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Thanks for your replys. I am sitting on a large amount of cash, that's not making much income. I am really interested in increasing monthly cash flow.

An advisor I talked with wants me to invest in these two. I am retired and just hate the low cd rates and looking for some extra income. Just wanted opinions on these two.

Thank you in advance

A resturant needs active management by an experienced person. No one will run the business better than the owner and by the way you need to put your mattress in the resturant. Walk away. If your rentals are in an area that has strong rental demand, good rents, and apartment prices at the bottom, why...

Justs trying to get opinions on when to get out of the market during an election year? I know market timing is not a science but historicly there may be some bump ups and then I'll bale.

I bought F at $1.14 and should of sold at 18.00 but didn't. Now I am wondering if I should sell or hold? What does everyone think?

I have a number of friends that are retired and are so tired of cd rates, there even looking at annuitites they don't understand. Any safe places to make a little money? I am interested and so are my friends. I don't know what to tell them.

Thanks

Thanks for the excellent posts, even a friend of my neighbor is interested in buying one. So I printed some responses and the articles linked in the posts for them to read. I also highlighted the important points in red ink.

Thanks

First off my neighbor made another appointment for Friday and it sounds like she might pull the trigger. So anyone that has an opinion please chime in before it's to late. I'ts not my duty to tell other people what to do with there money but I know she cannot afford to lose her money, but she is som...

Thanks for the replys, going to the meeting today, will report back, wish I had a small tape recorder, also I wrote down the great questions posters recommended, see what kind of responses I get. Also thought of a few good questions myself. I can see that a 7% return may be calculated with return of...

Some friends went to a free a lunch to listen to seminar about senior investing. Many of my friends are somewhat desparate to find income with there idle cash. Not fond of annuities myself, they are going to another 2 hour seminar about the mystery investment that supposedly pays 7% interest and is ...

Thanks for your replys, I am getting nervous and think I will pass, plus they are trying to sell the same annuity to some friends, and will suggest they don't buy either.

Just to clarify, if you hold it you get 14% per year bump, but not the 45k. If you wait 2.1 years before taking benefits you get 45k added to your orginal 100k investment, they use this figure to compute your annual payments. But in actuality, they are not giving you 45k. The reason and the only one...

Update: It's the Pheonix P.I.A. income annuitsy. If you invest 100k for 2.1 years they give you a bump on income base to 145K, at that time it pays $6300 per year for the life of either me or my wife. If we both die, the remainder of the annuity 110k minus the payments goes to our children. The paym...

Just had a salesman tell me about this annuity, it's a fixed annuity, $100.000 pays about 6300 per year for life, with surviviorship. Not doing good in the stock market, and cd's are paying next to nothing, anyone have an opinion? Also it pays 14% insterest and they add 45%, in 2 years and one day t...

I have a summer home and many of the lots around my house were bought with hopes of higher prices and they were wrong. I recently stole 2 of them for much less than the owners paid 10 years ago. Because the lots isolate my home from development I have use for them. But with property tax and unless y...

I appreciate the help, I must include the fact that this money is tax defffered, in a retirement account that pays peanuts. I am also concerned about bonds losing value, because interest rates must go up someday. Never saw them so low so long.

Thanks for the replys, I am 62, have SS and good retirement, married, have other good cash reserves, stocks, too many cd's, no debt. My 150K is parked because of my consertive attitude, had it invested in aggressive account and got out before I had a big loss.It now pays .08% interest, which sucks. ...

Would like to invest 150K for about 5 years, I am retired, then start to withdraw monthly.

Whats your opinion on:
28% Total Stock Market Indes Fund
12% Total International Stock Index Fund
60% Total Bond Market Index Fund

Very risk intolerant

Thanks

I have a pre- tax deffered retirement account, 6 figure amount, I am 62 and retired, this account is paying .005% per year. It's a safe place to park, the income growth areas were to volitale for me. I have no tolerance for risk of principal. I can only transfer this money to VANGUARD FUNDS . I woul...