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by LadyGeek
Sun May 24, 2015 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: American living in Taiwan
Replies: 16
Views: 884

Re: American living in Taiwan

^^^ I didn't realize you've asked for help in a different thread. I have combined your thread back into the original as it's best to keep all of the information in one spot. Having all of the information allows us to give you better advice. Please ask all of your questions in this thread. This is no...
by LadyGeek
Sun May 24, 2015 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Whole life or term life?
Replies: 29
Views: 1895

Re: Whole life or term life?

^^^ My intent was to take the mystery out of these calculations. Learning the "Time Value of Money" basics is a worthwhile concept that will provide a life-long benefit. It's not black magic that only financial professionals can do. All you need is a spreadsheet* and the ability to copy-n-...
by LadyGeek
Sun May 24, 2015 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Whole life or term life?
Replies: 29
Views: 1895

Re: Whole life or term life?

He is wanting to buy whole life. His reason is: if he invests $250 a month for 30 years (when dad turns 85) at 4% annual rate of return after inflation, step mom will only get 175K. If he buys whole life, step mom will get 300K when he dies. If your dad passes away in 15 years, your step-mom will h...
by LadyGeek
Sun May 24, 2015 8:43 am
Forum: Personal Finance (Not Investing)
Topic: 2011 Tax Error
Replies: 4
Views: 303

Re: 2011 Tax Error

This thread is now in the Personal Finance (Not Investing) forum (tax error).
by LadyGeek
Sun May 24, 2015 7:58 am
Forum: Investing - Help with Personal Investments
Topic: American living in Taiwan
Replies: 16
Views: 884

Re: Passive vs Active [US ex-pat]

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). I also retitled the thread to draw the attention of our ex-pat experts.

This wiki article might help with other aspects: Taxation as a US person living abroad
by LadyGeek
Sun May 24, 2015 7:52 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 830
Views: 116547

Re: What Movie Have You Recently Watched?

Nightcrawler. I really liked this one. The suspense builds up on you.

Given the situation, I thought the "boss / employee" dialogue was hilarious. The lines aren't funny, but I'll never think of performance reviews in the same way again.
by LadyGeek
Sun May 24, 2015 5:37 am
Forum: Personal Finance (Not Investing)
Topic: One cent over on HSA, now what?
Replies: 23
Views: 2475

Re: One cent over on HSA, now what?

This thread is now in the Personal Finance (Not Investing) forum (Health savings account contributions).
by LadyGeek
Sat May 23, 2015 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: ObamaCare 2016 Premium Increases some 36%
Replies: 40
Views: 2629

Re: ObamaCare 2016 Premium Increases some 36%

This thread has run its course and is locked (gone off-topic to discuss "side issues").
by LadyGeek
Sat May 23, 2015 5:27 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 202
Views: 8993

Re: Forum software upgrade bug reports and change requests

Mudpuppy - That's a good summary, thank you.
by LadyGeek
Sat May 23, 2015 8:10 am
Forum: Investing - Help with Personal Investments
Topic: The Three Fund Portfolio [Portfolio help]
Replies: 5
Views: 411

Re: The Three Fund Portfolio [Portfolio help]

Bcon123, welcome! To give you the best advice, I moved this discussion into a new thread, which is in the Investing - Help with Personal Investments forum. Follow what packet is saying. Post your portfolio information here (this thread) using the Asking Portfolio Questions format. It makes you think...
by LadyGeek
Sat May 23, 2015 8:06 am
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1102
Views: 507973

Re: The Three Fund Portfolio

FYI - New member Bcon123 is asking a question about his portfolio. I moved those posts into a standalone thread here: The Three Fund Portfolio [Portfolio help]
by LadyGeek
Fri May 22, 2015 9:22 pm
Forum: Personal Consumer Issues
Topic: Being an Uber driver
Replies: 15
Views: 2598

Re: Being an Uber driver

This thread is now in the Personal Consumer Issues forum (car purchase).
by LadyGeek
Fri May 22, 2015 8:45 pm
Forum: Personal Consumer Issues
Topic: Website showing recent (not current) car incentives?
Replies: 2
Views: 280

Re: Website showing recent (not current) car incentives?

This thread is now in the Personal Consumer Issues forum (car incentives).
by LadyGeek
Fri May 22, 2015 8:19 pm
Forum: Personal Consumer Issues
Topic: Acceptance of 'prize' when employer pays for function?
Replies: 8
Views: 1328

Re: Acceptance of 'prize' when employer pays for function?

...No need to report unless you are getting a 1099 and that would be a $600 gift threshold. No. See: Reporting Miscellaneous Income Taxpayers must report all income from any source and any country unless it is explicitly exempt under the U.S. tax code. There may be taxable income from certain trans...
by LadyGeek
Fri May 22, 2015 7:32 pm
Forum: Personal Consumer Issues
Topic: Questioning a dental hygienist ?
Replies: 14
Views: 1658

Re: Questioning a dental hygienist ?

^^^ Perhaps, but please keep the opinions related to the financial aspects. Medical advice is not permitted because 1) members may give incomplete or inaccurate recommendations or 2) readers may misinterpret the information. Since medical issues can do real harm, we avoid both issues by not allowing...
by LadyGeek
Fri May 22, 2015 6:59 pm
Forum: Personal Consumer Issues
Topic: Questioning a dental hygienist ?
Replies: 14
Views: 1658

Re: Questioning a dental hygienist ?

CFIT, welcome! Here's the dentist thread: Questioning a Dentist?
by LadyGeek
Fri May 22, 2015 6:58 pm
Forum: Investing - Theory, News & General
Topic: Our Mistakes Benefit Future Generations
Replies: 18
Views: 2843

Re: Our Mistakes Benefit Future Generations

^^^ Not any more. The thread is now merged with Rick Ferri's thread. Post here instead.
by LadyGeek
Fri May 22, 2015 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: Single family homes Vs bonds for retired
Replies: 5
Views: 227

Re: Single family homes Vs bonds for retired

mykemu - You had a duplicate post (with a reply), I merged everything into here. The combined thread is in the Investing - Help with Personal Investments forum. As stated before, exchanging real estate for bonds is not a wise move. You must be willing to be a landlord and deal with tenants, not to m...
by LadyGeek
Fri May 22, 2015 6:14 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 202
Views: 8993

Re: I do not like the new notification link

... If you want to view the newest post made since your last visit, click the following link: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=166288&e=1&view=unread#unread If you want to view the topic, click the following link: https://www.bogleheads.org/forum/viewtopic.php?f=10&...
by LadyGeek
Fri May 22, 2015 3:25 pm
Forum: Investing - Theory, News & General
Topic: the world is "upside down"
Replies: 5
Views: 1201

Re: the world is "upside down"

Here's another way to look at this: Callan periodic table of investment returns

New investors are strongly encouraged to read this wiki article.
by LadyGeek
Fri May 22, 2015 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Basic Financial Advice for College Student with Inheritance
Replies: 22
Views: 2122

Re: Basic Financial Advice for College Student with Inheritance

I removed an off-topic comment and a reply. As a reminder, see: Forum Policy

We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.


Update: I also removed a follow-up post after this one.
by LadyGeek
Fri May 22, 2015 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: The end of the nest egg
Replies: 27
Views: 5352

Re: The end of the nest egg

This thread is now in the Personal Finance (Not Investing) forum (retirement planning). There is quite a bit of information in the wiki, such as: Retirement spending (Check the right sidebar menu) For those who like spreadsheets, we have a few that might be of interest: - Retiree Portfolio Model - V...
by LadyGeek
Thu May 21, 2015 9:28 pm
Forum: Personal Consumer Issues
Topic: Takata Airbag Recall
Replies: 13
Views: 1748

Re: Takata Airbag Recall

I removed an off-topic interchange which was the result of some misconstrued analogies. Some continuity is lost.
by LadyGeek
Thu May 21, 2015 7:45 am
Forum: Investing - Theory, News & General
Topic: Your thoughts about Peter Schiff's doomsday prediction
Replies: 39
Views: 7035

Re: Your thoughts about Peter Schiff's doomsday prediction

This thread has run its course and is locked (upcoming apocalypse, not productive). See: Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US o...
by LadyGeek
Thu May 21, 2015 7:38 am
Forum: Personal Consumer Issues
Topic: introvert & extrovert
Replies: 7
Views: 1290

Re: introvert & extrovert

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Thu May 21, 2015 7:36 am
Forum: Personal Finance (Not Investing)
Topic: WP: Five big banks agree to pay more than $5 billion to settle regulatory charges
Replies: 6
Views: 793

Re: WP: Five big banks agree to pay more than $5 billion to settle regulatory charges

This thread has run its course and is locked (stupidity of others). See: Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic...
by LadyGeek
Thu May 21, 2015 7:15 am
Forum: Personal Finance (Not Investing)
Topic: Do most folks pay for trips before going (India)
Replies: 13
Views: 1300

Re: Do most folks pay for trips before going (India)

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Thu May 21, 2015 7:10 am
Forum: Investing - Theory, News & General
Topic: AQR's Cliff Asness: Guest appearance on WealthTrack
Replies: 36
Views: 2747

Re: AQR's Cliff Asness: Guest appearance on WealthTrack

I removed some off-topic article links and a response related to Cliff Asness's opinions on non-financial topics. Please stay focused on the investing aspects.
by LadyGeek
Wed May 20, 2015 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: Insights into buying a business--
Replies: 12
Views: 1143

Re: Insights into buying a business--

This thread is now in the Personal Finance (Not Investing) forum (starting a business).
by LadyGeek
Wed May 20, 2015 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Buy a House?
Replies: 33
Views: 1552

Re: Should I Buy a House?

satxdrummer - I merged your thread back into the original, as it's best to have all of the information in one spot. We now have the background info which will help us give you more informed advice.
by LadyGeek
Wed May 20, 2015 7:58 pm
Forum: Investing - Theory, News & General
Topic: a look at study using R-Squared to predict returns of funds
Replies: 9
Views: 942

Re: a look at study using R-Squared to predict returns of funds

Thanks for the link. The wiki article Fama-French three-factor model analysis does regression testing with R^2 and T-statistics to determine the quality of a portfolio. The performance of alpha is also discussed. The wiki analysis is for a different purpose than the paper, but I don't understand why...
by LadyGeek
Wed May 20, 2015 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: How much does social security factor into your retirement income?
Replies: 161
Views: 9792

Re: How much does social security factor into your retirement income?

I removed a few off-topic posts. As a reminder, see: Forum Policy

We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.


Also, means-testing has a political implication and is off-topic.
by LadyGeek
Wed May 20, 2015 4:14 pm
Forum: Personal Consumer Issues
Topic: How should drivers react to bicycle riders on one lane roads?
Replies: 68
Views: 2660

Re: How should drivers react to bicycle riders on one lane roads?

This thread has run its course and is locked (not a personal consumer issue). It's also becoming somewhat of a rant. See: Forum Policy Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable top...
by LadyGeek
Wed May 20, 2015 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: [Rehab My Portfolio Bogleheads! ]
Replies: 3
Views: 327

Re: [Rehab My Portfolio Bogleheads! ]

consurfer, Welcome! I retitled your thread to remove the all CAPS title - it's more polite. As alluded by Jebediah, you have some work to do. Since those funds are inside an IRA, there's no penalty for changing things around. Why not make things easy and put everything into a Target date retirement ...
by LadyGeek
Wed May 20, 2015 4:00 pm
Forum: Personal Consumer Issues
Topic: Questioning a Dentist?
Replies: 43
Views: 3786

Re: Questioning a Dentist?

I removed a few off-topic posts that delved into medical advice regarding benefits (or not) of water flouridation. As a reminder, see: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest yo...
by LadyGeek
Wed May 20, 2015 3:50 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Hedge Fund Contest
Replies: 160
Views: 16368

Re: Bogleheads 2015 Hedge Fund Contest

No, sorry for the confusion. It was a problem with the forum software. When you subscribe to a topic (like this one), you can choose to be sent emails notifying you when someone adds a post. The delay in Norbert Schlenker's reply was because he wasn't receiving an email notifying him the thread had ...
by LadyGeek
Tue May 19, 2015 10:46 pm
Forum: Investing - Help with Personal Investments
Topic: Question for muni investors
Replies: 6
Views: 636

Re: Question for muni investors

This thread is now in the Investing - Help with Personal Investments (portfolio help).
by LadyGeek
Tue May 19, 2015 9:54 pm
Forum: Investing - Help with Personal Investments
Topic: Using"Financial Engines"on Vanguard website.
Replies: 13
Views: 3118

Re: Using"Financial Engines"on Vanguard website.

nlucchesi, welcome! Bear in mind you've bumped a thread from 2009. "Financial Engines" can still be discussed.
by LadyGeek
Tue May 19, 2015 9:32 pm
Forum: Investing - Theory, News & General
Topic: Tool to Report All WW Publicly Traded Co's
Replies: 4
Views: 157

Re: Tool to Report All WW Publicly Traded Co's

The EDGAR database is primarily intended for SEC filings, specifically for the US. It won't help you with international. I threw it in as a suggestion, as you can at least get US company names and ticker symbols. ETF.com has a screener that would be more helpful: ETF Screener & Database and ETF ...
by LadyGeek
Tue May 19, 2015 9:13 pm
Forum: Investing - Theory, News & General
Topic: Tool to Report All WW Publicly Traded Co's
Replies: 4
Views: 157

Re: Tool to Report All WW Publicly Traded Co's

What does "WW" mean? World-wide?

In the US, all publicly traded companies are registered with the SEC. See: EDGAR database

It won't answer all of your questions, but it's a step in the right direction. For details, see: Researching Public Companies Through EDGAR: A Guide for Investors
by LadyGeek
Tue May 19, 2015 9:03 pm
Forum: Personal Consumer Issues
Topic: Selling old 14k jewelry
Replies: 15
Views: 1135

Re: Selling old 14k jewelry

This thread is now in the Personal Consumer Issues forum (selling jewelry).
by LadyGeek
Tue May 19, 2015 3:56 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA picks for Wife and Husband
Replies: 2
Views: 277

Re: Roth IRA picks for Wife and Husband

This thread is now in the Investing - Help with Personal Investments forum (help picking Roth funds). We can give you much better advice if you post your portfolio using the format suggested by truebluesky ( Asking Portfolio Questions ). It forces you to think about the "big picture" while...
by LadyGeek
Tue May 19, 2015 3:48 pm
Forum: Investing - Theory, News & General
Topic: Supreme Court to hear fiduciary duty/high cost funds case
Replies: 48
Views: 6887

Re: Supreme Court to hear fiduciary duty/high cost funds case

^^^ moved - thread merged into the original topic.
by LadyGeek
Tue May 19, 2015 3:19 pm
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1102
Views: 507973

Re: The Three Fund Portfolio

^^^ It's in the wiki: Step-up in basis

mfswatz9 - If you have further questions, start a thread in Personal Finance (Not Investing) forum (death of a portfolio owner is a legal issue). We'll answer your questions there.
by LadyGeek
Tue May 19, 2015 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience with plasma donation to boost income?
Replies: 67
Views: 4812

Re: Any experience with plasma donation to boost income?

Upon further review, this thread will remain locked as it discusses a medical issue.
by LadyGeek
Mon May 18, 2015 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience with plasma donation to boost income?
Replies: 67
Views: 4812

Re: Any experience with plasma donation to boost income?

Thread locked for moderator review.
by LadyGeek
Mon May 18, 2015 10:09 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Hedge Fund Contest
Replies: 160
Views: 16368

Re: Bogleheads 2015 Hedge Fund Contest

In support of Norbert Schlenker, a few members recently notified us they weren't receiving emails. The server admin (mingstar) made some adjustments today to fix the problem.

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