Search found 11476 matches

by Mel Lindauer
Fri Jul 31, 2015 8:24 pm
Forum: Local Chapters and Bogleheads Community
Topic: bogleheadism == Vanguard?
Replies: 43
Views: 2950

Re: bogleheadism == Vanguard?

Historically this board is a successor to Morningstars " Vanguard Diehards " forum ... correct? Also, given the low-cost mantra, increasing Vanguard's AUM ties to lowering expenses on the funds. Yes, this forum's core of beginning members came from the old Morningstar Vanguard Diehards fo...
by Mel Lindauer
Fri Jul 31, 2015 6:43 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads Los Angeles meetings
Replies: 11
Views: 894

Re: Boogleheads Los Angeles meetings

Looks like there may be enough interest to get an LA Local Chapter going. If one of you is willing to be the Local Chapter coordinator, PM me with your first name and an email address that you'd use for this purpose (I recommend someting like LABogleheads at gmail dot com since this will be public) ...
by Mel Lindauer
Thu Jul 30, 2015 10:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: bogleheadism == Vanguard?
Replies: 43
Views: 2950

Re: bogleheadism == Vanguard?

While Fidelity does have some low-cost index funds (The Spartan series), it's simply a response to Vanguard being previously referred to as "the low-cost leader". IMO, if it wasn't for Vanguard, there would be no Spartan series. And the rest of Fidelity's lineup is mainly focused on higher...
by Mel Lindauer
Thu Jul 30, 2015 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: Cash EE bond to pay down the mortgage?
Replies: 7
Views: 521

Re: Cash EE bond to pay down the mortgage?

Makes absolutely no sense to me. My recommendation; don't do it.
by Mel Lindauer
Sun Jul 26, 2015 10:42 pm
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 34
Views: 6258

Re: Houston Chapter

Before I start a new thread with my question, I wonder if there are any Boglehead financial advisors in Houston. My mother in law is nearing retirement. She has been doing some reading and has a question anout annuities. Anyone know someone who could offer formal professional guidance for her? You'...
by Mel Lindauer
Sun Jul 26, 2015 1:44 pm
Forum: Personal Consumer Issues
Topic: The Villages Retirement Community Near Orlando
Replies: 83
Views: 10102

Re: The Villages Retirement Community Near Orlando

We own a place, a second home for now, in The Villages, and the descriptions I have been reading in the news are really not all that accurate. On our street, there are those folks that hang out at their homes, working in their yards, etc most of the day, and there are others that are rarely home. T...
by Mel Lindauer
Fri Jul 24, 2015 6:40 pm
Forum: Local Chapters and Bogleheads Community
Topic: South Florida Local Chapter
Replies: 97
Views: 13479

Re: South Florida Local Chapter

A reminder that our meeting is scheduled for this Sunday, July 26, 2015, from 12 noon to 2:00 p.m. in Ft. Lauderdale. We have 26 Bogleheads who have responded they are coming and a couple of maybes 8-) We have room for a few more! Sounds like a nice group. With Taylor present, I'm sure everyone wil...
by Mel Lindauer
Fri Jul 24, 2015 4:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Louisville, Ky. chapter
Replies: 36
Views: 2796

Re: Louisville, Ky. chapter

OK, it's official; we have a new Louisville KY Local Chapter. The chapter will be known as the "Derby City Bogleheads". Tom has stepped up and agreed to be the Chapter Coordinator. You can reach Tom at LouisvilleBogleheads@gmail.com. Good luck to the Louisville-area Bogleheads. Hopefully I...
by Mel Lindauer
Thu Jul 23, 2015 5:18 pm
Forum: Local Chapters and Bogleheads Community
Topic: Louisville, Ky. chapter
Replies: 36
Views: 2796

Re: Louisville, Ky. chapter

Looks like there was at one time interest in starting a Louisville, KY chapter. I just moved back to the area and would be interested in meeting if other are. I don't mind to coordinate if there are no other volunteers (although not sure of my financial bona fides) Hi Tom: It's great to hear that y...
by Mel Lindauer
Thu Jul 23, 2015 3:50 pm
Forum: Investing - Help with Personal Investments
Topic: Today's Vanguard Webinar On Bonds
Replies: 10
Views: 1535

Re: Today's Vanguard Webinar On Bonds

Did you submit your questions at the same time you registered? If so, I think there's a better chance that some of those got asked as opposed to those sent in during the broadcast.
by Mel Lindauer
Mon Jul 20, 2015 1:28 pm
Forum: Investing - Theory, News & General
Topic: The "No Bonds" portfolio
Replies: 80
Views: 11064

Re: The "No Bonds" portfolio

This thread is locked for Moderator review.
by Mel Lindauer
Mon Jul 20, 2015 12:24 pm
Forum: Personal Consumer Issues
Topic: Tipping at pay-first restaurants: what would you do?
Replies: 35
Views: 3300

Re: Tipping at pay-first restaurants: what would you do?

This thread has run its course and is locked.
by Mel Lindauer
Sat Jul 18, 2015 9:19 pm
Forum: Investing - Theory, News & General
Topic: Reporter doing story on Chubb and Humana Mergers
Replies: 1
Views: 356

Re: Reporter doing story on Chubb and Humana Mergers

Bump for visibility. Anyone fit the profile who'd like to be interviewed for the story?
by Mel Lindauer
Sat Jul 18, 2015 8:55 pm
Forum: Investing - Theory, News & General
Topic: Jason Zweig, Behavioral Finance: What Good Is It, Anyway?
Replies: 21
Views: 2979

Re: "Here Come the Bogleheads" by Jason Zweig

Paul: Jason Zweig, currently a weekly columnist for The Wall Street Journal , is one of the best, and certainly one of the most knowledgeable, financial writers in the business. His linked speech to the members of the John F. Kennedy School that you gave us is an example. I remember inviting Mr. Zw...
by Mel Lindauer
Fri Jul 17, 2015 8:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: Australian Chapter ?
Replies: 11
Views: 1886

Re: Australian Chapter ?

Well, we keep getting folks interested in getting an Australian Chapter going, but we still need someone to step up and agree to the the local chapter coordinator. Anyone interested? If so, PM me and we'll get your Local Chapter up and running.
by Mel Lindauer
Fri Jul 17, 2015 6:11 pm
Forum: Investing - Help with Personal Investments
Topic: Mutual fund minimum investments
Replies: 34
Views: 1059

Re: Mutual fund minimum investments

Hello, I am planning to buy a series of mutual funds from Vanguard and most of them require a minimum investment of 10,000 dollars. I'm 21 and just graduated college so I'm currently trying to find a job.. my question is, would it be worthwhile to wait and save up the minimum investment of 10,000 d...
by Mel Lindauer
Fri Jul 17, 2015 3:05 pm
Forum: Investing - Theory, News & General
Topic: Reporter doing story on Chubb and Humana Mergers
Replies: 1
Views: 356

Reporter doing story on Chubb and Humana Mergers

Hi Everyone: A known reporter for a national newspaper would like to talk to shareholders of Chubb (insurance) Corporation or Humana. Each company is involved in a merger, but the stock that Chubb shareholders receive will be taxable, while the stock that Humana shareholders receive won’t be. Would ...
by Mel Lindauer
Wed Jul 15, 2015 2:15 pm
Forum: Investing - Theory, News & General
Topic: Reporter doing story on socially-responsible (SRI) mutual funds
Replies: 2
Views: 340

Re: Reporter doing story on socially-responsible (SRI) mutual funds

Any more socially rresponsible investors (SRI) interested in being interviewed for this story?

If so, drop me a PM with your name, phone # and email address and I'll pass it along to the reporter.
by Mel Lindauer
Tue Jul 14, 2015 4:43 pm
Forum: Investing - Theory, News & General
Topic: Reporter doing story on socially-responsible (SRI) mutual funds
Replies: 2
Views: 340

Reporter doing story on socially-responsible (SRI) mutual funds

Hi Everone: This story, by a known national reporter, is a personal finance piece about socially-responsible (SRI) mutual funds. One of the funds the reporter is planning to discuss in the story is Vanguard’s FTSE Social Index fund (VFTSX). If there were any Bogleheads who are currently investing in...
by Mel Lindauer
Tue Jul 14, 2015 3:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Master thread for Washington DC Area Bogleheads
Replies: 42
Views: 7228

Re: The Washington DC Chapter special meeting

Taylor Larimore wrote:Bob:

With my friend and co-author, Michael LeBeauf as your guest speaker, the Washington DC Bogleheads are in for a treat!

Best wishes.
Taylor


I second Taylor's sentiments about Michael. Your group is, indeed, in for a treat. I'm sure there will be some laughs along the way, too.
by Mel Lindauer
Tue Jul 14, 2015 2:45 pm
Forum: Investing - Theory, News & General
Topic: The Brainwashing of the American Investor
Replies: 68
Views: 8579

Re: The Brainwashing of the American Investor

This thread has run its course and is locked.
by Mel Lindauer
Mon Jul 13, 2015 12:52 am
Forum: Personal Consumer Issues
Topic: Trip to Montreal Canada
Replies: 21
Views: 1621

Re: Trip to Montreal Canada

...nearby places for day trips etc. ... It would be a mistake not to visit Quebec City. Beautifully situated along the St Lawrence River; also lots of history re the Great Lakes, Midwest US and (of course) Canada. HTH I second the recommendation to visit Quebec City. And if you do, I'd recommend yo...
by Mel Lindauer
Mon Jul 13, 2015 12:36 am
Forum: Investing - Theory, News & General
Topic: Larry Portfolio Shortfall
Replies: 37
Views: 2687

Re: Larry Portfolio Shortfall

As mentioned in an earlier post, these results do not include an advisor fee for the DFA funds. However, I can tell you from personal experience, that you can get much lower advisor costs then 1% of AUM. While there may well be lower fees available for those who know where and how to look, my exper...
by Mel Lindauer
Sun Jul 12, 2015 8:07 pm
Forum: Investing - Help with Personal Investments
Topic: I-Savings Bonds
Replies: 29
Views: 3957

Re: I-Savings Bonds

How often do you purchase I-Savings Bonds? Also, what is your primary use for them? I.e. - extended emergency fund, bond allocation, etc. I contribute $25 every Monday (automated) to this account and consider this an extended emergency fund. Are there any negatives to so many frequent contributions...
by Mel Lindauer
Sun Jul 12, 2015 2:55 pm
Forum: Investing - Help with Personal Investments
Topic: insurance q [whole life vs. umbrella policy]
Replies: 9
Views: 966

Re: insurance q

As others have pointed out, this is probably one of the the worst recommendations I've ever heard anyone make. I'd run, not walk, away from that FA, since he/she obviously is only interested in selling you products that have a fat commission, regardless of how inappropriate they are for the situatio...
by Mel Lindauer
Sun Jul 12, 2015 2:40 pm
Forum: Investing - Theory, News & General
Topic: Larry Portfolio Shortfall
Replies: 37
Views: 2687

Re: Larry Portfolio Shortfall

I have an observation and wanted to see what folks response to the issue raised. Larry has provided an interesting alternative to the traditional TSM/TBM portfolio. From what I have read a 60/40 or later 50/50 TSM/TBM portfolio has the same expected return as a 30/70 TBM/SCV portfolio. From my read...
by Mel Lindauer
Thu Jul 09, 2015 11:59 am
Forum: Investing - Theory, News & General
Topic: Got a Question for the Jack Bogle Q&A @ Bogleheads Conference?
Replies: 42
Views: 7914

Re: Ask Your Questions here for the Jack Bogle Q&A @ Bogleheads Conference

Here's your chance to ask Jack Bogle a question that you'd like for him to answer.

Fire aware and post your question right here on this thread.
by Mel Lindauer
Wed Jul 08, 2015 12:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Morningstar Pages [Bogleheads on Morningstar]
Replies: 9
Views: 854

Re: Morningstar Pages

Is "Bogleheads Unite" the old prior website before this website? Yes, it's the old "Vanguard Diehards" forum, where the Bogleheads were "born" online. Out of loyalty for all that M* did for us and the fact that our first book directed readers to that forum, Taylor and ...
by Mel Lindauer
Tue Jul 07, 2015 1:45 pm
Forum: Investing - Help with Personal Investments
Topic: Thanks to Forum Administrators
Replies: 16
Views: 1634

Re: Thanks to Forum Administrators

Yes, thanks! Not to jump the shark, but are any contributions to the John Bogle Foundation used to support the Bogleheads Forum? And if so, significantly (as a proportion of their donations)? Even after searching, it is not clear to me, and the "Support this Site" link makes no mention of...
by Mel Lindauer
Mon Jul 06, 2015 8:25 pm
Forum: Investing - Help with Personal Investments
Topic: 401k fees - From Fidelity to TransAmerica
Replies: 14
Views: 1887

Re: 401k fees - From Fidelity to TransAmerica

Here's a recent Forbes column I did on this topic, so perhaps it might be helpful.

http://www.forbes.com/sites/theboglehea ... 401k-plan/
by Mel Lindauer
Mon Jul 06, 2015 5:03 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Advice for wife and I, long post
Replies: 2
Views: 391

Re: 401k Advice for wife and I, long post

Here's a recent Forbes column I did on 401k plan considerations that you might find helpful.

http://www.forbes.com/sites/theboglehea ... 401k-plan/
by Mel Lindauer
Mon Jul 06, 2015 4:12 pm
Forum: Forum Issues and Administration
Topic: [Forum running slow]
Replies: 43
Views: 2590

Re: Slow down?

The forum seems to be operating quite slowly today. And off and on the past several days. Sometime posts don't download at all. Sometimes they just hang up for several seconds and then download. Thanks. :happy Definitely true! And frustrating! It would be reassuring to know that this problem is rec...
by Mel Lindauer
Sun Jul 05, 2015 3:06 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle books at 50% discount for Bogleheads
Replies: 20
Views: 4339

Re: Jack Bogle books at 50% discount for Bogleheads

Will Jack Bogle pen anymore books? I watched an interview were Mr. Bogle noted that everytime he says he is done writing, he does another book! Yes, I've heard him say that he's not going to be writing any more books and then he does. Let's hope he keeps on writing them, because the more folks who ...
by Mel Lindauer
Mon Jun 29, 2015 2:36 pm
Forum: Local Chapters and Bogleheads Community
Topic: South Florida Local Chapter
Replies: 97
Views: 13479

Re: South Florida Local Chapter

I would enjoy joining the SFL bogelheads chapter. If there is a way to contact the appropriate coordinator please pass on. I tried SFLbogelheads@gmail.com but i kept getting error message. Sincerely, gary "bogleheads" is misspelled and that's your problem. If you're gonna be one, you gott...
by Mel Lindauer
Mon Jun 29, 2015 2:23 pm
Forum: Investing - Help with Personal Investments
Topic: annuity advice
Replies: 5
Views: 731

Re: annuity advice

I have a myga -- 7 year fixed (cdlike) annuity with met life. it has a fxed rate of 6.3% and contract ends this nov. it is non-qualified and the cost basis is 119 k. it will be worth 215k in nov. I have not touched it for 7 years. I have social security and a small government pension at I draw down...
by Mel Lindauer
Mon Jun 29, 2015 2:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: Interested in a Charleston SC Area Local Chapter?
Replies: 10
Views: 3160

Re: Interested in a Charleston SC Area Local Chapter?

Sounds like there's enough interest to get a Charleston SC Local Chapter going. All we need now if for one of you to agree to be the Local Chapter coordinator. That person doesn't have to be an investing guru. Rather, he/she simply communicates with the other members regarding meeting dates, locatio...
by Mel Lindauer
Mon Jun 29, 2015 1:51 pm
Forum: Investing - Theory, News & General
Topic: Being Mr. Bogle's Company has 3 Trillion Dollars
Replies: 15
Views: 2154

Re: Being Mr. Bogle's Company has 3 Trillion Dollars

Being Mr. Bogle's Company has over 3 Trillion dollars under management, has anyone done the math for what his net monetary worth would have been, had he structured his company the way the other mutual fund companies have been structured? The reason I ask is that I'm going to attend, "The Money...
by Mel Lindauer
Sun Jun 28, 2015 9:39 pm
Forum: Investing - Theory, News & General
Topic: Puerto Rico Governor Says Island’s Debts Are ‘Not Payable’
Replies: 37
Views: 3480

Re: Greece or Puerto Rico?

LadyGeek wrote:Thread locked for moderator review.


After review, this thread will remain locked. Non-actionable.
by Mel Lindauer
Sat Jun 27, 2015 2:58 pm
Forum: Investing - Theory, News & General
Topic: "Target Date Funds Are Riskier Than You Think"
Replies: 45
Views: 7028

Re: "Target Date Funds Are Riskier Than You Think"

Here's a column I wrote for Morningstar back in 2009 titled "Fixing Target Date Funds" that you might find interesting.

http://news.morningstar.com/articlenet/ ... Id=2686718
by Mel Lindauer
Thu Jun 25, 2015 3:21 pm
Forum: Investing - Help with Personal Investments
Topic: Variable Annuity: Fidelity vs Vanguard
Replies: 3
Views: 406

Re: Variable Annuity: Fidelity vs Vanguard

My wife was involved in an accident when she was younger, and was given a settlement for any future medical expenses. When she turned 18 it was turned over to her, and her parents placed it in a Fidelity variable retirement annuity. It has grown from 39k to 93k in about 12 years. I know that variab...
by Mel Lindauer
Thu Jun 25, 2015 2:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter meets this Saturday June 27 at 11:00 Panera Bread Northgate Mall
Replies: 21
Views: 2376

Re: Seattle Chapter meets this Saturday June 27 at 11:00 Panera Bread Northgate Mall

Just had an opportunity to follow up with Sam. He's going to go ahead and host this meeting on Saturday. Both of us will coordinate going forward. Thanks! Glad that you got it worked out. That's great news for all the Seattle-area Bogleheads. Two coordinators working together to share the load make...
by Mel Lindauer
Wed Jun 24, 2015 5:50 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter meets this Saturday June 27 at 11:00 Panera Bread Northgate Mall
Replies: 21
Views: 2376

Re: Seattle Chapter meets this Saturday June 27 at 11:00 Panera Bread Northgate Mall

@sam I'm not seeing an email from you. When did you send it? @mel I believe we previously had it listed as "Derek (seattlebogleheads@gmail.com)". Thanks. OK, Derek, I'll change it back. Sam - You'll need to work things out with Derek and coordinate your meetings with him and the other exi...
by Mel Lindauer
Wed Jun 24, 2015 4:06 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter meets this Saturday June 27 at 11:00 Panera Bread Northgate Mall
Replies: 21
Views: 2376

Re: Seattle Chapter meets this Saturday June 27 at 11:00 Panera Bread Northgate Mall

Hi, Sam Seattle. I'm the Seattle Chapter Organizer. We've been meeting once a quarter for the last three quarters. We chatted about it as a group, and the consensus is that once a quarter is the right meeting frequency. The next one will be coming up shortly—details will be available soon. I'd much...
by Mel Lindauer
Wed Jun 24, 2015 9:42 am
Forum: Investing - Theory, News & General
Topic: What does it mean to be FIRE?
Replies: 30
Views: 3151

Re: What does it mean to be FIRE?

This thread has run it's course and is locked.
by Mel Lindauer
Tue Jun 23, 2015 4:10 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 2873

Re: Happy Birthday to Mel [Lindauer]

Thanks again for all the good wishes. Still without a/c and the heat index is around 100, so I may have to go hang out in some air conditioned stores to cool down. Tomm. and my new a/c can't come soon enough!
by Mel Lindauer
Mon Jun 22, 2015 10:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 2873

Re: Happy Birthday to Mel

Thanks for the birthday wishes everyone. I gave myself a $6,000 birthday present (my air conditioner went out today). They say they'll install the new one on Wed., so a couple of uncomfortable days and then I should be good to go. As a Boglehead, thank goodness, you have an adequate emergency fund ...
by Mel Lindauer
Mon Jun 22, 2015 8:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 2873

Re: Happy Birthday to Mel

Thanks for the birthday wishes everyone. I gave myself a $6,000 birthday present (my air conditioner went out today). They say they'll install the new one on Wed., so a couple of uncomfortable days and then I should be good to go.
by Mel Lindauer
Sun Jun 21, 2015 8:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: FATHER'S DAY
Replies: 15
Views: 2342

Re: FATHER'S DAY

Hi again Mel, I didn't know you had two sons! :oops: Of course you are as proud of them, as they are of you, and I hope to have the opportunity to meet them someday. I know you must all be having a wonderful day together. That's probably because my daughter was the only one who get away to attend B...
by Mel Lindauer
Sun Jun 21, 2015 4:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: FATHER'S DAY
Replies: 15
Views: 2342

Re: FATHER'S DAY

Happy Father's Day to you Mel, =) Thank you for your kind words, and all your help and expertise through the years to help me with my investing goals, and advice on other matters also. I know your daughter is so very proud of you, and must be thrilled to have you as her dad. And I'm proud to have h...

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