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Re: "I've had it" at work - how often

I was going to post a thread like this, except in my case I've identified the cause as a complete lack of work/life balance. I have no life left. Work has consumed my life. I even wake up most days and the first thought is what fire I'm going to have to put out at work that day. I go to bed making s...
by Mudpuppy
Mon Oct 20, 2014 1:01 am
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 148
Views: 10719

Re: Windows XP

I only use XP in a virtual machine for random web browsing. It's more because I don't have the time to create a new VM with Win7/8 just for random web browsing, and I can just restore from a known-good point and set the VM to non-persistent mode if I really get hit by something nasty. So I wouldn't ...
by Mudpuppy
Sun Oct 19, 2014 9:47 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP
Replies: 41
Views: 1762

Re: Buying a house without a realtor

I'd suggest looking into securing the services of a rebating Realtor, which will give back a portion of the buying agent commission. I just went through this in Michigan and felt he was worth the money at 1.5% commission, while I got 1.5% back. I went with this option as well. It was a local real e...
by Mudpuppy
Sun Oct 19, 2014 9:44 pm
 
Forum: Personal Consumer Issues
Topic: Buying a house without a realtor
Replies: 43
Views: 2690

Re: Weird problem with a bank website: Chrome or Win8 (I thi

Chrome browser had a recent auto-update (couple weeks ago?) which broke it (super slow on some aspects) on my computer. Internet explorer still worked properly so that is a good test to try. It ended up that turning hardware accel off in the chrome tools advanced menu fixed it. I do have an older N...
by Mudpuppy
Sun Oct 19, 2014 9:23 pm
 
Forum: Personal Consumer Issues
Topic: Weird problem with a bank website: Chrome or Win8 (I think)
Replies: 7
Views: 524

Re: Mold in dishwasher

A good way to clean: Put a cup full of white vinegar face up and run a cycle on the hottest setting. Should eliminate any remaining, unseen, mold. I have read this online. How do you keep the cup face up with all the tines on the racks? I have read to put it on the top rack but frankly no room for ...
by Mudpuppy
Sun Oct 19, 2014 8:53 pm
 
Forum: Personal Consumer Issues
Topic: Mold in dishwasher
Replies: 14
Views: 1070

Re: advice on a surface pro 3

Are there unresolved wifi issues? My research has led me to think this happens. Any thought on i3 vs i5? I would use it only for MS office. Work environment. Haven't had any WiFi issues caused by the Surface since the firmware updates from a couple of months ago (I have had wifi issues caused by my...
by Mudpuppy
Sun Oct 19, 2014 2:12 pm
 
Forum: Personal Consumer Issues
Topic: advice on a surface pro 3
Replies: 28
Views: 2518

Re: Airline carry on limits

I've concluded that your carry-on backpack method is the way to go Sounds tempting, but I'm 65 with foot and back problems so I will stick with the rolling suit case. I remember in my 20's spending 2 years traveling around the world with a back pack. Those were the days. Something to consider: woul...
by Mudpuppy
Sun Oct 19, 2014 3:46 am
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 2901

Re: advice on a surface pro 3

I was all set to buy an i5, but then today i read on the forums that these tablets are unreliable and can "hang", need hard resets, and even have serious wifi issues. Those never happen on my iPad. Disappointed. I've had the Pro 3 since mid-summer. Reliability issues were mostly in the fi...
by Mudpuppy
Sun Oct 19, 2014 2:29 am
 
Forum: Personal Consumer Issues
Topic: advice on a surface pro 3
Replies: 28
Views: 2518

Re: Four credit cards hacked in a 2 month period

Poorly done biometrics are trivially easy to bypass. Just look how quickly people posted ways to fool said Samsung and iPhone fingerprint readers. It's a grand idea, but one that is very hard to get right. And poor biometrics are good for nothing except making people *think* they're more secure, whi...
by Mudpuppy
Thu Oct 09, 2014 10:10 am
 
Forum: Personal Consumer Issues
Topic: Four credit cards hacked in a 2 month period
Replies: 14
Views: 1476

Re: Four credit cards hacked in a 2 month period

If you really want to track this down, you have to start asking what she does with her cards (e.g. online shopping, places visited, etc.) that you don't tend to do with your cards. Also look for activities that all four cards have in common, like all were used to purchase items from xyz retailer. Al...
by Mudpuppy
Wed Oct 08, 2014 10:27 pm
 
Forum: Personal Consumer Issues
Topic: Four credit cards hacked in a 2 month period
Replies: 14
Views: 1476

Re: Private Student Loan attacks after 7 years

Unpaid delinquent debt can be an issue if you ever want to get a security clearance. Lots of government jobs require that. http://www.insidearm.com/daily/collections-jobs-news/accounts-receivable-jobs/delinquent-consumer-debt-leading-cause-for-security-clearance-denials/ Usually, security clearance...
by Mudpuppy
Wed Oct 08, 2014 10:35 am
 
Forum: Personal Consumer Issues
Topic: Private Student Loan attacks after 7 years
Replies: 34
Views: 2415

Re: Post disappeared before being posted

Sometimes (not all that rare), I click "Submit" and the post is still there - and I have to click "Submit" a second time - then it posts ok. I have not seen any pattern to when this happens, nor am I aware of anything different that I am doing (or not doing). The very frustratin...
by Mudpuppy
Wed Oct 08, 2014 10:26 am
 
Forum: Forum Issues and Administration
Topic: Post disappeared before being posted
Replies: 20
Views: 1242

Re: Identity theft?

At the risk of sounding repetitive, give Transunion more than two weekend days to fix it. Once it is fixed, then freeze your credit.
by Mudpuppy
Sun Oct 05, 2014 6:24 pm
 
Forum: Personal Consumer Issues
Topic: Identity theft?
Replies: 10
Views: 1248

Re: How long before disputing a charge on my Visa?

After I canceled prime, it started taking Amazon a week or two to ship items with their "super saver" shipping option. Before prime, I never remember it taking that long. At some point they changed things, and they do not get my business anymore. Before I had Prime, I noticed this sort of...
by Mudpuppy
Sun Oct 05, 2014 2:16 pm
 
Forum: Personal Consumer Issues
Topic: How long before disputing a charge on my Visa?
Replies: 20
Views: 1446

Re: How long before disputing a charge on my Visa?

Charging a credit card before shipping is against both Visa and MC policies unless the customer explicitly agrees to it. There's no indication that the item wasn't shipped. I've had items take a week and a half to make it from Georgia to California by ground shipping in the recent past. I've also h...
by Mudpuppy
Sun Oct 05, 2014 2:11 pm
 
Forum: Personal Consumer Issues
Topic: How long before disputing a charge on my Visa?
Replies: 20
Views: 1446

Re: Identity theft?

Does anyone know if freezing your credit affects having false inquires expunged? If it's a glitch on Transunion's end, I would just sit tight and let Transunion fix the glitch before freezing anything. It's very likely NOT identity theft, so there's no reason to rush towards freezing your credit in...
by Mudpuppy
Sun Oct 05, 2014 2:04 pm
 
Forum: Personal Consumer Issues
Topic: Identity theft?
Replies: 10
Views: 1248

Re: Identity theft?

Lordie, that FatWallet thread reminds me how nice it is to have a well-moderated forum like Bogleheads. The amount of leaping to unsupported conclusions and calls for lawsuits over there is... well, astounding. It really makes me appreciate the more level-headed atmosphere of the Boglehead community...
by Mudpuppy
Sun Oct 05, 2014 2:21 am
 
Forum: Personal Consumer Issues
Topic: Identity theft?
Replies: 10
Views: 1248

Re: Identity theft?

From the blog post given, this does not appear to originate with CommonBond. In other words, an identity thief did not try to open a student loan in your name. This appears to have originated either within Transunion or somewhere between Transunion and CommonBond. It sounds more like a software or d...
by Mudpuppy
Sat Oct 04, 2014 10:29 pm
 
Forum: Personal Consumer Issues
Topic: Identity theft?
Replies: 10
Views: 1248

Re: How long before disputing a charge on my Visa?

One week is too soon to file a dispute IMHO. If they ground shipped from across the country (something you rarely experience with Amazon since they have warehouses all over the country), then it can take a week to get to you. It could take even longer if they used one of those hybrid ground shipping...
by Mudpuppy
Sat Oct 04, 2014 9:37 pm
 
Forum: Personal Consumer Issues
Topic: How long before disputing a charge on my Visa?
Replies: 20
Views: 1446

Re: manipulating Amazon reviews

I do pay attention to the 1 star reviews, particularly for anything that has a counterfeit market. I've gotten several counterfeit smartphone accessories when trying to purchase through Amazon before I paid more attention to the reviews (and to the age of the "fulfilled by Amazon" vendor)....
by Mudpuppy
Sat Oct 04, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: manipulating Amazon reviews
Replies: 33
Views: 2914

Re: Deadly airbag recall

For those, like myself, that are not a fan of NYT's requirement to sign-in to view most articles, here is a link to the National Highway Traffic Safety Administration page, which lists the known affected cars by manufacturer: http://www.safercar.gov/Vehicle+Owners/NHTSA-statement-on-takata-air-bags ...
by Mudpuppy
Sat Oct 04, 2014 6:21 pm
 
Forum: Personal Consumer Issues
Topic: Deadly airbag recall
Replies: 3
Views: 573

Re: is a 1920 x 1200 monitor worth it?

It really does depend on what you're wanting to do with your monitor. For coding and large spreadsheets, I love having the additional space of my 1920x1200 monitors. Usually these monitors are a higher quality panel technology too, which means they're great for any sort of photo or video manipulatio...
by Mudpuppy
Fri Oct 03, 2014 12:38 pm
 
Forum: Personal Consumer Issues
Topic: is a 1920 x 1200 monitor worth it?
Replies: 15
Views: 832

Re: Where to start work as an engineering major?

Don't go with what your friends do. Go with what you want to do. If it happens to align with your friends, that's just a bonus. You'll be miserable if you don't figure out what you want to do. So stop listening to your friends and start a little introspection. What is fulfilling for me and your frie...
by Mudpuppy
Mon Sep 29, 2014 3:20 am
 
Forum: Personal Consumer Issues
Topic: Where to start work as an engineering major?
Replies: 32
Views: 2801

Re: Obese airline passenger

There is an action that could be taken, unfortunately, it is too late for that action. As already mentioned, when confronted with such situations in the future, complain to a flight attendant and see if you can get another seat. You can try sending a complaint to the airline now. I doubt you will ge...
by Mudpuppy
Sun Sep 28, 2014 11:00 pm
 
Forum: Personal Consumer Issues
Topic: Obese airline passenger
Replies: 62
Views: 4856

Re: finding the leak(s) in underground sprinkler system

I don't know how a company goes about troubleshooting the leaks or how much it will cost, because I've always repaired these myself as a homeowner. I just dig up the suspect area and visually inspect the pipe until the break is found. It's always been pretty obvious. If one doesn't know where the pi...
by Mudpuppy
Sun Sep 28, 2014 10:49 pm
 
Forum: Personal Consumer Issues
Topic: finding the leak(s) in underground sprinkler system
Replies: 5
Views: 639

Re: "Shellshock" vulnerability for Linux based systems

I understand the responses that the attack only enables a shell running at the same privileges of the web server, and so on. But I can also understand why some people find even that prospect to be troublesome. This would allow an unauthenticated person to obtain a user shell. There are many known us...
by Mudpuppy
Sun Sep 28, 2014 7:13 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 62
Views: 3022

Re: Online privacy and smartphones

It really astonishes me how much people are allowing their privacy to be invaded. 1984 is here, just a little late. Recording cameras everywhere (I'm on candid camera in my yard, let alone public places, due to the neighbor's outside cameras), all telephone calls recorded, all Internet traffic reco...
by Mudpuppy
Sun Sep 28, 2014 2:38 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1352

Re: Time to go back to cash and ditch the Credit Card?

There are several studies that show that people using credit cards spend much more than those using cash. I wonder... there was a study recently that concluded that people who take vitamins are healthier, not because of the vitamins, but because they're the sort of people who take vitamins. Perhaps...
by Mudpuppy
Sat Sep 27, 2014 11:20 pm
 
Forum: Personal Consumer Issues
Topic: Time to go back to cash and ditch the Credit Card?
Replies: 39
Views: 3287

Re: Rewards credit card advice

Kind of a "reward" but a few credit cards are offering your FICO score for free on top of the monthly statements. I believe Barclay card and Discover do this. One can always view a credit report for free but it won't have the numerical FICO score without paying. Credit Karma .com will giv...
by Mudpuppy
Sat Sep 27, 2014 10:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Rewards credit card advice
Replies: 66
Views: 46420

Re: Time to go back to cash and ditch the Credit Card?

The second time was a real pain in the neck . The fraudster used it about 30 times ordering all sorts of baloney - women's shoes, NASCAR DVDs, Netflix subscriptions etc etc. Lots of stuff I didn't order ended up being delivered to my house. Does someone not like you? I can't see how any crook would...
by Mudpuppy
Sat Sep 27, 2014 10:07 pm
 
Forum: Personal Consumer Issues
Topic: Time to go back to cash and ditch the Credit Card?
Replies: 39
Views: 3287

Re: Online privacy and smartphones

My policy is to not install an app that is asking for too many permissions and to not allow apps to auto-update, as many apps use that to add "permission bloat" more often than to fix exploitable bugs. So now I have an old version of the Withings Health app that won't display certain data ...
by Mudpuppy
Sat Sep 27, 2014 6:13 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1352

Re: 7 safety tips from hackers

There are two things the attacker can't fake (i.e. browser protections kick in): 1) requesting https://www.citi.com and 2) having a "lock" icon next to a URL bar that includes http://www.citi.com. So all hope is not lost. Absent a VPN which might be too much for her, grandma can protect h...
by Mudpuppy
Sat Sep 27, 2014 6:02 pm
 
Forum: Personal Consumer Issues
Topic: 7 safety tips from hackers
Replies: 14
Views: 2674

Re: 7 safety tips from hackers

Hiding your SSID is fine, that way when others scan they won't see it and then won't be able to want to hack it. Once you key the SSID into your Wifi settings and connect and mark it as default your machine no longer needs to scan for it, there is another option whether to attempt to connect whethe...
by Mudpuppy
Sat Sep 27, 2014 5:53 pm
 
Forum: Personal Consumer Issues
Topic: 7 safety tips from hackers
Replies: 14
Views: 2674

Re: "Shellshock" vulnerability for Linux based systems

This is just the latest in what will be an inevitable string of bugs that can be exploited for malicious purposes, which is only going to become more common as people become aware of the fact that our "Internet of things" was always our "Internet of exploitable things". The best ...
by Mudpuppy
Sat Sep 27, 2014 5:36 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 62
Views: 3022

Re: operating cost of this forum

humm. how to delete a duplicate post? As an FYI for the future, only the last post in the thread can be deleted by the person who posted it (any post in the thread can be deleted by the moderators). So editing to say something akin to "duplicate - deleted" or contacting the moderators to ...
by Mudpuppy
Fri Sep 26, 2014 12:05 pm
 
Forum: Forum Issues and Administration
Topic: operating cost of this forum
Replies: 42
Views: 5549

Re: operating cost of this forum

The internet connection is a tricky one. I have combined FiOS TV and 30 MB/sec internet, so I'm not sure what I pay for the internet alone, maybe $50 a month. But the Bogleheads server needs both higher bandwidth to handle hundreds of transactions at once, plus it's going on full blast at least 16 ...
by Mudpuppy
Thu Sep 25, 2014 12:02 pm
 
Forum: Forum Issues and Administration
Topic: operating cost of this forum
Replies: 42
Views: 5549

Re: How long for landlord to repair his house after I move o

Agree that the amount is not worth pursuing it in small claims. On the other hand, if I can deal with it over email/certified mail it in the spare time I have every day it may be worth it. Also want to make sure that I am acting in good faith. Then follow your rights in California Civil Code Sectio...
by Mudpuppy
Tue Sep 23, 2014 11:50 am
 
Forum: Personal Consumer Issues
Topic: How long for landlord to repair his house after I move out?
Replies: 23
Views: 1502

Re: How long for landlord to repair his house after I move o

I believe what he has done so far is ok, and I am basing it on this: http://www.dca.ca.gov/publications/landlordbook/sec-deposit.shtml He gave me an estimate of what he thought it would cost for the repair within the 21 days, and returned the rest. My question is that there must still be a time lim...
by Mudpuppy
Mon Sep 22, 2014 11:53 pm
 
Forum: Personal Consumer Issues
Topic: How long for landlord to repair his house after I move out?
Replies: 23
Views: 1502

Re: Blood work for cats

When my semi-feral cat had to get a feline dental cleaning a few months back, the cleaning plus pulling the bad teeth and getting antibiotics ran under $200. I'm not sure why just a cleaning would cost $500-600, even in a more expensive area and even with pre-op labs. I can't recall cleanings going...
by Mudpuppy
Mon Sep 22, 2014 11:45 am
 
Forum: Personal Consumer Issues
Topic: Blood work for cats
Replies: 40
Views: 2544

Re: Purchasing a new mattress

My personal approach was to get a standard firm mattress and then make my own "pillow top" by putting on a thick layer of memory foam and a thick fiber-filled mattress topper. That way, when the foam and fiber toppers compress, I can swap them out for far less than buying a new mattress.
by Mudpuppy
Sun Sep 21, 2014 11:52 pm
 
Forum: Personal Consumer Issues
Topic: Purchasing a new mattress
Replies: 5
Views: 568

Re: Blood work for cats

When my semi-feral cat had to get a feline dental cleaning a few months back, the cleaning plus pulling the bad teeth and getting antibiotics ran under $200. I'm not sure why just a cleaning would cost $500-600, even in a more expensive area and even with pre-op labs. I can't recall cleanings going ...
by Mudpuppy
Sun Sep 21, 2014 10:57 pm
 
Forum: Personal Consumer Issues
Topic: Blood work for cats
Replies: 40
Views: 2544

Re: Blood work for cats

I see that both veterinarians chiming into this thread have mentioned how cats can't tell us what is wrong or how owners are unobservant. Perhaps I should qualify my experience (no routine bloodwork at annual exams) with a note that my veterinarian knows I weigh the cats on a regular basis and that ...
by Mudpuppy
Sun Sep 21, 2014 7:40 pm
 
Forum: Personal Consumer Issues
Topic: Blood work for cats
Replies: 40
Views: 2544

Re: Blood work for cats

I have two 15 year old cats and the vet only runs bloodwork if there is some other symptom going on. Unexplained weight loss has happened to both of them in the past couple of years, so both have had bloodwork to diagnose those issues, but they don't get bloodwork with their routine annual exams. On...
by Mudpuppy
Sun Sep 21, 2014 7:13 pm
 
Forum: Personal Consumer Issues
Topic: Blood work for cats
Replies: 40
Views: 2544

Re: pet tags?

This is my house rule: the cat can be as unhappy as he or she wants, but he or she still won't get anything unless the human allows it. Cats may not be as pack-oriented as dogs, but they do recognize the concept of a pecking order, and you want to be at the top of that order. So let the cat panic wh...
by Mudpuppy
Sat Sep 20, 2014 7:08 pm
 
Forum: Personal Consumer Issues
Topic: pet tags?
Replies: 8
Views: 664

Re: Engineered Hardwood

If the underside of the engineered wood flooring is pressboard, then you're buying at the low end of the market. The better quality engineered flooring has 5 or 7 layer plywood. If you look at the edge of the board and can only see 2 or 3 layers and one of them is very thick, then it's the less exp...
by Mudpuppy
Sat Sep 20, 2014 6:50 pm
 
Forum: Personal Consumer Issues
Topic: Engineered Hardwood
Replies: 13
Views: 1178

Re: I Tunes updates

Most likely was the iPad that got iTunes on your PC. I haven't fiddled with Quicktime on Windows 8.1 yet, but the last time I installed Quicktime on Win7, it kept pestering me to get iTunes too. So either one of them could be the source of the pestering. My experience is Apple will keep relentlessly...
by Mudpuppy
Sat Sep 20, 2014 6:39 pm
 
Forum: Personal Consumer Issues
Topic: I Tunes updates
Replies: 5
Views: 582

Re: Engineered Hardwood

Can anyone speak on the durability? I have engineered hardwood in my family room and living room. The veneer is oak and supposedly the veneer was pretreated with a scratch resistant coating. The underside is some sort of press-board. I had it glued down as I hate the feel of a floating floor. It ge...
by Mudpuppy
Sat Sep 20, 2014 5:04 pm
 
Forum: Personal Consumer Issues
Topic: Engineered Hardwood
Replies: 13
Views: 1178

Re: Engineered Hardwood

As the others have already said, laminate is not the same as engineered hardwood. If the flooring store is telling you it's the same, find another store ASAP. If you have small children still spilling things all over the place, then I would not go with laminate or engineered hardwood. Since the floo...
by Mudpuppy
Sat Sep 20, 2014 2:57 pm
 
Forum: Personal Consumer Issues
Topic: Engineered Hardwood
Replies: 13
Views: 1178

Re: I Tunes updates

If you never went into Services after installing iTunes/Quicktime and disabled the Apple services, then some small component of iTunes is always running when your computer is on. Apple installs these services to "improve" the discovery of your iPod/iPhone when it's hooked up to USB on the ...
by Mudpuppy
Sat Sep 20, 2014 2:49 pm
 
Forum: Personal Consumer Issues
Topic: I Tunes updates
Replies: 5
Views: 582

Re: pet tags?

Same as rixer, with the added note that Petsmart has the same machines. Also, since this is a cat, a break-away collar is an absolute must. In fact, if this is going to be an indoor-only cat (which I would highly recommend), I'd skip the collar entirely and just get the cat microchipped. On the off ...
by Mudpuppy
Sat Sep 20, 2014 2:33 pm
 
Forum: Personal Consumer Issues
Topic: pet tags?
Replies: 8
Views: 664
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