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Re: Trip to Sicily

My wife and I did a rough approximation of your trip 7-8 yrs ago however we flew into Rome and then immediately took a short flight to Palermo. We spent a couple of days in Taormina and really enjoyed it. We didn't use our car in town but the walking can be a bit steep. A half day trip to Mt. Etna w...
by LifeIsGood
Sun Aug 24, 2014 8:11 am
 
Forum: Personal Consumer Issues
Topic: Trip to Sicily
Replies: 2
Views: 451

Re: Best nose hair trimmer (is this okay to ask?)

I have this one and it works great - http://www.amazon.com/Panasonic-ER430K-Facial-Trimmer-Cleaning/dp/B000FYVOJC/ref=sr_1_2?ie=UTF8&qid=1408881348&sr=8-2&keywords=panasonic+nose+trimmers. Also note all the positive reviews. They also offer a Panasonic model with a light that I think mig...
by LifeIsGood
Sun Aug 24, 2014 7:58 am
 
Forum: Personal Consumer Issues
Topic: Best nose hair trimmer (is this okay to ask?)
Replies: 36
Views: 2635

Re: Writing Off A Bad Loan

JamesSFO wrote:Why would there be a deduction in taxes for an asset held in an IRA?

I was not clear. This "investment" was outside IRA. I want to use the tax deduction to decrease my taxable income therefore be able to convert a larger amount of IRA to Roth and still stay in 15% tax bracket.
by LifeIsGood
Tue Aug 12, 2014 8:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Writing Off A Bad Loan
Replies: 7
Views: 495

Re: Writing Off A Bad Loan

dickenjb wrote:What does your CPA say?

Don't have a CPA. My taxes are usually (until this) quite simple. May need to talk with one. I learned that other investors' CPA's have chosen to write off debt.
by LifeIsGood
Tue Aug 12, 2014 8:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Writing Off A Bad Loan
Replies: 7
Views: 495

Writing Off A Bad Loan

Seven years ago, in my pre-Boglehead days, I had a financial advisor who put me in a private commercial mortgage. It involved a piece of land in New Hampshire that was going to be used to build a bottled water plant. I don't know the value of the entire loan but there were many investors and my shar...
by LifeIsGood
Tue Aug 12, 2014 7:18 am
 
Forum: Personal Finance (Not Investing)
Topic: Writing Off A Bad Loan
Replies: 7
Views: 495

Re: Winery to visit in North Willamette (OR)/McMinnville are

I would highly recommend Belle Pente just outside of McMinnville. - http://www.bellepente.com/
It's a very small winery with some great wines. You will have to call ahead and set up a tasting. Beautiful location and very nice people.
by LifeIsGood
Tue Aug 12, 2014 7:04 am
 
Forum: Personal Consumer Issues
Topic: Winery to visit in North Willamette (OR)/McMinnville area?
Replies: 19
Views: 1777

Re: Buying a car- 2011 Lexus IS 250 9k miles

Did you brother lease the card directly from Lexus or from a 2nd party? If it was not from Lexus, the lessor may take a lower offer than the residual value. You'll usually get the best price about 2 wks before the lease expires.
by LifeIsGood
Fri Jul 25, 2014 7:51 am
 
Forum: Personal Consumer Issues
Topic: Buying a car- 2011 Lexus IS 250 9k miles
Replies: 27
Views: 2079

Re: When to Buy Air Tik to Florida

Kayak has a "Price Trends" and give a "Book Now" recommendation if indicated.
by LifeIsGood
Sun Jul 20, 2014 6:31 am
 
Forum: Personal Consumer Issues
Topic: When to Buy Air Tik to Florida
Replies: 9
Views: 1098

Re: What to do with old Macbook Pro?

I've had pretty good luck selling things on Craigslist. Make sure that you post several good quality pictures and provide a complete description of the machine. Insist on cash payment and meet in a public place like Starbucks or Kinkos. Also insert the line "If this ad is visible, the item is s...
by LifeIsGood
Sat Jul 05, 2014 7:31 am
 
Forum: Personal Consumer Issues
Topic: What to do with old Macbook Pro?
Replies: 24
Views: 1889

Re: I found a new coffee.

I guess I'm a coffee snob too based on some of the above comments. One thing that surprised me is some "snobs" buy 3 lb or larger bags of coffee. I buy 12 oz bags and can tell the taste is getting stale near the end of the bag. I always close the bag up tight after each use. How can you br...
by LifeIsGood
Thu Jul 03, 2014 7:55 am
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5504

Re: Anyone Actually Using Quicken on a Mac?

Interesting responses. Thanks to all for your replies. Since both Moneydance and Quicken for Mac have a free trial period, I think I'll give both of them a try and see for myself.
by LifeIsGood
Wed Jul 02, 2014 7:15 am
 
Forum: Personal Consumer Issues
Topic: Anyone Actually Using Quicken on a Mac?
Replies: 14
Views: 1212

Anyone Actually Using Quicken on a Mac?

I know the Mac version of Quicken has been thoroughly trashed by lots of people. In spite of that, I'm thinking of trying it. Most of what I'm doing with Quicken now revolves around bill pay and I rarely if ever look at brokerage accounts. I've just upgraded my Mac and don't really want to go throug...
by LifeIsGood
Mon Jun 30, 2014 2:59 pm
 
Forum: Personal Consumer Issues
Topic: Anyone Actually Using Quicken on a Mac?
Replies: 14
Views: 1212

Re: VISA Signature? MasterCard World

mikep wrote:20% off movie tickets at Fandango with $25 gift cards for $20 at Fandango. Even factoring in Fandango fees, cheaper than paying the theater directly.


Also have Buy 1 - Get 1 Free movie tickets on Friday. https://tickets.fandango.com/visasignature/
by LifeIsGood
Wed Jun 25, 2014 7:40 am
 
Forum: Personal Consumer Issues
Topic: VISA Signature? MasterCard World
Replies: 8
Views: 973

Re: What Do You Eat For Snacks?

Kersten, thanks for the recipe. Can't wait to try it. Sounds great.
by LifeIsGood
Sun Jun 15, 2014 7:25 am
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6469

Re: What Do You Eat For Snacks?

Some very interesting responses. I've never thought about eating while I'm riding since I'm never hungry then. I'll give that a try. Many of the snacks mentioned I eaten in the past. As I step back a bit and analyze the situation, exercise seems to really stoke my hunger. In the winter when I'm less...
by LifeIsGood
Sat Jun 14, 2014 7:03 am
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6469

What Do You Eat For Snacks?

In the warmer months I tend to spend a lot of time riding my bike. A typical ride burns ~ 950 calories but the side effect is that it leave me ravenous for much of the day. My biggest problem is that I can't seem to find anything to snack on that relieves the hunger. I love fruit but even a fairly l...
by LifeIsGood
Fri Jun 13, 2014 7:28 am
 
Forum: Personal Consumer Issues
Topic: What Do You Eat For Snacks?
Replies: 103
Views: 6469

Re: AMEX Card - waiving annual fee?

I don't think you'll be able to get the bonus again. They have changed their bonus policy so that if you have ever had a particular card, you are no longer eligible for a bonus. http://thepointsguy.com/2014/03/american-express-tightening-sign-up-bonuses-no-past-cardholders-allowed-starting-in-may-an...
by LifeIsGood
Thu May 29, 2014 7:11 am
 
Forum: Personal Consumer Issues
Topic: AMEX Card - waiving annual fee?
Replies: 15
Views: 2307

Re: [Problem obtaining online] Free Credit Report

I had a problem with the verification questions from Equifax. Just like everyone else, they asked about loans and mortgages that I didn't or never had. I filed a complaint with the Better Business Bureau and received the following lame response: The security questions presented to the consumer via t...
by LifeIsGood
Sun May 25, 2014 7:06 am
 
Forum: Personal Finance (Not Investing)
Topic: [Problem obtaining online] Free Credit Report
Replies: 13
Views: 898

Re: Trex deck pressure washing - questions

I used one of these (or something very similar) for my composite deck. It works great! http://www.powerequipmentdirect.com/Briggs-&-Stratton-6178/p8259.html Two spinning nozzles produce a very even cleaning action. I highly recommend it. Edit: Here's another: http://www.homedepot.com/p/EZClean-...
by LifeIsGood
Thu May 22, 2014 7:49 am
 
Forum: Personal Consumer Issues
Topic: Trex deck pressure washing - questions
Replies: 9
Views: 1052

Re: Trex deck pressure washing - questions

I have the same pressure washer and just finished cleaning my sidewalks and driveway. I found that the 25 degree nozzle worked pretty well. If you get an especially tough area, just move the wand slower. You may also want to consider soaking the area with bleach or bleach/Jomax solution to help with...
by LifeIsGood
Wed May 21, 2014 8:09 am
 
Forum: Personal Consumer Issues
Topic: Trex deck pressure washing - questions
Replies: 9
Views: 1052

Re: North Carolina/Virginia vacation

If you're considering N. GA, Blue Ridge is a nice town. Lake Blue Ridge is minutes away and the town is one of the few that has some decent restaurants.
by LifeIsGood
Tue May 13, 2014 7:49 am
 
Forum: Personal Consumer Issues
Topic: North Carolina/Virginia vacation
Replies: 24
Views: 1820

Re: Pressure Washer Hose

Did you pay for this with a credit card? You may be eligible for free repair under the credit card's extended warranty provision.
by LifeIsGood
Fri May 09, 2014 7:09 am
 
Forum: Personal Consumer Issues
Topic: Pressure Washer Hose
Replies: 17
Views: 1080

Re: Submitting An Amended Fed. Tax Return

Thanks for the info. I appreciate it.
by LifeIsGood
Thu May 01, 2014 6:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Submitting An Amended Fed. Tax Return
Replies: 5
Views: 446

Submitting An Amended Fed. Tax Return

I just finished running an amended tax return in Turbo Tax. I know it must be printed and mailed in. Turbo Tax shows a 1040-X form and the new 1040 form. Do I have to print and submit both forms or only the 1099-X?
Thanks.
by LifeIsGood
Thu May 01, 2014 6:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Submitting An Amended Fed. Tax Return
Replies: 5
Views: 446

Re: Need help - collection agency

My best advice is to let your daughter handle this. After all, she created the problem. If you continue to bail her out, there will never be any incentive for her to become more responsible. Sorry, don't mean to sermonize.
by LifeIsGood
Wed Apr 30, 2014 7:18 am
 
Forum: Personal Consumer Issues
Topic: Need help - collection agency
Replies: 15
Views: 1847

Re: Accommodation for Road Trip on I-95

One suggestion on hotels off I-95: get a reservation by mid-afternoon. I recently did a road trip and started calling hotels early in the evening and almost all were already booked.
by LifeIsGood
Wed Apr 30, 2014 6:53 am
 
Forum: Personal Consumer Issues
Topic: Accommodation for Road Trip on I-95
Replies: 26
Views: 3572

Re: Need Ear Bud Recommendation

My main concern with ear buds was wind noise. The MEElectronics are very effective in reducing wind noise but I am still able to hear other street sounds quite well. Maybe it has something to do with the frequency of the wind noise. I also wear a helmet and a bright yellow safety vest.
by LifeIsGood
Fri Apr 25, 2014 7:21 am
 
Forum: Personal Consumer Issues
Topic: Need Ear Bud Recommendation
Replies: 34
Views: 5769

Update

I've had a few rides with my MEElectronics Sport-Fi M6 earbuds. Definitely an improvement. Wind noise is still present but greatly reduced. One other bonus is that the fidelity on these earbuds is much better than my old pair. Thanks Linuxology for the recommendation. Bogleheads come through again.
by LifeIsGood
Wed Apr 23, 2014 6:22 am
 
Forum: Personal Consumer Issues
Topic: Need Ear Bud Recommendation
Replies: 34
Views: 5769

Re: Tried to get credit report - security questions don't ma

Like so many others, I have also had this problem with Equifax. I just filed a complaint with the Better Business Bureau. I'm sure it won't solve anything but maybe if enough people complain they'll be forced to change.
by LifeIsGood
Fri Apr 18, 2014 7:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Tried to get credit report - security questions don't match
Replies: 54
Views: 8816

Re: Central AC and Forced Hot Air Heat (Gas)

I ran into the same thing a couple of years ago. I replaced the the entire system. I'm certain it would be cheaper to do it all at once instead of separately. You will also get a more efficient furnace that will begin to pay for itself immediately. I'm also assuming that you are planning on living i...
by LifeIsGood
Thu Apr 17, 2014 8:16 am
 
Forum: Personal Consumer Issues
Topic: Central AC and Forced Hot Air Heat (Gas)
Replies: 15
Views: 2775

Re: Need Ear Bud Recommendation

Thanks for all the feedback. I ended up ordering the MEElectronics Sport-Fi M6. I'll let you know if they're a significant improvement over my Sony's.
by LifeIsGood
Tue Apr 15, 2014 6:56 am
 
Forum: Personal Consumer Issues
Topic: Need Ear Bud Recommendation
Replies: 34
Views: 5769

Need Ear Bud Recommendation

I listen to podcasts while riding my bike (non-motorized). I have some ear buds that fit rather well but wind noise makes listening almost impossible unless the volume is at a deafening level. Has anyone found a brand of ear buds that might solve my problem?
by LifeIsGood
Mon Apr 14, 2014 8:38 am
 
Forum: Personal Consumer Issues
Topic: Need Ear Bud Recommendation
Replies: 34
Views: 5769

Re: Success with free extended warranty benefit from cred ca

I was successful making a claim with VISA Signature on camera. The repair totaled approx. $259 and they covered it. They wanted a copy of the repair estimate, the original purchase receipt and the statement where the original charge appeared. On a slightly different vein, I had some batteries leak a...
by LifeIsGood
Sat Apr 05, 2014 8:09 am
 
Forum: Personal Consumer Issues
Topic: Success with free extended warranty benefit from cred cards?
Replies: 14
Views: 1367

Re: BBQ Road Trip

I would recommend reading the BBQ section of Michael Pollan's book Cooked. He visits a number of the expert BBQ cooks in the South and gives some helpful insight into the making of BBQ. It seems that many of the best places are these roadside shacks found in small communities off the beaten path. A...
by LifeIsGood
Tue Mar 25, 2014 3:30 pm
 
Forum: Personal Consumer Issues
Topic: BBQ Road Trip
Replies: 50
Views: 3319

BBQ Road Trip

A friend and I want to do a BBQ road trip in the S. Carolina, N. Carolina or Tennessee area. Does anyone have any suggestions for some places to get great BBQ? Thanks.
by LifeIsGood
Tue Mar 25, 2014 6:20 am
 
Forum: Personal Consumer Issues
Topic: BBQ Road Trip
Replies: 50
Views: 3319

Re: Ancestry Tests

My son gave me the Ancestry DNA test for father's day several years ago. It was a big yawn. Pretty much zero usable information.
by LifeIsGood
Mon Mar 24, 2014 7:34 am
 
Forum: Personal Consumer Issues
Topic: Ancestry Tests
Replies: 19
Views: 1978

Re: Maximizing bonus on new credit card offers

The best thing to do would be to call AmEx and ask them. If you are told that the bonus is available, make sure you get it in writing. I've had issues in the past and had to really fight to get promised bonuses.
by LifeIsGood
Fri Mar 14, 2014 8:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Maximizing bonus on new credit card offers
Replies: 25
Views: 1597

Re: Verizon to Page Plus - documenting my experience

bogleraw wrote: I use Pincheap.com to get $80 refills for $74 on each phone. If anybody has cheaper sources, please share :


I also use Pincheap for refills. They have the best "non-sale" prices I've found. Unfortunately, they keep rejecting my automatic refills via credit card.
by LifeIsGood
Thu Mar 13, 2014 7:15 am
 
Forum: Personal Consumer Issues
Topic: Verizon to Page Plus - documenting my experience
Replies: 43
Views: 5224

Re: Vanguard Brokerage Corrected Statements and Turbotax

Out of curiosity, what funds were corrected? I haven't gotten a corrected statement yet, and own VEU VXUS, VTI, and VOO. Plus one mutual fund. Should I keep waiting? The correction was for a dividend paying stock that I own in my "Play Money" portfolio. Thanks HouseStark, jebmke, and earl...
by LifeIsGood
Mon Mar 10, 2014 5:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Brokerage Corrected Statements and Turbotax
Replies: 6
Views: 730

Re: Vanguard Brokerage Corrected Statements and Turbotax

Thanks for the info. OUCH! I guess the early bird gets the shaft. If I were to leave everything as is and not file an amended return, wouldn't IRS catch the discrepancy on my return and just refund the difference?
by LifeIsGood
Sun Mar 09, 2014 10:16 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Brokerage Corrected Statements and Turbotax
Replies: 6
Views: 730

Vanguard Brokerage Corrected Statements and Turbotax

I purposely waited to file my taxes hoping that the corrected 1099's were final. Yesterday's mail had a second set of corrected 1099's from VBS. The good news is my taxes will decrease $83. My questions are: 1. Can I efile again with Turbotax for free? Do I file an amended return? 2. How long should...
by LifeIsGood
Sun Mar 09, 2014 7:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Brokerage Corrected Statements and Turbotax
Replies: 6
Views: 730

Re: Rolling 2 HSA Accounts Into One

Thanks for the info. I think I'll transfer my accounts to ELFCU. Very reasonable fees.
by LifeIsGood
Fri Mar 07, 2014 8:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Rolling 2 HSA Accounts Into One
Replies: 4
Views: 230

Rolling 2 HSA Accounts Into One

My wife and I each have a separate HSA account held by the same credit union. We are both 66 yrs old and don't have any intentions of using this money for medical expenses. Given the paltry interest rate s and long term time horizon, I was thinking about rolling the accounts together and then transf...
by LifeIsGood
Fri Mar 07, 2014 8:33 am
 
Forum: Personal Finance (Not Investing)
Topic: Rolling 2 HSA Accounts Into One
Replies: 4
Views: 230

Re: LifeLock

Products like this are dealing with a problem after the fact. Just do like Furwut suggests and initiate a credit free. Problem PREVENTED !
by LifeIsGood
Fri Mar 07, 2014 8:24 am
 
Forum: Personal Finance (Not Investing)
Topic: LifeLock
Replies: 6
Views: 679

Re: Planning first trip to Oregon and Seattle - advice sough

Our best wine tasting was at a tiny winery called Belle Pente Vineyards. It's a short drive from McMinnville. Tasting are by appointment only and email is the best way to contact them (wine@bellepente.com). We also enjoyed Trisaetum Vineyards which is also not too far from McMinnville. We got take o...
by LifeIsGood
Wed Mar 05, 2014 9:15 am
 
Forum: Personal Consumer Issues
Topic: Planning first trip to Oregon and Seattle - advice sought!
Replies: 40
Views: 2164

Re: Question for Oenophiles!

I think Pinot is one of the varietals where price does matter. I've tried $10 bottles and didn't like them at all. One moderately priced pinot that I do enjoy is Meiomi Belle Glos . I can usually find it for $19/bottle.
by LifeIsGood
Wed Mar 05, 2014 9:00 am
 
Forum: Personal Consumer Issues
Topic: Question for Oenophiles!
Replies: 19
Views: 1350

Re: AMEX rewards on Kroger error

Not to hijack this thread, but does the $6000 cap reset every year?
by LifeIsGood
Sun Mar 02, 2014 8:48 am
 
Forum: Personal Consumer Issues
Topic: AMEX rewards on Kroger error
Replies: 15
Views: 1401

Re: Use of tax software for planning

If you don't want to use TurboTax or other tax software, this Excel template is pretty useful - http://www.taxvisor.com/taxes/
by LifeIsGood
Sun Mar 02, 2014 8:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Use of tax software for planning
Replies: 17
Views: 1267

Help W/ IRA->ROTH Conversion

For the past couple of years, I've been doing an IRA to ROTH conversion such that I still stay close to the 15% tax bracket. I'm sl. over 66 so I have about 5 years before RMD's kick in. I'm estimating those to equal approx. $50k/yr. Here's where I'm struggling. I've run the following scenarios in T...
by LifeIsGood
Mon Feb 24, 2014 11:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Help W/ IRA->ROTH Conversion
Replies: 0
Views: 106

Re: Carolina Vacation Recommendations

We've been going to Hilton Head, SC for the past 20 years and the entire family loves it. We're partial to Sea Pines Plantation but there are many other great places to stay.
by LifeIsGood
Sat Feb 22, 2014 8:51 am
 
Forum: Personal Consumer Issues
Topic: Carolina Vacation Recommendations
Replies: 16
Views: 934
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