Search found 1564 matches

by MP173
Sun Aug 02, 2015 9:27 pm
Forum: Personal Consumer Issues
Topic: What's Your Monthly Food/Groceries Spending? My is through the roof?
Replies: 135
Views: 7727

Re: What's Your Monthly Food/Groceries Spending? My is through the roof?

Great discussion. Makes me glad to have the 800 sq ft of garden we have. Not sure if it is organic or not (probably not if I dont know), but the vegetables are fresh. There is nothing quite like walking out to the garden for salad ingredients or freshly dug potatoes. Our food bill drops dramatically...
by MP173
Fri Jul 31, 2015 5:32 am
Forum: Personal Consumer Issues
Topic: Conflicting news reports on trucking's look on economy
Replies: 2
Views: 337

Re: Conflicting news reports on trucking's look on economy

Not really a contradiction. The trucking industry has had a shortage of drivers for years due to many factors including the requirement to have a Commercial Drivers License (CDL). To pass a CDL, one must pass a drug test. With many of today's young people moving from alcohol to weed for recreational...
by MP173
Thu Jul 30, 2015 1:07 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 3633

Re: FWD vs AWD (Vehicle)

I am purchasing the FWD Equanox and many thanks to all who have contributed. We do have the Subaru Outback so we should be well prepared. Reasons for the FWD: 1. Availability and price. $2500 less than AWD. 2. Snow tire option. My tire center (who also does mechanical work on our vehicles) gave an e...
by MP173
Tue Jul 28, 2015 2:01 pm
Forum: Personal Consumer Issues
Topic: Easy lunch brownbag ideas
Replies: 32
Views: 3036

Re: Easy lunch brownbag ideas

I eat lunch at home about 4 times per week so "packing" a lunch is not important but here are some ideas: 1. Leftovers. Use your dinners as a basis for your lunches. For instance today I had a grilled chix sandwitch based on dinner a few nights ago. I always grill extra. There are also ext...
by MP173
Mon Jul 27, 2015 7:32 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 3633

Re: FWD vs AWD (Vehicle)

Thanks again for all input. I have never had a problem stopping in the winter. My secret...put the transmission into neutral when I sense there is slippery conditions and I am needing to stop. Taking the car out of drive is a dramatic method to stop quickly, safely, and without sliding. I would appr...
by MP173
Mon Jul 27, 2015 3:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 894
Views: 160085

Re: What Book Are You Currently Reading? Part VI

Just finished "Golem of Hollywood" by Jonathan and Jesse Kellerman (father & son). I like Jonathan's books very much, he is on my top five author list ... his Alex Delaware series is excellent. This took awhile for me to warm up to and in fact 100 pages in (of 548 pages) I just about r...
by MP173
Mon Jul 27, 2015 3:30 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 3633

Re: FWD vs AWD

Lotta replies in 30 minutes....keep the comments rolling in.

Leaning toward AWD based on past experience and comments.

Ed
by MP173
Mon Jul 27, 2015 2:50 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 76
Views: 3633

FWD vs AWD (Vehicle)

Time to consider a new vehicle. My current Equanox has AWD and I am considering a FWD. Comments would be appreciated on what can be expected. I live in a snow belt with 50 - 80 inches of snow being normal with lake effect snow frequently. When we get blasted...I tend not to drive. It has been probab...
by MP173
Thu Jul 23, 2015 5:53 pm
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 63
Views: 5662

Re: Greatest money lesson movie

"OTher People's Money"

Ed
by MP173
Wed Jul 22, 2015 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: Military career or Top MBA
Replies: 37
Views: 3676

Re: Military career or Top MBA

I am not military nor do I have family or friends...but "A Bright Shining Lie" as mentioned by Valuethinker is an incredible book. In fact it ranks as one of my favorite books (in the top 5). Fascinating discussion. Best of luck to you and your family. My only advise is keep the wife invol...
by MP173
Mon Jul 20, 2015 3:44 pm
Forum: Personal Consumer Issues
Topic: Recommend a magazine with good writing like the New Yorker
Replies: 53
Views: 3325

Re: Recommend a magazine with good writing like the New Yorker

I concur with the suggestion on National Review. Actually the nationalreview online is excellent daily summary of news from the conservative point of view. It is well written...recall its founder was William F. Buckley. The first few pages of NR are worth the price alone. Just for balance, I also go...
by MP173
Sun Jul 19, 2015 7:29 am
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

My seed garlic last fall was rather small and it produced rather small garlic. My plan this year is to use some of the larger garlic, but purchase from a garlic producer for some really good stuff. I did plant the "on sale" plants...about 75 onion transplants, 4 kolorabi, 4 cauliflower, an...
by MP173
Sun Jul 19, 2015 7:21 am
Forum: Personal Finance (Not Investing)
Topic: Why did you take SS at FRA instead of delaying until 70?
Replies: 69
Views: 7600

Re: Why did you take SS at FRA instead of delaying until 70?

My plan is to take SS at age 70, working as long as possible and using SS as longevity insurance rather than as a retirement income stream. This plan is written in pencil and thus can be changed based on current situations. My wife plans on retiring at age 62 and we will assess her situation at that...
by MP173
Fri Jul 17, 2015 3:11 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

We are going to store the onions and garlic for winter use. I also take extra into our church. People take it home and leave a goodwill offering for the foodbank.

I also take extra into work where it is always appreciated.

Ed
by MP173
Thu Jul 16, 2015 2:53 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

Thanks Hongkonger.

My thoughts are it is too late/too early for onion transplants....however this has been cool and wet so far, so why not give it a whirl.

Probably need to plant the cauliflower rather than hold for a month as they need to get in soil.

Thanks,
Ed
by MP173
Thu Jul 16, 2015 11:08 am
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

I purchased a flat of vegetable plants yesterday for $10. Although it is "late" I am going to attempt onions. There were probably 30 to a small container and the plants were about 6 inches tall. Never planted these before, it has always been onion sets. Has anyone had any experience with m...
by MP173
Thu Jul 16, 2015 10:42 am
Forum: Personal Consumer Issues
Topic: Are the more expensive bikes worth paying for?
Replies: 78
Views: 3939

Re: Are the more expensive bikes worth paying for?

I have recently made the conversion from a Trek 380 which was about 20 years old to the Trek 7.2. For years I fought the advice to upgrade. The Trek 380 was heavy and slow, but it worked for me. My wife insisted and I agreed to look at a new bike for my 60th birthday. We looked at Trek 7.2 and 7.3. ...
by MP173
Tue Jul 14, 2015 6:28 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

gatorman: Whilst you are not Mr. Potato, you are Mr. Storyman. That was well written. Some folks do the container method, I just buy a seed potatos and cut them into sections with 2 eyes and plant in a community garden. There is a large pile of city supplied compost and twice I will carry buckets of...
by MP173
Tue Jul 14, 2015 12:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 894
Views: 160085

Re: What Book Are You Currently Reading? Part VI

I just finished Radiant Angel by Nelson Deville. John Corry must have eliminated all Muslim terrorist threats as he now turns his attention towards the Russians. Not as good as his past books, but not bad. Also finished "Fire and Rain...The Beatles, Simon & Garfunkel, James Taylor, CSNY and...
by MP173
Tue Jul 14, 2015 12:12 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

I must admit that my garlic situation is not the best. A couple of years ago I planted garlic and then replanted some last year. I then took cloves last fall and planted those. So, I have no idea of what kind has been planted. The previous 2 plantings were spring and resulted in small cloves. I pull...
by MP173
Tue Jul 14, 2015 12:04 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

The view from Pikes Peak must have been spectacular. How cold was it up there?

It got down to 40 degrees last week in Leadville when we were there. Average July low is 37 degrees.

Ed
by MP173
Mon Jul 13, 2015 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Totally Stressed. Husband lost job.
Replies: 46
Views: 10549

Re: Totally Stressed. Husband lost job.

I recall your post. Congratulations for your survival skills!

A serious discussion with the great boss would no doubt go a long ways with him/her. Take care of yourself and your family.

Ed
by MP173
Mon Jul 13, 2015 4:33 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

Garden report: We have had cool wet conditions and it has positively and negetively affected various vegetables. Our lettuce is still hanging on. Hope to have another week before it bolts. Tomato plants are huge, but not many fruits. Cabbage, broccoli, kale, and cauliflower all did well. Pepper plan...
by MP173
Mon Jul 13, 2015 4:27 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

22twain: Amazing to run into a fellow train nerd on this site instead of trains.com. The Bailey Yard observation was well worth it, particularly since I had stopped in 1978 and have photos from the same location 37 years apart. As much as the Bailey yard was entertaining, the Royal Gorge ride was do...
by MP173
Sat Jul 11, 2015 8:19 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

We would like to thank everyone for the suggestions. It was truly a great vacation. My wife was very impressed with my planning abilities...I shared the credit with this forum and a couple of guide books. We toured Bailey Yard in North Platte...well worth the $7 admission for train nerds or transpor...
by MP173
Sun Jun 28, 2015 9:58 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

Looks like we are pretty much avoiding I70, except a short stretch to get to an exit to head to Leadville. We made plans for the first 5 days (nothing yet after Leadville) then stopped. With this being our first vacation out there we really do not know the particulars of where to go and whether or n...
by MP173
Sun Jun 28, 2015 5:47 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

Day 4 - Checkout of YMCA of Rockies and drive to Leadville. Stay at Delaware Hotel (haunted?)

Now we are attempting to determine where to go from there. Looking for a lodge or inn with fly fishing, horseback riding, etc.

Ed
by MP173
Sun Jun 28, 2015 4:13 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

Day 1 - Drive west on I80 to North Platte, Nebraska. 12 hour drive Day 2 - Tour Union Pacific Bailey Yard then drive to YMCA of the Rockies/Estes Park, Co. Day 3 - YMCA of the Rockies/Estes Park, Co. Day 4 - Checkout of YMCA and then ???? Ok, so we have two nights booked at YMCA of the Rockies in a ...
by MP173
Sun Jun 28, 2015 11:03 am
Forum: Personal Consumer Issues
Topic: Learning Guitar
Replies: 30
Views: 3594

Re: Learning Guitar

On line lessons are great but you cannot beat a good teacher. Use both. Listen to songs and try to identify the chord progressions. Not necessarily the actual chords but the relationships between the chords. Look up the songs online and see what the chords are. Find the good teacher and take it from...
by MP173
Fri Jun 26, 2015 7:42 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

Great replies. Lots to digest and plan over the weekend. We are going to the Rio Grande Scenic Railroad in Alamosa (I have a little business to conduct there) but other than that...the planning committee is going to meet this weekend to determine a plan. We tend to enjoy smaller, remote areas and ot...
by MP173
Thu Jun 25, 2015 5:15 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

So, is a Suburu Outback a sufficient vehicle for back roads?

ed
by MP173
Wed Jun 24, 2015 9:48 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Re: Colorado Vacation suggestions

Thanks for replies....keep them coming.

How about interesting locations in Nebraska (en route)?

I was thinking North Platte to see the Union Pacific Bailey Yard.

How is the drive along US 30?

Ed
by MP173
Wed Jun 24, 2015 7:11 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4797

Colorado Vacation suggestions

The wife and I are going on an old fashioned road trip vacation this summer, driving from the Midwest to "out west"...probably Colorado and Wyoming is the furthest we will make it. Suggestions, both en route and in the area are welcomed. We made a brief trip to Denver/Colorado Springs a co...
by MP173
Tue Jun 23, 2015 4:28 pm
Forum: Investing - Theory, News & General
Topic: Why do Bogleheads/BiggerPocketers think there is only one way?
Replies: 123
Views: 14554

Re: Why do Bogleheads/BiggerPocketers think there is only one way?

I failed miserably at being a real estate investor. My house was paid off when I remarried and it sure looked like easy money to be a landlord. It wasnt. After one good renter and one horrible renter, I sold the house and paid off our new mortgage. Oh happy day! I use a blend of Bogleheads and my ow...
by MP173
Tue Jun 23, 2015 11:43 am
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 56
Views: 7400

Re: Your Top 10 Books

In no particular order: James Lee Burke - In the Eletric Mist of the Confederate Dead Michael Connoly - the Burning Room Lawrence Block - Hit and Run John Feinstein - The Last Amateurs Fred Frailey - Blue Streak Merchandise Greg Isle - The Bone Tree (2nd in the Natchez, Ms trilogy) Steig Klein - The...
by MP173
Tue Jun 23, 2015 11:02 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 894
Views: 160085

Re: What Book Are You Currently Reading? Part VI

"George Harrison - Behind the Locked Door" by Graeme Thomson. This is a very en depth look at the "Quiet Beatle" from his childhood thru his death and post death details. As a tribute, I a learning to play "Here Comes the Sun" on guitar. My wife is sick of it, but hey.....
by MP173
Tue Jun 23, 2015 10:57 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1005
Views: 162075

Re: What Movie Have You Recently Watched?

Not exactly a movie, but the wife and I are watching Season 2 of House of Cards....pretty good stuff.

Ed
by MP173
Mon Jun 15, 2015 4:46 pm
Forum: Personal Consumer Issues
Topic: Jeep Patriot
Replies: 5
Views: 1163

Re: Jeep Patriot

I have decided against the Patriot for the reasons listed:

1. No rear backup camera.
2. No telescoping steering whee.
3. Weird console which will not work for me.

Leaning toward Subaru or Equinox....which has given great reliability until a recent gulp of oil.

Ed
by MP173
Mon Jun 15, 2015 3:09 pm
Forum: Personal Consumer Issues
Topic: Where do you keep your to do list?
Replies: 60
Views: 5682

Re: Where do you keep your to do list?

Each day I print out the page from Microsoft Outlook Calendar for that day and write all items to be done on the printed page. I then carry it around on a clipboard. Old school? Yes. Effective? For me it is. Being in sales, I like to have something with "backbone" that I can write on. The ...
by MP173
Sat Jun 13, 2015 5:13 pm
Forum: Personal Consumer Issues
Topic: Jeep Patriot
Replies: 5
Views: 1163

Jeep Patriot

Any Jeep Patriot owners/drivers out there? I looked at one today and came away somewhat unimpressed. I require considerable head and leg room and the Patriot passed both hurdles, so it is on the radar, but other than that...nothing really to get excited about. On the other hand, my lovely wife purch...
by MP173
Tue Jun 09, 2015 9:06 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9871

Re: Dividend yield is a lot less important than buyback yield

ogd: Yup...I realize that now, but not during the past 20 years when I opened the drip accounts. Fortunately these picks, for the most part have done very well, much better than the S&P. So, yes...taxes have been assessed and paid on the dividends. That is something planned for and budgeted. My ...
by MP173
Tue Jun 09, 2015 4:52 pm
Forum: Personal Consumer Issues
Topic: Should we trade in the old truck or sell it privately?
Replies: 46
Views: 3705

Re: Should we trade in the old truck or sell it privately?

I am looking for that type of truck...low mileage in that price range.

There is a pretty good market for those trucks, at least in my area.

Ed
by MP173
Tue Jun 09, 2015 4:50 pm
Forum: Personal Consumer Issues
Topic: What do you do to relax just after returning from work
Replies: 59
Views: 6459

Re: What do you do to relax just after returning from work

I have an ideal job, working in sales out of my house. If I have sales appointments, these are scheduled for morning and am usually home by early afternoon. If no appointments, then I am working out of my office all day. Thus, when I "return"from work it usually involves walking downstairs...
by MP173
Tue Jun 09, 2015 4:33 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9871

Re: Dividend yield is a lot less important than buyback yield

Hey, I give in. In an ideal world share buybacks would be the absolute best method...as long as the stock didnt crater and you were left with a stock priced at $0 (I have done that). If you carefully read my posts, it states that I accept both methods as reality. I understand the tax ramifications o...
by MP173
Tue Jun 09, 2015 6:24 am
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9871

Re: Dividend yield is a lot less important than buyback yield

I must apologize for the choppy nature of my discussion and examples last night. These were submitted during the 2nd and 3rd period intermissions of the Stanley Cup Final. Unfortunately the Hawks dropped the game. My time is limited again this morning, but here is the point I am making with buybacks...
by MP173
Mon Jun 08, 2015 9:19 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9871

Re: Dividend yield is a lot less important than buyback yield

The issue with dividend payments and share buy backs is that everything occurs while the market does it's job. The stock doesnt stand still. Each minute of each trading day, the share price fluxuates based on supply and demand ... caused by a number of factors, many of which are emotional buying. Ed
by MP173
Mon Jun 08, 2015 9:17 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9871

Re: Dividend yield is a lot less important than buyback yield

ogd: You are correct. The numbers for MSFT were for fiscal year ended June, 2014, so need to restate: The actual dividends paid, sharebuy backs $, and issued are correct and are based on 12 months. Dividends $8.879B share buyback 7.316B share issued 607M Net buyback $6.709B Share were reduced from 8...
by MP173
Mon Jun 08, 2015 8:20 pm
Forum: Investing - Theory, News & General
Topic: Dividend yield is a lot less important than buyback yield
Replies: 192
Views: 9871

Re: Dividend yield is a lot less important than buyback yield

Very interesting discussion. The reality of the investing world is that your holdings probably will both pay dividends and buyback shares. You are paying management of the companies to earn a return for your investment. Lets take a look at a couple of my holdings. XOM - Exxon Mobil 2014: Dividends p...
by MP173
Sun Jun 07, 2015 6:43 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

Was gone a couple of days and the vegetables grew like weeds in those days. Potatoes are really growing. I will begin cutting kale leaves this week. Also cut a head of romaine lettuce this morning. We just received a nice rain and I expect more growth. Peas are about 15 inches tall. Carrots look goo...
by MP173
Wed Jun 03, 2015 9:17 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5196

Re: Gardening 2015 pt 2

How is everyone's garden coming along? We are eating spinach/lettuce salads regularly. Also broccoli is has produced the center bunch and side shoots are starting to come on. My concerns earlier about asparagus were unfounded. We have had a month of production and I am letting several crowns go to s...

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