Search found 257 matches

Return to advanced search

Re: Best tires for Honda Odyssey EX-L 2011?

While I generally like Michelins, I was underwhelmed with the stock tires on my wife's 2011 Odyssey Touring (Michelin Primacy MXV4); this tire's forte seemed to be straight-line dry handling. It also wore out fairly quickly which I suspect to be partly due to the weight of the vehicle. Did a lot of...
by Mrxyz
Mon Apr 21, 2014 8:57 am
 
Forum: Personal Consumer Issues
Topic: Best tires for Honda Odyssey EX-L 2011?
Replies: 14
Views: 748

Best tires for Honda Odyssey EX-L 2011?

Hi

I need new tires for Honda Odyssey 2011 and have looked at tiresdirect, tirerack, sears, walmart and Ody forums for information. Any bogleheads with recommendations? Suggestions on where to buy them?

Thanks
by Mrxyz
Sun Apr 20, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Best tires for Honda Odyssey EX-L 2011?
Replies: 14
Views: 748

Re: First Trip to India

Take OTC meds with you - motrin, tylenol,imodium - for diarrhea esp ETEC. Drink only bottled water I would be pretty cautious about eating street foods unless you are sure its cooked AND stored properly Don't forget typhoid vaccination and malaria prophylaxis keep copies of passport in multiple loca...
by Mrxyz
Tue Apr 08, 2014 3:20 pm
 
Forum: Personal Consumer Issues
Topic: First Trip to India
Replies: 47
Views: 3626

Re: And suddenly, I'm done...

And now comes a difficult time --- not doing anything - not listening to noise - not following the market - not listening to others asking you to invest in stuff etc....... Fairly boring but difficult to stay on course and follow your ISP.
by Mrxyz
Thu Apr 03, 2014 9:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: And suddenly, I'm done...
Replies: 24
Views: 4968

Re: those with basements

I may have to disagree with placing moisture barriers. And there are plenty of articles to back this up including buildingscience.com. It is important to resolve moisture issue first as the barrier simply keeps/ stores moisture on one side of the barrier and does nothing to resolve it.
by Mrxyz
Thu Mar 27, 2014 3:16 pm
 
Forum: Personal Consumer Issues
Topic: those with basements
Replies: 17
Views: 1979

Re: Anyone overbalance like the Finance Buff?

I don't understand this as much as I would like to...... But what is the difference between overbalancing and market timing? Maybe better rationale to do it? It is not market timing if you have 'good' reasons to do it or you place those 'good' reasons in your ISP to justify it.
Thanks
by Mrxyz
Thu Mar 27, 2014 1:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone overbalance like the Finance Buff?
Replies: 33
Views: 2445

Re: those with basements

Yes, there should be your local county and/ or city codes to follow.
Use something like Tyroc as a subfloor and look up http://www.buildingscience.com/ website ( http://www.buildingscience.com/document ... -basements) which explains more about insulation and basements.
by Mrxyz
Wed Mar 26, 2014 8:36 pm
 
Forum: Personal Consumer Issues
Topic: those with basements
Replies: 17
Views: 1979

Re: House flipping investing - Am I wrong or what? Please ad

Hmm... since your prior post was in March of 2013 with the same pitch... but then being 50K ... I can only summise that, in fact, you are trying to be the pitch-man for this to a group of (rubes) and that you are trying to use this board to "give credance" to them..... unfotunately, you a...
by Mrxyz
Sun Mar 16, 2014 3:01 am
 
Forum: Personal Finance (Not Investing)
Topic: House flipping investing - Am I wrong or what? Please advice
Replies: 21
Views: 2344

Re: House flipping investing - Am I wrong or what? Please ad

6K? That won't even get me a small bathroom remodel in the Bay Area... The total cost of remodel is way higher than $6k. My part is only $6K. Here is how I would analyze lending to such a venture: Say you lend some risky venture $10,000. They pay you annual interest. Let's say $2,000 per year or 20...
by Mrxyz
Fri Mar 14, 2014 3:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: House flipping investing - Am I wrong or what? Please advice
Replies: 21
Views: 2344

House flipping investing - Am I wrong or what? Please advice

Hi, An associate of mine has a house flipping business with one other partner. They are in a Midwest city with very rapid expansion and they are flipping houses at a rate of 1 / month approximately. They get their financing for the remodeling from a private investor who charges 16% pa interest and m...
by Mrxyz
Thu Mar 13, 2014 11:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: House flipping investing - Am I wrong or what? Please advice
Replies: 21
Views: 2344

Re: Is 529 plans that bad? [White Coat Investor article]

It's not that good 529 plans are bad. It is that investing tax-efficiently in a taxable account is rather good. One could also blog about how investing in high-fee accounts tax inefficiently is worse than investing in a low-fee account tax efficiently. But how do I figure out if moving funds to tax...
by Mrxyz
Mon Mar 10, 2014 9:52 pm
 
Forum: Investing - Theory, News & General
Topic: Is 529 plans that bad? [White Coat Investor article]
Replies: 35
Views: 2178

Re: Is 529 plans that bad? [White Coat Investor article]

I am not sure why they would be bad??
I get 6% state tax deduction up to $6000 per child per year.
I use the Utah plan which is rated quite high
What did I miss?
by Mrxyz
Mon Mar 10, 2014 9:42 pm
 
Forum: Investing - Theory, News & General
Topic: Is 529 plans that bad? [White Coat Investor article]
Replies: 35
Views: 2178

Re: Emergency fund tiers?

There are lots of prior threads on emergency funds on this forum. You can search for them by using the search option on the right top corner of screen. Also look up the wiki on emergency funds. I've done both. Searching through them on a phbb forum is arduous to find the details that match. Again m...
by Mrxyz
Fri Mar 07, 2014 5:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: Emergency fund tiers?
Replies: 24
Views: 1298

Re: Emergency fund tiers?

There are lots of prior threads on emergency funds on this forum. You can search for them by using the search option on the right top corner of screen. Also look up the wiki on emergency funds. I bonds are a good option to consider also. I am not sure about floating rate fund and let someone else co...
by Mrxyz
Fri Mar 07, 2014 4:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Emergency fund tiers?
Replies: 24
Views: 1298

Re: Best car tire air pump?

Hi Many years ago, I used to have a car charger powered car tire air pump which broke within weeks. I wonder if you have any recent recommendations please. Thanks I just buy one for each car, so I always have a spare and I have a foot pump for the bikes. I have a pancake compressor for air tools, b...
by Mrxyz
Thu Feb 27, 2014 4:40 pm
 
Forum: Personal Consumer Issues
Topic: Best car tire air pump?
Replies: 17
Views: 1194

Best car tire air pump?

Hi

Many years ago, I used to have a car charger powered car tire air pump which broke within weeks.
I wonder if you have any recent recommendations please.
Thanks
by Mrxyz
Tue Feb 25, 2014 5:29 pm
 
Forum: Personal Consumer Issues
Topic: Best car tire air pump?
Replies: 17
Views: 1194

Re: Would you invest an emergency fund?

I keep 50% in the bank and 50% in I Bonds. +1 I bond - avoid state taxes, liquid after one year, can be used for educational purposes (have to be in parent's name to be used for children), buy 10G per SS# per year - so may take time to build up E fund. (Also, there are plenty of interesting threads...
by Mrxyz
Fri Feb 21, 2014 2:23 pm
 
Forum: Investing - Theory, News & General
Topic: Would you invest an emergency fund?
Replies: 30
Views: 2161

Re: Physician FICA return tax implications

southerndoc wrote:Was the 1099-INT attached with the payment? I was expecting to get a 1099-INT but haven't received one yet. Guess I need to dig through the original paperwork to see if it's there.


Yes, I got the 1099 INT which is what I need to file. The corrected W2 are not 'used' for filing 2013 taxes.
by Mrxyz
Fri Feb 21, 2014 1:55 pm
 
Forum: Personal Consumer Issues
Topic: Physician FICA return tax implications
Replies: 7
Views: 699

Re: REITs in taxable

Yes, Doc, a little more explanation needed. http://whitecoatinvestor.com/asset-location-bonds-go-in-taxable/ I'm not trying to dissuade people from using munis in taxable, but the calculation in EmergDoc's blog is a a poor way of making the case for it. In his example, you have stocks returning 8%/...
by Mrxyz
Wed Feb 19, 2014 3:17 pm
 
Forum: Investing - Theory, News & General
Topic: REITs in taxable
Replies: 37
Views: 2036

Re: Nice couches are pricey, where I can get them for less?

We just bought 2 leather recliners at Costco for $ 399 and if my spouse would have let me, I would have bought the couch to go with it as well. These are the most comfortable chairs I have sat in ( We have worked with interior decorators, design stores, gone to furniture stores etc sat in the chair...
by Mrxyz
Mon Feb 17, 2014 5:56 pm
 
Forum: Personal Consumer Issues
Topic: Nice couches are pricey, where I can get them for less?
Replies: 43
Views: 3133

Re: Son's I bond redeemed and received 1099 INT

Also look at IRS Pub 17. Directing someone who may not be very experienced with tax issues to a 288 page IRS document can't be all that helpful. I have done my taxes for years and the pub 17 is quite easy to read but difficult to interpret at one particular aspect. There are flow charts which also ...
by Mrxyz
Mon Feb 17, 2014 12:07 am
 
Forum: Personal Consumer Issues
Topic: Son's I bond redeemed and received 1099 INT
Replies: 13
Views: 978

Re: Son's I bond redeemed and received 1099 INT

THANKS TO ALL FOR YOUR PROMPT AND PERFECT HELP !
by Mrxyz
Sun Feb 16, 2014 5:12 pm
 
Forum: Personal Consumer Issues
Topic: Son's I bond redeemed and received 1099 INT
Replies: 13
Views: 978

Re: Son's I bond redeemed and received 1099 INT

How do I find out if a child is required to file or not? Read the paragraph above the one you just read. Or read the other publications mentioned. Here is the relevant part. Single dependents—Were you either age 65 or older or blind? No. You must file a return if any of the following apply. • Your ...
by Mrxyz
Sun Feb 16, 2014 2:53 pm
 
Forum: Personal Consumer Issues
Topic: Son's I bond redeemed and received 1099 INT
Replies: 13
Views: 978

Re: Son's I bond redeemed and received 1099 INT

The answer you posted a link to was correct. a part of your child's 2013 unearned income may be taxed at the parent's tax rate. This may happen if all of the following are true: The child had more than $2,000 of unearned income. The child is required to file a tax return. The child was under age 18...
by Mrxyz
Sun Feb 16, 2014 1:53 pm
 
Forum: Personal Consumer Issues
Topic: Son's I bond redeemed and received 1099 INT
Replies: 13
Views: 978

Son's I bond redeemed and received 1099 INT

Hi, We redeemed my 11 year son's I bond and received a 1099INT for 2013 for interest of $156. Does he have to file taxes on it or does it get included with my taxes? Turbotax help link says no - https://ttlc.intuit.com/questions/2090483-my-son-13-years-old-sold-some-us-savings-bonds But I wanted to ...
by Mrxyz
Sun Feb 16, 2014 1:02 pm
 
Forum: Personal Consumer Issues
Topic: Son's I bond redeemed and received 1099 INT
Replies: 13
Views: 978

Re: Physician FICA return tax implications

I assume you got your refund plus interest, and these are just the corrected W-2. Did you read this thread? http://www.bogleheads.org/forum/viewtopic.php?t=64219 It doesn't concern me, but from what I looked over, the refund of the FICA is not taxed again as it was taxed before (when you work, FICA...
by Mrxyz
Sun Feb 16, 2014 12:47 pm
 
Forum: Personal Consumer Issues
Topic: Physician FICA return tax implications
Replies: 7
Views: 699

Re: New Book - White Coat Investor

Congratulation!! Awesome job!
by Mrxyz
Sun Feb 16, 2014 10:57 am
 
Forum: Investing - Theory, News & General
Topic: New Book - White Coat Investor
Replies: 19
Views: 3036

Physician FICA return tax implications

Hi My wife received FICA returns for years 1994-1998. They sent me corrected W-2 for those years which states that the Social security and Medicare wages were previously reported as x amount are now corrected to zero amount. My impression is that we have to pay taxes on these but I am not sure how t...
by Mrxyz
Sun Feb 16, 2014 1:08 am
 
Forum: Personal Consumer Issues
Topic: Physician FICA return tax implications
Replies: 7
Views: 699

Re: Bonds in Taxable??

Most Bogleheads still keep stocks in taxable - http://www.bogleheads.org/forum/viewtopic.php?f=1&t=132582&p=1953272 You could run the numbers yourself to find out which would be best for you. If the numbers are confusing, you could post more info and I'm sure someone would be happy to help ...
by Mrxyz
Thu Feb 13, 2014 3:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Bonds in Taxable??
Replies: 8
Views: 790

Re: Bonds in Taxable??

Thanks for the response. I appreciate it.

Any thoughts on the 'Trade Spaces' recommendation by tfb?
by Mrxyz
Thu Feb 13, 2014 2:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Bonds in Taxable??
Replies: 8
Views: 790

Bonds in Taxable??

Hi So I am 20 yrs to retirement, with 3 fund portfolio with Efund in Ibonds and everything (I thought) was properly placed. I rebalance once a year mainly, by buying funds with new money. Recently, I read the wiki which lists the pros and cons of bonds in taxable, the whitecoatinvestor site which ta...
by Mrxyz
Wed Feb 12, 2014 1:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Bonds in Taxable??
Replies: 8
Views: 790

Re: Strapping down furniture

Consider placing a long screw through the backing of the furniture (if possible) and into the wall stud behind which will make the furniture very secure and not tip over. Pre-drill with a long drill bit which is slightly smaller than the screw will help the screw sink in easier.
Hope this helps.
by Mrxyz
Sat Feb 08, 2014 8:23 pm
 
Forum: Personal Consumer Issues
Topic: Strapping down furniture
Replies: 5
Views: 761

Re: Resident physician wanting to get started

Hi there, I am not an expert but thought I can recommend a few things; Look up http://www.whitecoatinvestor.com which is a wonderful resource for physician especially information on student loans and a reality check on how physicians should 'behave' in the first few years after training is complete....
by Mrxyz
Fri Jan 31, 2014 5:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Resident physician wanting to get started
Replies: 12
Views: 1312

What defines a "Boglehead"? What makes a "Boglehead"?

So I am a Boglehead mainly due to my (now changed) personal financial planning and also, partly due to other (roughly) frugal and efficient/appropriate lifestyle. I am proud to be a Boglehead and very happy!! What do other forum members think about this? Is there anything else I need to add......any...
by Mrxyz
Sun Jan 26, 2014 2:53 am
 
Forum: Investing - Theory, News & General
Topic: What defines a "Boglehead"? What makes a "Boglehead"?
Replies: 5
Views: 478

[What is] wrong with Treasury Direct website?

I had something similar happen, the OTP code takes forever to get to my email - around 10 min or so. Why? I don't know.
by Mrxyz
Sat Jan 25, 2014 4:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: [What is] wrong with Treasury Direct website?
Replies: 79
Views: 4724

Re: Finished Basement Ideas

Look up Tyroc subfloor - similar to dricore but has no wood parts and is waterproof.
by Mrxyz
Thu Jan 16, 2014 11:13 am
 
Forum: Personal Consumer Issues
Topic: Finished Basement Ideas
Replies: 32
Views: 2022

CREF total bond (TIBIRX, 0.57%) v/s Van.Bond (VBTIX,0.10%)

Hi, What is a good way to compare these two funds and explain to someone to switch to the (obviously) lower expense Vanguard fund? I have to explain the cost difference in simple terms. Like if you have $100,000 placed in each fund over the next 10 years, in the end you have the difference of x if t...
by Mrxyz
Tue Jan 14, 2014 8:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: CREF total bond (TIBIRX, 0.57%) v/s Van.Bond (VBTIX,0.10%)
Replies: 1
Views: 148

Re: Convert Efund Ibonds to CD or not?

An I bond has a composite rate that is composed of a fixed rate (which is fixed for the life of the bond) and a semi-annual inflation component (which changes every six months). Read treasurydirect on how the interest is credited. The composite rate for I bonds issued November 1, 2013 – April 30, 2...
by Mrxyz
Tue Dec 31, 2013 2:38 am
 
Forum: Personal Finance (Not Investing)
Topic: Convert Efund Ibonds to CD or not?
Replies: 10
Views: 615

Re: Convert Efund Ibonds to CD or not?

For simplicity & ease of access? Sure, CD's are probably better. But as a part of my portfolio, I prefer I-Bonds over CDs any day (or at least, any day today :wink: ). I-Bonds have guaranteed inflation protection, and the withdrawal penalties are WAY lower than comparable CDs. Sure, I-Bonds are...
by Mrxyz
Tue Dec 31, 2013 2:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Convert Efund Ibonds to CD or not?
Replies: 10
Views: 615

Re: Got a Favorite Credit Card? Thinking Penfed but open...

MasterCard = 2% kick back to 529 plan AmEx = 2% cash back to same 529 plan (Costco don't take mastercard and only used there) Amazon = 3% @ amazon & whatevere elsewhere (only used at amazon) Having them pay me... priceless :D Hi, Question - do you use the cards to fund the 529 plan? I put the s...
by Mrxyz
Tue Dec 31, 2013 12:50 am
 
Forum: Personal Finance (Not Investing)
Topic: Got a Favorite Credit Card? Thinking Penfed but open...
Replies: 27
Views: 2177

Convert Efund Ibonds to CD or not?

Hi I have I bond (45G) bought over the last 2 years (10G per SS# in Jan of each year, plus 5G by tax refund). They form part of my Efund and I was not sure if they would earn more by CD (e.g Penfed MMC 5 yr =3%). Of course, the Ibonds have additional use as educational funds. Spouse finds Treasury d...
by Mrxyz
Tue Dec 31, 2013 12:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Convert Efund Ibonds to CD or not?
Replies: 10
Views: 615

Re: The Best Things in Life Are Partly Free

TED.....
by Mrxyz
Tue Dec 24, 2013 4:16 pm
 
Forum: Personal Consumer Issues
Topic: The Best Things in Life Are Partly Free
Replies: 17
Views: 2384

Re: How to respond to request for current salary in an inter

Perhaps, there are two different situations; a) If "HR people" ask the question then they are trying to peg your salary instead of giving you what you are worth (perhaps higher) b) But if you are asked the same question during an interview with say, the VP, then its a trick question - to a...
by Mrxyz
Wed Dec 11, 2013 9:02 am
 
Forum: Personal Finance (Not Investing)
Topic: How to respond to request for current salary in an interview
Replies: 113
Views: 7224

Re: Finishing a Basement

Look up Tyroc subfloor for basement. I used it in our basement and it is very easy to install and works very well. Use low VOC adhesives. Locate any vent fans as far away as possible as an easy fix to reduce noise. For air circulation alone you need air in and air out - you can have automated contro...
by Mrxyz
Tue Dec 03, 2013 4:52 pm
 
Forum: Personal Consumer Issues
Topic: Finishing a Basement
Replies: 30
Views: 2135

Re: madsinger monthly report (October 2013)

Hello Mrxyz, Your last post shows me that you look like you understand this perfectly well! You're obviously saving a huge amount, your allocation looks like it is right in line with your ability, need and willingness to take risk, and your emergency fund is well funded and safe. Congratulations. I...
by Mrxyz
Wed Nov 27, 2013 9:02 pm
 
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (October 2013)
Replies: 12
Views: 2084

Re: A case for rebalancing

Thanks. That was kind of my confusion also that the article talked about REIT and not about EM. So what did I miss(understand)? I think Mr. Swedroe was reminding us that at least one of the common asset allocation elements has not done as well as other more spectacularly performing assets this past...
by Mrxyz
Wed Nov 27, 2013 3:36 pm
 
Forum: Investing - Theory, News & General
Topic: A case for rebalancing
Replies: 13
Views: 1230

Re: A case for rebalancing

Been buying EM all along - per IPS. :wink: Pardon my ignorance, but what is EM? Is it Emerging Market? Thanks Yes, EM is Emerging Markets, which the article does not mention. Keith Thanks. That was kind of my confusion also that the article talked about REIT and not about EM. So what did I miss(und...
by Mrxyz
Wed Nov 27, 2013 12:05 am
 
Forum: Investing - Theory, News & General
Topic: A case for rebalancing
Replies: 13
Views: 1230

Re: A case for rebalancing

Call_Me_Op wrote:Been buying EM all along - per IPS. :wink:


Pardon my ignorance, but what is EM? Is it Emerging Market?
Thanks
by Mrxyz
Tue Nov 26, 2013 4:58 pm
 
Forum: Investing - Theory, News & General
Topic: A case for rebalancing
Replies: 13
Views: 1230
Next

Return to advanced search