Search found 521 matches

by Lon
Sat Aug 22, 2015 10:28 am
Forum: Personal Consumer Issues
Topic: My new dishwasher doesn't clean
Replies: 77
Views: 10705

Re: My new dishwasher doesn't clean

Check the water temp. Doing a good clean requires hot water not warm.
by Lon
Fri Aug 21, 2015 9:50 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1048
Views: 174540

Re: What Movie Have You Recently Watched?

I watched "The Physician" on Netflix last night and enjoyed it.
by Lon
Mon Aug 17, 2015 4:00 pm
Forum: Personal Consumer Issues
Topic: 10-day NZ trip (Aug 28-Sep 7) suggestions?
Replies: 5
Views: 372

Re: 10-day NZ trip (Aug 28-Sep 7) suggestions?

As one who has spent a good part of the past 25 years living in New Zealand I would suggest spending the entire 10 days on either the south or north island. Rushing around trying to see the whole country in 10 days is a bad move.
by Lon
Wed Aug 05, 2015 2:23 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1048
Views: 174540

Re: What Movie Have You Recently Watched?

I watched "Enemy At The Gates" on Netflix free download last night and enjoyed it. Apparently it was a true story about a Russian sniper in Stalingrad during WW 2.
by Lon
Sun Jul 19, 2015 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Death Of Minor Under UTMA Account
Replies: 2
Views: 762

Death Of Minor Under UTMA Account

What happens to the funds if the Minor dies? It can't revert to the Guardian or Successor Guardian.
by Lon
Mon Jul 06, 2015 2:40 pm
Forum: Personal Consumer Issues
Topic: My Case For Early Retirement 50's/60's
Replies: 10
Views: 1253

My Case For Early Retirement 50's/60's

I am coming up on my 81st birthday within in a week and have been reflecting on my life since retiring at age 56. I took up Scuba Diving and got certified for up to 100ft. I have done deep water dives in Fiji, Tonga, Cook Islands, Tahiti, New Zealand & Australia and all over the Caribbean. I pla...
by Lon
Fri Jul 03, 2015 10:46 am
Forum: Personal Consumer Issues
Topic: Purchase '98 Toyota Camry?
Replies: 28
Views: 2737

Re: Purchase '98 Toyota Camry?

My 2001 Toyota Camry XLE has 86,000 miles on it and I wouldn't sell it for $10,000 (seriously).
by Lon
Thu Jun 25, 2015 9:49 pm
Forum: Personal Consumer Issues
Topic: Vehicle suggestions for Tall?
Replies: 50
Views: 3973

Re: Vehicle suggestions for Tall?

I am 6' 4" as well and am quite happy with my 2001 Toyota. Camry XLE.
by Lon
Sat Jun 20, 2015 9:44 am
Forum: Personal Consumer Issues
Topic: [Purchasing a] hearing aid
Replies: 32
Views: 4856

Re: [Purchasing a] hearing aid

While a quality hearing aid is important a good AUDIOLOGIST is even more important and believe me they are not all competent when it comes to fitting and adjusting your aids.
by Lon
Sat Jun 20, 2015 9:30 am
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 8744

Re: Password manager recommendations?

I have been very pleased with the free DASHLANE.
by Lon
Thu Jun 18, 2015 11:41 am
Forum: Personal Consumer Issues
Topic: I'm Giving Up Golf
Replies: 40
Views: 7434

I'm Giving Up Golf

After playing golf and enjoying the game for 55 years and now 80 years old, I am giving up the game primarily because I cannot play to the level that I played just five years ago. Stiff legs and sore hands make playing very awkward and my ego is such that I just can't continue the frustration. I gav...
by Lon
Mon Jun 08, 2015 5:26 pm
Forum: Investing - Theory, News & General
Topic: Is Paying Commissions Bad?
Replies: 22
Views: 3268

Is Paying Commissions Bad?

I don't think so. Many times the advice that you get from a advisor that receives a commission instead of a fee is better. There is no free lunch as they say and that includes the cost of education. Financial Advisors that spend considerable time with clients educating them certainly earn their comm...
by Lon
Fri Jun 05, 2015 11:05 am
Forum: Personal Finance (Not Investing)
Topic: Life Insurance As Forced Savings?
Replies: 9
Views: 799

Life Insurance As Forced Savings?

There is no doubt that there are much better ways to save and invest than purchasing a permanent life insurance policy and yet there are many people who because they lack the discipline to consistently save or invest on a regular basis and buy the term insurance that they need like a true Bogglehead...
by Lon
Wed Jun 03, 2015 11:49 am
Forum: Personal Consumer Issues
Topic: Which grocery stores do you shop at and why?
Replies: 93
Views: 6810

Re: Which grocery stores do you shop at and why?

Even though I am single I will buy some food items from Costco because of quality, cost and convenient location. I will also buy from Savemart for the staples like milk,eggs,bread, fruit & veggies.
by Lon
Tue May 26, 2015 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Credentialed Finanancial Advisors
Replies: 6
Views: 587

Credentialed Finanancial Advisors

I notice that there are an increasing number of Financial Advisors or sales people with many designations on their stationary and business cards ChFc/CLU/CFP/CPA/RIA. Are they to be trusted? Are you impressed?
by Lon
Wed May 06, 2015 1:58 pm
Forum: Personal Consumer Issues
Topic: Viatical Settlement For Life Insurance Policy
Replies: 4
Views: 439

Viatical Settlement For Life Insurance Policy

Interesting concept. Do you know anyone that has done this and must you have cancer or be terminally ill?
by Lon
Sun May 03, 2015 12:33 am
Forum: Personal Consumer Issues
Topic: How To Find The Best Doctor
Replies: 42
Views: 3330

How To Find The Best Doctor

To find the best doctor for a particular ailment or procedure do a few Google Searches, but most importantly, check with nurses. The nurses in a hospital are in the know about who is good and who is not. If a doctor has a bad reputation for his specialty they know and if he is good they know that as...
by Lon
Fri May 01, 2015 2:51 pm
Forum: Personal Consumer Issues
Topic: Can you see the Mayweather fight for less than $99?
Replies: 39
Views: 4063

Re: Can you see the Mayweather fight for less than $99?

I am a fan of Professional Boxing and I have ordered up on Pay Per View for my flat screen TV the biggest money fight in the history of Professional Boxing. The fight will cost me $100 billed to my TV Cable account. I will host 14 people in my apartment to watch the fight and have charged them $10 e...
by Lon
Mon Apr 27, 2015 9:56 am
Forum: Personal Consumer Issues
Topic: Best touristy places to live in the world?
Replies: 36
Views: 5093

Re: Best touristy places to live in the world?

New Zealand has always been popular with tourists and I am fortunate to have lived there for 6 months of each year for the past 23 years.
by Lon
Mon Apr 27, 2015 9:53 am
Forum: Personal Consumer Issues
Topic: Best (Available)Red Wine for under $15 preferrably under $10
Replies: 64
Views: 6422

Re: Best (Available)Red Wine for under $15 preferrably under

My favorite is "Mondavi" a California Cab at $12.50 for a 1.5l bottle
by Lon
Sat Apr 25, 2015 11:49 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1048
Views: 174540

Re: What Movie Have You Recently Watched?

"The Water Diviner"

A really good film produced and directed by Russell Crowe and a appropriate opening day in rememberance of "Gallipoli" where Anzac troops were used as Cannon Fodder by the Brittish in WW1. A real Black Mark on Winston Churchill's biography.
by Lon
Tue Apr 21, 2015 1:37 pm
Forum: Personal Consumer Issues
Topic: Ted Talks
Replies: 15
Views: 2486

Re: Ted Talks

Yes---My thanks to 60 Minutes
by Lon
Tue Apr 21, 2015 1:21 pm
Forum: Personal Consumer Issues
Topic: Ted Talks
Replies: 15
Views: 2486

Ted Talks

I just recently discovered "Ted Talks" and now I am hooked. It's a series of 10 to 15 minute talks on a wide range of subjects where the speakers have all been pre-screened for quality of performance and content.
by Lon
Sat Apr 18, 2015 11:06 am
Forum: Personal Consumer Issues
Topic: What Is The Worst Car You Have Ever Owned?
Replies: 39
Views: 2248

What Is The Worst Car You Have Ever Owned?

For me it was a 1976 Cad Coupe DeVille (the last of the big trunk Caddies). It was purchased new and within two months the silver vinyl top started peeling and then the interior molding and trim started peeling, then transmission problems, heating and air conditioning problems. Finally, when the car...
by Lon
Sat Apr 18, 2015 10:57 am
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 249
Views: 27227

Re: What do you drive, and why?

My only car is a 2001 Toyota Camry XLE with 85,000 miles in excellent condition. I am 6 ' 4" 195 lbs and 80 years old and this car suits my needs. I will probably die still owning just this car. :D
by Lon
Fri Apr 03, 2015 10:47 am
Forum: Personal Consumer Issues
Topic: Best Couch for Big and Tall Person
Replies: 12
Views: 2600

Re: Best Couch for Big and Tall Person

I am 6' 4", 200 lbs and purchased a three seat sofa bed from Costco a few weeks ago for $649 that has a side lounge that I love for watching TV.
by Lon
Sun Mar 29, 2015 3:22 pm
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 16002

Re: Restaurant tipping

I grew up living with my mother from age 11 to 18. She worked as a waitress and cashier. I remember her coming home and counting her tips on the kitchen table. My tipping today is fairly generous because of this personal experience.
by Lon
Sun Mar 29, 2015 3:14 pm
Forum: Personal Consumer Issues
Topic: How long do sofas really last
Replies: 46
Views: 5221

Re: How long do sofas really last

I purchased a good looking sofa bed from Costco two weeks ago for $645 which works out nicely in my two bed two bath apartment. I have no idea how long it will last and don't worry about it. This particular sofa bed does not have that uncomfortable bar running across the bed that many sofa beds seem...
by Lon
Sun Mar 22, 2015 3:12 pm
Forum: Personal Consumer Issues
Topic: ER/Urgent Care/AmWell online A Choice
Replies: 6
Views: 762

Re: ER/Urgent Care/AmWell online A Choice

The specialist would be a Internist
by Lon
Sun Mar 22, 2015 12:59 pm
Forum: Personal Consumer Issues
Topic: Urgent Care Centers - When should they be used?
Replies: 45
Views: 4726

Re: Urgent Care Centers - When should they be used?

We now have three choices when we need non life threatening medical assistance with the ER being the most expensive, Urgent Care second and On Line video assistance third. My supplemental Health Plan has just added Am Well On Line Video. Many minor medical situations that are handled by Emergency Ro...
by Lon
Sun Mar 22, 2015 12:52 pm
Forum: Personal Consumer Issues
Topic: Hearse as daily driver?
Replies: 58
Views: 4999

Re: Hearse as daily driver?

My first career was a licensed Funeral Director/Embalmer and though I never used the hearse as my primary vehicle it was convenient from time to time to use as a station wagon. I stopped off to pick up a large stereo cabinet in San Francisco on my way back from the National Cemetery in San Bruno and...
by Lon
Sun Mar 22, 2015 12:42 pm
Forum: Personal Consumer Issues
Topic: ER/Urgent Care/AmWell online A Choice
Replies: 6
Views: 762

ER/Urgent Care/AmWell online A Choice

We now have three choices when we need non life threatening medical assistance with the ER being the most expensive, Urgent Care second and On Line video assistance third. My supplemental Health Plan has just added Am Well On Line Video. Many minor medical situations that are handled by Emergency Ro...
by Lon
Wed Mar 18, 2015 2:11 pm
Forum: Personal Consumer Issues
Topic: Have You Prepared A Durable Power Of Attorney?
Replies: 24
Views: 2138

Have You Prepared A Durable Power Of Attorney?

This is a important document particularly for older Boggleheads.
by Lon
Sat Mar 07, 2015 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards Do You Actually Use?
Replies: 67
Views: 14643

How Many Credit Cards Do You Actually Use?

While at one time I had credit cards coming out of my ears I am at the point in my life where I only need one credit card with a fairly high limit. I have this particular card because there are no Foreign Transaction Fees. The card has cash back features for certain purchases, no annual or monthly f...
by Lon
Fri Mar 06, 2015 1:16 pm
Forum: Personal Consumer Issues
Topic: Aruba in April
Replies: 10
Views: 906

Aruba in April

I'm fortunate that I can fly round trip free from California to Aruba and would like to spend a week there in April. I would appreciate any suggestions or input from Bogleheads re: condo/house rentals etc.
by Lon
Sat Feb 28, 2015 12:18 pm
Forum: Personal Consumer Issues
Topic: Getting Australian Dollars
Replies: 13
Views: 1295

Re: Getting Australian Dollars

I use my Schwab Debit card in both Australia and New Zealand to get that countries currency. Never have had a problem and the rates are good with no fees.
by Lon
Fri Feb 27, 2015 4:51 pm
Forum: Personal Consumer Issues
Topic: Foreign film night recommendations.
Replies: 124
Views: 7010

Re: Foreign film night recommendations.

Max Manus is a film from Norway that I thought wa quite good. He was a WW 2 hero.
by Lon
Wed Feb 25, 2015 12:19 pm
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 224
Views: 24643

Re: What are Costco's best deals?

I did not know that Costco sold furniture. I just purchased a quality Chaise Sofa Bed for my apartment for $600+
by Lon
Tue Feb 24, 2015 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Taking RMD this year
Replies: 13
Views: 1110

Taking RMD this year

I was going to wait until the end of this year before taking my 2015 RMD but then thought to my self, what if I die before taking it. Would their be negative tax consequences for my beneficiary?
by Lon
Wed Feb 18, 2015 9:25 pm
Forum: Personal Consumer Issues
Topic: Any success stories negotiating with AT&T
Replies: 13
Views: 1641

Re: Any success stories negotiating with AT&T

So far I haven't had to negotiate with them. I dumped Comcast and went with AT& T because of the extremely poor service with Comcast. I have internet, tv, i phone, home phone all with AT&T and so far I am completely happy with them.
by Lon
Mon Feb 02, 2015 10:54 am
Forum: Personal Consumer Issues
Topic: Online Checking Accounts
Replies: 8
Views: 1166

Re: Online Checking Accounts

I have used Charles Schwab for some time now and like their service and features.
by Lon
Mon Feb 02, 2015 10:51 am
Forum: Personal Consumer Issues
Topic: Good Wines
Replies: 54
Views: 5078

Re: Good Wines

I am really surpised Boggleheads are so frugal. I am almost 70 and if I drink wine, I drink good wine, no boxes, no two buck chuck. I will even venture off to Napa and pay up to $85 for a good bottle of wine. It is not a contest to me to save $ at this time in my life, it is to embrace life and enj...
by Lon
Fri Jan 30, 2015 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: Your Minimum Annual Expenses
Replies: 37
Views: 4042

Re: Your Minimum Annual Expenses

My minimum annual expenses are more than met by my Social Security and pensions, so those would have to be terminated for me to have a real problem.
by Lon
Fri Jan 30, 2015 5:12 pm
Forum: Personal Consumer Issues
Topic: Good Wines
Replies: 54
Views: 5078

Good Wines

I had a bottle of Bogle Old Vine Zindanfel with my Rib Eye Steak ehe other night and for a nine dollar bottle of wine it was out standing. What are some of your favorites both white and reds in that 9 to 12 dollar price range. 8-)
by Lon
Wed Jan 21, 2015 1:42 pm
Forum: Personal Consumer Issues
Topic: urgent: how to identify top surgeons for a procedure
Replies: 49
Views: 4348

Re: urgent: how to identify top surgeons for a procedure

I was diagnosed 20 years ago with a particular medical condition that was not life threatining but certainly debilitating . I went on line and joined a support group for this particular condition and not only got a real education on this condition but read about different doctors that were treating ...
by Lon
Tue Jan 20, 2015 1:32 pm
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 73
Views: 12191

Re: The "Less Than" a Million $ Club

I am now 80 years old and am quite comfortable in my two bedroom two bath apartment and have no financial concerns. My private pension, Social Security and RMD is more than adequate for me to enjoy a quality life style despite my total investable assets being less than one million. When I retired 22...
by Lon
Mon Dec 29, 2014 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: retirement spending covered by SS
Replies: 34
Views: 2636

Re: retirement spending covered by SS

I am single and have been drawing Social Security for18 years. My SS covers more than my fixed monthly expenses.
by Lon
Sat Dec 27, 2014 1:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1048
Views: 174540

Re: What Movie Have You Recently Watched?

Just saw "Unbroken" Amazingly true story of survival but I enjoyed the book more. The scenes in the ocean and prisoner of war camp drug on and were burdensome.

Watched the controversial "The Interview on You Tube last night and found it BLAGH. Mel Brooks should have done the film.

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