Search found 494 matches

Return to advanced search

Re: Restaurant tipping

I grew up living with my mother from age 11 to 18. She worked as a waitress and cashier. I remember her coming home and counting her tips on the kitchen table. My tipping today is fairly generous because of this personal experience.
by Lon
Sun Mar 29, 2015 3:22 pm
 
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 11507

Re: How long do sofas really last

I purchased a good looking sofa bed from Costco two weeks ago for $645 which works out nicely in my two bed two bath apartment. I have no idea how long it will last and don't worry about it. This particular sofa bed does not have that uncomfortable bar running across the bed that many sofa beds seem...
by Lon
Sun Mar 29, 2015 3:14 pm
 
Forum: Personal Consumer Issues
Topic: How long do sofas really last
Replies: 20
Views: 1445

Re: ER/Urgent Care/AmWell online A Choice

The specialist would be a Internist
by Lon
Sun Mar 22, 2015 3:12 pm
 
Forum: Personal Consumer Issues
Topic: ER/Urgent Care/AmWell online A Choice
Replies: 4
Views: 355

Re: Urgent Care Centers - When should they be used?

We now have three choices when we need non life threatening medical assistance with the ER being the most expensive, Urgent Care second and On Line video assistance third. My supplemental Health Plan has just added Am Well On Line Video. Many minor medical situations that are handled by Emergency Ro...
by Lon
Sun Mar 22, 2015 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Urgent Care Centers - When should they be used?
Replies: 45
Views: 3647

Re: Hearse as daily driver?

My first career was a licensed Funeral Director/Embalmer and though I never used the hearse as my primary vehicle it was convenient from time to time to use as a station wagon. I stopped off to pick up a large stereo cabinet in San Francisco on my way back from the National Cemetery in San Bruno and...
by Lon
Sun Mar 22, 2015 12:52 pm
 
Forum: Personal Consumer Issues
Topic: Hearse as daily driver?
Replies: 58
Views: 3690

ER/Urgent Care/AmWell online A Choice

We now have three choices when we need non life threatening medical assistance with the ER being the most expensive, Urgent Care second and On Line video assistance third. My supplemental Health Plan has just added Am Well On Line Video. Many minor medical situations that are handled by Emergency Ro...
by Lon
Sun Mar 22, 2015 12:42 pm
 
Forum: Personal Consumer Issues
Topic: ER/Urgent Care/AmWell online A Choice
Replies: 4
Views: 355

Have You Prepared A Durable Power Of Attorney?

This is a important document particularly for older Boggleheads.
by Lon
Wed Mar 18, 2015 2:11 pm
 
Forum: Personal Consumer Issues
Topic: Have You Prepared A Durable Power Of Attorney?
Replies: 19
Views: 1285

How Many Credit Cards Do You Actually Use?

While at one time I had credit cards coming out of my ears I am at the point in my life where I only need one credit card with a fairly high limit. I have this particular card because there are no Foreign Transaction Fees. The card has cash back features for certain purchases, no annual or monthly f...
by Lon
Sat Mar 07, 2015 4:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards Do You Actually Use?
Replies: 67
Views: 4468

Aruba in April

I'm fortunate that I can fly round trip free from California to Aruba and would like to spend a week there in April. I would appreciate any suggestions or input from Bogleheads re: condo/house rentals etc.
by Lon
Fri Mar 06, 2015 1:16 pm
 
Forum: Personal Consumer Issues
Topic: Aruba in April
Replies: 10
Views: 666

Re: Getting Australian Dollars

I use my Schwab Debit card in both Australia and New Zealand to get that countries currency. Never have had a problem and the rates are good with no fees.
by Lon
Sat Feb 28, 2015 12:18 pm
 
Forum: Personal Consumer Issues
Topic: Getting Australian Dollars
Replies: 13
Views: 744

Re: Foreign film night recommendations.

Max Manus is a film from Norway that I thought wa quite good. He was a WW 2 hero.
by Lon
Fri Feb 27, 2015 4:51 pm
 
Forum: Personal Consumer Issues
Topic: Foreign film night recommendations.
Replies: 124
Views: 6202

Re: What are Costco's best deals?

I did not know that Costco sold furniture. I just purchased a quality Chaise Sofa Bed for my apartment for $600+
by Lon
Wed Feb 25, 2015 12:19 pm
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 220
Views: 20024

Re: iPad users: what browser are you using?

Chrome
by Lon
Tue Feb 24, 2015 2:15 pm
 
Forum: Personal Consumer Issues
Topic: iPad users: what browser are you using?
Replies: 28
Views: 1929

Taking RMD this year

I was going to wait until the end of this year before taking my 2015 RMD but then thought to my self, what if I die before taking it. Would their be negative tax consequences for my beneficiary?
by Lon
Tue Feb 24, 2015 11:13 am
 
Forum: Personal Finance (Not Investing)
Topic: Taking RMD this year
Replies: 13
Views: 965

Re: Any success stories negotiating with AT&T

So far I haven't had to negotiate with them. I dumped Comcast and went with AT& T because of the extremely poor service with Comcast. I have internet, tv, i phone, home phone all with AT&T and so far I am completely happy with them.
by Lon
Wed Feb 18, 2015 9:25 pm
 
Forum: Personal Consumer Issues
Topic: Any success stories negotiating with AT&T
Replies: 13
Views: 1346

Re: Online Checking Accounts

I have used Charles Schwab for some time now and like their service and features.
by Lon
Mon Feb 02, 2015 10:54 am
 
Forum: Personal Consumer Issues
Topic: Online Checking Accounts
Replies: 8
Views: 1043

Re: Good Wines

I am really surpised Boggleheads are so frugal. I am almost 70 and if I drink wine, I drink good wine, no boxes, no two buck chuck. I will even venture off to Napa and pay up to $85 for a good bottle of wine. It is not a contest to me to save $ at this time in my life, it is to embrace life and enj...
by Lon
Mon Feb 02, 2015 10:51 am
 
Forum: Personal Consumer Issues
Topic: Good Wines
Replies: 54
Views: 4451

Re: Your Minimum Annual Expenses

My minimum annual expenses are more than met by my Social Security and pensions, so those would have to be terminated for me to have a real problem.
by Lon
Fri Jan 30, 2015 5:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your Minimum Annual Expenses
Replies: 37
Views: 3774

Good Wines

I had a bottle of Bogle Old Vine Zindanfel with my Rib Eye Steak ehe other night and for a nine dollar bottle of wine it was out standing. What are some of your favorites both white and reds in that 9 to 12 dollar price range. 8-)
by Lon
Fri Jan 30, 2015 5:12 pm
 
Forum: Personal Consumer Issues
Topic: Good Wines
Replies: 54
Views: 4451

Re: urgent: how to identify top surgeons for a procedure

I was diagnosed 20 years ago with a particular medical condition that was not life threatining but certainly debilitating . I went on line and joined a support group for this particular condition and not only got a real education on this condition but read about different doctors that were treating ...
by Lon
Wed Jan 21, 2015 1:42 pm
 
Forum: Personal Consumer Issues
Topic: urgent: how to identify top surgeons for a procedure
Replies: 49
Views: 4062

Re: The "Less Than" a Million $ Club

I am now 80 years old and am quite comfortable in my two bedroom two bath apartment and have no financial concerns. My private pension, Social Security and RMD is more than adequate for me to enjoy a quality life style despite my total investable assets being less than one million. When I retired 22...
by Lon
Tue Jan 20, 2015 1:32 pm
 
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 73
Views: 11679

Re: retirement spending covered by SS

I am single and have been drawing Social Security for18 years. My SS covers more than my fixed monthly expenses.
by Lon
Mon Dec 29, 2014 1:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: retirement spending covered by SS
Replies: 34
Views: 2467

Re: What Movie Have You Recently Watched?

Just saw "Unbroken" Amazingly true story of survival but I enjoyed the book more. The scenes in the ocean and prisoner of war camp drug on and were burdensome.

Watched the controversial "The Interview on You Tube last night and found it BLAGH. Mel Brooks should have done the film.
by Lon
Sat Dec 27, 2014 1:52 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 655
Views: 86380

Re: What are your 2015 Financial Goals?

1 Use my 2015 RMD for a cruise

2 Invest the three separate COLA's each month that I will receive during the year.
by Lon
Mon Dec 22, 2014 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: What are your 2015 Financial Goals?
Replies: 102
Views: 8473

Re: How do you define "being rich"?

I would consider a person to be rich if they can write several personal checks in a month for 50 to $100,000 that will clear and contribute to various charities each year in excess of $150,000 :D
by Lon
Mon Dec 22, 2014 4:55 pm
 
Forum: Personal Consumer Issues
Topic: How do you define "being rich"?
Replies: 127
Views: 9630

Re: What Book Are You Currently Reading? Part VI

Just Finished a Good Book If you like reading WW 2 history you might give Max Hastings "Inferno" a go. He covers a number of things not previously covered like the thousands of Allied desertions during the Italian Campaign and the thousands of non combat airmen's deaths during training exe...
by Lon
Tue Dec 16, 2014 11:40 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 576
Views: 79631

Re: Gift to Yourself

I will be getting three separate COLA's on January 1st. I will wait until then to see how to treat myself.
by Lon
Sat Dec 13, 2014 10:36 am
 
Forum: Personal Consumer Issues
Topic: Gift to Yourself
Replies: 37
Views: 5251

I Can't Smell The Coffee [one cup coffee maker]

I live alone and don't need a eight or ten cup coffee maker. I am happy with my one cup at a time Keurig Coffee Maker using K Cups, but sure miss the smell of brewing coffee.
by Lon
Sun Dec 07, 2014 3:41 pm
 
Forum: Personal Consumer Issues
Topic: I Can't Smell The Coffee [one cup coffee maker]
Replies: 36
Views: 4938

Re: Retirees' Regrets

It's been 25 years now and no regrets at all other than a recent divorce, and even that came off well
by Lon
Fri Nov 21, 2014 12:39 pm
 
Forum: Personal Consumer Issues
Topic: Retirees' Regrets
Replies: 23
Views: 3150

Re: Living abroad in retirement

For at least 6 months of each of the past 23 years that I have been retired I have lived in New Zealand( November to April) and California ((May to October). I have owned two different homes in New Zealand and from there have made many trips to Australia, Fiji, Tonga, Cook Islands, Tahiti, Thailand....
by Lon
Fri Nov 14, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: Living abroad in retirement
Replies: 4
Views: 498

Re: Assisted Living

I see you're in CA. Not sure if near SF, but you might want to check out The Sequoias. Favorable article recently in the New York Times. Although I grew up in San Francisco I am living now in Central California and the community where I am now living has a number of excellent facilities like the Se...
by Lon
Tue Nov 11, 2014 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Assisted Living
Replies: 24
Views: 2315

Assisted Living

There will come a time for each of us when we physically cannot do many of the daily chores of cooking, cleaning, bathing or can do some but not all. At that point we may need some help and are faced with the decision of staying in our own home and getting the assistance brought in, or selling/leavi...
by Lon
Tue Nov 11, 2014 2:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Assisted Living
Replies: 24
Views: 2315

Re: What have you done to cut costs this year?

Sold my home for a great price and am renting a two bedroom two bath apartment with amenities.
by Lon
Thu Nov 06, 2014 11:08 am
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 134
Views: 13054

Re: File in Small Claims Court [against a cable TV provider]

if you had cable for 5 months and never paid for it the entire time, then $199 sounds like a good deal to me ($39.80/month) unless the bill is an unpaid cable bill from the 1980s. :D Just yesterday my coworker said he remembers paying $9/month for cable back in the 1980s. My bank records show that ...
by Lon
Sat Oct 25, 2014 1:46 pm
 
Forum: Personal Consumer Issues
Topic: File in Small Claims Court [against a cable TV provider]?
Replies: 8
Views: 874

File in Small Claims Court [against a cable TV provider]?

A well known Cable TV company has turned me over to a Collection Agency for $199 that they say I owe. In the 5 months that I had their service I never received any statement either on line or by snail mail. All I want is a statement from them that shows what I was billed and what for as well as what...
by Lon
Sat Oct 25, 2014 11:03 am
 
Forum: Personal Consumer Issues
Topic: File in Small Claims Court [against a cable TV provider]?
Replies: 8
Views: 874

Re: How did you buy your largest home?

I always rolled the proceeds from the sale of one home into the new one plus I offered the seller on the last home a price that was 40% less than the asking price and it was accepted. The seller was a surgeon going through a knock down/drag out divorce and just wanted out. LUCKY ME.
by Lon
Fri Oct 24, 2014 2:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: How did you buy your largest home?
Replies: 25
Views: 2817

Re: Gross Yearly Income needed in Retirement (Speculation)

I am 80 years old and have been retired for 25 years. In each of those years my annual income was never over $50,000 annually. I had two cars (one now) no mortgage, no debt. Considerable travel and cruises in the past 25 years was paid for from savings/investments.
by Lon
Fri Oct 24, 2014 2:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Gross Yearly Income needed in Retirement (Speculation)
Replies: 159
Views: 14010

Re: Do you regret buying your home?

I have owned four houses in the past 55 years, two in the United States and two abroad and did not ever regret buying them. Each home was a good financial decision and served me well.
by Lon
Fri Oct 24, 2014 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Do you regret buying your home?
Replies: 82
Views: 7519

Re: Is it possible to have a favorite movie

Not possible for me as there are too many categories, drama, comedy, history etc.If someone has A favorite movie I would wonder about their seemingly limited interests and I don't mean to offend anyone.
by Lon
Sat Oct 18, 2014 12:00 pm
 
Forum: Personal Consumer Issues
Topic: Is it possible to have a favorite movie
Replies: 82
Views: 3440

Electric Razors

I need to get a new one and welcome suggestions. What do you like and why?
by Lon
Tue Oct 14, 2014 1:40 pm
 
Forum: Personal Consumer Issues
Topic: Electric Razors
Replies: 26
Views: 1965

Re: Dashlane App - Recommened or Not?

I have been using Dashlane for the past 6 months and have had no problems and it is working quite well.
by Lon
Mon Oct 13, 2014 4:28 pm
 
Forum: Personal Consumer Issues
Topic: Dashlane App - Recommened or Not?
Replies: 4
Views: 426

Re: What Book Are You Currently Reading? Part VI

Because of all the past Hoopla about "50 Shades of Grey" I thought I should give it a read. I am half way through the first of the Trilogy and don't know if I will continue or not. It is well written in my opinion and quite erotic and deals with a subject that people that I know quite well...
by Lon
Sat Oct 11, 2014 2:11 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 576
Views: 79631

Re: Wine - how to keep it from not spoiling?

I have never had that problem since the wine is consumed before it ever has a chance to spoil. :happy
I drink wine daily and a bottle is generally shared with others, therefore, no left overs.
by Lon
Sat Oct 11, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: Wine - how to keep it from not spoiling?
Replies: 57
Views: 3217

Re: What Movie Have You Recently Watched?

I went to a early show yesterday and saw "The Judge" I thought that over all it was a good film even if a bit hard to follow certain parts. I am a fan of Robert Duvall and thought he was out standing in his role.
by Lon
Sat Oct 11, 2014 2:03 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 655
Views: 86380

Re: Hamilton watches, worth the money?

That's like asking "Is a $100 bottle of Sauvignon Blanc worth the money" A good Timex watch can last as long as the Hamilton and keep as good time. Likewise a $18 bottle of Sauvignon Blanc can be excellent.

[OT comment removed by admin LadyGeek]
by Lon
Fri Oct 10, 2014 6:44 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16353

Re: Why don't you do Financial Planning?

Your post would imply that only those that work on a fee only basis have the best interest of the client in mind and that anyone that receives or works on a commission basis does not, and that is just not reality. Fee only planners are not the saviors of good and objective financial advice.
by Lon
Tue Sep 23, 2014 4:20 pm
 
Forum: Personal Consumer Issues
Topic: Why don't you do Financial Planning?
Replies: 41
Views: 3552

Re: What Movie Have You Recently Watched?

Tom Clancy's Jack Ryan
by Lon
Thu Sep 18, 2014 9:13 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 655
Views: 86380

Changing Password

Surely there must be an easy way to do this.
by Lon
Wed Sep 17, 2014 2:14 pm
 
Forum: Forum Issues and Administration
Topic: Changing Password
Replies: 1
Views: 914

Re: Hearing aids - for those that use them

I bought my own hearing aids for 25 years and finally went to the VA two years ago and had them pull my records. I spent lots of time on the flight line working on F 86 Sabre Jets in Korea during the Korean War, and later B 47's at Mc Dill Field in Tampa Florida. Holy Smokes, I felt like I won the l...
by Lon
Mon Sep 15, 2014 6:09 pm
 
Forum: Personal Consumer Issues
Topic: Hearing aids - for those that use them
Replies: 29
Views: 1941

Seniors And Student Loans

SENIORS AND STUDENT LOANS I saw on this evenings news that there is a huge amount of outstanding Student Loans by seniors age 65 to 75. How much of those loans were used for other than education. My thinking is that much of those loans were spent on fun and games. If the loans were truly spent on ed...
by Lon
Wed Sep 10, 2014 9:24 pm
 
Forum: Personal Consumer Issues
Topic: Seniors And Student Loans
Replies: 1
Views: 322
Next

Return to advanced search