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Re: Dubai trip

This thread is now in the Personal Consumer Issues forum (travel).
by LadyGeek
Fri Oct 24, 2014 11:26 pm
 
Forum: Personal Consumer Issues
Topic: Dubai trip
Replies: 7
Views: 569

Re: How do you wash your car?

I use Meguiar's Deep Crystal Car Wash diluted in a bucket of water per instructions. Apply with sponge using elbow grease as needed. Dry with a cloth towel.
by LadyGeek
Fri Oct 24, 2014 11:23 pm
 
Forum: Personal Consumer Issues
Topic: How do you wash your car?
Replies: 141
Views: 5987

Re: Best health insurance plan for a bad year (cancer)?

Welcome! May I suggest you delete your poll? Selecting a health plan is not something you should decide based on an anonymous poll. You have no idea who is making the selections or why . It's critical that you understand the reasons for deciding each plan, which can only come from a detailed discuss...
by LadyGeek
Fri Oct 24, 2014 10:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best health insurance plan for a bad year (cancer)?
Replies: 11
Views: 358

Re: How do you wash your car?

I removed a few off-topic comments which challenged someone's response to the poll. Let's take it at face value and assume the response is accurate.
by LadyGeek
Fri Oct 24, 2014 10:42 pm
 
Forum: Personal Consumer Issues
Topic: How do you wash your car?
Replies: 141
Views: 5987

Re: Thank You!!! Bogleheads Conference #13 (2014)

Sure. First, a summary of administrative details: - Do not mention the location (other than it was in Philadelphia), restaurant names, or the dates for next year. - Please give the photographers, Pongo and family_doc, a week or two to get their editing done. Pongo will upload his photos and post a l...
by LadyGeek
Fri Oct 24, 2014 10:00 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Thank You!!! Bogleheads Conference #13 (2014)
Replies: 7
Views: 853

Re: Thank You!!! Bogleheads Conference #13 (2014)

I retitled the thread...

I'm back home and want to say I had a blast. It was great meeting everyone.

I've contacted the appropriate people and expect to get copies of the slide packages for posting in the wiki. Give everyone a few days to get organized.
by LadyGeek
Fri Oct 24, 2014 8:48 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Thank You!!! Bogleheads Conference #13 (2014)
Replies: 7
Views: 853

Re: Investment Advice Please - boglehead redux

sblake - You started a duplicate post in hopes of getting more responses. It's better to just bump this thread to keep everything in one spot.

^^^ Grt2bOutdoors has responded in the duplicate thread, which I moved into here. I removed your duplicate post.
by LadyGeek
Fri Oct 24, 2014 7:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investment Advice Please - boglehead redux
Replies: 8
Views: 636

Re: Viewing forum on iPhone - font too small

Since we're now discussing the upcoming forum software release, this thread is back in the Forum Issues and Administration forum. Alex, the new version looks snazzy. I'll channel an old job's philosophy here though -- I would want this done right, not first. So I'll look forward when it arrives, but...
by LadyGeek
Fri Oct 24, 2014 7:40 pm
 
Forum: Forum Issues and Administration
Topic: Viewing forum on iPhone - font too small
Replies: 19
Views: 1124

Re: Viewing forum on iPhone - font too small

Bear in mind that phpBB 3.1 has not yet been officially released. After that happens, allow some time for customizing, test, test again to be sure it's ready for deployment.
by LadyGeek
Fri Oct 24, 2014 5:30 pm
 
Forum: Forum Issues and Administration
Topic: Viewing forum on iPhone - font too small
Replies: 19
Views: 1124

Re: Adoption [Experience from those who have adopted]

I retitled the thread for clarity. The OP is looking for personal experience from those who have adopted.
by LadyGeek
Fri Oct 24, 2014 5:14 pm
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 9
Views: 764

Re: Example of Investment advisor fraud

This thread has run its course and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member....
by LadyGeek
Fri Oct 24, 2014 5:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Example of Investment advisor fraud
Replies: 2
Views: 488

Re: question on selling real estate costs

This thread is now in the Personal Finance (Not Investing) forum (real estate transaction costs).
by LadyGeek
Fri Oct 24, 2014 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: question on selling real estate costs
Replies: 13
Views: 703

Re: How to buy oil in the stock market?

This thread has run its course and is locked (gone off-topic to discuss nuclear physics).
by LadyGeek
Fri Oct 24, 2014 4:57 pm
 
Forum: Investing - Theory, News & General
Topic: How to buy oil in the stock market?
Replies: 32
Views: 1705

Re: How to buy oil in the stock market?

Your best bet in a publically traded vehicle is a Master Limited Partnership that has assets in oil production or oil pipelines. Some of them own producing oil wells and make their money by selling the oil. When the price of oil goes up, so do their profits. Most of these involve the dreaded K-1 ta...
by LadyGeek
Fri Oct 24, 2014 6:52 am
 
Forum: Investing - Theory, News & General
Topic: How to buy oil in the stock market?
Replies: 32
Views: 1705

Re: How to buy oil in the stock market?

In reference to prior comments, please see: Forum Policy

We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.
by LadyGeek
Fri Oct 24, 2014 6:50 am
 
Forum: Investing - Theory, News & General
Topic: How to buy oil in the stock market?
Replies: 32
Views: 1705

Re: Historical corp bond annual returns?

Welcome! If you are having difficulty finding data (especially over the past 75 years), consider that indexing is a highly competitive business. Index providers consider their products to be intellectual property. A lot of information is not in the public domain for this reason. If the data is not p...
by LadyGeek
Thu Oct 23, 2014 11:16 pm
 
Forum: Investing - Theory, News & General
Topic: Historical corp bond annual returns?
Replies: 7
Views: 362

Re: Viewing forum on iPhone - font too small

Welcome! The decision on how to size the font is done by your browser, not the forum software. I put your thread into the Personal Consumer Issues forum to focus on configuring your iPhone 6. The use of an app is yet another way to display the forum (which is not going to be implemented here). It's ...
by LadyGeek
Thu Oct 23, 2014 11:02 pm
 
Forum: Forum Issues and Administration
Topic: Viewing forum on iPhone - font too small
Replies: 19
Views: 1124

Re: Long term return forecast

What exactly is the FX return? I assume it's currency. For Russia, they estimate a 3.8% real FX return. Why would I expect a 3.8% real return for holding a foreign currency? I don't get it. Still don't get it. Someone help me out? I'm not an expert, but I think this is what they mean: Introduction ...
by LadyGeek
Thu Oct 23, 2014 10:42 pm
 
Forum: Investing - Theory, News & General
Topic: Long term return forecast [Research Affil. Expected returns]
Replies: 33
Views: 2281

Re: IRS Announces new 401(k) contribution max for 2015 ($18,

Thanks, the wiki has a number of articles which need to be updated.
by LadyGeek
Thu Oct 23, 2014 10:31 pm
 
Forum: Investing - Theory, News & General
Topic: IRS Announces new 401(k) contribution max for 2015 ($18,000)
Replies: 34
Views: 4306

Re: I/EE Bonds Nov Rates and 2015 401K Limits?

Thanks. It's time to update the wiki. :)
by LadyGeek
Thu Oct 23, 2014 10:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: I/EE Bonds Nov Rates and 2015 401K Limits?
Replies: 30
Views: 4030

Re: Creating a 401k for my company through Employee Fiduciar

We appear to have a disagreement on governance of fiduciary standards. I think the points have been made on both sides, further discussion may not be productive.

Please stay on-topic, which is focused in the 401(k).
by LadyGeek
Thu Oct 23, 2014 10:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Creating a 401k for my company through Employee Fiduciary
Replies: 85
Views: 3262

Re: Squaring the Circle

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).
by LadyGeek
Thu Oct 23, 2014 7:10 am
 
Forum: Personal Finance (Not Investing)
Topic: [Wants current income and to leave an estate]
Replies: 9
Views: 709

Re: I/EE Bonds Nov Rates and 2015 401K Limits?

Caution on the source for that table. Footnote 1 states the 2015 IRS limits are projected . The only credible source is from the IRS, which is not used here. Social Security limits are based on : Social Security Announces 1.7 Percent Benefit Increase for 2015 , which states the maximum amount of ear...
by LadyGeek
Wed Oct 22, 2014 10:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: I/EE Bonds Nov Rates and 2015 401K Limits?
Replies: 30
Views: 4030

Re: Health care tilt

Please stay on-topic, which is the financial aspects tilting to the health care sector.

Nationalization of industries is off-topic (political, possibly conspiracy theory).
by LadyGeek
Tue Oct 21, 2014 10:01 pm
 
Forum: Investing - Theory, News & General
Topic: Health care tilt
Replies: 77
Views: 3715

Re: 2014 Annual Conference Bogleheads Vegans & Vegetarians

I merged SimpleFund's thread into here.

As Mel Lindauer requests, please do not mention the location or restaurant name.
by LadyGeek
Tue Oct 21, 2014 9:47 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: 2014 Annual Conference Bogleheads Vegans & Vegetarians
Replies: 9
Views: 863

Re: 2014 BOGLEHEADS CONFERENCE ANNOUNCEMENT

FYI - I moved a few questions regarding Wednesday's dinner into this thread: 2014 Annual Conference Bogleheads Vegans & Vegetarians

(Thread locked, the announcement is done for this year.)
by LadyGeek
Tue Oct 21, 2014 9:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: 2014 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 86
Views: 15048

Re: Seeking Retirement Portfolio Advice

SirLurkesAlot - I removed the link to your employer's fee info, as it contains personally identifiable information. This forum is heavily indexed by google. Information posted here can be linked with information found elsewhere on the internet. I sent you a PM, look in the upper left corner for (1 n...
by LadyGeek
Tue Oct 21, 2014 9:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Seeking Retirement Portfolio Advice
Replies: 4
Views: 548

Re: IRS Relents! Notice 2014-54 permits Basis Isolation

I removed a few off-topic comments. Please stay on-topic.
by LadyGeek
Tue Oct 21, 2014 8:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRS Relents! Notice 2014-54 permits Basis Isolation
Replies: 84
Views: 7874

Re: Sharebuilder, large account bonus - Good funds to use?

This thread is now in the Investing - Theory, News & General forum (general investing question).
by LadyGeek
Tue Oct 21, 2014 3:44 pm
 
Forum: Investing - Theory, News & General
Topic: Sharebuilder, large account bonus - Good funds to use?
Replies: 29
Views: 1053

Re: Local college invests 56% of assets in "alternatives"

This thread is now in the Investing - Theory, News & General forum (alternative investments).

Please stay factual and on-topic.

Culinary opinions of Zooplankton should be discussed in the Personal Consumer Issues forum.
by LadyGeek
Mon Oct 20, 2014 9:53 pm
 
Forum: Investing - Theory, News & General
Topic: Local college invests 56% of assets in "alternatives"
Replies: 29
Views: 2834

Re: opening offshore bank account

The OP is looking for protection from creditors, which is a totally different animal. Take a look in the wiki: Asset protection

For specific questions on asset protection, start a thread in the Personal Finance (Not Investing) forum.
by LadyGeek
Mon Oct 20, 2014 9:14 pm
 
Forum: Investing - Theory, News & General
Topic: opening offshore bank account
Replies: 10
Views: 999

Re: Individual Bonds versus Bond Funds - Again

Individual bonds vs. a bond fund is a topic of frequent debate, much like lump sum vs. dollar cost averaging. The disagreements can get heated. The wiki provides a summary: Individual bonds vs a bond fund Updates to the wiki are welcome, but they'll need to represent a consensus. Update: I added the...
by LadyGeek
Mon Oct 20, 2014 8:43 pm
 
Forum: Investing - Theory, News & General
Topic: Individual Bonds versus Bond Funds - Again
Replies: 17
Views: 1223

Re: Shoes for Plantar Fasciitis?

As a reminder, medical issues (claims to help a condition) are off-topic. See: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest you start with the Medical Library Association's User's Gu...
by LadyGeek
Mon Oct 20, 2014 8:22 pm
 
Forum: Personal Consumer Issues
Topic: Shoes for Plantar Fasciitis?
Replies: 47
Views: 2267

Re: Pimco vs. Jack Bogle on active management of bonds

^^^ NicoleVM, welcome! I moved your post into the on-going thread.

You have to be fast around here, as we've been discussing this for a few days. You've found a new article which will add another perspective. Feel free to add your own.
by LadyGeek
Mon Oct 20, 2014 8:13 pm
 
Forum: Investing - Theory, News & General
Topic: Pimco vs. Jack Bogle on active management of bonds
Replies: 18
Views: 1976

Re: opening offshore bank account

This thread is now in the Investing - Theory, News & General forum (general banking question).

Please stay factual. Opinions of the law or government reporting process (regardless of the country) are off-topic.
by LadyGeek
Mon Oct 20, 2014 8:02 pm
 
Forum: Investing - Theory, News & General
Topic: opening offshore bank account
Replies: 10
Views: 999

Re: "I've had it" at work - how often

For those looking to vent, redirect your stress into something productive: Pull-ups and Push-ups

You don't need any special equipment, make use of your available space. If you need creative ideas, post in the referenced thread.
by LadyGeek
Mon Oct 20, 2014 4:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12319

Re: online shopping for laptop PC

This thread is now in the Personal Consumer Issues forum (shopping for PC).
by LadyGeek
Mon Oct 20, 2014 3:41 pm
 
Forum: Personal Consumer Issues
Topic: online shopping for laptop PC
Replies: 23
Views: 1268

Re: Ting Referral

Offering referral codes is not permitted in this forum. Members are personally benefiting from this situation, which constitutes solicitation for business. See: Forum Policy No Solicitation or Link Farming Please do not solicit business or website traffic on this forum. A discreet link to your pers...
by LadyGeek
Mon Oct 20, 2014 3:28 pm
 
Forum: Personal Consumer Issues
Topic: Ting Referral
Replies: 4
Views: 331

Re: I feel I did the Right thing , but NOW WHAT?

I'd get it fixed yourself. Windshields are relatively cheap for most cars. By "getting it fixed yourself," I think Cherokee8215 means that you should take it to a reputable shop that specializes in windshield repair. This is most definitely not a DIY (Do It Yourself) project. Call your in...
by LadyGeek
Sun Oct 19, 2014 8:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: I feel I did the Right thing , but NOW WHAT?
Replies: 36
Views: 5202

Re: Quicken/Vanguard Transaction Problems

Are any of your Vanguard accounts labeled "zzz Vanguard"? If so, see this thread: Vanguard Recommending Quicken Changes
by LadyGeek
Sun Oct 19, 2014 5:32 pm
 
Forum: Personal Consumer Issues
Topic: Quicken/Vanguard Transaction Problems
Replies: 5
Views: 497

Re: I feel I did the Right thing , but NOW WHAT?

... And because this Forum is PUBLIC, and you are involved in a legal case, please be careful NOT TO INCLUDE DETAILS THAT COULD BE LINKED TO YOU. (Some very simple online searches can "find" a surprising amount of information.)... Narcissa - ResearchMed is correct. This forum is heavily i...
by LadyGeek
Sun Oct 19, 2014 5:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: I feel I did the Right thing , but NOW WHAT?
Replies: 36
Views: 5202

Re: 401a 's: TIAA-CREF vs Vanguard vs Fidelity

FYI - I removed the college's name, as it is personally identifiable information. This forum is heavily indexed by google. Information posted here can be linked with information found elsewhere. We don't usually need to the name of the employer to answer the question. HikerNC has provided some insig...
by LadyGeek
Sun Oct 19, 2014 5:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401a 's: TIAA-CREF vs Vanguard vs Fidelity
Replies: 10
Views: 799

Re: Why not 100% Stocks?

The above is an often discussed point of contention which won't be resolved here. See the wiki: Owning vs renting (Impact on portfolio (negative bonds)) Feel free to continue the discussion in the referenced thread: Mortgage as a "reverse bond" in Allocation Planning , or start a new thread.
by LadyGeek
Sun Oct 19, 2014 4:50 pm
 
Forum: Investing - Theory, News & General
Topic: Why not 100% Stocks?
Replies: 274
Views: 20508

Re: Computer codes availability at indep. repair garages?

I paid $33 (including tacks), which is 50 cents cheaper than if I bought a cheap synthetic oil (0W - 20W) and filter. It's not worth it to change the oil myself. What are the tacks for? It was an intentional misspelling of "tax" - "$33 with tax included." I didn't think anyone w...
by LadyGeek
Sun Oct 19, 2014 1:10 pm
 
Forum: Personal Consumer Issues
Topic: Computer codes availability at indep. repair garages?
Replies: 42
Views: 1820

Re: Help me choose... [Retirement withdrawal strategy]

This thread is now in the Personal Finance (Not Investing) forum (retirement planning). I also retitled the thread. The wiki has some background info: - Withdrawal methods - Bucket strategies: Other bucket strategies - An approach developed by Boglehead member longinvest: Variable percentage withdra...
by LadyGeek
Sun Oct 19, 2014 10:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Help me choose... [Retirement withdrawal strategy]
Replies: 12
Views: 1269

Re: Computer codes availability at indep. repair garages?

I paid $33 (including tacks), which is 50 cents cheaper than if I bought a cheap synthetic oil (0W - 20W) and filter. It's not worth it to change the oil myself. What are the tacks for? It was an intentional misspelling of "tax" - "$33 with tax included." I didn't think anyone w...
by LadyGeek
Sun Oct 19, 2014 9:36 am
 
Forum: Personal Consumer Issues
Topic: Computer codes availability at indep. repair garages?
Replies: 42
Views: 1820

Re: Health care tilt

Please stay on-topic, which is the investing aspects of tilting towards the health care sector.
by LadyGeek
Sat Oct 18, 2014 5:45 pm
 
Forum: Investing - Theory, News & General
Topic: Health care tilt
Replies: 77
Views: 3715
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