Search found 3263 matches

by Mudpuppy
Fri Aug 28, 2015 12:47 am
Forum: Personal Consumer Issues
Topic: Recommendations for steam mop
Replies: 12
Views: 703

Re: Recommendations for steam mop

I have a Shark steam mop, but I honestly can't recall which model it is. It's one of the low-end models. It works well for the vinyl and tile floors, although I use it sparingly on the engineered hardwood (more out of my own, probably unfounded, fears of the heat damaging the veneer layer than anyth...
by Mudpuppy
Thu Aug 27, 2015 5:17 pm
Forum: Personal Consumer Issues
Topic: Apartment security deposit problem
Replies: 14
Views: 877

Re: Apartment security deposit problem

See if your state has a tenants advocacy office and contact them if such an office exists. They'd be better able to give advice based on the laws of your state.
by Mudpuppy
Wed Aug 26, 2015 5:15 pm
Forum: Forum Issues and Administration
Topic: Broken record [most users ever online here]
Replies: 7
Views: 928

Re: Broken record [most users ever online here]

Surely this some type of error or the forum has been hacked. We all know bogleheads ignore the noise, stay the course, and most aren't aren't aware of market gyrations. Maybe they needed a daily affirmation to stay the course during a really bad day. We're not quite a Stuart Smalley level of reassu...
by Mudpuppy
Wed Aug 26, 2015 12:14 pm
Forum: Personal Consumer Issues
Topic: Ant Control
Replies: 53
Views: 2729

Re: Ant Control

I had a roommate in grad school that was very anti-chemical. She tried the cinnamon thing. Having seen ants tromp right through a piles of cinnamon powder and not be dissuaded in the least (nor reduced in numbers over time), your mileage may vary greatly on using that particular trick. If you want t...
by Mudpuppy
Tue Aug 25, 2015 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: worth of benefits package
Replies: 13
Views: 1457

Re: worth of benefits package

It really does depend on the employer, particularly how much the employer contributes towards health insurance and how that relates to the overall salary. The same goes for the employer retirement contributions / matches. If the idea for this exercise is to find comparable salaried jobs that will ma...
by Mudpuppy
Tue Aug 25, 2015 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: I got a raise! Now what?
Replies: 18
Views: 3085

Re: I got a raise! Now what?

I am open to refinancing the house. 6 weeks ago a mortgage broker told me the best he could find was 15 year 3.5% with $2500 closing costs. I specifically asked around for a "no cost" refi but couldn't find one in my smallish town. I feel uneasy about paying to refinancing to a higher rat...
by Mudpuppy
Tue Aug 25, 2015 12:23 pm
Forum: Personal Consumer Issues
Topic: Ant Control
Replies: 53
Views: 2729

Re: Ant Control

Seriously, though, thanks to all, I learned about Terro :happy and Argentine ants :( Argentine ants are no fun, but hopefully gatorman just has the native tiny black ants. Those are much easier to control. And if you have pets, here's one of my other ant control tricks: Ovitrol flea spray (purchase...
by Mudpuppy
Tue Aug 25, 2015 1:44 am
Forum: Personal Consumer Issues
Topic: Ant Control
Replies: 53
Views: 2729

Re: Ant Control

Do you share walls with another unit? Townhomes often do. If so, you may need to coordinate treatment with your neighbor. Otherwise, they might just retreat next door until your treatments wear off. You should also see about getting the exterior treated. Assuming the townhomes have an HOA, you shoul...
by Mudpuppy
Tue Aug 25, 2015 1:24 am
Forum: Forum Issues and Administration
Topic: Broken record [most users ever online here]
Replies: 7
Views: 928

Re: Broken record

No worries, I was logged in simultaneously 256 times from my beowulf cluster so that I could keep up with answering the thousands of TLH threads. Have you tasked your reply writing to a natural language processing algorithm? That seems well-suited to a cluster. But then I spent the morning in waiti...
by Mudpuppy
Tue Aug 25, 2015 1:22 am
Forum: Forum Issues and Administration
Topic: Staying logged in
Replies: 6
Views: 643

Re: Staying logged in

Since this is what I like to call a "non-deterministic problem", i.e. one that is not easily replicated even by people using the same browser software, I would suspect it will stick around for a long while. If the admins can't replicate it easily, then they can't figure out what's going wr...
by Mudpuppy
Sun Aug 23, 2015 1:12 pm
Forum: Investing - Theory, News & General
Topic: Vanguard.com site problems [New account login]
Replies: 13
Views: 1155

Re: Vanguard.com site problems [New account login]

I wonder if this is part of the security features. It would be prudent to delay a new account from making transactions after creation, just as existing accounts have to wait a week to use a new bank account number for transactions. That gives Vanguard time to verify the legitimacy of the new account...
by Mudpuppy
Fri Aug 21, 2015 4:06 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 88
Views: 9844

Re: Blue Apron

In the never-ending saga of BlueApron deliveries, today, Friday, the delivery was accomplished by (drum roll) the USPS. Mind you, the e-mail made no mention of USPS. It referred to a business called "On Track". With tongue-in-cheek, the delivery service might change its moniker. How the b...
by Mudpuppy
Fri Aug 21, 2015 1:05 am
Forum: Personal Consumer Issues
Topic: Toro Super 700 Sprinkler head adjustment
Replies: 4
Views: 383

Re: Toro Super 700 Sprinkler head adjustment

Looking at the picture, not sure if a flat head screwdriver would work. A small flat head screwdriver should work. That's what I use for similar adjustments on Orbit and Rainbird sprinklers. In fact, the PDF from turfcare.ca says a small screwdriver can be used for the arc adjustments in the instru...
by Mudpuppy
Wed Aug 19, 2015 10:03 pm
Forum: Investing - Theory, News & General
Topic: Vanguard.com site problems [New account login]
Replies: 13
Views: 1155

Re: Vanguard.com site problems

No problems over here, but I already have an account.

I'd say to try again in the morning, just in case it's a matter of the new account needing some "settling" time (e.g. nightly batch processing).
by Mudpuppy
Wed Aug 19, 2015 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: Bank closed all my accounts without explanation
Replies: 66
Views: 5401

Re: Bank closed all my accounts without explaination

Perhaps it's time to investigate alternatives to traditional banks - they seem to sprouting everywhere now. Curious if they must follow the same laws as banks. Branchless banking apps are pretty unregulated, and as such, not very secure. After seeing the talk at Usenix Security titled "Mo(bile...
by Mudpuppy
Wed Aug 19, 2015 2:02 am
Forum: Personal Finance (Not Investing)
Topic: Do I actually earn more than what shows on my W-2?
Replies: 19
Views: 2102

Re: Do I actually earn more than what shows on my W-2?

what do I report as my gross earnings whenever I'm asked to report income for whatever various reasons if there's no specification of 'taxable gross income' (for school, scholarships, etc)? I'm not meaning in conversation, but for various forms I fill out for me, the kids, credit applications, etc....
by Mudpuppy
Wed Aug 19, 2015 1:47 am
Forum: Personal Finance (Not Investing)
Topic: Do I actually earn more than what shows on my W-2?
Replies: 19
Views: 2102

Re: Do I actually earn more than what shows on my W-2?

Just curious if the HR representative was thinking about the employer contribution to the health insurance premium, not the employee contribution to the health insurance premium. I see this sort of thinking from time to time as a state of CA employee. There's a mindset that the lower monthly salary ...
by Mudpuppy
Wed Aug 19, 2015 1:17 am
Forum: Personal Consumer Issues
Topic: 480i TV signal
Replies: 13
Views: 1037

Re: 480i TV signal

I must not understand what a RF hookup is. I have a cable box hookup for my primary TV. The other set is connected to the cable company with the wire needle and threaded nut. The wire needle and threaded nut is a coaxial (often just called coax) connection. RF is radio-frequency, i.e. wireless. I g...
by Mudpuppy
Wed Aug 19, 2015 1:05 am
Forum: Personal Consumer Issues
Topic: Attic Fan & Noise Ordinance
Replies: 35
Views: 2642

Re: Attic Fan & Noise Ordinance

They "helpfully" included a copy of our noise ordinance, which prohibits: Frequent, repetitive or continuous sounds which emanate from any building, structure, apartment or condominium which unreasonably interferes with the peace, comfort and repose of owners or possessors of real propert...
by Mudpuppy
Wed Aug 19, 2015 12:45 am
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 237
Views: 23690

Re: Forum software upgrade bug reports and change requests

I know it's nothing you guys can change, but that seems to be pretty poor stealth on the part of the phpBB developers. Instead of telling someone is hiding by seeing "Last active" with a current date/time but no "Online" banner, one can tell someone is hiding by seeing "Last...
by Mudpuppy
Tue Aug 18, 2015 10:33 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 88
Views: 9844

Re: Blue Apron

Let me guess, the next fiasco will be BlueApron maintaining we owe for the late delivery, even though we cancelled it. I highly doubt this. While I have no experience with BlueApron in particular, I do have experience with shipping companies losing or misrouting packages. I would say BlueApron's cu...
by Mudpuppy
Mon Aug 17, 2015 4:36 pm
Forum: Personal Consumer Issues
Topic: Carry on luggage
Replies: 87
Views: 6260

Re: Carry on luggage

Not much to add to the good advice other than this: bag size is not the only factor to having success at carrying on the bag. I prefer aisle seats on longer flights, and one thing I've discovered is that often puts me in the lowest priority for boarding. So often, by the time my zone boards, they ar...
by Mudpuppy
Mon Aug 17, 2015 3:56 pm
Forum: Forum Issues and Administration
Topic: Better way to view oldest unread post in a thread?
Replies: 12
Views: 746

Re: Better way to view oldest unread post in a thread?

EDIT: It seemed to stumble in one case where there was a long post, with images, that was I guess the oldest unread (it went to the middle of the post, I think). But even if it's not perfect, it seems to be quite good and handy. It jumps to the oldest unread post faster than the page can load image...
by Mudpuppy
Mon Aug 17, 2015 1:17 am
Forum: Personal Consumer Issues
Topic: Dodge Ram 2500 Buyback Order
Replies: 4
Views: 1083

Re: Dodge Ram 2500 Buyback Order

My vehicle has not been repaired. I tried while I was on the road (RV-ing) but was told "they only allow us to fix 1 or 2 a month and we have regular customers lined up for several months". Not very useful to someone traveling. :? I suppose that is part of why they are being punished - th...
by Mudpuppy
Sun Aug 16, 2015 7:20 pm
Forum: Personal Consumer Issues
Topic: Dodge Ram 2500 Buyback Order
Replies: 4
Views: 1083

Re: Dodge Ram 2500 Buyback Order

If you're asking how long to wait for a notification, they're supposed to notify owners of affected vehicles within 60 days fulfilling the modified recall statement part of the order. More details on the order can be found at http://www.safercar.gov/rs/chrysler/ The relevant portion of the order for...
by Mudpuppy
Sun Aug 16, 2015 6:58 pm
Forum: Personal Consumer Issues
Topic: New construction final walk-through
Replies: 12
Views: 1341

Re: New construction final walk-through

+1 Check that every outlet works! Bring a small appliance or even a night light. You can get a proper outlet tester at a big box store for under $10, which will not only tell you that there's electricity, but that the outlet is wired (somewhat) appropriately. It's not foolproof, but gives a bit mor...
by Mudpuppy
Sun Aug 16, 2015 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
Replies: 96
Views: 8949

Re: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching

I'm not sure what gender has to do with it Percentage of Bachelors degree to women by discipline: Environmental: 44.3 Biomedical:39.1 Computer Science: 11.2 the number of jobs in a field doesn't tell you much about employment prospects because you need to know how many qualified candidates there ar...
by Mudpuppy
Tue Aug 11, 2015 1:16 am
Forum: Personal Consumer Issues
Topic: The case of the exploding vehicle sunroofs
Replies: 31
Views: 2489

Re: The case of the exploding vehicle sunroofs

Are there specific models and trim levels you have questions about? People with those vehicles could chime in. Well, specifically, one of them that recently came up on my radar is the 2016 Kia Sorento, which is a redesign of the 2015. The upper trim levels, EX and Limited, come bundled with a monst...
by Mudpuppy
Mon Aug 10, 2015 10:50 pm
Forum: Personal Consumer Issues
Topic: The case of the exploding vehicle sunroofs
Replies: 31
Views: 2489

Re: The case of the exploding vehicle sunroofs

Are there specific models and trim levels you have questions about? People with those vehicles could chime in.
by Mudpuppy
Mon Aug 10, 2015 6:23 pm
Forum: Personal Consumer Issues
Topic: The case of the exploding vehicle sunroofs
Replies: 31
Views: 2489

Re: The case of the exploding vehicle sunroofs

I wonder what hail would do to a sunroof? If it didn't shatter it outright, you might have some small hard-to-see damage that could cause it to explode later on. I would guess that hail that is heavy enough to cause damage is probably also too big in diameter to cause damage. Tempered glass is vuln...
by Mudpuppy
Mon Aug 10, 2015 5:38 pm
Forum: Investing - Help with Personal Investments
Topic: TSP, 403b, or both?
Replies: 9
Views: 540

Re: TSP, 403b, or both?

If the university is a public university, you might also want to see if it offers a governmental 457 plan.
by Mudpuppy
Mon Aug 10, 2015 5:12 pm
Forum: Personal Consumer Issues
Topic: The case of the exploding vehicle sunroofs
Replies: 31
Views: 2489

Re: The case of the exploding vehicle sunroofs

I had a moonroof/sunroof on my old Civic for 16 years. Other than the glass hazing up over time, never had an issue. I almost always had the cover on it during the day to keep the sunlight out of the car though. That's a purely anecdotal example, but probably more representative of the typical moonr...
by Mudpuppy
Mon Aug 10, 2015 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Received income earned two years ago!
Replies: 6
Views: 1122

Re: Received income earned two years ago!

Taxes on back wages are due in the year you receive the wages, not the year you earned the wages. So this would be part of your 2015 income.

Here is the IRS publication on the issue: http://www.irs.gov/publications/p957/ar02.html
by Mudpuppy
Mon Aug 10, 2015 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Browsers and Security - a question
Replies: 12
Views: 1474

Re: Browsers and Security - a question

Thank you everyone for your thoughts suggestions, resources and comments! This was VERY helpful. I will follow up again with this financial organization as the person I talked with gave misinformation and I want them to know I take this seriously. I agree - now that I have a greater understanding -...
by Mudpuppy
Mon Aug 10, 2015 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Buy House in 4 Months or Wait 16 Months?
Replies: 14
Views: 1337

Re: Buy House in 4 Months or Wait 16 Months?

Speaking from experience, because I fell to the pressures of buying a house too early instead of finding a more suitable rental and waiting for a year, it's extremely stressful to be "house rich and cash poor". I can't even begin to quantify the stress levels I had for the first few years ...
by Mudpuppy
Mon Aug 10, 2015 1:44 pm
Forum: Personal Consumer Issues
Topic: How much do you pay for monthly landscaping?
Replies: 28
Views: 2628

Re: How much do you pay for monthly landscaping?

We pay nothing in SoCal ever since we removed the lawn and put in a drought tolerant garden. In fact, some cities and water departments around here PAY YOU instead! http://socalwatersmart.com/?page_id=3268 Yes, there is an upfront cost, but very little time and water is used afterwards to maintain ...
by Mudpuppy
Sun Aug 09, 2015 7:01 pm
Forum: Personal Consumer Issues
Topic: Verizon Contract Issue - Consumer Awareness
Replies: 13
Views: 1469

Re: Verizon Contract Issue - Consumer Awareness

I suspect you'll need to respond to that letter in some fashion in order to be protected by it. Verizon probably is not giving you a "get out of ETF whenever you cancel" card, but rather "we'll waive the ETF if cancelled by [date]". Read closely.
by Mudpuppy
Sun Aug 09, 2015 2:40 pm
Forum: Personal Consumer Issues
Topic: Verizon Killing off 2-Year Contracts & Phone Subsidies
Replies: 129
Views: 10936

Re: Verizon Killing off 2-Year Contracts & Phone Subsidies

So, is the two year upgrade a better deal than the new monthly pricing method? Should I upgrade next week rather than later? Depends on your current plan. To break this down very simply (and probably oversimplified), there are two camps: those who benefited from the previous pricing scheme and thos...
by Mudpuppy
Sat Aug 08, 2015 7:30 pm
Forum: Personal Consumer Issues
Topic: Attackers can access Dropbox, Google Drive, OneDrive files without a user's password
Replies: 6
Views: 1239

Re: Attackers can access Dropbox, Google Drive, OneDrive files without a user's password

Not much new here other than using a new phrase for it and it has a potentially larger scope. It's basically a session hijacking, where the attackers steal the locally cached session token. It's the same basic attack as if they stole the "keep me logged in" cookie to post here at Boglehead...
by Mudpuppy
Sat Aug 08, 2015 1:23 pm
Forum: Personal Consumer Issues
Topic: Verizon Killing off 2-Year Contracts & Phone Subsidies
Replies: 129
Views: 10936

Re: Verizon Killing off 2-Year Contracts & Phone Subsidies

Paying 600-$800 for phones will make them a much more attractive target to thieves. Everybody is impacted by this. Why? Whether you pay $200 and the carrier paid $400-600 or you paid $600-800, it's still a $600-800 phone. The value isn't related to how much you personally pay for it. The value is r...
by Mudpuppy
Sat Aug 08, 2015 1:16 pm
Forum: Personal Consumer Issues
Topic: Verizon Killing off 2-Year Contracts & Phone Subsidies
Replies: 129
Views: 10936

Re: Verizon Killing off 2-Year Contracts & Phone Subsidies

Can someone explain this to me? I have been eligible to upgrade my Verizon iPhone 5 for several months now, but I've held off because I was going to wait until after September (presumably when the next iPhone is released) to order my new phone for $200. My wife and I currently pay $120/mo total for...
by Mudpuppy
Fri Aug 07, 2015 3:28 pm
Forum: Personal Consumer Issues
Topic: Comcast Offers-whats the catch?
Replies: 26
Views: 2353

Re: Comcast Offers-whats the catch?

Make sure the offer that you're looking at is quoting the bundle price, not the price of the Internet component in a bundle. That would be the primary catch, particularly if you received this offer verbally. Another catch might be additional taxes and fees that the TV component will incur that the I...
by Mudpuppy
Fri Aug 07, 2015 3:05 pm
Forum: Forum Issues and Administration
Topic: [deleted] [SUGGESTION: Include basic stats (age, net worth, asset allocation)... when they post]
Replies: 27
Views: 1238

Re: SUGGESTION: Include basic stats (age, net worth, asset allocation) in one's portfolio when they post

There's a reason people feel uneasy about data mining, and that's because, while they might feel comfortable revealing things on a conversation basis (e.g. in specific threads), they don't like to advertise it all the time. When it is relevant to the conversation, it can be brought up (e.g. if someo...
by Mudpuppy
Fri Aug 07, 2015 1:15 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Hedge Fund Contest
Replies: 191
Views: 25197

Re: Bogleheads 2015 Hedge Fund Contest

While we're talking numbers, NFLX did a split: http://www.thestreet.com/story/13197377/1/netflix-nflx-stock-gains-after-stock-split-announcement.html So the new starting number for the year should be 47.31 according to Google. That'll put me back into the green, although I obviously haven't been fol...
by Mudpuppy
Fri Aug 07, 2015 1:06 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Hedge Fund Contest
Replies: 191
Views: 25197

Re: Bogleheads 2015 Hedge Fund Contest

Grt2bOutdoors wrote:Where is the link to see how are performance has been year to date?

The link is http://libra-investments.com/hf/bh.html
by Mudpuppy
Fri Aug 07, 2015 1:04 pm
Forum: Personal Consumer Issues
Topic: I want to stop paying for Bright House cable modem
Replies: 23
Views: 1273

Re: I want to stop paying for Bright House cable modem

what's the reason to always keep them separate? I really like the single, clean, integrated box, but if there's good reason to buy two separate boxes, I'm all ears... (1) You cease to be a WiFi hotspot for all Comcast customers in the area. Refer to this thread on Comcast specifically for more deta...
by Mudpuppy
Fri Aug 07, 2015 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance Company Property Inspection Notice
Replies: 11
Views: 914

Re: Insurance Company Property Inspection Notice

My son got a notice from his home owners insurance company. They wanted him to replace the driveway and the concrete in front of the garage due to several cracks or they would not renew. This is the sort of nitpicking I worry about. All concrete cracks eventually, it's just a matter of how big the ...
by Mudpuppy
Fri Aug 07, 2015 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance Company Property Inspection Notice
Replies: 11
Views: 914

Re: Insurance Company Property Inspection Notice

I doubt they could have seen the patio cover damage from a satellite photo, since the primary damage is on the underside. Basically, every 2x4 the seller was told needed to be replaced before escrow would close on the house sale has started to rot away. General consensus is the sellers replaced with...
by Mudpuppy
Thu Aug 06, 2015 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance Company Property Inspection Notice
Replies: 11
Views: 914

Insurance Company Property Inspection Notice

I received a letter in the mail today from my home owner's insurance company stating that they would be conducting an "exterior inspection" of the house before renewing the policy. The policy renewal isn't until February, so this seems a bit odd. I have also had absolutely no claims on the...
by Mudpuppy
Thu Aug 06, 2015 1:43 am
Forum: Personal Consumer Issues
Topic: visit to san diego next week
Replies: 13
Views: 1031

Re: visit to san diego next week

I like walking around Cabrillo National Monument when I'm in San Diego. The tide pools seemed to be a big hit, although perhaps not enough to draw a teenager out of a cell phone.

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