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Re: Regulatory guidance - occupation information requirement

We're now on a general rant about lobbyists and political influences. The OP's questions has been answered, there's no added value to continue. This thread has run its course and is locked. See: Forum Policy ...General comments or complaints about these topics will be removed. UNACCEPTABLE TOPICS P...
by LadyGeek
Sun Dec 21, 2014 10:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Regulatory guidance - occupation information requirement
Replies: 29
Views: 2306

Re: Do I Pay Cash for my home?

This thread is now in the Personal Finance (Not Investing) forum (financial planning).

This article might help: Paying down loans versus investing
by LadyGeek
Sun Dec 21, 2014 9:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do I Pay Cash for my home?
Replies: 25
Views: 1614

Re: Should my work associates be worried?

Perhaps a definition of pension would help: US pension fund performance (Comparison to mutual fund structure) The organizational structure of the pension fund industry is distinct from the mutual fund industry. In the mutual fund industry, retail investors directly allocate their own personal wealth...
by LadyGeek
Sun Dec 21, 2014 7:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should my work associates be worried? [Pension plan]
Replies: 14
Views: 2564

Re: What "actively" managed funds do you own?

Bear in mind there's an implied distinction here. Take a look at: Keep costs low

That's the objective. Whether a fund is passively or actively managed is secondary. It just so happens that the vast majority of low cost funds are passively managed.
by LadyGeek
Sun Dec 21, 2014 4:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: What "actively" managed funds do you own?
Replies: 75
Views: 3272

Re: What makes you happy in life?

This thread has run its course and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member....
by LadyGeek
Sun Dec 21, 2014 1:44 pm
 
Forum: Personal Consumer Issues
Topic: What makes you happy in life?
Replies: 29
Views: 1870

Re: Feedback on annuities?

This thread is now in the Investing - Help with Personal Investments forum (to answer the question for OP's situation).
by LadyGeek
Sun Dec 21, 2014 1:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Feedback on annuities?
Replies: 5
Views: 393

Re: Doctor with multiple retirement plans

This thread is now in the Investing - Help with Personal Investments forum (portfolio help).
by LadyGeek
Sun Dec 21, 2014 1:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: Doctor with multiple retirement plans
Replies: 8
Views: 1060

Re: Free TurboTax for Flagship [Problem obtaining free downl

I had a sneaky suspicion it was a browser problem, but kept it in the Personal Finance (Not Investing) forum since it's TurboTax. Now that the problem is solved, I moved this thread to the Personal Consumer Issues so we can discuss techniques to fix problems like this. So apparently I did myself in ...
by LadyGeek
Sun Dec 21, 2014 1:21 pm
 
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 15
Views: 1325

Re: Suggestions for the Wiki

The papers have been added: ETFs vs mutual funds
by LadyGeek
Sun Dec 21, 2014 12:32 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 290
Views: 118301

Re: Free TurboTax for Flagship [Problem obtaining free downl

^^^ Depending on your browser settings, closing windows will clear the browser's cache (history, cookie settings, etc.). I'm thinking that you need a clean slate and cookies enabled to make this work. If you're not sure of the browser's settings, be sure to explicitly clear the cache prior to closin...
by LadyGeek
Sun Dec 21, 2014 12:26 pm
 
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 15
Views: 1325

Re: Help: missed the deadline for an inherited IRA, what nex

FYI - New member Finnean has a similar problem, which I've moved into a new thread: [May miss the deadline for an inherited IRA, what next?]
by LadyGeek
Sun Dec 21, 2014 12:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Help: missed the deadline for an inherited IRA, what next?
Replies: 7
Views: 912

Re: Should my work associates be worried?

The OP is concerned about aspects of his pension plan. Please stay factual, as this discussion is turning into a general rant. As a reminder, see: Forum Policy General comments or complaints about these topics will be locked or removed. swong6 - We will try to help answer your questions, but please...
by LadyGeek
Sun Dec 21, 2014 11:49 am
 
Forum: Personal Finance (Not Investing)
Topic: Should my work associates be worried? [Pension plan]
Replies: 14
Views: 2564

Re: Should my work associates be worried?

I removed some off-topic comments. As a reminder, see: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ⋅ Common r...
by LadyGeek
Sun Dec 21, 2014 11:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Should my work associates be worried? [Pension plan]
Replies: 14
Views: 2564

Re: Gas Prices ($1.99) in North Texas

I removed some off-topic comments, continuity is lost. As a reminder, see: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ...
by LadyGeek
Sun Dec 21, 2014 11:28 am
 
Forum: Personal Consumer Issues
Topic: Gas Prices ($1.99) in North Texas
Replies: 45
Views: 2711

Re: Free TurboTax for Flagship [Problem obtaining free downl

Could it be as simple as enabling all browser cookies? You may have white-listed Vanguard and Intuit, but there may another website (or two...) that need to handle the processing. You don't see anything displayed, but your browser is handling the cookie updates.
by LadyGeek
Sat Dec 20, 2014 10:02 pm
 
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 15
Views: 1325

Re: husband with bi-polar condition spending lots of $

I remove a comment which provided medical advice. As a reminder, see: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest you start with the Medical Library Association's User's Guide to Fi...
by LadyGeek
Sat Dec 20, 2014 7:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: husband with bi-polar condition spending lots of $
Replies: 17
Views: 3081

Re: Cooking Lessons

This thread is now in the Personal Consumer Issues forum (cooking).
by LadyGeek
Sat Dec 20, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Cooking Lessons
Replies: 14
Views: 1053

Re: Free TurboTax for Flagship [Problem obtaining free downl

This thread is now in the Personal Finance (Not Investing) (TurboTax problem). The OP states this is a different issue than this thread: Downloading TurboTax - tips for an easy process , so let's help the OP here. Comments regarding TurboTax features and reviews can be found by searching this forum....
by LadyGeek
Sat Dec 20, 2014 3:30 pm
 
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 15
Views: 1325

Re: [Why did my fund suddenly drop in value?]

Your browser should translate the registered trademark symbol to hex when pasted (%C2%AE). Mine did: Investing FAQ for the Bogleheads® forum As for use of the home page vs. forum index, that can be discussed in the Forum Issues and Administration forum. (Answer: Because no one ever bothers to view b...
by LadyGeek
Sat Dec 20, 2014 9:46 am
 
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 137
Views: 11983

Re: FYI, just got the following error message

^^^ Yes, it's a temporary overload and I do see it on occasion. If it gets excessive, I'll let mingstar (server admin) let know.

I also retitled the thread.
by LadyGeek
Sat Dec 20, 2014 9:38 am
 
Forum: Forum Issues and Administration
Topic: FYI, just got the following error message [too many clients]
Replies: 5
Views: 466

Re: Stuck with TIAA-CREF-is there a Boglehead mix?

The wiki has some background info, including suggested Bogleheads mixes and expense ratios: TIAA-CREF Be sure to check the TIAA-CREF website for the latest info. You can find some links in the wiki article. Remember that the wiki provides general guidance, not specific recommendations for your situa...
by LadyGeek
Fri Dec 19, 2014 10:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Stuck with TIAA-CREF-is there a Boglehead mix?
Replies: 20
Views: 1477

Re: Suggestions for the Wiki

Thank you, your suggestion has been incorporated: Financial planning (Establish goals and gather data).
by LadyGeek
Fri Dec 19, 2014 10:30 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 290
Views: 118301

Re: teaching / "confessional debugging" and brain stimulatio

This thread has run its course and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member....
by LadyGeek
Fri Dec 19, 2014 10:13 pm
 
Forum: Personal Consumer Issues
Topic: teaching / "confessional debugging" and brain stimulation
Replies: 6
Views: 553

Re: [Why did my fund suddenly drop in value?]

Hopefully, my prior post ("Do not bite the newcomers") is self-explanatory. Please remember that any poster can edit their own posts after submitting them, so comments made in haste can be rephrased.

If anyone has a question along these lines, please PM me instead of discussing here.
by LadyGeek
Fri Dec 19, 2014 10:06 pm
 
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 137
Views: 11983

Re: Bond Fund vs CDs - which to use?

allroads - Did we answer your question? If not, you may get better focus in your portfolio thread (ask again there).
by LadyGeek
Fri Dec 19, 2014 9:51 pm
 
Forum: Investing - Theory, News & General
Topic: Bond Fund vs CDs - which to use?
Replies: 51
Views: 3625

Re: [Why did my fund suddenly drop in value?]

We're not going to lock posts simply because a question has been answered. You lose the opportunity to provide additional insight and the member may have more questions. Here's the wiki entry, which has been posted in this thread twice already: Why did my fund price suddenly drop in value? Wiki edit...
by LadyGeek
Fri Dec 19, 2014 9:46 pm
 
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 137
Views: 11983

Re: VTI went up, but VTSMX went down

OP - Did we answer your question? A lot more details are in this thread, which is now a sticky in 2 forums: [Why did my fund suddenly drop in value?]

I also strongly encourage our experienced members to read this post: Re: [Why did my fund suddenly drop in value?]
by LadyGeek
Fri Dec 19, 2014 9:41 pm
 
Forum: Investing - Theory, News & General
Topic: VTI went up, but VTSMX went down
Replies: 14
Views: 1561

Please Do Not Bite the Newcomers

I'd also like to provide some general guidance when new investors ask about this. Subject: PSA: Distributions -- Why your fund dropped I took a look in VWINX declining, any ideas why? . If this thread was a sticky, I really don't think the OP would understand the concept. We need to explain it to hi...
by LadyGeek
Fri Dec 19, 2014 9:33 pm
 
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 137
Views: 11983

Re: [Why did my fund suddenly drop in value?]

Due to popular demand, this thread is now a sticky until the end of December (or maybe for a few days into January). I've also made this a shadow topic, meaning that the thread will also appear as a sticky in the Investing - Help with Personal Investments , but it's really in the Investing - Theory,...
by LadyGeek
Fri Dec 19, 2014 9:24 pm
 
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 137
Views: 11983

Re: VWINX declining, any ideas why?

dansmail26 - Did you get your question answered? Hey folks... Wikipedia has a formal policy whose formal name is "Please do not bite the newcomers." Here, I guess, it's considered to be part of "We expect this forum to be a place where people can feel comfortable asking questions and ...
by LadyGeek
Fri Dec 19, 2014 9:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: VWINX declining, any ideas why?
Replies: 42
Views: 3739

Please Do Not Bite the Newcomers

I took a look in VWINX declining, any ideas why? . If this thread was a sticky, I really don't think the OP would understand the concept. We need to explain it to him. When dealing with your own money up close and personal, your emotions take hold. New investors will seek the confidence from our exp...
by LadyGeek
Fri Dec 19, 2014 9:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: PSA: Distributions -- Why your fund dropped
Replies: 14
Views: 1345

Re: CD or Treasury ladder trade-off

Let me add another wiki article: Laddering bonds or CDs
by LadyGeek
Fri Dec 19, 2014 8:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: CD or Treasury ladder trade-off
Replies: 29
Views: 1546

Re: Bond Fund vs CDs - which to use?

Here's the thread: CD or Treasury ladder trade-off

- and a related wiki article for this thread: CDs vs bonds (How did I miss that? :D )

Update: Clarified that the wiki article was for here.
by LadyGeek
Fri Dec 19, 2014 8:01 pm
 
Forum: Investing - Theory, News & General
Topic: Bond Fund vs CDs - which to use?
Replies: 51
Views: 3625

Re: S-Corp or LLC - Software Consulting Part Time

This thread is now in the Personal Finance (Not Investing) forum (business structure).
by LadyGeek
Fri Dec 19, 2014 7:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: S-Corp or LLC - Software Consulting Part Time
Replies: 9
Views: 1069

Re: Any negative outlooks on healthcare industry's future

We've strayed into discussions regarding "big pharma", controlled pricing, and influence on government regulations. The topic from an investing perspective has been exhausted, there's no added value to continue. This thread has run its course and is locked. See: Forum Policy Locked Topics...
by LadyGeek
Fri Dec 19, 2014 3:17 pm
 
Forum: Investing - Theory, News & General
Topic: Any negative outlooks on healthcare industry's future
Replies: 49
Views: 2947

Re: Vanguard's economic and investment outlook [2015]

FYI - I merged garlandwhizzer's thread into here.
by LadyGeek
Fri Dec 19, 2014 2:30 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard's economic and investment outlook [2015]
Replies: 21
Views: 2870

Re: Bond Fund vs CDs - which to use?

Let me offer a different type of guidance, which is to adjust your investments according to your time horizon . From the wiki: Financial planning 1. Investment goals. The investment objectives (what the money is for) and time horizon (when you will need it) define the securities used to create the i...
by LadyGeek
Fri Dec 19, 2014 11:43 am
 
Forum: Investing - Theory, News & General
Topic: Bond Fund vs CDs - which to use?
Replies: 51
Views: 3625

Re: myRA is now open

I'd like to address previous comments which implied that many members of this forum are over-qualified for a myRA account. The purpose of this forum is to help anyone who asks, regardless of income level. If a reader needs help setting up a MyRA, or needs any other type of help with their finances, ...
by LadyGeek
Fri Dec 19, 2014 11:34 am
 
Forum: Personal Finance (Not Investing)
Topic: myRA is now open
Replies: 31
Views: 1916

Re: White Coat Investor in Forbes

I agree, it's better to use the same photo everywhere. I'll leave the goofy one in place.
by LadyGeek
Thu Dec 18, 2014 10:32 pm
 
Forum: Investing - Theory, News & General
Topic: White Coat Investor in Forbes
Replies: 37
Views: 6130

Re: White Coat Investor in Forbes

...As far as the stethoscope picture, yes, I know it's cheesy. It's from a photo shoot that was used for another publication and the publication REQUIRED the stethoscope. Not my choice. My preferred pictures usually involve wet suits, harnesses etc, like this one: http://whitecoatinvestor.com/wp-co...
by LadyGeek
Thu Dec 18, 2014 9:24 pm
 
Forum: Investing - Theory, News & General
Topic: White Coat Investor in Forbes
Replies: 37
Views: 6130

Re: Tax Loss Carryover Schedule D

This thread is now in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Thu Dec 18, 2014 9:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax Loss Carryover Schedule D
Replies: 8
Views: 702

Re: Lockheed Martin Case Puts 401(k) Plans On Trial

I did a quick google search. The Lockheed Martin case settled, avoiding a jury trial: Lockheed reaches settlement agreement in 401(k) fee case

Their Stable value fund was highlighted.
by LadyGeek
Thu Dec 18, 2014 8:18 pm
 
Forum: Investing - Theory, News & General
Topic: Lockheed Martin Case Puts 401(k) Plans On Trial
Replies: 6
Views: 1484

Re: Lockheed Martin Case Puts 401(k) Plans On Trial

FYI - I merged CABob's thread into here.
by LadyGeek
Thu Dec 18, 2014 7:38 pm
 
Forum: Investing - Theory, News & General
Topic: Lockheed Martin Case Puts 401(k) Plans On Trial
Replies: 6
Views: 1484

Re: We made our own Will

This thread is now in the Personal Finance (Not Investing) forum (estate planning).
by LadyGeek
Thu Dec 18, 2014 5:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: We made our own Will
Replies: 52
Views: 3478

Re: [Why did my fund suddenly drop in value?]

FYI - I merged Stratton's 2011 thread into here. Somebody bumpity bumped it; must be a bumpity day. OK, let's do it this way.
by LadyGeek
Thu Dec 18, 2014 5:24 pm
 
Forum: Investing - Theory, News & General
Topic: [Why did my fund suddenly drop in value?]
Replies: 137
Views: 11983

Re: myRA is now open

FYI - I merged rob's thread into here and moved the whole thing into the Personal Finance (Not Investing) forum (retirement plans).

Let's keep all discussion about myRA accounts and sign-ups in this thread.
by LadyGeek
Thu Dec 18, 2014 4:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: myRA is now open
Replies: 31
Views: 1916

Re: Vanguard cd question [Brokered CDs]

^^^ This. See the fine print in my previous post. Vanguard does not guarantee a buyer for your brokered CDs - that's what the secondary market is for.
by LadyGeek
Thu Dec 18, 2014 3:59 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard cd question [Brokered CDs]
Replies: 25
Views: 3153
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