Bogleheads.org

Nice work! I especially like your discussion of risk in the section Risk as the uncertainty of returns The charts comparing T-Bill, 10-YearBond and Stock returns do a good job of showing the increasing uncertainty of riskier assets. It's good that you put all on the same scale. I helped create thos...

This thread is not about investing, does not fit in any other sub-forum, and is locked (off-topic). See: Forum Policy

I also locked the prior thread without bumping it. Vanguard Cafe Coffee

In case this discussion is getting too technical, or you're not too concerned about top-quality, try this thread: Decent Cheap Rx Eyeglasses!

If at all possible try to get lens maps for glasses you're considering. The manufacturers don't like to release this information but some people have managed to acquire it for some lenses, e.g., http://www.thelensguru.com/index.php/maps.html I used that site a few years ago to identify my lens manu...

To recap, neurosphere started this thread to help put together a 1 hour presentation targeted at the medical profession to help fend off greedy financial advisors. enderland needs one for young professionals . The bottom line is that there is a ton of stuff on basic financial literacy, but nothing t...

Here's a classic cautionary post by J.D. Roth of GetRichSlowly.org on why financial literacy fails: http://www.getrichslowly.org/blog/2011/12/07/why-financial-literacy-fails-and-what-to-do-about-it/ ...I think financial presentations and seminars are a good idea, because at least one attendee is re...

Thoughts? The first thought that comes to mind is that this conversation is about possible, future law changes which is a subject that is apt to get the conversation locked. I agree. This thread has run its course and is locked. See: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order t...

I have some experience with progressive lenses and agree with the OP's experience. Zeiss has a patent on their Solamax lenses, which I'm currently using for mid-range viewing distances. I tried a different brand, but ended up going back to Solamax after the "alternative" brand quite simply...

As a reminder: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest you start with the Medical Library Association's User's Guide to Finding and Evaluating Health Information on the Web which, in additio...

^^^ I inserted a few comments. To edit the file, use this link: S&P 500 index ...The BYU Marrriott School has an on-line basic personal finance course that can provide a template for potential topics. The link is to the intermediate level of topics: Intermediate Lessons | Personal Finance . (Nat...

FYI - This thread is supplemental information to Larry Swedroe's post in Re: An analysis my colleague did on high yield

After receiving a PM, I removed a few posts and follow-ups. The thread is re-opened.

^^^ I can confirm that I'm definitely much smaller than you, size is indeed relative. My problem was that inattentively reaching into a pocket would press on the thumb studs which can open the knife. Even if the Speed Safe doesn't trigger, the blade point would still be exposed. Don't worry about fo...

I've incorporated Nords' info. See: Bogleheads® financial literacy project I would be willing to help and offer assistance. I work at a university and am currently coordinating efforts to create a financial literacy program for the university as a whole. Do you have any presentations or other materi...

The OP's question concerned reinvesting dividends in a tax-deferred account, which was answered in the first reply. The remaining posts discussed wash sales, followed by tax evasion (not getting caught) . Discussions which bypass the legal process or suggest dishonest behavior are totally un...

Ah, but it's not about winning. It's about having fun and showing just how often the law of averages has random stock selections end up under the index. Or, about having buyer's remorse for an entire year. If I had only swapped my long and short positions... Hang on, my long pick just tanked: Exide...

Now: http://www.amazon.com/gp/product/B0009VCA0S/ref=wms_ohs_product?ie=UTF8&psc=1 The link in human readable format: Kershaw Ken Onion Black Blur Folding Knife with Speed Safe My husband got me that one as a present. Ken Onion knives are an interesting, "off the beaten path" design a...

As mentioned earlier, the article discusses a barbell approach. The wiki has background info: Barbell strategy - be sure to check the references under "External links."

This thread is now in the Personal Finance (Not Investing) forum (mortgage).

This thread has run its course and is locked (general complaint). See: Forum Policy Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be removed . Note that this subforum has a much lower thr...

As a reminder: We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. Respect your debating opponents. Debates are about issues, not people. If you disagree with an idea, go ahead and marshal all your for...

This topic is not actionable (economic policy, somewhat political) and locked. See: Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or wor...

FYI - There was a duplicate thread in the Investing - Help with Personal Investments forum, which I've merged into here.

The next revision: Bogleheads® financial literacy project Changes: - There's a 2nd document for reader feedback. Anyone can provide comments, including the lurkers (reading the forum, but not a member) - no login required. This was stated earlier, but perhaps the point was not clear. It's now highli...

Grok87's tips are in the wiki: Grok's tips

See: Grok's Tip #9: To Manage Risk Well, Use a Bar-Bell and Grok's tip #14: Avoid long-term corporate bonds

This thread has run its course and is locked (no added value). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, ...

First, thanks for correcting my prior post. I think my error was one of association. You're explanation (above this post) helped greatly clarify that High Yield bonds are corporate bonds, meaning that they have equity (corporate) risks. The inconsistent use of "HY" without "Corporate&...

This thread is now in the Personal Finance (Not Investing) forum (Medicare).

To the OP: I also retitled the thread. If you want to change the title, just edit the Subject line in Post #1.

^^^ I would refrain from using copyrighted material and strongly recommend that you create something similar on your own. You need explicit written permission from the publisher / author to reproduce the material, which usually does not extend to "others" - IOW, If you obtain permission, o...

The wiki has some background info: Value averaging

This technique requires that you maintain a cash reserve, it's not for everyone.

Go to the home page and look at the line above the thread listings: 1077 new posts and replies over 175 topics in last day (sorted by Latest Reply) The thread heading has links which will sort the order of display. For completeness, the right side of the statistics allows you to display 1, 2, or 3 d...

Good article, but I think it's missing a basic explanation to new investors - high yield bonds present a very different risk than an equivalent stock / bond (not high yield) portfolio. Then, the article will make sense (along with Brad's previous comment.) Background material is in this thread: know...

^^^This. I happen to know the Mountain Top area. If you're not comfortable with driving from Mountain Top to Scranton/Wilkes-Barre, this is not the place for you. Your comments about the local environment also makes me think that you're not going to be happy. If you had liked the area, you'd be phra...

Yes, those are just links. Nothing is contained in the wiki. After some experimentation (the first one is always the hardest...), I've found that Google does not translate MS products very well. Long story short, I did some editing and "fixed" the Google Slides version, then re-uploaded th...

How to w/d your 3-4% from the various parts of your portfolio. I have taxable,tax deferred and tax free. How about the part RMDs play? I was thinking to take the 4% from the Deferred each year. When the RMD goes over the 4% leval; reinvest the excess in taxable. Marty OK, you want a withdrawal stra...

I would add it myself if I 1) thought it was appropriate and 2) knew how to change tables and add links in the wiki (but I'm working on learning! :D ) 1) One of the tenets of Wikipedia which we follow here is Be bold . Go ahead and add it. If it's really out of place, another editor will come along...

Hi,

Could you provide a little more detail on what you are looking for?

We have several articles on Retirement spending, as well as Safe Withdrawal Rates, but perhaps this is not what you intended. Thanks.

This thread is now in the Personal Consumer Issues forum (looking for a place to live).

Not meaning to be pedantic, but I would probably not say that the Vanguard funds track their respective indices. Both the Vanguard Int Treasury fund and the Vanguard Inflation protected securities fund are actively managed- i.e. are not index funds. So while they have benchmark indices that they co...

The wiki has some background info: Fundamental Indices Look under "Investment options" for suggested funds. The bottom of the article, "Forum discussions," contains links which give insight into the differences between the "cap-weighting" and "fundamental weighting...

Hi, You are correct, they were transposed. I fixed it: Fidelity Funds can be compared by the fund's composition and its tracking benchmark. In this case, - Vanguard Inflation-Protected Securities Fund Investor Shares (VIPSX) and Spartan® Inflation-Protected Bond Index Fund - Fidelity Advantage Class...

ps: Please don’t tell to just let them be because they control rodent populations. My wife would freak out if she ever saw one. Are you sure it's a Garter snake ? They don't just eat rodents. As others suggested, you need to remove the food source and make it uncomfortable to stay around your house...

Smith & Wesson Baby S.W.A.T. with a turquoise stone inlay. I also have one in black and a stone inlay. This style is no longer in production. It fits my hand very well (which is important for proper handling) and I have a choice of colors... I use it mainly to open letters. The rest are the &quo...

It's official, member presentations are now in the wiki: Bogleheads® financial literacy project :happy Via PM, Peter Foley supplied links to his presentations and gave permission to use them for the forum. He was involved with the development of the Bogleheads' Guide to Retirement Planning , so we'r...

(I'm anticipating the next comment will be about Slice and Dice.) Please stay on-topic.

This thread has run its course and is locked (gone off-topic to discuss male vs. female roles). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no ove...

I removed a few posts containing insensitive comments. Let's keep focused on the "stay at home" aspect and not the personal details which invite unwelcome responses (e.g. comparing male vs. female roles in a negative manner). See: Forum Policy We expect this forum to be a place where peop...

This thread has strayed from the original topic (car dealerships) and run its course. This topic is locked (general comment, no added value to continue). See: Forum Policy ...Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or c...