Bogleheads.org

I have an iPad with Retina display and I added a bluetooth keyboard. There's a lot to like, and a lot to dislike. Likes Works great for email and surfing the net. Battery lasts a long time (probably 2 days of normal use). Lots of apps (perhaps too many) Beautiful display Relatively fast processor. U...

As 666 was the low back in March 2009, maybe 1,666 will be the high :wink: ? Not having invested yet in the 90s, I have to admit this ongoing rally is getting a bit scary. And a bit painful as well, as I'm overweight emerging markets. So good for you all who have small cap, REITS, high yield bonds ...

Hi Everyone:

We now have a new Des Moines Local Chapter. Kevin (DesMoinesBogleheads@gmail.com) has agreed to be the new Local Chapter Coordinator.

Good luck to all the Des Moines Bogleheads!

Let me know via PM if someone agrees to become the new Local Chapter coordinator.

OK, folks. We now have a new New Orleans Local Chapter. See this thread: viewtopic.php?p=1697980#p1697980

Hi Everyone: I'm happy to report that after more than six years of trying, we finally have a New Orleans Local Chapter. This all started back in March, 2007 with this post: http://www.bogleheads.org/forum/viewtopic.php?p=8504#p8504 Over the years, we had lots of interest expressed, but until today, ...

NOLA Rob wrote:I just sent Mel an email about this, but I would also be happy to organize these meetings. I'm a permanent resident down here. Please post on this thread or PM me if the NOLA people on this thread are still interested in participating in a chapter.

I just responded to your PM, Rob.

Thank you for the kind words, Blues. I'm honored to be included on such a list and hope to continue contributing until they carry me away. Notes like yours definitely make it all worthwhile.

The bravest people I've seen (some from family) are those dealing with terminal illness and yet affirming life. Service in the military is overrated. Lev Levett, Being part of the less than 1% of Americans who have served and continue to serve in the US Armed Forces for this great nation of ours, I...

This Marine is definitely proud to salute my good friend and co-author, Taylor Larimore, who served as a paratrooper in WWII at the Battle of the Bulge.

Hat's off to you, my friend!

Is it possible that he could do a 1035 exchange into something else, like a VA or anything better that would stop the bleeding and retain the tax deferral for as long as possible?

I received this email this morning (or last night). From: Facebook Security Subject: Warning!! Your Facebook account will be suspended soon! Hello, The Facebook team has detected that there was a threat to your Facebook account and there is not a single user that logs into your account, and for thi...

So, I've turbotax'd again and printed 26pages. But, I don't usually delete the turbotax file, i make it hidden and remove the ability for a user to read/write it, What do other people do with sensitive information on one's HD ? I'm tempted to upload it to google drive, for which I have 2 step verif...

Happy Mother's Day to all the Boglehead Moms.

Has the possibility of adding breakout sessions around certain topics to the Bogleheads conference ever been considered? At other conferences which I have attended, I've found these sessions to be very useful and informative venues for sharing knowledge. Thank you to the organizers for coordinating...

If you don't have Vanguard funds available, consider yourself lucky if you have the full range of Fidelity funds available since their Spartan index funds are very Boglehead friendly.

Happy Birthday, Jack. I'm honored to have you as a friend and mentor and look forward to seeing you again in October at Bogleheads 12. May you continue to enjoy the work you do as well as many, many more birthdays. God knows we need you, Jack!

Best regards,

Mel

Hi Everyone: Got an interesting email from Charles Rotblut, CFA, Vice President and AAII Journal Editor, American Association of Individual Investors. He did a study using 25 years of data based on a hypothetical portfolio of Vanguard funds. In the study, he showed the impact periodic rebalancing wo...

Mel, thanks for the very good article. I know the relief the Ragers experienced on learning they are on the right track as I also have an advisor review my portfolio about every five years and, except for minor tweaks, am told I'm still okay. That is especially good to hear in retirement. Rick, tha...

Good column by Karen Damato on how investors are taking more responsibility for their own investments, using some guidance from the portfolio review services offered by Vanguard, Fidelity and others. The column features interviews with several Bogleheads, including my good friends, Ed and Patti Rage...

dandan14 wrote:Any spots left?

If you act promptly, you'll probably get in.

I've often read that many (most?) brokers/advisors keep their own money in index funds. Wish I could provide more than hearsay. My friend, Jason Zweig, from the Wall Street Journal stated that many brokers admitted as much to him after a few beers. He said that on the recent PBS Frontline TV show o...

As a member of the behind-the-scenes team, I can assure you that LadyGeek has become an indispensable member of the Bogleheads community. In addition to her work as a site Admin, she also is a major player in the wiki development. Thanks for all you do, LG. Sure glad to have you aboard as a team mem...

This is hard to explain. I do try to time the market a little by using weekly charts, but I have been invested almost all of the time since I started in 2010. For some reason, I moved all of my money out of the market except for a 10% position in EDV (bought at $110, today hurt a little), and now I...

I wish I had discovered indexing sooner but finally I am now sold on indexing. At the age of 79 and after much reading on indexing, my IRA is invested in two Vanguard Funds----Target Retirement Income Fund and Wellesley. I probably don't need Wellesley and will shift to the single fund. Here are th...

This thread topic doesn't apply to the poster and is non-actionable. This thread is locked.

Solstice wrote:Can anyone recommend a good alternative to Vanguard's High Yield Corporate fund (which is now closed)? Something with low fees.

Thanks

If you're Flagship, you can get into the closed Vanguard fund.

This thread is locked for multiple reasons.
1. We're getting religious mentions comments/posts.
2. The thread has run its course and the op has more than enough responses.
3. We probably shouldn't have allowed this previously-removed topic to be reopened under even tightly controlled guidelines.

I did a search on the forum to try and find a discussion on the merits of these funds, and was only able to find some information on the funds back when they use to have a portion allocated to discretionary picks. Now that they have changed to a more BH 3-fund approach what do you all think of thes...

Chase has issued some guidance on this: http://www.theonion.com/articles/after-checking-your-bank-account-remember-to-log-o,32260/?utm_source=Twitter&utm_medium=SocialMarketing&utm_campaign=standard-post:headline:default when you’re finished with your online banking session, we recommend th...

This thread is locked. Forum policy specifically states that discussions of political and climate policies are trolling topics and are thus off limits: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Exampl...

nisiprius wrote:DAVID GRABINER =

BRAIN; ADD, GIVER.

Yes, nisi, we both know David personally, and to me he's just downright "scary" smart as well as giving, just like you.

Here's to you both.

Agree. David is a real asset to the Bogleheads community. He's a keeper!

Thanks for all your contributions, David.

What do I need to do if I need a statement for applying for a mortgage, for example? Just print a screen grab? Sorry about resurrected this old thread. How do I show the lender that I own i-bond? Does anyone has such experience? thanks in advance, Since Savings Bonds can't legally be used/pledged a...

... advisors who recommend against buying I Bonds, given today's lack of a better risk-free option and with all the benefits that come with I Bonds (tax-deferral, freedom from state and local taxes and the possible tax-free use for qualifying educational expenses) are probably doing so to line thei...

What do I need to do if I need a statement for applying for a mortgage, for example? Just print a screen grab? Sorry about resurrected this old thread. How do I show the lender that I own i-bond? Does anyone has such experience? thanks in advance, Since Savings Bonds can't legally be used/pledged a...

The advisors are clearly telling people no.. so more for us. http://articles.marketwatch.com/2013-02-12/finance/37051732_1_savings-bonds-series-i-savings-current-variable-rate $22 million total for the country from 2012 tax returns. After all the advisor doesn't make money from selling I-bonds, so ...

... I'll bet that outside of the Bogleheads community, the number of folks who know about this "loophole" is probably miniscule. I certainly learned about it here, and from you. Thank you. PJW So I wonder which Boglehead will get the last paper I Bond ever issued? That will certainly be a...

For those speculating on a Savings Bond being used as some kind of collateral in a hypothetical or real aftermarket product/scheme, consider this restriction from the Treasury Dept's Savings Bond Owner's Manual. Savings bonds may not legally be used as collateral for a loan or as security for the pe...

My interest is more about intellectual curiosity. It's an intriguing idea, and I bet you would like to know the definitive answer just as much as I. Mel==>> :sharebeer <<== PJW PJW Boy, you got that right, PJW. I'm afraid that just about the time we get folks up to speed on how to get their hands o...

Just out of curiosity, could you tell us which Treasury Secretary signed each of the denominations? PJW Hank Paulsen signed the $1000's and the $200, Tim Geithner signed the $500 and the $50's. I hadn't noticed that. Interesting observation Shawcroft Thanks. The reason I asked is there's a conjectu...

I guess my choices are 1. Invest now and earn 1.47% for the next year, 1.175% w/ withdrawal penalty 2. Invest between May and October and get 1.18% for half a year. 3. Wait until November and start at whatever the new rate is at that time. (I can still invest 10,000 in 2013 and 10,000 in 2014 if I ...

Publicly commenting on or questioning forum moderation in a post such as this is a violation of forum policy. Contacting a Moderator or Administrator via PM is the only way to question forum moderation.

Ou of curiosity, what were the funds? Did you have "Magellan Mania"? I actually impressed myself: It was 75% Total international Index and 25% Japan Smaller Companies. So actually, I could have done a lot worse! The ER on the latter is only 1.05%. The Japan fund only started in 1995, so t...

So, i'm sitting here in southern Baja (east cape) wanting to access my fidelity account to see how long I can keep doing this. We are in a rental house. There are like five houses here sharing an unsecured wifi connection. My wife says that if I access our fido account, we run the risk of losing al...

I used to have the triple play when they offered me a good introductory price for the package. However, rates continued to go up, so I got a MagicJack+, ported my home number over and got rid of the cable phone. Haven't looked back. And when I go on the road, I can take the MJ+ with me and still mak...

If we're correcting the thread title, "the Obama's" is singular. Are we only fixing one Obama's finances, or the whole family's? We could go round and round on this one. My take: the story is based one one tax return that was filed jointly, so that's singular. Also, it's about the family'...

If we're correcting the thread title, "the Obama's" is singular. Are we only fixing one Obama's finances, or the whole family's? We could go round and round on this one. My take: the story is based one one tax return that was filed jointly, so that's singular. Also, it's about the family'...

Blues wrote:The thread title should be edited to read "Fixing The Obama's Finances" so that it is not misconstrued as political commentary on fiscal policy as opposed a look into and critique of their personal income tax return.

I fixed it.

I initially planned to buy about $5k in I Bonds at the end of this year. I could probably manage to buy up to $500 in I Bonds now in order to secure the current rates. But if i look at the rates today versus what's coming after the 30th, the difference in interest earned is nominal. Is there really...