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Re: Life purpose revisited

This thread has run its course and is locked (gone off-topic, general comment, not a personal consumer issue. I also removed an off-topic video link.
by LadyGeek
Sun Nov 23, 2014 10:54 pm
 
Forum: Personal Consumer Issues
Topic: Life purpose revisited
Replies: 55
Views: 7232

Re: A Good Trip Overseas

This thread is now in the Personal Consumer Issues forum (travel).
by LadyGeek
Sun Nov 23, 2014 10:01 pm
 
Forum: Personal Consumer Issues
Topic: A Good Trip Overseas
Replies: 6
Views: 412

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

^^^ I merged sayeesh's post into here, which is in the Investing - Theory, News & General forum.
by LadyGeek
Sun Nov 23, 2014 10:00 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 16
Views: 2049

Re: Fitbit, Vivofit, or other?

I merged browser's thread into here (Tell me about FitBit - is it worth having?). Although Vivofit was in Pony Ears's thread title, no one mentioned Vivofit. Both are looking to give a FitBit (or something else) as a gift.
by LadyGeek
Sun Nov 23, 2014 9:56 pm
 
Forum: Personal Consumer Issues
Topic: Fitbit, Vivofit, or other?
Replies: 50
Views: 1668

Re: Vegan Raw Food Diet

Medical advice, which includes health benefits of diets, is off-topic. The OP's items 3 and 4 intend to discuss the medical benefits of a vegan raw food diet. Additionally, the follow-up posts are discussing the effects of diet on health. This thread has run its course and is locked. See: Forum Pol...
by LadyGeek
Sun Nov 23, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: Vegan Raw Food Diet
Replies: 3
Views: 428

Re: Animal vacuums?

This thread is now in the Personal Consumer Issues forum (pet hair vacuum).
by LadyGeek
Sun Nov 23, 2014 7:51 pm
 
Forum: Personal Consumer Issues
Topic: Animal vacuums?
Replies: 5
Views: 400

Re: 23 year old... Can I afford a Rolex?

This thread is now in the Personal Consumer Issues forum (watch).
by LadyGeek
Sun Nov 23, 2014 7:42 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 134
Views: 6908

Re: Vanguard Funds Outperform Peer Group

Let's go to the source: Performance report: Vanguard funds shined versus peers (Vanguard press release article) It's a comparison against the Russell 1000® Index and Russell 2000® Index . The wiki reference: SPIVA scorecards is by S&P, which I don't think would even mention the word Russell in t...
by LadyGeek
Sun Nov 23, 2014 3:40 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Funds Outperform Peer Group
Replies: 9
Views: 849

Re: Vanguard Funds Outperform (risk and return) Peer Group

For a general overview of indexed vs. active fund performance, see the wiki: SPIVA scorecards
by LadyGeek
Sun Nov 23, 2014 2:30 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Funds Outperform Peer Group
Replies: 9
Views: 849

Re: Vanguard Funds Outperform Peer Group

This thread is now in the Investing - Theory, News & General forum (investing news).
by LadyGeek
Sun Nov 23, 2014 1:52 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Funds Outperform Peer Group
Replies: 9
Views: 849

Re: Apple Stock - Seems great, right?

This thread is now in the Investing - Theory, News & General forum (general discussion).
by LadyGeek
Sun Nov 23, 2014 12:12 pm
 
Forum: Investing - Theory, News & General
Topic: Apple Stock - Seems great, right?
Replies: 114
Views: 10327

Re: Bumped out of first class at boarding - compensation?

This thread is now in the Personal Consumer Issues forum (airline ticket problem).
by LadyGeek
Sun Nov 23, 2014 12:10 pm
 
Forum: Personal Consumer Issues
Topic: Bumped out of first class at boarding - compensation?
Replies: 31
Views: 2195

Re: Donating for a specific family

After receiving a PM, I received a different perspective which suggests this approach may be legal.

This thread is unlocked to clarify this perspective.
by LadyGeek
Sun Nov 23, 2014 11:57 am
 
Forum: Personal Finance (Not Investing)
Topic: Donating for a specific family
Replies: 36
Views: 2046

Re: Donating for a specific family

Discussions of dishonest behavior or bypassing the law are totally unacceptable.

The answer has been supplied; further discussion will not be productive. This thread has run its course and is locked.


The online version: Publication 526 (2013), Charitable Contributions

Update: See below.
by LadyGeek
Sun Nov 23, 2014 11:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Donating for a specific family
Replies: 36
Views: 2046

Re: how to make money like a billionaire

I removed a number of posts which derailed the thread. This thread has run its course and is locked. See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are n...
by LadyGeek
Sat Nov 22, 2014 8:05 pm
 
Forum: Investing - Theory, News & General
Topic: how to make money like a billionaire
Replies: 116
Views: 9417

Re: Want to Save Money: Be grateful

After receiving a PM, this thread can be actionable; which is to consciously focus on gratitude for what you have (behavioral finance).

This thread is now unlocked.
by LadyGeek
Sat Nov 22, 2014 7:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Want to Save Money: Be grateful
Replies: 9
Views: 2150

Re: Dog food - how cheap is too cheap?

I would just overall advise that people talk with their trusted vets about this issue, rather than getting stuff off the Internet. Thank you. Let's extend the courtesy to our pets. Giving incomplete unqualified medical advice in an anonymous internet forum is not recommended. As a reminder: Medical...
by LadyGeek
Sat Nov 22, 2014 7:31 pm
 
Forum: Personal Consumer Issues
Topic: Dog food - how cheap is too cheap?
Replies: 36
Views: 2000

Re: Want to Save Money: Be grateful

This thread is off-topic and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family membe...
by LadyGeek
Sat Nov 22, 2014 7:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Want to Save Money: Be grateful
Replies: 9
Views: 2150

Re: Computer Challenged

This thread is now in the Personal Consumer Issues forum (computer challenge). I retitled the thread. Something changed the way your browser is reacting to what happens when you click on a link. It's downloading the file instead of viewing it. I have no idea what happened, but here's how to fix it: ...
by LadyGeek
Sat Nov 22, 2014 3:50 pm
 
Forum: Personal Consumer Issues
Topic: Computer Challenged [Downloading instead of Viewing files]
Replies: 7
Views: 702

Re: Obamacare and solo 401K

^^^ I fixed the typo in the title ("Obamacre" to "Obamacare").
by LadyGeek
Sat Nov 22, 2014 3:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Obamacare and solo 401K
Replies: 6
Views: 464

Re: Vanguard launches new offering ... [Vanguard merchandise

^^^ Dale_G - I merged your thread into here, which is in the Personal Consumer Issues forum (Vanguard schwag).

I've got a few signed books, thanks to the Bogleheads Conferences.
by LadyGeek
Sat Nov 22, 2014 3:44 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 110
Views: 10472

Re: Vanguard web site changes

Two-factor authentication is discussed in this thread: Vanguard offers login security code

Further comments on 2-factor authentication should go into that thread.
by LadyGeek
Sat Nov 22, 2014 11:35 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard web site changes
Replies: 51
Views: 6765

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

I linked to this thread from our sister Canadian site: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25 Canadian readers should use this link: Why Bother With Bonds (amazon.ca) The book appears to be available on all Amazon world-wide sites. I guess most books are, so this is nothing new. ...
by LadyGeek
Fri Nov 21, 2014 10:55 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 16
Views: 2049

Re: Does investing in a 401k actually save any money?

Why are comments being removed by ADMIN? Were they inappropriate? Didn't seem so based on the context of the text remaining? I'm curious... To answer your question, see: Forum Policy Member Rights in a Dispute Notifying the Advisory Board via PM or e-mail is the only acceptable outlet for complaint...
by LadyGeek
Fri Nov 21, 2014 10:01 pm
 
Forum: Investing - Theory, News & General
Topic: Does investing in a 401k actually save any money?
Replies: 44
Views: 3246

Re: Side jobs or hobbies that make you money

This thread is now in the Personal Consumer Issues (how you spend make your money and your time).
by LadyGeek
Fri Nov 21, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Side jobs or hobbies that make you money
Replies: 125
Views: 17054

Re: What is a VIT?

From a 401(k) perspective, this fund may be the OP's best choice for an S&P 500 index fund. It's the best that can be done, so you might as well use it. Digging into the prospectus a little more, the listed expense ratio aligns with Class IB shares. Share class definitions: Mutual Fund Classes &...
by LadyGeek
Fri Nov 21, 2014 4:09 pm
 
Forum: Investing - Theory, News & General
Topic: What is a VIT?
Replies: 5
Views: 588

Re: What is a VIT?

This thread is now in the Investing - Theory, News & General forum (theory). The answer to your question: VIT = Variable Insurance Trust What this means, I have no idea. Other than the fund holds stocks in the S&P 500 (an index fund), I couldn't find any information on this fund's details, i...
by LadyGeek
Fri Nov 21, 2014 3:21 pm
 
Forum: Investing - Theory, News & General
Topic: What is a VIT?
Replies: 5
Views: 588

Re: 18 and Need Help Starting [Classroom research assignment

I also have the same assignment and I must argue that I can retire at the age of 33. From the age of 33-62, I must live off savings or investments. I can't plan to inherit money, win the lottery, marry a rich man, etc. Here are some of my personals: I attend a private college in California. I plan ...
by LadyGeek
Fri Nov 21, 2014 2:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4399

Re: 18 and Need Help Starting [Classroom research assignment

Hello everyone! I was given the same assignment as well and am currently a Biology major. I was wondering if shooting for pre-med and a better paying job (but more debt and starting to work later) would be better then getting a (lower pay) job with a bachelors and starting to work sooner. Which wou...
by LadyGeek
Fri Nov 21, 2014 2:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4399

Re: 18 and Need Help Starting [Classroom research assignment

Hello ya'll! I also have the same assignment on financial independence and I must be able to argue that it will be possible for me to retire at the age 32. Personal Information: 1) I am majoring in anthropology with a minor in performing arts 2) I'm going to have around $25,000 student loan debt af...
by LadyGeek
Fri Nov 21, 2014 2:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4399

Re: 18 and Need Help Starting [Classroom research assignment

I have the same professor and assignment but I am majoring in Education and plan on being an elementary school teacher. Does anyone have advice for me, given how little a teacher is paid, such as where in California i should work etc? I'm glad you're thinking about real life. The only thing I can s...
by LadyGeek
Fri Nov 21, 2014 2:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4399

Re: Investing In Currency?

This thread is now in the Investing - Theory, News & General forum (general investing).
by LadyGeek
Fri Nov 21, 2014 1:37 pm
 
Forum: Investing - Theory, News & General
Topic: Investing In Currency?
Replies: 33
Views: 2125

Re: Investing In Currency?

I removed an off-topic post. Please stay on-topic, which is about the currency. Opinions of the respective country's economic policy or political process is off-topic.
by LadyGeek
Thu Nov 20, 2014 11:22 pm
 
Forum: Investing - Theory, News & General
Topic: Investing In Currency?
Replies: 33
Views: 2125

Re: smartphone over wifi - still possible?

Look for a feature called Wi-Fi Calling.

My T-Mobile phone has that built-in. As soon as I enable wi-fi, the phone routes all calls to wi-fi (not the cell network). T-Mobile does not lock you into a contract.
by LadyGeek
Thu Nov 20, 2014 9:38 pm
 
Forum: Personal Consumer Issues
Topic: smartphone over wifi - still possible?
Replies: 31
Views: 2264

Re: Why finance research is often wrong - the jelly bean pro

In reference to previous posts, please stay on-topic and keep the correlations relevant to personal finance.
by LadyGeek
Thu Nov 20, 2014 8:13 pm
 
Forum: Investing - Theory, News & General
Topic: Why finance research is often wrong - the jelly bean problem
Replies: 58
Views: 5104

Re: New Young Investor & need advice

jon123 wrote:Also whats an AA?

That's an abbreviation for Asset allocation, i.e. the ratio of stocks / bonds.

We discuss that one a LOT, hence the tendency to abbreviate.
by LadyGeek
Thu Nov 20, 2014 8:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: New Young Investor & need advice
Replies: 12
Views: 785

Re: New Young Investor & need advice

jon123 - I merged your new thread back into here. It's best to keep all of the information in one spot, as we need to see the "big picture" to give you the best advice.

If you have any more questions (or updates), just post them here.
by LadyGeek
Thu Nov 20, 2014 8:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: New Young Investor & need advice
Replies: 12
Views: 785

Re: TGH question - Gift to family [Tax Gain Harvesting]

This thread is now in the Personal Finance (Not Investing) forum (gifting and tax basis). I retitled the thread to help with the acronym.

The wiki has some background info (but may not help in this situation): Tax gain harvesting
by LadyGeek
Thu Nov 20, 2014 5:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax Gain Harvesting - Charity / Gift to family
Replies: 16
Views: 1212

Re: Question about California Teachers Pension

This thread has run its course and is locked (gone off-topic, no longer discussion pension). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt ...
by LadyGeek
Thu Nov 20, 2014 5:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question about California Teachers Pension
Replies: 12
Views: 1210

Re: RMD do I have to include my wife's IRA's ?

This thread is now in the Personal Finance (Not Investing) forum (RMD). No, and here's why: Publication 590 (2013), Individual Retirement Arrangements (IRAs) I underlined the important part. An individual retirement account is a trust or custodial account set up in the United States for the exclusiv...
by LadyGeek
Thu Nov 20, 2014 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: RMD do I have to include my wife's IRA's ?
Replies: 4
Views: 569

Re: Question about California Teachers Pension

This thread is now in the Personal Finance (Not Investing) forum (pension).

Please stay on-topic, which is a discussion about the pension. Rants about teachers and the profession are off-topic.
by LadyGeek
Thu Nov 20, 2014 4:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question about California Teachers Pension
Replies: 12
Views: 1210

Re: Anybody using dash cameras?

FYI - I merged natureexplorer's thread into here.
by LadyGeek
Thu Nov 20, 2014 4:54 pm
 
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 5545

Re: Today is Thanksgiving Day for my family

This thread is now in the Local Chapters and Bogleheads Community forum (concern for Boglehead).

I'm also glad to hear the kids are safe.
by LadyGeek
Thu Nov 20, 2014 4:49 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Today is Thanksgiving Day for my family
Replies: 6
Views: 1057

Re: Problem with posting

This thread is now in the Forum Issues and Administration forum (problem with posting). If someone posts a reply while you are typing and hit "Preview", you'll see the notification of the new post. This is not a new feature, it's been there a while (we're not going to change how the softwa...
by LadyGeek
Thu Nov 20, 2014 4:48 pm
 
Forum: Forum Issues and Administration
Topic: Problem with posting
Replies: 9
Views: 481

Re: Brother involved with golddigger

This thread has run its course and is locked (gone off-topic, no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt vi...
by LadyGeek
Thu Nov 20, 2014 4:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Brother involved with golddigger
Replies: 37
Views: 8236

Re: Trapped deciding between 2 Jobs: Can I renege on my offe

...Put your interests ahead of the companies. When your interests align with the companies things will work out. When your interests don't align with the companies its time to move on. Get good work experience and build a network of people who respect your skills and abilities. You can't predict wh...
by LadyGeek
Thu Nov 20, 2014 4:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Trapped deciding between 2 Jobs: Can I renege on my offer?
Replies: 36
Views: 2902

Re: Suggestions for the Wiki

Thanks! CyberBob took care of it. See: Re: Dividends in my taxable account
by LadyGeek
Thu Nov 20, 2014 4:22 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 278
Views: 103825

Re: Dividends in my taxable account

The wiki has been updated; how's this look? Should I reinvest dividends in my taxable account? To be clear, the wiki is a collaborative effort. You can see who made the update by clicking on View history in the top right corner of the article (this is also how Wikipedia works). In this case, the upd...
by LadyGeek
Thu Nov 20, 2014 4:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Dividends in my taxable account
Replies: 8
Views: 1160

Re: Buying a lasting vehicle

This thread is now in the Personal Consumer Issues forum (discussion changed from finance to cars).
by LadyGeek
Wed Nov 19, 2014 9:57 pm
 
Forum: Personal Consumer Issues
Topic: Buying a lasting vehicle
Replies: 33
Views: 4181

Re: What were your biggest financial emergencies?

This thread is now in the Personal Finance (Not Investing) forum (financial planning).

The wiki has some background info: Emergency fund
by LadyGeek
Wed Nov 19, 2014 9:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: What were your biggest financial emergencies?
Replies: 39
Views: 3767
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