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Re: Only paying for DirecTV part of the year

You can take your satellite box from your summer home to your winter home and use it there. You won't have locals, but you can probably use an antenna for those.
by Luke Duke
Fri Oct 17, 2014 11:40 am
 
Forum: Personal Consumer Issues
Topic: Only paying for DirecTV part of the year
Replies: 3
Views: 493

Re: Splurge vacation recovery--Hawaii or?

Go somewhere you haven't been. Have you been to Costa Rica or Belize? The official language in Belize is English, if that matters to you.
by Luke Duke
Tue Oct 07, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Splurge vacation recovery--Hawaii or?
Replies: 30
Views: 2645

Re: Company stock match, good deal?

I'm guessing that you can sell the shares at anytime. If you sell them before the lock is over then the discount becomes taxable income.

My wife's company offers a 15% discount with a 2yr lock. We plan to sell immediately and take the penalty.
by Luke Duke
Tue Oct 07, 2014 2:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: Company stock match, good deal?
Replies: 18
Views: 1111

Re: Cash In Credit Card Points? Or Keep Accumulating?

I let them accumulate and I usually buy something stupid on Amazon that I couldn't really justify to myself if it weren't "free" money. Next on the list is a pellet gun.
by Luke Duke
Mon Oct 06, 2014 1:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Cash In Credit Card Points? Or Keep Accumulating?
Replies: 28
Views: 2488

Re: Cast Iron Skillet Cooking

Cast iron skillets are great. The only problem (for me anyways) with buying a new one today is that they are all pre-seasoned. I would prefer to season my own so that I know exactly what it was seasoned with. Can you even purchase a non-seasoned cast iron skillet anymore? You can strip the seasonin...
by Luke Duke
Mon Sep 29, 2014 12:25 pm
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 107
Views: 9251

Re: Cast Iron Skillet Cooking

Kersten wrote:Where can you purchase one of these for $15.00?


http://www.amazon.com/dp/B00008GKDJ/
by Luke Duke
Fri Sep 26, 2014 2:21 pm
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 107
Views: 9251

Re: Need Investment Help (24 y/o, 100k/yr salary)

There is one action you should immediately take now. Increase your pre-tax 401k contributions to the maximum allowed so you have a chance to put in $17,500 this year . Do the same for subsequent years. To whatever degree this leaves you with not enough take-home pay, make up for this by taking mone...
by Luke Duke
Thu Sep 25, 2014 10:27 am
 
Forum: Investing - Help with Personal Investments
Topic: Need Investment Help (24 y/o, 100k/yr salary)
Replies: 6
Views: 1216

Re: Consulting fees: non working travel time

50% is what I have seen.
by Luke Duke
Mon Sep 22, 2014 4:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Consulting fees: non working travel time
Replies: 32
Views: 1991

Re: Should I buy another fridge or freezer? Or neither?

I have 2 refrigerator/freezers and a chest freezer. They are all full. If you get an extra freezer I would strongly recommend getting an upright. It is a pain to get stuff that migrates to the bottom of a chest freezer. It is also pretty easy to forget you have stuff when it is covered by 2ft of fro...
by Luke Duke
Fri Sep 19, 2014 2:24 pm
 
Forum: Personal Consumer Issues
Topic: Should I buy another fridge or freezer? Or neither?
Replies: 16
Views: 1054

Re: Buying a bounce house for personal use?

My BIL has one for his two kids. He went through the same sort of a rent vs. buy analysis as you have. One thing I've heard him complain about is that his in-laws (3 sisters with >10 kids total) have a bunch of little kids and they always ask him to bring his bounce house over to their place for Bi...
by Luke Duke
Wed Sep 17, 2014 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Buying a bounce house for personal use?
Replies: 25
Views: 1780

Re: Buying a bounce house for personal use?

I bought this one in July and, so far, I'm happy with it. It's large and has the highest weight rating of any of the ones that I saw on Amazon. I also has a roof, which was a big plus for me.
http://www.amazon.com/dp/B002H042AK/
by Luke Duke
Wed Sep 17, 2014 1:58 pm
 
Forum: Personal Consumer Issues
Topic: Buying a bounce house for personal use?
Replies: 25
Views: 1780

Re: How often do YOU rebalance and when?

Annually on or near my birthday.
by Luke Duke
Wed Sep 17, 2014 1:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: How often do YOU rebalance and when?
Replies: 39
Views: 2061

Re: Coin Counting Machines

Coinstar as an Amazon credit to avoid fee for me. My nightly change gets dumped into a big mason jar and when full it goes to the Coinstar. The funny thing is that a quart size jar filled to the top with random change seems to always hold $104 plus or minus $3. A quart holds ~$100 in change. Good t...
by Luke Duke
Thu Sep 11, 2014 5:14 pm
 
Forum: Personal Consumer Issues
Topic: Coin Counting Machines
Replies: 58
Views: 4177

Re: Need help simplifying retirement investments

http://www.bogleheads.org/wiki/Main_Page Assuming that all funds are in IRAs and you wish to keep your same asset allocation then the wiki basically says to move your accounts to Vanguard and buy the following: 35% domestic stock (VTSMX) 15% Foreign stock (VGTSX) 40% Bonds (VBTLX) 10% Short term (VM...
by Luke Duke
Thu Sep 11, 2014 4:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need help simplifying retirement investments
Replies: 8
Views: 725

Re: Which generator do you have?

I have a Yamaha 2400W generator. I can run anything in my house except for 220V stuff (oven, A/C, dryer). My water heater, furnace and stove are NG. If the power goes out in the summer, we sleep in the travel trailer where I can run the A/C with the generator.
by Luke Duke
Mon Sep 08, 2014 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Which generator do you have?
Replies: 127
Views: 8787

Re: The daddy of all grill islands

Wish we had a pizza oven to use for making traditional thin pizzas like I've had in Italy or other various Mediterranean and middle Eastern flat breads. I've been toying with the idea the last month or two of either buying an oven on a cart that could be moved around or building ones with fire bric...
by Luke Duke
Mon Sep 08, 2014 4:14 pm
 
Forum: Personal Consumer Issues
Topic: The daddy of all grill islands
Replies: 35
Views: 2811

Re: Help with Asset Allocation and a large stock position

You can't sell the stock at all until you're 55 or there's a penalty if you sell the stock before 55?
by Luke Duke
Mon Sep 08, 2014 3:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with Asset Allocation and a large stock position
Replies: 23
Views: 2237

Re: Coin Counting Machines

Coinstar as an Amazon credit to avoid fee for me. My nightly change gets dumped into a big mason jar and when full it goes to the Coinstar. The funny thing is that a quart size jar filled to the top with random change seems to always hold $104 plus or minus $3. A quart holds ~$100 in change. Good t...
by Luke Duke
Thu Sep 04, 2014 2:11 pm
 
Forum: Personal Consumer Issues
Topic: Coin Counting Machines
Replies: 58
Views: 4177

Re: Portfolio planning for 2 physician household - 401k 457b

booradley83 wrote:I would also like to save another ~$50k annually in taxable account at Vanguard using a simple 3-fund portfolio.


It is best to hold a total market bond fund in a tax-advantaged account.

http://www.bogleheads.org/wiki/Principl ... _placement
by Luke Duke
Thu Sep 04, 2014 1:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio planning for 2 physician household - 401k 457b -
Replies: 10
Views: 1162

Re: did I damage my fridge by leaving the door open for a we

livesoft wrote:My spouse told me that we needed a new clothes washer since our 20-year old one was broken. I spent less than $5 for parts to fix it. Would someone else have simply bought a new one? I think so.


No, most people would have bought a new washer and dryer. Because they have to match.
by Luke Duke
Mon Aug 25, 2014 3:06 pm
 
Forum: Personal Consumer Issues
Topic: did I damage my fridge by leaving the door open for a week?
Replies: 31
Views: 2861

Re: Wife Pregnant on Bed Rest- Help with existing std and lt

Will your wife be retuning to work? At my work if you take LTD, you are let go. Our LTD doesn't kick in until 6mos.
by Luke Duke
Tue Aug 19, 2014 1:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Wife Pregnant on Bed Rest- Help with existing std and ltd
Replies: 7
Views: 1524

Re: Memory foam mattresses - any insight?

Jazztonight wrote:The 30 or 60 day trade in period was not long enough for me to realize how much I don't like it.


Tempurpedic has a 365 day return policy.
by Luke Duke
Tue Aug 05, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Memory foam mattresses - any insight?
Replies: 64
Views: 5616

Re: Advice on getting a power adapter

If you can't figure out what connector you have, then get this universal power supply: http://www.amazon.com/Hosa-Cable-ACD477-Universal-Supply/dp/B000Z31G3M/ If you know which connector you have, get the right one for less money: http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Daps&fie...
by Luke Duke
Wed Jul 30, 2014 1:22 pm
 
Forum: Personal Consumer Issues
Topic: Advice on getting a power adapter
Replies: 13
Views: 785

Re: Memory foam mattresses - any insight?

I am happy with my memory foam mattress purchase from Amazon. Before you buy a mattress online make sure that you fully understand the return policy. Some places will come and pick the mattress up, package it for shipping and ship it for no charge. Some places make you do all the work and pay for re...
by Luke Duke
Thu Jul 24, 2014 10:48 am
 
Forum: Personal Consumer Issues
Topic: Memory foam mattresses - any insight?
Replies: 64
Views: 5616

Re: Divesting Stock with Sentimental Value

wesef wrote:I'll be back later with bewildered questions about figuring out the cost basis. Thanks again.


The cost basis is the value on the day that your wife's family member died.
by Luke Duke
Mon Jul 21, 2014 2:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Divesting Stock with Sentimental Value
Replies: 39
Views: 2022

Re: Hints on Tri-Tip

I use coarse black pepper and kosher salt.
reverse sear until internal temp is ~130
let rest
slice
enjoy
by Luke Duke
Thu Jul 17, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: Hints on Tri-Tip [Cooking]
Replies: 29
Views: 2443

Re: Is this realtor lying to me?

The appraisal will be used as the loan basis. Different loans require different down payments, ranges I know about are 95%, 80% and 70% for residential and condo. An appraisal requirement written into a purchase contract is pretty common when a mortgage will be obtained. With 50% cash down I can't ...
by Luke Duke
Thu Jul 17, 2014 11:24 am
 
Forum: Personal Finance (Not Investing)
Topic: Is this realtor lying to me?
Replies: 27
Views: 3436

Re: Buying a camper

What we don't want * A/C - we would never use it * plumbing - no toilet, no shower, doesn't even need a sink - we would likely never even hook water up to a sink * cooking area - we cook outside, we would probably never use indoor cook top (but I understand these are pretty standard) * microwave * ...
by Luke Duke
Mon Jul 14, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Buying a camper
Replies: 26
Views: 2757

Re: Tapatalk Integration

+1 for TapaTalk
by Luke Duke
Fri Jul 11, 2014 2:27 pm
 
Forum: Forum Issues and Administration
Topic: Tapatalk Integration
Replies: 50
Views: 13998

Re: Smokers [for cooking]

bluemarlin08 wrote:Nope, the heart of Dixie all my life. Don't knock the gas smoker till you try it, I guarantee you can't tell the difference.


I guess that we're going to have to agree to disagree. The day that someone eats my BBQ and asks if it was cooked on gas is the day that I quit cooking BBQ.
by Luke Duke
Thu Jul 10, 2014 11:57 am
 
Forum: Personal Consumer Issues
Topic: Smokers [for cooking]
Replies: 47
Views: 4780

Re: Barbecue Set [Cooking tools]

jebmke wrote:My Thermapen is probably my most useful tool.


Thermapens are great (and pricey). I seem to dislike the tongs that come with every BBQ set that I have seen, so personally I prefer to buy my BBQ stuff individually.
by Luke Duke
Thu Jul 10, 2014 11:45 am
 
Forum: Personal Consumer Issues
Topic: Barbecue Set [Cooking tools]
Replies: 12
Views: 1208

Re: Extremely Heavy Duty Office Chair

I spend a lot of time in front of the computer and would appreciate recommendations on high back swivel office chair with a well made, heavy duty cushion that won't sink after a few months. I'm currently using a $50 when on sale high back fake leather office chair from an office supply store that's...
by Luke Duke
Thu Jul 10, 2014 11:41 am
 
Forum: Personal Consumer Issues
Topic: Extremely Heavy Duty Office Chair
Replies: 15
Views: 1835

Re: Getting a universal remote that's really universal?

Logitech Harmony Here are some cheap older models. http://smile.amazon.com/Logitech-915-000148-Harmony-Remote-Devices/dp/B005O81U9S http://smile.amazon.com/Logitech-Harmony-Universal-Control-Entertainment/dp/B00J7KM5X4/ http://smile.amazon.com/Logitech-Harmony-Control-Discontinued-Manufacturer/dp/B0...
by Luke Duke
Tue Jul 08, 2014 1:28 pm
 
Forum: Personal Consumer Issues
Topic: Getting a universal remote that's really universal?
Replies: 12
Views: 1079

Re: Smokers

I have used wood smokers for years, this is so much easier and no difference in taste. We own a catering firm and our clients can't discern the difference. Gas is used to heat the wood chips, the smoke is even and temp is much easier to control. I'm guessing that you live north of the Mason-Dixon l...
by Luke Duke
Tue Jul 08, 2014 12:16 pm
 
Forum: Personal Consumer Issues
Topic: Smokers [for cooking]
Replies: 47
Views: 4780

Re: Large capital gain this year

I see posts like this (Eeek! I owe capital gain taxes!) fairly often on this forum. Which makes me ask this question (really): Has anyone on this board ever received a raise in salary and immediately stormed into the bosses' office and screamed, " How dare you give me a raise? Now I have to pa...
by Luke Duke
Tue Jul 08, 2014 11:56 am
 
Forum: Investing - Help with Personal Investments
Topic: Large capital gain this year
Replies: 79
Views: 4390

Re: Newly Married Couple Starting Retirement Planning

SSgA U.S. Bond Index Non-Lending Series Fund (Class C) None/CMCZ2 SSgA Russell Small Cap Index Non-Lending Series Fund (Class S) None/CM717 n/a SSgA S&P Mid Cap Index Non-Lending Series Fund (Class C) None/CMK22 n/a SSgA Emerging Markets Index Non-Lending Series Fund (Class C) None n/a SSgA Int...
by Luke Duke
Tue Jul 08, 2014 11:41 am
 
Forum: Investing - Help with Personal Investments
Topic: Newly Married Couple Starting Retirement Planning
Replies: 8
Views: 1114

Re: Eneloop batteries in smoke detectors

This is not a good idea. ever , for about 5 technical reasons. Most important is that the voltage drop from rechargeables is so fast you will not get the proper warning of the failing battery Eneloops don't self-discharge like other rechargable batteries. With this being said, I wouldn't use them i...
by Luke Duke
Thu Jul 03, 2014 2:44 pm
 
Forum: Personal Consumer Issues
Topic: Eneloop batteries in smoke detectors
Replies: 36
Views: 1926

Re: Time to buy a tv or wait 2 years?

One key thing to remember about TVs is "one minute of one degree" which is roughly the resolution of the human eye. Sure 4K TVs look great in the store where you're standing close up to them, but that's not the way most people watch TV. From what I recall, I need to be closer than 11 or s...
by Luke Duke
Thu Jul 03, 2014 2:35 pm
 
Forum: Personal Consumer Issues
Topic: Time to buy a tv or wait 2 years?
Replies: 66
Views: 6139

Re: Help solving a car dilemma

Sounds like your wife needs to drive the Pilot more.
by Luke Duke
Wed Jun 25, 2014 1:02 pm
 
Forum: Personal Consumer Issues
Topic: Help solving a car dilemma
Replies: 18
Views: 2573

Re: New water heater needed - local plumber or Home Depot, L

My gas water heater stopped working. I relit the pilot light after several attempts. It went out by the next morning. I went to Home Depot, but they do not have an installation agreement with a plumber at present. So I drove to Lowe's, and purchased a Whirlpool . I am waiting to hear from the insta...
by Luke Duke
Mon Jun 23, 2014 1:16 pm
 
Forum: Personal Consumer Issues
Topic: New water heater needed - local plumber or Home Depot, Lowes
Replies: 43
Views: 4534

Re: Craftsman Shop-Vac replacement filters

How can you need a new filter after only a month? Do you realize that you can clean them? Like: No, I didn't know you could clean them. Just clean it with water even though it is made of paper? I just take mine outside and throw it about 5-10 feet in the air and let it land on the driveway. Do that...
by Luke Duke
Fri Jun 20, 2014 10:39 am
 
Forum: Personal Consumer Issues
Topic: Craftsman Shop-Vac replacement filters
Replies: 13
Views: 738

Re: How to handle maxing a 401k with unknown bonus amount

My company does not move any money (either mine or matching) to my 401k from bonus checks. Perhaps her company does the same.
by Luke Duke
Fri Jun 20, 2014 10:28 am
 
Forum: Investing - Help with Personal Investments
Topic: How to handle maxing a 401k with unknown bonus amount
Replies: 9
Views: 906

Re: Avoiding Paypal/Ebay Scam

I've never used it...
https://www.escrow.com/
by Luke Duke
Thu Jun 19, 2014 12:35 pm
 
Forum: Personal Consumer Issues
Topic: Avoiding Paypal/Ebay Scam
Replies: 30
Views: 2349

Re: Copying Home Movies to DVD

Made some home movies using a Canon digital camera. Combined those into one movie using Windows Movie Maker, (result is a .wmv file) Then tried burning to a DVD using Windows Explorer (Windows 7). The resulting DVD seems to be readable and playable on a PC (both the one it was burned on and my wife...
by Luke Duke
Thu Jun 19, 2014 12:29 pm
 
Forum: Personal Consumer Issues
Topic: Copying Home Movies to DVD
Replies: 6
Views: 479

Re: Advice on my life insurance plan

BruDude wrote:What risk class was applied to the policies you already have? $60/mo for a 30-year-old buying a $500k 20-year term policy seems pretty high. Same with $40/mo for a 29-year-old female buying the same coverage.


My wife and I are about the same age and have $1.5mil policies for about the same price.
by Luke Duke
Thu Jun 19, 2014 12:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Advice on my life insurance plan
Replies: 13
Views: 779

Re: Electronic person-to-person payments

thedayisbrave wrote:Paypal is easy, but takes a cut.


Not if you fund it from your bank account and if you select "I'm sending money to family or friends"
by Luke Duke
Thu Jun 19, 2014 12:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Electronic person-to-person payments
Replies: 19
Views: 1577

Re: Craftsman Shop-Vac replacement filters

How can you need a new filter after only a month? Do you realize that you can clean them?
by Luke Duke
Thu Jun 19, 2014 12:23 pm
 
Forum: Personal Consumer Issues
Topic: Craftsman Shop-Vac replacement filters
Replies: 13
Views: 738
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