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Re: What to prepare for first baby due next month?

For ex: Before you can get her on health insurance she will have to have a SS #. You can add a newborn to your insurance without a SSN, but will need to call back and provide a SSN within a certain period, e.g. 90 or 180 days. If you waited until you received the SSN you'd likely be outside the per...
by JustMe
Wed Nov 19, 2014 3:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: What to prepare for first baby due next month?
Replies: 55
Views: 4259

Re: Possible to contribute after-tax to plan to get match?

Withholding more than $4500 at your new job may not actually have any effect on your match for this year. ⋅ At some companies (though less common than in the past), employees are not eligible for the match until they've worked a certain number of days. ⋅ You mention both "6%...
by JustMe
Sun Nov 02, 2014 10:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Possible to contribute after-tax to plan to get match?
Replies: 9
Views: 956

Re: Large Inheritance - Need Advice

As much as I wish to, I don't think I have the time or smarts to manage the money myself or ever get good at it. There's nothing wrong with using an advisor, as long as you find one who is reasonably priced and has your best interest at heart (harder to find than it sounds). Here's some advice from...
by JustMe
Tue Oct 07, 2014 2:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: Large Inheritance - Need Advice
Replies: 28
Views: 3630

Re: New 2% cash back Mastercard from Citi

It looks like the card just isn't out yet, and they haven't finalized which network it will be on. Some websites say Visa definitively, some say MasterCard definitively, others say they "expect" either. Has anybody contacted Citi about it yet? I'm at work but will certainly call tonight w...
by JustMe
Fri Aug 29, 2014 10:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 237
Views: 34208

Re: Don’t Bother With That High Cost 401(k)

IBM terminated its cash balance retirement plan about 10 years ago after engaging in costly litigation over whether it was legal. (It was). IBM used part of the saving to create private label funds with a generous match for its 401k plan which had over $41B in assets as of the end of 2012. Accordin...
by JustMe
Wed Mar 19, 2014 10:33 am
 
Forum: Investing - Theory, News & General
Topic: Don’t Bother With That High Cost 401(k)
Replies: 28
Views: 3167

Re: Where to open coverdell

I'd like the ability to buy Vanguard mutual funds and not pay any purchase or account maintenance fees if possible. If you don't mind online statements, I believe TD Ameritrade won't charge any maintenance fees. Their commission-free ETF list includes a bunch of Vanguard options, so if those meet y...
by JustMe
Thu Feb 14, 2013 2:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where to open coverdell
Replies: 4
Views: 559

Re: Vanguard On-line Recommendations

Since the recommendation tool doesn't actually invest the funds, this isn't really that big a deal. If you walk through the process of actually investing in one of the funds, then after you choose the fund and the dollar amount (but before you've finalized the transaction) it will offer you the chan...
by JustMe
Fri Feb 01, 2013 9:09 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard On-line Recommendations
Replies: 7
Views: 977

Re: Good movies to stream on Netflix

We use Netflix mostly for watching TV series. But when I'm looking for a movie, http://instantwatcher.com is a good site for exploring the Netflix catalog by category, critics' picks, etc.
by JustMe
Thu Jan 17, 2013 5:25 pm
 
Forum: Personal Consumer Issues
Topic: Good movies to stream on Netflix
Replies: 37
Views: 3776

Re: So much for the 2% Cash Back Sallie Mae Visa card

We've just received a no annual fee, Capital One Cash Rewards card offer, touting a 1.5% "unlimited cash back on every purchase". Besides those incredibly bad commercials Cap One has been serving up of late, and the even more offensive APR of 18.99% that goes with this card, has anyone ha...
by JustMe
Mon Dec 10, 2012 2:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: So much for the 2% Cash Back Sallie Mae Visa card
Replies: 41
Views: 4826

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