Search found 13790 matches

by LadyGeek
Mon Aug 31, 2015 10:47 pm
Forum: Personal Consumer Issues
Topic: Tire rotation
Replies: 56
Views: 4775

Re: Tire rotation

Good point, I understand what you mean. In every car I've owned, replacing the OEM tires has improved performance. It's a compromise between wear and performance. I prefer to balance on the performance side, as I like to drive. Three of my tires also have sidewall indentations like the ones shown he...
by LadyGeek
Mon Aug 31, 2015 10:40 pm
Forum: Forum Issues and Administration
Topic: growing plans
Replies: 6
Views: 592

Re: growing plans

You can imagine all the fun I'm having. I'll say thank you for giving me the opportunity to express my "inner" geek. :)
by LadyGeek
Mon Aug 31, 2015 9:18 pm
Forum: Personal Consumer Issues
Topic: Tire rotation
Replies: 56
Views: 4775

Re: Tire rotation

I want to thank the OP for starting this thread. For many reasons, rotating my tires had simply slipped my mind. My 2012 Honda CR-V just had it's first tire rotation at 21,000 miles. That's far too long. :oops: The most critical safety feature on your car is the very few square inches between the ti...
by LadyGeek
Mon Aug 31, 2015 8:08 pm
Forum: Local Chapters and Bogleheads Community
Topic: Join the Wiki!
Replies: 35
Views: 19099

Re: Join the Wiki!

Look for a PM. You are now a wiki editor. :)

There are absolutely no obligations for editing the wiki. All contributions are appreciated, regardless of what you want to do. Thank you!
by LadyGeek
Mon Aug 31, 2015 5:13 pm
Forum: Forum Issues and Administration
Topic: [forum running at] Slow speed
Replies: 64
Views: 3215

Re: Slow speed

We're getting a new server, please see this post: growing plans
by LadyGeek
Mon Aug 31, 2015 5:11 pm
Forum: Forum Issues and Administration
Topic: growing plans
Replies: 6
Views: 592

Re: growing plans

I'd like to add that the slow forum is causing a bunch of duplicate posts. While the server might seem like it's on decaf, it's doing the best it can to keep up. Please be patient and wait a while after hitting "Submit". This also affects the wiki; please allow extra time for the page to l...
by LadyGeek
Mon Aug 31, 2015 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Maximize Social Security or Minimize Income Now?
Replies: 5
Views: 444

Re: Maximize Social Security or Minimize Income Now?

gabe1955 - I removed your duplicate posts and moved the replies into here.
by LadyGeek
Mon Aug 31, 2015 4:25 pm
Forum: Investing - Theory, News & General
Topic: "Buy" a Funded 529 Account from a Relative?
Replies: 21
Views: 1361

Re: "Buy" a Funded 529 Account from a Relative?

Discussions of dishonest behavior or bypassing the law are totally unacceptable. This topic relates to fraudulent transaction involving transfer of a 529 plan owned by another relative seeking to skirt IRS taxation rules on early withdrawal of gains/interest/dividends. There are no permissible regu...
by LadyGeek
Mon Aug 31, 2015 4:18 pm
Forum: Investing - Help with Personal Investments
Topic: Pepsi 401K Questions
Replies: 11
Views: 547

Re: Pepsi 401K Questions

^^^ FYI - gebo had a duplicate thread which I merged into here. I merged the thread into here, then removed the duplicate post (the replies remain).
by LadyGeek
Mon Aug 31, 2015 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: American Funds IRA - Account Emptied!
Replies: 26
Views: 2983

Re: American Funds IRA - Account Emptied!

...He then called me later to confirm this, saying new laws required him to do this to all of his accounts managed directly at the mutual fund companies (not sure if this is true). Does anyone have any insight on this? IMHO, the advisor fiduciary responsibility, but must get the client's permission...
by LadyGeek
Sun Aug 30, 2015 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: Fractional Ownership [Property]
Replies: 19
Views: 1161

Re: Fractional Ownership [Property]

This thread is now in the Personal Finance (Not Investing) forum (property). I also retitled the thread.

diehard - You also had a duplicate post, which I removed. There were no replies.
by LadyGeek
Sun Aug 30, 2015 6:41 pm
Forum: Personal Consumer Issues
Topic: Any salame (salami) recommendations?
Replies: 4
Views: 341

Re: Any salame (salami) recommendations?

This thread is now in the Personal Consumer Issues forum (food).
by LadyGeek
Sun Aug 30, 2015 2:50 pm
Forum: Forum Issues and Administration
Topic: [forum running at] Slow speed
Replies: 64
Views: 3215

Re: Slow speed

mingstar (server admin) informed me that the slowdown is not planned. He's investigating.
by LadyGeek
Sun Aug 30, 2015 2:08 pm
Forum: Investing - Help with Personal Investments
Topic: Help in investing for inexperienced person
Replies: 8
Views: 475

Re: Help in investing for inexperienced person

FYI - I merged Fardipa's thread back into the original thread. It's best to keep all the information in one spot, so we have everything we need to point you in the right direction. This isn't a big deal, don't worry about it.
by LadyGeek
Sun Aug 30, 2015 11:58 am
Forum: Investing - Help with Personal Investments
Topic: First IRA investments
Replies: 12
Views: 522

Re: First IRA investments

AkwardDoct@rd, Welcome! You had a duplicate post, which I removed. There were no replies. I also moved your question back into your orignal thread. It's best to keep everything in one spot so we can give you appropriate advice. I recommend posting your portfolio using the Asking Portfolio Questions ...
by LadyGeek
Sun Aug 30, 2015 10:47 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1049
Views: 176472

Re: What Movie Have You Recently Watched?

Ran. A 1985 award-winning film which was inspired by Shakespeare's King Lear. In Japanese, with English subtitles.

It was a very realistic film, with impressive scenery and dramatics.
by LadyGeek
Sun Aug 30, 2015 10:30 am
Forum: Personal Finance (Not Investing)
Topic: Calculating value of mortgage interest deduction
Replies: 13
Views: 1027

Re: Calculating value of mortgage interest deduction

Consider that mortgage payments are paid monthly and taxes are paid annually. You could theoretically average the annual taxes to a monthly value, but you need to consider real-time cash flow. Do you have the cash-in-hand at the end of each month to handle the upgrade? How's your Emergency fund , wh...
by LadyGeek
Sun Aug 30, 2015 9:44 am
Forum: Personal Finance (Not Investing)
Topic: Credit Card Rewards (Travel)
Replies: 212
Views: 15368

Re: Credit Card Rewards (Travel)

I removed a referral link. As a reminder, see: Board rules No Solicitation or Link Farming Please do not solicit business or website traffic on this forum. A discreet link to your personal website or blog in your profile is allowed. The moderators and administrators reserve the right to determine u...
by LadyGeek
Sat Aug 29, 2015 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: Checking if my house has any Liens on it
Replies: 31
Views: 1827

Re: Checking if my house has any Liens on it

The title insurance fees are somewhat regulated, you can find online calculators (google "title insurance fee schedule). This one works, pick your state. I can't vouch for accuracy: Rate Calculator We've got two on-going discussions. It's not a problem, I just want to make sure we're not mixing...
by LadyGeek
Sat Aug 29, 2015 7:36 pm
Forum: Personal Consumer Issues
Topic: When a computer crash is worthy
Replies: 6
Views: 867

Re: When a computer crash is worthy

This thread is now in the Personal Consumer Issues forum (what to do during down time).
by LadyGeek
Sat Aug 29, 2015 7:25 pm
Forum: Investing - Help with Personal Investments
Topic: Help with 401k Investment Options
Replies: 7
Views: 344

Re: Help with 401k Investment Options

supermanonemillion, Welcome! I wanted to let you know that this is not magic. See: How to build a lazy portfolio This wiki article was written to answer a very common question "What are all these choices in my 401(k) and what should I do with them?" Take your time and do some reading. Reme...
by LadyGeek
Sat Aug 29, 2015 7:02 pm
Forum: Personal Consumer Issues
Topic: strange scale on tree branches, need guidance
Replies: 5
Views: 584

Re: strange scale on tree branches, need guidance

This thread is now in the Personal Consumer Issues forum (tree). I'll take a guess that it's Tulip tree scale . Primarily on tulip poplar, these are among the largest scale insects in the US. Large ovisacs are visible on branches in late summer and fall. Here's more info: Tuliptree Scale (Penn State...
by LadyGeek
Sat Aug 29, 2015 6:59 pm
Forum: Investing - Help with Personal Investments
Topic: newbie here..
Replies: 4
Views: 243

Re: newbie here..

Welcome! You've come to the right place.

Instead of scanning this forum, try the wiki. Start here: Getting started

If you have any questions, ask them here.
by LadyGeek
Sat Aug 29, 2015 5:12 pm
Forum: Personal Consumer Issues
Topic: Best Man Speech For Brother
Replies: 2
Views: 479

Re: Best Man Speech For Brother

This thread has run its course and is locked (not a consumer issue). See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shirt...
by LadyGeek
Sat Aug 29, 2015 2:09 pm
Forum: Investing - Help with Personal Investments
Topic: American Funds IRA - Account Emptied!
Replies: 26
Views: 2983

Re: American Funds IRA - Account Emptied!

This probably belongs in a different forum, but... Can you download the last few monthly or quarterly statements from that account? That might help you trace what happened and when. I'd be happy to move this post... I didn't see a better spot. I have the last statement, but it's from June. The tran...
by LadyGeek
Sat Aug 29, 2015 12:27 pm
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1201
Views: 579476

Re: The Three Fund Portfolio

VanGuards funds are great ( and many of them have a low expense ratio ) however my broker doesn't have most VanGuards funds..grrr Welcome! While Vanguard may have great funds, they are not the only fund company. If you don't have access to Vanguard, why don't you start a new thread in the Investing...
by LadyGeek
Fri Aug 28, 2015 11:03 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 299
Views: 152511

Re: Suggestions for the Wiki

FYI - I moved FiveK's suggestion into a stand-alone thread. See: [Wiki suggestion] Invest in taxable or 401(k)?
by LadyGeek
Fri Aug 28, 2015 11:00 pm
Forum: Investing - Theory, News & General
Topic: [Wiki suggestion] Invest in taxable or 401(k)?
Replies: 7
Views: 495

Re: Suggestions for the Wiki

FiveK is suggesting to modify the wiki's 401(k) article on Expensive or mediocre choices I've made some changes, but there is some disagreement. Here's the original version: Revision as of 20:23, 19 June 2015 I split this discussion into a new thread so we can get a consensus on the proposed update....
by LadyGeek
Fri Aug 28, 2015 8:30 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 299
Views: 152511

Re: Suggestions for the Wiki

Please update the wiki with the text in the first post of this thread. https://www.bogleheads.org/forum/viewtopic.php?f=10&t=172568&start=50 Thanks to Roothy, this is now a Bogleheads community effort. We have a draft page in process and comments are being solicited in TLH for absolute dumm...
by LadyGeek
Fri Aug 28, 2015 8:23 pm
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 101
Views: 7277

Re: TLH for absolute dummies [Tax Loss Harvesting]

There's enough content to justify a new stand-alone wiki article. For now, I've created a draft wiki page. It's not linked to anything else in the wiki, so we're free to update / experiment as needed. See: User:LadyGeek/Tax loss harvesting for beginners When done, it will be linked in with the main ...
by LadyGeek
Fri Aug 28, 2015 8:00 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle: How to handle the market's wild ride
Replies: 16
Views: 1708

Re: Jack Bogle: How to handle the market's wild ride

I merged Howard Donnelly's thread into here, the combined thread is now in the Investing - Theory, News & General forum (news). I also retitled the thread.
by LadyGeek
Fri Aug 28, 2015 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: VTI - "Market" order type
Replies: 29
Views: 3375

Re: VTI - "Market" order type

The wiki has some background info: Interactive Brokers
by LadyGeek
Fri Aug 28, 2015 6:16 pm
Forum: Investing - Theory, News & General
Topic: [Wiki suggestion] Invest in taxable or 401(k)?
Replies: 7
Views: 495

[Wiki suggestion] Invest in taxable or 401(k)?

In http://www.bogleheads.org/wiki/401%28k%29#Expensive_or_mediocre_choices it says "A reasonable rule of thumb is to consider investing in a taxable account if the product of the extra costs and the number of years you will stay in the plan exceeds 30%."... Hi, Sorry for the delay. I took...
by LadyGeek
Fri Aug 28, 2015 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you donate to your kid's public school?
Replies: 60
Views: 4427

Re: How much do you donate to your kid's public school?

This thread has run its course and is locked (topic exhausted, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of ...
by LadyGeek
Fri Aug 28, 2015 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Checking if my house has any Liens on it
Replies: 31
Views: 1827

Re: Checking if my house has any Liens on it

This thread is now in the Personal Finance (Not Investing) forum (property title). ...here I was thinking all I needed was my home insurance for the house. Do companies like Geico offer title insurance ? Here's some background info: Title Insurance: Why a Home Buyer Needs It | Nolo.com Did you know ...
by LadyGeek
Fri Aug 28, 2015 5:27 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking suggestions on how to invest my money [22 years old]
Replies: 16
Views: 1516

Re: Seeking suggestions on how to invest my money [22 years old]

Have patience, let's hold off on bumping this thread for a while. Give it a day or two. You're getting good advice on the Canadian side: Seeking suggestions on how to invest my money [22 years old] - Financial Wisdom Forum What do you think about Flaccidsteele's suggestion to combine USD and CAD int...
by LadyGeek
Fri Aug 28, 2015 4:52 pm
Forum: Investing - Theory, News & General
Topic: Wash Sale Quiz!
Replies: 38
Views: 2478

Re: Wash Sale Quiz!

Quiz question: Does Kaye Thomas mention 401(k)s in his wash sale write-ups at his fairmark.com? How about in his forum? I couldn't find anything at fairmark.com. ( Kaye Thomas 401(k) wash sale fairmark.com - Google Search ) However, I did find this discussion in a tax forum: 401(k) & Wash Sales...
by LadyGeek
Fri Aug 28, 2015 4:34 pm
Forum: Investing - Theory, News & General
Topic: Wash Sale Quiz!
Replies: 38
Views: 2478

Re: Wash Sale Quiz!

I received a PM requesting that the wiki be updated to remove all mention of 401(k)s, as the IRS does not mention them in any of these references: - Publication 550 (2014), Investment Income and Expenses - Internal Revenue Bulletin - January 22, 2008 - Rev. Rul. 2008-5 I would tend to agree, but the...
by LadyGeek
Fri Aug 28, 2015 11:43 am
Forum: Investing - Theory, News & General
Topic: Substitutes for WSJ Personal Finance and Investing Article
Replies: 16
Views: 2317

Re: Substitutes for WSJ Personal Finance and Investing Article

FYI - I merged CrossOverGuy's thread into here.
by LadyGeek
Fri Aug 28, 2015 11:32 am
Forum: Personal Consumer Issues
Topic: Has anyone actually used gold or silver coins for a purchase?
Replies: 57
Views: 4404

Re: Has anyone actually used gold or silver coins for a purchase?

This thread has run its course and is locked (derailed, now discussing economic policy). See: Non-actionable (Trolling) Topics UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples i...
by LadyGeek
Fri Aug 28, 2015 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Retirement saving options for business owner employee
Replies: 11
Views: 807

Re: Retirement saving options for business owner employee

He's not much of a computer guy, but I'll look through it. Thank you. I'm sensing that he's asking you for help because he knows something is wrong, but doesn't know why. The first rule is "never do business with friends or relatives, as you'll lose your friends and you can't get rid of your r...
by LadyGeek
Fri Aug 28, 2015 10:50 am
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 101
Views: 7277

Re: TLH for absolute dummies [Tax Loss Harvesting]

I'd like to forward this to the "suggestions" page of the wiki. Thanks for doing this. When you're ready to make your suggestion in Suggestions for the Wiki , just make a brief note (please update the wiki, see this thread). That will flag the wiki editors to let them know you're ready to...
by LadyGeek
Thu Aug 27, 2015 9:39 pm
Forum: Personal Consumer Issues
Topic: Nissan Versa Note SV
Replies: 15
Views: 1457

Re: Nissan Versa Note SV

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Thu Aug 27, 2015 8:44 pm
Forum: Investing - Theory, News & General
Topic: [Wiki suggestion] Invest in taxable or 401(k)?
Replies: 7
Views: 495

Re: Suggestions for the Wiki

Hi,

Sorry for the delay. I took a stab at updating the wiki: 401(k)

I also PM'd another wiki editor who might be able to help further, especially about the changes in tax laws and assumptions.
by LadyGeek
Thu Aug 27, 2015 8:17 pm
Forum: Investing - Theory, News & General
Topic: Laughs for the Bogleheads, courtesy of the Onion [Jim Cramer]
Replies: 8
Views: 2492

Re: Laughs for the Bogleheads, courtesy of the Onion [Jim Cramer]

This thread has run its course and is locked (general rant, stupidity of others). See: Unacceptable Topics UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅ ...
by LadyGeek
Thu Aug 27, 2015 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement saving options for business owner employee
Replies: 11
Views: 807

Re: Retirement saving options for business owner employee

Show him this wiki page: Employer retirement plans overview

If you can, post some details and we'll point him in the right direction. Or, have him join the forum and ask directly.
by LadyGeek
Thu Aug 27, 2015 7:40 pm
Forum: Investing - Theory, News & General
Topic: NPR story, Stock market is wealth indicator of top 1% - HUH??
Replies: 8
Views: 1441

Re: NPR story, Stock market is wealth indicator of top 1% - HUH??

This thread has run its course and is locked (rich people). See: Unacceptable Topics UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic,...
by LadyGeek
Thu Aug 27, 2015 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: What would YOU want from a financial advisor?
Replies: 38
Views: 3986

Re: What would YOU want from a financial advisor?

This thread is now in the Personal Finance (Not Investing) forum (financial advisor). See the wiki - It is very important to understand the difference between: - an Investment adviser and - a Financial planner as both can be called "financial advisor." Do your due diligence; both of these ...
by LadyGeek
Thu Aug 27, 2015 4:31 pm
Forum: Investing - Help with Personal Investments
Topic: Was about to change from 100% equity to 80%. Now what?
Replies: 71
Views: 7304

Re: Was about to change from 100% equity to 80%. Now what?

I removed some off-topic comments, continuity may be lost. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. This thread has 52 posts and 3215 views. That's more...

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