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Re: [Eating] Fish

I eat on a regular basis, Coho Salmon, Alabcore Tuna, Sardines, Halibut, Baramundi
by Lon
Wed Apr 23, 2014 1:43 pm
 
Forum: Personal Consumer Issues
Topic: [Eating] Fish
Replies: 113
Views: 7502

Re: How much water do you drink every day?

Who keeps track? When I am thirsty I drink a glass of water from the filtered fridge water. When on the golf course, a cup or two from supplied containers at the tees.
by Lon
Fri Mar 28, 2014 12:02 pm
 
Forum: Personal Consumer Issues
Topic: How much water do you drink every day?
Replies: 70
Views: 2855

Re: Gas Grill - Natural Gas vs Liquid Propane

I have a Webber Gas Grill on my patio with a natural gas hook up. Attachments came with the grill when I bought it. I love it and use it almost daily year round. Price as I recall was around $400 at Lowe's.
by Lon
Thu Mar 20, 2014 12:55 pm
 
Forum: Personal Consumer Issues
Topic: Gas Grill - Natural Gas vs Liquid Propane
Replies: 46
Views: 6727

Re: Poll: When did you retire? Would you do it all over agai

I retired at age 57, 22 years ago and no regrets. I wish Ii could have done it sooner.
by Lon
Tue Mar 18, 2014 12:25 am
 
Forum: Investing - Theory, News & General
Topic: Poll: When did you retire? Would you do it all over again ?
Replies: 103
Views: 10707

Re: What's your dream car?

I am not a car nut. My dream car is one that is paid for.
by Lon
Mon Mar 17, 2014 12:05 am
 
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 177
Views: 8955

Investing Money From Sale of House

I have had my IRA assets invested in the Vanguard Wellesley Fund since retiring over 20 years ago and rolling the assets of my 401K into the IRA. I have been very pleased with Wellesley and have been taking the required Minimum Distribution since age 70 1/2.Social Security, Pensions & RMD is suf...
by Lon
Thu Mar 13, 2014 12:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investing Money From Sale of House
Replies: 1
Views: 231

Marketing Marketing Marketing

Boy are they after us. By us I mean we seniors that are looking into Independent Living facilities with availibility of Assisted Living if and when needed. Given all the info and hype that is on the net, the market must be huge and very profitable. I have been researching this living arrangement for...
by Lon
Mon Mar 10, 2014 4:14 pm
 
Forum: Personal Consumer Issues
Topic: Marketing Marketing Marketing
Replies: 0
Views: 166

We are selling our home and renting

Wife and I are retired and it 's a second marriage for both of us. We put equal amounts of our separate funds into our present paid for home. We will split the net proceeds from the sale and invest our share separately. Our home is in joint tenancy and we were concerned about one or the other of us ...
by Lon
Tue Mar 04, 2014 11:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: We are selling our home and renting
Replies: 3
Views: 825

Re: [POLL] What do Bogleheads DRINK?

Water, milk, wine, more wine, more wine
by Lon
Mon Mar 03, 2014 11:59 pm
 
Forum: Personal Consumer Issues
Topic: [POLL] What do Bogleheads DRINK?
Replies: 72
Views: 3760

Social Security Cards

When was the last time that you were asked to produce your actual Social Security Card? I haven't seen my actual card in over 65 years. I have been asked for the card several times in the past year. I applied for a replacement and just got the new one in the mail. It's not very official looking. The...
by Lon
Tue Feb 25, 2014 4:55 pm
 
Forum: Personal Consumer Issues
Topic: Social Security Cards
Replies: 33
Views: 1680

Re: What's your usual retirement day like ?

Each and every day since retiring 25 years ago will involve one or more sport activities, water volleyball,golf, swimming,tabletennis,Boccee ball, pickle ball, in addition to movies, reading, internet, travel
by Lon
Sun Feb 23, 2014 1:25 pm
 
Forum: Personal Consumer Issues
Topic: What's your usual retirement day like ?
Replies: 180
Views: 19569

Re: What credit cards do you recommend?

I love Amazon and am quite happy with Amazon Visa, but use Capital One Visa when traveling abroad because of no foreign transaction fees.
by Lon
Fri Jan 31, 2014 11:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: What credit cards do you recommend?
Replies: 78
Views: 6755

Re: Poll: Understanding the average forum member age

I am coming up on 80 this year.
by Lon
Mon Jan 13, 2014 9:05 pm
 
Forum: Personal Consumer Issues
Topic: Poll: Understanding the average forum member age
Replies: 56
Views: 4832

Re: How do you filter your water?

There is a replaceable water filter on our Samsung fridge and that does a fine job. Regular tap water is horrible.
by Lon
Sun Jan 12, 2014 11:12 pm
 
Forum: Personal Consumer Issues
Topic: How do you filter your water?
Replies: 77
Views: 3135

RMD

Would taking a RMD for 2014 and then re depositing it as a 2014 IRA contribution make sense?
by Lon
Tue Jan 07, 2014 7:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: RMD
Replies: 4
Views: 419

Re: Specifics on Distributions [for Retirement Income]

I am 79 and have my IRA in the Wellesley Fund. I have been taking RMD each year since initially required to do so and am fortunate to not having to draw more. Despite the increased percentage withdrawal each year the fund is still ahead of where it was when I started withdrawals. I am obviously quit...
by Lon
Sat Sep 07, 2013 2:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Specifics on Distributions [for Retirement Income]
Replies: 17
Views: 972

Re: What Book Are You Currently Reading? Part V

"Th God Delusion" by Richard Dawkins------It's a good read.
by Lon
Sat Aug 24, 2013 4:13 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2634
Views: 603094

Re: Drying clothes in the sun - worth the hassle?

No It's not worth the hassle. Despite the 100 F plus weather we have in this part of California and the fact that clothes hung out to dry will dry quickly, why subject them to air borne pollens, dust and bird crap, not to mention the waste of my valuable time. Oh sure the clothes are nice and crisp,...
by Lon
Fri Aug 23, 2013 6:18 pm
 
Forum: Personal Consumer Issues
Topic: Drying clothes in the sun - worth the hassle?
Replies: 86
Views: 6002

Re: When did you get term life insurance? How long and how m

I bought a very inexpensive $250,000 term policy at age 25. I didn't die so I cancelled it. :oops:
by Lon
Sun Aug 11, 2013 11:28 am
 
Forum: Personal Finance (Not Investing)
Topic: When did you get term life insurance? How long and how much?
Replies: 32
Views: 2431

Re: [Eating] Fish

Love fish and eat it several times weekly. Coho Salmon, Baramundi, Mahi Mahi are the favorites followed by Tuna & Cod? Halibut when on sale.
by Lon
Sat Aug 10, 2013 5:59 pm
 
Forum: Personal Consumer Issues
Topic: [Eating] Fish
Replies: 113
Views: 7502

Re: Hearing Aids

Lon Thanks for your reply. He did get this from an audiologist but perhaps they are not very well trained. When you talk about "learning adjustment curve" did you have to do something extra after it was fitted by the audiologist or was it just a matter of getting used to it. Thanks If thi...
by Lon
Tue Jul 23, 2013 1:21 am
 
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 72
Views: 4975

Re: Hearing Aids

I am posting for my dad who live out of US and may not have the best care as people here do. He is 70 and was having difficulty hearing on the phone (when we called him) and also in social gatherings. The doctor recommended Starkey saying this is the best brand. Was very expensive for him since it ...
by Lon
Mon Jul 22, 2013 8:39 pm
 
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 72
Views: 4975

Re: Hearing Aids

I made a consultation appt. for next week for a hearing test and to "discuss" buying new hearing aids. I currently use ITE aids but am considering BTE. Can anyone speak to experiences with BTE i.e., durability, etc. in comparison to ITE's..?? As one's hearing gets worse over time BTE's ar...
by Lon
Tue Jul 16, 2013 11:32 pm
 
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 72
Views: 4975

Re: Hearing Aids

I have been wearing my new Starkey---series 30 Behind The Ear /BTE------receiver in the ear VA supplied hearing aids since the 28th of June. They are working well for normal conversation and the dulling feature for restaurants and crowded rooms is OK. I will be getting them adjusted for better TV &a...
by Lon
Sun Jul 14, 2013 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 72
Views: 4975

Re: At what age did your health start to limit your hobbies?

I will be 79 next week and last year had to give up Pickleball due to unstable knees and legs (no pain), but still play decent golf (18 handicap) and Water Volleyball three times weekly.
by Lon
Thu Jul 04, 2013 5:52 pm
 
Forum: Personal Consumer Issues
Topic: At what age did your health start to limit your hobbies?
Replies: 95
Views: 7971

Re: What are you seeing in your Local Housing Market?

I live in a Age Restricted Active Adult Retirement Community in Northern California and it's a sellers market here. Homes in close proximity to mine have sold within a week of being listed irrespective of listing price which runs from $300,000 to $750,000. http://suncityroseville.org/index.php
by Lon
Wed Jul 03, 2013 11:49 am
 
Forum: Personal Consumer Issues
Topic: What are you seeing in your Local Housing Market?
Replies: 82
Views: 5741

Re: Hearing Aids

I have trouble understanding the dialogue on TV and need to turn the volume way up to understand. Also hard to hear folks that talk softly. Took a quick online test using headphones which showed I cannot hear 4000hz in the left of right hear. The 4000hz level is where most consonants are, and which...
by Lon
Sat Jun 29, 2013 3:04 pm
 
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 72
Views: 4975

Hearing Aids

After 22 years of buying my own hearing aids I am now wearing hearing aids supplied by the VA for a service connected disability during the Korean War. It never occurred to me to that I might be eligible until another vet mentioned it to me last year. Good hearing aids are pricy little buggers and I...
by Lon
Sat Jun 29, 2013 12:53 am
 
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 72
Views: 4975

Re: [Poll] What's Your Current Mode of Camping?

I just love going out into a wilderness area, finding a nice hotel with a big comfortable bed, clean sheets, hot water, wi fi and room service. I just love camping out. :happy
by Lon
Fri Jun 28, 2013 12:39 pm
 
Forum: Personal Consumer Issues
Topic: [Poll] What's Your Current Mode of Camping?
Replies: 93
Views: 6418

Re: Prepaid Funeral Arrangements

For the past 22 years my wife and I have spent three to six months out of the USA, New Zealand, Australia, So. Pacific Islands, different cruises,... What if you fall off the cruise ship and are lost at sea? :wink: One issue would be who has the money and what do they do with it? There is currently...
by Lon
Thu Jun 27, 2013 6:14 pm
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Re: Prepaid Funeral Arrangements

What about prepaying for a traditional funeral. My uncle died in Feb and he had a prepaid contract for a traditional funeral that he bought exactly 10 years ago. He paid about $6600 and I received an invoice showing today's costs would be about $8800 (they honored the prepay so there was no bill du...
by Lon
Thu Jun 27, 2013 4:27 pm
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Re: Prepaid Funeral Arrangements

bengal22 wrote:my concern with prepaid funeral arrangements is that if you don't die, you lose it



As far as costs go, not dying will be more expensive. :D
by Lon
Thu Jun 27, 2013 4:15 pm
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Re: Prepaid Funeral Arrangements

Most responses are to a post you didn't write. Regarding the post you did write, as a fellow frequent traveler I am intrigued. Here are the questions I'd be asking: 1) What percentage of time do you travel? The likelihood of dying during a trip would be quite a bit lower than the percentage of time...
by Lon
Thu Jun 27, 2013 3:34 pm
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Re: Prepaid Funeral Arrangements

The $1,700 is not just for Cremation. The body has to be picked up and delivered to a Crematory, death certificates must be ordered, ashes may have to be flown from one state to another or from over seas. Cremation costs are only $400 to $600 depending on where you die. As an ex Embalmer & Funer...
by Lon
Wed Jun 26, 2013 2:09 pm
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Re: Prepaid Funeral Arrangements

I own a burial place next to my parents, just because my Mom bought a multiple place plot when my Dad died. I figure my brother, who's my executor/trustee, can easily access cash in the trust to cover funeral arrangements or float the trust a loan for a week or whatever. I haven't considered the pr...
by Lon
Wed Jun 26, 2013 1:29 pm
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Re: Prepaid Funeral Arrangements

The whole point of having prepaid funeral arrangements is not so much the matter of cost, after all, we affluent Boggleheads can afford it, but why leave someone else to make some difficult choices?
by Lon
Wed Jun 26, 2013 1:23 pm
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Re: Prepaid Funeral Arrangements

For whatever funeral/burial/cremation arrangements are desired, it seems to me that there probably is a big difference between paying a funeral home (or similar entity) for this service in advance of "need" and somehow setting aside the money to be used for that purpose. The latter, it se...
by Lon
Wed Jun 26, 2013 12:18 pm
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Prepaid Funeral Arrangements

For a prepayment of $1,700 my remains will be picked up where ever I die, taken to the closest Crematory and be cremated. If overseas the ashes will be flown to the U.S. to be picked up by survivors for scattering. I don't anticipate needing this service any time soon but given my age and the fact t...
by Lon
Wed Jun 26, 2013 11:44 am
 
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 1388

Re: Garlic anyone?

Ah Garlic, love the aroma, love the flavor, love the effect. It's an Aphrodisiac, great for blood pressure, keeps sinuses clear, aids digestion. wards off evil spirits and vampires.
by Lon
Mon Jun 24, 2013 11:20 am
 
Forum: Personal Consumer Issues
Topic: Garlic anyone?
Replies: 51
Views: 4485

Re: Covered parking

As an alternative, consider buying a nylon , sun resistant, water resistant car cover from an Auto Supply store.
by Lon
Wed Jun 12, 2013 4:58 pm
 
Forum: Personal Consumer Issues
Topic: Covered parking
Replies: 8
Views: 951

Re: Buy boxes of checks online?

I still use checks, do like to see what I pay and when, not some other company taking money from my account automatically. Thanks for this thread, will try ordering on line. My bank told me I would have to order checks through them, and then it costs like $75 for 2 boxes. You're joking surely. $75....
by Lon
Sun Jun 02, 2013 8:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buy boxes of checks online?
Replies: 60
Views: 6262

Re: Who is the owner of the 529 Plan in your family? (Poll)

As a grandfather, I am the owner of my grandchildren's 529 with their father's as the contingent owner.
by Lon
Sat Jun 01, 2013 12:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: Who is the owner of the 529 Plan in your family? (Poll)
Replies: 25
Views: 1539

Re: Healtcare costs

Here's some personal health care cost for a family of two. I am not complaining about my own costs and am OK with the costs and benefits. First, my wife and I are on the Government Medicare and pay $208 monthly for both of us. In addition, we pay $558 monthly for Supplemental Medical Coverage and $5...
by Lon
Tue May 28, 2013 12:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Healtcare costs
Replies: 5
Views: 913

Re: Year Round Living on a Sandy Beach

experiencekaiteriteri.co.nz/

Spend just a few months on Kaiteriteri. The seasons are reversed. Quite affordable.
by Lon
Tue May 28, 2013 1:25 am
 
Forum: Personal Consumer Issues
Topic: Year Round Living on a Sandy Beach
Replies: 55
Views: 5180

Re: When to consider buying long-term care insurance?

If you are a Do It Yourself type individual: (Unbiased Federal Government guide on LTC) http://www.medicare.gov/LongTermCare/Static/Home.asp You should consider your wealth and health factors when buying LTC. Health includes your ancestral family members. Another tidbit, if your employer offers LTC...
by Lon
Sun May 26, 2013 4:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to consider buying long-term care insurance?
Replies: 64
Views: 4226

Re: When to consider buying long-term care insurance?

If you can afford it, buy it now as it will be considerably less expensive than waiting. In addition, your health status may change.
by Lon
Sun May 26, 2013 1:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to consider buying long-term care insurance?
Replies: 64
Views: 4226

Re: Year Round Living on a Sandy Beach

Living year round on a Sandy Beach would be a real grind. :)
by Lon
Sun May 26, 2013 1:24 pm
 
Forum: Personal Consumer Issues
Topic: Year Round Living on a Sandy Beach
Replies: 55
Views: 5180

Re: Buy boxes of checks online?

I bank online with Charles Schwab. They supply free checks in addition to refunding all ATM charges, foreign and domestic. I write very few checks and use their Bill Pay feature.
by Lon
Wed May 22, 2013 11:05 am
 
Forum: Personal Finance (Not Investing)
Topic: Buy boxes of checks online?
Replies: 60
Views: 6262

Re: Retiree poll: Expenses in retirement

I have been retired for 22 years now and have found my expenses to be substantially less than pre retirement. No more professional licensing fees, insurance, association fees & dues, smaller home with lower property taxes, much lower gasoline and auto upkeep, lower utility bills due to smaller h...
by Lon
Sat May 11, 2013 12:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retiree poll: Expenses in retirement
Replies: 24
Views: 3151

Re: Movies at Home on Demand

I use Roku on the bedroom TV to stream both Netflix and Amazon Prime. The lounge TV is a Panasonic Viera and has built in features to access Netflix, Amazon Prime and others. WI Fi set up is a must.
by Lon
Mon Apr 29, 2013 1:05 pm
 
Forum: Personal Consumer Issues
Topic: Movies at Home on Demand
Replies: 17
Views: 1358
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