014 6:42 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Hamilton watches, worth the money?

The movement (i.e., the innards of the watch) is made by ETA, a Swatch division that supplies movements to countless brands for a couple hundred dollars. I would not buy a Hamilton because I would not buy a watch from a company that does not make its own movements. But Swatch also owns Hamilton. Th...
by Nicolas
Mon Sep 15, 2014 8:43 am
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Hamilton watches, worth the money?

I own a Hamilton Field Khaki Mechanical H69419363 (manual-wind) and I love it. Looked it up. That is a nice looking watch! --- Some of you guys need to learn how to quote, or more to the point, how to not quote an image every time you reply. Thanks, I like it, and it's not that expensive. Mine was ...
by Nicolas
Sun Sep 14, 2014 9:56 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Hamilton watches, worth the money?

I own a Hamilton Field Khaki Mechanical H69419363 (manual-wind) and I love it. It's commonly discounted for about $270 but mine was free from my employer as a service award. I chose it from among about a hundred different possible gifts because I love watches. It's incredibly accurate for a mechani...
by Nicolas
Sun Sep 14, 2014 8:59 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Hamilton watches, worth the money?

Beauty is in the eye of the beholder. All I will say us that one if my clients was a major jewelry retailer and the were selling watches at corporate HQ for $20, retail ranging $250 and up. I remember a marketing exec whisper to me in a conspiratorial tone "we are still making a good profit on...
by Nicolas
Sun Sep 14, 2014 8:54 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Hamilton watches, worth the money?

I own a Hamilton Field Khaki Mechanical H69419363 (manual-wind) and I love it. It's commonly discounted for about $270 but mine was free from my employer as a service award. I chose it from among about a hundred different possible gifts because I love watches. It's incredibly accurate for a mechani...
by Nicolas
Sun Sep 14, 2014 7:52 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: Hamilton watches, worth the money?

I own a Hamilton Field Khaki Mechanical H69419363 (manual-wind) and I love it. It's commonly discounted for about $270 but mine was free from my employer as a service award. I chose it from among about a hundred different possible gifts because I love watches. It's incredibly accurate for a mechanic...
by Nicolas
Sun Sep 14, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 14049

Re: A 'really good book' you did NOT enjoy

David Copperfield. I can't read Charles Dickens. I really enjoy the stories if they're turned into plays/movies, but somehow his writing style doesn't mesh with my attention span. I forget what I read by the time I get to the end of one of his lengthy sentences. http://www.tandfonline.com/doi/abs/1...
by Nicolas
Sat Sep 06, 2014 5:45 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 11978

Re: A 'really good book' you did NOT enjoy

The Sun Also Rises , Hemingway Me too. It's dreck. I endured about the first five chapters, then gave up. But I have enjoyed some of his other works. How DARE you two! Though I would admit it takes a few chapters to get used to the writing style. Along those same high school English lit class lines...
by Nicolas
Sat Sep 06, 2014 4:03 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 11978

Re: A 'really good book' you did NOT enjoy

gkaplan wrote:I probably dislike anything I had to read in high school. That would include the following:

The Raven (Poe)

Lord Jim (Conrad)

Moby Dick (Melville)


I never read Lord Jim, but I can't agree with you on The Raven or Moby Dick, both of which I like.
by Nicolas
Sat Sep 06, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 11978

Re: A 'really good book' you did NOT enjoy

Tycoon wrote:The Sun Also Rises, Hemingway


Me too. It's dreck. I endured about the first five chapters, then gave up. But I have enjoyed some of his other works.
by Nicolas
Sat Sep 06, 2014 11:11 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 11978

Re: What Movie Have You Recently Watched?

.....
by Nicolas
Wed Sep 03, 2014 8:16 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17325

Re: What Movie Have You [Recently] Watched?

For ALL Mankind: Special Edition, 1989. it's about the Apollo missions. Recommended.
by Nicolas
Wed Sep 03, 2014 7:53 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17325

Re: [Symantec anti-virus] Norton Auto Renewal

I used to use Symantec, but that was years ago before I discovered Avast, which is free, and it seems to be just as effective. They also offer a paid version with more features that I don't need.
by Nicolas
Wed Sep 03, 2014 7:39 pm
 
Forum: Personal Consumer Issues
Topic: [Symantec anti-virus] Norton Auto Renewal
Replies: 21
Views: 1205

Re: What Movie Have You [Recently] Watched?

.....
by Nicolas
Mon Sep 01, 2014 9:16 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17325

Re: How to fix door handle?

I just put a couple of these on last weekend. There's an allen-head set screw inside the access hole. Put the handle on and with an allen wrench turn the screw to the left, which is the opposite direction you would think, to tighten the handle.
by Nicolas
Sat Jul 26, 2014 9:42 am
 
Forum: Personal Consumer Issues
Topic: How to fix door handle?
Replies: 25
Views: 1527

Re: Easy careers to last me to retirement?

Have you considered the nautical life? You could work the barges on the Mississippi, or be a deck hand on a tramp steamer plying the Atlantic. It could be a low-stress change of pace. The sea (or river) air may do you good. Some years ago — never mind how long precisely — having little or no money i...
by Nicolas
Mon Jul 07, 2014 1:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 14438

Re: I found a new coffee.

I try to roast just enough to get through the week. Here is what I am currently using: http://www.sweetmarias.com/store/roast-coffee/air-roasters/westbend-air-crazy.html And a link to how to do it: http://www.sweetmarias.com/airpop/airpopmethod.php This is very cool. We have an air popper that we u...
by Nicolas
Fri Jul 04, 2014 7:31 am
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5890

Re: I found a new coffee.

Nicholas, Thanks for the great reply. I can see that there is a level of dedication required. ("I do my roasting in the garage to avoid dispersing smoke throughout the house.") Not being up to that level, I think will be keeping the "mini" in my "mini-snob" for a while...
by Nicolas
Thu Jul 03, 2014 1:11 pm
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5890

Re: I found a new coffee.

If you want good coffee, I mean really good coffee, IMO home-roasting is the only way to go. It's cheap too, the green beans are cheap and no special equipment is needed, you can use a popcorn popper. I've been doing it for over 11 years and I'll never stop. I never buy already-roasted coffee. How ...
by Nicolas
Thu Jul 03, 2014 11:41 am
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5890

Re: I found a new coffee.

If you want good coffee, I mean really good coffee, IMO home-roasting is the only way to go. It's cheap too, the green beans are cheap and no special equipment is needed, you can use a popcorn popper. I've been doing it for over 11 years and I'll never stop. I never buy already-roasted coffee.
by Nicolas
Thu Jul 03, 2014 7:17 am
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5890

Re: Vanguard Health Care Fund VGHCX

Wouldn't VHT (Vanguard Health Care ETF) be a better choice? It's not actively managed, it tracks an index, and its expenses are less than half at only 0.14%. Also, its performance is comparable.
by Nicolas
Wed Jul 02, 2014 1:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund VGHCX
Replies: 11
Views: 1507

Re: Dividend Distribution Strategies

When such a dividend is paid, it comes out of the stock or fund price. So nobody gets something for nothing. Example: XYYYX is trading at $100 a share then pays a $10 dividend. The price of XYYYX drops to $90 as soon as the dividend is going to be paid. So your few coworkers were unenlightened and ...
by Nicolas
Wed Jul 02, 2014 7:56 am
 
Forum: Investing - Theory, News & General
Topic: Dividend Distribution Strategies
Replies: 13
Views: 1230

Re: American Automobile Assn (AAA)

Yes but if you call for assistance enough times they might increase your insurance premium as you will be considered higher risk. You avoid that with AAA. As I'm only paying $13/year they'd have to raise it by a LOT just to get up to what AAA charges and even with an older vehicle I've only ever us...
by Nicolas
Tue Jun 24, 2014 10:06 pm
 
Forum: Personal Consumer Issues
Topic: American Automobile Assn (AAA)
Replies: 51
Views: 3612

Re: American Automobile Assn (AAA)

My auto insurance provides roadside assistance for much less than AAA and that includes an 800 number to call to have them dispatch help or if you want to make your own arrangements (like have your local garage tow it in) they will reimburse. Yes but if you call for assistance enough times they mig...
by Nicolas
Mon Jun 23, 2014 9:42 pm
 
Forum: Personal Consumer Issues
Topic: American Automobile Assn (AAA)
Replies: 51
Views: 3612

Re: Do you see profit or ponzi?

Also -- There is no "Security Exchange Commission", the correct name is "Securities and Exchange Commission" or more precisely, the U.S. Securities and Exchange Commission.
by Nicolas
Sat Jun 21, 2014 8:52 am
 
Forum: Investing - Theory, News & General
Topic: Do you see profit or ponzi?
Replies: 109
Views: 10311

Re: My first lesson about speculating in individual stocks.

Angelus: When I was a teenager growing up in Miami, I used to take the "Jitney" to Miami Beach to go swimming. On one trip, I was sitting in a jump seat facing two well-dressed businessmen sitting in the back seat discussing a "can't lose" investment. It was stock in a revolutio...
by Nicolas
Mon Jun 16, 2014 7:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: I want to buy a stock.
Replies: 43
Views: 2707

Re: Books that have actually changed your life, in a way.

This may sound facetious but perhaps the "books" with the biggest influence on me were comic books! When I was very young I was having great difficulty with reading and therefore hated it -- until I found comic books. These were primarily the Walt Disney Duck comics: Donald Duck, Uncle Sc...
by Nicolas
Tue May 14, 2013 8:11 pm
 
Forum: Personal Consumer Issues
Topic: Books that have actually changed your life, in a way.
Replies: 149
Views: 10371

Re: How Much Did You Spend on Your Engagement Ring??

0$. I did buy her a wedding ring though. It was $50.
by Nicolas
Thu May 09, 2013 5:48 pm
 
Forum: Personal Consumer Issues
Topic: How Much Did You Spend on Your Engagement Ring??
Replies: 289
Views: 21630

Re: VDIGX

maj wrote:vdigx and the etf vig receive high marks from Morningstar for a managed fund (etf) focusing on highest quality dividend paying stocks. Note: "highest quality, not "highest yielding."

peace


VIG is not the ETF equivalent of VDIGX. According to Vanguard, VIG is equiv. to VDAIX.
by Nicolas
Wed May 08, 2013 8:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: VDIGX (Vanguard Dividend Growth)
Replies: 16
Views: 2021

Re: Any Arbitron raters here?

We did it for three months or so. We earned about $215. As someone else said, you get used to it after awhile. I'd still be doing it but my wife didn't like it so I had to give it up. They won't allow you to continue solo. If you're single, they don't want you? I'm not sure about that. We were adde...
by Nicolas
Thu Feb 14, 2013 8:37 am
 
Forum: Personal Consumer Issues
Topic: Any Arbitron raters here?
Replies: 12
Views: 874

Re: That Frugal Thing You Do

What type of roaster do you have? I've considered doing this for a long time but what little research I've done into roasters has seemed overwhelming and the decent roasters uber-pricey. For the first nine years I used hot air popcorn poppers that I bought at Goodwill stores for $2.99 each. When on...
by Nicolas
Wed Feb 13, 2013 10:29 pm
 
Forum: Personal Consumer Issues
Topic: That Frugal Thing You Do
Replies: 500
Views: 97317

Re: What the best value in anti-virus software

I use Avast, it is free, and it is ranked higher than Microsoft Security Essentials on any list I've seen. But MSE is good, too. I'd take either one over McAfee, that's for sure. We have also been using Avast, for free, for the last couple of years. I used to buy Norton, then realized it was just m...
by Nicolas
Wed Feb 13, 2013 8:45 pm
 
Forum: Personal Consumer Issues
Topic: What the best value in anti-virus software
Replies: 63
Views: 5324

Re: Any Arbitron raters here?

We did it for three months or so. We earned about $215. As someone else said, you get used to it after awhile. I'd still be doing it but my wife didn't like it so I had to give it up. They won't allow you to continue solo.
by Nicolas
Wed Feb 13, 2013 8:14 pm
 
Forum: Personal Consumer Issues
Topic: Any Arbitron raters here?
Replies: 12
Views: 874

Re: Home voip options

I've been very happy w/ VOIPO. They usually have a 2 year special and are backed by a very popular web hosting company HostGator. It's $149 for 2 years + $36 for taxes = $185 for 2 years. There is no monthly tax charge as you pay it all up front. Basically it's just like Vonage for MUCH cheaper. No...
by Nicolas
Tue Jan 22, 2013 6:37 pm
 
Forum: Personal Consumer Issues
Topic: Home voip options
Replies: 34
Views: 2620
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