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Re: What Movie Have You Recently Watched?

I've flagged the post and asked mods to delete so it isn't spoiled for others It will not be deleted. A "spoiler" is an editorial opinion. Moderators must remain unbiased and do not make editorial changes. If anyone has any further comments on the roles of a moderator, please PM me. Remem...
by LadyGeek
Mon Jan 26, 2015 3:06 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 468
Views: 54592

Re: What Experts Say About "Costs"

This thread is a 1 of 8 birthday presents from Taylor Larimore: What Experts Say [about various investing topics]
by LadyGeek
Sun Jan 25, 2015 10:57 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say About "Costs"
Replies: 1
Views: 453

Re: What Experts Say About "Indexing"

This thread is a 1 of 8 birthday presents from Taylor Larimore: What Experts Say [about various investing topics]
by LadyGeek
Sun Jan 25, 2015 5:27 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say About "Indexing"
Replies: 10
Views: 1957

Re: What Experts Say About Market-Timing

This thread is a 1 of 8 birthday presents from Taylor Larimore: What Experts Say [about various investing topics]
by LadyGeek
Sun Jan 25, 2015 5:26 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say About Market-Timing
Replies: 10
Views: 1737

Re: What Experts Say About "Past Performance"

This thread is a 1 of 8 birthday presents from Taylor Larimore: What Experts Say [about various investing topics]
by LadyGeek
Sun Jan 25, 2015 5:26 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say About "Past Performance"
Replies: 3
Views: 531

Re: What Experts Say About "Simplicity"

This thread is a 1 of 8 birthday presents from Taylor Larimore: What Experts Say [about various investing topics]
by LadyGeek
Sun Jan 25, 2015 5:26 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say About "Simplicity"
Replies: 7
Views: 1720

Re: What Experts Say About Total Market Index Funds

This thread is a 1 of 8 birthday presents from Taylor Larimore: What Experts Say [about various investing topics]
by LadyGeek
Sun Jan 25, 2015 5:26 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say About Total Market Index Funds
Replies: 2
Views: 1038

Re: What Experts Say About "The Three Fund Portfolio"

This thread is a 1 of 8 birthday presents from Taylor Larimore: What Experts Say [about various investing topics]
by LadyGeek
Sun Jan 25, 2015 5:26 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say About "The Three Fund Portfolio" *
Replies: 2
Views: 947

Re: WHAT EXPERTS SAY ABOUT

I moved Miriam2's thread into here.

Happy Birthday, Taylor!

Update: I linked all 7 of Taylor's threads back to here.
by LadyGeek
Sun Jan 25, 2015 5:23 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say [about various investing topics]
Replies: 48
Views: 2471

Re: Who do you listen to? (Podcast, etc)

I just started listening to a new podcast: Invisibilia on NPR.

It has nothing to do with finance, but think it's a fascinating perspective on human behavior and psychology.
by LadyGeek
Sun Jan 25, 2015 2:00 pm
 
Forum: Personal Consumer Issues
Topic: Who do you listen to? (Podcast, etc)
Replies: 32
Views: 3465

Re: What Movie Have You Recently Watched?

Continuing from the previous page: ...Matjen, I WAS giving it a rest. I also think that I have consistently kept trying to discuss the movie and the book that the movie was based on .... This thread although it is on a financial forum is dedicated to movies and reviews of those movies that we have r...
by LadyGeek
Sun Jan 25, 2015 1:55 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 468
Views: 54592

Re: Advice on Brokerage CDs?

The wiki has helpful background info: Brokered CDs

Please read the referenced thread (also mentioned earlier here): Vanguard cd question [Brokered CDs, as this post deep-dives into Vanguard's details.
by LadyGeek
Sun Jan 25, 2015 12:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: Advice on Brokerage CDs?
Replies: 25
Views: 965

Re: Advice on Brokerage CDs?

I removed an off-topic comment. As a reminder, see: Forum Policy

We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.

Please stay factual.
by LadyGeek
Sun Jan 25, 2015 12:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Advice on Brokerage CDs?
Replies: 25
Views: 965

Re: What Movie Have You Recently Watched?

Maze Runner. I'd say it's on par with Hunger Games in terms of the overall plot. Not bad.
by LadyGeek
Sun Jan 25, 2015 9:17 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 468
Views: 54592

Re: Downside to eDelivery?

This thread is now in the Personal Consumer Issues forum (security of personal info).
by LadyGeek
Sat Jan 24, 2015 5:29 pm
 
Forum: Personal Consumer Issues
Topic: Downside to eDelivery?
Replies: 36
Views: 2046

Re: Anyone else love reading textbooks?

I've always considered it an honor if I could get the author of my engineering texts to sign my books. One could consider the Bogleheads' Guide To Investing and the Bogleheads' Guide to Retirement Planning as textbooks. I have those author signatures as well, and am honored to have them. Update: Cla...
by LadyGeek
Sat Jan 24, 2015 5:26 pm
 
Forum: Personal Consumer Issues
Topic: Anyone else love reading textbooks?
Replies: 82
Views: 2678

Re: Anyone else love reading textbooks?

We've strayed into a general discussion of educational theory. Please stay on-topic, which is reading textbooks.
by LadyGeek
Sat Jan 24, 2015 5:23 pm
 
Forum: Personal Consumer Issues
Topic: Anyone else love reading textbooks?
Replies: 82
Views: 2678

Re: Max 401k - What Next?! Backdoor Roth sounds complicated

^^^ Also here: Roth IRA (Additional references are under "External links".)

doug1022 - If you don't understand anything, please say so. If MAGI is confusing, let us know where you're stuck and we'll step you through.
by LadyGeek
Sat Jan 24, 2015 4:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Max 401k - What Next?! Backdoor Roth sounds complicated....
Replies: 9
Views: 654

Re: Max 401k - What Next?! Backdoor Roth sounds complicated

Welcome! Have you considered contributing to your 401(k) above the limit ("after-tax")? It will be categorized as a non-deductible contribution. What's the difference between doing this and a non-deductible contribution to your own IRA? The employer takes care of the paperwork, meaning tha...
by LadyGeek
Sat Jan 24, 2015 1:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Max 401k - What Next?! Backdoor Roth sounds complicated....
Replies: 9
Views: 654

Re: Should I Declare Victory and Pack It In?

Let's keep this discussion focused on the OP's concerns.
by LadyGeek
Sat Jan 24, 2015 1:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should I Declare Victory and Pack It In?
Replies: 173
Views: 16521

Re: Hedging home value risk

If you live in a non-recourse state, your mortgage is your hedge against a dramatic drop in house value as you could always just move and mail the keys to the lender (setting aside moral/ethical obligations, this would be technically legal). If you live in a recourse state then I can't really think...
by LadyGeek
Sat Jan 24, 2015 12:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: Hedging home value risk
Replies: 23
Views: 1079

Re: [Lack of] Auto-rebalancing tool at Vanguard

The effects of a "rebalancing bonus" are debated quite frequently in this forum. The wiki has a few references at the bottom of this article: Rebalancing ("External links"). You can also search the forum. Remember that this thread is focused on Vanguard's [Lack of] an auto-rebala...
by LadyGeek
Sat Jan 24, 2015 12:28 pm
 
Forum: Investing - Theory, News & General
Topic: [Lack of] Auto-rebalancing tool at Vanguard
Replies: 68
Views: 12619

Re: What to do w/ 2¢ interest credited after doing backdoor

Yes Epsilon-Delta answered my question. Sorry for adding an additional/different topic to the original one. There's no need to apologize. It's all part of the learning process. Don't hesitate to ask questions. If you're not sure it's related, ask them here anyway. We'll get you pointed in the right...
by LadyGeek
Sat Jan 24, 2015 10:46 am
 
Forum: Investing - Help with Personal Investments
Topic: What to do w/ 2¢ interest credited after doing backdoor Roth
Replies: 9
Views: 1218

Re: Foreclosed-Law Firm pursuing amount of second lo

Welcome! Since this may involve litigation, I suggest you remove the names of the law firm and mortgage provider. This forum is heavily indexed by google. Information posted here can be found by either firm. You can edit your post using the "Edit" button in the top right corner. If you nee...
by LadyGeek
Fri Jan 23, 2015 7:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Foreclosed-Law Firm pursuing amount of second lo
Replies: 31
Views: 2258

Re: Vanguard offers login security code

I merged 69chevy's thread into here, which is in the Personal Consumer Issues forum (website security).
by LadyGeek
Fri Jan 23, 2015 7:26 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 124
Views: 18278

Re: What Book Are You Currently Reading? Part VI

I think we have strayed off the topic of a books thread. If the thread is "what book are you currently reading?", yes, we have strayed and I apologize. If it has morphed into "let's discuss books we are reading" , then I don't think we have. I've seen both types of posts here of...
by LadyGeek
Fri Jan 23, 2015 5:43 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 436
Views: 56556

Re: What to do w/ 2¢ interest credited after doing backdoor

RetireGood - I retitled the thread to use the "¢" currency unit. Did Epsilon Delta answer your question about SIPC protection? See: SIPC - What SIPC Protects Otherwise, feel free to start a new thread, as it's a very different question than the backdoor Roth. (I could split your posts into...
by LadyGeek
Fri Jan 23, 2015 5:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do w/ 2¢ interest credited after doing backdoor Roth
Replies: 9
Views: 1218

Re: What Book Are You Currently Reading? Part VI

Atlas Shrugged , by Ayn Rand. Along with the strong female characters, I like her writing style and the way she utilizes architecture in her descriptions. For example: "The skyscrapers looked like abandoned lighthouses sending feeble, dying signals out into an empty sea where no ships moved an...
by LadyGeek
Fri Jan 23, 2015 4:45 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 436
Views: 56556

Re: LLC or PLLC when looking for a CFP/ CFA/IAR

^^^ Thanks, I fixed my post. Congrats!

Here's a good reference: Value of the CFA Charter, which was a broken link in the wiki. It's fixed: Financial planner (under "External links")
by LadyGeek
Thu Jan 22, 2015 10:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: LLC or PLLC when looking for a CFP/ CFA/IAR
Replies: 5
Views: 281

Re: Any art "investors" here?

Does anyone insure their artwork?. I insured the big one--it required an appraisal by a certified appraiser (presumably since there was no recent purchase to indicate its value), which was, I think, about $200 to get. I pay about $30 a year for the rider. I probably need to decide what threshold ma...
by LadyGeek
Thu Jan 22, 2015 9:55 pm
 
Forum: Personal Consumer Issues
Topic: Any art "investors" here?
Replies: 69
Views: 5792

Re: What if I incorrectly fund my IRA/401k?

This thread is now in the Personal Finance (Not Investing) forum (funding an IRA). Here's the IRS publication 590 references, which has been split into 2 separate publications for 2014. - Publication 590-A (2014), Contributions to Individual Retirement Arrangements (IRAs) <--- this one - Publication...
by LadyGeek
Thu Jan 22, 2015 9:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: What if I incorrectly fund my IRA/401k?
Replies: 18
Views: 1606

Re: LLC or PLLC when looking for a CFP/ CFA/IAR

This thread is now in the Personal Finance (Not Investing) forum (business structure of advisors). Acronyms: CFP - Certified Financial Planner CFA - Certified Financial Advisor Chartered Financial Analyst IAR - Investment Advisor Representative PLLC - Professional Limited Liability Company LLC - Lim...
by LadyGeek
Thu Jan 22, 2015 9:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: LLC or PLLC when looking for a CFP/ CFA/IAR
Replies: 5
Views: 281

Re: My strange little hobby [Collecting signatures]

This thread is now in the Personal Consumer Issues forum (collecting signatures). I also retitled the thread. I've got John Bogle's signature by attending the Bogleheads Conferences. I also have signatures from the Bogleheads authors who attended the conferences. Who's signature do I value the most?...
by LadyGeek
Thu Jan 22, 2015 9:25 pm
 
Forum: Personal Consumer Issues
Topic: My strange little hobby [Collecting signatures]
Replies: 19
Views: 2400

Re: VWINX [Vanguard Wellesley]

I retitled the thread.

The answer depends on your situation. Why don't you take a shot and post a thread using the Asking Portfolio Questions format?
by LadyGeek
Thu Jan 22, 2015 5:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: VWINX [Vanguard Wellesley]
Replies: 10
Views: 1183

Re: IRS Publication 590 [Revised to 590-A and 590-B]

The latest "news" I could find was from the Fairmark site which announced the publication split: Can’t Find Pub 590? (January 19, 2015) Digging further, I think the IRS is slowly catching up as I found a reference to 590-A on their website here . The link went to the HTML version of 590-A ...
by LadyGeek
Thu Jan 22, 2015 5:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRS Publication 590 [Revised to 590-A and 590-B]
Replies: 7
Views: 957

Re: Free (or REALLY cheap) image hosting?

^^^ Images limits are indeed set at 1200px (width) x 1200px (height).

Double-check your URL. I've seen instances where someone got an error, but the URL wasn't the image itself - it was the website containing the image (error).

In Firefox, right-click then View Image <-- that's the link to use.
by LadyGeek
Thu Jan 22, 2015 5:05 pm
 
Forum: Personal Consumer Issues
Topic: Free (or REALLY cheap) image hosting?
Replies: 20
Views: 1418

Re: Poll [Cemetery or Cremation]

This thread has run its course and is locked (not related to personal finance or investing, does not fit in any other forum). See: Forum Policy Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment...
by LadyGeek
Thu Jan 22, 2015 4:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll [Cemetery or Cremation]
Replies: 20
Views: 690

Re: “How Does Aging Affect Financial Decision Making?”

About 2/3 of the risk for dementia is non-genetic, with the majority of that risk coming from lifestyle choices. On that note, the view of the future is decidedly grim. [Detailed medical discussion concerning the relationship of diabetes, obesity, effects of smoking, etc. to dementia removed by adm...
by LadyGeek
Wed Jan 21, 2015 7:23 pm
 
Forum: Investing - Theory, News & General
Topic: “How Does Aging Affect Financial Decision Making?”
Replies: 54
Views: 2744

Re: I'm thinking about making very large 529 contributions A

staythecourse wrote:I was waiting for this thread after yesterday's State of the Union.

And I was waiting to post in the thread. :)

Please stay factual and avoid opinions of the political process.
by LadyGeek
Wed Jan 21, 2015 5:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: I'm thinking about making very large 529 contributions ASAP
Replies: 63
Views: 4295

Re: "When you've won the game, stop playing"

I merged two other threads into this one, which is in the Investing - Theory, News & General forum.

The software sorts posts by time, "Go Blue 99" gets credit for the earliest post.
by LadyGeek
Wed Jan 21, 2015 5:25 pm
 
Forum: Investing - Theory, News & General
Topic: "When you've won the game, stop playing"
Replies: 83
Views: 8293

Re: What Book Are You Currently Reading? Part VI

Again, I removed some off-topic posts which have strayed into a general discussion. Please stay on-topic, which is a discussion of the book you are currently reading - meaning a book review.
by LadyGeek
Wed Jan 21, 2015 5:17 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 436
Views: 56556

Re: Master Thread for Philadelphia PA Area Bogleheads Chapte

Hi,

Can you please explain the meaning of "(6) AOB"? I don't understand the acronym.
by LadyGeek
Wed Jan 21, 2015 4:58 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Master Thread for Philadelphia PA Area Bogleheads Chapter
Replies: 88
Views: 3836

Re: Riverboat Cruising in US

This thread is now in the Personal Consumer Issues forum (cruises).
by LadyGeek
Tue Jan 20, 2015 9:04 pm
 
Forum: Personal Consumer Issues
Topic: Riverboat Cruising in US
Replies: 5
Views: 885

Re: Supreme Court to hear fiduciary duty/high cost funds cas

^^^ I moved Joel L. Frank's thread into the prior discussion.

(I had originally locked the thread, but was privately corrected by a member. I unlocked the thread and moved the post here.)
by LadyGeek
Tue Jan 20, 2015 7:40 pm
 
Forum: Investing - Theory, News & General
Topic: Supreme Court to hear fiduciary duty/high cost funds case
Replies: 23
Views: 2960

Re: Today was a Really Bad Day in Shanghai

As a reminder, political comments are off-topic - regardless of the country under discussion.

Please stay factual, which is about the investing aspects of the Shanghai Composite Index.
by LadyGeek
Tue Jan 20, 2015 5:17 pm
 
Forum: Investing - Theory, News & General
Topic: Today was a Really Bad Day in Shanghai
Replies: 27
Views: 4026

Re: Why invest in International funds? It's a mystery

Here's that Investment News article: [Content in excess of copyright fair use removed by admin LadyGeek. Content is from: Eugene Fama reiterates opposition to active management, high fees , subscription required.] Thanks. Unfortunately the linked article is behind a site that requires registration ...
by LadyGeek
Tue Jan 20, 2015 5:04 pm
 
Forum: Investing - Theory, News & General
Topic: Why invest in International funds? It's a mystery
Replies: 121
Views: 10405

Re: 529 Plans Reform

This thread has run its course and is locked (proposed legislation). As a reminder, see: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to t...
by LadyGeek
Tue Jan 20, 2015 4:45 pm
 
Forum: Investing - Theory, News & General
Topic: 529 Plans Reform
Replies: 24
Views: 1361
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