Search found 3032 matches

Go to advanced search

by Mudpuppy
Thu May 28, 2015 2:37 am
Forum: Personal Finance (Not Investing)
Topic: Citi double cash card vs. Amex Blue Everyday
Replies: 16
Views: 1422

Re: Citi double cash card vs. Amex Blue Everyday

My research notes have the Double Cash marked down as a Mastercard, but I don't actually have the card yet (waiting for some other financial milestones to pass first). Chase has recently switched most (all?) of the Freedom cards to VISA (rotating 5% categories, 1% otherwise). There is also a Fidelit...
by Mudpuppy
Thu May 28, 2015 2:17 am
Forum: Personal Consumer Issues
Topic: SSD + HDD good option for upgrading desktop PC?
Replies: 28
Views: 1306

Re: SSD + HDD good option for upgrading desktop PC?

An SSD will give a performance boost on most I/O operations. But also remember your other components while you have the case open. Check the capacitors for bulges and leaks. Make sure all the components are properly seated. Take compressed air to all of the fans to clear out dust bunnies and just ge...
by Mudpuppy
Thu May 28, 2015 2:08 am
Forum: Personal Finance (Not Investing)
Topic: Identity theft
Replies: 27
Views: 2852

Re: Identity theft

The more I have mulled this over the more I think you both are right. For Chase to say that they"must have had my info because who would call if they didn't" seems pretty superficial. I've monitor my accounts and nothing has happened. In fact nothing ever has happened in the past except t...
by Mudpuppy
Thu May 28, 2015 12:36 am
Forum: Personal Finance (Not Investing)
Topic: Cost of a "free" PhD program is around half a million? How does anyone afford this?
Replies: 86
Views: 5604

Re: Cost of a "free" PhD program is around half a million? How does anyone afford this?

A university is about civilization, about connecting the past to the future, about finding stuff out and letting people know about it so that they can find out more stuff. Undergraduate study is part of that; graduate study takes it a little farther. It's intrinsically worth doing. Sure, its full o...
by Mudpuppy
Wed May 27, 2015 10:49 pm
Forum: Personal Consumer Issues
Topic: Kitchen Remodeling and Microwave Food
Replies: 30
Views: 1725

Re: Kitchen Remodeling and Microwave Food

Uncle Ben's Ready Rice, cooks in 90 seconds, lots of flavors We do eat rice often, so with a MW do I buy instant rice? 90secs. is pretty fast. The Uncle Ben's Ready Rice is precooked, so the reason it's ready in 90 seconds is you're just heating it up. Trader Joe's also has frozen pre-cooked rice t...
by Mudpuppy
Wed May 27, 2015 10:02 pm
Forum: Personal Consumer Issues
Topic: Do-it-yourself handy person: How did you learn?
Replies: 37
Views: 3581

Re: Do-it-yourself handy person: How did you learn?

Right now, I have the biggest tomato plant in this county that I planted last Sept. and survived through the winter. It exploded in growth since late feb and has now produced 100 tomatoes, and still producing! That is one massive tomato plant that seems to have plans to take over the yard.... The t...
by Mudpuppy
Wed May 27, 2015 9:55 pm
Forum: Personal Consumer Issues
Topic: Do-it-yourself handy person: How did you learn?
Replies: 37
Views: 3581

Re: Do-it-yourself handy person: How did you learn?

In chronological order, my great grandparents (cattle ranchers and farmers), then the library, then the Internet. A lot of the plumbing knowledge comes from having aquariums as a hobby since high school. I also took woodworking classes in college. So I do most of the minor work around the house like...
by Mudpuppy
Wed May 27, 2015 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Medical Billing small Dr. Office illegal? (updated)
Replies: 5
Views: 1215

Re: Medical Billing small Dr. Office illegal? (updated)

I've been in similar situations with a different insurance company. The medical provider kept saying the reimbursement rate was less than it cost them for the procedure, and I kept saying then that was their fault for negotiating such a contract. After about 2 months of back and forth, the doctor's ...
by Mudpuppy
Tue May 26, 2015 12:02 pm
Forum: Personal Consumer Issues
Topic: Best way to re-key locks on new house?
Replies: 31
Views: 2294

Re: Best way to re-key locks on new house?

I replaced all my exterior knobs and deadbolts with the Kwikset SmartKey system a few years back. Like BackOfTheNest, I bought sets that didn't have matching keys in order to get extra "blanks" for future rekeying. Plus my previous locks were Kwikset and those keys worked as well. In fact,...
by Mudpuppy
Tue May 26, 2015 11:43 am
Forum: Personal Consumer Issues
Topic: Most effective wifi upgrade for range/speed?
Replies: 26
Views: 1914

Re: Most effective wifi upgrade for range/speed?

This sounds like a very specific interference with that laptop. Without knowing the brand and model number, it would be hard to guess exactly why the HDMI port causes this sort of interference. For example, usually if two ports share PCIe lanes, the second port becomes disabled instead of throttled ...
by Mudpuppy
Mon May 25, 2015 7:31 pm
Forum: Personal Consumer Issues
Topic: Outside a/c fan isn't running (10 yr old system)
Replies: 24
Views: 851

Re: Outside a/c fan isn't running (10 yr old system)

We have been in England the past two weeks, and today is our first full day back and first day for the a/c needing to run. I noticed the temp was rising and realized the outside unit set running. No hum, no buzz, nada. Frustratingly we had it serviced the first week of May! Have you called the comp...
by Mudpuppy
Mon May 25, 2015 7:26 pm
Forum: Personal Consumer Issues
Topic: Best way to re-key locks on new house?
Replies: 31
Views: 2294

Re: Best way to re-key locks on new house?

If you do not have deadbolts now, then re-keying will not make them appear magically. I don't quite understand what this deadbolt discussion is about because if you have deadbolts now, new deadbolts will very likely fit in the same holes. There is one door to the outside that does not have a deadbo...
by Mudpuppy
Mon May 25, 2015 7:19 pm
Forum: Forum Issues and Administration
Topic: Active Discussions
Replies: 4
Views: 450

Re: Active Discussions

gkaplan wrote:Sorry to hijack this thread, but why can't I click on a Notification to read?

Short answer: Browser or browser-plugin incompatibility
Long answer: Read this part of the Bug Report thread viewtopic.php?f=3&t=165036&start=150#p2487723
by Mudpuppy
Mon May 25, 2015 7:15 pm
Forum: Personal Consumer Issues
Topic: Most effective wifi upgrade for range/speed?
Replies: 26
Views: 1914

Re: Most effective wifi upgrade for range/speed?

Windows or Apple laptop? There's some commands you can run on both to see a little bit more "behind the scenes", which is how I knew collisions on the 2.4GHz band were the issue with my setup.
by Mudpuppy
Mon May 25, 2015 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: iPhone with or without contract?
Replies: 29
Views: 2809

Re: iPhone with or without contract?

We currently have 4 lines sharing 10 GB of data for $240ish per month - works out to about $60 per month per line which I can live with. Everyone could individually get 3-5GB of data for less on another carrier. Both Cricket and StraightTalk have 5GB plans with unlimited talk/text for $45/month (th...
by Mudpuppy
Sun May 24, 2015 12:06 am
Forum: Personal Consumer Issues
Topic: Neighbor hired a surveyor. Should I be nervous?
Replies: 81
Views: 10422

Re: Neighbor hired a surveyor. Should I be nervous?

Do you have survey markers? Utilities don't place equipment or poles on private property, they are placed in the public right-of-way. I think this might be arguing semantics. Utilities have an easement onto lots for equipment or pole placement, but that doesn't mean it's public property or that the...
by Mudpuppy
Sat May 23, 2015 7:22 pm
Forum: Personal Consumer Issues
Topic: Most effective wifi upgrade for range/speed?
Replies: 26
Views: 1914

Re: Most effective wifi upgrade for range/speed?

Well, I did upgrade to AC a while back, but my motivations were far different than your situation. In my case, I have a neighbor who has a half dozen access points poorly distributed across the available G sub-channels, so I was suffering too many collisions in the 2.4GHz band. My devices were alrea...
by Mudpuppy
Sat May 23, 2015 7:16 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in wife's 403b/457b
Replies: 6
Views: 600

Re: Investing in wife's 403b/457b

Just as an FYI, simply because a provider is available through the 403b plan, that doesn't mean you can invest in every fund offered by that provider. For example, my 403b plan has Fidelity as a provider, but the only Spartan fund available to 403b plan subscribers is the S&P 500 fund. So giving...
by Mudpuppy
Sat May 23, 2015 6:41 pm
Forum: Personal Consumer Issues
Topic: Questioning a dental hygienist ?
Replies: 14
Views: 1800

Re: Questioning a dental hygienist ?

If the costs of the proposed plan seem high, why not just seek a second opinion? If you were getting an addition built onto your house, you wouldn't just get one estimate from a contractor, you'd get several. This matter isn't an emergency situation where you have to go with the first plan offered. ...
by Mudpuppy
Sat May 23, 2015 6:35 pm
Forum: Personal Consumer Issues
Topic: WiFi [Thermostat] - Security Issues?
Replies: 9
Views: 862

Re: WiFi Tstat - Security Issues?

Without knowing specifics, one can only speak in generalities. And in general, software is buggy because software is made by humans and humans make mistakes. Will that will rise up to the level of being a risk to other devices on the network? Maybe or maybe not. It depends upon the nature and severi...
by Mudpuppy
Sat May 23, 2015 5:38 pm
Forum: Personal Consumer Issues
Topic: Quality medicines
Replies: 8
Views: 783

Re: Quality medicines

It often times does not matter what pharmacy you use for certain medication. There may only be a limited number of suppliers of the generic, so all the pharmacies are buying from the same sources, ergo they'll all have the same basic quality. For example, I have one prescription that has exactly one...
by Mudpuppy
Sat May 23, 2015 5:33 pm
Forum: Personal Consumer Issues
Topic: Most effective wifi upgrade for range/speed?
Replies: 26
Views: 1914

Re: Most effective wifi upgrade for range/speed?

My wifi extender is a dual antenna, and wow the speeds are faster on 5Mhz vs 2.5mHz (my phones are current-gen, and can see the 5mhz, whereas my laptops can't. Phone gets speeds of 20Mbps in the garage, whereas laptop is at 5Mbps.) Perhaps I am being too simplistic in my evaluation of the situation...
by Mudpuppy
Sat May 23, 2015 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: iPhone with or without contract?
Replies: 29
Views: 2809

Re: iPhone with or without contract?

Here is the comparison to a 2 year contract plan on AT&T. A 3GB per month data plan will cost $40/month for the data and $40/month for a contract smartphone. So that is $80/month for the contract phone. A 16GB iPhone 5s will also have a $100 upfront cost. Your current plan is $45/month for 5GB p...
by Mudpuppy
Sat May 23, 2015 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Calculating Future Finances? Quicken etc.
Replies: 8
Views: 644

Re: Calculating Future Finances? Quicken etc.

closetoreality wrote:Seems as if many prefer excel to quicken?

It's easier to tweak Excel/Calc to run the calculations I want, IMHO. Plus OpenOffice/LibreOffice is free software that can export to an open format, so I don't have to worry much about how the data is stored.
by Mudpuppy
Sat May 23, 2015 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Calculating Future Finances? Quicken etc.
Replies: 8
Views: 644

Re: Calculating Future Finances? Quicken etc.

As with the other responses, I use a spreadsheet (OpenOffice/LibreOffice Calc instead of Excel, but same idea). Each year is a tab in the spreadsheet. Usually sometime in November, I add the tab for the upcoming year. I project out income categories (e.g. housing, utilities, food, etc.) based on the...
by Mudpuppy
Sat May 23, 2015 1:26 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9741

Re: I do not like the new notification link

This is from 2/1/14. Note that the link (in red) is to a specific message. My complaint is that the behavior is now different, compare the link that is now sent with notifications, which is set to display "unread". And by the way, if I have read all the messages in a thread, by what logic...
by Mudpuppy
Wed May 20, 2015 9:24 pm
Forum: Personal Consumer Issues
Topic: ATT next plan - prepayment quandary
Replies: 19
Views: 2018

Re: ATT next plan - prepayment quandary

I see. So this could potentially benefit those of us that stay a generation behind and get the phones on the cheap then. Could you just then go to the apple store and trade in your current phone, buy a new one, and then get your bill discounted? That would avoid all the monthly payment on the phone...
by Mudpuppy
Wed May 20, 2015 1:26 am
Forum: Personal Consumer Issues
Topic: Sewer line replacement - who to call?
Replies: 21
Views: 1466

Re: Sewer line replacement - who to call?

When I had the sewer line at this house replaced, my standard plumber dug it all out by hand with a crew of 3-4 people (can't recall exactly). The amount of line that needed to be replaced was rather short (about 20-25 feet), so that kept costs reasonable and probably influenced their decision to di...
by Mudpuppy
Tue May 19, 2015 9:55 pm
Forum: Personal Consumer Issues
Topic: ATT next plan - prepayment quandary
Replies: 19
Views: 2018

Re: ATT next plan - prepayment quandary

My wife and I paid $11 each for our iPhone 5Ss with a 2-yr contract and trade in of our crappy old slow 4S phones. They would've had to literally cut our bill in half to even it out...which I don't see happening. You paid $11 up front, but look back at my previous post to see how much extra you pai...
by Mudpuppy
Mon May 18, 2015 11:52 am
Forum: Personal Consumer Issues
Topic: ATT next plan - prepayment quandary
Replies: 19
Views: 2018

Re: ATT next plan - prepayment quandary

My wife and I paid $11 each for our iPhone 5Ss with a 2-yr contract and trade in of our crappy old slow 4S phones. They would've had to literally cut our bill in half to even it out...which I don't see happening. You paid $11 up front, but look back at my previous post to see how much extra you pai...
by Mudpuppy
Sat May 16, 2015 10:10 pm
Forum: Personal Consumer Issues
Topic: ATT next plan - prepayment quandary
Replies: 19
Views: 2018

Re: ATT next plan - prepayment quandary

Don't have, and never will have, ATT next. Unless I'm missing something, you get out of the contract...but pay FULL PRICE for the phone!!!?? Lock me in for 2 years...and give me a nice new smartphone phone for next to nothing, please. You aren't really getting the phone for "next to nothing&qu...
by Mudpuppy
Sat May 16, 2015 9:28 pm
Forum: Forum Issues and Administration
Topic: Links from search not opening in android Chrome?
Replies: 3
Views: 307

Re: Links from search not opening in android Chrome?

That error means Chrome wasn't even able to reach the Boglehead's server. Either you have flaky Internet connectivity, or like LadyGeek said, you may need to clear the cache. Google also recommends clearing cookies to solve this issue: https://support.google.com/chromebook/answer/1085581?hl=en I wou...
by Mudpuppy
Sat May 16, 2015 9:20 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9741

Re: Forum software upgrade bug reports and change requests

I don't want to be too demanding about this but if someone who knows off the top of their head could spoonfeed me on --how to tell Safari to use a custom .css stylesheet whenever it is accessing Bogleheads, and --what I need to put in the stylesheet and so forth, it would save me some work. The onl...
by Mudpuppy
Thu May 14, 2015 10:24 pm
Forum: Personal Consumer Issues
Topic: Is the Post Office slowing down First Class Parcel delivery?
Replies: 25
Views: 2393

Re: Is the Post Office slowing down first class parcel delivery?

USPS has been "consolidating" sorting centers, which really means they're closing some regional sorting centers and using another center to do the sorting. For example, mail for my area actually gets sorted about 100 miles away, when it used to be sorted right here. The simple act of closi...
by Mudpuppy
Thu May 14, 2015 9:34 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9741

Re: Forum software upgrade bug reports and change requests

Using a separate text editor of your preference would work (outside of phpBB), but is less efficient due to the repeated need to copy-n-paste into the post editing box. But when you use an external editor for a long post, you gain the added reliability of not losing your entire post to a browser cr...
by Mudpuppy
Thu May 14, 2015 11:38 am
Forum: Personal Consumer Issues
Topic: Home Internet - Cat 5e or Cat 6
Replies: 49
Views: 3149

Re: Home Internet - Cat 5e or Cat 6

For everyone championing WiFi for video streaming, keep in mind that WiFi throughput is greatly affected by the number of neighboring devices operating in the same frequency band within range of your devices. The more competing base stations and stand-alone devices there are, the slower any individu...
by Mudpuppy
Thu May 14, 2015 11:23 am
Forum: Personal Consumer Issues
Topic: Home Internet - Cat 5e or Cat 6
Replies: 49
Views: 3149

Re: Home Internet - Cat 5e or Cat 6

Also, make sure you are adhering to the CA Prop 60 eligibility requirement that the new property have an equal or lesser current market value compared to your current property. Your decisions on builder upgrades could be a factor there, unless the current market value of your current property great...
by Mudpuppy
Thu May 14, 2015 3:26 am
Forum: Personal Consumer Issues
Topic: PDF file locking up computer
Replies: 20
Views: 1303

Re: PDF file locking up computer

On my Windows 8.1 machine at work, I've had Acrobat Reader freeze quite frequently. It's just Acrobat that freezes when this occurs, not the entire system. I can get to other programs and have Windows force-close Acrobat. Acrobat particularly seems to do this on PDFs with saved fillable form data, w...
by Mudpuppy
Thu May 14, 2015 3:08 am
Forum: Personal Consumer Issues
Topic: Home Internet - Cat 5e or Cat 6
Replies: 49
Views: 3149

Re: Home Internet - Cat 5e or Cat 6

Normally I would say to go with cat6 for a brand new installation, but at that price premium, it's rather difficult to justify. Also, make sure you are adhering to the CA Prop 60 eligibility requirement that the new property have an equal or lesser current market value compared to your current prope...
by Mudpuppy
Tue May 12, 2015 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: escrow increase...
Replies: 28
Views: 1873

Re: escrow increase...

Why do you not have any escrow payments required until November? It appears like your payments are made in May, but no payments are required through November. No payments will be made out of my escrow account until November, when the next property tax bill comes due. Payments come out, deposits go ...
by Mudpuppy
Tue May 12, 2015 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: escrow increase...
Replies: 28
Views: 1873

Re: escrow increase...

[...]Since I don't have any payments coming out until November, I'll probably opt for a single payment to make up the deficit, in order to maximize the 2% interest. Huh?!! If your account is in deficit and you are making a payment to make up for the shortfall, how are you maximizing the 2% interest...
by Mudpuppy
Mon May 11, 2015 10:27 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Cards are Good
Replies: 46
Views: 4131

Re: Credit Cards are Good

Most of the people on this forum are not the intended audience of the advice.
by Mudpuppy
Mon May 11, 2015 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: escrow increase...
Replies: 28
Views: 1873

Re: escrow increase...

In some states you actually want to have an escrow account. I believe NY pays 2%, which is better than you'll get anywhere else for under 1 year. California also requires a 2% interest rate for escrow accounts, compounding quarterly. I'm expecting a similar letter to the OP's shortly, since they un...
by Mudpuppy
Mon May 11, 2015 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Cards are Good
Replies: 46
Views: 4131

Re: Credit Cards are Good

Some people do not do well with credit. They cannot seem to internalize that the numbers on the bill are actual money. Those are the sorts of people for which this advice is directed. They do much better with envelopes of cash, just to have the tangible feedback. Think of it like training wheels for...
by Mudpuppy
Mon May 11, 2015 9:43 pm
Forum: Personal Consumer Issues
Topic: best alternate phone?
Replies: 15
Views: 1332

Re: best alternate phone?

Perhaps the better option is to get more secure pockets so the phones don't find their way to an early and untimely demise? My 2+ year old smart phone is still looking great because I use secure pockets when moving around at work (and the purse is locked in a cabinet). After work, it's got its own l...
by Mudpuppy
Mon May 11, 2015 9:22 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9741

Re: Forum software upgrade bug reports and change requests

You can't delete them, but you can mark them all read - which changes the notification count to 0. Look in the top right corner of the pull-down menu. However, you should be able to click on them.... I am not able to click on them. Clicking Notifications brings up a kind of pop-up box (not the old-...
by Mudpuppy
Mon May 11, 2015 12:13 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9741

Re: Forum software upgrade bug reports and change requests

I'm using my smartphone on the site with the mobile version. I wanted to send someone a PM related to a specific post and couldn't do it. Please enable proper response to the Request Desktop Site function... If you are referring to the mobile app, that's an unauthorized commercial site and the owne...
by Mudpuppy
Sat May 09, 2015 6:29 pm
Forum: Forum Issues and Administration
Topic: Am I the only one not getting notifications?
Replies: 11
Views: 1114

Re: Am I the only one not getting notifications?

The529guy wrote:I sent a PM yesterday and it's still sitting in my Outbox (not Drafts). Is this related?

No, it's not related. PMs sit in your Outbox until the recipient reads the PM. So that just means the person hasn't read it yet.
by Mudpuppy
Thu May 07, 2015 11:57 am
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9741

Re: Forum software upgrade bug reports and change requests

I'm curious why you're loading so many files and not concatenating them. Each page is loading 13 CSS files. That's 13 HTTP requests. Worse, you're loading a CSS file with @import directives in it to load other CSS files. This is bad bad bad . Depending on the browser, those can be blocking requests...
by Mudpuppy
Thu May 07, 2015 11:33 am
Forum: Personal Consumer Issues
Topic: How are packages delivered to curbside mailboxes?
Replies: 31
Views: 2175

Re: How are packages delivered to curbside mailboxes?

I guess I will have valuable packages delivered to my job and not worry about the small-value packages. My employer (the state government) does not allow us to receive personal packages at work. The policy makes sense, as it could be considered a personal gain from state resources if it were allowe...

Go to advanced search