Bogleheads.org

VictoriaF wrote:How did people run before modern shoes became available?

Victoria

How did people live into "old age" before modern vaccines became available?

I answered "more conservative than the "reasonable range" but my income is above-average and I don't feel the need to take unnecessary risk in order to maximize return.

livesoft wrote:Axes are not labelled. What are they? I guess horizontal axes is number of children and vertical axis is percent house value of net worth?

I don't understand your proclivity towards snark and how you think it benefits the readership of these pages, but maybe the problem is mine.

"It is a remarkable turnabout for an investment that many have long regarded as one of the safest of all. "

Good grief.

If your red clay soil is anything like our red clay soil in Virginia, I'd say that the best way to rebuild your lawn would be to start over by tilling as much compost (I like the organic stuff; they sell and deliver it by the truckload in my area) into your lawn as you are able to . Then level the a...

The main lesson here is that offshore tax havens have high deposits to GDP ratios (8 to 1 in Cyprus, closer to 1 to 1 in the US, I believe). Iceland was 15 to 1. Switzerland was 8 to 1. The US is not an offshore tax haven. If you put your money into offshore tax havens, they cannot afford to bail y...

Here's a somewhat recent thread along the same lines: "In the long run we're all dead": Stock vs Bond fund alloc

I thinking something that would have the highest chance of keeping pace with inflation , but not losing much under horrible circumstances (N. Korean war, US becoming Japan's stagnant economy). And i guess accessible , if on the perhaps unlikely event that i wish to quit work (i.e. one of my family ...

Every accountant I've ever worked with has said: as long as you pay yourself a fair wage for someone working your position with your experience level, the pass-through ratio doesn't matter (for me, it's about 1:10, 1 being wages).

Good luck with your search.

Congratulations, and a sincere Welcome Back. Hooray!

All I can add is that the nurses I know seem to enjoy (seemingly) recession-proof and portability qualities that most jobs don't have.

I don't have the magazine yet but Fred Lebow on CNN said the report said American cars are falling further behind the Asian car companies. Based on my keeping up with the market from reading 4+ car magazines a month and from having driven a decent sampling of what the market has to offer, I'd perso...

SSSS wrote:I don't think you understand the difference between file size and dimensions.

Have a great day.

I love my sound system, but there's no substitute for going to a live performance. Sometimes just watching the musicians is half the fun. They are two totally different experiences, in my opinion. And as I get older I occasionally find myself at a live show and think, "bleh, I'd rather be at h...

This just isn't a giant-image type of forum. And some folks here are probably still on dial-up.

I'm sorry that you're disappointed.

Whatever you do, don't browse audiogon.com. There's nothing to be had but trouble over there.

You should keep in mind the liability aspect when selling your car on the spot and signing the title over. Make sure this happens at a County Title Office. You are responsible for any accident until the Title is legally transferred. This was pointed out to me by a local used car dealer when I tried...

Current assets aren't always the end-all, be-all in a settlement. I have (admittedly anecdotally) heard of situations where portions of future earnings were part of a settlement. May differ depending on your state's laws. Some states also differentiate between underinsured and uninsured. Again, chec...

That is what happens when you are driving the high-end cars vs. the standard Toyota models. I just bought a 2005 Sequoia (not a Boglehead car wrt fuel consumption, but it was a stonking deal) that had never had the timing belt changed and was at 133k miles (recommended: 90k). I shopped around at mu...

Amen, brother Jack, AMEN. Like me, you must be a retailer, probably one with a lot of small transactions every day. I have posted my personal experiences here regarding credit card fees and my experiences with accepting cash (I accepted cash only, about 4000-5000 transactions a day between several l...

I disagree with much of the advice in this thread, particularly the "treat it gently for the first 1000 miles" type of advice. Here's an article that I believe succintly and correctly sums up the mechanical reasons behind, and the correct driving techniques for, achieving a proper break-in...

I'd look for a pristine Marantz 2235, 2245, 2275 or similar on eBay or a Yahama RX 870 or 1070. If this is for a stereo system I'd go the Marantz route, if for a home theatre it would definately be the Yamaha. +1 to that as well, except that the 1980s Yamaha stuff is fine for 2-channel. I have some...

40 years? You're attached to it by now, I'd say. I'd repair it. There are a number of "vintage audio repair" shops to be found online. For NAD-specific, Google turns these guys up: http://www.angelfire.com/art2/stereorepair117/NAD.htm I've bought most of my equipment used off Audiogon and ...

Oh, and don't bother putting in any additives. I tried that for years and eventually stopped after reading online about the pros and (mostly) cons of it. And not doing it for the past 12 years or so has never made any difference in the 'quality' of the tanks' contents. ------- What I was told was t...

Lots of good advice in this thread. It sounds like you're probably already doing the big things right. Good on you for being proactive and not waiting until you have a problem (although 15 years is a long time). Don't let them drive over the drainfield with the truck. For my application, this means ...

sscritic wrote:Well, the W is white
The P is the port
L is the lemon
And J is the juice

New York's Best Rock!

http://en.wikipedia.org/wiki/WPLJ#AOR_years

I like tawny ports and Cockburn's 20 year is my favorite. Not cheap but a bottle lasts me all winter, and there's nothing like a small glass of it while your wood stove comes up to temp. As usual, I'm looking for the value proposition , 90% of the quality of the top brands at a fraction of the price...

Generally the point here is that MORE exercise done RIGHT has actually made me feel better, less achy, more active, etc. than cutting back. +1 For me at age 43 (and always having been a reasonably fit and slender male), "more exercise done right" has meant careful form with my resistance ...

Minivan. Nothing better for trips, long or short, with a family. And today's minivans are fantastic vehicles. (The mid-80s minivans were atrocious vehicles that couldn't get out of their own way and were even worse at stopping and turning.) If you have a social stigma thing to get over, then get ove...

... I run my Honda EU6500is generator ... Could you tell us more about your EU6500is? I'm considering it and some firsthand data would be nice. How loud? Fuel consumption/loads carried? Anything else you have found to be useful or to be avoided? I *really* like it. It's very quiet (perhaps sliiigtl...

Has anyone out there noticed how difficult truth or the right course of action to follow in life is in regard to small engine issues? Examples: 1-Generac- the manufacturer of my 8kW generator sent a packet of Stabile to put in the gas. But my local Generac service repair person says definitely do n...

Yes, once every three weeks. Not a panacea but it helps. Eases my lower back pain, too.

I think it depends on how you intend to use the vehicle. If it's an around-town beater that you use to occasionally haul junk and dirty items in order to keep wear, tear and miles from accumulating on a new car, then it may be worth repairing.

climber2020 wrote:Any thoughts?

p.s. If you haven't seen or heard of this camera, Steve Huff has an excellent review on his photo blog.

Wow that's a nice camera. I am in the market for something in that quality range. Thanks for the heads-up.

Wow, great thread. I always thought you had to strap a child into a giant car seat on an airplane.

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Our power company offers to install, for $615, the Generlink behind the electric meter. You plug your portable generator into it and you need to do nothing else as it will automatically switch depending on if the generator is running. I do not have but have been considering this option. http://www....

... but we just bought a new house and are broke. We owe almost $20K in credit cards debt (around 11%) ... We have had friction because the time I used to have to help with the kids and housework has gone into fixing up the house. So she has had double duty, running a dental practice, working full ...

If you have acidic water, then not copper.

I would call a "Lock and Safe" type of shop. They have access to much better products than you can find at a box store, and you're quite likely to receive better and more competent service.

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I keep my fun car detailed, with frequent two-bucket hand washes and mild paint correction (random orbital buffer) and/or sealant/wax a few times a year. I keep my tired daily driver clean by driving it in the rain. It's only important to the extent that you think it is. If you're worried about resa...

I'd recommend the occasional changing of transmission, brake, and power steering fluids far more than I would recommend changing motor oil at 3000 miles.

I'm 43 and am at 50/50, projecting 5% (2% real).

So... what do folks think of someone in their early 40's doing 50% in bond index funds and 50% in stock index funds? Or even a "your age in bonds" reversal, e.g., for a 40 year old, putting 60% in bond index funds and 40% in stock index funds? Looking at traditional pension / defined bene...

I would like to thank Nisiprius for his post concerning bonds. His knowledge and his critical thinking about the topics raised on this board has contributed a great deal to my understanding of what a reasonable investment perspective is for me. I am sure his generosity of spirit has contributed to ...

This is why I revere Vanguard. I hope they never forget Mr. Bogle's vision. When you look at Vanguard and its structure today, you almost have to shake your head in disbelief that a company this altruistic can even exist in this industry that is so driven by greed. It's almost a miracle. Credit to ...

One summer I had three jobs simultaneously; 2 full-time and 1 part-time. I would work 7:30am-3:30pm at one restaurant as a prep cook. Go out to the car, change my shirt and go to the restaurant next door for my 4:00pm-10:00pm-ish shift as a line cook. Get in my car and drive down the street to the a...

Balance in all things.

As a merchant I find it 100% impossible to figure out what I am paying for any particular transaction. What rate do you pay on the average transaction? i.e., your total fees / total of credit charged. JW June 2012 figures from one location: 3.76%, average transaction around $10.00, 15,000 transacti...