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Re: did I damage my fridge by leaving the door open for a we

livesoft wrote:My spouse told me that we needed a new clothes washer since our 20-year old one was broken. I spent less than $5 for parts to fix it. Would someone else have simply bought a new one? I think so.


No, most people would have bought a new washer and dryer. Because they have to match.
by Luke Duke
Mon Aug 25, 2014 3:06 pm
 
Forum: Personal Consumer Issues
Topic: did I damage my fridge by leaving the door open for a week?
Replies: 31
Views: 2684

Re: Wife Pregnant on Bed Rest- Help with existing std and lt

Will your wife be retuning to work? At my work if you take LTD, you are let go. Our LTD doesn't kick in until 6mos.
by Luke Duke
Tue Aug 19, 2014 1:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Wife Pregnant on Bed Rest- Help with existing std and ltd
Replies: 7
Views: 1501

Re: Memory foam mattresses - any insight?

Jazztonight wrote:The 30 or 60 day trade in period was not long enough for me to realize how much I don't like it.


Tempurpedic has a 365 day return policy.
by Luke Duke
Tue Aug 05, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Memory foam mattresses - any insight?
Replies: 64
Views: 5211

Re: Advice on getting a power adapter

If you can't figure out what connector you have, then get this universal power supply: http://www.amazon.com/Hosa-Cable-ACD477-Universal-Supply/dp/B000Z31G3M/ If you know which connector you have, get the right one for less money: http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Daps&fie...
by Luke Duke
Wed Jul 30, 2014 1:22 pm
 
Forum: Personal Consumer Issues
Topic: Advice on getting a power adapter
Replies: 13
Views: 750

Re: Memory foam mattresses - any insight?

I am happy with my memory foam mattress purchase from Amazon. Before you buy a mattress online make sure that you fully understand the return policy. Some places will come and pick the mattress up, package it for shipping and ship it for no charge. Some places make you do all the work and pay for re...
by Luke Duke
Thu Jul 24, 2014 10:48 am
 
Forum: Personal Consumer Issues
Topic: Memory foam mattresses - any insight?
Replies: 64
Views: 5211

Re: Divesting Stock with Sentimental Value

wesef wrote:I'll be back later with bewildered questions about figuring out the cost basis. Thanks again.


The cost basis is the value on the day that your wife's family member died.
by Luke Duke
Mon Jul 21, 2014 2:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Divesting Stock with Sentimental Value
Replies: 39
Views: 1974

Re: Hints on Tri-Tip

I use coarse black pepper and kosher salt.
reverse sear until internal temp is ~130
let rest
slice
enjoy
by Luke Duke
Thu Jul 17, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: Hints on Tri-Tip [Cooking]
Replies: 29
Views: 2312

Re: Is this realtor lying to me?

The appraisal will be used as the loan basis. Different loans require different down payments, ranges I know about are 95%, 80% and 70% for residential and condo. An appraisal requirement written into a purchase contract is pretty common when a mortgage will be obtained. With 50% cash down I can't ...
by Luke Duke
Thu Jul 17, 2014 11:24 am
 
Forum: Personal Finance (Not Investing)
Topic: Is this realtor lying to me?
Replies: 27
Views: 3417

Re: Buying a camper

What we don't want * A/C - we would never use it * plumbing - no toilet, no shower, doesn't even need a sink - we would likely never even hook water up to a sink * cooking area - we cook outside, we would probably never use indoor cook top (but I understand these are pretty standard) * microwave * ...
by Luke Duke
Mon Jul 14, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Buying a camper
Replies: 26
Views: 2663

Re: Tapatalk Integration

+1 for TapaTalk
by Luke Duke
Fri Jul 11, 2014 2:27 pm
 
Forum: Forum Issues and Administration
Topic: Tapatalk Integration
Replies: 50
Views: 13557

Re: Smokers [for cooking]

bluemarlin08 wrote:Nope, the heart of Dixie all my life. Don't knock the gas smoker till you try it, I guarantee you can't tell the difference.


I guess that we're going to have to agree to disagree. The day that someone eats my BBQ and asks if it was cooked on gas is the day that I quit cooking BBQ.
by Luke Duke
Thu Jul 10, 2014 11:57 am
 
Forum: Personal Consumer Issues
Topic: Smokers [for cooking]
Replies: 47
Views: 4620

Re: Barbecue Set [Cooking tools]

jebmke wrote:My Thermapen is probably my most useful tool.


Thermapens are great (and pricey). I seem to dislike the tongs that come with every BBQ set that I have seen, so personally I prefer to buy my BBQ stuff individually.
by Luke Duke
Thu Jul 10, 2014 11:45 am
 
Forum: Personal Consumer Issues
Topic: Barbecue Set [Cooking tools]
Replies: 12
Views: 1147

Re: Extremely Heavy Duty Office Chair

I spend a lot of time in front of the computer and would appreciate recommendations on high back swivel office chair with a well made, heavy duty cushion that won't sink after a few months. I'm currently using a $50 when on sale high back fake leather office chair from an office supply store that's...
by Luke Duke
Thu Jul 10, 2014 11:41 am
 
Forum: Personal Consumer Issues
Topic: Extremely Heavy Duty Office Chair
Replies: 15
Views: 1796

Re: Getting a universal remote that's really universal?

Logitech Harmony Here are some cheap older models. http://smile.amazon.com/Logitech-915-000148-Harmony-Remote-Devices/dp/B005O81U9S http://smile.amazon.com/Logitech-Harmony-Universal-Control-Entertainment/dp/B00J7KM5X4/ http://smile.amazon.com/Logitech-Harmony-Control-Discontinued-Manufacturer/dp/B0...
by Luke Duke
Tue Jul 08, 2014 1:28 pm
 
Forum: Personal Consumer Issues
Topic: Getting a universal remote that's really universal?
Replies: 12
Views: 1052

Re: Smokers

I have used wood smokers for years, this is so much easier and no difference in taste. We own a catering firm and our clients can't discern the difference. Gas is used to heat the wood chips, the smoke is even and temp is much easier to control. I'm guessing that you live north of the Mason-Dixon l...
by Luke Duke
Tue Jul 08, 2014 12:16 pm
 
Forum: Personal Consumer Issues
Topic: Smokers [for cooking]
Replies: 47
Views: 4620

Re: Large capital gain this year

I see posts like this (Eeek! I owe capital gain taxes!) fairly often on this forum. Which makes me ask this question (really): Has anyone on this board ever received a raise in salary and immediately stormed into the bosses' office and screamed, " How dare you give me a raise? Now I have to pa...
by Luke Duke
Tue Jul 08, 2014 11:56 am
 
Forum: Investing - Help with Personal Investments
Topic: Large capital gain this year
Replies: 79
Views: 4249

Re: Newly Married Couple Starting Retirement Planning

SSgA U.S. Bond Index Non-Lending Series Fund (Class C) None/CMCZ2 SSgA Russell Small Cap Index Non-Lending Series Fund (Class S) None/CM717 n/a SSgA S&P Mid Cap Index Non-Lending Series Fund (Class C) None/CMK22 n/a SSgA Emerging Markets Index Non-Lending Series Fund (Class C) None n/a SSgA Int...
by Luke Duke
Tue Jul 08, 2014 11:41 am
 
Forum: Investing - Help with Personal Investments
Topic: Newly Married Couple Starting Retirement Planning
Replies: 8
Views: 997

Re: Eneloop batteries in smoke detectors

This is not a good idea. ever , for about 5 technical reasons. Most important is that the voltage drop from rechargeables is so fast you will not get the proper warning of the failing battery Eneloops don't self-discharge like other rechargable batteries. With this being said, I wouldn't use them i...
by Luke Duke
Thu Jul 03, 2014 2:44 pm
 
Forum: Personal Consumer Issues
Topic: Eneloop batteries in smoke detectors
Replies: 36
Views: 1825

Re: Time to buy a tv or wait 2 years?

One key thing to remember about TVs is "one minute of one degree" which is roughly the resolution of the human eye. Sure 4K TVs look great in the store where you're standing close up to them, but that's not the way most people watch TV. From what I recall, I need to be closer than 11 or s...
by Luke Duke
Thu Jul 03, 2014 2:35 pm
 
Forum: Personal Consumer Issues
Topic: Time to buy a tv or wait 2 years?
Replies: 66
Views: 5880

Re: Help solving a car dilemma

Sounds like your wife needs to drive the Pilot more.
by Luke Duke
Wed Jun 25, 2014 1:02 pm
 
Forum: Personal Consumer Issues
Topic: Help solving a car dilemma
Replies: 18
Views: 2558

Re: New water heater needed - local plumber or Home Depot, L

My gas water heater stopped working. I relit the pilot light after several attempts. It went out by the next morning. I went to Home Depot, but they do not have an installation agreement with a plumber at present. So I drove to Lowe's, and purchased a Whirlpool . I am waiting to hear from the insta...
by Luke Duke
Mon Jun 23, 2014 1:16 pm
 
Forum: Personal Consumer Issues
Topic: New water heater needed - local plumber or Home Depot, Lowes
Replies: 43
Views: 4341

Re: Craftsman Shop-Vac replacement filters

How can you need a new filter after only a month? Do you realize that you can clean them? Like: No, I didn't know you could clean them. Just clean it with water even though it is made of paper? I just take mine outside and throw it about 5-10 feet in the air and let it land on the driveway. Do that...
by Luke Duke
Fri Jun 20, 2014 10:39 am
 
Forum: Personal Consumer Issues
Topic: Craftsman Shop-Vac replacement filters
Replies: 13
Views: 672

Re: How to handle maxing a 401k with unknown bonus amount

My company does not move any money (either mine or matching) to my 401k from bonus checks. Perhaps her company does the same.
by Luke Duke
Fri Jun 20, 2014 10:28 am
 
Forum: Investing - Help with Personal Investments
Topic: How to handle maxing a 401k with unknown bonus amount
Replies: 9
Views: 895

Re: Avoiding Paypal/Ebay Scam

I've never used it...
https://www.escrow.com/
by Luke Duke
Thu Jun 19, 2014 12:35 pm
 
Forum: Personal Consumer Issues
Topic: Avoiding Paypal/Ebay Scam
Replies: 30
Views: 2165

Re: Copying Home Movies to DVD

Made some home movies using a Canon digital camera. Combined those into one movie using Windows Movie Maker, (result is a .wmv file) Then tried burning to a DVD using Windows Explorer (Windows 7). The resulting DVD seems to be readable and playable on a PC (both the one it was burned on and my wife...
by Luke Duke
Thu Jun 19, 2014 12:29 pm
 
Forum: Personal Consumer Issues
Topic: Copying Home Movies to DVD
Replies: 6
Views: 439

Re: Advice on my life insurance plan

BruDude wrote:What risk class was applied to the policies you already have? $60/mo for a 30-year-old buying a $500k 20-year term policy seems pretty high. Same with $40/mo for a 29-year-old female buying the same coverage.


My wife and I are about the same age and have $1.5mil policies for about the same price.
by Luke Duke
Thu Jun 19, 2014 12:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Advice on my life insurance plan
Replies: 13
Views: 766

Re: Electronic person-to-person payments

thedayisbrave wrote:Paypal is easy, but takes a cut.


Not if you fund it from your bank account and if you select "I'm sending money to family or friends"
by Luke Duke
Thu Jun 19, 2014 12:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Electronic person-to-person payments
Replies: 19
Views: 1553

Re: Craftsman Shop-Vac replacement filters

How can you need a new filter after only a month? Do you realize that you can clean them?
by Luke Duke
Thu Jun 19, 2014 12:23 pm
 
Forum: Personal Consumer Issues
Topic: Craftsman Shop-Vac replacement filters
Replies: 13
Views: 672

Re: Satellite Investments

1. How long do you have to hold the stock before you can sell it? If you have to hold for another 6 months - 1 year, it sounds like a great way to make 15% on your money. Any longer than that, and it might be too risky. Yeah, I forgot to mention this. You have to keep it in their for 18 months befo...
by Luke Duke
Wed Jun 18, 2014 3:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: Satellite Investments
Replies: 11
Views: 667

Re: Buying a new mattress and bedding

rustymutt wrote:For example, I got 3 big mattress firms to compete for my business on a Tempur Pedic, and got a $3800 mattress for $1800.


Or you could have spent $2-600 on Amazon for a no-name memory foam mattress.
by Luke Duke
Mon Jun 16, 2014 4:04 pm
 
Forum: Personal Consumer Issues
Topic: Buying a new mattress and bedding
Replies: 36
Views: 2852

Re: Watch battery replacement gone bad. What to do???

I change the battery on my watch myself, granted it isn't a very expensive watch.

http://www.amazon.com/GGI-Deluxe-16-pie ... 000T9VK56/
by Luke Duke
Mon Jun 16, 2014 11:27 am
 
Forum: Personal Consumer Issues
Topic: Watch battery replacement gone bad. What to do???
Replies: 15
Views: 1147

Re: New water heater needed - local plumber or Home Depot, L

the anode is stainless steel http://en.wikipedia.org/wiki/Talk%3AElectrolysis The use of stainless steel(SS) as an anode should be approached with great caution or best yet, avoided altogether. SS contains chromium. No matter what misinformation you may have read on the internet, SS anodes ARE INDE...
by Luke Duke
Mon Jun 16, 2014 11:26 am
 
Forum: Personal Consumer Issues
Topic: New water heater needed - local plumber or Home Depot, Lowes
Replies: 43
Views: 4341

Re: I cannot make the jump and retire

obgyn65 wrote: 95% of my assets are in CDs or munis.


:shock:

This is a good way to outlive your money. I would definitely recommend reading some books on the Boggleheads reading list.
http://www.bogleheads.org/wiki/Category ... nd_authors
by Luke Duke
Mon Jun 16, 2014 11:16 am
 
Forum: Personal Finance (Not Investing)
Topic: I cannot make the jump and retire
Replies: 73
Views: 8200

Re: New water heater needed - local plumber or Home Depot, L

My water heater is getting up there in age. Is preemptive replacement recommended? You can extend the life of a water heater by replacing the anode. IIRC, this is recommended every 5 years or so. It is much less expensive than a new tank. I had a plumber do this recently, and the total cost was abo...
by Luke Duke
Thu Jun 12, 2014 11:36 am
 
Forum: Personal Consumer Issues
Topic: New water heater needed - local plumber or Home Depot, Lowes
Replies: 43
Views: 4341

Re: Selling mineral rights to land?

How badly does your MIL need $5000?
by Luke Duke
Thu Jun 12, 2014 11:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Selling mineral rights to land?
Replies: 21
Views: 1526

To form an(other) LLC or not

I am currently an investor in a small business. The other investors and I are members of an LLC that owns 49% of the business. Are there any advantages (or disadvantages) to forming my own LLC and having my interest in the other LLC owned by my personal LLC instead of being owned my me personally? A...
by Luke Duke
Fri Jun 06, 2014 10:18 am
 
Forum: Personal Finance (Not Investing)
Topic: To form an(other) LLC or not
Replies: 4
Views: 444

Re: House selling question (buyers more interested in the lo

If it is going to be a teardown, then it is pointless to stage it. I know someone who sold their house and she knew with 100% certainty that it would be torn down. She didn't even let any of the prospective buyers inside the house. She had no problem selling it for a good price.
by Luke Duke
Mon Jun 02, 2014 4:33 pm
 
Forum: Personal Consumer Issues
Topic: House selling question (buyers more interested in the lot)
Replies: 37
Views: 2723

Re: 1 Year Bogleheadiversary - Before and After Picture

Since it appears that you will end up with a lot of money in your 529 accounts, it might be wise to have 529s in multiple states. This will allow you to spend down the ones with the most gains first. That way, if you have money leftover, your penalty on the gains is less.
by Luke Duke
Fri May 30, 2014 11:10 am
 
Forum: Personal Finance (Not Investing)
Topic: 1 Year Bogleheadiversary - Before and After Picture
Replies: 69
Views: 8990

Re: 529? What if they don't go to college

http://www.bogleheads.org/wiki/529_plans That's a lot of info, but down towards the bottom is the section on tax considerations. Should this part of the wiki be more clear: Withdrawals from a 529 Savings Plan are considered non-qualified withdrawals if they are in excess of qualified education expe...
by Luke Duke
Fri May 30, 2014 10:33 am
 
Forum: Investing - Theory, News & General
Topic: 529? What if they don't go to college
Replies: 70
Views: 6118

Re: Beneficiary to Large Insurance Policy - AA?

You have a mid-7 figure portfolio and you have a $1mil life insurance on your 70 yr old mother?!? Does your brother really need the money?
by Luke Duke
Thu May 29, 2014 12:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Beneficiary to Large Insurance Policy - AA?
Replies: 13
Views: 857

Re: Do you have a safe deposit box at a bank or credit union

I don't, but my parents do. I keep a few documents in there.
by Luke Duke
Thu May 29, 2014 11:40 am
 
Forum: Personal Consumer Issues
Topic: Do you have a safe deposit box at a bank or credit union?
Replies: 31
Views: 2365

Re: Convincing a parent to retire

It sounds like selling makes sense. He can probably negotiate that he be hired back part time by the new owner.
by Luke Duke
Thu May 29, 2014 10:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Convincing a parent to retire
Replies: 19
Views: 3145

Re: Austin, TX Things To Do?

Eat some BBQ.
by Luke Duke
Tue May 27, 2014 11:44 am
 
Forum: Personal Consumer Issues
Topic: Austin, TX Things To Do?
Replies: 8
Views: 747

Re: How much house should I buy? (young person with many ass

Buy a house if you are sure that you want a house. I bought my first house when I was 22, single and making ~$50K and I never regretted it. Of course it was a $100K house, not a $250K house. I owned it for about 5 years and sold it for about 15% more than I bought it for. You earn a $48.5K salary. H...
by Luke Duke
Fri May 23, 2014 10:59 am
 
Forum: Investing - Help with Personal Investments
Topic: How much house should I buy? (young person with many assets)
Replies: 71
Views: 5626

Re: $300K to Invest at Schwab

In order to get any meaningful advice you need to let us know about everything, even if it's stuff that you don't want to sell for tax (or any other) reasons.
by Luke Duke
Thu May 22, 2014 12:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: $300K to Invest at Schwab
Replies: 12
Views: 1370

Re: Convince me to choose a Suburban over a Sequoia

killjoy2012 wrote:You could also look for Ford Excursions, but I believed they stopped production in 2005. Not sure what year is your cutoff.


That's what I did. Definitely do your research before you buy the 6.0L. I was able to find one that had most of the necessary "bulletproofing" work already done.
by Luke Duke
Mon May 19, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: Convince me to choose a Suburban over a Sequoia
Replies: 64
Views: 4333

Re: What is the best brand of 3 ton air conditioner & furnac

I've had a Goodman A/C and furnace for 6 years. I have had no problems with the unit itself. I did have problems with some shortcuts that the installer took. After I spent $300 to fix those, I have had no problems.
by Luke Duke
Fri May 16, 2014 11:26 am
 
Forum: Personal Consumer Issues
Topic: What is the best brand of 3 ton air conditioner & furnace?
Replies: 46
Views: 2665

Re: Squirrels ate through sceen, plastic & wood to get bird

The only good squirrel is a dead squirrel.
by Luke Duke
Wed May 14, 2014 10:39 am
 
Forum: Personal Consumer Issues
Topic: Squirrels ate through sceen, plastic & wood to get bird feed
Replies: 37
Views: 2124
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