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by LadyGeek
Mon May 25, 2015 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: When is it safe to share financial details with gf, future wife
Replies: 53
Views: 4155

Re: When is it safe to share financial details with gf, future wife

A removed a number of off-topic posts related to the husband / wife relationship, along with some sexist comments; continuity is lost. This thread has run its course and is locked (distress to community, no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock...
by LadyGeek
Mon May 25, 2015 8:08 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9411

Re: Software upgrade bug report: e-mail address parsing

^^^ Thanks, I'll keep an eye out for it. ---------------------- Issue #2 - The Whole World is (an Ellipsis........) However, today I wish to report something that I just began noticing yesterday. The engine that parses text and BBCode attaches a period to the end of any unquoted e-mail address it en...
by LadyGeek
Mon May 25, 2015 8:02 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 71
Views: 125609

Re: Please Try Out Test Posts Here

Testing bug reported by digarei in Software upgrade bug report: e-mail address parsing Posting: Bogleheads forum user name to: Sacramento.Bogleheads@gmail.com adds an extra period to the end of the email address - even though it was not initially entered. It shows up in this post after Preview was h...
by LadyGeek
Mon May 25, 2015 7:39 pm
Forum: Investing - Help with Personal Investments
Topic: Building a diverse portfolio from sector funds
Replies: 5
Views: 382

Re: Amana Portfolio Allocation [Portfolio help]

To compare performance, I would suggest a concept known as backtesting - meaning to use historical performance and see how well your portfolio tracks the total market. (See my comments later in this post.) The wiki has a spreadsheet for this: Simba's backtesting spreadsheet , but you'll need to add ...
by LadyGeek
Mon May 25, 2015 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Answer to Most Physician/High Income Job Questions:
Replies: 50
Views: 5106

Re: Answer to Most Physician/High Income Job Questions:

Please stay on-topic, which are the financial aspects of high income physicians.
by LadyGeek
Mon May 25, 2015 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Puzzled about WalMart gift card
Replies: 3
Views: 625

Re: Puzzled about WalMart gift card

You have to register the card separately before you use it online (or by phone). Otherwise, you have to present it in person. I'm guessing the PIN doesn't have much added benefit in these cases. Here's the website: Walmart Visa Gift Card See the FAQ for the full list of restrictions. I recommend usi...
by LadyGeek
Mon May 25, 2015 4:08 pm
Forum: Investing - Help with Personal Investments
Topic: Building a diverse portfolio from sector funds
Replies: 5
Views: 382

Re: Amana Portfolio Allocation [Portfolio help]

revaldo29, Welcome! I moved your post into a new thread so we can help you directly.

I assume that you have certain investment restrictions which are similar to those utilized by the Amana funds.
by LadyGeek
Mon May 25, 2015 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: Amana Portfolio Allocation
Replies: 42
Views: 4174

Re: Amana Portfolio Allocation

New member revaldo29 posted here requesting assistance with his portfolio. I moved the post into a new thread: Amana Portfolio Allocation [Portfolio help]
by LadyGeek
Mon May 25, 2015 1:36 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9411

Re: Forum software upgrade bug reports and change requests

The software is working correctly, as that message means that the moderators have removed a thread from view.

See the FAQ (upper left-corner menu): What does "You are not authorised to read this forum." mean?
by LadyGeek
Mon May 25, 2015 12:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Memorial Day
Replies: 14
Views: 785

Re: Memorial Day

This thread is now in the Local Chapters and Bogleheads Community forum (US Bogleheads holiday).

Wikipedia has background info: Memorial Day
by LadyGeek
Sun May 24, 2015 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: Kids allowance, Savings education, Kids investments
Replies: 12
Views: 1006

Re: Kids allowance, Savings education, Kids investments

This thread is now in the Personal Finance (Not Investing) forum (teaching kids). Here are a few relevant threads: - Teaching a responsible teen about money - Parents:Have you had any luck teaching your kids about money - How to teach young kids to be frugal? - How to teach kids about Bogleheads - B...
by LadyGeek
Sun May 24, 2015 9:09 pm
Forum: Personal Consumer Issues
Topic: Home Remodel - too many decisions, need help!
Replies: 14
Views: 1179

Re: Home Remodel - too many decisions, need help!

This thread is now in the Personal Consumer Issues forum (home remodeling).
by LadyGeek
Sun May 24, 2015 9:08 pm
Forum: Personal Consumer Issues
Topic: Sun City Arizona = Retirement help.
Replies: 50
Views: 6310

Re: Sun City Arizona = Retirement help.

This thread is now in the Personal Consumer Issues forum (where to live).
by LadyGeek
Sun May 24, 2015 8:32 pm
Forum: Investing - Help with Personal Investments
Topic: Investing large sum, Mega Millions Lottery is $214 Million
Replies: 7
Views: 1551

Re: Investing large sum, Mega Millions Lottery is $214 Million

Sorry, it was a cockpit error (I forgot to actually lock it). All OK.
by LadyGeek
Sun May 24, 2015 7:48 pm
Forum: Investing - Help with Personal Investments
Topic: Investing large sum, Mega Millions Lottery is $214 Million
Replies: 7
Views: 1551

Re: Investing large sum, Mega Millions Lottery is $214 Million

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Sun May 24, 2015 7:47 pm
Forum: Investing - Help with Personal Investments
Topic: Medical Student Loan Refinancing - Fixed vs Variable
Replies: 8
Views: 564

Re: Medical Student Loan Refinancing - Fixed vs Variable

jkushne1 - I merged your thread back into the earlier one. It's best to keep all of the information in one spot, which will allow us to point you in the right direction. This isn't a big deal, don't worry about it.

If you have any questions, post them here.
by LadyGeek
Sun May 24, 2015 7:34 pm
Forum: Investing - Theory, News & General
Topic: John Nash killed in car crash
Replies: 7
Views: 2503

Re: John Nash killed in car crash

Upon further review, this thread will remain locked (run its course, as the news is everywhere. There's no added value to leave the thread open.)
by LadyGeek
Sun May 24, 2015 6:23 pm
Forum: Investing - Theory, News & General
Topic: John Nash killed in car crash
Replies: 7
Views: 2503

Re: John Nash killed in car crash

Thread locked for moderator review.
by LadyGeek
Sun May 24, 2015 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: American living in Taiwan
Replies: 16
Views: 1028

Re: American living in Taiwan

^^^ I didn't realize you've asked for help in a different thread. I have combined your thread back into the original as it's best to keep all of the information in one spot. Having all of the information allows us to give you better advice. Please ask all of your questions in this thread. This is no...
by LadyGeek
Sun May 24, 2015 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Whole life or term life?
Replies: 29
Views: 2104

Re: Whole life or term life?

^^^ My intent was to take the mystery out of these calculations. Learning the "Time Value of Money" basics is a worthwhile concept that will provide a life-long benefit. It's not black magic that only financial professionals can do. All you need is a spreadsheet* and the ability to copy-n-...
by LadyGeek
Sun May 24, 2015 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Whole life or term life?
Replies: 29
Views: 2104

Re: Whole life or term life?

He is wanting to buy whole life. His reason is: if he invests $250 a month for 30 years (when dad turns 85) at 4% annual rate of return after inflation, step mom will only get 175K. If he buys whole life, step mom will get 300K when he dies. If your dad passes away in 15 years, your step-mom will h...
by LadyGeek
Sun May 24, 2015 8:43 am
Forum: Personal Finance (Not Investing)
Topic: 2011 Tax Error
Replies: 9
Views: 924

Re: 2011 Tax Error

This thread is now in the Personal Finance (Not Investing) forum (tax error).
by LadyGeek
Sun May 24, 2015 7:58 am
Forum: Investing - Help with Personal Investments
Topic: American living in Taiwan
Replies: 16
Views: 1028

Re: Passive vs Active [US ex-pat]

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). I also retitled the thread to draw the attention of our ex-pat experts.

This wiki article might help with other aspects: Taxation as a US person living abroad
by LadyGeek
Sun May 24, 2015 7:52 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 844
Views: 117907

Re: What Movie Have You Recently Watched?

Nightcrawler. I really liked this one. The suspense builds up on you.

Given the situation, I thought the "boss / employee" dialogue was hilarious. The lines aren't funny, but I'll never think of performance reviews in the same way again.
by LadyGeek
Sun May 24, 2015 5:37 am
Forum: Personal Finance (Not Investing)
Topic: One cent over on HSA, now what?
Replies: 25
Views: 2987

Re: One cent over on HSA, now what?

This thread is now in the Personal Finance (Not Investing) forum (Health savings account contributions).
by LadyGeek
Sat May 23, 2015 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: ObamaCare 2016 Premium Increases some 36%
Replies: 40
Views: 2805

Re: ObamaCare 2016 Premium Increases some 36%

This thread has run its course and is locked (gone off-topic to discuss "side issues").
by LadyGeek
Sat May 23, 2015 5:27 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9411

Re: Forum software upgrade bug reports and change requests

Mudpuppy - That's a good summary, thank you.
by LadyGeek
Sat May 23, 2015 8:10 am
Forum: Investing - Help with Personal Investments
Topic: The Three Fund Portfolio [Portfolio help]
Replies: 5
Views: 468

Re: The Three Fund Portfolio [Portfolio help]

Bcon123, welcome! To give you the best advice, I moved this discussion into a new thread, which is in the Investing - Help with Personal Investments forum. Follow what packet is saying. Post your portfolio information here (this thread) using the Asking Portfolio Questions format. It makes you think...
by LadyGeek
Sat May 23, 2015 8:06 am
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1102
Views: 508864

Re: The Three Fund Portfolio

FYI - New member Bcon123 is asking a question about his portfolio. I moved those posts into a standalone thread here: The Three Fund Portfolio [Portfolio help]
by LadyGeek
Fri May 22, 2015 9:22 pm
Forum: Personal Consumer Issues
Topic: Being an Uber driver
Replies: 15
Views: 2721

Re: Being an Uber driver

This thread is now in the Personal Consumer Issues forum (car purchase).
by LadyGeek
Fri May 22, 2015 8:45 pm
Forum: Personal Consumer Issues
Topic: Website showing recent (not current) car incentives?
Replies: 2
Views: 309

Re: Website showing recent (not current) car incentives?

This thread is now in the Personal Consumer Issues forum (car incentives).
by LadyGeek
Fri May 22, 2015 8:19 pm
Forum: Personal Consumer Issues
Topic: Acceptance of 'prize' when employer pays for function?
Replies: 8
Views: 1377

Re: Acceptance of 'prize' when employer pays for function?

...No need to report unless you are getting a 1099 and that would be a $600 gift threshold. No. See: Reporting Miscellaneous Income Taxpayers must report all income from any source and any country unless it is explicitly exempt under the U.S. tax code. There may be taxable income from certain trans...
by LadyGeek
Fri May 22, 2015 7:32 pm
Forum: Personal Consumer Issues
Topic: Questioning a dental hygienist ?
Replies: 14
Views: 1772

Re: Questioning a dental hygienist ?

^^^ Perhaps, but please keep the opinions related to the financial aspects. Medical advice is not permitted because 1) members may give incomplete or inaccurate recommendations or 2) readers may misinterpret the information. Since medical issues can do real harm, we avoid both issues by not allowing...
by LadyGeek
Fri May 22, 2015 6:59 pm
Forum: Personal Consumer Issues
Topic: Questioning a dental hygienist ?
Replies: 14
Views: 1772

Re: Questioning a dental hygienist ?

CFIT, welcome! Here's the dentist thread: Questioning a Dentist?
by LadyGeek
Fri May 22, 2015 6:58 pm
Forum: Investing - Theory, News & General
Topic: Our Mistakes Benefit Future Generations
Replies: 18
Views: 2899

Re: Our Mistakes Benefit Future Generations

^^^ Not any more. The thread is now merged with Rick Ferri's thread. Post here instead.
by LadyGeek
Fri May 22, 2015 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: Single family homes Vs bonds for retired
Replies: 5
Views: 239

Re: Single family homes Vs bonds for retired

mykemu - You had a duplicate post (with a reply), I merged everything into here. The combined thread is in the Investing - Help with Personal Investments forum. As stated before, exchanging real estate for bonds is not a wise move. You must be willing to be a landlord and deal with tenants, not to m...
by LadyGeek
Fri May 22, 2015 6:14 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 206
Views: 9411

Re: I do not like the new notification link

... If you want to view the newest post made since your last visit, click the following link: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=166288&e=1&view=unread#unread If you want to view the topic, click the following link: https://www.bogleheads.org/forum/viewtopic.php?f=10&...
by LadyGeek
Fri May 22, 2015 3:25 pm
Forum: Investing - Theory, News & General
Topic: the world is "upside down"
Replies: 5
Views: 1285

Re: the world is "upside down"

Here's another way to look at this: Callan periodic table of investment returns

New investors are strongly encouraged to read this wiki article.
by LadyGeek
Fri May 22, 2015 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Basic Financial Advice for College Student with Inheritance
Replies: 22
Views: 2149

Re: Basic Financial Advice for College Student with Inheritance

I removed an off-topic comment and a reply. As a reminder, see: Forum Policy

We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.


Update: I also removed a follow-up post after this one.
by LadyGeek
Fri May 22, 2015 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: The end of the nest egg
Replies: 30
Views: 6721

Re: The end of the nest egg

This thread is now in the Personal Finance (Not Investing) forum (retirement planning). There is quite a bit of information in the wiki, such as: Retirement spending (Check the right sidebar menu) For those who like spreadsheets, we have a few that might be of interest: - Retiree Portfolio Model - V...
by LadyGeek
Thu May 21, 2015 9:28 pm
Forum: Personal Consumer Issues
Topic: Takata Airbag Recall
Replies: 13
Views: 1776

Re: Takata Airbag Recall

I removed an off-topic interchange which was the result of some misconstrued analogies. Some continuity is lost.
by LadyGeek
Thu May 21, 2015 7:45 am
Forum: Investing - Theory, News & General
Topic: Your thoughts about Peter Schiff's doomsday prediction
Replies: 39
Views: 7048

Re: Your thoughts about Peter Schiff's doomsday prediction

This thread has run its course and is locked (upcoming apocalypse, not productive). See: Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US o...
by LadyGeek
Thu May 21, 2015 7:38 am
Forum: Personal Consumer Issues
Topic: introvert & extrovert
Replies: 7
Views: 1309

Re: introvert & extrovert

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Thu May 21, 2015 7:36 am
Forum: Personal Finance (Not Investing)
Topic: WP: Five big banks agree to pay more than $5 billion to settle regulatory charges
Replies: 6
Views: 796

Re: WP: Five big banks agree to pay more than $5 billion to settle regulatory charges

This thread has run its course and is locked (stupidity of others). See: Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ⋅  US or world economic...
by LadyGeek
Thu May 21, 2015 7:15 am
Forum: Personal Finance (Not Investing)
Topic: Do most folks pay for trips before going (India)
Replies: 13
Views: 1313

Re: Do most folks pay for trips before going (India)

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Thu May 21, 2015 7:10 am
Forum: Investing - Theory, News & General
Topic: AQR's Cliff Asness: Guest appearance on WealthTrack
Replies: 36
Views: 2768

Re: AQR's Cliff Asness: Guest appearance on WealthTrack

I removed some off-topic article links and a response related to Cliff Asness's opinions on non-financial topics. Please stay focused on the investing aspects.
by LadyGeek
Wed May 20, 2015 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: Insights into buying a business--
Replies: 12
Views: 1304

Re: Insights into buying a business--

This thread is now in the Personal Finance (Not Investing) forum (starting a business).
by LadyGeek
Wed May 20, 2015 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Buy a House?
Replies: 33
Views: 1568

Re: Should I Buy a House?

satxdrummer - I merged your thread back into the original, as it's best to have all of the information in one spot. We now have the background info which will help us give you more informed advice.

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