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Re: Round The World!

This thread is now in the Personal Consumer Issues forum (travel).
by LadyGeek
Thu Apr 24, 2014 9:47 pm
 
Forum: Personal Consumer Issues
Topic: Round The World!
Replies: 32
Views: 1887

Re: Dilbert Mints

Let me take a mo-mint to express my compli-mints to the creativity of these state-mints. My assess-mint indicates that no further accoutre-mints of this word play should be imple-mint-ed. This thread has run its course and is locked (below threshold). See: Forum Policy Note that this subforum has a ...
by LadyGeek
Thu Apr 24, 2014 9:43 pm
 
Forum: Personal Consumer Issues
Topic: Dilbert Mints
Replies: 40
Views: 1536

Re: Lottery value more than 4 times all possible tickets

This thread has run its course and is locked (not investing related). See: Forum Policy If it's investment related and it doesn't fall into the above category it goes here. Examples of acceptable topics include news about new fund offerings, pointers to academic papers about investing issues, quest...
by LadyGeek
Thu Apr 24, 2014 4:01 pm
 
Forum: Investing - Theory, News & General
Topic: Lottery value more than 4 times all possible tickets
Replies: 13
Views: 1495

Re: Where would you retire, if $ were no object?

This thread is now in the Personal Consumer Issues (how you spend your time and money).
by LadyGeek
Wed Apr 23, 2014 10:27 pm
 
Forum: Personal Consumer Issues
Topic: Where would you retire, if $ were no object?
Replies: 69
Views: 4176

Re: If you have ACA health insurance, what is your experien

++++ Thank you! Awesome post! Our very modest subsidy (right inside the cutoff) is about exactly equal to the tax savings we'd receive if we could deduct the entire premium and pay for our insurance tax free, like people who get their insurance through an employer often get to do. *** oops, sorry, ...
by LadyGeek
Wed Apr 23, 2014 9:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 201
Views: 8119

Re: FORUM REACHES 2,000,000 POSTS TODAY

^^^ That's it, we checked the member list at different times. Welcome to the 4 new members who posted in the forum.

sscritic is going to have to update his calculations.
by LadyGeek
Wed Apr 23, 2014 8:39 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 52
Views: 1643

Re: FORUM REACHES 2,000,000 POSTS TODAY

There is a much simpler way. Use the Find a member functionality of the Members page? Set Posts: Equal to 0, which shows 9364 users. I guess I shouldn't have subtracted the '1' from my previous calculation (9363 users). In any case, my Posts: Equal to 0 shows 9360 users. Perhaps my rank as site adm...
by LadyGeek
Wed Apr 23, 2014 8:31 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 52
Views: 1643

Re: If you have ACA health insurance, what is your experien

Please stay on-topic, which Your Experience with ACA health insurance.

We're now discussing employer subsidies (general comments, not actionable) and some stray discussions into politics (off-topic) - which is not the point of the thread.
by LadyGeek
Wed Apr 23, 2014 8:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 201
Views: 8119

Re: FORUM REACHES 2,000,000 POSTS TODAY

You can hack the URL. Just change the starting count until it hits 1. It only took a few tries. http://www.bogleheads.org/forum/memberlist.php?sk=d&sd=a&start=9350 There are 14 '0' posts on the above page. So, 9363 = 9350 + 14 - 1 The -1 is because that's the starting count on the page.
by LadyGeek
Wed Apr 23, 2014 8:02 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 52
Views: 1643

Re: FORUM REACHES 2,000,000 POSTS TODAY

From sscritic data if we have 36K users, seems that average number of posts is 55. If we discount 9K users who have not posted any thing, users on an average have posted 75 posts. Very active community here. I will be interested to know how many top 1% and top 10% have posted here. Would this help?...
by LadyGeek
Wed Apr 23, 2014 5:42 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 52
Views: 1643

Re: Doesn't Matter - Does Matter - Good Post by Ben Carlson

This thread has run its course and is locked (topic exhausted, no longer investing related). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt ...
by LadyGeek
Tue Apr 22, 2014 10:48 pm
 
Forum: Investing - Theory, News & General
Topic: Doesn't Matter - Does Matter - Good Post by Ben Carlson
Replies: 58
Views: 5200

Re: Bogle: Tilt To Corporates For More Yield

^^^ It's been published here before, I merged your post into the thread. Feel free to continue the discussion.
by LadyGeek
Tue Apr 22, 2014 9:42 pm
 
Forum: Investing - Theory, News & General
Topic: Bogle: Tilt To Corporates For More Yield
Replies: 71
Views: 7110

Re: What to do [Investing vs. Paying Down Debt]

Welcome! Let's keep it here for now. Your information might be a little easier to read if you edited Post #1 to be in this format: Asking Portfolio Questions (Use the "Edit" button in the top right corner.) It's hard to see how much of your portfolio is in terms of total percentages, e.g. ...
by LadyGeek
Tue Apr 22, 2014 9:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do [Investing vs. Paying Down Debt]
Replies: 9
Views: 1176

Re: Northwestern Mutual Life - Whole Life Policy Review

I did some research on reading an in-force illustration. Here's a tutorial from the American Institute of Certified Public Accountants : Understanding Life Insurance Illustrations (useful - the link seems to be broken now ) Compare to the one from New York Life: Your Whole Life Policy Illustration (...
by LadyGeek
Tue Apr 22, 2014 7:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Northwestern Mutual Life - Whole Life Policy Review
Replies: 31
Views: 1827

Re: Newbie ? Roth Ira

No worries, I fixed it for you. Your thread is now merged with the original.

If anyone sees a post or thread that needs to be fixed, just report it using the "!" in the top right corner and explain what's needed. We'll take care of it.
by LadyGeek
Tue Apr 22, 2014 7:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie ? Roth Ira
Replies: 49
Views: 2032

Re: FORUM REACHES 2,000,000 POSTS TODAY

By request, here's post #2,000,000: Subject: Mr. Money Mustache: Hero or Foolish? "That's just not possible for someone in middle class. His "true" audience is really someone who has a lot of money already" I'm not a MMM follower but from what I've read on his site, I've read qui...
by LadyGeek
Tue Apr 22, 2014 5:38 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 52
Views: 1643

Re: FORUM REACHES 2,000,000 POSTS TODAY

I also used the occasion to write my very first blog post: The Bogleheads Forum Surpasses 2,000,000 Posts! | Bogleheads® Blog
by LadyGeek
Tue Apr 22, 2014 5:33 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 52
Views: 1643

Re: FORUM REACHES 2,000,000 POSTS TODAY

On a related note, post 1,999,999 was made by none other than Taylor Larimore, in A Case for Individual Bonds? I've got a screenshot with the odometer at 2,000,000 posts and I am working with LadyGeek to share it. Here's the image, thanks to Peculiar_Investor. Look in the lower left-hand corner for...
by LadyGeek
Tue Apr 22, 2014 5:12 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 52
Views: 1643

Re: Is social security a good investment?

Yeah, it'll probably get locked around 4PM or so. I'm running late today. This thread has run its course and is locked (not actionable, expected to get political shortly). See: Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic...
by LadyGeek
Tue Apr 22, 2014 4:57 pm
 
Forum: Investing - Theory, News & General
Topic: Is social security a good investment?
Replies: 33
Views: 1506

Re: is whole life insurance a good investment?

FYI - I moved a post by tnbison (and one response) into a new thread: [Evaluate whole life vs. universal life insurance]
by LadyGeek
Tue Apr 22, 2014 4:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: is whole life insurance a good investment?
Replies: 17
Views: 1483

Re: [Evaluate whole life vs. universal life insurance]

To help the OP, I moved the posts into a new thread. Since this is a question about life insurance (not as an investment), this new thread is now in the Personal Finance (Not Investing) forum (insurance).

The previous thread is here: is whole life insurance a good investment?
by LadyGeek
Tue Apr 22, 2014 4:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Evaluate whole life vs. universal life insurance]
Replies: 4
Views: 332

Re: Warren Buffett

I removed a number of off-topic comments. Opposing points of view are welcome, but they must be expressed factually. As a reminder, see: Forum Policy We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones....
by LadyGeek
Tue Apr 22, 2014 4:40 pm
 
Forum: Investing - Theory, News & General
Topic: Warren Buffett
Replies: 45
Views: 2445

Re: Northwestern Mutual Life - Whole Life Policy Review

This thread is now in the Northwestern Mutual Life - Whole Life Policy Review forum. Let me help with the wiki.

Some background info to supplement dhodson: Disability insurance

Reading material: The White Coat Investor
by LadyGeek
Mon Apr 21, 2014 10:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Northwestern Mutual Life - Whole Life Policy Review
Replies: 31
Views: 1827

Re: Need help finding a better deal on this music CD

rec7 - Consider that your purchase will come with a nicely printed CD case and insert with all the info. I thought CDs were going out of style, but my husband buys them all the time. In spite of high-speed downloads and online services. A CD is a high quality recording, much better than an MP3 file ...
by LadyGeek
Mon Apr 21, 2014 9:33 pm
 
Forum: Personal Consumer Issues
Topic: Need help finding a better deal on this music CD
Replies: 14
Views: 916

Re: Need help finding a better deal on this music CD

Suggestions of dishonest behavior or bypassing the law are totally unacceptable. I removed a few off-topic comments which imply bypassing copyright restrictions (data rights management).
by LadyGeek
Mon Apr 21, 2014 9:30 pm
 
Forum: Personal Consumer Issues
Topic: Need help finding a better deal on this music CD
Replies: 14
Views: 916

Re: If you leave your job, can you use up your whole FSA?

I searched the US law via "unofficial" Cornell ( 26 CFR Part 1 - INCOME TAXES ) and the "official" ( eCFR — Code of Federal Regulations ) websites. Part 1.125-5 is indeed missing from current law, which is probably why you are referring to 2007. The IRS has 2007 information: Inte...
by LadyGeek
Mon Apr 21, 2014 9:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you leave your job, can you use up your whole FSA?
Replies: 29
Views: 1920

Re: Need help finding a better deal on this music CD

This thread is now in the Personal Consumer Issues forum (CD purchase).
by LadyGeek
Mon Apr 21, 2014 8:32 pm
 
Forum: Personal Consumer Issues
Topic: Need help finding a better deal on this music CD
Replies: 14
Views: 916

Re: If you have ACA health insurance, what is your experien

I removed a few off-topic comments. As a reminder, see: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ⋅ Common ...
by LadyGeek
Mon Apr 21, 2014 8:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 201
Views: 8119

Re: If you leave your job, can you use up your whole FSA?

Lady Geek I understand where you are coming from on this issue. Dan I can't find the post, but a member stated that the money to fund the deficiency comes from an insurance pool. They use the money that's forfeited from other member contributions to fund it. I don't have any details, but that's wha...
by LadyGeek
Mon Apr 21, 2014 5:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you leave your job, can you use up your whole FSA?
Replies: 29
Views: 1920

Re: Buying mattress online. Please help

FYI, the OP has multiple threads, further comments should be redirected to this thread: What does a Boglehead Mattress look like? (note the comment by pennstater2005: Re: What does a Boglehead Mattress look like?)

(Thread locked.)
by LadyGeek
Mon Apr 21, 2014 4:59 pm
 
Forum: Personal Consumer Issues
Topic: Buying mattress online. Please help
Replies: 19
Views: 1821

Re: What does a Boglehead Mattress look like?

I removed some off-topic comments. As a reminder, see: Forum Policy No Solicitation or Link Farming Please do not solicit business or website traffic on this forum. A discreet link to your personal website or blog in your profile is allowed. The moderators and administrators reserve the right to de...
by LadyGeek
Mon Apr 21, 2014 4:49 pm
 
Forum: Personal Consumer Issues
Topic: What does a Boglehead Mattress look like?
Replies: 17
Views: 1331

Re: sued by landlord

To be clear, please see the disclaimer at the bottom of every forum page:

No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation.
by LadyGeek
Sun Apr 20, 2014 10:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: sued by landlord
Replies: 34
Views: 4118

Re: New graph on Personal Capital Dashboard

This website offers investment advice. Part of using an investment advisory service is performing due diligence to understand what you are getting into. See the wiki: Investment adviser From the site's Terms of Use , investment advice is provided by Personal Capital Advisors Corporation. Here's the ...
by LadyGeek
Sun Apr 20, 2014 10:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: New graph on Personal Capital Dashboard
Replies: 12
Views: 1316

Re: Post Your Favorite Recipe (Or Any Recipe You Like)

You're looking at this all wrong, let's take a different perspective. What ingredients do you have lying around? See: Website for recipes with random food ingredients lying around? This is a good website: Allrecipes - Search . Just enter the meal, how long it takes to make, and what type of dish (op...
by LadyGeek
Sun Apr 20, 2014 8:54 pm
 
Forum: Personal Consumer Issues
Topic: Post Your Favorite Recipe (Or Any Recipe You Like)
Replies: 17
Views: 1029

Re: Save an entire website?

Here's an add-on: ScrapBook :: Add-ons for Firefox

I haven't used it myself, but this is the same developer which created FireGestures :: Add-ons for Firefox - I'm hooked on it.
by LadyGeek
Sun Apr 20, 2014 7:53 pm
 
Forum: Personal Consumer Issues
Topic: Save an entire website?
Replies: 5
Views: 652

Re: Typical fees for an account with Morgan Stanley ?

Thanks. I'm fairly, sure this isn't the first time I missed that. :)

(Thread locked to redirect responses to: Typical fees for an account with Morgan Stanley ?)
by LadyGeek
Sun Apr 20, 2014 7:21 pm
 
Forum: Investing - Theory, News & General
Topic: Typical fees for an account with Morgan Stanley ?
Replies: 3
Views: 503

Re: Typical fees for an account with Morgan Stanley ?

He's been reading some blog called MoneyMustache He's now wondering about the fees he's been paying on his $350k IRA account there. I said there are 3 layers of fees he might be subjected to: 1) Front end Load Mutual funds. Does anyone know if these slimeball things even exist any more? 2) Probably...
by LadyGeek
Sun Apr 20, 2014 5:01 pm
 
Forum: Investing - Theory, News & General
Topic: Typical fees for an account with Morgan Stanley ?
Replies: 3
Views: 503

Re: If you leave your job, can you use up your whole FSA?

The IRS is clear on this topic. You are entitled to the full amount of your election with no recourse from your employer. Here's a thread I started: Flex. Spending Arrangement (FSA) - Maximize reimbursements It's also in the wiki: Flexible spending arrangement (Distributions from an FSA) Source: Pub...
by LadyGeek
Sun Apr 20, 2014 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you leave your job, can you use up your whole FSA?
Replies: 29
Views: 1920

Re: Possible fraud? Getting mail about a car I don't own.

Consider this a good time to check your credit report. You can do this online and for free, see the wiki: Credit cards (Credit report)
by LadyGeek
Sun Apr 20, 2014 3:15 pm
 
Forum: Personal Consumer Issues
Topic: Possible fraud? Getting mail about a car I don't own.
Replies: 16
Views: 1408

Re: Trying to learn about Brokered CD's

Be very sure on how the CD is titled, as you may not qualify for the full amount of FDIC insurance. See the wiki: Certificate of deposit (Brokered CDs)
by LadyGeek
Sun Apr 20, 2014 2:59 pm
 
Forum: Investing - Theory, News & General
Topic: Trying to learn about Brokered CD's
Replies: 24
Views: 1383

Re: Global Minimum Volatility Fund

Here's an older thread which has some good info: [Vanguard Announces New Low Volatility Fund]
by LadyGeek
Sun Apr 20, 2014 2:55 pm
 
Forum: Investing - Theory, News & General
Topic: Global Minimum Volatility Fund
Replies: 29
Views: 1855

Re: Mel's Unloved Mid-Caps Finally Getting Some Respect

Here's the Morningstar forum thread which started it all: Larry & Mel on "Unloved" Mid-Caps (07-30-2000)

From the wiki: Index to important posts on Morningstar
by LadyGeek
Sun Apr 20, 2014 12:34 pm
 
Forum: Investing - Theory, News & General
Topic: Mel's Unloved Mid-Caps Finally Getting Some Respect
Replies: 44
Views: 3286

Re: Best way to sign a credit card?

I removed some off-topic comments and their replies. As a reminder, see: Forum Policy We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones... Attacks on individuals, insults, name calling, trolling, bait...
by LadyGeek
Sun Apr 20, 2014 11:59 am
 
Forum: Personal Consumer Issues
Topic: Best way to sign a credit card?
Replies: 72
Views: 5285

Re: Does RSP performance offset it's expense ratio?

This thread is now in the Investing - Theory, News & General forum. Welcome! This doesn't answer the question, just to supply some background info: Here's the "free lunch" article: No Free Lunch From Equal Weight S&P 500 , which is discussed in No Free Lunch from Equal Weight S&...
by LadyGeek
Sun Apr 20, 2014 11:55 am
 
Forum: Investing - Theory, News & General
Topic: Does RSP performance offset it's expense ratio?
Replies: 12
Views: 707

Re: Happy Easter and Pesach Sameach to Everyone

Here's the Forum Policy : UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ⋅  Common religious expressions such as sending your ...
by LadyGeek
Sun Apr 20, 2014 11:42 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Happy Easter and Pesach Sameach to Everyone
Replies: 6
Views: 336

Re: What Book Are You Currently Reading? Part V

Immune (The Rho Agenda) , by Richard Phillips. This is book two of the trilogy. It's more or less urban sci-fi, which takes place on Earth (so far) in the current time frame. Alien technology gets in the hands of humans. Although this book is very well written and keeps you engrossed, it's too much...
by LadyGeek
Sun Apr 20, 2014 11:23 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2646
Views: 605066

Re: Any less expensive sources for Lipitor?

Discussions of dishonest behavior or bypassing the law are totally unacceptable. It's a fine line to draw, as there's a lack of enforcement. Here's a summary: Buying Prescription Drugs From Canada: Legal or Illegal? Further discussions about transport across the US / Canada border are off-topic.
by LadyGeek
Sun Apr 20, 2014 10:45 am
 
Forum: Personal Consumer Issues
Topic: Any less expensive sources for Lipitor?
Replies: 54
Views: 2969

Re: Best "Online Service" Hotel Room/Car Deals

No problem. In case anyone else puts a thread in the wrong forum (or you see one that's misplaced), please report the post. It's the "!" in the top right corner of the post - one of the reasons is "Wrong forum." It gets our attention quicker; we'll take care of it.
by LadyGeek
Sat Apr 19, 2014 10:02 pm
 
Forum: Personal Consumer Issues
Topic: Best "Online Service" Hotel Room/Car Deals
Replies: 12
Views: 986
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