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Re: SS website - credit freeze

This thread is now in the Personal Finance (Not Investing) forum (credit freeze).
by LadyGeek
Tue Sep 30, 2014 10:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: SS website - credit freeze
Replies: 5
Views: 714

Re: bogus schwab email [Phishing scam]

This thread is now in the Personal Consumer Issues forum (scam). I also retitled the thread.
by LadyGeek
Tue Sep 30, 2014 10:44 pm
 
Forum: Personal Consumer Issues
Topic: bogus schwab email [Phishing scam]
Replies: 22
Views: 817

Re: Investing Podcasts

The wiki has a list: Podcasts

You can find the list by clicking on the left-side menu: News and blogs, the podcast link is at the top of the page.
by LadyGeek
Tue Sep 30, 2014 10:31 pm
 
Forum: Personal Consumer Issues
Topic: Investing Podcasts
Replies: 4
Views: 432

Re: Vanguard: "Don't let debt delay or derail your retiremen

Me thinks Vanguard is letting those trillions in management go to it's head. Quoting experts that say you need to replace 70 to 80% of your pre-retirement income? :oops: Come-on Vanguard.....get with the program - 20 to 25x expenses less other income sources, not income!!! Quoting "hello walle...
by LadyGeek
Tue Sep 30, 2014 10:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard: "Don't let debt delay or derail your retirement"
Replies: 33
Views: 2076

Re: "Shellshock" vulnerability for Linux based systems

That website took a while to load. Here's a story from ars technica: Still more vulnerabilities in bash? Shellshock becomes whack-a-mole
by LadyGeek
Mon Sep 29, 2014 10:21 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 2568

Re: Money Makeovers - Are these legitimate stories?

This thread has run its course and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member....
by LadyGeek
Mon Sep 29, 2014 8:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Money Makeovers - Are these legitimate stories?
Replies: 8
Views: 1307

Re: See both financial advisor and elder law lawyer for Mom?

Please stay on topic, which is a question on the need of both a financial advisor and elder law attorney. dad died a couple of months ago. I want to make sure Mom's financial house is in order so I'm going to make an appt for an independent financial advisor. But she's also thinking about nursing h...
by LadyGeek
Mon Sep 29, 2014 8:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: See both financial advisor and elder law lawyer for Mom?
Replies: 43
Views: 1886

Re: what is risk?

Missing member check: The OP (skeptic88) hasn't replied in the thread. Did we answer your questions, or did we deep-dive off on a tangent and seem to have forgotten about you? Let us know. For me, it is more useful to start with the basic definitions, try to make sure I understand them well, then b...
by LadyGeek
Mon Sep 29, 2014 8:04 pm
 
Forum: Investing - Theory, News & General
Topic: what is risk?
Replies: 113
Views: 3884

Re: Buy Local

Please stay on-topic, which is buying products locally. General rants, e.g. the big box retailers or the future of local businesses, are off-topic.
by LadyGeek
Mon Sep 29, 2014 5:40 pm
 
Forum: Personal Consumer Issues
Topic: Buy Local
Replies: 25
Views: 1647

Re: Emergency room consent

Thread locked for moderator review.
by LadyGeek
Mon Sep 29, 2014 5:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Emergency room consent
Replies: 61
Views: 3087

Re: How is real estate rental income taxed?

This thread is now in the Personal Finance (Not Investing) forum (real estate).
by LadyGeek
Mon Sep 29, 2014 5:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: How is real estate rental income taxed?
Replies: 10
Views: 1204

Re: Obese airline passenger

Lock concurred. It's gone off-topic, no added value to continue. See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy...
by LadyGeek
Mon Sep 29, 2014 4:11 pm
 
Forum: Personal Consumer Issues
Topic: Obese airline passenger
Replies: 62
Views: 4650

Re: what is risk?

...So instead of saying "volatility", If you tell them that risk is the variance of return, or if you say the variation in how much money you will end up with, and show them this chart, everyone will get it. http://cdn1.valuewalk.com/wp-content/uploads/2014/07/Mean-Variance-Framework-Risk...
by LadyGeek
Mon Sep 29, 2014 4:05 pm
 
Forum: Investing - Theory, News & General
Topic: what is risk?
Replies: 113
Views: 3884

Re: How much excess 401k contribution is reportable to the I

LadyGeek, I don't even understand why you are throwing out the dishonesty card when I was seriously just bringing up something (the $10 point) that I thought was the way to handle it. Now I see that even if you don't receive a 1099, you are still responsible for reporting the earnings. Intent is ve...
by LadyGeek
Mon Sep 29, 2014 3:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much excess 401k contribution is reportable to the IRS
Replies: 8
Views: 670

Re: Cricket wireless experience

I removed a few comments which discussed referral codes. As a reminder, see: Forum Policy No Solicitation or Link Farming Please do not solicit business or website traffic on this forum. A discreet link to your personal website or blog in your profile is allowed. The moderators and administrators r...
by LadyGeek
Sun Sep 28, 2014 9:34 pm
 
Forum: Personal Consumer Issues
Topic: Cricket wireless experience
Replies: 35
Views: 1778

Re: "Shellshock" vulnerability for Linux based systems

Ged wrote:How about KSR 33's?

I used an ASR 33. Sorry for hijacking the thread. Blame the BusyBox shell variables. :)

To try and get back on-topic, this exploit is for devices (servers, routers, perhaps the internet of things) which incorporate a Bash shell AND connect to the wild, untrusted internet.
by LadyGeek
Sun Sep 28, 2014 9:01 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 2568

Re: IRS Relents! Notice 2014-54 permits Basis Isolation

FYI - I merged TX_TURTLE's thread into here, which is in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Sun Sep 28, 2014 8:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRS Relents! Notice 2014-54 permits Basis Isolation
Replies: 66
Views: 5517

Re: How much excess 401k contribution is reportable to the I

As noted by neurosphere and Alan S., from Publication 17 (2013), Your Federal Income Tax : Rounding off dollars. You can round off cents to whole dollars on your return and schedules. If you do round to whole dollars, you must round all amounts. To round, drop amounts under 50 cents and increase amo...
by LadyGeek
Sun Sep 28, 2014 8:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much excess 401k contribution is reportable to the IRS
Replies: 8
Views: 670

Re: 'Play Money' - why 5%?

I posted this in another thread: Subject: How I beat Indexing... in 1 hour Hi Happy! It comes from John Bogle himself, see the wiki: Variations on Bogleheads® investing John Bogle says that investors with an itch for speculating can allocate 5% of a portfolio to a "funny money" account.
by LadyGeek
Sun Sep 28, 2014 4:22 pm
 
Forum: Investing - Theory, News & General
Topic: 'Play Money' - why 5%?
Replies: 42
Views: 1595

Re: Act 22 [Puerto Rico Tax Incentive Act 22]

Welcome! I retitled your thread. Here's some background info: Act – 22 » Individual Investors Act

From the official source, Oficina de Servicios Legislativos de la Asamblea Legislativa de P.R.:

- In English: Act No. 22
- In Spanish: Ley Núm. 22 (the primary language)
by LadyGeek
Sun Sep 28, 2014 3:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Act 22 [Puerto Rico Tax Incentive Act 22]
Replies: 4
Views: 374

Re: "Shellshock" vulnerability for Linux based systems

...You can see the name of the shell with echo $SHELL If it doesn't say "bash" you are OK. There is a good chance it will say "sh" instead. Other possibilities are ahs, csh, ksh, zsh and more. Those are NOT bash. If it does say bash, run the sample command given in the linked ar...
by LadyGeek
Sun Sep 28, 2014 3:24 pm
 
Forum: Personal Consumer Issues
Topic: "Shellshock" vulnerability for Linux based systems
Replies: 61
Views: 2568

Re: Any disadvantages of filing for unemployment?

I removed a few off-topic sexist comments (offensive remarks). As a reminder, see: Forum Policy

avoid profanities, obscenities, lewd and otherwise offensive words and remarks
by LadyGeek
Sun Sep 28, 2014 2:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any disadvantages of filing for unemployment?
Replies: 22
Views: 2154

Re: favorite brand name products

This thread is now in the Personal Consumer Issues forum (brand name products).
by LadyGeek
Sun Sep 28, 2014 1:58 pm
 
Forum: Personal Consumer Issues
Topic: favorite brand name products
Replies: 58
Views: 2676

Re: what is risk?

I understand that bogleheads are not necessarily in complete agreement with the efficient market hypothesis, however, I believe it is safe to say that we for the most part, accept it. However, I am having a hard time understanding why volatility is considered the determining factor of risk. Almost ...
by LadyGeek
Sun Sep 28, 2014 12:40 pm
 
Forum: Investing - Theory, News & General
Topic: what is risk?
Replies: 113
Views: 3884

Re: Risks associated with investing in Vanguard funds

This thread is now in the Investing - Theory, News & General forum (general investing question). To nisiprius' point, I have no idea what that Morningstar asset allocation chart means, either. PIMCO Total Return Instl Report (PTTRX) | Asset Allocation Summary . The style box is blank. Perhaps it...
by LadyGeek
Sun Sep 28, 2014 12:14 pm
 
Forum: Investing - Theory, News & General
Topic: Risks associated with investing in Vanguard funds
Replies: 11
Views: 2062

Re: How I beat Indexing... in 1 hour

Hi Happy! It comes from John Bogle himself, see the wiki: Variations on Bogleheads® investing

Wiki footnote wrote:John Bogle says that investors with an itch for speculating can allocate 5% of a portfolio to a "funny money" account.
by LadyGeek
Sun Sep 28, 2014 10:59 am
 
Forum: Investing - Theory, News & General
Topic: How I beat Indexing... in 1 hour
Replies: 69
Views: 10802

Re: How I beat Indexing... in 1 hour

For those who may have missed the OP's intent: (I'm not referring to any specific post in this thread) 1) Dedicate <5% of your portfolio to "play money" - In my case it was $5000 Five percent is the maximum amount of money you can lose and not significantly affect your retirement plans.
by LadyGeek
Sun Sep 28, 2014 10:16 am
 
Forum: Investing - Theory, News & General
Topic: How I beat Indexing... in 1 hour
Replies: 69
Views: 10802

Re: Wiki - Create your own book, download PDF files

Via PM, someone asked me if it was possible to creating PDF files for the wiki. You certainly can.

I'm bumping this thread to make readers more aware of this feature.
by LadyGeek
Sun Sep 28, 2014 10:09 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Wiki - Create your own book, download PDF files
Replies: 2
Views: 755

Re: Vanguard Recommending Quicken Changes

Rather than hijack the thread, start a new thread or jump on one of the many existing threads: quicken alternatives - Google Search
by LadyGeek
Sun Sep 28, 2014 9:57 am
 
Forum: Personal Consumer Issues
Topic: Vanguard Recommending Quicken Changes
Replies: 62
Views: 5683

Re: Risks associated with investing in Vanguard funds

Vanguard does not own the mutual funds. Take a look at ObliviousInvestor's blog, referenced in the wiki article: Is It Safer to Use Multiple Fund Companies? You can also find forum discussions about this: vanguard fund custodian - Google Search (The wiki article noted by pkcrafter above: Vanguard sa...
by LadyGeek
Sun Sep 28, 2014 9:48 am
 
Forum: Investing - Theory, News & General
Topic: Risks associated with investing in Vanguard funds
Replies: 11
Views: 2062

Re: Emerging Markets Index

I removed some off-topic comments. As a reminder, see: Forum Policy

We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.

Please stay factual.
by LadyGeek
Sat Sep 27, 2014 12:32 pm
 
Forum: Investing - Theory, News & General
Topic: Emerging Markets Index
Replies: 20
Views: 908

Re: EmergDoc has Surpassed 10,000 posts!

For those who haven't figured it out, it's in the Member list. The link is in the upper-right corner of the forum page.

Click on the "Posts" heading twice to sort in descending order. Members

You must be logged in to see the member list.
by LadyGeek
Sat Sep 27, 2014 12:23 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: EmergDoc has Surpassed 10,000 posts!
Replies: 32
Views: 2861

Re: BIG ($180k) student debt!! Strategy needed.

...Excellent advice. May I also suggest the OP get a copy of The White Coat Investor (available on Amazon - click on the Amazon link above and this board will get a small referral fee from Amazon) - which is written by EmergDoc. No, I haven't met him. Yes, I have read the book and am impressed. His...
by LadyGeek
Sat Sep 27, 2014 12:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: BIG ($180k) student debt!! Strategy needed.
Replies: 38
Views: 3596

Re: What Book Are You Currently Reading? Part VI

It was mentioned. Subject: What Book Are You Currently Reading? Part V The Witches of Karres , by James H. Schmitz. There are a number of very good Schmitz works (I particularly enjoyed The Demon Breed which is included in the collection The Hub: Dangerous Territory) and it should be noted that ther...
by LadyGeek
Sat Sep 27, 2014 12:00 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 47
Views: 2361

Re: HAPPY [40th] BIRTHDAY, VANGUARD

That's a different aspect - when the corporation got organized. A remarkable history

1975

Vanguard begins operations on May 1 as a new kind of firm, with John C. Bogle at the helm. It opens with 11 funds (including Wellington Fund) and $1.8 billion in net assets.
by LadyGeek
Sat Sep 27, 2014 11:45 am
 
Forum: Investing - Theory, News & General
Topic: HAPPY [40th] BIRTHDAY, VANGUARD
Replies: 16
Views: 1493

Re: HAPPY [40th] BIRTHDAY, VANGUARD

Thanks, I fixed the wiki: The Vanguard Group Although Vanguard itself lists May 1, 1975 as the starting date ( Fast facts about Vanguard ), I'll defer to the founder. BTW, enable browser cookies to view Alex Frakt's reference to the PA Dept. of State: Business Entity Filing History . You'll also nee...
by LadyGeek
Sat Sep 27, 2014 10:39 am
 
Forum: Investing - Theory, News & General
Topic: HAPPY [40th] BIRTHDAY, VANGUARD
Replies: 16
Views: 1493

Re: Answer to Most Physician/High Net Worth Questions:

This thread is now in the Personal Finance (Not Investing) forum (financial planning).
by LadyGeek
Sat Sep 27, 2014 10:19 am
 
Forum: Personal Finance (Not Investing)
Topic: Answer to Most Physician/High Income Job Questions:
Replies: 31
Views: 2256

Re: What Book Are You Currently Reading? Part VI

The Hub: Dangerous Territory , by James H. Schmitz. I just started and can't put it down. Valuethinker, placeholder, and Ged - thanks for the recommendation. I'm thinking to complete the "Federation of the Hub" series, which has strong female characters (Telzey Amberdon, Trigger Argee): T...
by LadyGeek
Fri Sep 26, 2014 10:54 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 47
Views: 2361

Re: Treadmills [vs. Ellipticals]

I have a Smooth Fitness elliptical trainer, Model CE, purchased in 2003 (11 years old). At the time, the company was local to me (in NJ) and they delivered it to my house. I can't say anything about the recent models, but the construction and quality of what I bought was excellent. I do my own maint...
by LadyGeek
Fri Sep 26, 2014 9:21 pm
 
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 54
Views: 3304

Re: Contribution limit 401k

FYI - I merged the OP's thread back into the original. This thread is now in the Personal Finance (Not Investing) forum (401(k) questions). doon - It's best to keep all of the information in one spot. This allows the members to see all of your information so we can give you the appropriate help. Als...
by LadyGeek
Fri Sep 26, 2014 9:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Contribution limit 401k
Replies: 22
Views: 1787

Re: Boglehead App?

Sorry, no app. However, there's a partial solution. - In Chrome, go to the Bogleheads.org home page. - Touch Chrome menu --> Add to homescreen. - You now have the icon on your homescreen. - Touch the logo and you're on the home page. Instant app. http://www.bogleheads.org/forum/images/icon_Boglehead...
by LadyGeek
Fri Sep 26, 2014 8:58 pm
 
Forum: Forum Issues and Administration
Topic: Boglehead App?
Replies: 13
Views: 1514

Re: Heating duct cleaning for an old house

This thread is now in the Personal Consumer Issues forum (heating duct cleaning).
by LadyGeek
Fri Sep 26, 2014 8:46 pm
 
Forum: Personal Consumer Issues
Topic: Heating duct cleaning for an old house
Replies: 3
Views: 340

Re: operating cost of this forum

FYI - There's a related thread: Supporting the Operating Costs of the Forum
by LadyGeek
Fri Sep 26, 2014 8:00 pm
 
Forum: Forum Issues and Administration
Topic: operating cost of this forum
Replies: 42
Views: 5230

Re: No room on your Windows hard drive? Cleanup Update files

Thanks. I'll think about trying my air pistol at the next opportunity.

I also have a 0.177 air rifle which can get > 1,000 fps. However, it's as loud as a .22 rifle. This is not a neighborhood where you want to get that type of attention.
by LadyGeek
Fri Sep 26, 2014 7:16 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 60
Views: 4608

Re: operating cost of this forum

I should also note the Support this Site link in the upper right corner of this forum page, just to the left of the Amazon.com link.

The link goes to the same place as one under the "Support This Site" entry on the home page.
by LadyGeek
Fri Sep 26, 2014 7:11 pm
 
Forum: Forum Issues and Administration
Topic: operating cost of this forum
Replies: 42
Views: 5230

EmergDoc has Surpassed 10,000 posts!

Congrats to EmergDoc, a.k.a Jim Dahle, for passing 10,000 posts!

I can't thank you enough for all of the contributions you've made.
by LadyGeek
Fri Sep 26, 2014 4:56 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: EmergDoc has Surpassed 10,000 posts!
Replies: 32
Views: 2861

Re: Order of investing [Prioritizing Investments]

This thread is now in the Investing - Help with Personal Investments forum. The words you are looking for are prioritizing investments . I retitled the thread. This question comes up often, it's in the wiki: Prioritizing investments , which is general advice. The OP would like to go further ("m...
by LadyGeek
Fri Sep 26, 2014 4:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Order of investing [Prioritizing Investments]
Replies: 11
Views: 1080

Re: Risks associated with investing in Vanguard funds

Welcome! This thread is for investing with Vanguard.

For complaints about the company itself, just google this forum. You might be interested in this one: Disappointed in Vanguard customer service

Or, perhaps this one: Vanguard's Website - Bad, or just me?
by LadyGeek
Fri Sep 26, 2014 4:31 pm
 
Forum: Investing - Theory, News & General
Topic: Risks associated with investing in Vanguard funds
Replies: 11
Views: 2062

Re: a look at technical indicators

I'd be remiss not to bring up nisirprius' thread: So, WAS there a Hindenburg Omen? Anyone know? , which links to an earlier 6 page thread. A memorable post, nearly 4 years ago to the day: Subject: Confirmed Hindenburg Omen on 8/20 - anybody watching? Sep 20, 2010 The Hindenburg Omen is still good fo...
by LadyGeek
Fri Sep 26, 2014 3:42 pm
 
Forum: Investing - Theory, News & General
Topic: a look at technical indicators
Replies: 16
Views: 1275
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