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Re: Gardening - asparagus in particular

I should have planted the garlic last fall, but didn't. Let's see how it does, even with the late start. Nothing lost if it doesn't.

We had about 1 inch of snow overnight, it will be interesting to see how it affects the asparagus.

Ed
by MP173
Tue Apr 15, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Re: Gardening - asparagus in particular

Thanks for the advise. Will take it easy on production this year. Anyone here grow garlic? I planted about 50 cloves this weekend. The garlic had been harvested last year but not used as the bulbs were quite small. This spring there were green sprouts growing from the cloves (were hung in the garage...
by MP173
Mon Apr 14, 2014 5:36 pm
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Re: Dilemma about legal action for injured child

Call an attorney. Protect yourself and your daughter.

It wasn't her fault.
by MP173
Mon Apr 14, 2014 11:13 am
 
Forum: Personal Finance (Not Investing)
Topic: Dilemma about legal action for injured child
Replies: 15
Views: 1295

Re: Need Ear Bud Recommendation

I use the ear buds on my mobile phone for hands free since I am driving quite a bit. Skull Candy have a good product, but I typically buy what is relatively inexpensive. A pair will usually last about 3 months for me as the usage is daily and in a number of environmental conditions. Often, I will da...
by MP173
Mon Apr 14, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: Need Ear Bud Recommendation
Replies: 9
Views: 672

Re: Gardening - asparagus in particular

Yesterday (April 13th) I noticed the first 2 spears popping thru. I was ecstatic. Nothing more this morning. We are expecting cold (20s) and snow today/tonight/tomorrow so not sure how that will effect the bed. Should I cover the bed? Also, just to make sure I did things correctly, the old stems wer...
by MP173
Mon Apr 14, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Re: Best place to shop for Office Furniture

I stumbled on to a very large used office furniture company in Chicago. Massive. Perhaps your city has such a company.

These companies go into corporations and purchase used furniture when there is upgrades or facility closings.

Ed
by MP173
Mon Apr 14, 2014 11:00 am
 
Forum: Personal Consumer Issues
Topic: Best place to shop for Office Furniture
Replies: 8
Views: 652

Re: reading advice for an ambitious woman in her early 20s?

"The Fifties" by David Halberstam.

While it will not give her personal finance advise, it will tell her what life was like when her mom was born.

Ed
by MP173
Sun Apr 06, 2014 8:50 pm
 
Forum: Personal Consumer Issues
Topic: reading advice for an ambitious woman in her early 20s?
Replies: 32
Views: 2244

Re: Tree stump removal

Wait until a tree service company is in your neighborhood doing work at a neighbor's. Approach the crew and ask if they want to remove the stump. The foreman will usually do it for "coffee" money ($25 or $50). It will only take a few minutes and the boys will have lunch. This has worked fo...
by MP173
Sun Apr 06, 2014 8:43 pm
 
Forum: Personal Consumer Issues
Topic: Tree stump removal
Replies: 25
Views: 1722

Re: Gardening - asparagus in particular

I purchased 10 crowns last year from my local garden center....cost was less than $10.

Ed
by MP173
Thu Apr 03, 2014 5:34 pm
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Re: Gardening - asparagus in particular

Do some research on asparagus first. One does need to wait a couple of years prior to harvesting. One will purchase "crowns" and plant them fairly deep by trenching and then covering with compost over a month or so. Not sure if planting in a raised bed area with other plants is a good idea...
by MP173
Wed Apr 02, 2014 1:05 pm
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Re: Gardening - asparagus in particular

I snipped the dead stalks today and added a little fertilizer (Dr. Earth).

Also today, I started the process of hot box spinach. I used 4 recycling bins (provided by our city) and filled 3/4 with compost and placed windows over to warm the compost. Tomorrow, I will plant the spinach.

Ed
by MP173
Sun Mar 30, 2014 12:10 pm
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Re: Gardening - asparagus in particular

I have the plants in a fenced in area in our backyard due to rabbits and deer. There isn't much room for expansion, but I could eliminate other items as the years go by. We are really looking forward to harvesting and eating this as it is one of our favorites. Just looked outside and it was snowing ...
by MP173
Thu Mar 27, 2014 11:50 am
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Re: Gardening - asparagus in particular

Thanks for the link. That was informative. Looks like it was a good thing not to cut the stalks last fall.

ed
by MP173
Thu Mar 27, 2014 11:26 am
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Gardening - asparagus in particular

The calendar says March is nearly over, but it sure doesn't feel like it here in NW Indiana. I planted asparagus crowns last year. These were marketed to be 2nd year crowns (meaning harvesting this year). I did not cut back on the stalks last fall. Should I do so this spring? From the 10 crowns I ha...
by MP173
Thu Mar 27, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: Gardening - asparagus in particular
Replies: 24
Views: 1787

Re: BBQ Road Trip

I really enjoy the Eastern NC style of BBQ with the vinegar based mop and sauce and have modeled my pulled pork on that regional taste. It is just great travelling different parts of the US and sampling the regional tastes. I have spent quite a bit of time the past year in Oklahoma City and it is a ...
by MP173
Tue Mar 25, 2014 8:28 pm
 
Forum: Personal Consumer Issues
Topic: BBQ Road Trip
Replies: 50
Views: 2930

Re: Is there ever a reason to prefer taxable over tax advant

I have contributed heavily to both tax advantaged and regular non qualified accounts in the past. I personally believe that "asset location" is nearly as important as "asset allocation." Surely there are academic studies out there to prove me wrong, but I do not want everything t...
by MP173
Mon Mar 24, 2014 2:10 pm
 
Forum: Investing - Theory, News & General
Topic: Is there ever a reason to prefer taxable over tax advantaged
Replies: 48
Views: 4506

Re: Road trip advice?

I have made two trips recently in the 850 mile range in one day...12.5 hours driving. Your plan is very doable.

Ed
by MP173
Mon Mar 24, 2014 12:23 pm
 
Forum: Personal Consumer Issues
Topic: Road trip advice?
Replies: 35
Views: 2216

Re: Do you love your job? What do you do?

Sales....used to love it.

Now I really like it. I can see the writing on the wall, hence the slip in attitude. I absolutely love the interaction with my customers and finding solutions for new prospects.

Ed
by MP173
Sun Mar 16, 2014 8:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 10071

Re: Rail Cruise

Forgot about this....there is a first class Pullman type operation between Chicago and New Orleans. The cars are the old luxury sleepers with first class accomodations. These cars are on the rear of the Amtrak "Panama Limited" but are run separately.

Ed
by MP173
Thu Mar 13, 2014 8:43 am
 
Forum: Personal Consumer Issues
Topic: Rail Cruise
Replies: 16
Views: 1520

Re: Interesting Stock question

Tesla and Sirius are not competitors to Rush. Next time you are on the highway and a large tractor trailer unit passes you, the power unit is what Rush primarily sells, services, and repairs. Or based on their line, they also sell school buses. Rush is the equivalent to a local car dealer, only they...
by MP173
Wed Mar 12, 2014 4:06 pm
 
Forum: Investing - Theory, News & General
Topic: Interesting Stock question
Replies: 15
Views: 1031

Re: Interesting Stock question

I did the 5 minute test on this stock: 1. Free cash flow as a percentage of revenue has varied from 8% to -8% over the past 5 years. Not very stable. 2. Return on equity has ranged from 11% to 1.5% over the 5 year period. Not very encouraging. 3. Sales have exploded from $1.2B in 2009 to $3.4B in 20...
by MP173
Wed Mar 12, 2014 3:18 pm
 
Forum: Investing - Theory, News & General
Topic: Interesting Stock question
Replies: 15
Views: 1031

Re: Interesting Stock question

Jerome:

BTW...what do you sell?

Ed
by MP173
Wed Mar 12, 2014 12:12 pm
 
Forum: Investing - Theory, News & General
Topic: Interesting Stock question
Replies: 15
Views: 1031

Re: Interesting Stock question

I am familiar with the trucking industry as I sell to them. I am also familiar with the RUSHA's industry as I have a number of contacts. In fact, they just purchased the CIT group in Chicago (the Navistar dealer network of the Chicago area) and have done business with them. A few points: 1. I have p...
by MP173
Wed Mar 12, 2014 12:10 pm
 
Forum: Investing - Theory, News & General
Topic: Interesting Stock question
Replies: 15
Views: 1031

Re: Rail Cuise

VIA, the Canadian version of Amtrak has the "Canadian" which runs between Vancouver and Toronto. It is considered the must luxurious passenger train in North America by many. See the Fred Frailey article in January 2014 issue of Trains...or go to trains.com and see Fred's blogs on riding t...
by MP173
Tue Mar 11, 2014 12:56 pm
 
Forum: Personal Consumer Issues
Topic: Rail Cruise
Replies: 16
Views: 1520

Re: True Detective anyone?

I thought someone had asked for similar type books. Here are a couple of authors who provide settings in the Louisiana area: James Lee Burke - most of his books are Dave Robicheaux novels which are set deep in the bayou country and often deal with similar situations, although most are not quite this...
by MP173
Tue Mar 11, 2014 7:21 am
 
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 5125

Re: True Detective anyone?

Several points.... There was a phone in the house. Marty was obviously able to force the woman to provide it to him. A gun to the head has a tendancy to do that. They did not have to hire a sniper. It was the man in the bar, whose son had disappeared. He had skin the game, obviously he was motivated...
by MP173
Mon Mar 10, 2014 5:38 pm
 
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 5125

Re: What Book Are You Currently Reading? Part V

Red 1 2 3 by John Katzenbach. A novelist/murderer picks out 3 women as his next targets and stalks them, sending fear into their lives by sending them letters with clues about their upcoming murders.

Ed
by MP173
Sat Mar 08, 2014 9:27 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2617
Views: 593257

Re: What was your dumbest financial decision?

Several decisions have been dumb: 1. Not investing in Roth IRA at a point in time when I could have. Lesson was learned...Roths are a gift. 2. Purchased a small amount of an individual stock and watched it ride to $0.0. Lesson was learned...do your due diligence on individual stocks. 3. Sold a stock...
by MP173
Wed Mar 05, 2014 9:50 am
 
Forum: Personal Finance (Not Investing)
Topic: What was your dumbest financial decision?
Replies: 106
Views: 8335

Re: How much is a fair hourly fee?

I agree with the above "what the market will bear." However it is not always that simple. If you are looking to change your business model, then you will need a base of business, which will probably be at or below the $250 per hour level. This allows you to keep the lights on, etc. I am a ...
by MP173
Tue Mar 04, 2014 1:54 pm
 
Forum: Investing - Theory, News & General
Topic: How much is a fair hourly fee?
Replies: 86
Views: 4832

Re: Purchase farmland or sell it?

A few questions and comments: 1. Is the $16,000 the entire income, or just your half? 2. How many acres? 3. Which state? Is this a major agriculture area? 4. How close are you to a major metropolitan area? Is subdividing the land in the future a consideration (for housing)? 5. Mineral rights? Is the...
by MP173
Tue Mar 04, 2014 11:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Purchase farmland or sell it?
Replies: 33
Views: 1844

Re: Amtrak across the US?

john94549: About what year did you make the KC to Rockford (Davis Jct) trip? I am a train geek and have old Official Guides and can retrace your trip. Out of KC you probably took the Missouri Pacific. From St. Louis to Chicago you had several choice, but to get to Davis Jct it had to be the Milwauke...
by MP173
Tue Mar 04, 2014 11:08 am
 
Forum: Personal Consumer Issues
Topic: Amtrak across the US?
Replies: 38
Views: 2615

Re: "Think, Act, and Invest Like Warren Buffett -- A Gem

It is better to buy a great company at a fair price rather than a fair company at a fair price.

Ed
by MP173
Thu Feb 27, 2014 11:35 pm
 
Forum: Investing - Theory, News & General
Topic: "Think, Act, and Invest Like Warren Buffett -- A Gem
Replies: 17
Views: 2219

Re: What Book Are You Currently Reading? Part V

"Rock Island Requiem, The Collapse of a Mighty Fine Line" by Gregory Schneider. Schneider, a history prof at Emporia State University in Kansas and a self professed "train geek" explores the history of the Chicago, Rock Island, and Pacific Railroad from it's 1948 reorganization t...
by MP173
Mon Feb 24, 2014 10:54 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2617
Views: 593257

Re: What Book Are You Currently Reading? Part V

Guilt by Jonathan Kellerman.

Very good.
by MP173
Thu Feb 20, 2014 7:14 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2617
Views: 593257

Re: True Detective anyone?

It is a great show. My wife and I are hooked. The last show was outstanding and the rest of the shows were just a little behind it. Sorry to hear this is only a one year deal with the two main actors. If you want darkness in mystery novels, read the Charlie Parker series by John Connolly. I swear ea...
by MP173
Thu Feb 20, 2014 7:07 pm
 
Forum: Personal Consumer Issues
Topic: True Detective anyone?
Replies: 61
Views: 5125

Re: Voluntary Separation Package Advice

I tend to agree with the majority here and say "LEAVE". A few questions: 1. How long do you have to decide? 2. Without going into too much detail, what is your career? Is there demand for your skills in your area? 3. As a type A personality...what do you expect doing with all that time on ...
by MP173
Tue Feb 18, 2014 9:34 am
 
Forum: Personal Finance (Not Investing)
Topic: Voluntary Separation Package Advice
Replies: 47
Views: 2852

Re: CEO of DFA moving to Austin, Texas

Regarding that sunshine tax in California...we currently have about 15 inches of snow here in NW Indiana.

But, we also have plenty of water...and will have even more when it warms up!

Ed
by MP173
Tue Feb 18, 2014 9:04 am
 
Forum: Personal Finance (Not Investing)
Topic: CEO of DFA moving to Austin, Texas
Replies: 55
Views: 16007

Re: What Book Are You Currently Reading? Part V

Lawyer's Lawyer by James Sheehan.

I liked it up until the end. Interesting plot about a lawyer who defends, as public service, a convicted serial killer on death row and gets him declared innocent. The ex con then kills another and the lawyer ends up killing the killer and is tried for murder.

Ed
by MP173
Tue Feb 18, 2014 8:45 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2617
Views: 593257

Re: What Book Are You Currently Reading? Part V

I just finished "Respect Yourself" by Robert Gordon which I briefly described above. It is one of the better books I have read, very enjoyable. This book gives the history of Stax Records in Memphis which with very humble beginnings became the major source of soul music which developed in ...
by MP173
Sun Feb 02, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2617
Views: 593257

Re: Good financial decision with unexpected consequences?

My best "unexpected consequence" was when I purchased stock in a small publically traded company and went to their annual meeting. There were only about 20 people at the meeting and I was able to ask the CoB/CEO several questions during the meeting. He approached me afterwards and we had a...
by MP173
Thu Jan 30, 2014 1:01 pm
 
Forum: Personal Consumer Issues
Topic: Good financial decision with unexpected consequences?
Replies: 3
Views: 873

Re: What Book Are You Currently Reading? Part V

Just started a great book called "Respect Yourself, Stax Records and the Soul Explosion" by Robert Gordon. It is a history of the Memphis "Soulsville USA" record label. While Motown was dispensing the Detroit soul sound and the Sound of Philadelphia covered the East Coast sound, ...
by MP173
Thu Jan 30, 2014 12:29 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2617
Views: 593257

Re: What Book Are You Currently Reading? Part V

Mystic River by Dennis LeHane.
by MP173
Sun Jan 26, 2014 8:02 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2617
Views: 593257

Re: when you reach"your number"

Great discussion with outstanding input. Age 58/57 and we have "probably" hit our number, but who knows? Obviously we have not quantified an exact number. It is easy, post March 2009 when the market was at intermediate lows to have this discussion. There are a number of factors in play for...
by MP173
Thu Jan 23, 2014 3:42 pm
 
Forum: Investing - Theory, News & General
Topic: when you reach"your number"
Replies: 84
Views: 8905

Re: Biggest regrets in your life in financial investment?

Selling 200 shares of LSTR in 1999 for $45.00 per share to fund a vacation.

Those 200 share would be 1600 (plus re-invested dividends) today.

Ed
by MP173
Sat Jan 18, 2014 11:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Biggest regrets in your life in financial investment?
Replies: 101
Views: 7182

Re: What Book Are You Currently Reading? Part V

"The Rock Island Line" by Bill Marvel. A look at the history of Chicago, Rock Island, and Pacific Railroad which was liquidated in 1980s.

Ed
by MP173
Sat Jan 18, 2014 11:45 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2617
Views: 593257

Re: Selling my first stock this week

BFG: I first purchased Exxon on May 7, 1995 thru the Direct Purchase Program and added money on a regular basis. If you are ready to sell, go right ahead. Warren Buffet's Berkshire Hathaway will probably purchase your shares, as they are accumulating shares. You take risk by being nondiversified. As...
by MP173
Wed Jan 15, 2014 6:46 pm
 
Forum: Investing - Theory, News & General
Topic: Selling my first stock this week
Replies: 29
Views: 2539

ACA health subsidy question

If you receive a subsidy on the ACA plans, is that considered "Medicaid" in that your assets will have a lien for payment upon your death?

Or does that apply only if you are on complete 100%subsidized Medicaid health plan?

Ed
by MP173
Wed Jan 15, 2014 6:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: ACA health subsidy question
Replies: 2
Views: 272

Re: High Earners - What's Your Profession?

Just remember "volume is vanity and profit is sanity" regardless whether this is in business or your personal lives.

ed
by MP173
Wed Jan 15, 2014 6:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 334
Views: 22755

Re: Doom and Gloom

In the mid to late 1970s/ early 80s when I was just out of college and beginning my adult life: 1. WIN - Whip inflation Now. Enough said. 2. Richard Nixon resignation. 3. Gerald Ford/Jimmy Carter administrations. 4. High interest rates (to go along with #1). First mortgage rate was 12%. 5. Massive u...
by MP173
Tue Jan 14, 2014 4:29 pm
 
Forum: Personal Consumer Issues
Topic: Doom and Gloom
Replies: 41
Views: 2575

Re: Mortgage Paid Off - NEXT STEPS

Congradulations. It is a great accomplishment and a wonderful sense of freedom knowing that you have $xxxx.xx of additional free cash flow per month. For us the biggest thing is to remember to pay the 2x per year property tax. Billing comes out once per year and the November payment is always a conc...
by MP173
Mon Jan 13, 2014 8:57 am
 
Forum: Personal Finance (Not Investing)
Topic: Mortgage Paid Off - NEXT STEPS
Replies: 17
Views: 1767
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