Bogleheads.org

I have several gmail accounts. My main one is my firstnamelastname@gmail.com all of the other accounts forward in to my main account, I have the settings set that when I reply it will automatically reply from the account the original email was sent to. People are none-the-wiser that I have multiple ...

I have a Vizio Smart TV. I have had it about a year and a half and had no issues so far. My brother-in-law had an older plasma Vizio and had an issue, but Vizio customer service surpassed all expectations and swapped it out even though it was beyond warranty. nowadays the technology for wireless or ...

This whole "paying for my kids college" thing still puzzles me. I am in my mid-thirties now. I got a cash job when I was 15 years old, got a real job at 16 and I worked and saved. I bought a car when I graduated high school, my parents never promised me anything other than that they would...

This whole "paying for my kids college" thing still puzzles me. I am in my mid-thirties now. I got a cash job when I was 15 years old, got a real job at 16 and I worked and saved. I bought a car when I graduated high school, my parents never promised me anything other than that they would ...

to the original poster: I HIGHLY recommend reading the book Stop Acting Rich: ...And Start Living Like A Real Millionaire http://www.amazon.com/Stop-Acting-Rich-And-Millionaire/dp/1118011570/ref=sr_1_1?ie=UTF8&qid=1367499456&sr=8-1&keywords=start+living+like+a+real+millionaire The book ...

to the original poster: I HIGHLY recommend reading the book Stop Acting Rich: ...And Start Living Like A Real Millionaire http://www.amazon.com/Stop-Acting-Rich-And-Millionaire/dp/1118011570/ref=sr_1_1?ie=UTF8&qid=1367499456&sr=8-1&keywords=start+living+like+a+real+millionaire The book g...

so what exactly did the repair man diagnose as the problem? My refrigerator was having issues, I researched the problem and found that the circuit board was known to fail, I found it on Amazon for under $100, replaced it myself plug and play through the access cover on the back and it works again li...

I have carried a variety... Glock 22 (full size .40) Glock 26 (sub-compact 9) Glock 19 (compact 9) S&W 442 S&W Shield 9 They all have their place. The Glock 22 and 19 are both not going to pass strict scrutiny with out some serious considerations for wardrobe to accommodate. The Glock 26 wor...

all I know is that I contributed to the Social Security system for 9 yrs. Then I started working at a government employer with a Defined Benefit Pension, therefore I no longer contribute to SS. I will likely retire from the government job. As of right now I will receive $0 from SS benefits. If I wor...

if his will splits all remaining assets equally to the siblings then why not just disclaim the beneficiary status on the accounts which should let it roll in to the estate, where the Will would direct the distribution (which is equal to all siblings like you feel he intended in the first place)? I a...

Do you have a dollar figure on what this potentially can cost you?

[snip]I was told by my lawyer then that the title company said everything was good to go,[/snip]
Is this the same lawyer you have now? can you have him give more explanation on how it was "good to go" then and not now?

my girlfriend bought from Enterprise last year. She picked up a 2012 Chevy Malibu LTZ with about 20,000 miles. Carfax showed that the car "lived" in the south (Texas and Louisiana). The car was in excellent shape, tires looked to be original with no real signs of wear. This told me the car...

Well, I just checked the website and tried to open a Roth IRA for 2013. It lets me add just $200 to the existing Prime Money Market Fund as a contribution for 2013. So, it looks like its just a one-time $3000 Minimum. it's not "opening a IRA for 2013", it's adding more to an existing IRA,...

Don't forget to watch for Required Minimum Distributions for the inherited tIRA

after a quick look at the performance of FFFHX in the time period given, something is definitely off on Mint. https://www.google.com/finance?q=MUTF:FFFHX You can correct the price paid in Mint by clicking on the Account name (left hand bar), expanding it, then clicking on the Fund name, then the &qu...

I would like to point you toward a good read that may help, regardless of the direction you choose to go, The book is How to Win Friends & Influence People by Dale Carnegie. The information contained inside can help you cope with the issues you are dealing with by being strategic in your actions.

congratulations!

I'm nowhere near you, but I'm much younger and find this inspiring. Keep up the good work.

I can think of a couple possibilities: a. Does the unit function based on water pressure (instead of the assumed flow)? As in, turning on the cold water will cause a minute drop in pressure for both cold and hot water, which could be the triggering event. b. Is the faucet you are turning on a single...

if the card you want to use happens to be a VISA Signature, note that there is no "real credit limit", there is a stated number, but they will allow you to go over the limit and there is no penalty for doing so, they just expect you to pay it down to below the limit before the next stateme...

I've never rented a VRBO, but I have stayed with friends at a beach condo that belonged to a friend of their's. We were just asked to pay the cleaning fee (this unit was not a rental, it was for their private use and occasionally loaned to friends). We still left the place pretty much like I left my...

Here's a news flash: Having a CPA is not an immediate qualifier (nor-disqualifier) for the position of Tax Preparer. Taxes are a part of the CPA Exam, but most CPAs don't even deal with income tax (especially personal income tax). Seek someone that specializes in preparing income tax returns. It see...

if posting on Craigslist make sure you are using your own pictures in the posting and supply some type of indicator that you are not a scammer, such as a neighborhood/ area of town the device is located near. It's likely that if you use stock photos (or none) that legitimate buyers won't even bother...

I think the following link might help you better understand the rules:
http://www.obliviousinvestor.com/roth-i ... wal-rules/

Does the simultaneous closing and opening of an old CC and new CC number oo the same account have any effect on credit score? When this happened to me, it did not seem to have an effect. They kept the same account age and credit limit on the new number. When I pulled credit reports in later years, ...

being Cajun, this is a topic I know something about:
top hot sauce of choice is Louisiana Brand Hot Sauce.
second choice is Crystal


Tobasco is somewhere around 6th or so place, it really isn't all that great.

Take a look at the standard Ally checking account. .40% interest on balances below $!5k, .70% on balances above $15k. Then you can put funds in an Ally savings account and get .90%. Thing is, then I need two accounts at Ally if I want to get the best rate. I'd like to avoid having to worry about ma...

I would highly recommend the latest Mike Piper book, you can find a link and a bunch more info at the following link:
http://www.obliviousinvestor.com/how-so ... alculated/

I think Ally's MMA can do everything you are looking for

as long as your prior work history shows stable jobs and you aren't leaping from one job field to another (such as going from an Engineer to an Accountant) I wouldn't anticipate it being an issue.

First, I would like to say job well done on starting the ROTH IRA. The most important step is to realize the need and to take action and you have made it that far at 21, much sooner than I figured this all out! Others have already pointed out the facts about "costs". Pay close attention to...

I'd get a third party estimate on the remediation cost to get rid of the mold and would not blindly accept the Realtor's good faith estimate. Mold is all around us all the time, everywhere we go for the most part, and is generally harmless. In this case you need more info before jumping in with bot...

lets see.... I like to do my taxes myself, manually. I am an Accountant, so did I bring them to myself?
Typically after I have calculated manually I will run it through Tax Cut. If both agree I will just e-file through them.
My taxes are fairly simple.

It's just mind trickery from what I understand. They just move a little at a time to your savings, most people won't notice those small amounts but aren't disciplined enough to make the transfer themselves. I would imagine that the majority of the people on this site would find the program pointless.

you may want to read for yourself at the IRS website: http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/Retirement-Topics-IRA-Contribution-Limits Spousal IRAs If you file a joint return, you and your spouse can each make IRA contributions even if only one of you has taxable compensation...

the comments about the efficiency are invalid when you consider that the repair will include a new compressor. The compressor is the item that consumes the power. The replacement unit (unless extremely old stock) will be of a newer design, properly sized for your unit and every bit as efficient as ...

if the rest of the fridge is in decent shape, you may reconsider repairing it..... the comments about the efficiency are invalid when you consider that the repair will include a new compressor. The compressor is the item that consumes the power. The replacement unit (unless extremely old stock) will...

I don't know the answer to the original post, but as stated above ELP is "Endorsed Local Provider" - more specifically it's a recommendation from Dave Ramsey. Dave Ramsey has a network of people in various fields (insurance, investing, banking, etc.) that he points his followers to when th...

I"m not sure how to estimate the actual value of an extended warranty. My personal experiences are on both sides of the spectrum. On my 2003 Silverado I bought new, I never used the extended warranty, in fact the vehicle only had a bad tire from the factory and never had another repair performe...

as suggested, ignore the rebate and do as you would do if it never existed. $500 or even $1,000 is not enough to entice me in to a certain make or model vehicle that I would not have purchased anyway. If you benefit from it, great, if not, not big deal. You will spend more in sales tax and transacti...

not a direct answer, but something for you to consider: My Ultrabook is WiDi compatible, but I don't think that would be the easiest solution. I know that my computer has both a VGA monitor output and a HDMI output. My HDTV (46" Vizio) has both matching inputs. The easier solution is to plug th...

I have an 08 328 and bought it a couple of years ago as a CPO. Last year, the brakes needed replaced, so being mechanically inclined, I did them. The service manual calls for the anti-squeal compound to be placed behind the brake pads. You can buy it at AutoZone/Advance Auto for about $5-6 and it's...

I live on the Gulf Coast, right in line with several of the past few Tropical Storms to come in. For that reason alone I keep a "few packs of veal" on hand. Stores tend to treat a credit card during those times with no electricity and no communications as nothing more than a piece of plast...

for a frame of reference:

My personal Credit Karma score shows 766
My scores as given to me by American Express after recently applying for a new card showed all 3 just a smidgen over 800.

You should have no concerns and just apply for the mortgage.

original poster: you need to also look at a "Backdoor ROTH" for more tax advantaged space. Basically it's a non-qualified contribution to a tIRA, then convert to a rIRA (no additional taxes needed b/c it's already taxed) for tax free growth. As for the original question: does the employer ...

when I purchased my house the Realtor told me that the house would not require flood insurance. Just before closing I was informed that it would, while the sellers insisted that it didn't but couldn't find documentation to prove this. After closing (and paying for a year's worth of flood insurance) ...

Earlier you stated that it was the wife who was questioning the expenses. * Family time is certainly compromised as wife can't be part of travel always. are you sure it's the financial expenses that are first and foremost her concern? I'm a single guy, but I do know for sure that "momma needs l...

I have been running the Free version of AVG for quite sometime with no issues. The most important step is to not depend on your anti-virus software. Know what you are clicking and pay close attention to what you are doing. The free version of AVG can be downloaded from free.avg.com - this makes a go...

if your pay level won't allow you to contribute, can we assume you would pay for items until your deductible is met with savings? If you pay for it with after tax money from your savings your are then paying more for your medical care because if it was HSA money it would have been never taxed. My fi...

best course of action is to call the Credit Card company and discuss it. I had something similar happen. I received a new card, used it for a month, set up online bill pay and sent the payment on time. Sometime after the due date I sent my girlfriend with the card to Walmart to pick up some items fo...

My experience has been positive. I am a young single male. I rarely go to the doctor. The HDHP/HSA that we have works great for people on the to farthest ends of the spectrum, heavy users and light users of medical services. My particular plan requires a $2,000 deductible, then it kicks in and pays ...