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Re: Dumb 3rd grade math question about beach house rental

sscritic wrote:[
For a total of $9,240. I bet the landlord will not be amused.


You're fast! check out my edit.
by Mingus
Wed Jul 23, 2014 1:36 am
 
Forum: Personal Consumer Issues
Topic: Dumb 3rd grade math question about beach house rental
Replies: 45
Views: 2228

Re: Dumb 3rd grade math question about beach house rental

The couple, out of three couples, staying eight of the ten nights would pay 80% of 1/3rd the total cost. (10000)(.33)= 3300. (3300)(.08) = $2640 The two couples staying the whole 10 nights would split the remainder of the balance. 10000 - 2640 = 7360 7360/2 = $3680 Couples 1 & 2 each pay $3,680....
by Mingus
Wed Jul 23, 2014 1:27 am
 
Forum: Personal Consumer Issues
Topic: Dumb 3rd grade math question about beach house rental
Replies: 45
Views: 2228

Re: Have you quit your job because of your boss?

Jerrybaby wrote: At the end, I signed off with, "Bridge burned".


Hilarious! Just out of curiosity, how old were you when you did this?

Because it sounds like something I would have considered doing if the circumstances were right when much younger than I am now.
by Mingus
Mon Jul 14, 2014 1:43 am
 
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 7074

Re: Have you quit your job because of your boss?

I can tell you what I did. I had a boss that I seriously disliked. He would have fired me were it not for the fact that I was good at my job, and I think he wanted to anyway. Absolutely hated going to work, and I've never been like that, before or since...... After a year and a half on the job, a f...
by Mingus
Sun Jul 13, 2014 2:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Have you quit your job because of your boss?
Replies: 66
Views: 7074

Re: Replacing the front door to house

Shop around.

I've replaced both my front and back doors, and bought them from a local lumberyard. The local store's prices were close to five or six hundred dollars less than what HD wanted, each. For the exact same doors.

They would have been special order though..
by Mingus
Fri Jul 11, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: Replacing the front door to house
Replies: 20
Views: 3037

Re: Is this a Good Quote for a Porch Rebuild?

Some respond to heat. But its slow going.. Some respond pretty well to boiling hot water. In fact ive removed quite a bit with boiling water on top of a wood floor, and scrubbed it up with a 3M Doodlebug floor scrubbing pad. Then vacuumed the mess up with a shop vac. Give those a try first. If all y...
by Mingus
Fri Jul 04, 2014 1:23 am
 
Forum: Personal Consumer Issues
Topic: Is this a Good Quote for a Porch Rebuild?
Replies: 6
Views: 654

Re: Is this a Good Quote for a Porch Rebuild?

How much per square foot are the materials? If it's a mastic adhesive, that stuff is murder to remove. Its like a combination of bubble gum and superglue all rolled into one... (I have a big job coming up that I have to remove close to 200 SF of mastic) Demo it yourself. Getting the tiles off yourse...
by Mingus
Thu Jul 03, 2014 7:39 pm
 
Forum: Personal Consumer Issues
Topic: Is this a Good Quote for a Porch Rebuild?
Replies: 6
Views: 654

Re: Bad paint job - Course of action help pls

This thread nauseates me. Why is it so difficult to find contractors who do quality work? I've fired two contractors for shoddy work, one of whom was stealing from me. Had a third contractor swap a less expensive garage door in than what was in the bid... I deducted the price differential from the f...
by Mingus
Mon Jun 30, 2014 2:48 pm
 
Forum: Personal Consumer Issues
Topic: Bad paint job - Course of action help pls
Replies: 28
Views: 2512

Re: Old wood cellar stairs

If they are in good shape and not water damaged or anything I'd be inclined to leave them alone until higher profile projects are completed. And even then at that point, I'd sand them clean and smooth, and wipe down with several coats of tung oil. And call it good. Avoid paint if possible. Most peop...
by Mingus
Wed Jun 25, 2014 4:49 pm
 
Forum: Personal Consumer Issues
Topic: Old wood cellar stairs
Replies: 18
Views: 1400

Re: Military [Survivor Benefit Plan] and Other Mistakes

Unfortunately, "creative" insurance sales folks convince career military and retirees to buy various kinds of insurance products, such as whole life or annuities, Somehow, the guys/gals that pitch this line to career military and retirees are very convincing. Lol.. They can try. When I wa...
by Mingus
Mon Jun 23, 2014 2:20 am
 
Forum: Personal Finance (Not Investing)
Topic: Military [Survivor Benefit Plan] and Other Mistakes
Replies: 22
Views: 1315

Re: FERS retirement: Final taxes and TSP

Don't know for sure, but I bet those statements are correct. I know on the few occasions I've worked overtime, the two or three hundred extra dollars on my paycheck doesn't change the 5% allocation going into my TSP account one cent. And all my taxes go up for that pay period. I told my boss if I co...
by Mingus
Sat Jun 21, 2014 4:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: FERS retirement: Final taxes and TSP
Replies: 11
Views: 638

Re: How much $$ to change jobs?

This is what stuck out to me: One point to add is that I previously left risk management in the same industry to move to the federal govt because I did not particularly enjoy the work and was not comfortable with being accountable for such high levels of risk. You don't enjoy risk management, and yo...
by Mingus
Thu Jun 19, 2014 1:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much $$ to change jobs?
Replies: 52
Views: 4133

Re: Good places to live in Renton, WA?

One other terrible option would be to consider living in Tacoma. There is a commuter train that goes up to Seattle, then take the bus into Redmond. I commuted for awhile from Seattle to Redmond via bus. It was horrible after awhile. Would be much worse coming in from Tacoma first. And then drive to ...
by Mingus
Mon Jun 16, 2014 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Good places to live in Renton, WA?
Replies: 21
Views: 670

Re: Should I add a detached garage?(resale value)

I can't imagine why anyone would think a detached garage/workshop would lower resale value... or needing a two acre + site for it to be feasible. Just about every male I know, who doesn't have a detached workshop would love to have one. My house has a detached garage/workshop. And even has it's own ...
by Mingus
Wed Jun 11, 2014 2:08 pm
 
Forum: Personal Consumer Issues
Topic: Should I add a detached garage?(resale value)
Replies: 24
Views: 1376

Re: Remodeling for 4th bedroom

Without seeing a floor plan, it's hard to comment. Based on what I know of ranch style houses looking like inside with walking right into the living room, I think converting the living room into a bedroom would be a bad idea for now, and especially if you ever want to sell the house. This does not a...
by Mingus
Tue Jun 10, 2014 2:41 pm
 
Forum: Personal Consumer Issues
Topic: Remodeling for 4th bedroom
Replies: 6
Views: 714

Re: A $1000 lesson on how manipulative salespeople can be?

Once you have taken the bait, you are fighting an uphill battle. Nearly all of us have made similar mistakes. Mine was a $6000 piece of Chihuly glass. It sits in my living room as a constant reminder of how not to get taken again. Yikes! I've made some dumb purchases in my life and this is how it p...
by Mingus
Tue Jun 10, 2014 12:37 pm
 
Forum: Personal Consumer Issues
Topic: A $1000 lesson on how manipulative salespeople can be?
Replies: 107
Views: 16895

Re: Poll: Luxury and Happiness

While I don't endorse investing in jewelery, if you had bought a $2500 Rolex watch in 2003, it is now worth about $6000 if in good condition. Used Rolexes are highly sought after and do appreciate in value considerably. A lot of people hand them down to their children. They last forever. I'm not su...
by Mingus
Thu Jun 05, 2014 2:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: Luxury and Happiness
Replies: 141
Views: 8038

Re: Hiring someone versus painting yourself

Properly prepped and painted wood siding shouldn't need to be repainted every few years.. PROPERLY is the key word. A quality paint job should last for 25 years plus. But a lot of painters are sort of flunkies, and most buyers of paint jobs are focused on cheap, cheaper, or cheapest when it comes t...
by Mingus
Thu May 29, 2014 3:15 pm
 
Forum: Personal Consumer Issues
Topic: Hiring someone versus painting yourself
Replies: 51
Views: 4225

Re: Best Large Purchase(s) Ever?

My first Toyota. And then my second Toyota. I think the second one was an even better purchase than the first one.
by Mingus
Wed May 28, 2014 1:20 am
 
Forum: Personal Consumer Issues
Topic: Best Large Purchase(s) Ever?
Replies: 45
Views: 3211

Re: Worst "Large purchase" ever?

Bought a Lexus. I hated it.

Driving a Toyota again. Loving it.
by Mingus
Mon May 26, 2014 11:38 pm
 
Forum: Personal Consumer Issues
Topic: Worst "Large purchase" ever?
Replies: 110
Views: 11607

Re: Paying for a date

How aware are you of the other person's financial status when you start dating? Figuring out if the other party has more or less than you seems awkward to me. Do you google your dates to find out their finances? I briefly dated a girl who asked me non-nonchalantly one day if I made a lot of money. ...
by Mingus
Tue May 20, 2014 12:43 am
 
Forum: Personal Consumer Issues
Topic: Paying [on] a date
Replies: 73
Views: 3178

Re: Switch car insurance? State Farm vs GEICO

I had Geico for a long time.

Had a hit and run on my car a long time ago. Geico took care of everything.

Had another hit and run, again Geico was excellent to work with.

Fast forward to me having State Farm. Had another hit and run on a different car. Nightmare dealing with State Farm.

I
by Mingus
Fri May 16, 2014 12:39 am
 
Forum: Personal Finance (Not Investing)
Topic: Switch car insurance? State Farm vs GEICO
Replies: 40
Views: 3168

Re: Buying a new suit for a promotion

Often the clientele is wearing business casual which in my field is khakis and a knit (golf) shirt with company logo on it, so that's what we end up wearing when visiting clients. If we wore suits we would look like idiots. Yes, you may want to check on that before you buy the suit. May depend on w...
by Mingus
Thu May 15, 2014 12:17 am
 
Forum: Personal Consumer Issues
Topic: Buying a new suit for a promotion
Replies: 20
Views: 2362

Re: Tips for painting furniture

Perfect, thanks for all of the replies. My table isn't painted (just a natural finish) so I think I'll be able to reduce some of the sanding steps. I'd leave it a natural finish then and save a lot of work. If it were my table, I'd just do a wipe on varnish finish. After sanding up to 220 grit. htt...
by Mingus
Tue May 13, 2014 10:19 am
 
Forum: Personal Consumer Issues
Topic: Tips for painting furniture
Replies: 9
Views: 685

Re: Tips for painting furniture

I'd probably start by washing the pieces with a solution of TSP (tri sodium phosphate). Can be bought at the paint store. Start sanding with 80 grit and see how that goes. Probably want to invest in an electric sander. You'll need some sanding sponges for getting into tight areas. Can be bought on A...
by Mingus
Tue May 13, 2014 1:03 am
 
Forum: Personal Consumer Issues
Topic: Tips for painting furniture
Replies: 9
Views: 685

Re: "Fortune favors the bold" (or does it?)

I've almost made so many dumb moves in my life that just by luck I went right instead of left. It was dumb luck. I have made many dumb moves in my life, and it was just by dumb luck that going left and backwards eventually ended up going forward and right. Fortune favors the bold. But history is al...
by Mingus
Mon May 12, 2014 11:02 pm
 
Forum: Investing - Theory, News & General
Topic: "Fortune favors the bold" (or does it?)
Replies: 31
Views: 2470

Re: Car buying psychology

In most car dealerships, the sales person tries to take up as much time as possible, delay you, and so on. What is the psychological purpose for this? I know it must be part of the sales process, and that they have figured out that it works, but I don't understand how and why the tactic works? The ...
by Mingus
Mon May 12, 2014 1:58 pm
 
Forum: Personal Consumer Issues
Topic: Car buying psychology
Replies: 30
Views: 2659

Re: Purchasing a Residence for Commercial Use

Sounds, potentially, legit to me. SFH zoned commercial. Non conforming use, grandfathered in. Can remain a SFH... until the use is changed from residential to commercial. And this may require quite a lot of code upgrades. Depends on the city building department and what the climate is for small busi...
by Mingus
Thu May 08, 2014 10:43 am
 
Forum: Personal Finance (Not Investing)
Topic: Purchasing a Residence for Commercial Use
Replies: 3
Views: 405

Re: Quality Indoor Paint

Lead based oil paint is gonna be the best as far as durability and wash-ability. But, that is illegal. And not low VOC. Next down the line would be Benjamin Moore oil based Satin Impervo. Not low VOC. I just painted my bathroom with this. It looks great. Has a lot of depth vs. the flat dull look acr...
by Mingus
Mon May 05, 2014 2:23 pm
 
Forum: Personal Consumer Issues
Topic: Quality Indoor Paint
Replies: 8
Views: 697

Re: Custom vs production homes

How much per square foot for the "production home" per your builder?

What are you looking for that is different than the homes your builder normally builds?
by Mingus
Sun May 04, 2014 12:03 am
 
Forum: Personal Consumer Issues
Topic: Custom vs production homes
Replies: 9
Views: 1126

Re: POLL: the WORST financial advice you've given/received?

I was considering buying a condo in Seattle back in the 2006/2007 time-frame. But for some reason, my real estate agent took me to see a house. The thing was a total wreck, and needed to be completely gutted and remodeled. The street the house was on was such that every fourth or fifth house seemed ...
by Mingus
Tue Apr 29, 2014 5:31 pm
 
Forum: Investing - Theory, News & General
Topic: POLL: the WORST financial advice you've given/received?
Replies: 61
Views: 15070

Re: About to close on house, but permitting not done

Permit not needed for a roof job. Unless new square footage was added. But even then, the permit would be for the structural components, not the roofing shakes.

How extensive is the electrical work? If its an outlet or two, an overhead light, and a light switch I wouldn't worry about it.
by Mingus
Wed Apr 23, 2014 10:14 am
 
Forum: Personal Finance (Not Investing)
Topic: About to close on house, but permitting not done
Replies: 6
Views: 751

Re: Building a house - plan resources

I've never bought an off the shelf house plan before. But I think if you find something you like, the prices will all be pretty competitive among the different online resources. The plans will still need to be engineered to meet (and hopefully well exceed) code, and that's where the money is going t...
by Mingus
Tue Apr 22, 2014 12:59 am
 
Forum: Personal Consumer Issues
Topic: Building a house - plan resources
Replies: 4
Views: 675

Re: Forced job responsibility putting me in a panic

There seems to be bosses out there that like to put people in positions they know people are not good at, and will not like to do it. Like doing things we have no natural talent at will make us stronger. I'm a believer in letting people do what they are naturally gifted at or at least have an intere...
by Mingus
Tue Apr 22, 2014 12:05 am
 
Forum: Personal Finance (Not Investing)
Topic: Forced job responsibility putting me in a panic
Replies: 32
Views: 2717

Re: What does a Boglehead Mattress look like?

A Boglehead picks an appropriate allocation and sleeps well at night. Therefore, with a reduction in tossing and turning, one would see a less wear and tear, thus driving the cost-per-sleep-cycle even lower (buy-and-hold mattresses). With such savings, one sleeps even better at night, and then... A...
by Mingus
Mon Apr 21, 2014 3:07 pm
 
Forum: Personal Consumer Issues
Topic: What does a Boglehead Mattress look like?
Replies: 21
Views: 2774

Re: Luxury you can afford? Regrets?

I bought a nice set of Yamazaki flatware a few years ago. I always get compliments on it when new people come to the house. It's something I should have bought 10+ years ago. It wasn't that expensive.
by Mingus
Mon Apr 21, 2014 12:54 am
 
Forum: Personal Consumer Issues
Topic: Luxury you can afford? Regrets?
Replies: 8
Views: 1752

Re: The Unemployment Game Plan

Can your spouse's salary support all the monthly expenses minus your paycheck?
by Mingus
Thu Apr 17, 2014 11:17 am
 
Forum: Personal Finance (Not Investing)
Topic: The Unemployment Game Plan
Replies: 12
Views: 1107

Re: Mr. Money Mustache: Hero or Foolish?

Everyone says we need to all be consumers to keep our economy going, but what if we could all just have less stuff, all work less, and all be happier, have more time with our families and strengthen our local communities. I think this would actually make people less happy, but that's another discus...
by Mingus
Tue Apr 15, 2014 1:30 pm
 
Forum: Investing - Theory, News & General
Topic: Mr. Money Mustache: Hero or Foolish?
Replies: 255
Views: 33641

Re: Basic Home Theater System Recommendations

2. Have HDMI and Digital Optical Audio in puts Why do you think you need HDMI and Optical Audio inputs? I don't know about the OP, but I have a tv. The tv has speakers. They aren't that good. I want to add an audio system to use for the sound that would otherwise come from my tv. I'm in the same bo...
by Mingus
Fri Apr 11, 2014 3:28 pm
 
Forum: Personal Consumer Issues
Topic: Basic Home Theater System Recommendations
Replies: 18
Views: 1289

Re: Problem With New VCR Tapes

Alf belongs in the trash can. Terrible terrible sitcom.
by Mingus
Tue Apr 01, 2014 10:50 pm
 
Forum: Personal Consumer Issues
Topic: Problem With New VCR Tapes
Replies: 28
Views: 2842

Re: Lowes Install Services- anyone use them for a new bathro

I wouldn't hire Lowes, or Home Depot, or any box store for anything like this. It will be more expensive, and lower quality. They contract out to the lowest bidder contractors. And then inflate the price to more than you'd pay a reputable contractor who does good work. Bottom line: Higher price, low...
by Mingus
Thu Mar 27, 2014 8:08 pm
 
Forum: Personal Consumer Issues
Topic: Lowes Install Services- anyone use them for a new bathroom?
Replies: 22
Views: 2078

Re: Cedar Plank Siding

There is a Japanese company that makes a beautiful cement fiber siding. Makes Hardi brand look like it came from K-Mart. They have a factory in the United States. When I saw it at the lumbar store, I thought it was real cedar. This is what you want: http://www.nichiha.com/products/detail-dev/sierra-...
by Mingus
Thu Mar 20, 2014 1:30 am
 
Forum: Personal Consumer Issues
Topic: Cedar Plank Siding
Replies: 14
Views: 1101

Re: Bogleheads Stance on Home Buying

Professor Emeritus wrote:
A house you live in is ALWAYS an investment. It may be a good or bad investment but it's an investment


Some houses precipitate an investment in lots of tools, time, and labor.
by Mingus
Tue Mar 18, 2014 3:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Bogleheads Stance on Home Buying
Replies: 61
Views: 5197

Re: Dealer Margin on Trade Ins vs New

Why would they? It isn't like you car is unique. If you don't want to sell it to them, they can just go out to a wholesaler and pick one up at the value where they can get their desired profit margin. Why would they??? To get a sale, to get repeat sales, and to generate referrals. There was no way ...
by Mingus
Tue Mar 18, 2014 2:21 pm
 
Forum: Personal Consumer Issues
Topic: Dealer Margin on Trade Ins vs New
Replies: 15
Views: 894

Re: Dealer Margin on Trade Ins vs New

It's better to think of it as two separate transactions - regardless of how they pitch it. You are buying a car from them, and they are buying a car from you. It is two separate transactions. I had a fun experience a long time ago with a car dealer. They refused to tell me what they would give me o...
by Mingus
Tue Mar 18, 2014 1:11 pm
 
Forum: Personal Consumer Issues
Topic: Dealer Margin on Trade Ins vs New
Replies: 15
Views: 894

Re: Did you retire in your 30s?

I'll never understand the concept of being bored due to not working. I can understand the desired to be a productive member of society, and being unfulfilled without that, but bored? I haven't been bored since I got Commodore 64 in 1985. I think there is a confusion among people not being able to d...
by Mingus
Fri Mar 14, 2014 11:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Did you retire in your 30s?
Replies: 55
Views: 5506

Re: Kitchen Renovation: Go big....or not?

Its hard to comment without seeing a floor plan. I'd be inclined to leave the kitchen where its at, and somehow configure the small eating area to be absorbed by the rest of the kitchen. Maybe the geometry in the kitchen would allow a center island? But again, without knowing what the floor plan loo...
by Mingus
Fri Mar 07, 2014 11:54 am
 
Forum: Personal Consumer Issues
Topic: Kitchen Renovation: Go big....or not?
Replies: 25
Views: 1964

Re: Planning first trip to Oregon and Seattle - advice sough

I used to live in Ballard. If you stay there be sure to go to Ray's Boathouse. Great Restaurant right on the water in Shillshole right up the street from Ballard. But I'd be inclined to stay in Capitol Hill instead of Ballard. Ballard is a great place to live, but capitol hill would be better to vis...
by Mingus
Wed Mar 05, 2014 4:20 pm
 
Forum: Personal Consumer Issues
Topic: Planning first trip to Oregon and Seattle - advice sought!
Replies: 40
Views: 2111

Re: Water heater - gas or electric?

we were thinking of replacing this one before we take a long traveling vacation. Last summer we had a leak from our A/C and we had to rip out the padding from the carpet. Before we have it all replaced we want to have a newer water heater that hopefully won't leak for a while. When I go away for wo...
by Mingus
Wed Mar 05, 2014 4:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Water heater - gas or electric?
Replies: 49
Views: 3911

Re: Amazon 10% Fed refund bonus with TurboTax

Anybody have any luck with this?

I mean with the gift card code actually showing up in your email inbox? I don't want to use my whole return for this. But enough of it to cover the cost I paid for TT, plus a little more.
by Mingus
Tue Mar 04, 2014 2:22 am
 
Forum: Personal Finance (Not Investing)
Topic: Amazon 10% Fed refund bonus with TurboTax
Replies: 30
Views: 5483
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