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Re: Problems accessing the site

I can also take a look at these problems. PM me with the details.
by LadyGeek
Mon Jul 21, 2014 10:38 pm
 
Forum: Forum Issues and Administration
Topic: Problems accessing the site
Replies: 6
Views: 295

Re: Vanguard Client Dispute Resolution Dept.

I received a PM which may be helpful. This thread remains locked. Vanguard does in fact have a customer complaint department. It's is called "The Executive Response Team". I have been unable to locate their phone number in my notes, and I'm no longer a Vanguard client, but I thought this i...
by LadyGeek
Mon Jul 21, 2014 7:32 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Client Dispute Resolution Dept.
Replies: 10
Views: 1457

Re: Vanguard Client Dispute Resolution Dept.

The OP has contacted us with more information. There's a reluctance to post the information publicly, it's nothing more than that. Let's call this thread done.

(Thread locked.)
by LadyGeek
Mon Jul 21, 2014 5:13 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Client Dispute Resolution Dept.
Replies: 10
Views: 1457

Re: Tapatalk Integration

To be clear, the decision rests with the site owner, Alex Frakt. The main concern I have is with software support. We need something that has been vetted by the phpBB support community. Tapatalk is not supported by phpBB (as a mod) and a search of the tapatalk phpBB Discussion forum does not give on...
by LadyGeek
Mon Jul 21, 2014 5:07 pm
 
Forum: Forum Issues and Administration
Topic: Tapatalk Integration
Replies: 46
Views: 12662

Re: Need advice re hearing aid for small child

This thread is now in the Personal Consumer Issues forum (hearing aid). As a reminder, see: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest you start with the Medical Library Association...
by LadyGeek
Mon Jul 21, 2014 4:02 pm
 
Forum: Personal Consumer Issues
Topic: Need advice re hearing aid for small child
Replies: 10
Views: 484

Re: American in need of Premier team to root for

This thread has run its course and is locked (off-topic sports). See: Consumer Forum Reopened ...We are also going to have to cut out the joke threads and sports fan threads. Discussions related to playing a sport, or, about sporting equipment are fine. The idea is to keep focused on the consumer a...
by LadyGeek
Mon Jul 21, 2014 3:37 pm
 
Forum: Personal Consumer Issues
Topic: American in need of Premier team to root for
Replies: 21
Views: 860

Re: Ways to lose money and destroy personal wealth by invest

The wiki has some background info on MLP: Master Limited Parnerships

(This is a wiki editor discussion on why we decided not to write an MLP article.)
by LadyGeek
Mon Jul 21, 2014 3:07 pm
 
Forum: Investing - Theory, News & General
Topic: Ways to lose money and destroy personal wealth by investing
Replies: 81
Views: 8981

Re: Income for my 81 Year Old Father

My Dad was always the type to buy a CD and let is accrue interest but we all know that CD's are not a viable income stream at the moment. Bottom line is that my Dad wants me to help him invest his money in order to garner $500 - $700 a month income. This is the part I'm not too comfortable with, as...
by LadyGeek
Mon Jul 21, 2014 2:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Income for my 81 Year Old Father
Replies: 11
Views: 1378

Re: [residential] Solar Panels [in CA]?

This thread is now in the Personal Consumer Issues forum (solar panels).

FYI - Those wishing to discuss electric car costs, see: Tesla S
by LadyGeek
Sun Jul 20, 2014 9:53 pm
 
Forum: Personal Consumer Issues
Topic: [residential] Solar Panels [in CA]?
Replies: 22
Views: 1676

Re: Adding Treasury Inflation Protection Securities?

Further responses should be post in the OP's first thread: (TIPS) Treasury Inflation Protected Securities It's much better to keep all of the information in one spot. If you didn't get a response, just bump the thread. Due to the numerous time zone differences, please allow a day or so for replies. ...
by LadyGeek
Sun Jul 20, 2014 5:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Adding Treasury Inflation Protection Securities?
Replies: 2
Views: 506

Re: Social Security Taxes?

This thread is now in the Personal Finance (Not Investing) forum (Social Security taxes).

Also, see the wiki: Taxation of Social Security benefits
by LadyGeek
Sun Jul 20, 2014 4:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security Taxes?
Replies: 26
Views: 2207

Re: Ways to lose money and destroy personal wealth by invest

To be clear, differences of opinion are welcome. In this thread, a deep dive discussion of whole life insurance is off-topic. rca1824 - Life insurance is a highly debated topic which won't be solved here. If you wish to pursue this further, please start a new thread. First, I recommend searching th...
by LadyGeek
Sun Jul 20, 2014 3:35 pm
 
Forum: Investing - Theory, News & General
Topic: Ways to lose money and destroy personal wealth by investing
Replies: 81
Views: 8981

Re: Income for my 81 Year Old Father

Welcome! Consider that at this point, your focus should be on capital preservation (don't lose principal) instead of taking additional risk. Your Dad's strategy is fine from that perspective. Look at it this way. For a desired income of $700 / month, that money will last: = $175,000 / $700 (per mont...
by LadyGeek
Sun Jul 20, 2014 3:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: Income for my 81 Year Old Father
Replies: 11
Views: 1378

Re: Need an interpreter for SS instruction

Result of Step 4 = $7,000.00 a. Multiply the first $816 in Step 4 by 90%. $ 734.40 = 7000 * 0.90 b. Multiply the amount in Step 4 over $816 and less than or equal to $4,917 by 32%. $ 1312.32 = (4917 - 816) * 0.32 $ 1312.32 = 4101 * 0.32 c. Multiply the amount in Step 4 over $4,917 by 15%. $ 312.45 =...
by LadyGeek
Sun Jul 20, 2014 3:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Need an interpreter for SS instruction
Replies: 4
Views: 605

Re: Favorite Athlete

This thread has run its course and is locked (sports related thread, not personal nor actionable). See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, s...
by LadyGeek
Sun Jul 20, 2014 12:41 pm
 
Forum: Personal Consumer Issues
Topic: Favorite Athlete
Replies: 22
Views: 772

Re: Financial Adviser usage? (vs. 3-fund)

Hmm...then which is Ric Edelman? His website says Barron's named #1 Financial Advisor :? In the books when the authors says consult your accountant, tax adviser, etc...who are they referring to? Can you please list the main/broad categories of money/fiance services? Thanks. Sure. First, "Finan...
by LadyGeek
Sun Jul 20, 2014 11:56 am
 
Forum: Investing - Theory, News & General
Topic: Investment Advisor usage? (vs. 3-fund)
Replies: 9
Views: 1052

Re: Financial Adviser usage? (vs. 3-fund)

Some notes on the use of terminology. "Financial advisor" is a vague term. You are asking about an Investment adviser , which should not be confused with a Financial planner . Typing "Financial advisor" in the wiki's search box (upper right corner) is intentionally redirected to ...
by LadyGeek
Sun Jul 20, 2014 11:16 am
 
Forum: Investing - Theory, News & General
Topic: Investment Advisor usage? (vs. 3-fund)
Replies: 9
Views: 1052

Re: evaluating return from auto debit on mortgage

This thread is now in the Personal Finance (Not Investing) forum (refinance). I also capitalized Evaluating in the thread title.
by LadyGeek
Sun Jul 20, 2014 10:59 am
 
Forum: Personal Finance (Not Investing)
Topic: Evaluating return from auto debit on mortgage
Replies: 3
Views: 643

Re: Transfer of assets to child. Tax strategy

I'm not an expert, but the wiki might provide some insight: Kiddie tax

Here's one of the references: Topic 553 - Tax on a Child's Investment Income, which links to Form 8615 (referenced by sscritic).
by LadyGeek
Sun Jul 20, 2014 10:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Transfer of assets to child. Tax strategy
Replies: 19
Views: 1107

Re: Suggestions for the Wiki

Thanks for the suggestion. Take a look how the wiki is organized: Browse site (The 2nd link from the top in the left-hand menu.) We have major categories for retirement planning, then the retirement plan accounts under that (IRA, etc.). You are correct in that we have no category for "taxable a...
by LadyGeek
Sun Jul 20, 2014 10:46 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 263
Views: 97343

Re: Should non-US investors buy US-listed REITS?

The wiki might provide some insight: Taxation as a US person living abroad, check the references under "External links."
by LadyGeek
Sun Jul 20, 2014 10:11 am
 
Forum: Investing - Theory, News & General
Topic: Should non-US investors buy US-listed REITS?
Replies: 28
Views: 1354

Re: [Learning about] Economics 101

Upon further review, this thread is now in the Investing - Theory, News & General forum. I missed this observation: I am very interested in learning about economics and they affect our economy, but I don't know where to start. The things that interest me are Real Estate, inflation, interest rate...
by LadyGeek
Sun Jul 20, 2014 10:04 am
 
Forum: Investing - Theory, News & General
Topic: [Learning about] Economics 101
Replies: 37
Views: 2512

Re: Jumping on the IPS bandwagon, Critique please

Maintain allocation of U.S. Stock at 80% S&P 500 index/20% Extended Market when TSM fund isn't available Why wouldn't the TSM fund not be available? I think you have an underlying situation here (employer retirement plan?). Consider that an Extended market index fund might also not be available...
by LadyGeek
Sun Jul 20, 2014 9:46 am
 
Forum: Investing - Help with Personal Investments
Topic: Jumping on the IPS bandwagon, Critique please
Replies: 8
Views: 866

Re: Jumping on the IPS bandwagon, Critique please

First, some background: Investment policy statement

What is your objective, meaning when do you need the money? That's a key driver which determines how you invest. For example, saving for a home in 5 years would be handled differently than saving for retirement.
by LadyGeek
Sat Jul 19, 2014 5:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: Jumping on the IPS bandwagon, Critique please
Replies: 8
Views: 866

Re: [Learning about] Economics 101

This thread is now in the Personal Consumer Issues (learning, it didn't quite fit anywhere else).

A highly recommended video: How The Economic Machine Works by Ray Dalio - It's puts everything in clear, easy-to-understand concepts. OK for kids through adult.
by LadyGeek
Sat Jul 19, 2014 4:16 pm
 
Forum: Investing - Theory, News & General
Topic: [Learning about] Economics 101
Replies: 37
Views: 2512

Re: Roth IRA income limit question

We maintain a "family friendly" environment, things you can say in front of the little ones. Please be sensitive to certain comments, especially religious references. Additionally, see: Forum Policy ...If you feel that someone has attacked you or otherwise violated the policies of this fo...
by LadyGeek
Sat Jul 19, 2014 3:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Roth IRA income limit question
Replies: 24
Views: 1041

Re: Pull-ups and Push-ups

I recently listened to an NPR (National Public Radio) broadcast of "The Pulse," a tech-oriented show produced locally in Philadelphia. The host was interviewing Dr. Ellington Darden, the guy who literally wrote the book on Nautilus. I once owned "The Nautilus Woman," but don't ha...
by LadyGeek
Sat Jul 19, 2014 3:32 pm
 
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 329
Views: 39277

Re: Options/guidance for a lazy person to be fit

In reference to the comments on page 1, medical advice (which includes diet health claims) is off-topic. See: Forum Policy Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I'd like to suggest you start with the Medical L...
by LadyGeek
Sat Jul 19, 2014 2:27 pm
 
Forum: Personal Consumer Issues
Topic: Options/guidance for a lazy person to be fit
Replies: 67
Views: 3968

Re: Hospital bill negotiation

Please stay on-topic, which is negotiating a hospital bill.
by LadyGeek
Sat Jul 19, 2014 2:10 pm
 
Forum: Personal Consumer Issues
Topic: Hospital bill negotiation
Replies: 48
Views: 3872

Re: Boglehead Beer

I've got 2 types in my freezer right now - Black & Tan and Espresso . Both are excellent quality - at the level Ben & Jerry's used to be before they sold out. Where do you buy it? In grocery stores (in PA, of course.) I wonder if I can find some as far away as Coudersport or Wellsboro. (The...
by LadyGeek
Sat Jul 19, 2014 2:00 pm
 
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 386
Views: 46607

Re: USPS Shipping Problem Again

This thread has run its course and is locked (general rant) . See: Forum Policy ...General comments or complaints about these topics will be removed. Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversia...
by LadyGeek
Sat Jul 19, 2014 11:07 am
 
Forum: Personal Consumer Issues
Topic: USPS Shipping Problem Again
Replies: 19
Views: 837

Re: Boglehead Beer

For those who like Yuengling Lager and live in Pennsylvania, have you ever had Yuengling ice cream? Great timing. I've got 2 types in my freezer right now - Black & Tan and Espresso . Both are excellent quality - at the level Ben & Jerry's used to be before they sold out. I highly recommend...
by LadyGeek
Sat Jul 19, 2014 10:57 am
 
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 386
Views: 46607

Re: What Book Are You Currently Reading? Part V

The Moon is a Harsh Mistress , by Robert A. Heinlein. I finally got to the book that everyone says is his best. My initial impression was that it was a bit of light reading. After a while, it got interesting. Now, I can't put it down. The spoken dialect is brilliant. Valuethinker - I'm using your p...
by LadyGeek
Sat Jul 19, 2014 10:50 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3093
Views: 986648

Re: Friday blog review July 18, 2014

With regard to ObliviousInvestor's tutorial What is a Qualifying Longevity Annuity Contract (QLAC)?, we have an on-going forum thread discussion: Longevity Insurance now allowed in IRA/401k/etc.
by LadyGeek
Fri Jul 18, 2014 11:31 pm
 
Forum: Investing - Theory, News & General
Topic: Friday blog review July 18, 2014
Replies: 1
Views: 417

Re: operating cost of this forum

I'll let the site owners comment on the operating costs.

The moderators and site admins are 100% volunteers. There is no paid staff, nor do we accept advertising (or permit commercial solicitations in forum posts).
by LadyGeek
Fri Jul 18, 2014 11:13 pm
 
Forum: Forum Issues and Administration
Topic: operating cost of this forum
Replies: 1
Views: 640

Re: Blog:Vanguard index fund security lending in 2013

Small typo in the blog post: In the second paragraph, it should be "principal parties". Thanks, I took care of it. (I'm a blog administrator.) ============================ A slight digression for new investors - There's an important concept of securities lending you should be aware of. Ta...
by LadyGeek
Fri Jul 18, 2014 11:04 pm
 
Forum: Investing - Theory, News & General
Topic: Blog:Vanguard index fund security lending in 2013
Replies: 16
Views: 1304

Re: Boglehead investing in Spain -- a forum thread

Thank you. Those needing a translation can put the URL into Google Translate

We already have a wiki page: EU investing Look at the bottom of the page for other regions - Canada, Japan, Taiwan, UK.

If there is enough interest, we could create one for Spain - "Investing in Spain".
by LadyGeek
Fri Jul 18, 2014 10:20 pm
 
Forum: Investing - Theory, News & General
Topic: Boglehead investing in Spain -- a forum thread
Replies: 1
Views: 279

Re: A Romney Problem

This thread has run its course and is locked (politics). See: Forum Policy UNACCEPTABLE TOPICS Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ⋅ C...
by LadyGeek
Fri Jul 18, 2014 9:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: A Romney Problem
Replies: 16
Views: 1988

Re: If You Can Free Kindle/NOT Free Paperback Available

This thread is now in the Investing - Theory, News & General forum (investing).

For those who need more information about "Abbie": Steal This Book
by LadyGeek
Fri Jul 18, 2014 8:57 pm
 
Forum: Investing - Theory, News & General
Topic: If You Can Free Kindle/NOT Free Paperback Available
Replies: 9
Views: 1720

Re: Honda Fit, Civic

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Fri Jul 18, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Honda Fit, Civic
Replies: 32
Views: 2796

Re: Help Please! Need to pick a fund TONIGHT [Australia]

I retitled the thread to draw the attention of our Australia experts. Could your wife transfer within a Superannuation fund without tax penalty, like you can within an IRA? That might take the pressure off, i.e. pick one now, fix it later. There's another issue here. Your wife is a US ex-pat, meanin...
by LadyGeek
Thu Jul 17, 2014 10:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help Please! Need to pick a fund TONIGHT [Australia]
Replies: 7
Views: 544

Re: Second Largest PreK-12 School District Wins a 457b award

According to the source: 2014 Leadership Award Winners The City of Portland got first place, LAUSD was 2nd. Here's Portland: City of Portland Governmental 457(b) Plan (Type "ING" in the box to see the list) Each fund is a link to the fact sheet. Here are a few expense ratios (if I'm readin...
by LadyGeek
Thu Jul 17, 2014 10:34 pm
 
Forum: Investing - Theory, News & General
Topic: Second Largest PreK-12 School District Wins a 457b award!
Replies: 11
Views: 879

Re: Second Largest PreK-12 School District Wins a 457b award

The wiki has some background info: 457-b

It's a good thing they didn't get the spelling award. Check the next to last line: "Do not change your plan soley based..." (should be "solely based")
by LadyGeek
Thu Jul 17, 2014 9:18 pm
 
Forum: Investing - Theory, News & General
Topic: Second Largest PreK-12 School District Wins a 457b award!
Replies: 11
Views: 879

Re: Leo Tolstoy, a Boglehead

This thread has run its course and is locked (off-topic). See: Forum Policy Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shi...
by LadyGeek
Thu Jul 17, 2014 9:14 pm
 
Forum: Personal Consumer Issues
Topic: Leo Tolstoy, a Boglehead
Replies: 8
Views: 677

Re: Keep house or sell

This thread is now in the Personal Finance (Not Investing) forum (financial planning).
by LadyGeek
Thu Jul 17, 2014 8:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Keep house or sell
Replies: 14
Views: 925

Re: Should non-US investors buy US-listed REITS?

This thread is now in the Investing - Theory, News & General forum (general investing).
by LadyGeek
Thu Jul 17, 2014 8:27 pm
 
Forum: Investing - Theory, News & General
Topic: Should non-US investors buy US-listed REITS?
Replies: 28
Views: 1354

Re: Poll - Do You Read Businessweek?

This thread is now in the Personal Consumer Issues forum (magazine).
by LadyGeek
Thu Jul 17, 2014 8:25 pm
 
Forum: Personal Consumer Issues
Topic: Poll - Do You Read Businessweek?
Replies: 28
Views: 1799

Re: Home Purchase

This thread is now in the Personal Finance (Not Investing) forum (home purchase decision).

ItsOK27 - Welcome! You'll get better attention in this forum.
by LadyGeek
Thu Jul 17, 2014 7:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home Purchase
Replies: 14
Views: 1540

Re: Snake!

^^^ FYI - The language may not be suitable for young children.
by LadyGeek
Thu Jul 17, 2014 5:38 pm
 
Forum: Personal Consumer Issues
Topic: Snake!
Replies: 50
Views: 3734

Re: Retirement calculator?

This thread is now in the Personal Finance (Not Investing) forum.

As livesoft suggested, we have a wiki article. Here's the link in a readable format: Retirement calculators and spending
by LadyGeek
Thu Jul 17, 2014 5:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retirement calculator?
Replies: 25
Views: 3792
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