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Re: Time to stop driving for 85 yo MIL

After a friend got nowhere trying to enlist the help of her 95-year-old dad's doctor she discovered that a local hospital ran a driver evaluation program that included tests on perception and reactions. She convinced her dad to undergo testing. He failed. He willingly gave up his license.
by Mrs.Feeley
Mon Jan 26, 2015 3:51 am
 
Forum: Personal Consumer Issues
Topic: Time to stop driving for 85 yo MIL
Replies: 69
Views: 3627

Re: form 8606 question

Form 8606 is a form that the IRS will accept without amending the tax return. If there is no change for the 1040, you can just send in the Form 8404 alone. It depends upon how long ago the return was filed. I sent in an 8606 form with an explanatory letter and received a letter from the IRS saying ...
by Mrs.Feeley
Sat Jan 17, 2015 12:09 am
 
Forum: Personal Finance (Not Investing)
Topic: form 8606 question
Replies: 6
Views: 1058

Re: Eliminating the "Face Palm" Icon

I'd like to suggest eliminating the Face Palm symbol from the available smilies. The reason: I think people use it as a short hand "Ad hominem" substitute for providing a reasoned argument to refute another's premise. I think most that use it are simply trying to "Win" an argume...
by Mrs.Feeley
Fri Jan 16, 2015 5:26 pm
 
Forum: Forum Issues and Administration
Topic: Eliminating the "Face Palm" Icon
Replies: 33
Views: 2042

Re: cat water fountain

You can ask your vet to fax the prescription to the store or web site that sells the prescription cat food. They have no problem doing that. Petsmart stores have an in-store vet service that will write your cat a prescription. We bought Hills Prescription UD and Royal Canid UD. Both require prescrip...
by Mrs.Feeley
Mon Jan 12, 2015 9:56 am
 
Forum: Personal Consumer Issues
Topic: cat water fountain
Replies: 75
Views: 4653

Re: Keeping CC Receipts

Friends have had restaurant servers give themselves an extra $10 tip by writing a "1" and then retotaling the bill after they've departed. In fact a friend's investment club went out to a fancy restaurant for a year-end dinner and everyone's CC got stiffed for an extra $10 tip. I've also ...
by Mrs.Feeley
Sun Jan 11, 2015 2:31 pm
 
Forum: Personal Consumer Issues
Topic: Keeping CC Receipts
Replies: 45
Views: 3522

Re: cat water fountain

I had this Drinkwell fountain for my cat: http://www.drsfostersmith.com/product/prod_display.cfm?pcatid=5864 At first he wouldn't drink from it so I took a glass saucer, turned it upside down and wedged it under the stream of water. He liked lapping up the water running over the saucer. Some ladies ...
by Mrs.Feeley
Sun Jan 11, 2015 4:20 am
 
Forum: Personal Consumer Issues
Topic: cat water fountain
Replies: 75
Views: 4653

Re: Keeping CC Receipts

Friends have had restaurant servers give themselves an extra $10 tip by writing a "1" and then retotaling the bill after they've departed. In fact a friend's investment club went out to a fancy restaurant for a year-end dinner and everyone's CC got stiffed for an extra $10 tip. I've also ...
by Mrs.Feeley
Sun Jan 11, 2015 3:14 am
 
Forum: Personal Consumer Issues
Topic: Keeping CC Receipts
Replies: 45
Views: 3522

Re: Keeping CC Receipts

Friends have had restaurant servers give themselves an extra $10 tip by writing a "1" and then retotaling the bill after they've departed. In fact a friend's investment club went out to a fancy restaurant for a year-end dinner and everyone's CC got stiffed for an extra $10 tip. I've also h...
by Mrs.Feeley
Sat Jan 10, 2015 6:58 pm
 
Forum: Personal Consumer Issues
Topic: Keeping CC Receipts
Replies: 45
Views: 3522

Re: Medicaid and Roth Conversion / Gain Harvesting?

^^^ Oh, that's very interesting Dodecahedron! Thank you for pointing out my error. I was not aware that the ACA had changed Medicaid eligibility requirements. But only in states that have agreed to the Medicaid expansion? Does seem like asset verification would be an overwhelming task.
by Mrs.Feeley
Fri Jan 09, 2015 10:37 am
 
Forum: Personal Finance (Not Investing)
Topic: Medicaid and Roth Conversion / Gain Harvesting?
Replies: 21
Views: 1830

Re: Medicaid and Roth Conversion / Gain Harvesting?

Although Medicaid qualifying guidelines vary by state, most states limit your household assets to a couple thousand dollars not including the home, in order to be able to qualify for Medicaid. Also, if you later come into a windfall, or you return to work most states require that you pay back what M...
by Mrs.Feeley
Fri Jan 09, 2015 9:35 am
 
Forum: Personal Finance (Not Investing)
Topic: Medicaid and Roth Conversion / Gain Harvesting?
Replies: 21
Views: 1830

Re: Another "Should I buy flood insurance?" question

Being so close to a flood area isn't your house also in danger of sewer backup? Does the flood insurance cover that? We have a rider on our home owner's policy for sewer backup as that's not normally covered by home owner's policies, but it's expensive. We're not in an officially-designated flood pl...
by Mrs.Feeley
Wed Jan 07, 2015 4:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Another "Should I buy flood insurance?" question
Replies: 12
Views: 1052

Re: Any men here get their wedding band on Amazon?

I can't imagine a man telling a woman "honey, you pick out whatever you want for your ring, but I am going to get mine on my own from Amazon for $20, and I don't care if it matches what you wear or what you want." It wouldn't bother me. I would prefer though that he purchase a softer meta...
by Mrs.Feeley
Wed Jan 07, 2015 3:28 pm
 
Forum: Personal Consumer Issues
Topic: Any men here get their wedding band on Amazon?
Replies: 66
Views: 3702

Re: Any men here get their wedding band on Amazon?

One afternoon while my husband was playing with the dog, when the dog leaped to snap a toy out of his hands one of his teeth caught in my husband's wedding band. The tooth literally ripped open part of the side of the gold band. Fortunately my husband's finger was not hurt, except for being a bit so...
by Mrs.Feeley
Wed Jan 07, 2015 3:52 am
 
Forum: Personal Consumer Issues
Topic: Any men here get their wedding band on Amazon?
Replies: 66
Views: 3702

Re: Vanguard's best fund: Healthcare?

^^ This. We've owned shares in Healthcare for years. It's great performance has nicely offset the poor performance of International. It's ballooned to 8 percent of our portfolio. But one can't help but wonder when the bubble will burst. Kinda doubt this will be one of those funds we'll be able to ho...
by Mrs.Feeley
Sat Jan 03, 2015 6:37 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard's best fund: Healthcare?
Replies: 60
Views: 7021

Re: Ominous letter from IRS re: Roth conversion!

Something very similar happened to us. We got a letter from the IRS reporting that we owed a humongous amount of taxes due to an IRA rollover. I went through our taxes for that year and discovered that TurboTax hadn't reported the rollover properly. When I went through the applicable interview porti...
by Mrs.Feeley
Fri Jan 02, 2015 10:58 pm
 
Forum: Investing - Theory, News & General
Topic: Ominous letter from IRS re: Roth conversion!
Replies: 9
Views: 1701

Re: What Book Are You Currently Reading? Part VI

A Perry Mason mystery! "The Case of the Moth-Eaten Mink" by Erle Stanley Gardner. I had never read a Perry Mason mystery before, and the TV and radio shows were before my time, so I was surprised to find it was pretty good. Rather noir. With secret messages written in lipstick under furnit...
by Mrs.Feeley
Thu Jan 01, 2015 3:10 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 442
Views: 57227

Re: What did you enjoy spending money on this year?

Adopted a dog from a local dog rescue group. As it had been a while since I had my own dog I didn't even mind the vet bills. Made some donations to other animal rescue groups that do good work.
by Mrs.Feeley
Thu Jan 01, 2015 2:57 pm
 
Forum: Personal Consumer Issues
Topic: What did you enjoy spending money on this year?
Replies: 92
Views: 5936

Re: Have you donated stocks/funds to a charity?

acegolfer wrote:It's a tax saving strategy. I have never done it but I plan to do with my Vanguard mutual funds in 2015. Any tips?


Don't wait until December to do it. Start the paperwork well in advance of the end of the year so that both Vanguard and the charity have ample time to make the share transfer happen.
by Mrs.Feeley
Wed Dec 31, 2014 1:17 am
 
Forum: Personal Finance (Not Investing)
Topic: Have you donated stocks/funds to a charity?
Replies: 7
Views: 902

Re: ABLE ACT (529 for disabled) now law.

So, for someone born with a disability, who has a job, how would this be useful? Isn't this basically a jumbo sized roth with (generous) spending restrictions? Looks that way doesn't it? My husband has been legally blind since he was young, and even attended a special school for the blind, but has ...
by Mrs.Feeley
Tue Dec 30, 2014 1:43 am
 
Forum: Personal Finance (Not Investing)
Topic: ABLE ACT (529 for disabled) now law.
Replies: 13
Views: 1938

Re: Best watch for around $5,000?

Congratulations on the new watch, Petrocelli! It's lovely! And it sounds like you have a lovely wife who would think of such a thing. I'm glad to see the $5,000-watch thread has been re-opened. The conversation in this thread has always been so lively and interesting. Again...congrats on the new wat...
by Mrs.Feeley
Tue Dec 30, 2014 1:05 am
 
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 906
Views: 173048

Re: ABLE ACT (529 for disabled) now law.

An ABLE account can also impact Social Security Supplemental Income: "(b) Suspension of SSI Benefits During Periods of Excessive Account Funds.-- (1) In general.--The benefits of an individual under the supplemental security income program under title XVI of the Social Security Act shall not be...
by Mrs.Feeley
Mon Dec 29, 2014 1:10 am
 
Forum: Personal Finance (Not Investing)
Topic: ABLE ACT (529 for disabled) now law.
Replies: 13
Views: 1938

Re: 1 rollover per year?

Before opening any CD with a bank or CU, verify with them that when the CDs mature there will be no problem with them offering a TtoT transfer out. I don't know how these institutions will survive competitive pressures under the new rollover restrictions if they do not offer direct transfers, but t...
by Mrs.Feeley
Sun Dec 28, 2014 9:26 am
 
Forum: Personal Finance (Not Investing)
Topic: 1 rollover per year?
Replies: 23
Views: 1720

Re: Dentist Bill from 2011

Be very careful with HMOs. They reward the doctor for undertreatment and incentivize doing the least amount of work possible. I'm glad you mentioned this because I've felt this to be true through my own experiences. For many years I avoided the dental providers in our HMO's network because I didn't...
by Mrs.Feeley
Thu Dec 25, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: Dentist Bill from 2011
Replies: 62
Views: 3823

Re: How to choose Fabric Sofas?

Consumer Reports has done a number of reports over the years on how to buy a sofa. Here's a link to one: http://www.consumerreports.org/cro/home-garden/bed-bath/home-decoration/upholstered-furniture/size-up-furniture-like-an-expert/size-up-furniture-like-an-expert/index.htm http://www.consumerreport...
by Mrs.Feeley
Thu Dec 25, 2014 2:21 pm
 
Forum: Personal Consumer Issues
Topic: How to choose Fabric Sofas?
Replies: 23
Views: 1888

Re: Dentist Bill from 2011

On a tangent, I've never been convinced dental insurance is "real" insurance. I didn't renew our dental insurance in 2014 so for the first time in forever we didn't have DI. Our dentist offers a 15% discount for cash payments. We pay our bill in full at the time of service with a Fidelity...
by Mrs.Feeley
Thu Dec 25, 2014 2:12 pm
 
Forum: Personal Consumer Issues
Topic: Dentist Bill from 2011
Replies: 62
Views: 3823

Re: Dentist Bill from 2011

dbltrbl wrote:+1 Pay your bill. Also, you rode the market in the mean time from $ 300.00 to may be $ 340.00 so extra dinner on Dentist.


+1 My dentist's rates have increased about 20 percent in the past three years, as have other dentists I suspect. So think of yourself as getting a good deal.
by Mrs.Feeley
Wed Dec 24, 2014 10:14 am
 
Forum: Personal Consumer Issues
Topic: Dentist Bill from 2011
Replies: 62
Views: 3823

Re: Where is the Munchkin Man?

Last we heard the Munchkin Man was headed to his class reunion. We would like an update on the Munchkin Man's adventures. :D We miss the Munchkin Man and hope he is well.
by Mrs.Feeley
Sun Dec 21, 2014 8:04 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Where is the Munchkin Man?
Replies: 19
Views: 5263

Re: Your Favorite Cookbook?

Thank you too for suggestions on where to start re: Julia Child cookbooks. Several have sat on my shelf since I read her wonderful memoir My Life in France --did you know she began work on The Art of French Cooking after failing a French cooking class at Cordon Bleu? That means there is hope for al...
by Mrs.Feeley
Mon Dec 15, 2014 6:51 am
 
Forum: Personal Consumer Issues
Topic: Your Favorite Cookbook?
Replies: 68
Views: 5669

Re: Your Favorite Cookbook?

Thank you, Gatorman, for the review of the NW book! It sounds intriguing enough to take a look. And thank you for starting this thread! I've enjoyed reading others' cookbook recommendations, although I've had a hard time staying away from Amazon and buying all the recommended books. Laurie Colwin in...
by Mrs.Feeley
Mon Dec 15, 2014 12:47 am
 
Forum: Personal Consumer Issues
Topic: Your Favorite Cookbook?
Replies: 68
Views: 5669

Re: Your Favorite Cookbook?

Currently I'm reading The Nero Wolfe Cookbook by Rex Stout, et al. I think it has the potential to join the ranks of my other favorites. I'll know as soon as my kitchen remodel is done and I can do a little cooking to try out a few of the recipes. I'm really looking forward to trying the shirred eg...
by Mrs.Feeley
Sun Dec 14, 2014 2:21 am
 
Forum: Personal Consumer Issues
Topic: Your Favorite Cookbook?
Replies: 68
Views: 5669

Re: Appliance warranty question

Added note to above: GE argued that the warranty on the mouse-infested dishwasher my neighbor purchased ran out before she even bought it. They also argued that by buying a store model she was buying it second-hand and thus the GE warranty did not apply.
by Mrs.Feeley
Fri Dec 12, 2014 1:32 am
 
Forum: Personal Consumer Issues
Topic: Appliance warranty question
Replies: 6
Views: 627

Re: Appliance warranty question

We had a GE microwave with a defective magnetron that broke just a couple weeks out of warranty. This was actually the second magnetron in the oven, the first having broken during the warranty period. On the advice of the appliance store where we bought it I called GE. I have never been treated so r...
by Mrs.Feeley
Fri Dec 12, 2014 1:12 am
 
Forum: Personal Consumer Issues
Topic: Appliance warranty question
Replies: 6
Views: 627

Re: Wisconsin - Madison Meetings - Master Thread

A reminder: The Madison Bogleheads will be meeting at noon on Saturday, Dec. 13th, at Sprecher's Pub, 1262 John Q. Hammond, Dr., on Madison's far west side. See ya there!
by Mrs.Feeley
Thu Dec 11, 2014 11:09 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Wisconsin - Madison Meetings - Master Thread
Replies: 50
Views: 4815

Re: Taylor--thank you!!

Thank you, Taylor. For the sacrifices you and members of your brave selfless generation have made for us and for our freedom. Thank you for your help in steering us toward simplicity and common sense in our financial lives. Thank you for your kind words and your almost daily interjections of wisdom ...
by Mrs.Feeley
Wed Dec 10, 2014 6:34 am
 
Forum: Investing - Theory, News & General
Topic: Taylor--thank you!!
Replies: 9
Views: 1157

Re: woman's bathrobe gift

Another vote for LL.Bean. If you have a Boston Store in your area that's a store to check out. They have good quality robes at good prices and frequent sales. The outlet stores TJMaxx and Marshall's are also good. At this time of year they're stocked up on robes. You'll probably be able to find nice...
by Mrs.Feeley
Tue Dec 09, 2014 5:22 pm
 
Forum: Personal Consumer Issues
Topic: woman's bathrobe gift
Replies: 7
Views: 839

Re: Have you ever been let go?

Someone fired Nisiprius?! :shock: The first time I was, ahem, let go I was working for a publishing house. I was editing a manuscript in which the author advocated assassinating those who don't agree with you politically. I edited that out. In the angry letter from the company owner with which my em...
by Mrs.Feeley
Tue Dec 09, 2014 8:50 am
 
Forum: Personal Finance (Not Investing)
Topic: Have you ever been let go?
Replies: 74
Views: 5774

Re: how to join nylon webbing?

OT, I wonder how easy it is to find seeing machine repair places nowadays. They're still out there. Granted it's getting hard to find those elderly, fine-fingered gentlemen typically named Hans or Lars who have dedicated their whole life to fixing balky sewing machines and do so with an intense pas...
by Mrs.Feeley
Mon Dec 08, 2014 6:21 am
 
Forum: Personal Consumer Issues
Topic: how to join nylon webbing?
Replies: 26
Views: 1814

Re: Family jewels, kind of.

Something to keep in mind: if you take a loose diamond in to a jeweler they're likely to charge you a good chunk of change, anything from $600 to upward of $1K to set it into a ring. I recently paid $75 at a local jeweler to have a stone set in an engagement ring I purchased online. Well sure. But ...
by Mrs.Feeley
Sun Dec 07, 2014 11:34 pm
 
Forum: Personal Consumer Issues
Topic: Family jewels, kind of.
Replies: 44
Views: 3425

Re: how to join nylon webbing?

I usually use nylon-wrapped upholstery thread and a darning needle if I can't get the webbing through a sewing machine. Pliers and/or Robogrip may be needed in this effort. Dental floss is a good idea if you can get that through the webbing, although I've never tried that. There's no glue that's goi...
by Mrs.Feeley
Sun Dec 07, 2014 9:24 pm
 
Forum: Personal Consumer Issues
Topic: how to join nylon webbing?
Replies: 26
Views: 1814

Re: Unfrugal Enjoyments

From other message strings it appears that many Bogleheads indulge the wildlife in their yards by regularly buying premium wild bird foods and special seed/nut mixes rather than buying the cheapest stuff available at the hardware store. Thought that was interesting. :D
by Mrs.Feeley
Sun Dec 07, 2014 8:05 am
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 237
Views: 24389

Re: Family jewels, kind of.

I got a different vibe from some, I bet the parents think they are doing something nice, after all paying 1999 price must be a bargain given 15 years of inflation. Especially if they felt they got a bargain back in 1999. (most people think they are savy and have a knack for getting a bargain even w...
by Mrs.Feeley
Sat Dec 06, 2014 11:10 pm
 
Forum: Personal Consumer Issues
Topic: Family jewels, kind of.
Replies: 44
Views: 3425

Re: Family jewels, kind of.

Something to keep in mind: if you take a loose diamond in to a jeweler they're likely to charge you a good chunk of change, anything from $600 to upward of $1K to set it into a ring. Most jewelers make little if any profit on engagement ring settings. Their profit comes from selling over-priced diam...
by Mrs.Feeley
Sat Dec 06, 2014 8:56 pm
 
Forum: Personal Consumer Issues
Topic: Family jewels, kind of.
Replies: 44
Views: 3425

Re: Wisconsin - Madison Meetings - Master Thread

Mrs. Feeley, I'm looking forward to attending this meeting. Can you let us know how long you expect the meeting to last? Thanks, Kevin I believe the first meeting lasted 1.5 hours. Since this one will also be mostly unstructured chit-chat I suspect it will run the same, although folks can certainly...
by Mrs.Feeley
Wed Nov 26, 2014 7:45 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Wisconsin - Madison Meetings - Master Thread
Replies: 50
Views: 4815

Re: Wisconsin - Madison Meetings - Master Thread

Looking forward to seeing you at the meeting, PlasmaBucky! I must admit a personal enthusiasm for holding the meetings at Sprecher's. On-tap Sprecher's translates into a higher probability of my convincing my husband to attend than if the meeting were held at a public library. Though I am personally...
by Mrs.Feeley
Wed Nov 26, 2014 12:38 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Wisconsin - Madison Meetings - Master Thread
Replies: 50
Views: 4815

Re: Girlfriend with a LOT of Student debt.

You've only known her a few months and maybe you want to give it more time. But if her student loans are keeping you awake at night and they don't seem to be causing her much anxiety you two probably aren't compatible in the ways necessary to build a happy life together. You seem to be asking whethe...
by Mrs.Feeley
Tue Nov 25, 2014 6:11 am
 
Forum: Personal Finance (Not Investing)
Topic: Girlfriend with a LOT of Student debt.
Replies: 166
Views: 13772

Re: Bogleheads, any "Black Friday" [recommendations]

Amazon has some good deals this week. For instance there's an additional 25 percent off some shoes, and that's on top of the week's low prices. I got a pair of Ecco dress shoes for $40 that normally retail for $140. I think many online retailers are trying to lure in buyers before Black Friday.
by Mrs.Feeley
Tue Nov 25, 2014 2:13 am
 
Forum: Personal Consumer Issues
Topic: Bogleheads, any "Black Friday" [recommendations]
Replies: 59
Views: 6386

Re: Wisconsin - Madison Meetings - Master Thread

The results of the Doodle Poll are in! Looks like we're set for a meeting of the Madison Bogleheads at: Sprecher's Pub Saturday, December 13 At noon! Thank you Peter for the great ideas! If any of you have specific topics you'd like to discuss you can post them here or drop me an e-mail. With any lu...
by Mrs.Feeley
Mon Nov 24, 2014 2:04 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Wisconsin - Madison Meetings - Master Thread
Replies: 50
Views: 4815

Re: Wisconsin - Madison Meetings - Master Thread

I posted a Doodle poll where everyone can vote for their preferred day and time(s) for our next meeting. https://doodle.com/s4wu7y2rwfkmhzme#table The Milwaukee chapter is having a meeting in November. It was suggested that we alternate months since some Bogleheads in southern Wisconsin might want t...
by Mrs.Feeley
Fri Oct 24, 2014 12:06 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Wisconsin - Madison Meetings - Master Thread
Replies: 50
Views: 4815

Re: Wisconsin - Madison Meetings - Master Thread

Hey, Madison Bogleheads! We should get another meeting planned. Question: Should we hold our next meeting on a weekday evening so those unavailable on a Saturday afternoon can attend? 'Nother question: Fall in Madison is an important time for football fans. Since I'm not a football fan I'm clueless ...
by Mrs.Feeley
Tue Oct 07, 2014 12:19 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Wisconsin - Madison Meetings - Master Thread
Replies: 50
Views: 4815
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