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Re: What did you give your wife on your wedding day?

I was the wife and didn't get anything from my husband. I didn't get him anything either. Except the rings. My son on the other hand did get his soon to be wife something the day of the wedding. Just simple. He ordered flowers for her and had them sent to the salon that was doing her hair for the we...
by Lilly
Mon Jun 17, 2013 10:11 pm
 
Forum: Personal Consumer Issues
Topic: What did you give your wife on your wedding day?
Replies: 64
Views: 2824

Re: Demo a Bathroom (Save Costs)

My husband, son and I did a kitchen/bath demo ourselves. Right down to the studs. We did rent a dumpster and were glad we did. It took us 2 days of about 8 hours each and a morning. After the demo, we did take a couple days off to heal. Haha, found muscles we didn't know we had. I am 65 and DH is 62...
by Lilly
Fri Jun 07, 2013 4:18 pm
 
Forum: Personal Consumer Issues
Topic: Demo a Bathroom (Save Costs)
Replies: 27
Views: 1419

Re: Having a renter deposit rent directly at bank?

Our renters deposit rent for 3 months each year while we winter in Florida. Have never had a problem. We can check our account on-line to see what's going on.

Best wishes,
Lily
by Lilly
Wed May 08, 2013 6:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Having a renter deposit rent directly at bank?
Replies: 32
Views: 1704

Re: Childrens' Allowance

I was born in 1948. As a child, I remember going into town with my parents on Friday nights. We would find a good spot to park on Main street. That was where all the stores were and where everyone hung out on Friday nights. Now came the most exciting part of the night. My dad would dig into his pock...
by Lilly
Thu Apr 04, 2013 10:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Childrens' Allowance
Replies: 67
Views: 3317

Re: Outliving your money

My good friends grandmother outlived her $. Her husband died about 20 years before her. She moved into public housing in our town. Housing took 30% of her income. When she turned 96, she moved into a nursing home that the county funded. She lived to be 101. Her husband had prepaid for their funerals...
by Lilly
Thu Feb 21, 2013 5:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Outliving your money
Replies: 42
Views: 4381

Re: 1st Birthday Present

Make it a tradition to do something special on the birthday that is age approperiate. That has always been the gift I love to recieve, so that is what we give. Maybe a little something to open. Like a book.

Lily
by Lilly
Thu Feb 14, 2013 10:45 am
 
Forum: Personal Consumer Issues
Topic: 1st Birthday Present
Replies: 32
Views: 2148

Re: At what age did your health start to limit your hobbies?

I played womens softball until age 55. I was having trouble with my knees.

Best wishes,

Lily
by Lilly
Thu Jan 03, 2013 11:28 pm
 
Forum: Personal Consumer Issues
Topic: At what age did your health start to limit your hobbies?
Replies: 78
Views: 5124

Re: Dinner Guest Issues

I must live in redneck country. We have a great circle of friends. We have a lot of potlucks, bbqs or bring a dish to share. And BYOB. You can call that beverage or booze. Host furnishes ice. It's a rare occasion that someone brings a bottle of wine. Some of us may have better manners than others, b...
by Lilly
Mon Dec 31, 2012 10:44 pm
 
Forum: Personal Consumer Issues
Topic: Dinner Guest Issues
Replies: 149
Views: 11768

Re: Your cost of delivering a baby [insurance coverage]

Year of birth 1971,

State farm insurance. State farm offered $300 to cover pregnancy and birth. My bill was %325 because we had a son. Insusrance paid for all pre-natal visits and 2 post-natal visits. Had an all natural delivery and all was normal.

Lilly
by Lilly
Sun Dec 02, 2012 11:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your cost of delivering a baby [insurance coverage]
Replies: 50
Views: 2261

Re: What was your mid-life crisis

When my husband and I were teenagers we had a son out of wedlock. This was in 1966 when this was a greater sin than anything to bring such shame upon or families. Of course we were forced to surrender our first son to adoption. The midlife crises came when our son found us in 1995. We welcomed him w...
by Lilly
Wed Nov 28, 2012 10:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: What was your mid-life crisis
Replies: 53
Views: 4345

Re: What kind of car are you driving?

1998 Dodge grand caravan. 205,000 miles and going strong.

Lilly
by Lilly
Tue Nov 27, 2012 11:27 pm
 
Forum: Personal Consumer Issues
Topic: What kind of car are you driving?
Replies: 278
Views: 20256

Re: funding Roth and drawing SS

Thanks Bogleheads for the information.

Lilly
by Lilly
Mon Nov 26, 2012 5:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: funding Roth and drawing SS
Replies: 3
Views: 260

funding Roth and drawing SS

I am drawing SS. I earn a few thousand $s on a side business. Can I contribute to my roth this year??

Thanks,

Lily
by Lilly
Mon Nov 26, 2012 4:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: funding Roth and drawing SS
Replies: 3
Views: 260

Re: Farming and Homesteading Thoughts/Advice?

How about a winery??? I have seen several popping up here and there in rural MN.

Lilly
by Lilly
Tue Nov 20, 2012 12:12 am
 
Forum: Personal Consumer Issues
Topic: Farming and Homesteading Thoughts/Advice?
Replies: 27
Views: 1515

Re: Prefab home experience? Buying land.

We have lived in a pre-fab home for the last 35 years. We have enjoyed it. We did replace the windows about 5 years ago.

Lily
by Lilly
Sun Nov 18, 2012 9:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Prefab home experience? Buying land.
Replies: 16
Views: 1697

Re: Turning 65 February 2013

Thankyou for the info. I will take care of it tomorrow.

Lily
by Lilly
Wed Nov 14, 2012 6:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Turning 65 February 2013
Replies: 3
Views: 383

Turning 65 February 2013

I would like to be covered by a medigap policy starting March 1, 2013. I know what agency I want to use. Do I need to apply in the open enrollment or do I wait until it's closer to my birthday?? Thanks.

Lily
by Lilly
Wed Nov 14, 2012 5:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Turning 65 February 2013
Replies: 3
Views: 383

Re: Retirement housing layout and design

I only have one thing to add. Make sure the home has mail delivery to the house. Some homes in our town have mail boxes by the curb.

Best wishes Lily
by Lilly
Wed Nov 14, 2012 4:41 pm
 
Forum: Personal Consumer Issues
Topic: Retirement housing layout and design
Replies: 22
Views: 2035

Re: Volunteering Ideas

I assist with an exercise program at our local Senior center. It's called "Walking off the pounds" It's not so much about weight loss as it is about maintaining strength and mobilaty. I read once a week in our 1st grade classrooms. The kids love to see me walk in the room. It is lots of fu...
by Lilly
Tue Nov 06, 2012 10:32 am
 
Forum: Personal Consumer Issues
Topic: Volunteering Ideas
Replies: 50
Views: 2294

Re: The compulsive saver

We bought our retirement home 3 years ago. We got it on the cheap because it hadn't been remodeled since it was built in 1955. I had planned on retiring 2 years ago but decided to work 2 extra years to pay for putting in a new kitchen and bath. I put away more than enough for the remodel. Now I am d...
by Lilly
Mon Oct 15, 2012 5:08 pm
 
Forum: Personal Consumer Issues
Topic: The compulsive saver
Replies: 55
Views: 7040

Re: Where do you splurge?

Getting my grey hair colored every month or so.

Lily
by Lilly
Tue Sep 18, 2012 2:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Where do you splurge?
Replies: 31
Views: 2399

Re: What is the worst job you have ever had?

My first job out of HS was being a secretary/receptionist for a small stapling supply company. They had so little for me to do and only a few phone calls a day. I was bored to death. Many times I caught myself nodding off to sleep. I hated it.

Lily
by Lilly
Fri Aug 10, 2012 1:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: What is the worst job you have ever had?
Replies: 87
Views: 4690

Re: Side jobs or hobbies that make you money

I do a few flea markets in the area. Buy low/sell higher. Fun.

Lily
by Lilly
Mon Aug 06, 2012 10:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Side jobs or hobbies that make you money
Replies: 89
Views: 10900

Re: What's the biggest of amount of cash you have ever found

A few years ago, I found a ladies wallet on the ground in the parking lot of a Goodwill store. I looked in it and it had $120.00 in it. I told the lady at the check out about the wallet and asked her to page the name of the young girl. She didn't show up. The lady at the till wanted me to leave the ...
by Lilly
Wed Aug 01, 2012 5:03 pm
 
Forum: Personal Consumer Issues
Topic: What's the biggest of amount of cash you have ever found?
Replies: 65
Views: 4717

Re: TV show recommendations?

As a child I loved Ed Sullivan and Bonanza As a young adult with children Little House on the Prairie All time favorite was the "Lost" series. Wish they would have a reunion show. I rencently caught an episode of "Mob wives" It just cracks me up that women can live and act like t...
by Lilly
Tue Jun 26, 2012 4:02 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 137
Views: 9622

Re: Employment woes and midlife crisis

Here is another idea. A man in our neighborhood quit his job and is doing daycare for his 2 children and 2 other children. His wife has a good job. When his wife comes home, he is taking courses on-line to become a nurse. Might work for you in a field of interest.

Good luck,
Lilly
by Lilly
Sun Jun 17, 2012 11:06 pm
 
Forum: Personal Consumer Issues
Topic: Employment woes and midlife crisis
Replies: 39
Views: 4321

Re: Downsizing: Positives & Negatives

Keep the house. I looked at those pictures --- it's beautiful! When my wife and I decided to buy, I would have really liked to find 5-6 acres, or then, maybe 2 acres, or even one, but there was just no way to gather enough money for that. We wound up with 1/4 acre. I'm so envious. GregLee, I think ...
by Lilly
Sun Jun 17, 2012 1:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Downsizing: Positives & Negatives
Replies: 53
Views: 4997

Re: Downsizing: Positives & Negatives

[ Great story! We're on 11 acres not too far from town. We don't have a hobby farm but lots of room for the grandkids to ride bikes and play. My neighbor has the Gentlemen's Hobby Small Horse farm. When my 8 year grandson heard we were going to sell, his mother said he cried all the way to school. I...
by Lilly
Tue Jun 12, 2012 7:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Downsizing: Positives & Negatives
Replies: 53
Views: 4997

Re: Downsizing: Positives & Negatives

I am 64. my husband is 61. We live on a 10 acre hobby farm 10 miles from town. It was a great place to raise our children and play with our 6 grandchildren. We decided 4 years ago that we would move to town when I was 65. We live in MN and I hate the winter driving etc. When we made the decision, we...
by Lilly
Tue Jun 12, 2012 5:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Downsizing: Positives & Negatives
Replies: 53
Views: 4997

Re: snowbirds and taxes

We have talked to our accountant about this. We will be asking for the 60 day extension. We must pay 90% of the estimated amount owed by Jan 15th. Thanks for all the replies.
by Lilly
Mon Dec 19, 2011 4:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: snowbirds and taxes
Replies: 6
Views: 1191

Re: What Book Are YOU Currently Reading? Part IV. (07/04/201

jean M. Auel's "Earth's Children" Series. I am in book 2 of 6.

Best wishes,
Lilly
by Lilly
Thu Dec 15, 2011 5:02 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? Part IV. (07/04/2010)
Replies: 1507
Views: 340844

Re: Music Walk in Ft. Meyers, FL?

Last year we seen a ton of manatees at Manatee Park. 10901 State Road 80, Ft Myers. The Edison Estate is awesome and takes a few hours to see it all. I don't know anything about the music walk. Have fun.

Best wishes,
Lilly
by Lilly
Thu Dec 15, 2011 2:30 pm
 
Forum: Personal Consumer Issues
Topic: Music Walk in Ft. Meyers, FL?
Replies: 4
Views: 456

Re: mobile internet

Thanks for all the ideas. I have decided to wait until I get there and ask around to see what others are doing.

Best wishes all,

lilly
by Lilly
Sat Dec 10, 2011 9:31 pm
 
Forum: Personal Consumer Issues
Topic: mobile internet
Replies: 11
Views: 749

Re: mobile internet

We will be at 55+ mobile home park. They have wifi at the clubhouse, a half mile bike ride away. It is very high speed. I am thinking I will be riding to the clubhouse with my laptop and a mug of coffee in the morning. Save $ and get some exercise. Thanks for your thoughts. $80 is too much. Best wis...
by Lilly
Thu Dec 08, 2011 4:28 pm
 
Forum: Personal Consumer Issues
Topic: mobile internet
Replies: 11
Views: 749

mobile internet

Hi group, My husband and I will be snowbirding near Ft Myers FL. for three months starting in January. I am interested in a "pay as you go" internet plan for my laptop. I will not be watching videos or movies on my computer. I will be using Skype. I see Verizon has a plan by the month. I c...
by Lilly
Wed Dec 07, 2011 4:15 pm
 
Forum: Personal Consumer Issues
Topic: mobile internet
Replies: 11
Views: 749

Re: Do you drink milk?

I have drank milk all my 63 years. First 20 whole. Second 20 2% Third 20 skim. My Dad is 92 and is and has always been big on dairy products. Whole milk, 1/2 and 1/2, butter, cheese, and ice cream every day. It has no ill effect on him. He has always been active and slender.

Lilly
by Lilly
Sun Dec 04, 2011 9:01 pm
 
Forum: Personal Consumer Issues
Topic: Do you drink milk?
Replies: 96
Views: 4041

Re: Extra virgin olive oil

One of my favorite dressings is: olive oil, lime juice, cumin, salt and pepper. I put this on greens with tomatos, red peppers, onions and black beans.

Lilly
by Lilly
Sun Dec 04, 2011 3:00 pm
 
Forum: Personal Consumer Issues
Topic: Extra virgin olive oil
Replies: 27
Views: 2809

Re: Name some $100 bills you've found laying around

A few years ago, I was walking in a parking lot towards a Goodwill store. I saw what looked like a girls wallet on the ground. Picked it up and found about $130 in it. It had a parking ticket it with a name. When I got into the store I asked a clerk to call that name to the front desk. Noone arrived...
by Lilly
Sun Nov 27, 2011 6:45 pm
 
Forum: Investing - Theory, News & General
Topic: Name some $100 bills you've found laying around
Replies: 78
Views: 7031

Re: HAPPY THANKSGIVING, BOGLEHEADS

Today I am thankful for my ancestor Stephen Hopkins and his daughter Constance, who came to America on the Mayflower, and survived that first long winter. I am in awe knowing that they sat at the first Thanksgiving table. God bless America and all the bountiful blessings it offers.
by Lilly
Thu Nov 24, 2011 11:29 pm
 
Forum: Personal Consumer Issues
Topic: HAPPY THANKSGIVING, BOGLEHEADS
Replies: 24
Views: 1036

Re: What was your very first job

My first paid job was babysitting. It was in the early-mid 60's. I got paid 25 cents an hour. I used my money for clothes and maybe a movie here and there. Although maybe not movies because if we saved 25 aluminum milk bottle caps we got in free. The only clothes my parents bought for us was new und...
by Lilly
Sat Nov 19, 2011 3:42 pm
 
Forum: Personal Consumer Issues
Topic: What was your very first job
Replies: 103
Views: 4462

Re: Beatles or Rolling Stones

I love the Beatles. I enjoy Chicago's tribute band "American English" and Ft Myers tribute band "The nowhere band". I do like Rolling stones too.

Lilly
by Lilly
Fri Nov 11, 2011 8:05 pm
 
Forum: Personal Consumer Issues
Topic: Beatles or Rolling Stones
Replies: 70
Views: 2963

I have been artist/craftperson most of my adult life. I have a studio on our family farm. I would sell my wares at art/craft shows in my 5 state area. Loved it, loved it, loved it. In this business, people are so happy to give you their money and thank you for taking it. The last year or so I have f...
by Lilly
Sun Oct 02, 2011 11:47 am
 
Forum: Investing - Help with Personal Investments
Topic: Did you love your work?
Replies: 52
Views: 4292

Just remember if you have a balance due, it should be remitted with your extension request by April 15. Thanks for all the tips. If we didn't have to file until April 15th there wouldn't be a problem. Since my husband is a farmer, we need to pay and file by March 1st. I will look into this extensio...
by Lilly
Mon Sep 19, 2011 11:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: snowbirds and taxes
Replies: 6
Views: 1191

snowbirds and taxes

My husband and I are looking for some advice. Last year we bought a little place in Estero Fl. We would like to spend Jan Feb and part of March there. We need to file and pay our taxes before March 1st. Lots of our end of the year information gets to us the last week in Jan. We are not sure how to m...
by Lilly
Mon Sep 19, 2011 3:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: snowbirds and taxes
Replies: 6
Views: 1191

We are rural. We live on a working farm in Western MN. We grow corn, soybeans and sugar beets. I am an artist by trade and my studio in on our farm.

Lily
by Lilly
Sat Sep 03, 2011 10:36 pm
 
Forum: Personal Consumer Issues
Topic: Geography: Urban, Suburban, Small Town, Rural?
Replies: 26
Views: 2029

I find the best deals using Priceline.
by Lilly
Sat Aug 06, 2011 1:50 pm
 
Forum: Personal Consumer Issues
Topic: Best site for finding cheap hotel rooms?
Replies: 46
Views: 4846

For me, at 29 my metabolism came to a halt. I was able to eat anything whenever I desire and my weight stayed at 185. Post 29, I have since gained 20 lbs and this is without any changes to my diet or exercise. My metabolism simply slowed down. This is my biggest complaint also. For me it started wh...
by Lilly
Fri Jun 17, 2011 9:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: At what age does it go downhill
Replies: 140
Views: 15647

We have rented houses/condos many times. Each time we have had to pay a downpayment to hold the house and the rest at least 30days prior to the start date. This includes all fees and taxes.

We have never been ripped off. We will not hesitate to do it again.

Best wishes,

Lily
by Lilly
Thu Jun 16, 2011 4:55 pm
 
Forum: Personal Consumer Issues
Topic: summer house rental for a month- pay all up front?
Replies: 10
Views: 844

My grandchildren love "Second hand lions"

Best wishes,

Arlene
by Lilly
Mon Jun 13, 2011 1:25 pm
 
Forum: Personal Consumer Issues
Topic: non-cartoon kids movies recommendations
Replies: 38
Views: 2229

Hi, Last winter, my husband and I rented a mobile home in a 55+ 5* resort in Estero Fl. It is between Ft myers and Naples. We enjoyed it so much we bought one. We love the place. There are so many activities going on, you will never be board. We love it. My parents have been snowbirds there for 30 y...
by Lilly
Mon Jun 06, 2011 3:12 pm
 
Forum: Personal Consumer Issues
Topic: How to become a Florida Snowbird.
Replies: 30
Views: 4184
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