Search found 1539 matches

by MP173
Sun Jun 28, 2015 9:58 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3214

Re: Colorado Vacation suggestions

Looks like we are pretty much avoiding I70, except a short stretch to get to an exit to head to Leadville. We made plans for the first 5 days (nothing yet after Leadville) then stopped. With this being our first vacation out there we really do not know the particulars of where to go and whether or n...
by MP173
Sun Jun 28, 2015 5:47 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3214

Re: Colorado Vacation suggestions

Day 4 - Checkout of YMCA of Rockies and drive to Leadville. Stay at Delaware Hotel (haunted?)

Now we are attempting to determine where to go from there. Looking for a lodge or inn with fly fishing, horseback riding, etc.

Ed
by MP173
Sun Jun 28, 2015 4:13 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3214

Re: Colorado Vacation suggestions

Day 1 - Drive west on I80 to North Platte, Nebraska. 12 hour drive Day 2 - Tour Union Pacific Bailey Yard then drive to YMCA of the Rockies/Estes Park, Co. Day 3 - YMCA of the Rockies/Estes Park, Co. Day 4 - Checkout of YMCA and then ???? Ok, so we have two nights booked at YMCA of the Rockies in a ...
by MP173
Sun Jun 28, 2015 11:03 am
Forum: Personal Consumer Issues
Topic: Learning Guitar
Replies: 27
Views: 2304

Re: Learning Guitar

On line lessons are great but you cannot beat a good teacher. Use both. Listen to songs and try to identify the chord progressions. Not necessarily the actual chords but the relationships between the chords. Look up the songs online and see what the chords are. Find the good teacher and take it from...
by MP173
Fri Jun 26, 2015 7:42 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3214

Re: Colorado Vacation suggestions

Great replies. Lots to digest and plan over the weekend. We are going to the Rio Grande Scenic Railroad in Alamosa (I have a little business to conduct there) but other than that...the planning committee is going to meet this weekend to determine a plan. We tend to enjoy smaller, remote areas and ot...
by MP173
Thu Jun 25, 2015 5:15 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3214

Re: Colorado Vacation suggestions

So, is a Suburu Outback a sufficient vehicle for back roads?

ed
by MP173
Wed Jun 24, 2015 9:48 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3214

Re: Colorado Vacation suggestions

Thanks for replies....keep them coming.

How about interesting locations in Nebraska (en route)?

I was thinking North Platte to see the Union Pacific Bailey Yard.

How is the drive along US 30?

Ed
by MP173
Wed Jun 24, 2015 7:11 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3214

Colorado Vacation suggestions

The wife and I are going on an old fashioned road trip vacation this summer, driving from the Midwest to "out west"...probably Colorado and Wyoming is the furthest we will make it. Suggestions, both en route and in the area are welcomed. We made a brief trip to Denver/Colorado Springs a co...
by MP173
Tue Jun 23, 2015 4:28 pm
Forum: Investing - Theory, News & General
Topic: Why do Bogleheads/BiggerPocketers think there is only one way?
Replies: 123
Views: 13454

Re: Why do Bogleheads/BiggerPocketers think there is only one way?

I failed miserably at being a real estate investor. My house was paid off when I remarried and it sure looked like easy money to be a landlord. It wasnt. After one good renter and one horrible renter, I sold the house and paid off our new mortgage. Oh happy day! I use a blend of Bogleheads and my ow...
by MP173
Tue Jun 23, 2015 11:43 am
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 56
Views: 6879

Re: Your Top 10 Books

In no particular order: James Lee Burke - In the Eletric Mist of the Confederate Dead Michael Connoly - the Burning Room Lawrence Block - Hit and Run John Feinstein - The Last Amateurs Fred Frailey - Blue Streak Merchandise Greg Isle - The Bone Tree (2nd in the Natchez, Ms trilogy) Steig Klein - The...
by MP173
Tue Jun 23, 2015 11:02 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 137153

Re: What Book Are You Currently Reading? Part VI

"George Harrison - Behind the Locked Door" by Graeme Thomson. This is a very en depth look at the "Quiet Beatle" from his childhood thru his death and post death details. As a tribute, I a learning to play "Here Comes the Sun" on guitar. My wife is sick of it, but hey.....
by MP173
Tue Jun 23, 2015 10:57 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 931
Views: 147534

Re: What Movie Have You Recently Watched?

Not exactly a movie, but the wife and I are watching Season 2 of House of Cards....pretty good stuff.

Ed
by MP173
Mon Jun 15, 2015 4:46 pm
Forum: Personal Consumer Issues
Topic: Jeep Patriot
Replies: 5
Views: 1109

Re: Jeep Patriot

I have decided against the Patriot for the reasons listed:

1. No rear backup camera.
2. No telescoping steering whee.
3. Weird console which will not work for me.

Leaning toward Subaru or Equinox....which has given great reliability until a recent gulp of oil.

Ed
by MP173
Mon Jun 15, 2015 3:09 pm
Forum: Personal Consumer Issues
Topic: Where do you keep your to do list?
Replies: 60
Views: 5039

Re: Where do you keep your to do list?

Each day I print out the page from Microsoft Outlook Calendar for that day and write all items to be done on the printed page. I then carry it around on a clipboard. Old school? Yes. Effective? For me it is. Being in sales, I like to have something with "backbone" that I can write on. The ...
by MP173
Sat Jun 13, 2015 5:13 pm
Forum: Personal Consumer Issues
Topic: Jeep Patriot
Replies: 5
Views: 1109

Jeep Patriot

Any Jeep Patriot owners/drivers out there? I looked at one today and came away somewhat unimpressed. I require considerable head and leg room and the Patriot passed both hurdles, so it is on the radar, but other than that...nothing really to get excited about. On the other hand, my lovely wife purch...
by MP173
Tue Jun 09, 2015 9:06 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9409

Re: Dividend yield is a lot less important than buyback yield

ogd: Yup...I realize that now, but not during the past 20 years when I opened the drip accounts. Fortunately these picks, for the most part have done very well, much better than the S&P. So, yes...taxes have been assessed and paid on the dividends. That is something planned for and budgeted. My ...
by MP173
Tue Jun 09, 2015 4:52 pm
Forum: Personal Consumer Issues
Topic: Should we trade in the old truck or sell it privately?
Replies: 46
Views: 3431

Re: Should we trade in the old truck or sell it privately?

I am looking for that type of truck...low mileage in that price range.

There is a pretty good market for those trucks, at least in my area.

Ed
by MP173
Tue Jun 09, 2015 4:50 pm
Forum: Personal Consumer Issues
Topic: What do you do to relax just after returning from work
Replies: 59
Views: 6053

Re: What do you do to relax just after returning from work

I have an ideal job, working in sales out of my house. If I have sales appointments, these are scheduled for morning and am usually home by early afternoon. If no appointments, then I am working out of my office all day. Thus, when I "return"from work it usually involves walking downstairs...
by MP173
Tue Jun 09, 2015 4:33 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9409

Re: Dividend yield is a lot less important than buyback yield

Hey, I give in. In an ideal world share buybacks would be the absolute best method...as long as the stock didnt crater and you were left with a stock priced at $0 (I have done that). If you carefully read my posts, it states that I accept both methods as reality. I understand the tax ramifications o...
by MP173
Tue Jun 09, 2015 6:24 am
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9409

Re: Dividend yield is a lot less important than buyback yield

I must apologize for the choppy nature of my discussion and examples last night. These were submitted during the 2nd and 3rd period intermissions of the Stanley Cup Final. Unfortunately the Hawks dropped the game. My time is limited again this morning, but here is the point I am making with buybacks...
by MP173
Mon Jun 08, 2015 9:19 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9409

Re: Dividend yield is a lot less important than buyback yield

The issue with dividend payments and share buy backs is that everything occurs while the market does it's job. The stock doesnt stand still. Each minute of each trading day, the share price fluxuates based on supply and demand ... caused by a number of factors, many of which are emotional buying. Ed
by MP173
Mon Jun 08, 2015 9:17 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9409

Re: Dividend yield is a lot less important than buyback yield

ogd: You are correct. The numbers for MSFT were for fiscal year ended June, 2014, so need to restate: The actual dividends paid, sharebuy backs $, and issued are correct and are based on 12 months. Dividends $8.879B share buyback 7.316B share issued 607M Net buyback $6.709B Share were reduced from 8...
by MP173
Mon Jun 08, 2015 8:20 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9409

Re: Dividend yield is a lot less important than buyback yield

Very interesting discussion. The reality of the investing world is that your holdings probably will both pay dividends and buyback shares. You are paying management of the companies to earn a return for your investment. Lets take a look at a couple of my holdings. XOM - Exxon Mobil 2014: Dividends p...
by MP173
Sun Jun 07, 2015 6:43 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Re: Gardening 2015 pt 2

Was gone a couple of days and the vegetables grew like weeds in those days. Potatoes are really growing. I will begin cutting kale leaves this week. Also cut a head of romaine lettuce this morning. We just received a nice rain and I expect more growth. Peas are about 15 inches tall. Carrots look goo...
by MP173
Wed Jun 03, 2015 9:17 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Re: Gardening 2015 pt 2

How is everyone's garden coming along? We are eating spinach/lettuce salads regularly. Also broccoli is has produced the center bunch and side shoots are starting to come on. My concerns earlier about asparagus were unfounded. We have had a month of production and I am letting several crowns go to s...
by MP173
Wed Jun 03, 2015 9:09 pm
Forum: Personal Consumer Issues
Topic: Insurance company "outdoor steps need a railing"
Replies: 32
Views: 3535

Re: Insurance company "outdoor steps need a railing"

Had the same thing occur to me several years ago when I rented out my 90 year old house. Insurance company wanted a railing....It made sense to me, particularly with winter ice and snow.

Insurance companies are in risk management biz.

Ed
by MP173
Tue Jun 02, 2015 4:47 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 137153

Re: What Book Are You Currently Reading? Part VI

A few comments: gkaplan - I agree about Dakota...wasnt as good as Montana. Girl on the Train - no it wasnt "Gone Girl", but it sure was good. I too like this type of book which seems to be showing up and are written by female mystery writers. I have put Morganthal and Co on my list. Just f...
by MP173
Tue Jun 02, 2015 4:36 pm
Forum: Personal Consumer Issues
Topic: Which grocery stores do you shop at and why?
Replies: 93
Views: 6188

Re: Which grocery stores do you shop at and why?

Chicago area: Independents, primarily those who are members of Central Grocers (Centrella brand). In NW Indiana these are Stracks & Van Til and Town and Country. Marianos in Chicago are really nice. We go to Costco about 1x month. I really do not feel their prices are lower, but my wife likes sh...
by MP173
Tue Jun 02, 2015 4:20 pm
Forum: Personal Consumer Issues
Topic: Bread Machines?
Replies: 41
Views: 2810

Re: Bread Machines?

About 45 pounds ago I used to make bread about 2-3 x weekly. Really good coming out of the oven. Today I make bread a few times, usually for special occasions, primarily in the winter, on weekends. I used my breadmaker for mixing only. In other words, the bread did not bake in the breadmaker. I foun...
by MP173
Wed May 27, 2015 2:26 pm
Forum: Personal Consumer Issues
Topic: Still make sense to have AAA membership?
Replies: 74
Views: 6186

Re: Still make sense to have AAA membership?

We seem to use it 1-2x yearly. Always been satisfied with quick response. I have added my adult sons to the account.

Perhaps it is cheaper thru other sources, but I have always been taken care of.

Ed
by MP173
Fri May 22, 2015 6:01 pm
Forum: Investing - Help with Personal Investments
Topic: Single family homes Vs bonds for retired
Replies: 7
Views: 524

Re: Single family homes Vs bonds for retired

Bad renters...which are not fun.

Ed
by MP173
Fri May 22, 2015 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Not able to max out all the retirement accounts
Replies: 69
Views: 4620

Re: Not able to max out all the retirement accounts

Yellowgirl: I will join in with others and say "relax". Tonight, put the kids to bed, watch a movie with your hubby and have a glass of wine. You are doing fine. You are investing in yourself, which will pay off down the road. Sounds like you took the sensible route and used community coll...
by MP173
Tue May 19, 2015 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: much ado about coasting (through life)
Replies: 256
Views: 34241

Re: much ado about coasting (through life)

One of the better threads of the year. Mill, I wish you well as I recall reading your dilemma earlier this year regarding your job....my guess is you will be ok. You are asking the right questions. Full disclosure, I am 59 now and saw a lot of myself in your description. I was coasting until age 34,...
by MP173
Tue May 19, 2015 7:38 pm
Forum: Personal Consumer Issues
Topic: How fast should I ride my bicycle?
Replies: 64
Views: 5015

Re: How fast should I ride my bicycle?

I will throw in my thoughts, which are very similar to Protagonists...we are similar in age and training. I am a 59 and ride 3-4 x weekly and would like to get to 4-5x but the weather has been restricting this spring. My typical ride is between 15 - 19 miles and my average is 15mph. My equipment is ...
by MP173
Sun May 17, 2015 7:48 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Re: Gardening 2015 pt 2

Three and half weeks later and I am pleased to report the asparagus patch is producing quite well. I am picking 4-5 stalks every other day or so with new shoots appearing. A couple of the crowns have been very low producers, but for the most part we are very satisfied. My concern is when to stop pro...
by MP173
Sun May 17, 2015 7:38 pm
Forum: Personal Consumer Issues
Topic: South Bend to Chicago to Milwaukee
Replies: 18
Views: 1361

Re: South Bend to Chicago to Milwaukee

Not much between South Bend and Chicago....I have lived here for nearly 40years and it is strip clubs and steel mills. Wagners is pretty good in Porter (exit 22 on I94), but nothing over the top. Not sure if it is too late, but Journeymans Distillery in Three Rivers, Michigan is probably worth a dro...
by MP173
Sun May 17, 2015 5:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 137153

Re: What Book Are You Currently Reading? Part VI

Just finished "The Girl on the Train" by Paula Hawkins. I enjoyed it.
by MP173
Mon May 11, 2015 12:58 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 137153

Re: What Book Are You Currently Reading? Part VI

"Deadline" by Sandra Brown. My first book of hers...pretty good. "Dakota" by Gwen Florio. This is my second book read of hers, the first was "Montana". I liked Montana much better than Dakota, which dealt with the main charactor (Lola) going off to the oil patch in Nort...
by MP173
Mon May 11, 2015 12:16 pm
Forum: Personal Consumer Issues
Topic: Should I buy a lighter bicycle or lose body weight?
Replies: 53
Views: 4425

Re: Should I buy a lighter bicycle or lose body weight?

I have a 20 year old (perhaps older) Trek 380. I ride 15-20 miles 3 - 4 x weekly from April thru November. Sometimes a little more. Put me in the 50 - 75 mile per week club. My bike is a lot like me....big, old, and slow. But it serves the purpose, providing a great vehicle (pun intended) for an 60-...
by MP173
Wed Apr 22, 2015 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: Inherited farmland: Should we sell or keep?
Replies: 40
Views: 4097

Re: Inherited farmland: Should we sell or keep?

I inherited my farmland from parents 20 years ago and have held on to it. It gives a nice diversification to my portfolio and provides income. You might want to check into the mineral rights situation and if there is a possibility of oil/natural gas in the future. That is a wildcard worth checking i...
by MP173
Wed Apr 22, 2015 12:29 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Re: Gardening 2015 pt 2

There was an article in the local paper regarding asparagus production....it is very slow this year. My count this morning was 16 shoots.

IT is cold...we had a few snow flurries this morning. Will the cold weather DELAY asparagus or REDUCE production?

Thanks,

Ed
by MP173
Mon Apr 20, 2015 8:18 am
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Re: Gardening 2015 pt 2

Thanks...everything I have read about asparagus indicates the need for weed control in order for the plants to draw nutrients from the soil. Thus, I would consider any adjacent "plants" as weeds. I talked to my local resident gardening mentor yesterday and he indicated that onions would no...
by MP173
Mon Apr 20, 2015 7:36 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 137153

Re: What Book Are You Currently Reading? Part VI

"Take it to the Limit" by Marc Eliot. This book, written in 1998, is an indepth look at the band The Eagles, tracing their Southern California roots (four musicians from Mi, Tx, Ne, and Mn who moved to LA) and the development of the LA sound. The four eventually tour as Linda Ronstadt's ba...
by MP173
Fri Apr 17, 2015 9:49 am
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Re: Gardening 2015 pt 2

Thanks for the suggestion Jonathan. Unfortunately the cow (manure) is already out of the barn and the beds are in place. I will see how it works this year. I do have a little more construction to do (for a spinach/lettuce/carrot) bed and will probably go in your direction. Also, does anyone know how...
by MP173
Wed Apr 15, 2015 9:22 pm
Forum: Investing - Theory, News & General
Topic: Fidelity balanced funds
Replies: 4
Views: 878

Fidelity balanced funds

I am looking for a Fidelity fund similar to the Vanguard Wellington fund.

Any suggestions?

Ed
by MP173
Tue Apr 14, 2015 11:06 am
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Re: Gardening 2015 pt 2

Built a fort around the raised beds with fencing (7 ft tall). The raised beds will not keep out the critters, but hopefully the fenced fort will except for the really ambitious deer.

Going to plant peas and onions today or tomorrow. Perhaps a few brocoli, cauliflower, and brussel sprouts.

Ed
by MP173
Mon Apr 13, 2015 4:03 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 813
Views: 137153

Re: What Book Are You Currently Reading? Part VI

Just finished "Wanted Man" by Lee Child.

Before that - Six Years by Harlan Coban

Before that - Montana by Gwen Florio....picked up her "Dakota" book today at the library.

Ed
by MP173
Mon Apr 13, 2015 3:48 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Re: Gardening 2015 pt 2

Been using our daily coffee grinds on the compost pile. Also egg shells. Last couple of years I have had pepper plants and pole beans grow out of the pile. Last year I kept adding poles and the beans grew to about 10 ft...and were pretty good to eat. BTW, my first asparagus sprout appeared yesterday...
by MP173
Mon Apr 13, 2015 9:49 am
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 21
Views: 2824

Gardening 2015 pt 2

The weekend was spent constructing raised beds for the enclosed backyard garden, named "Fort Garden". Hopefully this will keep the critters out. Purchased "garden mix" from a local nursery and it consisted of topsoil, sand (not much) and manure. I was told the manure was "cu...
by MP173
Sat Apr 04, 2015 1:26 pm
Forum: Investing - Theory, News & General
Topic: How to find the true value of a stock
Replies: 17
Views: 1707

Re: How to find the true value of a stock

Is it possible to determine the true value of a stock until you have experienced the complete cycle of purchasing, holding and selling? Just about everything else is pure speculation, isnt it? For example, back in 2011 I was watching JNJ (Johnson and Johnson) closely and decided if it dropped into t...

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