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Re: Blog:Friday blog review, August 22, 2014

Larry Swedroe is discussing one of the featured blog articles here: look at small value etfs
by LadyGeek
Fri Aug 22, 2014 10:07 pm
 
Forum: Investing - Theory, News & General
Topic: Blog:Friday blog review, August 22, 2014
Replies: 1
Views: 178

Re: What documents should you never throw away?

For financial records (tax purposes), it's in the wiki: Record retention
by LadyGeek
Fri Aug 22, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: What documents should you never throw away?
Replies: 10
Views: 704

Re: Why do we tip restaurant servers?

I removed a few off-topic posts. The discussion started as a "mini-poll" question regarding female waitress competency, but using inappropriate references (sexist remarks). The discussion then proceeded a long those lines. As a reminder, see: Forum Policy ...avoid profanities, obscenities...
by LadyGeek
Fri Aug 22, 2014 9:26 pm
 
Forum: Personal Consumer Issues
Topic: Why do we tip restaurant servers?
Replies: 42
Views: 1497

Re: What Book Are You Currently Reading? Part V

Friday , by Robert A. Heinlein. I already had it in paperback, so I thought it was worth a try. The opening was interesting, but then he dropped down to the stereotypical female attitudes that I despised in I Will Fear No Evil . I get the impression he's trying to modernize his views, but reverts w...
by LadyGeek
Fri Aug 22, 2014 8:20 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3204
Views: 1086841

Re: Do you tip on the tax? [Restaurants]

This thread is now in the Personal Consumer Issues forum (tipping). I also retitled the thread.
by LadyGeek
Fri Aug 22, 2014 7:48 pm
 
Forum: Personal Consumer Issues
Topic: Do you tip on the tax? [Restaurants]
Replies: 105
Views: 2942

Re: Question on spousal ROTH IRA backdoor

This thread is now in the Personal Finance (Not Investing) forum (IRA).
by LadyGeek
Fri Aug 22, 2014 7:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question on spousal ROTH IRA backdoor
Replies: 7
Views: 353

Re: Paperback of The Bogleheads' Guide to Investing, 2nd Ed.

I updated the wiki for the 2nd edition: Bogleheads' Guide To Investing

The article content refers to the first edition.
by LadyGeek
Fri Aug 22, 2014 7:23 pm
 
Forum: Investing - Theory, News & General
Topic: Paperback of The Bogleheads' Guide to Investing, 2nd Ed.?
Replies: 32
Views: 2741

Re: "The Bogleheads' Guide to Investing -- Second Edition"

The wiki has been updated: Bogleheads' Guide To Investing

Overall information is there, but the article's content is in need of an update.
by LadyGeek
Fri Aug 22, 2014 7:20 pm
 
Forum: Investing - Theory, News & General
Topic: "The Bogleheads' Guide to Investing -- Second Edition"
Replies: 20
Views: 2508

Re: Changing user name

Changing usernames can only be done by a site admin (like me :wink: ).

PM me with your choice of new username and I'll take care of it.
by LadyGeek
Fri Aug 22, 2014 5:14 pm
 
Forum: Forum Issues and Administration
Topic: Changing user name
Replies: 2
Views: 187

Re: No room on your Windows hard drive? Cleanup Update files

Just to highlight something from the article: "After performing this cleanup, you may not be able to uninstall any of the updates currently applied." I don't think I'd do this unless it's down to the last few GBs. That's up to you, but make sure you have about 20% of free space available....
by LadyGeek
Fri Aug 22, 2014 3:56 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 16
Views: 1169

Re: No room on your Windows hard drive? Cleanup Update files

I would love to delete "Intel Network Connection Drivers 16.1" and its 1 million MB, which I apparently haven't used in 2 years, from my Windows XP - but I fear unintended consequences. Network drivers interact with your motherboard (which should have an Intel chipset), so it's best to le...
by LadyGeek
Fri Aug 22, 2014 3:53 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 16
Views: 1169

Re: Using [a 401(k)] advisor for fiduciary guidance

This thread is now in the Personal Finance (Not Investing) forum (fiduciary guidance). I also retitled the thread and fixed the spelling (was fudiciary).
by LadyGeek
Thu Aug 21, 2014 10:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Using [a 401(k)] advisor for fiduciary guidance
Replies: 25
Views: 1620

Re: Investors Pour Into Vanguard, Eschewing Stock Pickers

I merged Mel Lindauer's thread into here.
by LadyGeek
Thu Aug 21, 2014 10:36 pm
 
Forum: Investing - Theory, News & General
Topic: Investors Pour Into Vanguard, Eschewing Stock Pickers
Replies: 65
Views: 4829

Re: WSJ: Is Your Portfolio Too Diversified?

I merged airahcaz's thread into here, as the Fidelity article (How much diversification is too much?) is a repeat of the WSJ article. No subscription necessary to view.
by LadyGeek
Thu Aug 21, 2014 9:51 pm
 
Forum: Investing - Theory, News & General
Topic: WSJ: Is Your Portfolio Too Diversified?
Replies: 23
Views: 3243

Re: Opinions on Webroot Security Anywhere

This thread is now in the Personal Consumer Issues forum (computer security).
by LadyGeek
Thu Aug 21, 2014 9:23 pm
 
Forum: Personal Consumer Issues
Topic: Opinions on Webroot Security Anywhere
Replies: 6
Views: 406

No room on your Windows hard drive? Cleanup Update files

Whenever Microsoft Windows performs an update, the update file is permanently saved on your hard drive. Those updates can take up Gigabytes of storage that could be better used elsewhere. As of Windows 7 Service Pack 1 (and Windows 8), Microsoft has a built-in utility that will remove those files. S...
by LadyGeek
Thu Aug 21, 2014 9:15 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 16
Views: 1169

Re: A question about Sherry

This thread is now in the Personal Consumer Issues forum (Sherry).
by LadyGeek
Thu Aug 21, 2014 8:32 pm
 
Forum: Personal Consumer Issues
Topic: A question about Sherry
Replies: 12
Views: 1010

Re: Tract Home - Things to Watch During Construction

Hardwire network connections in every room, run them all to basement. Add conduit in wall to easily add future wiring needs. Pre-wire for surround system(s), including wired from from baseboard to where you plan to run TVs, also electric outlets up high. Run speaker wire from one spot to locations ...
by LadyGeek
Wed Aug 20, 2014 10:19 pm
 
Forum: Personal Consumer Issues
Topic: Tract Home - Things to Watch During Construction
Replies: 56
Views: 2968

Re: Buying a home with aluminum wiring?

Is there a 2nd choice home you could pursue instead? Are there family members involved with the decision? It's far easier to stew on a "what if" situation that you've walked away from than a 30 year commitment which will cost $$$ and a lot of grief to get out of. If you are even thinking a...
by LadyGeek
Wed Aug 20, 2014 9:30 pm
 
Forum: Personal Consumer Issues
Topic: Buying a home with aluminum wiring?
Replies: 66
Views: 3505

Re: Buying a home with aluminum wiring?

I'm still stuck on the "some insurance carriers won't cover Al wiring" part. If you have to shop to find a carrier, something is wrong with this picture. If you had a business need and absolutely had to have this house, I could see shopping around. You're looking at something "I might...
by LadyGeek
Wed Aug 20, 2014 8:37 pm
 
Forum: Personal Consumer Issues
Topic: Buying a home with aluminum wiring?
Replies: 66
Views: 3505

Re: Suggestions for the Wiki

Hi,

I merged your thread into here, which is in the Local Chapters and Bogleheads Community forum (wiki suggestions).

I'm having some problems to locate what you're referring to. Can you provide more information?
by LadyGeek
Wed Aug 20, 2014 8:16 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 269
Views: 99220

Re: International investing and non-resident section

For a lot of reasons, like extra work for the moderators and decisions on how to categorize a post, we prefer to keep the number of forums as it currently stands. I understand that this forum is US-focused. However, investing approaches can be applied world-wide. There are differences in a few areas...
by LadyGeek
Wed Aug 20, 2014 8:09 pm
 
Forum: Forum Issues and Administration
Topic: International investing and non-resident section
Replies: 4
Views: 365

Re: Cobra or HealthCare.gov?

This thread is now in the Personal Finance (Not Investing) forum (health insurance).
by LadyGeek
Wed Aug 20, 2014 7:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Cobra or HealthCare.gov?
Replies: 4
Views: 543

Re: [live off dividends?] How the rich stay/get richer??

This thread will remain locked (gone off-topic to discuss socio-economic status). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations ...
by LadyGeek
Wed Aug 20, 2014 5:35 pm
 
Forum: Investing - Theory, News & General
Topic: [live off dividends?] How the rich stay/get richer??
Replies: 62
Views: 4795

Re: Which countries really provide health care to all citize

This thread has run its course and will remain locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a famil...
by LadyGeek
Wed Aug 20, 2014 5:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Which countries really provide health care to all citizens?
Replies: 12
Views: 1451

Re: an interesting chart [Asset correlation matrix]

I retitled your thread. Basically, it's a theoretical deep-dive into discovering how diversified your portfolio is. IOW, when one asset class moves in one direction, does the other one move in the same direction (or not) and by how much? Very simply - When the market zigs and zags, which ones zig wh...
by LadyGeek
Tue Aug 19, 2014 10:51 pm
 
Forum: Investing - Theory, News & General
Topic: an interesting chart [Asset correlation matrix]
Replies: 3
Views: 762

Re: B2B message boards?

This thread is now in the Personal Consumer Issues forum (message boards).
by LadyGeek
Tue Aug 19, 2014 10:37 pm
 
Forum: Personal Consumer Issues
Topic: B2B message boards?
Replies: 1
Views: 224

Re: Buying a home with aluminum wiring?

A quick google search shows that aluminum wiring is not covered by homeowners insurance. Check with your insurance company to be sure.

I'd walk away unless this is fixed. If you do the repair after the sale, consider that your insurance is void until the repair is complete.
by LadyGeek
Tue Aug 19, 2014 8:48 pm
 
Forum: Personal Consumer Issues
Topic: Buying a home with aluminum wiring?
Replies: 66
Views: 3505

Re: Wash D.C. speed camera - how accurate?

This thread is now in the Personal Consumer Issues forum (speeding ticket).

I'd say that arguing over the accuracy of the camera is the last thing you want to do. Go to court and negotiate a price on the fine for no points.

(This is for PA.)
by LadyGeek
Tue Aug 19, 2014 8:43 pm
 
Forum: Personal Consumer Issues
Topic: Wash D.C. speed camera - how accurate?
Replies: 40
Views: 2294

Re: Reporter doing story on new money to Vanguard

Do you know anything else about the story? Would she want to use full names? Welcome! I recommend you contact the reporter directly and not post any personal info in this thread. Consider editing your post (using the "Edit" button in the top right corner) to remove anything that might be ...
by LadyGeek
Tue Aug 19, 2014 8:33 pm
 
Forum: Investing - Theory, News & General
Topic: Reporter doing story on new money to Vanguard
Replies: 6
Views: 1336

Re: No dividends in 401k Plan?

Sorry about that, LadyGeek. Should have read the forum rules closer. No problem. There are no rules on what type of information to post, the intent is to let members know that their information is not as anonymous as they think. (I also found out none of the funds have ticker symbols to track their...
by LadyGeek
Tue Aug 19, 2014 8:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: No dividends in 401k Plan?
Replies: 6
Views: 424

Re: No dividends in 401k Plan?

Hi, I removed the name of your employer, as it's personally identifiable information. This forum is heavily indexed by google, so financial information posted here can be linked with other personal information found elsewhere. Also, we don't need the name of your company to answer your questions. &q...
by LadyGeek
Tue Aug 19, 2014 8:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: No dividends in 401k Plan?
Replies: 6
Views: 424

Re: Is a big war coming ???

Upon further review, this thread will remain locked (gone off-topic, no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no o...
by LadyGeek
Tue Aug 19, 2014 5:47 pm
 
Forum: Investing - Theory, News & General
Topic: Is a big war coming ???
Replies: 37
Views: 3750

Re: Mississippi wins!

Upon further review, this thread will remain locked.
by LadyGeek
Tue Aug 19, 2014 5:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Mississippi wins!
Replies: 14
Views: 1836

Re: Bankrolled Her Brother, Regrets It (article)

This thread has run its course and is locked (not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member....
by LadyGeek
Tue Aug 19, 2014 5:16 pm
 
Forum: Personal Consumer Issues
Topic: Bankrolled Her Brother, Regrets It (article)
Replies: 24
Views: 3865

Re: Tax question on recharacterization from roth to traditio

boil74 - Welcome! I merged your duplicate thread into here, which is in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Tue Aug 19, 2014 5:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax question on recharacterization from roth to traditional
Replies: 5
Views: 374

Re: Do you know any of the 36% [that don’t save for retireme

Welcome! Get your family member to read this, a free download: If You Can: How Millennials Can Get Rich Slowly (3rd paragraph under the book cover)

(The intent is to focus on helping the OP with his/her family member, not to discuss the article.)
by LadyGeek
Mon Aug 18, 2014 10:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: [helping a family member to start investing]
Replies: 10
Views: 795

Re: Retirement Party [Investment] Discussions

The future of Social Security is off-topic, as it involves proposed legislation. We already have some contention on this topic, so let's cut it short here. See: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political ...
by LadyGeek
Mon Aug 18, 2014 10:32 pm
 
Forum: Investing - Theory, News & General
Topic: Retirement Party [Investment] Discussions
Replies: 50
Views: 3840

Re: Hw many credit cards to own?

mickeyd wrote:Your message contains 1 characters. The minimum number of characters you need to enter is 5.

2, 2, 2

I assume you meant to enter "2 cards."

The first sentence is an error message by the forum software, which does this to prevent submitting empty posts.
by LadyGeek
Mon Aug 18, 2014 9:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Hw many credit cards to own?
Replies: 108
Views: 6808

Re: Has indexing gotten too big?

This thread is now in the Investing - Theory, News & General forum (general investing).
by LadyGeek
Mon Aug 18, 2014 9:09 pm
 
Forum: Investing - Theory, News & General
Topic: Has indexing gotten too big?
Replies: 10
Views: 1699

Re: 3 Fund Portfolio at Schwab?

Just when things got comfortable... As to US citizen investing from abroad question, I will be moving to Poland in about 4 years so that's why I thought I should keep the Schwab account and relationship (seems worth it not to have all eggs in one basket and keep some options open). Take a look at th...
by LadyGeek
Mon Aug 18, 2014 7:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: 3 Fund Portfolio at Schwab?
Replies: 29
Views: 2153

Re: An Honest Stock Market Update - A good laugh

Asked what his clients thought of this view, Mr. McDade laughed. "Oh my God, you think I could tell my clients that? How could I justify my salary?" Clients were told Monday's gain was caused by a mix of reversing geopolitical instability, shifting uncertainty patterns, a risk-on atmosphe...
by LadyGeek
Mon Aug 18, 2014 7:05 pm
 
Forum: Investing - Theory, News & General
Topic: An Honest Stock Market Update - A good laugh
Replies: 17
Views: 2879

Re: An Honest Stock Market Update - A good laugh

So anyone else won't miss it, I merged the thread into the original one.
by LadyGeek
Mon Aug 18, 2014 6:58 pm
 
Forum: Investing - Theory, News & General
Topic: An Honest Stock Market Update - A good laugh
Replies: 17
Views: 2879

Re: Shiller: "U.S. stocks are very expensive"

William4u wrote:Already a thread on Shiller's article that was published yesterday in the NYTimes...

viewtopic.php?f=10&t=144987&newpost=2158317

The link in human readable format: Response to Shiller's "lofty" CAPE - where should it be?
by LadyGeek
Mon Aug 18, 2014 4:09 pm
 
Forum: Investing - Theory, News & General
Topic: Shiller: "U.S. stocks are very expensive"
Replies: 4
Views: 936

Re: Response to Shiller's "lofty" CAPE - where should it be?

FYI - There's a follow-up discussion in this thread: Shiller: "U.S. stocks are very expensive" (CBS MoneyWatch.com article)
by LadyGeek
Mon Aug 18, 2014 4:08 pm
 
Forum: Investing - Theory, News & General
Topic: Response to Shiller's "lofty" CAPE - where should it be?
Replies: 3
Views: 816

Re: Is buying two SUVs a sane/good financial move?

This thread has run its course and is locked. We're long past the financial and vehicle crash performance, now discussing morality.There's no added value to continue. See: Forum Policy ...Note that this subforum has a much lower threshold for locking or removing posts than the financial and investi...
by LadyGeek
Mon Aug 18, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: Is buying two SUVs a sane/good financial move?
Replies: 63
Views: 3647

Re: Moving after retirement.

Here are my reasons for staying put. 1) Very close family. My entire family, from kids to inlaws live on the East Coast. mainly between DC and NY. Sure there are days when I want to set them on fire but I love them. 2) I love where I live now. I live in the Fairmont (art museum area) section of Phi...
by LadyGeek
Sun Aug 17, 2014 9:34 pm
 
Forum: Personal Consumer Issues
Topic: Moving after retirement.
Replies: 43
Views: 3595

Re: Moving after retirement.

This thread is now in the Personal Consumer Issues forum (where to live).
by LadyGeek
Sun Aug 17, 2014 4:19 pm
 
Forum: Personal Consumer Issues
Topic: Moving after retirement.
Replies: 43
Views: 3595
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