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Re: Livesoft can you explain how u can do this?

Yes, it's in the wiki: ATRA phaseout taxes

Update: dodecahedron beat me to the post.

Further update: dodecahedron's article is now in the wiki under "External links" - thanks.
by LadyGeek
Wed Nov 26, 2014 8:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Livesoft can you explain how u can do this?
Replies: 26
Views: 2013

Re: Tim Horton shareholder - what to do about Burger King Me

Our sister Canadian site, Financial Wisdom Forum, has a 12 page on-going thread: Tim Hortons (THI) (since 2005)

Feel free to post in that thread, you'll get some "local" perspective.

Disclaimer: I'm a member of the Financial Wisdom Forum.
by LadyGeek
Wed Nov 26, 2014 8:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tim Horton shareholder - what to do about Burger King Merger
Replies: 7
Views: 978

Re: Is there anything unhealthy about drinking tap water?

The health benefits of tap water is a medical issue and beyond the scope of this forum. This thread has run its course and is locked. See: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to sugges...
by LadyGeek
Wed Nov 26, 2014 2:51 pm
 
Forum: Personal Consumer Issues
Topic: Is there anything unhealthy about drinking tap water?
Replies: 17
Views: 942

Re: Lamps for S.A.D. problem

The OP's intent is to mitigate S.A.D, a medical condition, which is off-topic in this forum. I also removed a few posts which gave specific medical advice. This thread has run its course and is locked (medical advice). See: Forum Policy Medical Issues Questions on medical issues are beyond the scop...
by LadyGeek
Wed Nov 26, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: Lamps for S.A.D. problem
Replies: 15
Views: 1572

Re: What are your plans for Thanksgiving Day?

This thread has run its course and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member....
by LadyGeek
Wed Nov 26, 2014 2:38 pm
 
Forum: Personal Consumer Issues
Topic: What are your plans for Thanksgiving Day?
Replies: 6
Views: 440

Re: Strategically not paying medical bills for 90 days for a

This thread has run its course and is locked (gone off-topic into a general rant, no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if t...
by LadyGeek
Wed Nov 26, 2014 2:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Strategically not paying medical bills for 90 days for a dis
Replies: 30
Views: 2652

Re: Roth versus Traditional Debate

This thread is now in the Investing - Theory, News & General forum (general question).

livesoft - Your expertise is sought in this thread: Livesoft can you explain how u can do this?
by LadyGeek
Wed Nov 26, 2014 2:17 pm
 
Forum: Investing - Theory, News & General
Topic: Roth versus Traditional Debate
Replies: 17
Views: 857

Re: Livesoft can you explain how u can do this?

frogmaster - I removed a duplicate post (started a new thread), there were no replies. Here's the post in question: Subject: Roth versus Traditional Debate I am going to convert my traditional IRA that I have not paid any taxes on the contribution into a Roth IRA and not pay any taxes on the convers...
by LadyGeek
Wed Nov 26, 2014 2:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Livesoft can you explain how u can do this?
Replies: 26
Views: 2013

Re: Vegan Raw Food Diet

I removed one further reply (not by IPer). IPer, I sent you a PM.

Anyone can PM me directly and ask for clarification, please don't post in the thread. See: Forum Policy ("Member Rights in a Dispute", 2nd paragraph)
by LadyGeek
Wed Nov 26, 2014 2:08 pm
 
Forum: Personal Consumer Issues
Topic: Vegan Raw Food Diet
Replies: 21
Views: 1591

Re: The Three Fund Portfolio

The discussion on risks of 3-fund vs. 2-fund portfolios has been split into a new thread: Risk of Three-Fund Portfolio vs. Two-Fund Portfolio

Please continue risk comments in that thread.
by LadyGeek
Wed Nov 26, 2014 1:52 pm
 
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 950
Views: 392543

Re: Why finance research is often wrong - the jelly bean pro

Please stay on-topic, which is the finance aspect of research.
by LadyGeek
Tue Nov 25, 2014 9:41 pm
 
Forum: Investing - Theory, News & General
Topic: Why finance research is often wrong - the jelly bean problem
Replies: 112
Views: 7741

Re: Brother wants me to co-sign a house with him

achen9291 - I merged your house and hair salon threads together since the comments were refering to both threads simultaneously.

You have a prior thread from May asking about the house: What should I do about the house? - The advice back then is the same as it is now: avoid family entanglements.
by LadyGeek
Mon Nov 24, 2014 11:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Brother wants me to co-sign a house with him
Replies: 41
Views: 2753

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

^^^ rick53403's post is also moved into here. (It was posted earlier, so appears before FredCouples.) I downloaded the book and have a few comments. - This book is focused on accumulating for retirement and I think it understates the importance of "time horizon": Match your investment choi...
by LadyGeek
Mon Nov 24, 2014 11:08 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3220

Re: Back-up Drive - Local or Cloud? Which?

...Having only local backup drives (even redundant ones) isn't going to help if there is a fire, etc., which is why we added Carbonite a few years earlier. Read your Carbonite agreement very carefully. It is not an archival service, meaning to keep everything forever. In the case of a fire, this is...
by LadyGeek
Mon Nov 24, 2014 10:29 pm
 
Forum: Personal Consumer Issues
Topic: Back-up Drive - Local or Cloud? Which?
Replies: 27
Views: 1567

Re: Back-up Drive - Local or Cloud? Which?

This thread is now in the Personal Consumer Issues forum (computer backup). I'd like everyone who thinks they have a current backup in place to go ahead and delete a file. Pick one at random, like a picture. (Make a copy just in case.) Restore from backup. How many have actually been able to restore...
by LadyGeek
Mon Nov 24, 2014 10:18 pm
 
Forum: Personal Consumer Issues
Topic: Back-up Drive - Local or Cloud? Which?
Replies: 27
Views: 1567

Re: New Jan 2015 Brokerage Fees from Vanguard

This thread is now in the Investing - Theory, News & General forum (brokerage fees).
by LadyGeek
Mon Nov 24, 2014 10:00 pm
 
Forum: Investing - Theory, News & General
Topic: New Jan 2015 Brokerage Fees from Vanguard
Replies: 5
Views: 1199

Re: Existing Whole Life Insurance Policy

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Mon Nov 24, 2014 9:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Existing Whole Life Insurance Policy
Replies: 5
Views: 633

Re: 23 year old... Can I afford a Rolex?

For the new readers, here's the thread in question: Best watch for around $5,000?
by LadyGeek
Mon Nov 24, 2014 9:42 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 162
Views: 10204

Re: article in todays WSJ--stocks are risky even for millenn

I removed a few off-topic posts (political), some continuity is lost. As a reminder, see: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to ...
by LadyGeek
Mon Nov 24, 2014 9:31 pm
 
Forum: Investing - Theory, News & General
Topic: article in todays WSJ--stocks are risky even for millennials
Replies: 18
Views: 3435

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

^^^ FYI - I moved FredCouples' thread into here.
by LadyGeek
Mon Nov 24, 2014 7:18 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3220

Re: Vegan Raw Food Diet

FYI - The OP has arranged with the moderators to restart a previously locked thread, which was off-topic. The content has been revised; this thread is on-topic.
by LadyGeek
Mon Nov 24, 2014 7:15 pm
 
Forum: Personal Consumer Issues
Topic: Vegan Raw Food Diet
Replies: 21
Views: 1591

Re: Advice on Certified Financial Planning Certificate

mholdi1540 - You had a duplicate post, which I removed (there were no replies).
by LadyGeek
Mon Nov 24, 2014 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Advice on Certified Financial Planning Certificate
Replies: 5
Views: 828

Re: Vanguard launches new offering ... [Vanguard merchandise

This thread has run its course and is locked (off-topic, no longer discussing Vanguard - no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, ev...
by LadyGeek
Mon Nov 24, 2014 4:24 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 11211

Re: Life purpose revisited

This thread has run its course and is locked (gone off-topic, general comment, not a personal consumer issue. I also removed an off-topic video link.
by LadyGeek
Sun Nov 23, 2014 10:54 pm
 
Forum: Personal Consumer Issues
Topic: Life purpose revisited
Replies: 55
Views: 7588

Re: A Good Trip Overseas

This thread is now in the Personal Consumer Issues forum (travel).
by LadyGeek
Sun Nov 23, 2014 10:01 pm
 
Forum: Personal Consumer Issues
Topic: A Good Trip Overseas
Replies: 17
Views: 1585

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

^^^ I merged sayeesh's post into here, which is in the Investing - Theory, News & General forum.
by LadyGeek
Sun Nov 23, 2014 10:00 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3220

Re: Fitbit, Vivofit, or other?

I merged browser's thread into here (Tell me about FitBit - is it worth having?). Although Vivofit was in Pony Ears's thread title, no one mentioned Vivofit. Both are looking to give a FitBit (or something else) as a gift.
by LadyGeek
Sun Nov 23, 2014 9:56 pm
 
Forum: Personal Consumer Issues
Topic: Fitbit, Vivofit, or other?
Replies: 55
Views: 2024

Re: Vegan Raw Food Diet

Medical advice, which includes health benefits of diets, is off-topic. The OP's items 3 and 4 intend to discuss the medical benefits of a vegan raw food diet. Additionally, the follow-up posts are discussing the effects of diet on health. This thread has run its course and is locked. See: Forum Pol...
by LadyGeek
Sun Nov 23, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: Vegan Raw Food Diet
Replies: 3
Views: 556

Re: Animal vacuums?

This thread is now in the Personal Consumer Issues forum (pet hair vacuum).
by LadyGeek
Sun Nov 23, 2014 7:51 pm
 
Forum: Personal Consumer Issues
Topic: Animal vacuums?
Replies: 5
Views: 525

Re: 23 year old... Can I afford a Rolex?

This thread is now in the Personal Consumer Issues forum (watch).
by LadyGeek
Sun Nov 23, 2014 7:42 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 162
Views: 10204

Re: Vanguard Funds Outperform Peer Group

Let's go to the source: Performance report: Vanguard funds shined versus peers (Vanguard press release article) It's a comparison against the Russell 1000® Index and Russell 2000® Index . The wiki reference: SPIVA scorecards is by S&P, which I don't think would even mention the word Russell in t...
by LadyGeek
Sun Nov 23, 2014 3:40 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Funds Outperform Peer Group
Replies: 9
Views: 925

Re: Vanguard Funds Outperform (risk and return) Peer Group

For a general overview of indexed vs. active fund performance, see the wiki: SPIVA scorecards
by LadyGeek
Sun Nov 23, 2014 2:30 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Funds Outperform Peer Group
Replies: 9
Views: 925

Re: Vanguard Funds Outperform Peer Group

This thread is now in the Investing - Theory, News & General forum (investing news).
by LadyGeek
Sun Nov 23, 2014 1:52 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Funds Outperform Peer Group
Replies: 9
Views: 925

Re: Apple Stock - Seems great, right?

This thread is now in the Investing - Theory, News & General forum (general discussion).
by LadyGeek
Sun Nov 23, 2014 12:12 pm
 
Forum: Investing - Theory, News & General
Topic: Apple Stock - Seems great, right?
Replies: 116
Views: 10909

Re: Bumped out of first class at boarding - compensation?

This thread is now in the Personal Consumer Issues forum (airline ticket problem).
by LadyGeek
Sun Nov 23, 2014 12:10 pm
 
Forum: Personal Consumer Issues
Topic: Bumped out of first class at boarding - compensation?
Replies: 41
Views: 4104

Re: Donating for a specific family

After receiving a PM, I received a different perspective which suggests this approach may be legal.

This thread is unlocked to clarify this perspective.
by LadyGeek
Sun Nov 23, 2014 11:57 am
 
Forum: Personal Finance (Not Investing)
Topic: Donating for a specific family
Replies: 43
Views: 2702

Re: Donating for a specific family

Discussions of dishonest behavior or bypassing the law are totally unacceptable.

The answer has been supplied; further discussion will not be productive. This thread has run its course and is locked.


The online version: Publication 526 (2013), Charitable Contributions

Update: See below.
by LadyGeek
Sun Nov 23, 2014 11:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Donating for a specific family
Replies: 43
Views: 2702

Re: how to make money like a billionaire

I removed a number of posts which derailed the thread. This thread has run its course and is locked. See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are n...
by LadyGeek
Sat Nov 22, 2014 8:05 pm
 
Forum: Investing - Theory, News & General
Topic: how to make money like a billionaire
Replies: 116
Views: 9547

Re: Want to Save Money: Be grateful

After receiving a PM, this thread can be actionable; which is to consciously focus on gratitude for what you have (behavioral finance).

This thread is now unlocked.
by LadyGeek
Sat Nov 22, 2014 7:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Want to Save Money: Be grateful
Replies: 11
Views: 2817

Re: Dog food - how cheap is too cheap?

I would just overall advise that people talk with their trusted vets about this issue, rather than getting stuff off the Internet. Thank you. Let's extend the courtesy to our pets. Giving incomplete unqualified medical advice in an anonymous internet forum is not recommended. As a reminder: Medical...
by LadyGeek
Sat Nov 22, 2014 7:31 pm
 
Forum: Personal Consumer Issues
Topic: Dog food - how cheap is too cheap?
Replies: 62
Views: 3697

Re: Want to Save Money: Be grateful

This thread is off-topic and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family membe...
by LadyGeek
Sat Nov 22, 2014 7:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Want to Save Money: Be grateful
Replies: 11
Views: 2817

Re: Computer Challenged

This thread is now in the Personal Consumer Issues forum (computer challenge). I retitled the thread. Something changed the way your browser is reacting to what happens when you click on a link. It's downloading the file instead of viewing it. I have no idea what happened, but here's how to fix it: ...
by LadyGeek
Sat Nov 22, 2014 3:50 pm
 
Forum: Personal Consumer Issues
Topic: Computer Challenged [Downloading instead of Viewing files]
Replies: 7
Views: 737

Re: Obamacare and solo 401K

^^^ I fixed the typo in the title ("Obamacre" to "Obamacare").
by LadyGeek
Sat Nov 22, 2014 3:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Obamacare and solo 401K
Replies: 6
Views: 487

Re: Vanguard launches new offering ... [Vanguard merchandise

^^^ Dale_G - I merged your thread into here, which is in the Personal Consumer Issues forum (Vanguard schwag).

I've got a few signed books, thanks to the Bogleheads Conferences.
by LadyGeek
Sat Nov 22, 2014 3:44 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 11211

Re: Vanguard web site changes

Two-factor authentication is discussed in this thread: Vanguard offers login security code

Further comments on 2-factor authentication should go into that thread.
by LadyGeek
Sat Nov 22, 2014 11:35 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard web site changes
Replies: 51
Views: 6868

Re: Why Bother With Bonds free Kindle download/Nov.21 - Nov.

I linked to this thread from our sister Canadian site: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25 Canadian readers should use this link: Why Bother With Bonds (amazon.ca) The book appears to be available on all Amazon world-wide sites. I guess most books are, so this is nothing new. ...
by LadyGeek
Fri Nov 21, 2014 10:55 pm
 
Forum: Investing - Theory, News & General
Topic: Why Bother With Bonds free Kindle download/Nov.21 - Nov.25
Replies: 26
Views: 3220

Re: Does investing in a 401k actually save any money?

Why are comments being removed by ADMIN? Were they inappropriate? Didn't seem so based on the context of the text remaining? I'm curious... To answer your question, see: Forum Policy Member Rights in a Dispute Notifying the Advisory Board via PM or e-mail is the only acceptable outlet for complaint...
by LadyGeek
Fri Nov 21, 2014 10:01 pm
 
Forum: Investing - Theory, News & General
Topic: Does investing in a 401k actually save any money?
Replies: 59
Views: 4954

Re: Side jobs or hobbies that make you money

This thread is now in the Personal Consumer Issues (how you spend make your money and your time).
by LadyGeek
Fri Nov 21, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Side jobs or hobbies that make you money
Replies: 125
Views: 17172
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