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Re: Dr. Web security software

Ooops--it was not something simple and benign like the wrong email address. It's exploit.drop.gs which is particularly nasty. Malware Bytes says it has been removed. I sure hope so. The only way I can think of that I might have gotten it was watching a Power Point presentation on my doctor's websit...
by Mudpuppy
Sat May 25, 2013 1:03 am
 
Forum: Personal Consumer Issues
Topic: Dr. Web security software
Replies: 8
Views: 345

Re: reloaded [Forum and wiki were offline]

Look, I don't quite understand why there is so much defensive posturing on this. Nobody is saying people aren't capable or aren't appreciated. It's just that, in my view, usage has far outgrown it being ok to be hosted in the back room of a small business with consumer-class Internet connectivity. ...
by Mudpuppy
Fri May 24, 2013 12:02 am
 
Forum: Forum Issues and Administration
Topic: reloaded [Forum and wiki were offline]
Replies: 72
Views: 3912

Re: reloaded

I'm just not seeing where any suggestions/criticisms etc. are warranted based on a few minor incidents of downtime that have had no detrimental effects on anyone. When things go wrong, some people offer money and other people offer time and expertise. It's a pretty human reaction to issues such as ...
by Mudpuppy
Wed May 22, 2013 10:11 pm
 
Forum: Forum Issues and Administration
Topic: reloaded [Forum and wiki were offline]
Replies: 72
Views: 3912

Re: Great new Amazon delivery option

I'm surprised that the supermarkets haven't tried to do something. They would capture the entire sale, be able to include lottery tickets and other non-grocery (high profit) items they carry, and I think that could work if they targeted places like senior citizen complexes where you could deliver m...
by Mudpuppy
Wed May 22, 2013 12:11 pm
 
Forum: Personal Consumer Issues
Topic: Great new Amazon delivery option
Replies: 29
Views: 3344

Re: Refusing to pay doctor bill, consequences

Interesting. My wife had done at rotation at the hospital as part her RN degree, so she knew that the FP serving covering OB was a poor service. We were in the area as visitors now for a weekend. She specifically told the FP resident to their face we wanted to be on the OB service. She was transfer...
by Mudpuppy
Sat May 18, 2013 3:02 pm
 
Forum: Personal Consumer Issues
Topic: Refusing to pay doctor bill, consequences
Replies: 57
Views: 3236

Re: Great new Amazon delivery option

FYI, if you have something valuable being shipped that you don't want left at your door and there is no Locker service in your area, look at the UPS will-call option. Once you have the tracking number and UPS has picked up the package, you can log on to their website and ask that it be held at your ...
by Mudpuppy
Fri May 17, 2013 1:30 pm
 
Forum: Personal Consumer Issues
Topic: Great new Amazon delivery option
Replies: 29
Views: 3344

Re: Credit report for homeowners insurance

Related hard pulls for auto, home, and student loans are considered to be just a single hard pull for purposes of the FICO score when they happen within 2-6 weeks of one another (time period varies by version of FICO algorithm), so people can shop around without getting a major ding in their score. ...
by Mudpuppy
Thu May 16, 2013 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Credit report for homeowners insurance
Replies: 4
Views: 300

Re: more great service from Treasury Direct!

EVERY time I log in to Treasury Direct it says that my computer is not registered and that it will email me a one-time passcode. EVERY time, I use the passcode, tell it to register my computer, and it does not issue any error messages or complaints. I can then log in again for some short period of ...
by Mudpuppy
Thu May 16, 2013 2:03 am
 
Forum: Investing - Theory, News & General
Topic: more great service from Treasury Direct!
Replies: 71
Views: 6458

Re: Vanguard E-Mail

As you recommend I never use a link in an e-mail to get my accounts. I would not have logged in or given any personal information if this one had requested it. As I said it was just a link to information. It came from an E-mail that has been mentioned previously on this board as being Vanguard and ...
by Mudpuppy
Wed May 15, 2013 2:54 am
 
Forum: Personal Consumer Issues
Topic: I think I'm getting phished
Replies: 27
Views: 2447

Re: Credit card was hacked, next steps?

It's not really a hack when the number is skimmed. That's just a risk one always takes when swiping a card. Just keep an eye on the transactions and alert the company if it seems to be happening again and they don't catch it. Otherwise, don't sweat much about it.
by Mudpuppy
Wed May 15, 2013 2:43 am
 
Forum: Personal Consumer Issues
Topic: Credit card was hacked, next steps?
Replies: 4
Views: 444

Re: internet safety-- [Allowing web browser scripts to run]

NoScript is a whitelisting plugin. Anything you don't specify and which does not come on the very limited predefined whitelist (and by very limited, I mean the predefined whitelist really only lists a half dozen or so sites) will be blocked. You then have to decide if the site is safe enough to add ...
by Mudpuppy
Sun May 12, 2013 10:56 pm
 
Forum: Personal Consumer Issues
Topic: internet safety-- [Allowing web browser scripts to run]
Replies: 3
Views: 513

Re: Food Costs

Getting back to food costs - they are definitely up since I last posted, think we're averaging closer to $450-$500 a month these days. The biggest culprits - meat,chicken and fresh produce. Beef is starting to get a bit ridiculous and I'm starting to wonder if I want to spend the kind of money they...
by Mudpuppy
Fri May 10, 2013 1:13 pm
 
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 9447

Re: Weekly Electricity Analysis

I'm still interested in if the OP's power company ever said how they derived the breakdown for each listed appliance/energy user. If it's just an arbitrary formula applied to an arbitrary concept of "typical", then there's really nothing to get from the report other than the total weekly u...
by Mudpuppy
Fri May 10, 2013 12:44 pm
 
Forum: Personal Consumer Issues
Topic: Weekly Electricity Analysis
Replies: 38
Views: 1835

Re: electrical outlet splitters(?)

They are more useful in kitchens or near home entertainment centers, typically. And as wilpat says, GFCI protection is not affected, tho possibly harder to test/reset... Thanks everyone. I have a surge protector strip near my electronics. In the bathroom, I want to have a power failure light, a pho...
by Mudpuppy
Thu May 09, 2013 3:49 am
 
Forum: Personal Consumer Issues
Topic: electrical outlet splitters(?)
Replies: 14
Views: 920

Re: Weekly Electricity Analysis

Just curious, how does this weekly email determine the electrical usage of the appliances listed? If they are not smart appliances (and likely they are not), then the base usage and appliance usage is probably the "typical" usage for your area, which I have found to be anything but typical...
by Mudpuppy
Wed May 08, 2013 2:26 am
 
Forum: Personal Consumer Issues
Topic: Weekly Electricity Analysis
Replies: 38
Views: 1835

Re: What's the best dandelion killer?

I use a mix of a dandelion removal tool and spot treating with Weed B Gone, depending on how much time I have to deal with yard work. The removal tool won't work if you don't get the whole root (you'll know if you don't). If you use a removal tool, you might also want to sprinkle a little lawn seed ...
by Mudpuppy
Tue May 07, 2013 1:12 am
 
Forum: Personal Consumer Issues
Topic: What's the best dandelion killer?
Replies: 54
Views: 2755

Re: What about spendthrift Dad (filial support laws)?

d) the adult child has been estranged from the parent for decades and isn't even aware the parent is in a facility (and it doesn't even matter if there was a very valid reason for the estrangement due to behavior of the parent). I worry slightly about this situation, myself. My parents are spendthr...
by Mudpuppy
Mon May 06, 2013 11:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: What about spendthrift Dad (filial support laws)?
Replies: 81
Views: 4685

Re: Dining out : Special requests

A bigger issue I have is with weddings, etc. I usually call the restaurant/hotel and request a special meal. This USUALLY works and saves a lot of grief. I am always amused when everyone at the table asks, "how did you get that?" That reminds me of a personal food pet peeve. I have to tra...
by Mudpuppy
Mon May 06, 2013 11:30 pm
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2814

Re: Escrow or No Escrow?

Are you allowed to pay the homeowner/hazard insurance separate from the escrow account even if it's set up to pay from the escrow account? Does the excess money get refunded (with interest)? Having gone through this when the insurance payment sent by the escrow company got misplaced by Allstate unt...
by Mudpuppy
Mon May 06, 2013 4:29 am
 
Forum: Personal Finance (Not Investing)
Topic: Escrow or No Escrow?
Replies: 26
Views: 1801

Re: Dining out : Special requests

Has it ever happened to anybody to make a request for a special dish preparation and have the request denied? If waiters always say 'yes,' and if the satisfaction of all possible requests is impossible, then some dishes are certain to deviate from the specifications. I've requested pasta primavera ...
by Mudpuppy
Mon May 06, 2013 2:18 am
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2814

Re: Any way to highlight the original poster in a thread?

There was a mod for this for phpBB v2.x, but I don't know about the current version. Not that it matters, because the mods don't like to modify the forum, as LadyGeek already said. This is also something one could do on the client side using a user script program like Greasemonkey for Firefox or Tam...
by Mudpuppy
Sun May 05, 2013 9:19 pm
 
Forum: Forum Issues and Administration
Topic: Any way to highlight the original poster in a thread?
Replies: 10
Views: 643

Re: Dining out : Special requests

Now, I just have in the back my mind something might have been done to my food. I highly doubt that the chef did something to your food. That particular urban legend gets blown out of proportion because it rarely actually happens. Does it happen sometimes? Sure. Does it happen every time someone ma...
by Mudpuppy
Sun May 05, 2013 9:07 pm
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2814

Re: Dining out : Special requests

I think some folks are missing an important point. The customer is always right, period. When a customer wants food prepared differently or substitutions, then that's exactly what any decent restaurant should and can do without problem. Customers pay the money, so they should get whatever they ask ...
by Mudpuppy
Sun May 05, 2013 8:51 pm
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2814

Re: Escrow or No Escrow?

Here in CA, escrow accounts have to be given a minimum of 2% interest. Since that beats anything a regular savings account is offering, keeping an escrow account right now in CA would make more fiscal sense. Check your state laws to see if your state has anything similar before cancelling the escrow...
by Mudpuppy
Sun May 05, 2013 3:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Escrow or No Escrow?
Replies: 26
Views: 1801

Re: Dining out : Special requests

If there are dietary restrictions (or even just very strong dislikes) which would require extensive modifications to a menu item, call ahead and talk to the manager and/or chef to see if the restaurant will be willing to make accommodations. Make sure those accommodations are noted in your reservati...
by Mudpuppy
Sun May 05, 2013 3:46 pm
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2814

Re: [Why do posts have "[physician]" in thread title]

HomerJ - To explain my "naughty words" edits: While the majority of readers are adults, we have a number of younger readers, and we have received complaints from this perspective. So, this forum is best served by keeping the language "family friendly" - stuff you can say in fron...
by Mudpuppy
Sun May 05, 2013 3:31 pm
 
Forum: Forum Issues and Administration
Topic: [Why do posts have "[physician]" in thread title]
Replies: 44
Views: 2884

Re: What about spendthrift Dad (filial support laws)?

I read the article and it seems this is being used in a couple states where adult kids a) help themselves to all their parents income and assets and/or b) where the indigent parent refuses to apply for Medicaid and the adult child refuses to help in that process. Sounds like a good use of the law i...
by Mudpuppy
Sat May 04, 2013 2:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: What about spendthrift Dad (filial support laws)?
Replies: 81
Views: 4685

Re: What about spendthrift Dad (filial support laws)?

I am not sure about the conditions under which someone can invoke filial support laws. If the parents never transfer money to their relatives (children, grandchildren, etc.), how can someone sue those who have not received any money and have not contributed to the parents poverty? I think the root ...
by Mudpuppy
Fri May 03, 2013 12:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: What about spendthrift Dad (filial support laws)?
Replies: 81
Views: 4685

Re: What about spendthrift Dad (filial support laws)?

I did read it, and I did not make a fool of myself. Are there any filial support laws in the OP's state? Hmm.... PA may be an extreme example of filial support laws, but that doesn't mean concern is unwarranted. Neither does it mean you should be dismissive towards the concerns of the OP. Your disa...
by Mudpuppy
Fri May 03, 2013 2:17 am
 
Forum: Personal Finance (Not Investing)
Topic: What about spendthrift Dad (filial support laws)?
Replies: 81
Views: 4685

Re: Prudential sent my info to someone else

We received the same letter yesterday. My husband has not worked for Unisys since 2009 so we really believe this is a scam to get you to sign up. A good test would be to know if any one has signed up for the monitoring service and if they had to provide their credit card number. By rights if it is ...
by Mudpuppy
Wed May 01, 2013 11:26 pm
 
Forum: Personal Consumer Issues
Topic: Prudential sent my info to someone else
Replies: 26
Views: 1900

Re: Bank mailed me letter, $5 fee starts in June, criminal.

Why to use banks? Credit unions are much better. This is not a universal truth. The largest local credit union is as bank-like as a credit union can legally be. To use an example with relevance to this thread, you can't just get a free, basic checking account anymore. There is an ever rotating avai...
by Mudpuppy
Tue Apr 30, 2013 12:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Bank mailed me letter, $5 fee starts in June
Replies: 122
Views: 6235

Re: Is Flood Insurance worth while?

I wouldn't rely solely on the flood zone maps. Being in Zone X ("extremely low risk") didn't stop people from getting flooded locally due to poor storm drain maintenance. All it took was a large storm and the storm drain system backed up and overflowed right into their homes. This was prim...
by Mudpuppy
Tue Apr 30, 2013 11:39 am
 
Forum: Personal Finance (Not Investing)
Topic: Is Flood Insurance worth while?
Replies: 26
Views: 1310

Re: Is Flood Insurance worth while?

A lot of people around here were left with soggy homes and not much recourse after poor maintenance of the storm drains left their neighborhoods flooded during a winter storm. My neighborhood was only spared because the storm drains had just been maintained there, but that was after over a decade of...
by Mudpuppy
Tue Apr 30, 2013 12:23 am
 
Forum: Personal Finance (Not Investing)
Topic: Is Flood Insurance worth while?
Replies: 26
Views: 1310

Re: What home gym equipment do you have?

At home, I just have a stationary bike, hand weights (1lb, 2lb, 5lb pairs), a hard foam roller, and a floor mat. All were purchased as part of my at-home PT after various injuries and are just used for maintaining muscle tone. If I want anything more intense, there's a gym membership discount throug...
by Mudpuppy
Tue Apr 30, 2013 12:02 am
 
Forum: Personal Consumer Issues
Topic: What home gym equipment do you have?
Replies: 68
Views: 3803

Re: How to Unlist Home Address

If your luck is anything like mine (e.g. not good), you'll keep getting the junk mail for the prior owners for years. Heck, one place is even still sending junk mail to the husband of the prior owner decades after he passed.
by Mudpuppy
Mon Apr 29, 2013 11:56 pm
 
Forum: Personal Consumer Issues
Topic: How to Unlist Home Address
Replies: 11
Views: 1192

Re: Web Deveoper (ASP.NET) - What to learn next?

If you want to branch out a bit more broadly, you might also look at PHP, C/C++, Java, and other similar languages.
by Mudpuppy
Mon Apr 29, 2013 11:52 pm
 
Forum: Personal Consumer Issues
Topic: Web Deveoper (ASP.NET) - What to learn next?
Replies: 17
Views: 896

Re: Laundry Detergent Issues

I will often run half a cup of water through my bleach dispenser after using bleach for a load just to minimize the possibility of bleach being left behind to stain subsequent loads. I don't know if running water through the bleach dispenser is a recommended practice or not, but I started doing it w...
by Mudpuppy
Mon Apr 29, 2013 11:49 pm
 
Forum: Personal Consumer Issues
Topic: Laundry Detergent Issues
Replies: 71
Views: 3944

Re: Gardening, the new year

Does anyone here have raised beds? I have one, but I would like to expand my garden this year. I was told it is better to plot out smaller areas, so I'm not walking all over the ground and compacting. I'm guess you could also separate with stepping stones or something else. I have 4'x4' and 4'x8' r...
by Mudpuppy
Mon Apr 29, 2013 1:45 pm
 
Forum: Personal Consumer Issues
Topic: Gardening, the new year
Replies: 52
Views: 3812

Re: Vanguard is on the Password Hall of Shame.

How does the bolded comment vary at all from what I said in my reply? It still will be blocked on the server side if Vanguard blocks HTTP access to the login page Vanguard does a 301 redirect to an https login page if you request http://vanguard.com. SSLStrip catches that redirect and establishes i...
by Mudpuppy
Mon Apr 29, 2013 12:53 am
 
Forum: Personal Consumer Issues
Topic: Vanguard is on the Password Hall of Shame.
Replies: 250
Views: 18477

Re: Vanguard is on the Password Hall of Shame.

I would be mighty surprised if Vanguard or any financial institution would allow HTTP access to their login page and all subsequent subpages, which is necessary for a successful SSLStrip attack. There is of course the possibility of a SSL MITM attack which incorporates SSLStrip on the client side (...
by Mudpuppy
Sun Apr 28, 2013 10:45 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard is on the Password Hall of Shame.
Replies: 250
Views: 18477

Re: Vanguard is on the Password Hall of Shame.

Wifi can be easily hacked/packet-sniffed. If you bank from home use the Ethernet cable. The problem is when inexperienced users attach to unencrypted WiFi in a public place. There you can have serious security issues. Not for sites accessed over SSL, which Vanguard's certainly is. Edit: or TLS, if ...
by Mudpuppy
Sun Apr 28, 2013 6:43 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard is on the Password Hall of Shame.
Replies: 250
Views: 18477

Re: Gardening, the new year

Funny thing is, I'm actually more concerned about what happened to the toads than by the snail explosion. There's plenty of ways to deal with the snails before I set out the main summer veggies. But the toads have been a part of my backyard ecosystem for years and I'm wondering where they are. I fou...
by Mudpuppy
Sat Apr 27, 2013 5:52 pm
 
Forum: Personal Consumer Issues
Topic: Gardening, the new year
Replies: 52
Views: 3812

Re: Gardening, the new year

The snails... oh my the snails this year... the toads that eat the snails must not be coming out of hibernation as they normally do to take care of the problem. The snails have eaten the beans right down to a tiny stalk and tried to make a dent into the tomatoes. They've also striped all the leaves ...
by Mudpuppy
Sat Apr 27, 2013 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Gardening, the new year
Replies: 52
Views: 3812

Re: Is there any way to minimize loses in my situation?

Edit: I see you already went ahead and spent the credit, so I guess this is a moot issue. Post deleted.
by Mudpuppy
Sat Apr 27, 2013 4:31 pm
 
Forum: Personal Consumer Issues
Topic: Is there any way to minimize loses in my situation?
Replies: 17
Views: 1632

Re: Battle of he said she said with landlord

To make matters worse, the lease renewal specified the month-to-month rate if he had decided not to renew his lease. But his landlord is also saying that that month-to-month rate will also be higher because that was something he had to opt-in to . So basically they are arguing because he did not in...
by Mudpuppy
Sat Apr 27, 2013 4:28 pm
 
Forum: Personal Consumer Issues
Topic: Battle of he said she said with landlord
Replies: 20
Views: 1965

Re: identity theft using prepaid debit card

She should get a police report filed, if at the very least to help protect herself against any future backlash from the rightful owners of the money on the cards.
by Mudpuppy
Sat Apr 27, 2013 3:56 pm
 
Forum: Personal Consumer Issues
Topic: identity theft using prepaid debit card
Replies: 10
Views: 889

Re: Food Costs

We're well aware that a vegetarian lifestyle is cheaper, thanks to all who recommended that but we're not going to switch to a meatless diet. You might try one dinner a month meatless. I think you will be surprised at how good this can taste. Well, I'd rather eat more than just a large bowl of vege...
by Mudpuppy
Thu Apr 25, 2013 11:56 pm
 
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 9447

Re: Laundry Detergent Issues

I used to use Arm & Hammer fragrance free liquid and never had any bleach-like spots from it. I switched over to All Free & Clear simply because it's easier to find. It was getting very difficult to find the fragrance free Arm & Hammer locally.
by Mudpuppy
Tue Apr 23, 2013 11:47 pm
 
Forum: Personal Consumer Issues
Topic: Laundry Detergent Issues
Replies: 71
Views: 3944

Re: repair car after collision or junk it?

You'd be amazed at what finding a reputable body shop will do to a repair estimate. I just needed a quarter panel repainted and a small ding taken out after flying debris on the roadway hit that quarter panel and took out a large chunk of paint. Two shops wanted to take off the whole side, replace t...
by Mudpuppy
Tue Apr 23, 2013 1:50 pm
 
Forum: Personal Consumer Issues
Topic: repair car after collision or junk it?
Replies: 13
Views: 844

Re: I miss sscritic

If he is on a vacation with his family, I'm pretty sure emails (including email notifications of PMs) will go unread and unanswered until he returns. And that's perfectly okay to focus on vacation instead of staying constantly connected to the Internet. In fact, my crusty old Unix curmudgeon side mi...
by Mudpuppy
Tue Apr 23, 2013 1:40 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: I miss sscritic
Replies: 29
Views: 5227
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