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by LadyGeek
Mon Aug 03, 2015 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowner repairs [Contesting HOA responsibility]
Replies: 6
Views: 430

Re: Homeowner repairs [Contesting HOA responsibility]

This thread is now in the Personal Finance (Not Investing) (Homeowners Association).

Welcome! I retitled your thread and moved it into this forum, as it's better focused to answer your question. This isn't a big deal, don't worry about it.
by LadyGeek
Mon Aug 03, 2015 10:21 pm
Forum: Personal Finance (Not Investing)
Topic: Lump Sum or Pension?? help please...
Replies: 5
Views: 319

Re: Lump Sum or Pension?? help please...

Welcome! Until the experts come along, the wiki has some background info: Lump sum vs pension

(FYI - I moved your thread into the Personal Finance (Not Investing) forum which is better focused to answer your question.)
by LadyGeek
Mon Aug 03, 2015 9:13 pm
Forum: Investing - Theory, News & General
Topic: Benz: Put Your IPS On A 3x5 Index Card
Replies: 2
Views: 493

Re: Benz: Put Your IPS On A 3x5 Index Card

The wiki has some background info: Investment policy statement

scottj19707 wrote:I think I remember reading somewhere that Christine Benz will be attending the BH Conference 2015, right?

Right. 2015 BOGLEHEADS CONFERENCE ANNOUNCEMENT
by LadyGeek
Mon Aug 03, 2015 9:11 pm
Forum: Personal Consumer Issues
Topic: New A/C Install
Replies: 11
Views: 724

Re: New A/C Install

This thread is now in the Personal Consumer Issues forum (air conditioner).
by LadyGeek
Mon Aug 03, 2015 9:09 pm
Forum: Investing - Theory, News & General
Topic: Allan Roth
Replies: 10
Views: 1020

Re: Allan Roth

This thread is now in the Investing - Theory, News & General forum (Allan Roth).
by LadyGeek
Mon Aug 03, 2015 9:00 pm
Forum: Local Chapters and Bogleheads Community
Topic: Meeting John Bogle
Replies: 2
Views: 484

Re: Meeting John Bogle

This thread is now in the Local Chapters and Bogleheads Community forum (Boglehead).
by LadyGeek
Mon Aug 03, 2015 8:54 pm
Forum: Personal Consumer Issues
Topic: What's Your Monthly Food/Groceries Spending? My is through the roof?
Replies: 135
Views: 7622

Re: What's Your Monthly Food/Groceries Spending? My is through the roof?

We're now discussing diets and restaurants; which is not the focus of this thread.

Please stay on-topic, which is your monthly spending for food / groceries.
by LadyGeek
Mon Aug 03, 2015 8:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 891
Views: 159838

Re: What Book Are You Currently Reading? Part VI

^^^ You should read "The Andromeda Strain" - the 1969 classic that made a lasting impression with me. If you haven't seen the movie, read the book first.
by LadyGeek
Mon Aug 03, 2015 4:07 pm
Forum: Investing - Theory, News & General
Topic: Allan Roth Says Not to Load Up on Muni Bonds
Replies: 32
Views: 2091

Re: [Allan Roth Says Not to Load Up on Muni Bonds]

I corrected the thread title.

For new investors, Allan Roth is in the wiki: Allan Roth

FYI - The OP can change the thread title by editing the Subject: line in Post #1.
by LadyGeek
Mon Aug 03, 2015 3:50 pm
Forum: Investing - Theory, News & General
Topic: Asset Class Returns and Climate Change, 2015-2050
Replies: 30
Views: 1378

Re: Asset Class Returns and Climate Change, 2015-2050

This thread has run its course and is locked (climate change - non-actionable). See: Non-actionable (Trolling) Topics UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: &...
by LadyGeek
Mon Aug 03, 2015 3:45 pm
Forum: Investing - Theory, News & General
Topic: Where can you get unbiased financial information? (Mike Piper)
Replies: 16
Views: 1182

Re: Unbiased information

FYI - I merged threads by Leeraar, Taylor Larimore, CABob into here. The software sorts by time, so CABob is first.

I also retitled the thread.
by LadyGeek
Sun Aug 02, 2015 8:03 pm
Forum: Investing - Theory, News & General
Topic: [How often do you check on your investments?]
Replies: 43
Views: 1742

Re: [How often do you check on your investments?]

This thread is now in the Investing - Theory, News & General forum (general question). I also retitled the thread.

Once a year, when I Rebalance.
by LadyGeek
Sun Aug 02, 2015 8:00 pm
Forum: Personal Consumer Issues
Topic: Installing Solar Panels in Queens, NYC?
Replies: 4
Views: 339

Re: Installing Solar Panels in Queens, NYC?

This thread is now in the Personal Consumer Issues forum (installing solar panels). The break-even analysis can be done here as well.
by LadyGeek
Sun Aug 02, 2015 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
Replies: 70
Views: 5555

Re: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching

^^^ It depends on the specialty. You can't off-shore electrical power generation and transmission. If you like working for an electrical power utility company, you're set for a quite a while.
by LadyGeek
Sun Aug 02, 2015 6:36 pm
Forum: Personal Consumer Issues
Topic: Vanguard's Security image going away?
Replies: 80
Views: 7775

Re: Vanguard's Security image going away?

^^^ Good point. Does the password locker program have a way to view the password in the clear, meaning you can see what they are?

Both KeePass and LastPass can do this. Search the password manager's documentation, or google for the instructions.
by LadyGeek
Sun Aug 02, 2015 6:09 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 231
Views: 19162

Re: Free Windows 10 Upgrade, Yes or No?

Can someone please explain why I'd want to upgrade from 8.1 which i feel comfortable with. I was lost when I first went from Win 7 to 8 because I couldn't find where things where. Don't want to go thru that again. (Fot the record, I started with DOS 1.0 and have been thru all the other versions exc...
by LadyGeek
Sun Aug 02, 2015 4:20 pm
Forum: Investing - Help with Personal Investments
Topic: Is Is Wise Not To Factor Social Security/Medicare Into Your Retirement Plans?
Replies: 20
Views: 1561

Re: Is Is Wise Not To Factor Social Security/Medicare Into You Retirement Plans?

I removed an off-topic comment related to the eligibility of high income earners and its response. Please stay factual and help the OP to decide whether or not to include Social Security into his/her retirement plans. (Opinions on the future of Social Security are off-topic, as changes to Social Se...
by LadyGeek
Sun Aug 02, 2015 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Slate Article: Dream on Babyboomers-Semiretirement is a Myth
Replies: 53
Views: 8178

Re: Slate Article: Dream on Babyboomers-Semiretirement is a Myth

We're now in a general discussion of whether people can afford to retire, which is not the focus of this forum. This thread has run its course and is locked (topic exhausted). See: Board rules (Personal Finance) Note that topics must be directly connected to your (or your friend's or family's) fina...
by LadyGeek
Sun Aug 02, 2015 10:03 am
Forum: Investing - Help with Personal Investments
Topic: Long term plan
Replies: 3
Views: 339

Re: Long term plan

hulburt1 - FYI - you had a duplicate post, which I removed. There were no replies. It's not a big deal, don't worry about it.
by LadyGeek
Sun Aug 02, 2015 9:58 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1005
Views: 161968

Re: What Movie Have You Recently Watched?

Interstellar . The opinions in this thread run from "best" to "worst" movie ever. No doubt, it's the worst movie ever - at least for those above "B" grade production quality. Then again, maybe not. They couldn't get any scientific concepts right. From launch, to landin...
by LadyGeek
Sat Aug 01, 2015 9:07 pm
Forum: Personal Consumer Issues
Topic: So you think 2-factor authentication is safe? Think again.
Replies: 14
Views: 2714

Re: So you think 2-factor authentication is safe? Think again.

This thread is now in the Personal Consumer Issues forum (computer security).
by LadyGeek
Sat Aug 01, 2015 8:46 pm
Forum: Personal Consumer Issues
Topic: Major home renovation your thoughts
Replies: 39
Views: 3738

Re: Major home renovation your thoughts

This thread is now in the Personal Consumer Issues forum (home). Back in 2002, my husband and I needed more room in the house. We really didn't want to move, as it was in an ideal location on ideal land. Instead, we I doubled the square footage of our house by what's known as "tear-off". I...
by LadyGeek
Sat Aug 01, 2015 3:45 pm
Forum: Investing - Theory, News & General
Topic: "99% of Trading is Pointless"
Replies: 2
Views: 574

Re: "99% of Trading is Pointless"

Watch this video, which was linked from the article: Jack Bogle Explains How the Index Fund Won With Investors

Jack Bogle's final words are worth the wait. "What do I need you for?" "To tell you not to do anything."
by LadyGeek
Sat Aug 01, 2015 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
Replies: 70
Views: 5555

Re: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching

^^^ Exactly. You can get the best grades ever, but all that adds up to is getting an edge for your first job interview. After that, it's up to you.

Be enthusiastic, help others, and do the best you can. If you don't like what you're doing, it will show. No one looks at grades after the first job.
by LadyGeek
Sat Aug 01, 2015 1:56 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 891
Views: 159838

Re: What Book Are You Currently Reading? Part VI

Dead Shift, by Richard Phillips. This is Book 3 (of 3) of the Rho Agenda Inception series. After that, I'll read the Rho Agenda series.
by LadyGeek
Sat Aug 01, 2015 12:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: bogleheadism == Vanguard?
Replies: 65
Views: 4432

Re: bogleheadism == Vanguard?

I encourage you to scrub references to Vanguard in anything that you control, like the wiki. Otherwise you run the danger of being perceived as a marketing tool to promote Vanguard"Thanks, 2x4 The Boglehead's forum is a non-profit group of unpaid volunteers. Perhaps you should consider joining...
by LadyGeek
Sat Aug 01, 2015 10:43 am
Forum: Personal Finance (Not Investing)
Topic: Donating from retirement accounts?
Replies: 9
Views: 524

Re: Donating from retirement accounts?

...Here is how to e-mail your Representative: http://www.house.gov/representatives/find/ As a reminder, opinions of the political process are off-topic. It makes more work for the moderators, so we limit the discussions. See: Unacceptable Topics (Politics and Religion) Please stay factual. Requesti...
by LadyGeek
Fri Jul 31, 2015 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Donating from retirement accounts?
Replies: 9
Views: 524

Re: Donating from retirement accounts?

House Blend wrote:...Instead, donate shares held for > 1 year from the taxable account.
(Read/Google for "Donating Appreciated Shares.")

It's in the wiki: Donating appreciated securities
by LadyGeek
Fri Jul 31, 2015 8:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: bogleheadism == Vanguard?
Replies: 65
Views: 4432

Re: bogleheadism == Vanguard?

Here's the background info: The Bogleheads®

You can get to this article by clicking on the About Bogleheads® link at the bottom of every wiki page.
by LadyGeek
Fri Jul 31, 2015 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: COBRA Vs ACA after job loss and move
Replies: 38
Views: 1876

Re: COBRA Vs ACA after job loss and move

If I'm going overboard, no doubt the moderators will inform me. Since you asked, just try to be factual. The frustrations are understandable, but opinions of the political process are what get discussions derailed and makes more work for the moderators. That's why politics, religion, etc. is off-to...
by LadyGeek
Fri Jul 31, 2015 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
Replies: 70
Views: 5555

Re: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching

This thread is now in the Personal Finance (Not Investing) forum (career guidance).

goru1 - How old is the person you're asking on behalf of?
by LadyGeek
Fri Jul 31, 2015 4:27 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1413
Views: 280166

Re: U.S. stocks in freefall

The report is maintained in the wiki: Madsinger monthly reports

Any wiki editor is welcome to update the page when Madsinger reports in.
by LadyGeek
Fri Jul 31, 2015 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: Does % of students from low income households factor when you pick schools for kids?
Replies: 39
Views: 2585

Re: Does % of students from low income households factor when you pick schools for kids?

We're now discussing socio-economic status (off-topic). Based on past experience, further comments will devolve into contentious disagreements.

This thread has run its course and is locked.
by LadyGeek
Fri Jul 31, 2015 3:07 pm
Forum: Personal Finance (Not Investing)
Topic: Donating from retirement accounts?
Replies: 9
Views: 524

Re: Donating from retirement accounts?

Welcome! You're in the right place.

This thread might help: Donate $300,000 in traditional IRA to charity

If it doesn't help, or you don't understand something, don't hesitate to let us know.
by LadyGeek
Fri Jul 31, 2015 3:02 pm
Forum: Investing - Theory, News & General
Topic: Questions regarding Tax-Loss Harvesting
Replies: 5
Views: 301

Re: Questions regarding Tax-Loss Harvesting

Welcome! I moved your post to the Investing - Theory, News & General forum as it's more of a "general" investing question.

The wiki has some background info: Tax loss harvesting
by LadyGeek
Fri Jul 31, 2015 2:52 pm
Forum: Investing - Theory, News & General
Topic: Can I be a Boglehead and a UAW?? [Under Accumulator of Wealth]
Replies: 27
Views: 2483

Re: Can I be a Boglehead and a UAW?? [Under Accumulator of Wealth]

I fixed the title.

FYI - The OP can change the thread title by editing the Subject: line in Post #1.
by LadyGeek
Fri Jul 31, 2015 2:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: bogleheadism == Vanguard?
Replies: 65
Views: 4432

Re: bogleheadism == Vanguard?

This thread is now in the Local Chapters and Bogleheads Community forum (Boglehead vs. Vanguard smack-down).

I moved it here as the Forum Issues and Administration forum is more for organization and issues with the site (software, etc.).
by LadyGeek
Thu Jul 30, 2015 10:39 pm
Forum: Investing - Theory, News & General
Topic: US Labor Productivity
Replies: 7
Views: 521

Re: US Labor Productivity

Thread locked for moderator review.
by LadyGeek
Thu Jul 30, 2015 10:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: bogleheadism == Vanguard?
Replies: 65
Views: 4432

Re: bogleheadism == Vanguard?

We follow the philosophy of Jack Bogle, it's in the tag line at the top of the forum header. Although Jack Bogle founded Vanguard, we do not follow the company. However, Vanguard has very low cost funds and there is a strong tie to Jack Bogle. As for the wiki, the content is the result of the member...
by LadyGeek
Thu Jul 30, 2015 9:35 am
Forum: Personal Consumer Issues
Topic: Is your home owner insurance going up 27% this year?
Replies: 35
Views: 3713

Re: Is your home owner insurance going up 27% this year?

Buried in Longtime Insurance Customers Get Ripped [overcharged], you'll find values for home construction costs. It's based on the house square footage.

My local insurance agent used a value of $150 / ft^2 (square foot), then added 25% for material overhead and inflation.
by LadyGeek
Wed Jul 29, 2015 8:47 pm
Forum: Investing - Theory, News & General
Topic: How has the 4% rule held up since the tech bubble and the 2008 crisis
Replies: 29
Views: 3990

Re: How has the 4% rule held up since the tech bubble and the 2008 crisis

FYI - I merged lckamp's thread into here, which is the same article. The software sorts by time, cottonseed1 was first.
by LadyGeek
Wed Jul 29, 2015 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: when the rubber hits the road [updated]
Replies: 33
Views: 2754

Re: when the rubber hits the road [updated]

I removed some recent medical news that came out of the recent Alzheimer's conference. As noted earlier, please do not discuss any medical issues.
by LadyGeek
Wed Jul 29, 2015 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: when the rubber hits the road [updated]
Replies: 33
Views: 2754

Re: when the rubber hits the road [updated]

therealityhits - I merged your update back into the original thread, as it's important that everyone see this in its full context. I also retitled the thread.

I'm familiar with dementia, and admire your fortitude to post here.
by LadyGeek
Wed Jul 29, 2015 7:30 pm
Forum: Personal Consumer Issues
Topic: Is your home owner insurance going up 27% this year?
Replies: 35
Views: 3713

Re: Is your home owner insurance going up 27% this year?

Mine went up 20%, then I found this thread: Longtime Insurance Customers Get Ripped [overcharged]

I changed insurance companies and now have a 44% decrease.
by LadyGeek
Wed Jul 29, 2015 4:09 pm
Forum: Personal Consumer Issues
Topic: Recommendations on a cheap commuter car
Replies: 43
Views: 2766

Re: Recommendations on a cheap commuter car

This thread is now in the Personal Consumer Issues forum (car).

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