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Re: Advice on getting a power adaptor

This thread is now in the Personal Consumer Issues forum (power adapter). I also fixed the thread title spelling.

Any adapter that will work that matches:

DC Power: 6 Volts @ 1 Amp
Connector: Both the type (size) of the connector and polarity (which side is plus / minus)
by LadyGeek
Tue Jul 29, 2014 10:32 pm
 
Forum: Personal Consumer Issues
Topic: Advice on getting a power adapter
Replies: 6
Views: 175

Re: Please help me fight for index funds!

Here it is: How to campaign for a better 401(k) plan

I also fixed the prior links - the extra parenthesis ')' confused the forum software.
by LadyGeek
Tue Jul 29, 2014 10:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Please help me fight for index funds!
Replies: 26
Views: 1311

Re: How does car trade-in work?

This thread is now in the Personal Consumer Issues forum (buying a car). I also fixed the title "works?" to "work?".
by LadyGeek
Tue Jul 29, 2014 9:41 pm
 
Forum: Personal Consumer Issues
Topic: How does car trade-in work?
Replies: 28
Views: 1410

Re: A third of Americans delinquent on debt, study says

This thread has run its course and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member....
by LadyGeek
Tue Jul 29, 2014 9:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: A third of Americans delinquent on debt, study says
Replies: 23
Views: 1815

Re: Goodbye and Good Luck!

This thread is now in the Local Chapters and Bogleheads Community forum (Boglehead).
by LadyGeek
Tue Jul 29, 2014 9:36 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Goodbye and Good Luck!
Replies: 12
Views: 2045

Re: Please help me fight for index funds!

This thread is now in the Personal Finance (Not Investing) forum (457 plan funds).
by LadyGeek
Tue Jul 29, 2014 9:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Please help me fight for index funds!
Replies: 26
Views: 1311

Re: TrueCrypt possibly compromised/unsafe to use.

I found the blog entry. They started off as 2 separate groups, but now appear to be working together: Digest of the first PMC meeting
by LadyGeek
Tue Jul 29, 2014 8:36 pm
 
Forum: Personal Consumer Issues
Topic: TrueCrypt possibly compromised/unsafe to use.
Replies: 61
Views: 5559

Re: TrueCrypt possibly compromised/unsafe to use.

Yes, thanks. But what about this site: TCnext | Site dedicated to the next "truecrypt", which is mentioned at the bottom of Steve Gibson's grc.com page, listed below?

by LadyGeek
Tue Jul 29, 2014 5:45 pm
 
Forum: Personal Consumer Issues
Topic: TrueCrypt possibly compromised/unsafe to use.
Replies: 61
Views: 5559

Re: HSA Questions

FYI- new member Velodon is asking about rolling over from a 401(k) into an HSA. I moved the question into a new thread. See: HSA Questions [Rolling over]
by LadyGeek
Tue Jul 29, 2014 5:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: HSA Questions
Replies: 14
Views: 1409

Re: Cell phone control devices for teen drivers?

This thread has run its course and is locked (several off-topic discussions of raising teenagers, driving habits, privacy). See: Forum Policy ...Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. Locked Topics Moderators or s...
by LadyGeek
Tue Jul 29, 2014 4:59 pm
 
Forum: Personal Consumer Issues
Topic: Cell phone control devices for teen drivers?
Replies: 36
Views: 1450

Re: Spreadsheet for backtesting (includes TrevH's data)

Thanks to the people who created this neat spreadsheet. I have one suggestion. There are formulas such as "=IF(SUM(C3:C39)<>100%,"ERROR","")" (cell D40 of Portfolio tab) to check that the portfolio is fully invested. Because of rounding errors, this condition is not ro...
by LadyGeek
Tue Jul 29, 2014 4:00 pm
 
Forum: Investing - Theory, News & General
Topic: Spreadsheet for backtesting (includes TrevH's data)
Replies: 604
Views: 366130

Re: favorite bogleheads posts?

I think you mean this one: A different approach to asset allocation
by LadyGeek
Mon Jul 28, 2014 11:35 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 50
Views: 3930

Re: What Book Are You Currently Reading? Part V

Double Star, by Robert A. Heinlein.

This book was given a Hugo award, but I was not impressed. While the writing style was excellent, the plot (and ending) seemed predictable. The protagonist's background was shallow.

Next up, I Will Fear No Evil - in paperback.
by LadyGeek
Mon Jul 28, 2014 11:32 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3113
Views: 1009899

Re: Help with "Cost Basis Adjustment Form for Inherited Shar

Yes, my father. The amount was set by Vanguard and appeared to be close to 100% of the value. I have full agent authorization, so I saw the statements.

Has the OP's question has been answered?
by LadyGeek
Mon Jul 28, 2014 11:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with "Cost Basis Adjustment Form for Inherited Shares"
Replies: 23
Views: 662

Re: favorite bogleheads posts?

Nisiprius, there's an entire thread for one of your posts: Ode to Nisiprius, investing, AA, and, other life choices.
by LadyGeek
Mon Jul 28, 2014 11:04 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 50
Views: 3930

Re: Help with "Cost Basis Adjustment Form for Inherited Shar

I was going by 26 U.S. Code § 1014 - Basis of property acquired from a decedent (a) In general Except as otherwise provided in this section, the basis of property in the hands of a person acquiring the property from a decedent or to whom the property passed from a decedent shall, if not sold, exchan...
by LadyGeek
Mon Jul 28, 2014 9:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with "Cost Basis Adjustment Form for Inherited Shares"
Replies: 23
Views: 662

Re: Ode to Nisiprius, investing, AA, and, other life choices

Here's the original: Subject: Monday around the corner... cold feet Mon Jun 27, 2011 My answer to all such questions is: do it slowly and gradually. If you never make a start, you just remain confronted with the same problem and the same anxiety forever. The problem is: it's an important decision, a...
by LadyGeek
Mon Jul 28, 2014 9:02 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Ode to Nisiprius, investing, AA, and, other life choices.
Replies: 5
Views: 728

Re: Help with "Cost Basis Adjustment Form for Inherited Shar

Thanks LadyGeek. That was another question I was going to ask them. I'm sure my parent will want to send this with a tracking number, not in a bunch of prepaid envelopes of various sizes. So I'm clear, what should the cost basis be, the same that it was before my parent died (original amount) or th...
by LadyGeek
Mon Jul 28, 2014 8:52 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with "Cost Basis Adjustment Form for Inherited Shares"
Replies: 23
Views: 662

Re: Advice wanted on first computer purchase since 1982!

It's only been a few days, you can return it. OTOH, it's an open box subject to restocking fee. Like investing, just ignore the noise. You made the best decision based on available information - at that time - and have done just fine. Don't worry, there is always something newer in the pipeline. A n...
by LadyGeek
Mon Jul 28, 2014 8:36 pm
 
Forum: Personal Consumer Issues
Topic: Advice wanted on first computer purchase since 1982!
Replies: 103
Views: 5103

Re: Help with "Cost Basis Adjustment Form for Inherited Shar

One of my parents died in late April, the parent who controlled and managed all investments. I’m starting the process with the surviving parent to switch over a traditional, rollover and Roth and change a non-retirement that was jointly held. Vanguard sent 4 forms after our initial call. I’m stuck ...
by LadyGeek
Mon Jul 28, 2014 8:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with "Cost Basis Adjustment Form for Inherited Shares"
Replies: 23
Views: 662

Re: Vanguard sued for charging too little

knowmad - I merged your thread into here. For clarification, the article link is to MarketWatch.com (subsidiary of WSJ).
by LadyGeek
Mon Jul 28, 2014 5:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard sued for charging too little
Replies: 105
Views: 9713

Re: Vanguard eliminates fee on FTSE All-World ex-US Small-Ca

I removed a few off-topic comments. As a reminder, see: Forum Policy

We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.
by LadyGeek
Mon Jul 28, 2014 4:38 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard eliminates fee on FTSE All-World ex-US Small-Cap
Replies: 24
Views: 3433

Re: CD interest payments

...Early withdrawals are paid for by reducing the amount of interest paid to you. Your principal can never go below the purchase amount , but you'll lose the last 6 months or so (depends on the terms) when the CD is redeemed. The "Details and Disclosures" section goes into exact detail he...
by LadyGeek
Mon Jul 28, 2014 4:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: CD interest payments
Replies: 19
Views: 1380

Re: Bloomberg rates Large Company 401k plans

FYI - I merged Taylor Larimore's thread into here, which is in the Personal Finance (Not Investing) forum (401(k) ranking).
by LadyGeek
Sun Jul 27, 2014 8:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Bloomberg rates Large Company 401k plans
Replies: 22
Views: 2246

Re: Vanguard sued for charging too little

According to the complaint ... Maybe I missed it but can someone post a link to the complaint itself? I went to the obvious place: New York State Supreme Court Records OnLine Library SCROLL . I could not locate the case. Actually, the suit invokes New York State's False Claims Act, not the federal ...
by LadyGeek
Sun Jul 27, 2014 8:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard sued for charging too little
Replies: 105
Views: 9713

Re: Vanguard sued for charging too little

The Vanguard mutual funds own a subsidiary because Jack Bogle needed a job. After Bogle was fired from Wellington Capital he persuaded the other directors of the Wellington funds to use assets of the funds to start a company for him to run. The wiki has additional background: Wellington Management ...
by LadyGeek
Sun Jul 27, 2014 7:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard sued for charging too little
Replies: 105
Views: 9713

Re: CD interest payments

Thanks LG :happy Add dividends to certificate. Same interest rate as CD? I'm sure there are some subtle differences, but a money market is the same thing as a CD. From the wiki: Certificate of deposit CDs at credit unions are sometimes called money market certificates. Unlike a money market fund, t...
by LadyGeek
Sun Jul 27, 2014 7:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: CD interest payments
Replies: 19
Views: 1380

Re: Health Care Sharing Ministry

This thread is now in the Personal Finance (Not Investing) forum (Health Care).

As wageoghe suggested, feel free to continue the discussion in: Health-Sharing Ministry as ACA Insurance Alternative
by LadyGeek
Sun Jul 27, 2014 5:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Health Care Sharing Ministry
Replies: 3
Views: 455

Re: CD interest payments

Don't feel bad about asking a question. You don't have to know everything, I certainly don't. First, read the wiki: Certificate of deposit See this example at PenFed: Money Market Certificates - PenFed , scroll to the "Details and Disclosures" part. You choose how the interest is paid, whi...
by LadyGeek
Sun Jul 27, 2014 4:52 pm
 
Forum: Investing - Help with Personal Investments
Topic: CD interest payments
Replies: 19
Views: 1380

Re: What shoe size should I buy?

This thread has run its course and is locked (below discretionary threshold). See: Forum Policy ...Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. Note that this subforum has a much lower threshold for locking or removing ...
by LadyGeek
Sun Jul 27, 2014 4:11 pm
 
Forum: Personal Consumer Issues
Topic: What shoe size should I buy?
Replies: 10
Views: 691

Re: favorite bogleheads posts?

At the time, we did send an email to the address on record requesting information. There was no reply. For an anonymous internet forum, that's the most we should do.
by LadyGeek
Sun Jul 27, 2014 3:00 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 50
Views: 3930

Re: Do Bogleheads Ladder CDs Anymore?

I got a 7 x 7-year CD ladder at 3.49% with PenFed a few years ago. The idea was that I could break one early if the rates went up, or I could hold if the rates when down. I'm still holding.
by LadyGeek
Sun Jul 27, 2014 1:59 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do Bogleheads Ladder CDs Anymore?
Replies: 25
Views: 2354

Re: Vanguard sued for charging too little

OP here. The thing I hate about our lawsuit culture is the ease in which a complaint with "damning language" can be filed. Here is one from a few years ago: http://www.bogleheads.org/forum/viewtopic.php?f=10&t=22574 ... The link in human readable format: Complaint Filed Against Vangua...
by LadyGeek
Sun Jul 27, 2014 1:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard sued for charging too little
Replies: 105
Views: 9713

Re: Teacher looking for portfolio advice

FYI - Teacher88 had a duplicated thread, which I merged into here.
by LadyGeek
Sun Jul 27, 2014 12:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Teacher looking for portfolio advice
Replies: 13
Views: 558

Re: rewards checking account

This thread is now in the Personal Finance (Not Investing) forum (credit card).

amitb00 - You can fix your post by clicking on the "Edit" button in the top right corner of each post.
by LadyGeek
Sun Jul 27, 2014 12:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: rewards checking account
Replies: 12
Views: 704

Re: Does severance pay reduce or relace unemployment benefit

Following sscritic, I found that googling for the right term helps. "pa definition severance pay case law" lead to a blog with the right link: Regular Session 2011-2012 Senate Bill 1030 P.N. 1365  "Severance pay" means one or more payments made by an employer to an employe on acc...
by LadyGeek
Sun Jul 27, 2014 12:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Does severance pay reduce or relace unemployment benefits?
Replies: 49
Views: 2658

Re: Does severance pay reduce or relace unemployment benefit

You should make sure that it is technically severance that she is receiving. Some companies make you sign paperwork waving your right to sue for wrongful termination and/or reaffirm your non-compete/NDA/non-dsiparagement clause. If the company makes her "severance" contingent upon signing...
by LadyGeek
Sun Jul 27, 2014 9:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Does severance pay reduce or relace unemployment benefits?
Replies: 49
Views: 2658

Re: Best On-line Portfolio trackers


Welcome!Portfolio Visualizer is developed and maintained by Bogleheads member pvguy. His Factor analysis tool is in the wiki (Fama-French three-factor model analysis).
by LadyGeek
Sun Jul 27, 2014 8:14 am
 
Forum: Investing - Help with Personal Investments
Topic: Best On-line Portfolio trackers
Replies: 16
Views: 1501

Re: favorite bogleheads posts?

Thanks, I fixed it.
by LadyGeek
Sat Jul 26, 2014 9:07 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 50
Views: 3930

Re: Public Speaking-help

^^^ See my previous post about medical advice.

"Ask your doctor about xxxx" would be OK, but consider that some employers may have a different perspective. I think what's been said so far is sufficient, the point has been made.
by LadyGeek
Sat Jul 26, 2014 8:31 pm
 
Forum: Personal Consumer Issues
Topic: Public Speaking-help
Replies: 62
Views: 2887

Re: HELP for dying friend ...

I'm sorry for your loss. Earlier this year, my father passed away. I updated the wiki based on my experience going through this process, which will hopefully provide some insight. First, be aware of the Step-up in basis , which will impact taxes. Next: Estate and inheritance tax . Especially read th...
by LadyGeek
Sat Jul 26, 2014 8:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: HELP for dying friend ...
Replies: 48
Views: 5149

Re: The Best Way To Kill Flies

This thread has run its course and is locked (below discretionary threshold). See: Forum Policy Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offensive, pointless, divisive or mean-spirited pos...
by LadyGeek
Sat Jul 26, 2014 4:58 pm
 
Forum: Personal Consumer Issues
Topic: The Best Way To Kill Flies
Replies: 5
Views: 807

Re: Have a million to transfer, thinking of doing 100% stock

I removed an off-topic comment and its response. As a reminder, see: Forum Policy We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones... Attacks on individuals, insults, name calling, trolling, baiting ...
by LadyGeek
Sat Jul 26, 2014 4:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Have a million to transfer, thinking of doing 100% stocks
Replies: 38
Views: 3650
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