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Re: Saving for Adoption

Thank you everyone so much for the advice. Great to hear from people who have done it and hear the realistic issues that come up. We do know that adoption often involves heartbreak, invasion of privacy, etc. Also appreciate the warning about how long the process can take. A friend was giving us simi...
by LittleFish
Tue Jul 29, 2014 6:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Saving for Adoption
Replies: 14
Views: 1391

Saving for Adoption

My husband and I have been dealing with infertility for almost 4 years now. We are not going to do IVF, so at least we won't have that expense. But I've had three surgeries in the last 3 years to deal with this, one with an out of state, out of network specialist. Worth every penny since I've suffer...
by LittleFish
Sun Jul 27, 2014 7:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Saving for Adoption
Replies: 14
Views: 1391

Re: I don't understand bonds...

Thanks all! I think I am starting to understand it! (I do not have a math brain so the examples definitely helped.)
by LittleFish
Sat Jan 18, 2014 12:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: I don't understand bonds...
Replies: 20
Views: 1919

I don't understand bonds...

I am really struggling to understand the concept of bonds and am likely missing something completely dumb :) I've read about them in a few books and still don't get it. How do you lose money on bonds if interest rates go up? Do you still lose money if you hold to maturity or just not make as much as...
by LittleFish
Sat Jan 18, 2014 8:51 am
 
Forum: Investing - Help with Personal Investments
Topic: I don't understand bonds...
Replies: 20
Views: 1919

Re: Help with retirement options

Thank you all for the warm welcome and feedback! I've learned a lot already! I've edited my original post with more info.
by LittleFish
Sat Jun 29, 2013 8:37 am
 
Forum: Investing - Help with Personal Investments
Topic: Help with retirement options
Replies: 12
Views: 956

Re: Help with retirement options

Vanguard is one of the options too :) Guess that is good!
by LittleFish
Fri Jun 28, 2013 11:42 am
 
Forum: Investing - Help with Personal Investments
Topic: Help with retirement options
Replies: 12
Views: 956

Re: Help with retirement options

We're under the income cap for the Roth. So that is good to be reassured about. Thanks! Looks like there are 9 insurance company options and 4 mutual fund company options for the annuity thingy :) One of them being TIAA-CREF. We're early to mid thirties, but getting a somewhat late start with gettin...
by LittleFish
Fri Jun 28, 2013 10:41 am
 
Forum: Investing - Help with Personal Investments
Topic: Help with retirement options
Replies: 12
Views: 956

Help with retirement options

I'm sure I'm going to use all kinds of incorrect terminology, so forgive me in advance. My husband has no retirement plan options at work, although he is the "breadwinner" of the family. We fully fund a Roth for him, and he rolled over some money from a prior job into a traditional IRA. I ...
by LittleFish
Fri Jun 28, 2013 9:36 am
 
Forum: Investing - Help with Personal Investments
Topic: Help with retirement options
Replies: 12
Views: 956

Best book for complete beginner

I've been lurking for awhile and the little bit that I understand from what I'm reading has made sense. But there is a lot I don't understand. What is the best first book for a complete and total beginner? (I don't even understand what bonds and yields are!)
by LittleFish
Sat Jun 15, 2013 7:16 am
 
Forum: Investing - Help with Personal Investments
Topic: Best book for complete beginner
Replies: 28
Views: 1860

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