Search found 12040 matches

Return to advanced search

Re: What's your average ER? [Expense Ratio]

For new investors, 100 basis points is equal to 1%. See: Basis point

0.01 (decimal) = 1 % (percent) = 100 bp (basis points)

Basis points are used when working small numbers like expense ratios or bond yields, for example.
by LadyGeek
Mon Mar 02, 2015 11:39 pm
 
Forum: Investing - Theory, News & General
Topic: What's your average ER? [Expense Ratio]
Replies: 82
Views: 3517

Re: I need some comments on my portfolios

Hi looking, I moved your thread here because you are changing your mind (or perhaps are not sure of what you want to do). We need to see your original information to figure this out. Let's summarize it here: I’m 75 years ,retired, me and wife income just $ 3500 per months from ssc and time horizon i...
by LadyGeek
Mon Mar 02, 2015 11:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: I need some comments on my portfolios
Replies: 9
Views: 969

Re: [Vanguard] active funds are beating the passive index fu

Thanks. Here's the link in human readable format: 5 things you don’t know about Vanguard This is the key point: What’s Vanguard’s secret to success? It includes making sure its active funds are low-cost, as well as outsourcing the stock-picking to fund managers who go through an extensive screening ...
by LadyGeek
Mon Mar 02, 2015 11:18 pm
 
Forum: Investing - Theory, News & General
Topic: [Vanguard] active funds are beating the passive index funds
Replies: 13
Views: 2578

Re: Market Beating Recipe

This thread has run its course and is locked (not productive, no added value to continue). See: Forum Policy Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt vi...
by LadyGeek
Mon Mar 02, 2015 11:05 pm
 
Forum: Investing - Theory, News & General
Topic: Market Beating Recipe
Replies: 19
Views: 1665

Re: Supreme Court to hear fiduciary duty/high cost funds cas

I removed a number of "call to action" political comments proposing changes to the Thrift Savings Plan, along with fiduciary standard changes.

Please stay factual and on-topic, which is about the Supreme Court hearing.
by LadyGeek
Mon Mar 02, 2015 10:26 pm
 
Forum: Investing - Theory, News & General
Topic: Supreme Court to hear fiduciary duty/high cost funds case
Replies: 39
Views: 5604

Re: Seeking carbon efficient S&P fund

I removed some off-topic comments. Socially responsibility investing is a very emotional topic. Please stay focused on the investments and remain factual.

We have a similar thread, see: Just no petroleum or defense?
by LadyGeek
Mon Mar 02, 2015 10:09 pm
 
Forum: Investing - Help with Personal Investments
Topic: Seeking carbon efficient S&P fund
Replies: 14
Views: 800

Re: Poll: Average E/R [Expense Ratio]

This thread is now in the Investing - Theory, News & General forum (general investing). I also retitled the thread. baw703916 started this thread to supplement Seattlenative's thread: What's your average ER? [Expense Ratio] It makes sense to merge the threads, but doing so will reset the poll (o...
by LadyGeek
Mon Mar 02, 2015 10:00 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Average E/R [Expense Ratio]
Replies: 22
Views: 979

Re: What's your average ER? [Expense Ratio]

This thread is now in the Investing - Theory, News & General forum (general investing). I also retitled the thread. baw703916 has started a poll: Poll: Average E/R [Expense Ratio] It makes sense to merge the threads, but doing so will reset the poll (or remove it). I'll leave the threads separate.
by LadyGeek
Mon Mar 02, 2015 9:59 pm
 
Forum: Investing - Theory, News & General
Topic: What's your average ER? [Expense Ratio]
Replies: 82
Views: 3517

Re: Contacted by Internal Revenue Services [Scam]

This thread is now in the Personal Consumer Issues forum (scam). I also retitled the thread. Due to the large number of discussions, scam attempts are now off-topic. Standard Phishing/Scam Threads are now Off-Topic This thread is now locked. Also see: A Special Message From Social Security (locked)
by LadyGeek
Mon Mar 02, 2015 9:49 pm
 
Forum: Personal Consumer Issues
Topic: Contacted by Internal Revenue Services [Scam]
Replies: 18
Views: 1199

Re: Does my work vehicle allowance count as taxable income?

I removed an off-topic comment and follow-up replies. As a reminder, see: Forum Policy We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones... Attacks on individuals, insults, name calling, trolling, bai...
by LadyGeek
Mon Mar 02, 2015 9:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Does my work vehicle allowance count as taxable income?
Replies: 12
Views: 1082

Re: Roth IRA "loan"

Discussions of dishonest behavior or bypassing the law is totally unacceptable. This thread has run its course and is locked.
by LadyGeek
Mon Mar 02, 2015 9:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Roth IRA "loan"
Replies: 7
Views: 707

Re: Help- I keep investing my emergency fund in the stock ma

foodstamp - let's take a step back. I don't think you're ready to invest, first things first. Take a look in the wiki: Financial planning You need to follow the steps under "Implement the plan". Don't even think about investing until you've built an Emergency fund . Do you have a Household...
by LadyGeek
Mon Mar 02, 2015 9:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help- I keep investing my emergency fund in the stock market
Replies: 13
Views: 1269

Re: Car Repair [Maintenance vs. repair costs]

...Major Maintenance services often entail a lot of expensive shop time, the parts usually cost less than the labor time. How can we reduce or at least limit the hourly shop time expense while obtaining satisfactory maintenance work on Major Maintenance? The "parts cost less than labor" p...
by LadyGeek
Mon Mar 02, 2015 9:52 am
 
Forum: Personal Consumer Issues
Topic: Car Repair [Maintenance vs. repair costs]
Replies: 10
Views: 1148

Re: Congratulations to Emergency Doc [Scholarship fund start

FYI - I retitled the thread. For those unfamiliar with EmergDoc, see the wiki: Jim Dahle
by LadyGeek
Mon Mar 02, 2015 9:40 am
 
Forum: Personal Consumer Issues
Topic: Congratulations to EmergDoc [Scholarship fund started]
Replies: 5
Views: 1848

Re: How to Invest in Gold

^^^ Thank you. As a reminder, "Armageddon" and conspiracy theories are off-topic. Past experience has shown these topics will soon devolve into contentious disagreements and is the reason for the first line in Forum Policy UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can...
by LadyGeek
Sun Mar 01, 2015 10:12 pm
 
Forum: Investing - Theory, News & General
Topic: How to Invest in Gold
Replies: 67
Views: 3648

Re: Car Repair [Maintenance vs. repair costs]

This thread is now in the Personal Consumer Issues forum (car costs). I also retitled the thread. I think you are looking at 2 separate issues- First, normal maintenance costs which must be done at the specified intervals. Those costs are known in advance, so you can predict what's needed. Second, r...
by LadyGeek
Sun Mar 01, 2015 9:04 pm
 
Forum: Personal Consumer Issues
Topic: Car Repair [Maintenance vs. repair costs]
Replies: 10
Views: 1148

Re: ERs cut on VT, VNQI and several others

This thread is now in the Investing - Theory, News & General forum (investing news).

Here's the link in human readable format: Fund expense ratio changes reported in February 2015 (February 26, 2015)
by LadyGeek
Sun Mar 01, 2015 8:32 pm
 
Forum: Investing - Theory, News & General
Topic: ERs cut on VT, VNQI and several others
Replies: 3
Views: 731

Re: [Vanguard] active funds are beating the passive index fu

This thread is now in the Investing - Theory, News & General forum (active vs. passive). I also retitled the thread.

Looking - Please provide a link to the article, I can't find it.
by LadyGeek
Sun Mar 01, 2015 8:29 pm
 
Forum: Investing - Theory, News & General
Topic: [Vanguard] active funds are beating the passive index funds
Replies: 13
Views: 2578

Re: How to find a spouse who wants financial independence

Upon further review, I removed several off-topic posts. This thread is now unlocked.

Any further off-topic comments will result in the thread being permanently relocked.
by LadyGeek
Sun Mar 01, 2015 8:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to find a spouse who wants financial independence
Replies: 43
Views: 6869

Re: a good movie to see [Assault On Wall Street]

This thread is now in the Personal Consumer Issues forum (movie).
by LadyGeek
Sun Mar 01, 2015 8:05 pm
 
Forum: Personal Consumer Issues
Topic: a good movie to see [Assault On Wall Street]
Replies: 2
Views: 462

Re: Vanguard Managed Payout to add new fund

I asked about the Cayman Islands because it threw me for a loop. From the follow-up posts, it sounds like Vanguard is trying to be competitive in this corner of the market; which are customers defined as high net-worth individuals or institutional investors. Key to their planned approach is that the...
by LadyGeek
Sun Mar 01, 2015 8:00 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Managed Payout to add new fund
Replies: 24
Views: 1576

Re: Buying a used motorcycle, borrow to avoid scam

You're over-thinking here. Consider that the bank is a commercial institution that deals with many kinds of titles on a daily basis. I'm guessing they use a 3rd party service to check the title and probably have insurance to protect themselves if anything goes awry. The by-far hands-down best pr...
by LadyGeek
Sun Mar 01, 2015 7:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying a used motorcycle, borrow to avoid scam
Replies: 22
Views: 991

Re: 2015 BOGLEHEADS CONFERENCE ANNOUNCEMENT

For any first timers considering to go, DO IT! I was a first timer in 2014 and had a blast. Between meeting Jack, the various discussions, the panel Q&A, and meeting our fellow Bogleheads, it was a wonderful experience. Sadly, I have a wedding on Saturday, October 17th as well as preparation ac...
by LadyGeek
Sun Mar 01, 2015 7:39 pm
 
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 24
Views: 2611

Re: Vanguard Managed Payout to add new fund

is there anything unusual about investing in funds domiciled in the Cayman Islands? Page B-22 of the Prospectus states: The Alternative Strategies Fund may invest in a wholly owned subsidiary organized under the laws of the Cayman Islands. The Fund is the sole beneficial owner of the subsidiary and ...
by LadyGeek
Sun Mar 01, 2015 5:17 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Managed Payout to add new fund
Replies: 24
Views: 1576

Re: How to find a spouse who wants financial independence

I received a PM to review the reasons for locking the thread. It is not about investing, but how the right/wrong spouse can make/break your financial future.

Moderator review in process.
by LadyGeek
Sun Mar 01, 2015 5:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to find a spouse who wants financial independence
Replies: 43
Views: 6869

Re: Buying a used motorcycle, borrow to avoid scam

I suggest you research the process on the transfer of title, which is what happens when you purchase a motor vehicle.

Google "how to check if motorcycle title is clean". The magic happens at the DMV (or Notary tag place) where the title transfer is certified.
by LadyGeek
Sun Mar 01, 2015 4:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying a used motorcycle, borrow to avoid scam
Replies: 22
Views: 991

Re: How to find a spouse who wants financial independence

Let's go with this one. 🔒

This thread has run its course and is locked. It's gone off-topic (no longer focused on investing); there's no added value to continue.

Update: See below.
by LadyGeek
Sun Mar 01, 2015 4:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to find a spouse who wants financial independence
Replies: 43
Views: 6869

Re: Gift Ideas for Business Collaborators?

Why not buy them a gift card from Amazon.ca (Amazon in Canada)?

You'll have to purchase them directly, as cards purchased at amazon.com are not redeemable in Canada. Amazon.com Gift Card Terms and Conditions
by LadyGeek
Sun Mar 01, 2015 4:13 pm
 
Forum: Personal Consumer Issues
Topic: Gift Ideas for Business Collaborators?
Replies: 1
Views: 132

Re: I need some comments on my portfolios

^^^ looking - I moved your post into your original thread. It's important to see what you're doing, as not seeing the "big picture" (what you currently have) may cause us to steer you in the wrong direction. We can answer your question here. By seeing what you already have now, we'll be ab...
by LadyGeek
Sun Mar 01, 2015 2:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: I need some comments on my portfolios
Replies: 9
Views: 969

Re: Major issues with new HSABank.com website

This thread is now in the Personal Finance (Not Investing) forum (bank problems).
by LadyGeek
Sun Mar 01, 2015 2:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Major issues with new HSABank.com website
Replies: 25
Views: 2186

Re: I survived my initial performance improvement mtg. Now w

Mill - Pay attention to what FabLab is saying. I'm in full agreement.
by LadyGeek
Sun Mar 01, 2015 2:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: I survived my initial performance improvement mtg. Now what?
Replies: 32
Views: 3822

Re: How long will I l live? (mortality predictor)

This thread is now in the Personal Finance (Not Investing) forum (mortality prediction tool).
by LadyGeek
Sun Mar 01, 2015 12:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: How long will I l live? (mortality predictor)
Replies: 17
Views: 2005

Re: You and Your Dumb Money

Here's another perspective from William Bernstein : Factor Rotation - it's probably older than pkcrafter's articles, but still holds true. I believe the intent is yet another way to show why market timing is not the best course of action. IOW, "stay the course" and ignore the noise. I do 2...
by LadyGeek
Sun Mar 01, 2015 12:09 pm
 
Forum: Investing - Theory, News & General
Topic: You and Your Dumb Money
Replies: 17
Views: 3141

Re: where to go shop and buy refrigerator

This thread is now in the Personal Consumer Issues forum (refrigerator).
by LadyGeek
Sun Mar 01, 2015 11:43 am
 
Forum: Personal Consumer Issues
Topic: where to go shop and buy refrigerator
Replies: 10
Views: 497

Re: What Movie Have You Recently Watched?

To be clear, Robert Redford is a very good actor. My reference to him in Captain America was for the visual impact. I still remember him from The Natural. Perhaps it's because I love baseball and remember the movie very well.
by LadyGeek
Sun Mar 01, 2015 10:28 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 573
Views: 70299

Re: Turbotax 2014: Buyer Beware

Let's keep the disagreements factual.
by LadyGeek
Sun Mar 01, 2015 10:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Turbotax 2014: Buyer Beware
Replies: 57
Views: 5297

Re: Turbotax 2014: Buyer Beware

Thinking that Intuit might be using common software among their products, I checked Quicken's PDF printer. Quicken uses a 3rd party package: Amyuni PDF Converter, licensed to Intuit. Used TaxAct 2014 Deluxe Fed & State CD. Good product and cost less than TT. Will be using TaxAct again in 2015......
by LadyGeek
Sun Mar 01, 2015 10:24 am
 
Forum: Personal Finance (Not Investing)
Topic: Turbotax 2014: Buyer Beware
Replies: 57
Views: 5297

Re: What Movie Have You Recently Watched?

Captain America, the Winter Soldier. I liked it. Action? Check. Lots of car chases and crashes? Check. Special effects? Check. Choreographed fight scenes? Double check. Decent plot? Check. Stan Lee cameo? Check. Samuel L. Jackson? Check. Robert Redford? It's been a while since I last saw him. :shoc...
by LadyGeek
Sun Mar 01, 2015 10:03 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 573
Views: 70299

Re: 2015 BOGLEHEADS CONFERENCE ANNOUNCEMENT

Count me in.

Daryl - It's in the Philadelphia area, the location won't be more specific than that.
by LadyGeek
Sat Feb 28, 2015 8:54 pm
 
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 24
Views: 2611

Re: Thank you!

This thread is now in the Local Chapters and Bogleheads Community forum (Bogleheads).
by LadyGeek
Sat Feb 28, 2015 8:52 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Thank you!
Replies: 5
Views: 662

Re: How to Invest in Gold

Please stay on-topic, which is how to invest in gold. General discussion of history, buying power, effects on the economy, etc. are off-topic.
by LadyGeek
Sat Feb 28, 2015 8:48 pm
 
Forum: Investing - Theory, News & General
Topic: How to Invest in Gold
Replies: 67
Views: 3648

Re: do we have bogleheads meeting in northern ,california

This thread is now in the Local Chapters and Bogleheads Community forum (chapter meetings).

I also fixed the spelling in your thread title.
by LadyGeek
Sat Feb 28, 2015 7:31 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Do we have Bogleheads meeting in northern California?
Replies: 2
Views: 217

Re: Past, present, and future of Berkshire - Annual letter

FYI - I merged Taylor Larimore's thread into here. The forum software orders posts by time; Robert T posted the earliest.
by LadyGeek
Sat Feb 28, 2015 5:40 pm
 
Forum: Investing - Theory, News & General
Topic: Past, present, and future of Berkshire - Annual letter
Replies: 29
Views: 2349

Re: International increase in Target Retirement & LifeStrate

Along with the asset allocation changes, Vanguard is introducing 12 new institutional target date funds. They took a different tactic when announcing the changes to the institutional investors. As pitched to personal investors: Vanguard enhances diversification for target date funds and other all-in...
by LadyGeek
Sat Feb 28, 2015 5:19 pm
 
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 121
Views: 8349

Re: [Does anyone have comments on this growth model?]

looking - I merged your request for nisiprius' opinion into your original thread. This is a group effort, those who can answer your question the best are encouraged to post. Also, I fixed the spelling in the thread title. Please keep your portfolio questions in this thread, don't start a new one as ...
by LadyGeek
Sat Feb 28, 2015 4:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: [Does anyone have comments on this growth model?]
Replies: 14
Views: 943

Re: How to Invest in Gold

This thread is now in the Investing - Theory, News & General forum (gold). Bear in mind that the use of gold in a portfolio (or not) is one of the top controversial subjects in this forum. Please state your opinions in a factual manner. Also see: Forum Policy We expect this forum to be a place w...
by LadyGeek
Sat Feb 28, 2015 3:29 pm
 
Forum: Investing - Theory, News & General
Topic: How to Invest in Gold
Replies: 67
Views: 3648

Re: Can I change user name?

^^^ Welcome! No PMs are possible until you've made at least one post.

I moved your post into here and have responded to your PM.
by LadyGeek
Sat Feb 28, 2015 3:14 pm
 
Forum: Forum Issues and Administration
Topic: Can I change user name?
Replies: 14
Views: 2011

Re: Which car should I sell?

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Fri Feb 27, 2015 10:24 pm
 
Forum: Personal Consumer Issues
Topic: Which car should I sell?
Replies: 14
Views: 651

Re: I survived my initial performance improvement mtg. Now w

How's your Emergency fund ? Throttle back on your expenses and act like you've just lost your job. Now. The idea is (1) just in case you get fired sooner than planned, and (2) to kickstart the emotional side that you need to make an immediate change in your career. LinkedIn is a good resource, but c...
by LadyGeek
Fri Feb 27, 2015 10:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: I survived my initial performance improvement mtg. Now what?
Replies: 32
Views: 3822

Re: Turbotax 2014: Buyer Beware

This thread is now in the Personal Finance (Not Investing) forum (TurboTax).
by LadyGeek
Fri Feb 27, 2015 9:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Turbotax 2014: Buyer Beware
Replies: 57
Views: 5297
Next

Return to advanced search