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The Republic - Plato

Calm Man wrote:I was personalizing the situation as her mother, my ex, actually uses a 1% AUM advisor which makes me sick.

Can only help those who wish to be helped

I purchased the Nexus 7 last month. Amazing device. I ended up buying the 32 gig for $250. Still half the price the iPad is and it does everything an iPad could and will do. The choice is simple if you ask me...

Step 1) Buy a monkey (gender won't matter)
Step 2) Buy a package of darts
Step 3) Label stocks you're compelled to buy on a piece of paper
Step 4) Give monkey dart
Step 5) Sit in amazement as monkey will pick the stock for you!

Lololol OP's post sounds troll to me.

Awesome, thanks for pointing me in the right direction livesoft. So for a brief summary of what I picked out of the few articles I read was that we do not know whether the market will go up or go down. A bonus to depositing it all in a lump sum would be the dividends rather than slowly making contri...

I have opened a taxable account with Vanguard as of 2 weeks ago. I deposited the minimum 3k to start off (VTSMX) Total Stock Market Index but my question is this...Being only 21, with a lump some of money (around $15k), is it best to purchase this stock all at the same time? -Other alternatives are ...

So many trolls with their "monkey" business
+1 for the read

He's reassuring the many investors in the 500 index fund that it's still an excellent investment vehicle. From the mid-70s to the mid-90s, when total stock market index fund started, the 500 index fund was the only stock index fund. The 500 fund was indexing for a couple of decades. The 500 index f...

MuteHorse wrote:Managing the I-bonds at another website would add a separate complication though.

What managing? They just sit in an account for a year +

4. You are right to read carefully and prepare an investment plan before doing anything with the money. I am partial to author William (Bill) Bernstein's books - The Investor's Manifestor and/or The Four Pillars of Investing, but the wiki on this board has a good list of others. I also will vouge f...

Jerilynn wrote:
RobInCT wrote:
I intend to purchase the house in 6-8 years. Because of my relatively long time horizon,

6-8yrs is a not a relatively long time horizon. 50 years would be, however.

I first read this and was like

I thoroughly enjoyed reading this. By any chance ... Afghanistan? If so, base and branch?

Your portofolio and AA look good to me. I'm 21 and I'm almost in the same ball park except instead of the target fund I went with LifeStrategy. My Roth is 80/20 with LS and my taxable is just Total Stock Market Index Fund at 3,000 which I'll be DCA over some time. If you don't need that money anytim...

From questions I've asked and answers I've received... bond allocation in a taxable isn't necessarily the brightest.

Here's the link to the post,
viewtopic.php?f=1&t=106104

Hope this helps.

Thank you Caduceus and CaliJim,

I will ask around if any Marines here have any of those books on hand.

Thank you for the best of regards, and to you all aswell.

Awesome points from everyone, thank you sincerly. With all that being said, I couldn't agree more that I hadn't truly emphasized on the risk of a 5-10 year market fluxating up or down. If we're going to look at life time investing (40-60 years) I know stocks are favored. Let's say now, for instance,...

if interest rates were to move dramatically up, your holdings could experience significant (+/- 5 or 10% moves) principal fluctuations, although yields would have to rise to compensate for price decline. I understand this is probably one of the worst times to be investing in bonds. I don't plan to ...

Hello Bogleheads, I'm currently 21 deployed in Afghanistan :oops: I am in the Marines and plan on getting out roughly around May. I've already put in my applications and now it's just the waiting game! I'm financially savvy when it comes to saving money, however, investing I still have MUCH to learn...

I just typed up some huge response to all of you but it just restarted my computer. Out of pure frustration now I'm going to make this quick before I break it. Thank you for the replies. nisiprius- You make a tremendous point and I agree 100% that everything we read is not to be factual based by the...

Well to start off, 2012 tax year was my first year opening up a Roth IRA which I have maxed out. So I currently have 5k sitting in VASGX ( Vanguard LifeStrategy Growth Inv ). With that being said. I would obviously like to increase that amount, however, I feel with that the REIT index mutual funds a...

First off, thank you for the replies. 1. I will put more money to the emergency fund to keep me sufficient enough. ( Leaving it in the MMSA making .5 ) 2. Of course come January 1st 2013 I'll be investing into the ROTH for the 2013 year. (Dollar cost averaging) 3. So yes, looking for a 5-6 year goal...

Ahhh, how could I forget to include that o.O Well, I don't plan on needing any of that money anytime soon. I actually have more than that, however that 25,000 would be play money. I have emergency funds up to 3 months. Which include purching an old car ( all cash ) and perhaps living expensises from...

Hello all, Glad to be on the forum! My situation is this, I'm currently in the military (21) however, I'm getting out shortly. I plan to be going to college in Connecticut the start of August 2013. I opened up my Roth IRA with Vanguard this tax year and maxed that out into "LifeStrategy Growth ...