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Re: Health care tilt

Please stay on-topic, which is the financial aspects tilting to the health care sector.

Nationalization of industries is off-topic (political, possibly conspiracy theory).
by LadyGeek
Tue Oct 21, 2014 10:01 pm
 
Forum: Investing - Theory, News & General
Topic: Health care tilt
Replies: 75
Views: 3337

Re: 2014 Annual Conference Bogleheads Vegans & Vegetarians

I merged SimpleFund's thread into here.

As Mel Lindauer requests, please do not mention the location or restaurant name.
by LadyGeek
Tue Oct 21, 2014 9:47 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: 2014 Annual Conference Bogleheads Vegans & Vegetarians
Replies: 8
Views: 645

Re: 2014 BOGLEHEADS CONFERENCE ANNOUNCEMENT

FYI - I moved a few questions regarding Wednesday's dinner into this thread: 2014 Annual Conference Bogleheads Vegans & Vegetarians

(Thread locked, the announcement is done for this year.)
by LadyGeek
Tue Oct 21, 2014 9:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: 2014 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 86
Views: 14806

Re: Seeking Retirement Portfolio Advice

SirLurkesAlot - I removed the link to your employer's fee info, as it contains personally identifiable information. This forum is heavily indexed by google. Information posted here can be linked with information found elsewhere on the internet. I sent you a PM, look in the upper left corner for (1 n...
by LadyGeek
Tue Oct 21, 2014 9:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Seeking Retirement Portfolio Advice
Replies: 3
Views: 334

Re: IRS Relents! Notice 2014-54 permits Basis Isolation

I removed a few off-topic comments. Please stay on-topic.
by LadyGeek
Tue Oct 21, 2014 8:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRS Relents! Notice 2014-54 permits Basis Isolation
Replies: 72
Views: 7019

Re: Sharebuilder, large account bonus - Good funds to use?

This thread is now in the Investing - Theory, News & General forum (general investing question).
by LadyGeek
Tue Oct 21, 2014 3:44 pm
 
Forum: Investing - Theory, News & General
Topic: Sharebuilder, large account bonus - Good funds to use?
Replies: 26
Views: 711

Re: Local college invests 56% of assets in "alternatives"

This thread is now in the Investing - Theory, News & General forum (alternative investments).

Please stay factual and on-topic.

Culinary opinions of Zooplankton should be discussed in the Personal Consumer Issues forum.
by LadyGeek
Mon Oct 20, 2014 9:53 pm
 
Forum: Investing - Theory, News & General
Topic: Local college invests 56% of assets in "alternatives"
Replies: 28
Views: 2621

Re: opening offshore bank account

The OP is looking for protection from creditors, which is a totally different animal. Take a look in the wiki: Asset protection

For specific questions on asset protection, start a thread in the Personal Finance (Not Investing) forum.
by LadyGeek
Mon Oct 20, 2014 9:14 pm
 
Forum: Investing - Theory, News & General
Topic: opening offshore bank account
Replies: 10
Views: 955

Re: Individual Bonds versus Bond Funds - Again

Individual bonds vs. a bond fund is a topic of frequent debate, much like lump sum vs. dollar cost averaging. The disagreements can get heated. The wiki provides a summary: Individual bonds vs a bond fund Updates to the wiki are welcome, but they'll need to represent a consensus. Update: I added the...
by LadyGeek
Mon Oct 20, 2014 8:43 pm
 
Forum: Investing - Theory, News & General
Topic: Individual Bonds versus Bond Funds - Again
Replies: 17
Views: 1187

Re: Shoes for Plantar Fasciitis?

As a reminder, medical issues (claims to help a condition) are off-topic. See: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest you start with the Medical Library Association's User's Gu...
by LadyGeek
Mon Oct 20, 2014 8:22 pm
 
Forum: Personal Consumer Issues
Topic: Shoes for Plantar Fasciitis?
Replies: 46
Views: 1809

Re: Pimco vs. Jack Bogle on active management of bonds

^^^ NicoleVM, welcome! I moved your post into the on-going thread.

You have to be fast around here, as we've been discussing this for a few days. You've found a new article which will add another perspective. Feel free to add your own.
by LadyGeek
Mon Oct 20, 2014 8:13 pm
 
Forum: Investing - Theory, News & General
Topic: Pimco vs. Jack Bogle on active management of bonds
Replies: 18
Views: 1940

Re: opening offshore bank account

This thread is now in the Investing - Theory, News & General forum (general banking question).

Please stay factual. Opinions of the law or government reporting process (regardless of the country) are off-topic.
by LadyGeek
Mon Oct 20, 2014 8:02 pm
 
Forum: Investing - Theory, News & General
Topic: opening offshore bank account
Replies: 10
Views: 955

Re: "I've had it" at work - how often

For those looking to vent, redirect your stress into something productive: Pull-ups and Push-ups

You don't need any special equipment, make use of your available space. If you need creative ideas, post in the referenced thread.
by LadyGeek
Mon Oct 20, 2014 4:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 148
Views: 11050

Re: online shopping for laptop PC

This thread is now in the Personal Consumer Issues forum (shopping for PC).
by LadyGeek
Mon Oct 20, 2014 3:41 pm
 
Forum: Personal Consumer Issues
Topic: online shopping for laptop PC
Replies: 18
Views: 845

Re: Ting Referral

Offering referral codes is not permitted in this forum. Members are personally benefiting from this situation, which constitutes solicitation for business. See: Forum Policy No Solicitation or Link Farming Please do not solicit business or website traffic on this forum. A discreet link to your pers...
by LadyGeek
Mon Oct 20, 2014 3:28 pm
 
Forum: Personal Consumer Issues
Topic: Ting Referral
Replies: 4
Views: 298

Re: I feel I did the Right thing , but NOW WHAT?

I'd get it fixed yourself. Windshields are relatively cheap for most cars. By "getting it fixed yourself," I think Cherokee8215 means that you should take it to a reputable shop that specializes in windshield repair. This is most definitely not a DIY (Do It Yourself) project. Call your in...
by LadyGeek
Sun Oct 19, 2014 8:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: I feel I did the Right thing , but NOW WHAT?
Replies: 35
Views: 4726

Re: Quicken/Vanguard Transaction Problems

Are any of your Vanguard accounts labeled "zzz Vanguard"? If so, see this thread: Vanguard Recommending Quicken Changes
by LadyGeek
Sun Oct 19, 2014 5:32 pm
 
Forum: Personal Consumer Issues
Topic: Quicken/Vanguard Transaction Problems
Replies: 3
Views: 305

Re: I feel I did the Right thing , but NOW WHAT?

... And because this Forum is PUBLIC, and you are involved in a legal case, please be careful NOT TO INCLUDE DETAILS THAT COULD BE LINKED TO YOU. (Some very simple online searches can "find" a surprising amount of information.)... Narcissa - ResearchMed is correct. This forum is heavily i...
by LadyGeek
Sun Oct 19, 2014 5:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: I feel I did the Right thing , but NOW WHAT?
Replies: 35
Views: 4726

Re: 401a 's: TIAA-CREF vs Vanguard vs Fidelity

FYI - I removed the college's name, as it is personally identifiable information. This forum is heavily indexed by google. Information posted here can be linked with information found elsewhere. We don't usually need to the name of the employer to answer the question. HikerNC has provided some insig...
by LadyGeek
Sun Oct 19, 2014 5:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401a 's: TIAA-CREF vs Vanguard vs Fidelity
Replies: 5
Views: 406

Re: Why not 100% Stocks?

The above is an often discussed point of contention which won't be resolved here. See the wiki: Owning vs renting (Impact on portfolio (negative bonds)) Feel free to continue the discussion in the referenced thread: Mortgage as a "reverse bond" in Allocation Planning , or start a new thread.
by LadyGeek
Sun Oct 19, 2014 4:50 pm
 
Forum: Investing - Theory, News & General
Topic: Why not 100% Stocks?
Replies: 274
Views: 20230

Re: Computer codes availability at indep. repair garages?

I paid $33 (including tacks), which is 50 cents cheaper than if I bought a cheap synthetic oil (0W - 20W) and filter. It's not worth it to change the oil myself. What are the tacks for? It was an intentional misspelling of "tax" - "$33 with tax included." I didn't think anyone w...
by LadyGeek
Sun Oct 19, 2014 1:10 pm
 
Forum: Personal Consumer Issues
Topic: Computer codes availability at indep. repair garages?
Replies: 42
Views: 1799

Re: Help me choose... [Retirement withdrawal strategy]

This thread is now in the Personal Finance (Not Investing) forum (retirement planning). I also retitled the thread. The wiki has some background info: - Withdrawal methods - Bucket strategies: Other bucket strategies - An approach developed by Boglehead member longinvest: Variable percentage withdra...
by LadyGeek
Sun Oct 19, 2014 10:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Help me choose... [Retirement withdrawal strategy]
Replies: 12
Views: 1238

Re: Computer codes availability at indep. repair garages?

I paid $33 (including tacks), which is 50 cents cheaper than if I bought a cheap synthetic oil (0W - 20W) and filter. It's not worth it to change the oil myself. What are the tacks for? It was an intentional misspelling of "tax" - "$33 with tax included." I didn't think anyone w...
by LadyGeek
Sun Oct 19, 2014 9:36 am
 
Forum: Personal Consumer Issues
Topic: Computer codes availability at indep. repair garages?
Replies: 42
Views: 1799

Re: Health care tilt

Please stay on-topic, which is the investing aspects of tilting towards the health care sector.
by LadyGeek
Sat Oct 18, 2014 5:45 pm
 
Forum: Investing - Theory, News & General
Topic: Health care tilt
Replies: 75
Views: 3337

Re: If those airline passengers get sick- airline stocks wil

Please stay on-topic, which is the effect on stocks. Health and pandemic issues are off-topic.
by LadyGeek
Sat Oct 18, 2014 5:29 pm
 
Forum: Investing - Theory, News & General
Topic: If those airline passengers get sick- airline stocks will
Replies: 22
Views: 1618

Re: Cash in liquid savings

OK, that's a good start. The main thing which drives what you invest in is this question: When do you need the money? For retirement, you go the long-term high risk (lots of stocks) approach. For short-term, like a few years, you go with CDs or bonds (e.g. total market bond fund). The problem with b...
by LadyGeek
Sat Oct 18, 2014 4:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Cash in liquid savings
Replies: 13
Views: 1158

Re: Vanguard Survey warning

^^^ Also, a malware scanner like Malwarebytes . You only need the free download. No registration is required. Read this article from Vanguard: How to protect yourself from phishing scams Did the email meet all of the criteria as shown in the article? If you're not sure, forward the email to phish@va...
by LadyGeek
Sat Oct 18, 2014 3:55 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard Survey warning
Replies: 9
Views: 1327

Re: Cash in liquid savings

Set a threshold on the maximum amount of cash you want to hold. Do you have any investing goals set yet, such as buying a house? Or, is everything you want to do in the next few years already done (new car, etc.)? The idea is you should already have a plan in place on what to do. It's called an Inve...
by LadyGeek
Sat Oct 18, 2014 3:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: Cash in liquid savings
Replies: 13
Views: 1158

Re: Vanguard Survey warning

I didn't get this email, but I suggest logging into your Vanguard account. If they sent you a request to take the survey, it will be listed in your messages.
by LadyGeek
Sat Oct 18, 2014 3:28 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard Survey warning
Replies: 9
Views: 1327

Re: Why are 401k plans expensive?

FYI - New member kevindpt has questions on his 401(k) plan expenses, along with a request for help on how to manage his contributions.

I moved his post into a new thread: Why are 401k plans expensive? [Help with plan, portfolio]
by LadyGeek
Sat Oct 18, 2014 1:50 pm
 
Forum: Investing - Theory, News & General
Topic: Why are 401k plans expensive?
Replies: 39
Views: 2960

Re: Long term return forecast [Research Affil. Expected retu

I'd like to point out that this is more than an article. It's a complete set of data with image and spreadsheet usable data exports available. Click on each menu: Equities, Fixed Income, Currencies, Commodities, and Risk; then scroll down and look for "Generate Image" and "Export Data...
by LadyGeek
Sat Oct 18, 2014 1:32 pm
 
Forum: Investing - Theory, News & General
Topic: Long term return forecast [Research Affil. Expected returns]
Replies: 27
Views: 1725

Re: Long term return forecast [Research Affil. Expected retu

FYI - I merged Browser's thread into here. I also retitled the thread.
by LadyGeek
Sat Oct 18, 2014 11:41 am
 
Forum: Investing - Theory, News & General
Topic: Long term return forecast [Research Affil. Expected returns]
Replies: 27
Views: 1725

Re: Allow OP to lock thread?

Although I appreciate the this site, it would be helpful if comments could be upvoted since a 100 post thread can have the best answer in post 37 and thus buried. That's been discussed before: Why not add a "like" button to Boglehead posts? (not going to happen) and the other perspective ...
by LadyGeek
Fri Oct 17, 2014 10:24 pm
 
Forum: Forum Issues and Administration
Topic: Allow OP to lock thread?
Replies: 17
Views: 1349

Re: Email on specific words

There's no feature to email on a certain word. hand has a good suggestion.
by LadyGeek
Fri Oct 17, 2014 9:54 pm
 
Forum: Forum Issues and Administration
Topic: Email on specific words
Replies: 3
Views: 407

Re: Allow OP to lock thread?

^^^ This. There are countless times when someone adds useful information to a thread. As stated previously, there's no sense starting a new topic when an older existing one will do just fine. Otherwise, the information gets scattered and reduces the productivity of the discussion. Also consider that...
by LadyGeek
Fri Oct 17, 2014 9:49 pm
 
Forum: Forum Issues and Administration
Topic: Allow OP to lock thread?
Replies: 17
Views: 1349

Re: When can I afford to buy a home?

This thread is now in the Personal Finance (Not Investing) forum (buying a home - financial aspects).
by LadyGeek
Fri Oct 17, 2014 8:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: When can I afford to buy a home?
Replies: 21
Views: 2455

Re: Livesoft - Thank you

Streptococcus wrote:I guess admin is going to lock this one up.

No way. We've got a forum for that. This thread is now in the Local Chapters and Bogleheads Community forum (Boglehead).

Also thanks, livesoft.
by LadyGeek
Fri Oct 17, 2014 8:55 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Livesoft - Thank you
Replies: 37
Views: 4001

Re: Making an offer today

This thread is now in the Personal Finance (Not Investing) (buying a home - financial aspects).

Here's the previous thread: Leaning towards buying a 1-BR condo in Bay Area

DJB - I also fixed your list format in the first post.
by LadyGeek
Fri Oct 17, 2014 5:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Making an offer today
Replies: 19
Views: 2379

Re: New House Built on a Wrong Lot

This thread has run its course and is locked (not personal nor actionable). See: Forum Policy

...Note that topics must be directly connected to your (or your friend's or family's) financial life. General comments or complaints about these topics will be locked or removed.
by LadyGeek
Fri Oct 17, 2014 3:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: New House Built on a Wrong Lot
Replies: 9
Views: 1714

Re: How to move 8 figure portfolio and minimize capital gain

This thread is now in the Investing - Help with Personal Investments forum (help with tax-efficient portfolio management).

I also removed a few off-topic comments.
by LadyGeek
Thu Oct 16, 2014 10:33 pm
 
Forum: Investing - Help with Personal Investments
Topic: How to move 8 figure portfolio and minimize capital gains?
Replies: 10
Views: 2030

Re: Monte Carlo Simulation

I fixed the spelling in the the title "Monty" to "Monte" (Sydney - great 1st reply. :) ) "Monte Carlo" means nothing more than "statistical simulation." It says nothing on how the simulation is done. Wikipedia has an explanation: Monte Carlo method for a gener...
by LadyGeek
Thu Oct 16, 2014 10:20 pm
 
Forum: Investing - Theory, News & General
Topic: Monte Carlo Simulation
Replies: 9
Views: 773

Re: Got my first cold call - does this mean I've 'made it?'

This thread is now in the Personal Finance (Not Investing) forum (investing sales attempts).

I get occasional cold calls to my work number. I have some fun, but have to remember that I'm at work which limits my actions. I did, however, ask work to block the number.
by LadyGeek
Thu Oct 16, 2014 9:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Got my first cold call - does this mean I've 'made it?'
Replies: 26
Views: 4793

Re: Question - Being a Trustee

A good friend of mine runs a successful business and he wants to set up a trust... Emphasis on "good friend of mine." As stated a lot of times: Never do business with friends or relatives. You'll lose your friends and can't get rid of your relatives. If this person was not your friend, wo...
by LadyGeek
Thu Oct 16, 2014 9:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question - Being a Trustee
Replies: 19
Views: 1232

Re: Home Depot Warranty not honored

This thread is now in the Personal Consumer Issues forum (Home Despot).
by LadyGeek
Thu Oct 16, 2014 8:44 pm
 
Forum: Personal Consumer Issues
Topic: Home Depot Warranty not honored
Replies: 26
Views: 2981

Re: Any active duty military familiar with TSP?

Frugal, welcome!

The wiki has a good summary: Thrift Savings Plan

As HurdyGurdy notes (and beat me to the punch), we give extra attention to our US Military members. I encourage your wife (and you) to take a look this wiki article: Military finances. Have her pass it around to her buddies.
by LadyGeek
Thu Oct 16, 2014 8:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Any active duty military familiar with TSP?
Replies: 19
Views: 864

Re: How did you get from $1M to $10M

This thread has run its course and is locked (question has been answered, no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are...
by LadyGeek
Thu Oct 16, 2014 8:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: How did you get from $1M to $10M
Replies: 46
Views: 3994

Re: Question - Being a Trustee

This thread is now in the Personal Finance (Not Investing) forum (trustee).
by LadyGeek
Thu Oct 16, 2014 7:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question - Being a Trustee
Replies: 19
Views: 1232

Re: Retired, my viewpoint has changed again.

To help decode the acronym (which is specific to this forum), see the wiki: Variable percentage withdrawal Questions on this method should be posted in the associated thread: Variable Percentage Withdrawal To explain, a member (longinvest) had an idea for a withdrawal strategy and developed a spread...
by LadyGeek
Thu Oct 16, 2014 5:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retired, my viewpoint has changed again.
Replies: 22
Views: 3125
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