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Re: Tried to get credit report - security questions don't ma

Like so many others, I have also had this problem with Equifax. I just filed a complaint with the Better Business Bureau. I'm sure it won't solve anything but maybe if enough people complain they'll be forced to change.
by LifeIsGood
Fri Apr 18, 2014 7:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Tried to get credit report - security questions don't match
Replies: 53
Views: 5954

Re: Central AC and Forced Hot Air Heat (Gas)

I ran into the same thing a couple of years ago. I replaced the the entire system. I'm certain it would be cheaper to do it all at once instead of separately. You will also get a more efficient furnace that will begin to pay for itself immediately. I'm also assuming that you are planning on living i...
by LifeIsGood
Thu Apr 17, 2014 8:16 am
 
Forum: Personal Consumer Issues
Topic: Central AC and Forced Hot Air Heat (Gas)
Replies: 14
Views: 893

Re: Need Ear Bud Recommendation

Thanks for all the feedback. I ended up ordering the MEElectronics Sport-Fi M6. I'll let you know if they're a significant improvement over my Sony's.
by LifeIsGood
Tue Apr 15, 2014 6:56 am
 
Forum: Personal Consumer Issues
Topic: Need Ear Bud Recommendation
Replies: 9
Views: 685

Need Ear Bud Recommendation

I listen to podcasts while riding my bike (non-motorized). I have some ear buds that fit rather well but wind noise makes listening almost impossible unless the volume is at a deafening level. Has anyone found a brand of ear buds that might solve my problem?
by LifeIsGood
Mon Apr 14, 2014 8:38 am
 
Forum: Personal Consumer Issues
Topic: Need Ear Bud Recommendation
Replies: 9
Views: 685

Re: Success with free extended warranty benefit from cred ca

I was successful making a claim with VISA Signature on camera. The repair totaled approx. $259 and they covered it. They wanted a copy of the repair estimate, the original purchase receipt and the statement where the original charge appeared. On a slightly different vein, I had some batteries leak a...
by LifeIsGood
Sat Apr 05, 2014 8:09 am
 
Forum: Personal Consumer Issues
Topic: Success with free extended warranty benefit from cred cards?
Replies: 14
Views: 1039

Re: BBQ Road Trip

I would recommend reading the BBQ section of Michael Pollan's book Cooked. He visits a number of the expert BBQ cooks in the South and gives some helpful insight into the making of BBQ. It seems that many of the best places are these roadside shacks found in small communities off the beaten path. A...
by LifeIsGood
Tue Mar 25, 2014 3:30 pm
 
Forum: Personal Consumer Issues
Topic: BBQ Road Trip
Replies: 50
Views: 2939

BBQ Road Trip

A friend and I want to do a BBQ road trip in the S. Carolina, N. Carolina or Tennessee area. Does anyone have any suggestions for some places to get great BBQ? Thanks.
by LifeIsGood
Tue Mar 25, 2014 6:20 am
 
Forum: Personal Consumer Issues
Topic: BBQ Road Trip
Replies: 50
Views: 2939

Re: Ancestry Tests

My son gave me the Ancestry DNA test for father's day several years ago. It was a big yawn. Pretty much zero usable information.
by LifeIsGood
Mon Mar 24, 2014 7:34 am
 
Forum: Personal Consumer Issues
Topic: Ancestry Tests
Replies: 19
Views: 1917

Re: Maximizing bonus on new credit card offers

The best thing to do would be to call AmEx and ask them. If you are told that the bonus is available, make sure you get it in writing. I've had issues in the past and had to really fight to get promised bonuses.
by LifeIsGood
Fri Mar 14, 2014 8:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Maximizing bonus on new credit card offers
Replies: 25
Views: 1446

Re: Verizon to Page Plus - documenting my experience

bogleraw wrote: I use Pincheap.com to get $80 refills for $74 on each phone. If anybody has cheaper sources, please share :


I also use Pincheap for refills. They have the best "non-sale" prices I've found. Unfortunately, they keep rejecting my automatic refills via credit card.
by LifeIsGood
Thu Mar 13, 2014 7:15 am
 
Forum: Personal Consumer Issues
Topic: Verizon to Page Plus - documenting my experience
Replies: 39
Views: 4019

Re: Vanguard Brokerage Corrected Statements and Turbotax

Out of curiosity, what funds were corrected? I haven't gotten a corrected statement yet, and own VEU VXUS, VTI, and VOO. Plus one mutual fund. Should I keep waiting? The correction was for a dividend paying stock that I own in my "Play Money" portfolio. Thanks HouseStark, jebmke, and earl...
by LifeIsGood
Mon Mar 10, 2014 5:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Brokerage Corrected Statements and Turbotax
Replies: 6
Views: 546

Re: Vanguard Brokerage Corrected Statements and Turbotax

Thanks for the info. OUCH! I guess the early bird gets the shaft. If I were to leave everything as is and not file an amended return, wouldn't IRS catch the discrepancy on my return and just refund the difference?
by LifeIsGood
Sun Mar 09, 2014 10:16 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Brokerage Corrected Statements and Turbotax
Replies: 6
Views: 546

Vanguard Brokerage Corrected Statements and Turbotax

I purposely waited to file my taxes hoping that the corrected 1099's were final. Yesterday's mail had a second set of corrected 1099's from VBS. The good news is my taxes will decrease $83. My questions are: 1. Can I efile again with Turbotax for free? Do I file an amended return? 2. How long should...
by LifeIsGood
Sun Mar 09, 2014 7:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Brokerage Corrected Statements and Turbotax
Replies: 6
Views: 546

Re: Rolling 2 HSA Accounts Into One

Thanks for the info. I think I'll transfer my accounts to ELFCU. Very reasonable fees.
by LifeIsGood
Fri Mar 07, 2014 8:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Rolling 2 HSA Accounts Into One
Replies: 4
Views: 218

Rolling 2 HSA Accounts Into One

My wife and I each have a separate HSA account held by the same credit union. We are both 66 yrs old and don't have any intentions of using this money for medical expenses. Given the paltry interest rate s and long term time horizon, I was thinking about rolling the accounts together and then transf...
by LifeIsGood
Fri Mar 07, 2014 8:33 am
 
Forum: Personal Finance (Not Investing)
Topic: Rolling 2 HSA Accounts Into One
Replies: 4
Views: 218

Re: LifeLock

Products like this are dealing with a problem after the fact. Just do like Furwut suggests and initiate a credit free. Problem PREVENTED !
by LifeIsGood
Fri Mar 07, 2014 8:24 am
 
Forum: Personal Finance (Not Investing)
Topic: LifeLock
Replies: 6
Views: 650

Re: Planning first trip to Oregon and Seattle - advice sough

Our best wine tasting was at a tiny winery called Belle Pente Vineyards. It's a short drive from McMinnville. Tasting are by appointment only and email is the best way to contact them (wine@bellepente.com). We also enjoyed Trisaetum Vineyards which is also not too far from McMinnville. We got take o...
by LifeIsGood
Wed Mar 05, 2014 9:15 am
 
Forum: Personal Consumer Issues
Topic: Planning first trip to Oregon and Seattle - advice sought!
Replies: 40
Views: 1699

Re: Question for Oenophiles!

I think Pinot is one of the varietals where price does matter. I've tried $10 bottles and didn't like them at all. One moderately priced pinot that I do enjoy is Meiomi Belle Glos . I can usually find it for $19/bottle.
by LifeIsGood
Wed Mar 05, 2014 9:00 am
 
Forum: Personal Consumer Issues
Topic: Question for Oenophiles!
Replies: 19
Views: 1238

Re: AMEX rewards on Kroger error

Not to hijack this thread, but does the $6000 cap reset every year?
by LifeIsGood
Sun Mar 02, 2014 8:48 am
 
Forum: Personal Consumer Issues
Topic: AMEX rewards on Kroger error
Replies: 15
Views: 1281

Re: Use of tax software for planning

If you don't want to use TurboTax or other tax software, this Excel template is pretty useful - http://www.taxvisor.com/taxes/
by LifeIsGood
Sun Mar 02, 2014 8:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Use of tax software for planning
Replies: 17
Views: 1136

Help W/ IRA->ROTH Conversion

For the past couple of years, I've been doing an IRA to ROTH conversion such that I still stay close to the 15% tax bracket. I'm sl. over 66 so I have about 5 years before RMD's kick in. I'm estimating those to equal approx. $50k/yr. Here's where I'm struggling. I've run the following scenarios in T...
by LifeIsGood
Mon Feb 24, 2014 11:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Help W/ IRA->ROTH Conversion
Replies: 0
Views: 85

Re: Carolina Vacation Recommendations

We've been going to Hilton Head, SC for the past 20 years and the entire family loves it. We're partial to Sea Pines Plantation but there are many other great places to stay.
by LifeIsGood
Sat Feb 22, 2014 8:51 am
 
Forum: Personal Consumer Issues
Topic: Carolina Vacation Recommendations
Replies: 16
Views: 880

Re: Cancellation fee from health provider - feeling ripped o

Let me put myself in the provider's shoes: You PRE-PAID me for 3 sessions. You missed one. No only do I NOT have to spend time with you on the day that you missed but I get paid as well. Those charges you were levied are a total rip off. Unless this person can walk on water, I'd leave. It appears $$...
by LifeIsGood
Tue Feb 18, 2014 9:51 am
 
Forum: Personal Consumer Issues
Topic: Cancellation fee from health provider - feeling ripped off
Replies: 30
Views: 2060

Re: Problem with Broker/Brokerage

Life is good: Can you post a copy of the part in the e-mail which refers to "cash bonus for new money deposited with the firm." Also any restriction in fine print at the bottom. From the email - . .... we do have free equity trades (60 days) as well as $1k for your wife if she opens &...
by LifeIsGood
Mon Feb 17, 2014 3:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Problem with Broker/Brokerage
Replies: 4
Views: 341

Problem with Broker/Brokerage

Late last year I received an email from a representative of a major brokerage firm where I have some investments. He was promising a cash bonus for new money deposited with the firm. I replied to his email and mentioned that my wife has an IRA and would it be eligible for any bonuses as well if tran...
by LifeIsGood
Mon Feb 17, 2014 2:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Problem with Broker/Brokerage
Replies: 4
Views: 341

Re: My kids want a treehouse -

Blue wrote:
Found a great treehouse supply site, http://www.treehousesupplies.com/ that includes Rope Ladders and Zip Lines among many other cool items.



Lots of cool stuff but Lord, check out the prices! Attachment bolts START at $95 each.
by LifeIsGood
Wed Feb 12, 2014 10:27 am
 
Forum: Personal Consumer Issues
Topic: My kids want a treehouse -
Replies: 36
Views: 2538

Re: My Next Step = Current FireFighter Looking For Advise

Any interest in starting a landscaping business? You wouldn't need a tremendous amount of capital to start and you'd be your own boss. Just a thought.
by LifeIsGood
Tue Feb 11, 2014 9:22 am
 
Forum: Personal Finance (Not Investing)
Topic: My Next Step = Current FireFighter Looking For Advise
Replies: 15
Views: 1055

Re: anyone here subscribe to The Economist? (renewal questio

I'm a bit late with this since you've renewed but how about free? I've used a web site called Rewards Survey for the past year and have gotten the Wall St. Journal and Wine Spectator. They will periodically email you to fill out surveys. They generally are about 25 questions and just take a few minu...
by LifeIsGood
Mon Feb 10, 2014 9:26 am
 
Forum: Personal Consumer Issues
Topic: anyone here subscribe to The Economist? (renewal question)
Replies: 22
Views: 1634

Re: Turbo Tax or Seek Professional Help (Business Purchase)

I think it would be a good idea to at least touch base with an accountant and verify that your present course is correct. There may be some business deductions that you may be entitled to but may require filing a corporate return. I would hope the the accountant the business is now using would comp....
by LifeIsGood
Tue Feb 04, 2014 7:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax or Seek Professional Help (Business Purchase)
Replies: 2
Views: 204

Re: Garmin Nuvi equivalent ?

I've really been impressed with Waze - https://www.waze.com/. They've been bought by Google so who knows where it may be headed.
by LifeIsGood
Thu Jan 23, 2014 7:43 am
 
Forum: Personal Consumer Issues
Topic: Garmin Nuvi equivalent ?
Replies: 32
Views: 1747

Re: My Diminished Value Claim Experience

Of course you left money on the table. No insurance company would accept an offer you proposed unless they thought that it was in their best interest.
Like you, I would have jumped at the 2K. Nice job.
by LifeIsGood
Wed Jan 15, 2014 5:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: My Diminished Value Claim Experience
Replies: 6
Views: 684

Re: large callerid?

This is not exactly what you are looking for but many Panasonic cordless phones have talking caller id. I really like it because I don't even have to get up to get the phone since I already know it's a telemarketer. Another bonus is that it gives you the ability to block unwanted callers. Newer mode...
by LifeIsGood
Fri Jan 10, 2014 9:32 am
 
Forum: Personal Consumer Issues
Topic: large callerid?
Replies: 11
Views: 672

Re: Credit Card Bonuses

I've done this at Krogers several times and received the 6% cash back. I always buy something besides the gift cards so the transaction isn't an even amount but I doubt this is necessary. May I interject a question? I've heard that you can and that you cannot purchase gift cards with an AMEX Blue Ca...
by LifeIsGood
Wed Jan 01, 2014 8:00 am
 
Forum: Personal Finance (Not Investing)
Topic: Credit Card Bonuses
Replies: 67
Views: 4061

Re: Where To Stop - Pensacola to Ft Myers

Thanks for all the feedback. Time to get busy making reservations.
by LifeIsGood
Sat Dec 28, 2013 9:32 am
 
Forum: Personal Consumer Issues
Topic: Where To Stop - Pensacola to Ft Myers
Replies: 12
Views: 871

Re: Where To Stop - Pensacola to Ft Myers

Cedar Key sounds perfect. It appears to be almost exactly half way between Pensacola and Ft. Myers. Thanks BFG.
We generally like to stay in Bed & Breakfast type inns. Any recommendations?
by LifeIsGood
Fri Dec 27, 2013 7:58 am
 
Forum: Personal Consumer Issues
Topic: Where To Stop - Pensacola to Ft Myers
Replies: 12
Views: 871

Where To Stop - Pensacola to Ft Myers

I'll be taking a trip next month that has a segment from Pensacola to Ft. Myers. It looks like this would involve at least 9-10 hrs in the car. This is way past my comfort zone for a 1 day drive. I read a previous thread about Anna Maria Island which sounded very nice but that would take ~ 7 1/2 hrs...
by LifeIsGood
Thu Dec 26, 2013 8:35 am
 
Forum: Personal Consumer Issues
Topic: Where To Stop - Pensacola to Ft Myers
Replies: 12
Views: 871

Re: Grilling: Propane, natural gas, and electric?

Not related to your question but I'd be a bit concerned using cedar fencing for cooking. There's a chance that the wood may be treated with chemicals to inhibit mold/mildew, etc.
by LifeIsGood
Tue Dec 24, 2013 8:42 am
 
Forum: Personal Consumer Issues
Topic: Grilling: Propane, natural gas, and electric?
Replies: 51
Views: 2879

Re: Morningstar Portfolio Manager Not Available

I'm logging in via my T Rowe Price account. The problem must be on their end. Thanks for letting me know.
by LifeIsGood
Mon Dec 16, 2013 5:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Morningstar Portfolio Manager Not Available
Replies: 2
Views: 146

Morningstar Portfolio Manager Not Available

I logged in today to adjust my portfolio and re-balance. I got the following message: The Morningstar® Portfolio Manager tool is currently unavailable due to technical difficulties. Morningstar is committed to resolving the issues and is targeting the tool to be available before the end of December ...
by LifeIsGood
Mon Dec 16, 2013 4:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Morningstar Portfolio Manager Not Available
Replies: 2
Views: 146

Re: Quicken Can't Add

Finally found the problem - Vang. IDX 500 had a different quote/price than 12/13/13 price and showed a loss of $27.45. Changing the share price fixed it. Thanks for the input.

Image
by LifeIsGood
Sun Dec 15, 2013 3:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quicken Can't Add [Account value discrepancy]
Replies: 6
Views: 362

Re: Quicken Can't Add

stan1 wrote:Are the share prices based on the same day's closing price?
JamesSFO wrote:
stan1 wrote:Are the share prices based on the same day's closing price?


My guess is this is what is going on, you have some assets with stale/different asset prices than what you used for the entries. It can easily happen.


I used 12/13/2013 share prices for all 4 entries.
by LifeIsGood
Sun Dec 15, 2013 2:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quicken Can't Add [Account value discrepancy]
Replies: 6
Views: 362

Quicken Can't Add [Account value discrepancy]

I finally decided to add my investment accounts to Quicken (Deluxe 2013). I manually entered the holdings of an IRA account. Here's part of the screen from Quicken - Notice that the balance shown is $12,281.09. If you add the CASH AMT entries, the total is $12,308.54 which agrees exactly with my Van...
by LifeIsGood
Sun Dec 15, 2013 1:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quicken Can't Add [Account value discrepancy]
Replies: 6
Views: 362

Re: Ordering tires from Costco

My biggest complaint with Costco tires is the loooong wait to have a rotate/balance. If I get there just before they open and am first in line it's usually 75 minutes. Otherwise it can take several hours. Very inconvenient.
by LifeIsGood
Sat Dec 14, 2013 9:38 am
 
Forum: Personal Consumer Issues
Topic: Ordering tires from Costco
Replies: 25
Views: 3028

Re: Family Business—What’s Fair?

One way to approach this might be to think "What would I have to pay to get an employee to run the business the way dad does?". It would be up to you to decide if this compensation is a % of sales, a salary or an hourly rate. You then have to factor in "rent" for the use of his w...
by LifeIsGood
Fri Dec 13, 2013 8:31 am
 
Forum: Personal Finance (Not Investing)
Topic: Family Business—What’s Fair?
Replies: 6
Views: 1073

Re: Can a paid iphone app deactivate when a new version is o

Have you recently upgraded IOS by any chance?
by LifeIsGood
Sun Dec 08, 2013 9:49 am
 
Forum: Personal Consumer Issues
Topic: Can a paid iphone app deactivate when a new version is out?
Replies: 6
Views: 528

Re: Buying a Honda in Atlanta

Before you get there, have her take her present car to Carmax for an offer. There's one not too far from Chamblee. You will then at least have a rough idea if the trade in offer you receive is in the ball park.
by LifeIsGood
Fri Dec 06, 2013 8:47 am
 
Forum: Personal Consumer Issues
Topic: Buying a Honda in Atlanta
Replies: 16
Views: 1316

Car Buying Question

I have read virtually every thread on the board regarding car buying. Today I sent off 8 emails to various dealers with a description of what I was looking for and asked for an "out the door" price quote. Nearly all have responded but several failed to quote a price and want to talk with m...
by LifeIsGood
Wed Dec 04, 2013 9:00 pm
 
Forum: Personal Consumer Issues
Topic: Car Buying Question
Replies: 13
Views: 1015

Re: Re-characterizing a Roth Conversion

Thanks all. That's very reassuring.
by LifeIsGood
Mon Nov 25, 2013 3:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Re-characterizing a Roth Conversion
Replies: 7
Views: 328

Re-characterizing a Roth Conversion

For the past 2 yrs, I've been converting some of my TIRA to a Roth. In the event that I convert too much this year and am pushed into a higher tax bracket with the conversion, how hard (ie how much paper work) is required to re-characterize part of the conversion back into my TIRA?
by LifeIsGood
Mon Nov 25, 2013 8:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Re-characterizing a Roth Conversion
Replies: 7
Views: 328

Re: Amex - Small Business Saturday

Pretty disappointing that they decreased the credit from $25 to $10 this year. :annoyed
by LifeIsGood
Sun Nov 24, 2013 9:21 am
 
Forum: Personal Consumer Issues
Topic: Amex - Small Business Saturday
Replies: 5
Views: 465
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