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Re: A 'really good book' you did NOT enjoy

The Seven Habits Of Highly Effective People. Infinite Jest? I came to see this title as a description of the author's intellectual disdain towards those who actually took the effort to read, discuss and expound the work. Perhaps tellingly, it was a hot title in graduate English department circles at...
by Mister Whale
Mon Sep 08, 2014 8:44 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 226
Views: 10980

Re: Telling my friends I paid off my house was a mistake.

One of the most important things I've learned is: " Don't expect people to be happy for your success." Interestingly, strangers are likely to be happy for one's success. Witness the congratulations people receive in the Bogleheads Forum after they achieve major milestones. Victoria P.S. I...
by Mister Whale
Wed Aug 27, 2014 9:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Telling my friends I paid off my house was a mistake.
Replies: 73
Views: 10359

Re: Summer indoor humidity levels

Ideally an A/C unit will run just about non-stop on the hottest days of the year. Short operating cycles don't remove humidity. IMO, most residential HVAC units are oversized; my guess is that people want "COLD" air coming out of the registers and want to be able to drop the temperature on...
by Mister Whale
Thu Aug 07, 2014 8:35 am
 
Forum: Personal Consumer Issues
Topic: Summer indoor humidity levels
Replies: 18
Views: 1206

Re: Washing Machine Lint Traps/Filters

Wow! I never heard of this, and at one point I did tons of research on septic systems and how/why they function/fail.

Did your septic company jet or scope your system, and if so did they find lint?

Oh, and pumps fail.
by Mister Whale
Sat Jun 21, 2014 7:33 pm
 
Forum: Personal Consumer Issues
Topic: Washing Machine Lint Traps/Filters
Replies: 24
Views: 1852

Re: Thinking of buying a 1974 Corvette

The only way to get a good deal on a vintage auto is to buy a restored, finished, road ready vehicle from the estate of someone who paid for professional restoration and the family is selling. The large car auctions (Barrett Jackson, Mecum) have plenty of cars that are nice drivers, and much less t...
by Mister Whale
Thu May 29, 2014 11:41 am
 
Forum: Personal Consumer Issues
Topic: Thinking of buying a 1974 Corvette
Replies: 22
Views: 1524

Re: Cash in Safe Deposit Box..??

I find it refreshing that drug dealers have not been mentioned. The "war on drugs" has subtly convinced most Americans that possession of large sums of cash is illegal or presumptive proof of illegal activity. Oh, just mention that you're a "hardworking and honest" retailer who ...
by Mister Whale
Wed May 28, 2014 12:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Cash in Safe Deposit Box..??
Replies: 60
Views: 3877

Re: Thinking about buying an old Jeep Wrangler for fun

Suggestions: Land Cruiser! If your intentions are only doing off-roading, there are virtually none better than LC. True, for long-term reliability and overlanding in comfort. They do hold their value a little too well to fit into the price range above, unless you fall back to an 80 series. Much mor...
by Mister Whale
Wed May 28, 2014 10:52 am
 
Forum: Personal Consumer Issues
Topic: Thinking about buying an old Jeep Wrangler for fun
Replies: 9
Views: 692

Re: New water heater needed - local plumber or Home Depot, L

I just replaced a water heater in a rental unit and used my regular plumber. The one that failed was likely 40 years old. I trust my plumber to replace components with those of good quality (and I find that the quality of merchandise in big box stores, in general, is in a constant slow decline). He ...
by Mister Whale
Wed May 28, 2014 10:09 am
 
Forum: Personal Consumer Issues
Topic: New water heater needed - local plumber or Home Depot, Lowes
Replies: 43
Views: 4397

Re: Cash in Safe Deposit Box..??

Cash in savings account = backing of FDIC

Cash in safe deposit box = you're on your own
by Mister Whale
Wed May 28, 2014 10:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Cash in Safe Deposit Box..??
Replies: 60
Views: 3877

Re: Buying a new car soon, old man's advice needed

Accord or Camry, ~7 years old. Drive. Change fluids according to maintenance schedule. Enjoy. I mostly drove beaters in my 20s and 30s, save for the occasional weekend-drive sports car (that I invariably sold for more than I bought it for), and over time I came to have a great appreciation for well-...
by Mister Whale
Tue May 27, 2014 9:57 pm
 
Forum: Personal Consumer Issues
Topic: Buying a new car soon, old man's advice needed
Replies: 54
Views: 3007

Re: Your 529 Plan - Thoughts and Strategies

1. How old are your children who you're saving for? One child, age 5. 2. Which 529 Plan do you invest in? VA 529, not the "pre-paid tuition" version but the regular savings program ("inVEST"). 3. What's the current balance? 90k 4. How much do you contribute and how often? How di...
by Mister Whale
Thu May 22, 2014 11:08 am
 
Forum: Investing - Theory, News & General
Topic: Your 529 Plan - Thoughts and Strategies
Replies: 39
Views: 2877

Re: Convince me to choose a Suburban over a Sequoia

I just read that lawyers are looking into a class action lawsuit regarding the corrosion of the underside of those vehicles where many of the brake lines are failing and GM was aware of it and did nothing allegedly. I just don't feel like GM can be trusted when I hear real life experiences like the...
by Mister Whale
Sun May 18, 2014 9:01 pm
 
Forum: Personal Consumer Issues
Topic: Convince me to choose a Suburban over a Sequoia
Replies: 64
Views: 4472

Re: Convince me to choose a Suburban over a Sequoia

Being an adult is being able to make decisions. Choosing between two different car models is not exactly a life or death decision. And here we have a snarky comment that makes no sense within the confines of this thread. I like the 4Runner. There's no way the 4Runner would be big enough, given the ...
by Mister Whale
Sun May 18, 2014 5:57 pm
 
Forum: Personal Consumer Issues
Topic: Convince me to choose a Suburban over a Sequoia
Replies: 64
Views: 4472

Re: Tillers & Cultivators

I almost forgot. I got a great deal on an old Troybilt Pony tiller (you can see it in the picture above) about ten years ago. I haven't used it in six years and the gas+stabilizer in it is that old. Amazingly it starts on about the second pull every time I go to run it (about twice a year). You shou...
by Mister Whale
Sun May 11, 2014 9:43 pm
 
Forum: Personal Consumer Issues
Topic: Tillers & Cultivators
Replies: 21
Views: 1425

Re: Car for daughter

All-seasons can go on at any time. WInter (or "snow") tires are made of softer compounds than regular tires, and wear is accelerated in warmer temperatures. I like to put them on when temps will reliably be below 45 degrees; or, more predictably, when there is a snowstorm coming. :D EDIT: ...
by Mister Whale
Sat May 10, 2014 6:05 pm
 
Forum: Personal Consumer Issues
Topic: Car for daughter
Replies: 39
Views: 1989

Re: Tillers & Cultivators

I recommend that you NOT spray Roundup in your garden, or anywhere that you don't absolutely have to. To my (admittedly limited but substantially researched)understanding, its lingering effects on soil bacteria, plants, and people are not completely understood. My own multiple experiences with Round...
by Mister Whale
Sat May 10, 2014 5:57 pm
 
Forum: Personal Consumer Issues
Topic: Tillers & Cultivators
Replies: 21
Views: 1425

Re: The biggest investment risk in retirement - is you

RadAudit wrote:OP, thanks for the post. Another reason for implementing either a three fund portfolio or maybe a one fund portfolio.


EXACTLY. :beer
by Mister Whale
Thu May 08, 2014 2:20 pm
 
Forum: Investing - Theory, News & General
Topic: The biggest investment risk in retirement - is you
Replies: 50
Views: 4613

Re: POLL: why carry cash?

I find myself frustrated waiting for the ones in front of me to dig pennies out of their pocket or purse, trying to find the exact change. . . . I can't say that my observations have concluded this, but I just don't understand why anyone wants to stand in line longer than they need to and walk away...
by Mister Whale
Mon Apr 21, 2014 12:19 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 243
Views: 13806

Re: Best tires for Honda Odyssey EX-L 2011?

While I generally like Michelins, I was underwhelmed with the stock tires on my wife's 2011 Odyssey Touring (Michelin Primacy MXV4); this tire's forte seemed to be straight-line dry handling. It also wore out fairly quickly which I suspect to be partly due to the weight of the vehicle. Did a lot of ...
by Mister Whale
Mon Apr 21, 2014 12:03 am
 
Forum: Personal Consumer Issues
Topic: Best tires for Honda Odyssey EX-L 2011?
Replies: 16
Views: 2186

Re: The slackening...

What I really want is for my offspring to be truly happy; to be in touch with who he is and what is important to him, and to be realistic about and at peace with his place in the world. Anything else will be icing on the cake. I suspect that he will receive a sizeable inheritance someday; hopefully ...
by Mister Whale
Mon Apr 14, 2014 10:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: The slackening...
Replies: 61
Views: 7944

Re: New homeowner: lawn care advice

At my last house I had a large section of yard that I had to dig up for a retaining wall installation. Because it needed to be reseeded anyway, I got about ten cubic yards of organic compost and tilled it into the soil as deep as it would go (about 7-8"). Raked it flat, put grass seed on top, c...
by Mister Whale
Mon Apr 14, 2014 10:28 pm
 
Forum: Personal Consumer Issues
Topic: New homeowner: lawn care advice
Replies: 87
Views: 26703

Re: 1 Nice car vs 2 Decent cars (daily driver/weekend car)?

As a car enthusiast I have always opted for two previously owned cars rather than one new car. I just can't see taking the depreciation hit; it's just too big, too much for a new car smell. (My '08 335i -- ZSP, 6mt -- still smells new. I bought it three years ago at 25k miles and put about 5k/yr on ...
by Mister Whale
Mon Apr 07, 2014 8:41 am
 
Forum: Personal Finance (Not Investing)
Topic: 1 Nice car vs 2 Decent cars (daily driver/weekend car)?
Replies: 34
Views: 2907

Re: Investing in Physical as well as Financial Health

I don't understand how running on concrete can be worse than running on asphalt if you are wearing running shoes. Is concrete harder than asphalt? Yes, absolutely. Will asphalt deflect under the load of a human foot striking it through a running shoe? It seems that there must be some small amount of...
by Mister Whale
Thu Mar 27, 2014 9:44 am
 
Forum: Personal Consumer Issues
Topic: Investing in Physical as well as Financial Health
Replies: 39
Views: 2741

Re: Suggestions for Travel- March, VA and NC

So how did it go? BTW these aren't really speed-trap areas, not the ones down Rt 29 or near the BRP anyway.
by Mister Whale
Thu Mar 27, 2014 9:32 am
 
Forum: Personal Consumer Issues
Topic: Suggestions for Travel- March, VA and NC
Replies: 19
Views: 962

Re: Bathroom exhaust fan use strategy

In the wintertime, when there is very little moisture in the air, I would just open the bathroom door (and not open the window).
by Mister Whale
Wed Feb 26, 2014 12:00 pm
 
Forum: Personal Consumer Issues
Topic: Bathroom exhaust fan use strategy
Replies: 11
Views: 1748

Re: Suggestions for Travel- March, VA and NC

I would definitely hit Charlottesville. :mrgreen: Between the Downtown Mall and the University (a quick walk on the Lawn -- park at either the Central Grounds parking lot or the 14th Street Parking Garage on the Corner) there's a lot to see and tons of restaurants -- Citizen Burger Bar is pretty goo...
by Mister Whale
Wed Feb 26, 2014 10:37 am
 
Forum: Personal Consumer Issues
Topic: Suggestions for Travel- March, VA and NC
Replies: 19
Views: 962

Re: "Oldies" for young people - what's popular?

The equivalent of today's kids walking around with Hendrix and Beatles t-shirts would have been my high school classmates coming to school in the '80s wearing Artie Shaw and Glenn Miller t-shirts.
by Mister Whale
Mon Jan 27, 2014 12:11 am
 
Forum: Personal Consumer Issues
Topic: .....
Replies: 38
Views: 3524

Re: High Income Earner & College Attended

Dropped out of the engineering school of a prestigious state university.

No complaining about categories from me. :D
by Mister Whale
Mon Jan 27, 2014 12:06 am
 
Forum: Personal Consumer Issues
Topic: High Income Earner & College Attended
Replies: 58
Views: 4297

Re: Private School Funding

In exactly the same boat here. Our personal philosophies were not compatible with those of the teacher at the local Montessori, so we went with a different private school and we're thrilled with our decision. Currently we're socking it away with inVEST accounts and are paying with taxable dollars; i...
by Mister Whale
Sat Jan 04, 2014 7:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Tax Advantaged] Private School Funding [Options]
Replies: 26
Views: 4612

Re: Investing in Physical as well as Financial Health

Mid-40s here. I cut back on weight training and started running last year; ran my first marathon in November. I feel great and hope to do this for decades.
by Mister Whale
Wed Jan 01, 2014 10:41 pm
 
Forum: Personal Consumer Issues
Topic: Investing in Physical as well as Financial Health
Replies: 39
Views: 2741

Re: Investing for Child's Retirement

So far all I'm doing is overstuffing my son's 529 in the hopes of using it as an estate planning vehicle.

I'll be following this topic with interest.
by Mister Whale
Thu Dec 26, 2013 12:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investing for Child's Retirement
Replies: 11
Views: 924

Re: Buying snow tires

That is a lot of money; however the cost is somewhat mitigated by the reduced wear on the other set of tires. When the first snow falls, I think that you will feel a deep sense of satisfaction in the security that driving on snow tires brings. At that point it will be money "well spent." U...
by Mister Whale
Wed Dec 18, 2013 3:12 pm
 
Forum: Personal Consumer Issues
Topic: Buying snow tires
Replies: 55
Views: 3934

Re: Buying snow tires

And narrow tires are better in snow? That's TireRack's opinion, and is a general consensus regarding the conventional wisdom on the matter. We can talk about the advantages of wide tires for flotation (and how airing down will assist with this), but stock-to-slightly-narrower is generally what you ...
by Mister Whale
Wed Dec 18, 2013 9:43 am
 
Forum: Personal Consumer Issues
Topic: Buying snow tires
Replies: 55
Views: 3934

Re: Buying snow tires

Looks like I will be buying persformance winter tire s with rims, but am now puzzled with how to buy the rims. Mention was made of buying "inexpensive aluminum rims." My wife works in a local library and this is just for commute to work so nothing special is needed. How inexpensive or exp...
by Mister Whale
Mon Dec 16, 2013 2:31 pm
 
Forum: Personal Consumer Issues
Topic: Buying snow tires
Replies: 55
Views: 3934

Re: Buying snow tires

Another vote for Blizzaks, I think that they are at least as good as anything out there for snow (ice is another story and something that I have very little experience with, but they are at least decent on ice as well). I've had multiple sets on different cars over the years and they are consistentl...
by Mister Whale
Mon Dec 16, 2013 12:24 am
 
Forum: Personal Consumer Issues
Topic: Buying snow tires
Replies: 55
Views: 3934

Re: comments on small luxury SUV options? Want safer auto.

Would not agree that SUVs are "safer". In front collisions, they may be. However, they are much more prone to rollover, which makes them less safe than other vehicles (eg cars). If you do get an SUV, the electronic stability control is supposed to make them less likely to roll over, but I...
by Mister Whale
Thu Nov 21, 2013 11:31 am
 
Forum: Personal Consumer Issues
Topic: small luxury SUV options? EDIT: the hunt is over
Replies: 31
Views: 3587

Re: Gloves & working with food

As someone who has 25 years experience in the food industry (working with the ever-changing food safety regulatory machine), I can emphatically state that gloves are primarily to present the *appearance* of sanitation. Secondary beneficiaries include the glove manufacturers and the owners of landfil...
by Mister Whale
Wed Oct 30, 2013 12:52 pm
 
Forum: Personal Consumer Issues
Topic: Gloves & working with food
Replies: 32
Views: 1399

Re: Best Sofa with Young Children

I have one of these: Mytee-Lite 8070. :D It will clean anything out of my upholstery, carpet, car, etc.

Get the sofa that you want. Just be prepared to clean it.
by Mister Whale
Fri Oct 25, 2013 4:48 pm
 
Forum: Personal Consumer Issues
Topic: Best Sofa with Young Children
Replies: 38
Views: 2217

Re: How Much Does Vehicle Safety Matter?

I'm surprised no one has mentioned back-up cameras. Have they been proven effective? Some of those SUVs have really long blind spots for a toddler. I can't imagine anything worse than accidentally killing your own child. A recent opinion piece written by a pediatrician who sadly did just that. (It ...
by Mister Whale
Fri Oct 25, 2013 4:45 pm
 
Forum: Personal Consumer Issues
Topic: How Much Does Vehicle Safety Matter?
Replies: 55
Views: 3183

Re: Speaker Jumper Cables

I decided to puzzle over the gold vs. silver and just used some decent speaker wire I had around. The sound is much better, They didn't come with the jumper, and whatever I had done shook loose during a recent move. The speakers are a wonder: http://www.soundstage.com/revequip/silverline_sonatina.h...
by Mister Whale
Sat Sep 14, 2013 9:40 am
 
Forum: Personal Consumer Issues
Topic: Speaker Jumper Cables
Replies: 19
Views: 1377

Re: Attic Sealing & Insulation...

All the air sealing seems like overkill to me, especially on a recently constructed place. Not necessarily so. Remember, building codes are the absolute minimum required by law and many builders will do the absolute minimum acceptable job. In places like DC where the heating season is short, attent...
by Mister Whale
Wed Sep 04, 2013 12:32 pm
 
Forum: Personal Consumer Issues
Topic: Attic Sealing & Insulation...
Replies: 40
Views: 3333

Re: Is 50 the new 20?

pointyhead wrote:If 50 is the new 20 does that mean I have to learn what "twerking" is?? :oops:



Check with your children first. :D

NYTimes: Explaining Twerking to Your Parents
by Mister Whale
Mon Sep 02, 2013 9:59 pm
 
Forum: Investing - Theory, News & General
Topic: Is 50 the new 20?
Replies: 12
Views: 1822

Re: NOT saving for college

This thread reminds me of all my friends/ex friends who stopped having a social life when the kids were born, Their Facebook pages are their kid's....they stopped our boating trips....quit most social activities. I just don't get it. My kids enrich my life....they don't consume it I am very sorry t...
by Mister Whale
Mon Sep 02, 2013 9:55 pm
 
Forum: Investing - Help with Personal Investments
Topic: NOT saving for college
Replies: 112
Views: 8402

Re: Schooling for a 2year and 4 year old

I'm going to go with a Warren Buffet quote: "The power of unconditional love. I mean, there is no power on earth like unconditional love. And I think that if you offered that to your child, I mean, you’re 90 percent of the way home. There may be days when you don’t feel like it — it’s not uncri...
by Mister Whale
Tue Aug 27, 2013 2:03 pm
 
Forum: Personal Consumer Issues
Topic: Schooling for a 2year and 4 year old
Replies: 58
Views: 3385

Re: car maintenance ... how to save

There are a lot of Honda forums and youtube videos with Do-It-Yourself instructions, if you have the time and desire to tackle some of these yourself. Like others have said, I believe your car has a timing chain, not a timing belt. The timing chain does not need to be replaced. I would not do the w...
by Mister Whale
Sat Aug 17, 2013 7:23 pm
 
Forum: Personal Consumer Issues
Topic: car maintenance ... how to save
Replies: 37
Views: 2828

Re: VW Bug Convertible

Get what appeals to you. Nod politely and then ignore those folks who proclaim that you should avoid certain cars because of their perception of the car's target demographic.
by Mister Whale
Thu Aug 15, 2013 2:19 pm
 
Forum: Personal Consumer Issues
Topic: VW Bug Convertible
Replies: 11
Views: 576

Re: Classic Car for Teen Driver(?)

OP, I'm glad to hear that your son is doing well. Thanks for the update.
by Mister Whale
Sun Aug 11, 2013 8:21 pm
 
Forum: Personal Consumer Issues
Topic: Classic Car for Teen Driver(?)
Replies: 87
Views: 7650

Re: Vehicle suggestions for Big & Tall?

Great thread with wonderful input. Thanks to all! I'm currently looking at a 2006 GMC Envoy XL. Good legroom, height, and width inside. It's about a lateral move to get in, which is a vast improvement over crawling down into (and up out of) my current sedan. The gas mileage isn't so great (it's rat...
by Mister Whale
Fri Aug 09, 2013 9:16 am
 
Forum: Personal Consumer Issues
Topic: Vehicle suggestions for Big & Tall?
Replies: 64
Views: 7980

Re: Vehicle suggestions for Big & Tall?

The Element, like many other Hondas, is surprisingly large on the inside given the apparent exterior size of the vehicle. And yes, it has tons of headroom. I only sold mine (when my wife bought an Odyssey) because I needed more space in the back for work and wanted "real" 4wd.
by Mister Whale
Tue Aug 06, 2013 9:21 am
 
Forum: Personal Consumer Issues
Topic: Vehicle suggestions for Big & Tall?
Replies: 64
Views: 7980
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