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Re: I know you folks aren't big fans of individual stocks bu

I think you meant 40:30: 30 or 45:35: 20 . (For total stocks / bonds, that's 70/30 vs. 80/20.) The hard part here is deciding on the ratio between Total Stock (US) vs. Total International (ex-US). For guidance, take a look at what the experts do. You've got plenty of examples, as the Target Date Ret...
by LadyGeek
Fri Nov 28, 2014 4:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: I know you folks aren't big fans of individual stocks but...
Replies: 19
Views: 1163

Re: I know you folks aren't big fans of individual stocks bu

Ward Cleaver wrote:...I remember hearing somewhere about a 3 fund portfolio from Vanguard along the lines of a total market fund, an international market fund, and a bond fund.

It's one of our most popular recommendations, see the wiki: Three-fund portfolio

Also, this thread: The Three Fund Portfolio
by LadyGeek
Fri Nov 28, 2014 3:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: I know you folks aren't big fans of individual stocks but...
Replies: 19
Views: 1163

Re: Extra Cash Back for Online Purchases

This thread is now in the Personal Consumer Issues forum (online purchases).
by LadyGeek
Fri Nov 28, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: Extra Cash Back for Online Purchases
Replies: 3
Views: 283

Re: Attic fiberglass insulation - energy efficiency

FYI - bottomfisher had two simultaneous threads, which I merged together. This thread is in the Personal Consumer Issues forum. This was intentional. They are 2 different questions requesting input from others on both. It's not obvious, as the majority of the post content is identical. Edit your po...
by LadyGeek
Fri Nov 28, 2014 11:56 am
 
Forum: Personal Consumer Issues
Topic: Plywood R value attic - energy efficiency
Replies: 22
Views: 424

Re: Attic fiberglass insulation - energy efficiency

FYI - bottomfisher had two simultaneous threads, which I merged together. This thread is in the Personal Consumer Issues forum.
by LadyGeek
Fri Nov 28, 2014 11:34 am
 
Forum: Personal Consumer Issues
Topic: Plywood R value attic - energy efficiency
Replies: 22
Views: 424

Re: Money Dance Financial software

This thread is now in the Personal Finance (Not Investing) forum (financial software, this program tracks checking, savings, investments - which is better defined as personal finance).
by LadyGeek
Fri Nov 28, 2014 11:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Money Dance Financial software
Replies: 5
Views: 833

Re: Thoughts on Defined Maturity Bond Funds?

This thread is now in the Investing - Theory, News & General forum (general investing).
by LadyGeek
Fri Nov 28, 2014 11:11 am
 
Forum: Investing - Theory, News & General
Topic: Thoughts on Defined Maturity Bond Funds?
Replies: 12
Views: 809

Re: Plywood R value attic - energy efficiency

This thread is now in the Personal Consumer Issues forum (home renovation).
by LadyGeek
Fri Nov 28, 2014 10:45 am
 
Forum: Personal Consumer Issues
Topic: Plywood R value attic - energy efficiency
Replies: 22
Views: 424

Re: Transaction vs opportunity costs

Welcome! I have combined your posts together, as they are similar topic. If you wish to consolidate your comments, you may edit your posts using the "Edit" button in the top-right corner of the post.
by LadyGeek
Fri Nov 28, 2014 10:27 am
 
Forum: Investing - Help with Personal Investments
Topic: Transaction vs opportunity costs
Replies: 3
Views: 187

Re: I know you folks are big fans of individual stocks but..

Welcome! I think you meant to say that we're not big fans of individual stocks. You can edit your post by clicking on the "Edit" button in the top-right corner. To change the thread title, edit the "Subject:" line. Let me know if you have any problems and I'll take care of it for...
by LadyGeek
Fri Nov 28, 2014 10:22 am
 
Forum: Investing - Help with Personal Investments
Topic: I know you folks aren't big fans of individual stocks but...
Replies: 19
Views: 1163

Re: Burt Reynolds is Broke: Living Within Means

As noted by The Wizard, this thread has run its course and is locked (stupidity of other people). See: Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: &sdo...
by LadyGeek
Fri Nov 28, 2014 9:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Burt Reynolds is Broke: Living Within Means
Replies: 7
Views: 1775

Re: stay the course

I think this is the one you meant: Philip Carret, Value Investor on Wall Street Week with Louis Rukeyser, which is an interview with Philip Carret on April 28, 1995.
by LadyGeek
Thu Nov 27, 2014 10:58 pm
 
Forum: Investing - Theory, News & General
Topic: stay the course
Replies: 6
Views: 855

Re: Am I being too conservative at 65/35?

This thread is now in the Investing - Help with Personal Investments forum (portfolio help).
by LadyGeek
Thu Nov 27, 2014 8:48 pm
 
Forum: Investing - Help with Personal Investments
Topic: Am I being too conservative at 65/35?
Replies: 19
Views: 2456

Re: Livesoft can you explain how u can do this?

frogmaster wrote:Thanks ALL. Reading Now :D :sharebeer

Have your questions been answered? Take your time reading, I'm just asking.
by LadyGeek
Thu Nov 27, 2014 12:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Livesoft can you explain how u can do this?
Replies: 47
Views: 4154

Re: Thanksgiving with Jack Bogle: A Trip Down Memory Lane

This thread is now in the Local Chapters and Bogleheads Community forum (Bogleheads).

Taylor Larimore also has a thread: "A BOGLEHEAD THANKSGIVING TO REMEMBER"

Happy Thanksgiving to all.
by LadyGeek
Thu Nov 27, 2014 11:39 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Thanksgiving with Jack Bogle: A Trip Down Memory Lane
Replies: 4
Views: 619

Re: Thanksgiving thank you

Taylor Larimore has posted a thread: "A BOGLEHEAD THANKSGIVING TO REMEMBER"

Also, Mel Lindauer: Thanksgiving with Jack Bogle: A Trip Down Memory Lane

Happy Thanksgiving to all.
by LadyGeek
Thu Nov 27, 2014 11:38 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Thanksgiving thank you
Replies: 2
Views: 214

Re: "A BOGLEHEAD THANKSGIVING TO REMEMBER"

This thread is now in the Local Chapters and Bogleheads Community forum (Bogleheads).

A Happy Thanksgiving to everyone.
by LadyGeek
Thu Nov 27, 2014 11:36 am
 
Forum: Local Chapters and Bogleheads Community
Topic: "A BOGLEHEAD THANKSGIVING TO REMEMBER"
Replies: 8
Views: 620

Re: Honor Societies (any point?)

The point of honor societies is to establish a network of peers which can help your career. Instead, join the world's largest networking organization, LinkedIn. It's free.
by LadyGeek
Thu Nov 27, 2014 10:45 am
 
Forum: Personal Consumer Issues
Topic: Honor Societies (any point?)
Replies: 35
Views: 1835

Re: Favorite TED Talks

Watty wrote:How to tie your shoes. It is only about three minutes long.

http://www.ted.com/talks/terry_moore_ho ... anguage=en

There is a very good chance that you have been doing it wrong since you were a kid.

Thanks, I've got some sneakers which are benefitting from this technique.
by LadyGeek
Thu Nov 27, 2014 10:35 am
 
Forum: Personal Consumer Issues
Topic: Favorite TED Talks
Replies: 24
Views: 2497

Re: Performance Graphs

^^^ Sure. This post is now in the Investing - Help with Personal Investments forum (help with fund choices). I also retitled your thread. To get our attention quicker, report the post using the "!" in the top right corner of the post. One of the reasons is "Wrong Forum." This isn...
by LadyGeek
Thu Nov 27, 2014 9:19 am
 
Forum: Investing - Help with Personal Investments
Topic: Performance Graphs [Help with fund choices]
Replies: 12
Views: 976

Re: Livesoft can you explain how u can do this?

For the record, I did make the purchase. :)

(Done in good fun, the moderators performed due diligence prior to purchase...)
by LadyGeek
Thu Nov 27, 2014 9:14 am
 
Forum: Investing - Help with Personal Investments
Topic: Livesoft can you explain how u can do this?
Replies: 47
Views: 4154

Re: Livesoft can you explain how u can do this?

Yes, it's in the wiki: ATRA phaseout taxes

Update: dodecahedron beat me to the post.

Further update: dodecahedron's article is now in the wiki under "External links" - thanks.
by LadyGeek
Wed Nov 26, 2014 8:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Livesoft can you explain how u can do this?
Replies: 47
Views: 4154

Re: Tim Horton shareholder - what to do about Burger King Me

Our sister Canadian site, Financial Wisdom Forum, has a 12 page on-going thread: Tim Hortons (THI) (since 2005)

Feel free to post in that thread, you'll get some "local" perspective.

Disclaimer: I'm a member of the Financial Wisdom Forum.
by LadyGeek
Wed Nov 26, 2014 8:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tim Horton shareholder - what to do about Burger King Merger
Replies: 11
Views: 1486

Re: Is there anything unhealthy about drinking tap water?

The health benefits of tap water is a medical issue and beyond the scope of this forum. This thread has run its course and is locked. See: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to sugges...
by LadyGeek
Wed Nov 26, 2014 2:51 pm
 
Forum: Personal Consumer Issues
Topic: Is there anything unhealthy about drinking tap water?
Replies: 17
Views: 1157

Re: Lamps for S.A.D. problem

The OP's intent is to mitigate S.A.D, a medical condition, which is off-topic in this forum. This thread has run its course and is locked (medical advice). See: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information onli...
by LadyGeek
Wed Nov 26, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: Lamps for S.A.D. problem
Replies: 18
Views: 1689

Re: What are your plans for Thanksgiving Day?

This thread has run its course and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member....
by LadyGeek
Wed Nov 26, 2014 2:38 pm
 
Forum: Personal Consumer Issues
Topic: What are your plans for Thanksgiving Day?
Replies: 6
Views: 591

Re: Strategically not paying medical bills for 90 days for a

This thread has run its course and is locked (gone off-topic into a general rant, no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if t...
by LadyGeek
Wed Nov 26, 2014 2:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Strategically not paying medical bills for 90 days for a dis
Replies: 30
Views: 2889

Re: Roth versus Traditional Debate

This thread is now in the Investing - Theory, News & General forum (general question).

livesoft - Your expertise is sought in this thread: Livesoft can you explain how u can do this?
by LadyGeek
Wed Nov 26, 2014 2:17 pm
 
Forum: Investing - Theory, News & General
Topic: Roth versus Traditional Debate
Replies: 17
Views: 1125

Re: Livesoft can you explain how u can do this?

frogmaster - I removed a duplicate post (started a new thread), there were no replies. Here's the post in question: Subject: Roth versus Traditional Debate I am going to convert my traditional IRA that I have not paid any taxes on the contribution into a Roth IRA and not pay any taxes on the convers...
by LadyGeek
Wed Nov 26, 2014 2:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Livesoft can you explain how u can do this?
Replies: 47
Views: 4154

Re: Vegan Raw Food Diet

I removed one further reply (not by IPer). IPer, I sent you a PM.

Anyone can PM me directly and ask for clarification, please don't post in the thread. See: Forum Policy ("Member Rights in a Dispute", 2nd paragraph)
by LadyGeek
Wed Nov 26, 2014 2:08 pm
 
Forum: Personal Consumer Issues
Topic: Vegan Raw Food Diet
Replies: 23
Views: 1968

Re: The Three Fund Portfolio

The discussion on risks of 3-fund vs. 2-fund portfolios has been split into a new thread: Risk of Three-Fund Portfolio vs. Two-Fund Portfolio

Please continue risk comments in that thread.
by LadyGeek
Wed Nov 26, 2014 1:52 pm
 
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 950
Views: 393593

Re: Why finance research is often wrong - the jelly bean pro

Please stay on-topic, which is the finance aspect of research.
by LadyGeek
Tue Nov 25, 2014 9:41 pm
 
Forum: Investing - Theory, News & General
Topic: Why finance research is often wrong - the jelly bean problem
Replies: 114
Views: 8477

Re: Brother wants me to co-sign a house with him

achen9291 - I merged your house and hair salon threads together since the comments were refering to both threads simultaneously.

You have a prior thread from May asking about the house: What should I do about the house? - The advice back then is the same as it is now: avoid family entanglements.
by LadyGeek
Mon Nov 24, 2014 11:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Brother wants me to co-sign a house with him
Replies: 41
Views: 2851

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

^^^ rick53403's post is also moved into here. (It was posted earlier, so appears before FredCouples.) I downloaded the book and have a few comments. - This book is focused on accumulating for retirement and I think it understates the importance of "time horizon": Match your investment choi...
by LadyGeek
Mon Nov 24, 2014 11:08 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3241

Re: Back-up Drive - Local or Cloud? Which?

...Having only local backup drives (even redundant ones) isn't going to help if there is a fire, etc., which is why we added Carbonite a few years earlier. Read your Carbonite agreement very carefully. It is not an archival service, meaning to keep everything forever. In the case of a fire, this is...
by LadyGeek
Mon Nov 24, 2014 10:29 pm
 
Forum: Personal Consumer Issues
Topic: Back-up Drive - Local or Cloud? Which?
Replies: 27
Views: 1589

Re: Back-up Drive - Local or Cloud? Which?

This thread is now in the Personal Consumer Issues forum (computer backup). I'd like everyone who thinks they have a current backup in place to go ahead and delete a file. Pick one at random, like a picture. (Make a copy just in case.) Restore from backup. How many have actually been able to restore...
by LadyGeek
Mon Nov 24, 2014 10:18 pm
 
Forum: Personal Consumer Issues
Topic: Back-up Drive - Local or Cloud? Which?
Replies: 27
Views: 1589

Re: New Jan 2015 Brokerage Fees from Vanguard

This thread is now in the Investing - Theory, News & General forum (brokerage fees).
by LadyGeek
Mon Nov 24, 2014 10:00 pm
 
Forum: Investing - Theory, News & General
Topic: New Jan 2015 Brokerage Fees from Vanguard
Replies: 5
Views: 1280

Re: Existing Whole Life Insurance Policy

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Mon Nov 24, 2014 9:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Existing Whole Life Insurance Policy
Replies: 5
Views: 705

Re: 23 year old... Can I afford a Rolex?

For the new readers, here's the thread in question: Best watch for around $5,000?
by LadyGeek
Mon Nov 24, 2014 9:42 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 167
Views: 11332

Re: article in todays WSJ--stocks are risky even for millenn

I removed a few off-topic posts (political), some continuity is lost. As a reminder, see: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to ...
by LadyGeek
Mon Nov 24, 2014 9:31 pm
 
Forum: Investing - Theory, News & General
Topic: article in todays WSJ--stocks are risky even for millennials
Replies: 18
Views: 3453

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

^^^ FYI - I moved FredCouples' thread into here.
by LadyGeek
Mon Nov 24, 2014 7:18 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3241

Re: Vegan Raw Food Diet

FYI - The OP has arranged with the moderators to restart a previously locked thread, which was off-topic. The content has been revised; this thread is on-topic.
by LadyGeek
Mon Nov 24, 2014 7:15 pm
 
Forum: Personal Consumer Issues
Topic: Vegan Raw Food Diet
Replies: 23
Views: 1968

Re: Advice on Certified Financial Planning Certificate

mholdi1540 - You had a duplicate post, which I removed (there were no replies).
by LadyGeek
Mon Nov 24, 2014 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Advice on Certified Financial Planning Certificate
Replies: 5
Views: 835

Re: Vanguard launches new offering ... [Vanguard merchandise

This thread has run its course and is locked (off-topic, no longer discussing Vanguard - no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, ev...
by LadyGeek
Mon Nov 24, 2014 4:24 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 11251

Re: Life purpose revisited

This thread has run its course and is locked (gone off-topic, general comment, not a personal consumer issue. I also removed an off-topic video link.
by LadyGeek
Sun Nov 23, 2014 10:54 pm
 
Forum: Personal Consumer Issues
Topic: Life purpose revisited
Replies: 55
Views: 7809

Re: A Good Trip Overseas

This thread is now in the Personal Consumer Issues forum (travel).
by LadyGeek
Sun Nov 23, 2014 10:01 pm
 
Forum: Personal Consumer Issues
Topic: A Good Trip Overseas
Replies: 17
Views: 1726

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

^^^ I merged sayeesh's post into here, which is in the Investing - Theory, News & General forum.
by LadyGeek
Sun Nov 23, 2014 10:00 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3241

Re: Fitbit, Vivofit, or other?

I merged browser's thread into here (Tell me about FitBit - is it worth having?). Although Vivofit was in Pony Ears's thread title, no one mentioned Vivofit. Both are looking to give a FitBit (or something else) as a gift.
by LadyGeek
Sun Nov 23, 2014 9:56 pm
 
Forum: Personal Consumer Issues
Topic: Fitbit, Vivofit, or other?
Replies: 55
Views: 2041
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