Search found 13764 matches

by LadyGeek
Fri Aug 28, 2015 11:03 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 299
Views: 151104

Re: Suggestions for the Wiki

FYI - I moved FiveK's suggestion into a stand-alone thread. See: [Wiki suggestion] Invest in taxable or 401(k)?
by LadyGeek
Fri Aug 28, 2015 11:00 pm
Forum: Investing - Theory, News & General
Topic: [Wiki suggestion] Invest in taxable or 401(k)?
Replies: 4
Views: 87

Re: Suggestions for the Wiki

FiveK is suggesting to modify the wiki's 401(k) article on Expensive or mediocre choices I've made some changes, but there is some disagreement. Here's the original version: Revision as of 20:23, 19 June 2015 I split this discussion into a new thread so we can get a consensus on the proposed update....
by LadyGeek
Fri Aug 28, 2015 8:30 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 299
Views: 151104

Re: Suggestions for the Wiki

Please update the wiki with the text in the first post of this thread. https://www.bogleheads.org/forum/viewtopic.php?f=10&t=172568&start=50 Thanks to Roothy, this is now a Bogleheads community effort. We have a draft page in process and comments are being solicited in TLH for absolute dumm...
by LadyGeek
Fri Aug 28, 2015 8:23 pm
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 77
Views: 3489

Re: TLH for absolute dummies [Tax Loss Harvesting]

There's enough content to justify a new stand-alone wiki article. For now, I've created a draft wiki page. It's not linked to anything else in the wiki, so we're free to update / experiment as needed. See: User:LadyGeek/Tax loss harvesting for beginners When done, it will be linked in with the main ...
by LadyGeek
Fri Aug 28, 2015 8:00 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle: How to handle the market's wild ride
Replies: 10
Views: 805

Re: Jack Bogle: How to handle the market's wild ride

I merged Howard Donnelly's thread into here, the combined thread is now in the Investing - Theory, News & General forum (news). I also retitled the thread.
by LadyGeek
Fri Aug 28, 2015 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: VTI - "Market" order type
Replies: 28
Views: 2139

Re: VTI - "Market" order type

The wiki has some background info: Interactive Brokers
by LadyGeek
Fri Aug 28, 2015 6:16 pm
Forum: Investing - Theory, News & General
Topic: [Wiki suggestion] Invest in taxable or 401(k)?
Replies: 4
Views: 87

[Wiki suggestion] Invest in taxable or 401(k)?

In http://www.bogleheads.org/wiki/401%28k%29#Expensive_or_mediocre_choices it says "A reasonable rule of thumb is to consider investing in a taxable account if the product of the extra costs and the number of years you will stay in the plan exceeds 30%."... Hi, Sorry for the delay. I took...
by LadyGeek
Fri Aug 28, 2015 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you donate to your kid's public school?
Replies: 60
Views: 3507

Re: How much do you donate to your kid's public school?

This thread has run its course and is locked (topic exhausted, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of ...
by LadyGeek
Fri Aug 28, 2015 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Checking if my house has any Liens on it
Replies: 21
Views: 946

Re: Checking if my house has any Liens on it

This thread is now in the Personal Finance (Not Investing) forum (property title). ...here I was thinking all I needed was my home insurance for the house. Do companies like Geico offer title insurance ? Here's some background info: Title Insurance: Why a Home Buyer Needs It | Nolo.com Did you know ...
by LadyGeek
Fri Aug 28, 2015 5:27 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking suggestions on how to invest my money [22 years old]
Replies: 15
Views: 1060

Re: Seeking suggestions on how to invest my money [22 years old]

Have patience, let's hold off on bumping this thread for a while. Give it a day or two. You're getting good advice on the Canadian side: Seeking suggestions on how to invest my money [22 years old] - Financial Wisdom Forum What do you think about Flaccidsteele's suggestion to combine USD and CAD int...
by LadyGeek
Fri Aug 28, 2015 4:52 pm
Forum: Investing - Theory, News & General
Topic: Wash Sale Quiz!
Replies: 38
Views: 1718

Re: Wash Sale Quiz!

Quiz question: Does Kaye Thomas mention 401(k)s in his wash sale write-ups at his fairmark.com? How about in his forum? I couldn't find anything at fairmark.com. ( Kaye Thomas 401(k) wash sale fairmark.com - Google Search ) However, I did find this discussion in a tax forum: 401(k) & Wash Sales...
by LadyGeek
Fri Aug 28, 2015 4:34 pm
Forum: Investing - Theory, News & General
Topic: Wash Sale Quiz!
Replies: 38
Views: 1718

Re: Wash Sale Quiz!

I received a PM requesting that the wiki be updated to remove all mention of 401(k)s, as the IRS does not mention them in any of these references: - Publication 550 (2014), Investment Income and Expenses - Internal Revenue Bulletin - January 22, 2008 - Rev. Rul. 2008-5 I would tend to agree, but the...
by LadyGeek
Fri Aug 28, 2015 11:43 am
Forum: Investing - Theory, News & General
Topic: Substitutes for WSJ Personal Finance and Investing Article
Replies: 16
Views: 1848

Re: Substitutes for WSJ Personal Finance and Investing Article

FYI - I merged CrossOverGuy's thread into here.
by LadyGeek
Fri Aug 28, 2015 11:32 am
Forum: Personal Consumer Issues
Topic: Has anyone actually used gold or silver coins for a purchase?
Replies: 57
Views: 3156

Re: Has anyone actually used gold or silver coins for a purchase?

This thread has run its course and is locked (derailed, now discussing economic policy). See: Non-actionable (Trolling) Topics UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples i...
by LadyGeek
Fri Aug 28, 2015 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Retirement saving options for business owner employee
Replies: 11
Views: 429

Re: Retirement saving options for business owner employee

He's not much of a computer guy, but I'll look through it. Thank you. I'm sensing that he's asking you for help because he knows something is wrong, but doesn't know why. The first rule is "never do business with friends or relatives, as you'll lose your friends and you can't get rid of your r...
by LadyGeek
Fri Aug 28, 2015 10:50 am
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 77
Views: 3489

Re: TLH for absolute dummies [Tax Loss Harvesting]

I'd like to forward this to the "suggestions" page of the wiki. Thanks for doing this. When you're ready to make your suggestion in Suggestions for the Wiki , just make a brief note (please update the wiki, see this thread). That will flag the wiki editors to let them know you're ready to...
by LadyGeek
Thu Aug 27, 2015 9:39 pm
Forum: Personal Consumer Issues
Topic: Nissan Versa Note SV
Replies: 14
Views: 853

Re: Nissan Versa Note SV

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Thu Aug 27, 2015 8:44 pm
Forum: Investing - Theory, News & General
Topic: [Wiki suggestion] Invest in taxable or 401(k)?
Replies: 4
Views: 87

Re: Suggestions for the Wiki

Hi,

Sorry for the delay. I took a stab at updating the wiki: 401(k)

I also PM'd another wiki editor who might be able to help further, especially about the changes in tax laws and assumptions.
by LadyGeek
Thu Aug 27, 2015 8:17 pm
Forum: Investing - Theory, News & General
Topic: Laughs for the Bogleheads, courtesy of the Onion [Jim Cramer]
Replies: 8
Views: 2046

Re: Laughs for the Bogleheads, courtesy of the Onion [Jim Cramer]

This thread has run its course and is locked (general rant, stupidity of others). See: Unacceptable Topics UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅ ...
by LadyGeek
Thu Aug 27, 2015 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement saving options for business owner employee
Replies: 11
Views: 429

Re: Retirement saving options for business owner employee

Show him this wiki page: Employer retirement plans overview

If you can, post some details and we'll point him in the right direction. Or, have him join the forum and ask directly.
by LadyGeek
Thu Aug 27, 2015 7:40 pm
Forum: Investing - Theory, News & General
Topic: NPR story, Stock market is wealth indicator of top 1% - HUH??
Replies: 8
Views: 1042

Re: NPR story, Stock market is wealth indicator of top 1% - HUH??

This thread has run its course and is locked (rich people). See: Unacceptable Topics UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic,...
by LadyGeek
Thu Aug 27, 2015 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: What would YOU want from a financial advisor?
Replies: 38
Views: 3336

Re: What would YOU want from a financial advisor?

This thread is now in the Personal Finance (Not Investing) forum (financial advisor). See the wiki - It is very important to understand the difference between: - an Investment adviser and - a Financial planner as both can be called "financial advisor." Do your due diligence; both of these ...
by LadyGeek
Thu Aug 27, 2015 4:31 pm
Forum: Investing - Help with Personal Investments
Topic: Was about to change from 100% equity to 80%. Now what?
Replies: 69
Views: 4806

Re: Was about to change from 100% equity to 80%. Now what?

I removed some off-topic comments, continuity may be lost. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. This thread has 52 posts and 3215 views. That's more...
by LadyGeek
Wed Aug 26, 2015 9:05 pm
Forum: Personal Consumer Issues
Topic: Has anyone actually used gold or silver coins for a purchase?
Replies: 57
Views: 3156

Re: Has anyone actually used gold or silver coins for a purchase?

This thread is now in the Personal Consumer Issues forum (coins).

Please stay focused on the coin aspect, not economic policy.
by LadyGeek
Wed Aug 26, 2015 9:02 pm
Forum: Personal Consumer Issues
Topic: Time to upgrade my HVAC?
Replies: 20
Views: 1371

Re: Time to upgrade my HVAC?

This thread is now in the Personal Consumer Issues forum (HVAC).
by LadyGeek
Wed Aug 26, 2015 8:56 pm
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 77
Views: 3489

Re: TLH for absolute dummies [Tax Loss Harvesting]

I updated the wiki so the pages link to each other. Look under the "See also" section: Wash sale Until things settle out, I've also linked back to this thread from: Tax loss harvesting ("External links") This is a collaborative effort, all wiki editors are welcome to edit the pag...
by LadyGeek
Wed Aug 26, 2015 8:04 pm
Forum: Investing - Help with Personal Investments
Topic: TSP Maxed out, what next?
Replies: 5
Views: 445

Re: TSP Maxed out, what next?

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). JSpin, Welcome! I moved your topic. BTW, you can get our attention quicker by reporting the post - the "!" in the top right corner of each post. One of the reasons is "Wrong forum." This ...
by LadyGeek
Wed Aug 26, 2015 7:58 pm
Forum: Investing - Theory, News & General
Topic: "What to do during market volatility? Perhaps nothing."
Replies: 5
Views: 586

Re: "What to do during market volatility? Perhaps nothing."

FYI - I moved tennisplyr's thread into here.
by LadyGeek
Wed Aug 26, 2015 7:51 pm
Forum: Personal Consumer Issues
Topic: What about the Ford Edge? [Revised for 2015 model]
Replies: 89
Views: 5377

Re: What about the Ford Edge? [Revised for 2015 model]

Browser - Do you have plans to purchase a vehicle any time soon? This upcoming weekend is the last of the month. Forget the Labor Day sales, dealers are getting antsy to meet the month's sales quotas. Prior to the Murano we just traded in, we purchased a new one. It was the last day of the month and...
by LadyGeek
Wed Aug 26, 2015 7:39 pm
Forum: Investing - Theory, News & General
Topic: Wash Sale Quiz!
Replies: 38
Views: 1718

Re: Wash Sale Quiz!

This thread is now in the Investing - Theory, News & General forum (investing quiz). Here's the reference material: Wash sale Is there anything that needs to be changed? Extra credit - read TLH for absolute dummies [Tax Loss Harvesting] and help untangle the wash sale vs. tax loss harvesting con...
by LadyGeek
Wed Aug 26, 2015 7:30 pm
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 77
Views: 3489

Re: TLH for absolute dummies [Tax Loss Harvesting]

This thread is now in the Investing - Theory, News & General forum (theory). I retitled the thread to help with the acronyms. Roothy, I like what you're doing. Ultimately, this could find its way in the Wiki page, which seems a bit lacking in specifics and clarity, given the number of TLH thread...
by LadyGeek
Wed Aug 26, 2015 4:59 pm
Forum: Personal Consumer Issues
Topic: What about the Ford Edge? [Revised for 2015 model]
Replies: 89
Views: 5377

Re: What about the Ford Edge? [Revised for 2015 model]

If it makes you feel any better, the Murano designers did a major mess-up on that "swept" look - at least they did in 2007. The front hood covers the windshield wipers so that you can't lift them up without opening the hood. Not practical, and I complained every time I needed to clean the ...
by LadyGeek
Wed Aug 26, 2015 4:54 pm
Forum: Investing - Help with Personal Investments
Topic: VTI - "Market" order type
Replies: 28
Views: 2139

Re: VTI - "Market" order type

I think we need to update the wiki, as the term "marketable limit order" is not currently defined. It's a major point of the Vanguard white paper. BTW, Figure 3 is an excellent graphic tutorial on the differences between a "market order" and a "marketable limit order"....
by LadyGeek
Wed Aug 26, 2015 4:40 pm
Forum: Personal Consumer Issues
Topic: Siblings sharing a room until what age?
Replies: 15
Views: 1589

Re: Siblings sharing a room until what age?

This thread has run its course and is locked (derailed with off-topic comments related to age). It's also not a consumer issue. See: Personal Consumer Issues Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or fin...
by LadyGeek
Wed Aug 26, 2015 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: What is Your Plan B if Quicken dies? [Intuit selling Quicken unit]
Replies: 48
Views: 4041

Re: What is Your Plan B if Quicken dies?

FYI - I merged Material Guy's thread into here. I also retitled the thread.
by LadyGeek
Wed Aug 26, 2015 4:06 pm
Forum: Personal Consumer Issues
Topic: OTC sleeping pill recommendations?
Replies: 2
Views: 1567

Re: OTC sleeping pill recommendations?

FYI - I removed everything but the OP's and moderator's lock posts - it was chock full of drug recommendations. See: Medical Issues Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest you start with the...
by LadyGeek
Wed Aug 26, 2015 3:46 pm
Forum: Forum Issues and Administration
Topic: Broken record [most users ever online here]
Replies: 7
Views: 950

Re: Broken record [most users ever online here]

Sorry, I just saw this thread. Here's what I posted Monday night: Subject: The Bogleheads' Silent Majority I can tell the market dropped, as we just hit a new record for users. Take a look at the statistics on this forum's Board Index page. Near the bottom, "Who is Online" In total there a...
by LadyGeek
Wed Aug 26, 2015 3:26 pm
Forum: Personal Consumer Issues
Topic: What about the Ford Edge? [Revised for 2015 model]
Replies: 89
Views: 5377

Re: What about the Ford Edge? [Revised for 2015 model]

That's a nice list, but I don't see the Murano. Did you forget to list it, or did you have second thoughts?
by LadyGeek
Tue Aug 25, 2015 9:14 pm
Forum: Investing - Help with Personal Investments
Topic: VTI - "Market" order type
Replies: 28
Views: 2139

Re: VTI - "Market" order type

I think we need to update the wiki, as the term "marketable limit order" is not currently defined. It's a major point of the Vanguard white paper. BTW, Figure 3 is an excellent graphic tutorial on the differences between a "market order" and a "marketable limit order". ...
by LadyGeek
Tue Aug 25, 2015 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: VTI - "Market" order type
Replies: 28
Views: 2139

Re: VTI - "Market" order type

I've written a lot about setting limit order prices. For instance, this thread: http://www.bogleheads.org/forum/viewtopic.php?t=77439 and this one: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=54994 Here is the Vanguard white paper I mentioned: https://personal.vanguard.com/pdf/ISGETF....
by LadyGeek
Tue Aug 25, 2015 8:47 pm
Forum: Investing - Theory, News & General
Topic: [spurned advisor purports there is a Vanguard] Class Action Suit?
Replies: 43
Views: 3756

Re: [spurned advisor pretends there is a Vanguard] Class Action Suit?

I retitled the thread, changing from "[spurned advisor pretends there is a Vanguard] Class Action Suit?" to "[spurned advisor purports there is a Vanguard] Class Action Suit?" to more accurately reflect the content. In his defense some American funds have done pretty well. I used...
by LadyGeek
Tue Aug 25, 2015 7:57 pm
Forum: Investing - Help with Personal Investments
Topic: buying stock
Replies: 5
Views: 428

Re: buying stock

Welcome! To answer your question, none of the above.

This forum doesn't really pick individual stocks. We believe in diversifying across the entire market using a buy and hold strategy of low-cost funds.

Take a look at our wiki to see why: Getting started
by LadyGeek
Tue Aug 25, 2015 7:09 pm
Forum: Investing - Theory, News & General
Topic: The Bogleheads' Silent Majority
Replies: 183
Views: 12815

Re: The Bogleheads' Silent Majority

Simple Simon wrote:I only post after at least 3 beers, and I don't drink 3 beers very often at all

You might be interested in this thread: Boglehead Beer
by LadyGeek
Tue Aug 25, 2015 4:55 pm
Forum: Personal Consumer Issues
Topic: What about the Ford Edge? [Revised for 2015 model]
Replies: 89
Views: 5377

Re: What about the Ford Edge? [Revised for 2015 model]

Browser - Have you made any decisions? ...We did what's known as a "hold contract" - apply for a loan so we can take the car off the lot now. Then, I get them a certified check in a few days and the loan is canceled. I was quite surprised that my bank no longer offered certified checks; I ...
by LadyGeek
Tue Aug 25, 2015 4:09 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1932
Views: 340507

Re: U.S. stocks in freefall

I removed a number of posts which degraded into an on-going disagreement on market timing. Continuity is lost. As a reminder, see: General Etiquette

Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.
by LadyGeek
Mon Aug 24, 2015 10:40 pm
Forum: Investing - Theory, News & General
Topic: The Bogleheads' Silent Majority
Replies: 183
Views: 12815

Re: The Bogleheads' Silent Majority

I can tell the market dropped, as we just hit a new record for users. Take a look at the statistics on this forum's Board Index page. Near the bottom, "Who is Online" In total there are 582 users online :: 69 registered, 10 hidden and 503 guests (based on users active over the past 5 minut...
by LadyGeek
Mon Aug 24, 2015 10:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1932
Views: 340507

Re: U.S. stocks in freefall

It's easy to tell the market took a huge dip today. Take a look at the statistics on this forum's Board Index page. Near the bottom, "Who is Online" "Most users ever online was 1009 on Mon Aug 24, 2015 11:07 am" (Eastern time, what I see.) * That's about an hour after the big dip...

Go to advanced search