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Re: Computer Challenged

This thread is now in the Personal Consumer Issues forum (computer challenge). I retitled the thread. Something changed the way your browser is reacting to what happens when you click on a link. It's downloading the file instead of viewing it. I have no idea what happened, but here's how to fix it: ...
by LadyGeek
Sat Nov 22, 2014 3:50 pm
 
Forum: Personal Consumer Issues
Topic: Computer Challenged [Downloading instead of Viewing files]
Replies: 3
Views: 172

Re: Obamacare and solo 401K

^^^ I fixed the typo in the title ("Obamacre" to "Obamacare").
by LadyGeek
Sat Nov 22, 2014 3:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Obamacare and solo 401K
Replies: 5
Views: 97

Re: Vanguard launches new offering ... [Vanguard merchandise

^^^ Dale_G - I merged your thread into here, which is in the Personal Consumer Issues forum (Vanguard schwag).

I've got a few signed books, thanks to the Bogleheads Conferences.
by LadyGeek
Sat Nov 22, 2014 3:44 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 88
Views: 8625

Re: Vanguard web site changes

Two-factor authentication is discussed in this thread: Vanguard offers login security code

Further comments on 2-factor authentication should go into that thread.
by LadyGeek
Sat Nov 22, 2014 11:35 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard web site changes
Replies: 51
Views: 6544

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

I linked to this thread from our sister Canadian site: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25 Canadian readers should use this link: Why Bother With Bonds (amazon.ca) The book appears to be available on all Amazon world-wide sites. I guess most books are, so this is nothing new. ...
by LadyGeek
Fri Nov 21, 2014 10:55 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 7
Views: 1174

Re: Does investing in a 401k actually save any money?

Why are comments being removed by ADMIN? Were they inappropriate? Didn't seem so based on the context of the text remaining? I'm curious... To answer your question, see: Forum Policy Member Rights in a Dispute Notifying the Advisory Board via PM or e-mail is the only acceptable outlet for complaint...
by LadyGeek
Fri Nov 21, 2014 10:01 pm
 
Forum: Investing - Theory, News & General
Topic: Does investing in a 401k actually save any money?
Replies: 44
Views: 3090

Re: Side jobs or hobbies that make you money

This thread is now in the Personal Consumer Issues (how you spend make your money and your time).
by LadyGeek
Fri Nov 21, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Side jobs or hobbies that make you money
Replies: 124
Views: 16388

Re: What is a VIT?

From a 401(k) perspective, this fund may be the OP's best choice for an S&P 500 index fund. It's the best that can be done, so you might as well use it. Digging into the prospectus a little more, the listed expense ratio aligns with Class IB shares. Share class definitions: Mutual Fund Classes &...
by LadyGeek
Fri Nov 21, 2014 4:09 pm
 
Forum: Investing - Theory, News & General
Topic: What is a VIT?
Replies: 5
Views: 540

Re: What is a VIT?

This thread is now in the Investing - Theory, News & General forum (theory). The answer to your question: VIT = Variable Insurance Trust What this means, I have no idea. Other than the fund holds stocks in the S&P 500 (an index fund), I couldn't find any information on this fund's details, i...
by LadyGeek
Fri Nov 21, 2014 3:21 pm
 
Forum: Investing - Theory, News & General
Topic: What is a VIT?
Replies: 5
Views: 540

Re: 18 and Need Help Starting [Classroom research assignment

I also have the same assignment and I must argue that I can retire at the age of 33. From the age of 33-62, I must live off savings or investments. I can't plan to inherit money, win the lottery, marry a rich man, etc. Here are some of my personals: I attend a private college in California. I plan ...
by LadyGeek
Fri Nov 21, 2014 2:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4376

Re: 18 and Need Help Starting [Classroom research assignment

Hello everyone! I was given the same assignment as well and am currently a Biology major. I was wondering if shooting for pre-med and a better paying job (but more debt and starting to work later) would be better then getting a (lower pay) job with a bachelors and starting to work sooner. Which wou...
by LadyGeek
Fri Nov 21, 2014 2:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4376

Re: 18 and Need Help Starting [Classroom research assignment

Hello ya'll! I also have the same assignment on financial independence and I must be able to argue that it will be possible for me to retire at the age 32. Personal Information: 1) I am majoring in anthropology with a minor in performing arts 2) I'm going to have around $25,000 student loan debt af...
by LadyGeek
Fri Nov 21, 2014 2:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4376

Re: 18 and Need Help Starting [Classroom research assignment

I have the same professor and assignment but I am majoring in Education and plan on being an elementary school teacher. Does anyone have advice for me, given how little a teacher is paid, such as where in California i should work etc? I'm glad you're thinking about real life. The only thing I can s...
by LadyGeek
Fri Nov 21, 2014 2:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4376

Re: Investing In Currency?

This thread is now in the Investing - Theory, News & General forum (general investing).
by LadyGeek
Fri Nov 21, 2014 1:37 pm
 
Forum: Investing - Theory, News & General
Topic: Investing In Currency?
Replies: 33
Views: 2059

Re: Investing In Currency?

I removed an off-topic post. Please stay on-topic, which is about the currency. Opinions of the respective country's economic policy or political process is off-topic.
by LadyGeek
Thu Nov 20, 2014 11:22 pm
 
Forum: Investing - Theory, News & General
Topic: Investing In Currency?
Replies: 33
Views: 2059

Re: smartphone over wifi - still possible?

Look for a feature called Wi-Fi Calling.

My T-Mobile phone has that built-in. As soon as I enable wi-fi, the phone routes all calls to wi-fi (not the cell network). T-Mobile does not lock you into a contract.
by LadyGeek
Thu Nov 20, 2014 9:38 pm
 
Forum: Personal Consumer Issues
Topic: smartphone over wifi - still possible?
Replies: 29
Views: 1827

Re: Why finance research is often wrong - the jelly bean pro

In reference to previous posts, please stay on-topic and keep the correlations relevant to personal finance.
by LadyGeek
Thu Nov 20, 2014 8:13 pm
 
Forum: Investing - Theory, News & General
Topic: Why finance research is often wrong - the jelly bean problem
Replies: 58
Views: 4790

Re: New Young Investor & need advice

jon123 wrote:Also whats an AA?

That's an abbreviation for Asset allocation, i.e. the ratio of stocks / bonds.

We discuss that one a LOT, hence the tendency to abbreviate.
by LadyGeek
Thu Nov 20, 2014 8:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: New Young Investor & need advice
Replies: 12
Views: 768

Re: New Young Investor & need advice

jon123 - I merged your new thread back into here. It's best to keep all of the information in one spot, as we need to see the "big picture" to give you the best advice.

If you have any more questions (or updates), just post them here.
by LadyGeek
Thu Nov 20, 2014 8:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: New Young Investor & need advice
Replies: 12
Views: 768

Re: TGH question - Gift to family [Tax Gain Harvesting]

This thread is now in the Personal Finance (Not Investing) forum (gifting and tax basis). I retitled the thread to help with the acronym.

The wiki has some background info (but may not help in this situation): Tax gain harvesting
by LadyGeek
Thu Nov 20, 2014 5:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax Gain Harvesting - Charity / Gift to family
Replies: 16
Views: 1192

Re: Question about California Teachers Pension

This thread has run its course and is locked (gone off-topic, no longer discussion pension). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt ...
by LadyGeek
Thu Nov 20, 2014 5:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question about California Teachers Pension
Replies: 12
Views: 1202

Re: RMD do I have to include my wife's IRA's ?

This thread is now in the Personal Finance (Not Investing) forum (RMD). No, and here's why: Publication 590 (2013), Individual Retirement Arrangements (IRAs) I underlined the important part. An individual retirement account is a trust or custodial account set up in the United States for the exclusiv...
by LadyGeek
Thu Nov 20, 2014 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: RMD do I have to include my wife's IRA's ?
Replies: 4
Views: 568

Re: Question about California Teachers Pension

This thread is now in the Personal Finance (Not Investing) forum (pension).

Please stay on-topic, which is a discussion about the pension. Rants about teachers and the profession are off-topic.
by LadyGeek
Thu Nov 20, 2014 4:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question about California Teachers Pension
Replies: 12
Views: 1202

Re: Anybody using dash cameras?

FYI - I merged natureexplorer's thread into here.
by LadyGeek
Thu Nov 20, 2014 4:54 pm
 
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 5536

Re: Today is Thanksgiving Day for my family

This thread is now in the Local Chapters and Bogleheads Community forum (concern for Boglehead).

I'm also glad to hear the kids are safe.
by LadyGeek
Thu Nov 20, 2014 4:49 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Today is Thanksgiving Day for my family
Replies: 6
Views: 1045

Re: Problem with posting

This thread is now in the Forum Issues and Administration forum (problem with posting). If someone posts a reply while you are typing and hit "Preview", you'll see the notification of the new post. This is not a new feature, it's been there a while (we're not going to change how the softwa...
by LadyGeek
Thu Nov 20, 2014 4:48 pm
 
Forum: Forum Issues and Administration
Topic: Problem with posting
Replies: 9
Views: 461

Re: Brother involved with golddigger

This thread has run its course and is locked (gone off-topic, no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt vi...
by LadyGeek
Thu Nov 20, 2014 4:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Brother involved with golddigger
Replies: 37
Views: 8200

Re: Trapped deciding between 2 Jobs: Can I renege on my offe

...Put your interests ahead of the companies. When your interests align with the companies things will work out. When your interests don't align with the companies its time to move on. Get good work experience and build a network of people who respect your skills and abilities. You can't predict wh...
by LadyGeek
Thu Nov 20, 2014 4:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Trapped deciding between 2 Jobs: Can I renege on my offer?
Replies: 36
Views: 2884

Re: Suggestions for the Wiki

Thanks! CyberBob took care of it. See: Re: Dividends in my taxable account
by LadyGeek
Thu Nov 20, 2014 4:22 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 278
Views: 103797

Re: Dividends in my taxable account

The wiki has been updated; how's this look? Should I reinvest dividends in my taxable account? To be clear, the wiki is a collaborative effort. You can see who made the update by clicking on View history in the top right corner of the article (this is also how Wikipedia works). In this case, the upd...
by LadyGeek
Thu Nov 20, 2014 4:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Dividends in my taxable account
Replies: 8
Views: 1146

Re: Buying a lasting vehicle

This thread is now in the Personal Consumer Issues forum (discussion changed from finance to cars).
by LadyGeek
Wed Nov 19, 2014 9:57 pm
 
Forum: Personal Consumer Issues
Topic: Buying a lasting vehicle
Replies: 33
Views: 4135

Re: What were your biggest financial emergencies?

This thread is now in the Personal Finance (Not Investing) forum (financial planning).

The wiki has some background info: Emergency fund
by LadyGeek
Wed Nov 19, 2014 9:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: What were your biggest financial emergencies?
Replies: 39
Views: 3588

Re: Any Bird Experts?

I'll concede the point on territory.

My statement about pecking on the "food" surrounding the window is based on a small flock of sparrows who were doing just that outside my window. Blame it on recency bias.
by LadyGeek
Wed Nov 19, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: Any Bird Experts?
Replies: 23
Views: 1443

Re: Updated IRS Rollover Chart

The chart is now in the wiki: IRA rollovers and transfers An improvement, but the chart still does not address rolling over after tax basis to different destination accounts. For example, there is no footnote indicating that after tax IRA dollars cannot be rolled in a qualified plan. Where should th...
by LadyGeek
Wed Nov 19, 2014 9:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Updated IRS Rollover Chart
Replies: 7
Views: 1186

Re: Updated IRS Rollover Chart

Here's the chart directly from the IRS: www.irs.gov/pub/irs-tege/rollover_chart.pdf

(There are no copyright restrictions on US government websites.)
by LadyGeek
Wed Nov 19, 2014 8:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Updated IRS Rollover Chart
Replies: 7
Views: 1186

Re: Any Bird Experts?

This thread is now in the Personal Consumer Issues forum (bird). I'm betting the birds aren't pecking on the window itself, but the surrounding frame and siding. You've got food in there, like some nice juicy bugs. Don't paint your windows. Aside from the toxicity to birds, you won't be able to look...
by LadyGeek
Wed Nov 19, 2014 7:41 pm
 
Forum: Personal Consumer Issues
Topic: Any Bird Experts?
Replies: 23
Views: 1443

Re: Trapped deciding between 2 Jobs: Can I renege on my offe

FYI - This is an experienced member's 2nd account which was created to protect personal information. The new username was approved in advance by the moderators. See: Forum Policy ("Usernames (accounts)")
by LadyGeek
Wed Nov 19, 2014 5:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Trapped deciding between 2 Jobs: Can I renege on my offer?
Replies: 36
Views: 2884

Re: Banking Culture Breeds Dishonesty?

This thread has run its course and is locked (stupidity of other people). See: Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world ec...
by LadyGeek
Wed Nov 19, 2014 5:14 pm
 
Forum: Investing - Theory, News & General
Topic: Banking Culture Breeds Dishonesty?
Replies: 7
Views: 774

Re: The Three Fund Portfolio

To deep dive into details, I recommend starting a new thread in the Investing - Help with Personal Investments forum using the Asking Portfolio Questions.

Update: pingo beat me to the post.
by LadyGeek
Wed Nov 19, 2014 5:04 pm
 
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 946
Views: 389047

Re: Fund and portfolio comparison tools

anpaul147 - I removed a duplicate post you had in the personal finance forum.

BolderBoy has good suggestions.
by LadyGeek
Wed Nov 19, 2014 4:50 pm
 
Forum: Investing - Theory, News & General
Topic: Fund and portfolio comparison tools
Replies: 2
Views: 400

Re: Pension buyout offer - Accept or reject

This thread is now in the Personal Finance (Not Investing) forum (pension buyout).
by LadyGeek
Wed Nov 19, 2014 4:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pension buyout offer - Accept or reject
Replies: 43
Views: 3284

Re: 18 and Need Help Starting [Classroom research assignment

I am going to be a professional baseball player and I am wondering how I can retire by the age of 32 and what kind of money i need to make to do that. OK, you're starting in the minors, Pacific League Class A. It might be a year or 2 to move up to AA and AAA. - The answer you wanted: Minimum salary...
by LadyGeek
Wed Nov 19, 2014 4:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4376

Re: 18 and Need Help Starting [Classroom research assignment

Welcome to all the new students! First, review what I've posted earlier. You need a starting number, which is how many dollars you should have at the start of retirement. - How long will you live? - How much money do you expect to spend each year? For those who are concerned about what to do (for re...
by LadyGeek
Wed Nov 19, 2014 4:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4376

Re: Gift taxes

This thread is now in the Personal Finance (Not Investing) forum (gift tax).

billybgame - Welcome!
by LadyGeek
Wed Nov 19, 2014 4:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Gift taxes
Replies: 33
Views: 5732

Re: 18 and Need Help Starting [Classroom research assignment

lollipops376 - welcome! I've put your post into the "class thread." To all the class members: Our members spend a lot of time composing posts to help real-life people with real-life problems. We're here to educate and glad to help, but we can only go so far. Please restrict further posts t...
by LadyGeek
Tue Nov 18, 2014 10:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4376

Re: 18 and Need Help Starting [Classroom research assignment

Bonus: Read this free download and pass it to everyone you know. This is not an example, it's real-life: If You Can: How Millennials Can Get Rich Slowly (lower section of page, 3rd paragraph contains download instructions) The booklet is available for free in acrobat , mobi , and Kindle formats; fee...
by LadyGeek
Tue Nov 18, 2014 10:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting [Classroom research assignment]
Replies: 67
Views: 4376

Re: Buick regal/chevy impala

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Tue Nov 18, 2014 9:40 pm
 
Forum: Personal Consumer Issues
Topic: Buick regal/chevy impala
Replies: 12
Views: 882

Re: Bridgewater's All Weather Portfolio

Bwilson - welcome! Do you realize this thread is from 2012? Here's something more current: Ray Dalio's All-Weather Portfolio
by LadyGeek
Tue Nov 18, 2014 8:53 pm
 
Forum: Investing - Theory, News & General
Topic: Bridgewater's All Weather Portfolio
Replies: 21
Views: 4277
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